Greenbox Loans Mortgage Lending & HMDA Data, 2024

In 2024, Greenbox Loans of Los Angeles, CA reported 1,754 mortgage applications totaling $1.0 billion, down 28% from 2023. The average application was for $591,453, and applicants reported an average income of $595,956. 43% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (295), Riverside-San Bernardino-Ontario, CA (84) and Houston-The Woodlands-Sugar Land, TX (83) (applications in parentheses).

Mortgage Company & Address Greenbox Loans
3250 Wilshire Blvd., Suite 1900
Los Angeles, CA 90010
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 1,754
Total Mortgage Loan Application Amount $1,037,410,000
Average Mortgage Loan Application Amount $591,453
Highest Mortgage Loan Application Amount $6,375,000
Average Applicant Income $595,956
Highest Applicant Income $9,360,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Greenbox Loans filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Greenbox Loans by Metropolitan Area in 2024

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 295 $ 274,885,000 $ 931,813 $ 1,707,000
Outside any metro area 95 $ 59,165,000 $ 622,789 $ 288,726
Riverside-San Bernardino-Ontario, CA 84 $ 34,990,000 $ 416,547 $ 225,000
Houston-The Woodlands-Sugar Land, TX 83 $ 29,565,000 $ 356,204 $ 181,000
Las Vegas-Henderson-Paradise, NV 55 $ 24,065,000 $ 437,545 $ 281,000
Phoenix-Mesa-Scottsdale, AZ 54 $ 26,900,000 $ 498,148 $ 282,000
San Diego-Carlsbad, CA 47 $ 37,005,000 $ 787,340 $ 323,000
Dallas-Plano-Irving, TX 45 $ 14,715,000 $ 327,000 $ 196,000
Miami-Miami Beach-Kendall, FL 44 $ 21,590,000 $ 490,681 $ 450,000
Orlando-Kissimmee-Sanford, FL 43 $ 21,195,000 $ 492,906 $ 294,000
Oakland-Hayward-Berkeley, CA 41 $ 28,395,000 $ 692,560 $ 333,000
Fort Worth-Arlington, TX 37 $ 10,175,000 $ 275,000 $ 72,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 30 $ 14,270,000 $ 475,666 $ 267,000
Santa Maria-Santa Barbara, CA 30 $ 23,150,000 $ 771,666 $ 2,600,000
Anaheim-Santa Ana-Irvine, CA 29 $ 33,705,000 $ 1,162,241 $ 800,000
Denver-Aurora-Lakewood, CO 27 $ 16,315,000 $ 604,259 $ 537,000
Lakewood-New Brunswick, NJ 27 $ 10,455,000 $ 387,222 $ 315,000
Atlanta-Sandy Springs-Roswell, GA 26 $ 22,280,000 $ 856,923 $ 773,000
Portland-Vancouver-Hillsboro, OR-WA 26 $ 10,670,000 $ 410,384 $ 314,000
Baltimore-Columbia-Towson, MD 25 $ 9,225,000 $ 369,000 $ 196,000
Chicago-Naperville, IL 25 $ 6,885,000 $ 275,400 $ 172,000
Fresno, CA 21 $ 7,215,000 $ 343,571 $ 116,000
Austin-Round Rock, TX 20 $ 14,270,000 $ 713,500 $ 776,000
Modesto, CA 19 $ 6,855,000 $ 360,789 $ 248,000
Hartford-West Hartford-East Hartford, CT 17 $ 3,865,000 $ 227,352 $ 4,000
North Port-Sarasota-Bradenton, FL 17 $ 12,775,000 $ 751,470 $ 116,000
Oxnard-Thousand Oaks-Ventura, CA 17 $ 19,465,000 $ 1,145,000 $ 1,185,000
Stockton-Lodi, CA 16 $ 7,180,000 $ 448,750 $ 208,000
Tampa, FL 16 $ 5,430,000 $ 339,375 $ 244,000
Boston, MA 15 $ 7,015,000 $ 467,666 $ 226,000
Newark, NJ-PA 13 $ 5,195,000 $ 399,615 $ 81,000
Sacramento--Roseville--Arden-Arcade, CA 13 $ 5,095,000 $ 391,923 $ 356,000
San Antonio-New Braunfels, TX 12 $ 3,360,000 $ 280,000 $ 136,000
Arlington-Alexandria-Reston, VA-WV 10 $ 15,900,000 $ 1,590,000 $ 851,000
Cape Coral-Fort Myers, FL 10 $ 2,660,000 $ 266,000 $ 69,000
San Jose-Sunnyvale-Santa Clara, CA 10 $ 9,760,000 $ 976,000 $ 309,000
Bakersfield, CA 9 $ 2,495,000 $ 277,222 $ 82,000
Marietta, GA 9 $ 3,925,000 $ 436,111 $ 606,000
San Francisco-Redwood City-South San Francisco, CA 9 $ 10,805,000 $ 1,200,555 $ 830,000
New York-Jersey City-White Plains, NY-NJ 8 $ 3,540,000 $ 442,500 $ 108,000
Vallejo-Fairfield, CA 8 $ 3,110,000 $ 388,750 $ 223,000
West Palm Beach-Boca Raton-Delray Beach, FL 8 $ 3,650,000 $ 456,250 $ 699,000
Cambridge-Newton-Framingham, MA 7 $ 2,805,000 $ 400,714 $ 90,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 7 $ 8,995,000 $ 1,285,000 $ 719,000
Scranton--Wilkes-Barre--Hazleton, PA 7 $ 3,415,000 $ 487,857 $ 0
St. Louis, MO-IL 7 $ 1,495,000 $ 213,571 $ 91,000
Washington, DC-MD 7 $ 2,035,000 $ 290,714 $ 200,000
Washington-Baltimore-Arlington, DC 7 $ 3,775,000 $ 539,285 $ 516,000
Allentown-Bethlehem-Easton, PA-NJ 6 $ 4,550,000 $ 758,333 $ 546,333
Gadsden, AL 6 $ 830,000 $ 138,333 $ 21,000
McAllen-Edinburg-Mission, TX 6 $ 1,910,000 $ 318,333 $ 140,000
Merced, CA 6 $ 2,240,000 $ 373,333 $ 113,000
Nashville-Davidson--Murfreesboro--Franklin, TN 6 $ 1,930,000 $ 321,666 $ 62,000
Seattle-Bellevue-Everett, WA 6 $ 4,500,000 $ 750,000 $ 894,000
Youngstown-Warren-Boardman, OH-PA 6 $ 960,000 $ 160,000 $ 7,000
Boulder, CO 5 $ 5,165,000 $ 1,033,000 $ 256,000
Camden, NJ 5 $ 1,135,000 $ 227,000 $ 162,000
Colorado Springs, CO 5 $ 1,575,000 $ 315,000 $ 193,000
Eugene, OR 5 $ 2,085,000 $ 417,000 $ 157,000
Hanford-Corcoran, CA 5 $ 1,315,000 $ 263,000 $ 44,000
Jacksonville, FL 5 $ 3,165,000 $ 633,000 $ 1,590,000
Lake County-Kenosha County, IL-WI 5 $ 875,000 $ 175,000 $ 116,000
Lakeland-Winter Haven, FL 5 $ 1,525,000 $ 305,000 $ 153,000
Montgomery County-Bucks County-Chester County, PA 5 $ 2,415,000 $ 483,000 $ 239,000
Philadelphia, PA 5 $ 1,655,000 $ 331,000 $ 31,000
Santa Rosa, CA 5 $ 3,815,000 $ 763,000 $ 207,000
Tacoma-Lakewood, WA 5 $ 2,165,000 $ 433,000 $ 340,000
Charlotte-Concord-Gastonia, NC-SC 4 $ 960,000 $ 240,000 $ 171,000
Deltona-Daytona Beach-Ormond Beach, FL 4 $ 990,000 $ 247,500 $ 97,000
El Paso, TX 4 $ 830,000 $ 207,500 $ 35,000
Laredo, TX 4 $ 850,000 $ 212,500 $ 66,000
Richmond, VA 4 $ 1,050,000 $ 262,500 $ 110,000
San Rafael, CA 4 $ 9,690,000 $ 2,422,500 $ 614,000
Visalia-Porterville, CA 4 $ 1,390,000 $ 347,500 $ 111,000
Asheville, NC 3 $ 2,745,000 $ 915,000 $ 232,000
Augusta-Richmond County, GA-SC 3 $ 655,000 $ 218,333 $ 132,000
Bellingham, WA 3 $ 2,465,000 $ 821,666 $ 361,000
Bend-Redmond, OR 3 $ 3,735,000 $ 1,245,000 $ 9,313,000
Birmingham-Hoover, AL 3 $ 705,000 $ 235,000 $ 1,434,000
Burlington, NC 3 $ 645,000 $ 215,000 $ 134,000
Corpus Christi, TX 3 $ 1,015,000 $ 338,333 $ 0
Durham-Chapel Hill, NC 3 $ 795,000 $ 265,000 $ 89,000
Everett, WA 3 $ 1,365,000 $ 455,000 $ 244,000
Gainesville, GA 3 $ 955,000 $ 318,333 $ 486,000
Greeley, CO 3 $ 1,265,000 $ 421,666 $ 237,000
Greenville-Anderson-Mauldin, SC 3 $ 1,445,000 $ 481,666 $ 0
Naples-Immokalee-Marco Island, FL 3 $ 6,325,000 $ 2,108,333 $ 2,194,000
Norwich-New London, CT 3 $ 965,000 $ 321,666 $ 0
Ocala, FL 3 $ 955,000 $ 318,333 $ 65,000
Tyler, TX 3 $ 895,000 $ 298,333 $ 478,000
Waco, TX 3 $ 815,000 $ 271,666 $ 0
Winston-Salem, NC 3 $ 715,000 $ 238,333 $ 58,000
Yuba City, CA 3 $ 1,665,000 $ 555,000 $ 251,000
Atlantic City-Hammonton, NJ 2 $ 470,000 $ 235,000 $ 1,153,000
Bridgeport-Stamford-Norwalk, CT 2 $ 1,110,000 $ 555,000 $ 0
Chico, CA 2 $ 610,000 $ 305,000 $ 0
College Station-Bryan, TX 2 $ 610,000 $ 305,000 $ 111,000
Crestview-Fort Walton Beach-Destin, FL 2 $ 2,660,000 $ 1,330,000 $ 0
El Centro, CA 2 $ 790,000 $ 395,000 $ 0
Elgin, IL 2 $ 400,000 $ 200,000 $ 108,000
Lake Havasu City-Kingman, AZ 2 $ 1,390,000 $ 695,000 $ 360,000
Lubbock, TX 2 $ 670,000 $ 335,000 $ 165,000
Medford, OR 2 $ 2,180,000 $ 1,090,000 $ 3,454,000
Port St. Lucie, FL 2 $ 2,310,000 $ 1,155,000 $ 617,000
Portland-South Portland, ME 2 $ 1,370,000 $ 685,000 $ 600,000
Raleigh, NC 2 $ 670,000 $ 335,000 $ 41,000
Reading, PA 2 $ 500,000 $ 250,000 $ 184,000
Reno, NV 2 $ 580,000 $ 290,000 $ 139,000
Salem, OR 2 $ 750,000 $ 375,000 $ 187,000
Salinas, CA 2 $ 610,000 $ 305,000 $ 85,000
St. Petersburg-Clearwater-Largo, FL 2 $ 450,000 $ 225,000 $ 392,000
Staunton-Waynesboro, VA 2 $ 550,000 $ 275,000 $ 91,000
Worcester, MA-CT 2 $ 930,000 $ 465,000 $ 0
Yakima, WA 2 $ 730,000 $ 365,000 $ 45,000
Yuma, AZ 2 $ 610,000 $ 305,000 $ 494,000
Amherst Town-Northampton, MA 1 $ 375,000 $ 375,000 $ 78,000
Barnstable Town, MA 1 $ 565,000 $ 565,000 $ 358,000
Charleston-North Charleston, SC 1 $ 355,000 $ 355,000 $ 0
Chattanooga, TN-GA 1 $ 165,000 $ 165,000 $ 170,000
Detroit-Dearborn-Livonia, MI 1 $ 175,000 $ 175,000 $ 0
Dover, DE 1 $ 435,000 $ 435,000 $ 0
Fort Collins, CO 1 $ 385,000 $ 385,000 $ 59,000
Gainesville, FL 1 $ 205,000 $ 205,000 $ 120,000
Homosassa Springs, FL 1 $ 255,000 $ 255,000 $ 234,000
Kahului-Wailuku-Lahaina, HI 1 $ 885,000 $ 885,000 $ 171,000
Kansas City, MO-KS 1 $ 405,000 $ 405,000 $ 11,000
Kennewick-Richland, WA 1 $ 505,000 $ 505,000 $ 825,000
Killeen-Temple, TX 1 $ 255,000 $ 255,000 $ 0
Las Cruces, NM 1 $ 235,000 $ 235,000 $ 0
Lebanon, PA 1 $ 175,000 $ 175,000 $ 49,000
Lexington Park, MD 1 $ 385,000 $ 385,000 $ 1,570,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 1 $ 305,000 $ 305,000 $ 0
New Haven-Milford, CT 1 $ 155,000 $ 155,000 $ 52,000
Ogden-Clearfield, UT 1 $ 425,000 $ 425,000 $ 755,000
Olympia-Tumwater, WA 1 $ 755,000 $ 755,000 $ 374,000
Oshkosh-Neenah, WI 1 $ 165,000 $ 165,000 $ 0
Palm Bay-Melbourne-Titusville, FL 1 $ 1,125,000 $ 1,125,000 $ 132,000
Panama City, FL 1 $ 2,605,000 $ 2,605,000 $ 0
Pittsburgh, PA 1 $ 2,975,000 $ 2,975,000 $ 6,411,000
Providence-Warwick, RI-MA 1 $ 295,000 $ 295,000 $ 0
Punta Gorda, FL 1 $ 465,000 $ 465,000 $ 230,000
Rocky Mount, NC 1 $ 275,000 $ 275,000 $ 204,000
Sherman-Denison, TX 1 $ 165,000 $ 165,000 $ 93,000
Topeka, KS 1 $ 225,000 $ 225,000 $ 0
Trenton, NJ 1 $ 2,165,000 $ 2,165,000 $ 627,000
Tucson, AZ 1 $ 115,000 $ 115,000 $ 0
Urban Honolulu, HI 1 $ 1,475,000 $ 1,475,000 $ 0
Virginia Beach-Norfolk-Newport News, VA-NC 1 $ 205,000 $ 205,000 $ 176,000
Warren-Troy-Farmington Hills, MI 1 $ 1,055,000 $ 1,055,000 $ 0
Waterbury-Shelton, CT 1 $ 165,000 $ 165,000 $ 48,000
Wilmington, NC 1 $ 205,000 $ 205,000 $ 37,000

Mortgage Loan Application Detail Totals for Greenbox Loans in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,197 $666,355,000 $556,000 $6,375,000 $413,000 $7,936,000
Cash-out Refinancing 379 $219,945,000 $580,000 $4,845,000 $582,000 $9,313,000
Refinancing 178 $151,110,000 $848,000 $6,205,000 $1,856,000 $9,360,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 722 $294,590,000 $408,000 $3,715,000 $246,000 $7,936,000
White 476 $406,180,000 $853,000 $6,375,000 $1,424,000 $9,360,000
Not Provided 310 $185,900,000 $599,000 $6,205,000 $424,000 $7,440,000
Asian 131 $94,175,000 $718,000 $5,005,000 $297,000 $6,400,000
Black or African American 104 $47,920,000 $460,000 $2,505,000 $153,000 $3,063,000
American Indian or Alaskan Native 10 $7,760,000 $776,000 $2,385,000 $162,000 $612,000
Native Hawaiian or Other Pacific Islander 1 $885,000 $885,000 $885,000 $171,000 $171,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,754 $1,037,410,000 $591,000 $6,375,000 $593,000 $9,360,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 755 $451,645,000 $598,000 $4,845,000 $697,000 $9,313,000
Preapproval Approved but not Accepted 519 $321,015,000 $618,000 $5,835,000 $592,000 $7,936,000
File Closed For Incompleteness 200 $108,900,000 $544,000 $6,375,000 $471,000 $9,360,000
Application Withdrawn By Applicant 176 $86,530,000 $491,000 $3,505,000 $417,000 $7,440,000
Application Denied By Financial Institution 88 $62,760,000 $713,000 $5,165,000 $413,000 $6,411,000
Application Approved But Not Accepted 16 $6,560,000 $410,000 $1,205,000 $97,000 $385,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,666 $974,650,000 $585,000 $6,375,000 $602,000 $9,360,000
Collateral 29 $22,185,000 $765,000 $2,805,000 $386,000 $2,254,000
Debt-To-Income Ratio 26 $13,100,000 $503,000 $5,165,000 $341,000 $6,411,000
Credit History 18 $12,690,000 $705,000 $3,635,000 $538,000 $2,365,000
Insufficient Cash (Downpayment, Closing Cost) 10 $9,710,000 $971,000 $4,005,000 $320,000 $1,440,000
Unverifiable Information 4 $4,850,000 $1,212,000 $3,505,000 $875,000 $2,138,000
Other 1 $225,000 $225,000 $225,000 $156,000 $156,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenbox Loans's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Greenbox Loans's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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