Greenberry Financial Services Mortgage Lending & HMDA Data, 2009
In 2009, Greenberry Financial Services of Ladera Ranch, CA reported 260 mortgage applications totaling $61.1 million. The average application was for $234,988, and applicants reported an average income of $33,596. 65% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (28), Santa Ana-Anaheim-Irvine, CA (17) and Los Angeles-Long Beach-Glendale, CA (16) (applications in parentheses).
| Mortgage Company & Address | Greenberry Financial Services 999 Corporate Drive, Suite 110 Ladera Ranch, CA 92694 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 |
| Total Number of Mortgage Applications | 260 |
| Total Mortgage Loan Application Amount | $61,097,000 |
| Average Mortgage Loan Application Amount | $234,988 |
| Highest Mortgage Loan Application Amount | $1,484,000 |
| Average Applicant Income | $33,596 |
| Highest Applicant Income | $900,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Greenberry Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 28 | $ 5,218,000 | $ 186,357 | $ 77,000 |
| Santa Ana-Anaheim-Irvine, CA | 17 | $ 7,127,000 | $ 419,235 | $ 67,000 |
| Los Angeles-Long Beach-Glendale, CA | 16 | $ 4,723,000 | $ 295,187 | $ 52,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 16 | $ 3,437,000 | $ 214,812 | $ 3,000 |
| Riverside-San Bernardino-Ontario, CA | 15 | $ 3,110,000 | $ 207,333 | $ 28,000 |
| San Diego-Carlsbad-San Marcos, CA | 13 | $ 4,716,000 | $ 362,769 | $ 96,000 |
| Denver-Aurora-Broomfield, CO | 8 | $ 1,918,000 | $ 239,750 | $ 34,000 |
| Atlanta-Sandy Springs-Marietta, GA | 7 | $ 1,357,000 | $ 193,857 | $ 25,000 |
| Houston-Sugar Land-Baytown, TX | 7 | $ 1,234,000 | $ 176,285 | $ 0 |
| Dallas-Plano-Irving, TX | 6 | $ 1,055,000 | $ 175,833 | $ 0 |
| Fort Worth-Arlington, TX | 6 | $ 1,353,000 | $ 225,500 | $ 0 |
| Portland-Vancouver-Beaverton, OR-WA | 6 | $ 892,000 | $ 148,666 | $ 0 |
| St. Louis, MO-IL | 5 | $ 958,000 | $ 191,600 | $ 0 |
| Tucson, AZ | 5 | $ 888,000 | $ 177,600 | $ 33,000 |
| Warren-Troy-Farmington Hills, MI | 5 | $ 906,000 | $ 181,200 | $ 28,000 |
| Chicago-Naperville-Joliet, IL | 4 | $ 953,000 | $ 238,250 | $ 24,000 |
| Duluth, MN-WI | 4 | $ 608,000 | $ 152,000 | $ 15,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4 | $ 2,115,000 | $ 528,750 | $ 0 |
| Boise City-Nampa, ID | 3 | $ 884,000 | $ 294,666 | $ 108,000 |
| Honolulu, HI | 3 | $ 1,178,000 | $ 392,666 | $ 0 |
| Lake Havasu City-Kingman, AZ | 3 | $ 448,000 | $ 149,333 | $ 32,000 |
| Salem, OR | 3 | $ 421,000 | $ 140,333 | $ 0 |
| Salt Lake City, UT | 3 | $ 607,000 | $ 202,333 | $ 20,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 1,683,000 | $ 561,000 | $ 0 |
| Santa Rosa-Petaluma, CA | 3 | $ 530,000 | $ 176,666 | $ 30,000 |
| Austin-Round Rock, TX | 2 | $ 358,000 | $ 179,000 | $ 0 |
| Fargo, ND-MN | 2 | $ 221,000 | $ 110,500 | $ 0 |
| Greenville-Mauldin-Easley, SC | 2 | $ 258,000 | $ 129,000 | $ 28,000 |
| Kansas City, MO-KS | 2 | $ 296,000 | $ 148,000 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 436,000 | $ 218,000 | $ 0 |
| Oakland-Fremont-Hayward, CA | 2 | $ 628,000 | $ 314,000 | $ 35,000 |
| Orlando-Kissimmee, FL | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 2 | $ 397,000 | $ 198,500 | $ 0 |
| Visalia-Porterville, CA | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2 | $ 454,000 | $ 227,000 | $ 82,000 |
| Yuma, AZ | 2 | $ 181,000 | $ 90,500 | $ 0 |
| Columbia, SC | 1 | $ 106,000 | $ 106,000 | $ 0 |
| El Centro, CA | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Eugene-Springfield, OR | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Flagstaff, AZ | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Fort Walton Beach-Crestview-Destin, FL | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Fresno, CA | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Jacksonville, FL | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Laredo, TX | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Lawton, OK | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Madera-Chowchilla, CA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Memphis, TN-MS-AR | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Ocala, FL | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 325,000 | $ 325,000 | $ 55,000 |
| Prescott, AZ | 1 | $ 123,000 | $ 123,000 | $ 37,000 |
| Pueblo, CO | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Reading, PA | 1 | $ 94,000 | $ 94,000 | $ 131,000 |
| Roanoke, VA | 1 | $ 188,000 | $ 188,000 | $ 80,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1 | $ 303,000 | $ 303,000 | $ 0 |
| San Antonio, TX | 1 | $ 157,000 | $ 157,000 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 571,000 | $ 571,000 | $ 96,000 |
| Stockton, CA | 1 | $ 93,000 | $ 93,000 | $ 37,000 |
| Tacoma, WA | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 198,000 | $ 198,000 | $ 37,000 |
| Waco, TX | 1 | $ 156,000 | $ 156,000 | $ 0 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1 | $ 170,000 | $ 170,000 | $ 0 |
Mortgage Loan Application Detail Totals for Greenberry Financial Services in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 222 | $50,975,000 | $229,000 | $1,484,000 | $25,000 | $900,000 |
| Home Purchase | 37 | $9,791,000 | $264,000 | $600,000 | $84,000 | $283,000 |
| Home Improvement | 1 | $331,000 | $331,000 | $331,000 | $77,000 | $77,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 156 | $36,701,000 | $235,000 | $1,484,000 | $43,000 | $900,000 |
| Not Provided | 81 | $18,478,000 | $228,000 | $739,000 | $13,000 | $131,000 |
| Black or African American | 11 | $2,084,000 | $189,000 | $273,000 | $3,000 | $36,000 |
| Hispanic | 7 | $2,054,000 | $293,000 | $397,000 | $66,000 | $109,000 |
| Asian | 3 | $1,400,000 | $466,000 | $571,000 | $94,000 | $129,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $212,000 | $212,000 | $212,000 | $49,000 | $49,000 |
| Not applicable | 1 | $168,000 | $168,000 | $168,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 185 | $41,761,000 | $225,000 | $739,000 | $14,000 | $171,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 71 | $18,225,000 | $256,000 | $1,484,000 | $83,000 | $900,000 |
| VA-guaranteed (Veterans Administration) | 4 | $1,111,000 | $277,000 | $397,000 | $62,000 | $95,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 168 | $42,986,000 | $255,000 | $1,484,000 | $33,000 | $900,000 |
| Application Withdrawn By Applicant | 64 | $11,870,000 | $185,000 | $571,000 | $33,000 | $200,000 |
| Application Approved But Not Accepted | 14 | $3,867,000 | $276,000 | $516,000 | $32,000 | $214,000 |
| Application Denied By Financial Institution | 14 | $2,374,000 | $169,000 | $278,000 | $35,000 | $96,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7 | $1,111,000 | $158,000 | $208,000 | $42,000 | $96,000 |
| Employment History | 2 | $318,000 | $159,000 | $159,000 | $21,000 | $43,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $335,000 | $167,000 | $224,000 | $19,000 | $39,000 |
| Other | 1 | $229,000 | $229,000 | $229,000 | $40,000 | $40,000 |
| Collateral | 1 | $278,000 | $278,000 | $278,000 | $77,000 | $77,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenberry Financial Services's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Greenberry Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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