Gfs Capital Mortgage Lending & HMDA Data, 2012

In 2012, Gfs Capital of Huntington Beach, CA reported 62,779 mortgage applications totaling $16.0 billion, up 380% from 2011. The average application was for $254,423, and applicants reported an average income of $93,643. 36% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (16,424), Santa Ana-Anaheim-Irvine, CA (7,981) and Riverside-San Bernardino-Ontario, CA (7,616) (applications in parentheses).

Mortgage Company & Address Gfs Capital
6499 Havenwood Circle
Huntington Beach, CA 92648
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  
Total Number of Mortgage Applications 62,779
Total Mortgage Loan Application Amount $15,972,471,000
Average Mortgage Loan Application Amount $254,423
Highest Mortgage Loan Application Amount $13,405,000
Average Applicant Income $93,643
Highest Applicant Income $9,972,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Gfs Capital filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Gfs Capital by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 16,424 $ 4,665,844,000 $ 284,086 $ 99,000
Orange, California 7,981 $ 2,541,358,000 $ 318,426 $ 111,000
Riverside, California 3,814 $ 856,143,000 $ 224,473 $ 93,000
San Bernardino, California 3,802 $ 856,287,000 $ 225,220 $ 91,000
San Diego, California 2,921 $ 833,017,000 $ 285,182 $ 104,000
Ventura, California 2,170 $ 649,710,000 $ 299,405 $ 108,000
Maricopa, Arizona 983 $ 200,261,000 $ 203,724 $ 83,000
Sacramento, California 517 $ 114,947,000 $ 222,334 $ 86,000
Alameda, California 452 $ 143,854,000 $ 318,261 $ 109,000
Santa Clara, California 450 $ 154,286,000 $ 342,857 $ 107,000
Contra Costa, California 425 $ 123,846,000 $ 291,402 $ 99,000
Kern, California 335 $ 63,853,000 $ 190,605 $ 87,000
King, Washington 250 $ 66,584,000 $ 266,336 $ 91,000
Fresno, California 245 $ 51,776,000 $ 211,330 $ 92,000
Broward, Florida 238 $ 51,552,000 $ 216,605 $ 88,000
San Mateo, California 232 $ 80,216,000 $ 345,758 $ 104,000
Harris, Texas 221 $ 40,128,000 $ 181,574 $ 95,000
Placer, California 219 $ 57,457,000 $ 262,360 $ 94,000
Pima, Arizona 216 $ 40,230,000 $ 186,250 $ 72,000
Middlesex, Massachusetts 206 $ 57,258,000 $ 277,951 $ 94,000
Montgomery, Maryland 191 $ 54,946,000 $ 287,675 $ 118,000
Sonoma, California 187 $ 51,584,000 $ 275,850 $ 92,000
San Joaquin, California 180 $ 38,862,000 $ 215,900 $ 80,000
Santa Barbara, California 180 $ 57,918,000 $ 321,766 $ 106,000
Palm Beach, Florida 169 $ 36,405,000 $ 215,414 $ 91,000
Fairfax, Virginia 166 $ 50,429,000 $ 303,789 $ 108,000
Wake, North Carolina 163 $ 34,474,000 $ 211,496 $ 82,000
San Luis Obispo, California 160 $ 45,189,000 $ 282,431 $ 112,000
El Dorado, California 152 $ 40,323,000 $ 265,282 $ 95,000
Mohave, Arizona 151 $ 25,593,000 $ 169,490 $ 93,000
Miami-Dade, Florida 150 $ 32,949,000 $ 219,660 $ 99,000
Solano, California 142 $ 34,200,000 $ 240,845 $ 98,000
San Francisco, California 140 $ 48,554,000 $ 346,814 $ 115,000
Hartford, Connecticut 137 $ 28,251,000 $ 206,211 $ 80,000
Fairfield, Connecticut 134 $ 38,122,000 $ 284,492 $ 107,000
El Paso, Colorado 132 $ 29,212,000 $ 221,303 $ 87,000
Hillsborough, Florida 132 $ 24,387,000 $ 184,750 $ 83,000
Middlesex, New Jersey 132 $ 32,903,000 $ 249,265 $ 105,000
Mecklenburg, North Carolina 132 $ 23,311,000 $ 176,598 $ 73,000
Stanislaus, California 131 $ 26,850,000 $ 204,961 $ 85,000
Jefferson, Colorado 131 $ 30,239,000 $ 230,832 $ 90,000
Norfolk, Massachusetts 130 $ 34,377,000 $ 264,438 $ 96,000
Tarrant, Texas 130 $ 22,223,000 $ 170,946 $ 90,000
New Haven, Connecticut 126 $ 26,897,000 $ 213,468 $ 91,000
Bergen, New Jersey 126 $ 38,150,000 $ 302,777 $ 115,000
Baltimore, Maryland 122 $ 24,902,000 $ 204,114 $ 79,000
Philadelphia, Pennsylvania 121 $ 30,928,000 $ 255,603 $ 66,000
Orange, Florida 120 $ 23,609,000 $ 196,741 $ 84,000
Hennepin, Minnesota 120 $ 26,631,000 $ 221,925 $ 103,000
Montgomery, Pennsylvania 120 $ 26,777,000 $ 223,141 $ 84,000
Pierce, Washington 118 $ 27,519,000 $ 233,211 $ 82,000
Essex, Massachusetts 114 $ 28,461,000 $ 249,657 $ 84,000
Monmouth, New Jersey 114 $ 30,725,000 $ 269,517 $ 192,000
Bucks, Pennsylvania 114 $ 28,491,000 $ 249,921 $ 89,000
Monterey, California 112 $ 31,583,000 $ 281,991 $ 92,000
Yavapai, Arizona 109 $ 21,365,000 $ 196,009 $ 82,000
Snohomish, Washington 107 $ 26,711,000 $ 249,635 $ 79,000
Prince George's, Maryland 102 $ 22,866,000 $ 224,176 $ 71,000
Fulton, Georgia 101 $ 21,919,000 $ 217,019 $ 103,000
Tulare, California 100 $ 19,168,000 $ 191,680 $ 93,000
Pinellas, Florida 100 $ 19,174,000 $ 191,740 $ 85,000
Cook, Illinois 99 $ 20,758,000 $ 209,676 $ 71,000
Travis, Texas 96 $ 19,464,000 $ 202,750 $ 103,000
Duval, Florida 95 $ 16,542,000 $ 174,126 $ 69,000
Anne Arundel, Maryland 95 $ 24,778,000 $ 260,821 $ 94,000
Suffolk, Massachusetts 94 $ 22,810,000 $ 242,659 $ 83,000
Multnomah, Oregon 94 $ 20,878,000 $ 222,106 $ 71,000
Allegheny, Pennsylvania 93 $ 15,186,000 $ 163,290 $ 76,000
Collin, Texas 91 $ 18,208,000 $ 200,087 $ 109,000
Worcester, Massachusetts 90 $ 19,262,000 $ 214,022 $ 78,000
Chester, Pennsylvania 90 $ 22,691,000 $ 252,122 $ 118,000
Brevard, Florida 89 $ 15,481,000 $ 173,943 $ 85,000
Morris, New Jersey 87 $ 25,035,000 $ 287,758 $ 103,000
Plymouth, Massachusetts 86 $ 20,737,000 $ 241,127 $ 85,000
Bexar, Texas 86 $ 14,810,000 $ 172,209 $ 84,000
Pinal, Arizona 85 $ 14,296,000 $ 168,188 $ 66,000
Burlington, New Jersey 85 $ 18,359,000 $ 215,988 $ 96,000
Arapahoe, Colorado 84 $ 16,955,000 $ 201,845 $ 79,000
Ocean, New Jersey 84 $ 18,604,000 $ 221,476 $ 82,000
Prince William, Virginia 83 $ 21,073,000 $ 253,891 $ 90,000
Marin, California 81 $ 26,964,000 $ 332,888 $ 106,000
Fort Bend, Texas 81 $ 17,438,000 $ 215,283 $ 100,000
Douglas, Colorado 80 $ 21,100,000 $ 263,750 $ 98,000
Gwinnett, Georgia 80 $ 14,649,000 $ 183,112 $ 83,000
Bernalillo, New Mexico 79 $ 15,093,000 $ 191,050 $ 83,000
Larimer, Colorado 78 $ 16,942,000 $ 217,205 $ 69,000
Cobb, Georgia 77 $ 30,597,000 $ 397,363 $ 107,000
Essex, New Jersey 76 $ 19,099,000 $ 251,302 $ 108,000
Loudoun, Virginia 76 $ 24,489,000 $ 322,223 $ 118,000
Nevada, California 74 $ 18,753,000 $ 253,418 $ 114,000
Lee, Florida 74 $ 14,103,000 $ 190,581 $ 84,000
Santa Cruz, California 73 $ 23,622,000 $ 323,589 $ 100,000
Dallas, Texas 73 $ 15,608,000 $ 213,808 $ 104,000
Delaware, Pennsylvania 71 $ 15,633,000 $ 220,183 $ 89,000
Somerset, New Jersey 70 $ 19,785,000 $ 282,642 $ 117,000
Yolo, California 69 $ 17,254,000 $ 250,057 $ 99,000
Denver, Colorado 69 $ 13,986,000 $ 202,695 $ 67,000
Hudson, New Jersey 68 $ 19,487,000 $ 286,573 $ 128,000
Adams, Colorado 67 $ 12,933,000 $ 193,029 $ 73,000
Bristol, Massachusetts 66 $ 15,409,000 $ 233,469 $ 86,000
Washington, Oregon 63 $ 13,217,000 $ 209,793 $ 78,000
Seminole, Florida 61 $ 11,945,000 $ 195,819 $ 82,000
Howard, Maryland 61 $ 17,678,000 $ 289,803 $ 116,000
Butte, California 60 $ 13,202,000 $ 220,033 $ 78,000
Davidson, Tennessee 59 $ 10,525,000 $ 178,389 $ 65,000
Shelby, Tennessee 59 $ 10,457,000 $ 177,237 $ 72,000
DeKalb, Georgia 58 $ 9,677,000 $ 166,844 $ 57,000
Spokane, Washington 58 $ 10,130,000 $ 174,655 $ 83,000
East Baton Rouge, Louisiana 57 $ 9,728,000 $ 170,666 $ 83,000
Clark, Washington 57 $ 12,680,000 $ 222,456 $ 85,000
Boulder, Colorado 56 $ 13,937,000 $ 248,875 $ 78,000
Volusia, Florida 56 $ 8,484,000 $ 151,500 $ 66,000
Northampton, Pennsylvania 55 $ 11,592,000 $ 210,763 $ 86,000
Denton, Texas 55 $ 10,897,000 $ 198,127 $ 103,000
Barnstable, Massachusetts 54 $ 13,417,000 $ 248,462 $ 97,000
Rockingham, New Hampshire 54 $ 11,880,000 $ 220,000 $ 82,000
Pasco, Florida 53 $ 9,553,000 $ 180,245 $ 72,000
Lehigh, Pennsylvania 53 $ 9,043,000 $ 170,622 $ 71,000
Merced, California 52 $ 9,778,000 $ 188,038 $ 92,000
Napa, California 52 $ 15,104,000 $ 290,461 $ 101,000
Camden, New Jersey 52 $ 8,769,000 $ 168,634 $ 74,000
Sarasota, Florida 51 $ 10,514,000 $ 206,156 $ 83,000
Union, New Jersey 51 $ 14,190,000 $ 278,235 $ 75,000
Thurston, Washington 51 $ 10,312,000 $ 202,196 $ 73,000
Madera, California 50 $ 10,964,000 $ 219,280 $ 96,000
Shasta, California 50 $ 10,115,000 $ 202,300 $ 75,000
Hillsborough, New Hampshire 50 $ 9,946,000 $ 198,920 $ 90,000
Lancaster, Pennsylvania 50 $ 9,185,000 $ 183,700 $ 89,000
Collier, Florida 49 $ 11,276,000 $ 230,122 $ 101,000
St. Lucie, Florida 49 $ 8,112,000 $ 165,551 $ 73,000
Knox, Tennessee 49 $ 9,614,000 $ 196,204 $ 89,000
Montgomery, Texas 49 $ 8,930,000 $ 182,244 $ 88,000
Jefferson, Alabama 48 $ 8,618,000 $ 179,541 $ 118,000
Baltimore City, Maryland 48 $ 7,427,000 $ 154,729 $ 71,000
Frederick, Maryland 48 $ 11,417,000 $ 237,854 $ 84,000
Hamilton, Tennessee 48 $ 8,619,000 $ 179,562 $ 62,000
Polk, Florida 47 $ 8,113,000 $ 172,617 $ 62,000
Cuyahoga, Ohio 47 $ 7,023,000 $ 149,425 $ 73,000
Clackamas, Oregon 47 $ 10,660,000 $ 226,808 $ 75,000
York, Pennsylvania 47 $ 8,285,000 $ 176,276 $ 73,000
Mercer, New Jersey 46 $ 10,895,000 $ 236,847 $ 91,000
Humboldt, California 45 $ 11,174,000 $ 248,311 $ 83,000
Weld, Colorado 45 $ 9,062,000 $ 201,377 $ 78,000
Williamson, Texas 45 $ 7,994,000 $ 177,644 $ 102,000
Virginia Beach, Virginia 45 $ 10,472,000 $ 232,711 $ 80,000
Coconino, Arizona 44 $ 9,971,000 $ 226,613 $ 85,000
Marion, Florida 44 $ 7,046,000 $ 160,136 $ 66,000
Jefferson, Kentucky 44 $ 6,375,000 $ 144,886 $ 78,000
Harford, Maryland 44 $ 10,457,000 $ 237,659 $ 89,000
El Paso, Texas 44 $ 6,506,000 $ 147,863 $ 82,000
Milwaukee, Wisconsin 44 $ 6,198,000 $ 140,863 $ 57,000
St. Johns, Florida 43 $ 9,516,000 $ 221,302 $ 93,000
Ada, Idaho 43 $ 8,759,000 $ 203,697 $ 93,000
Marion, Indiana 43 $ 5,439,000 $ 126,488 $ 55,000
Hampden, Massachusetts 43 $ 7,256,000 $ 168,744 $ 68,000
Lane, Oregon 43 $ 8,792,000 $ 204,465 $ 72,000
Atlantic, New Jersey 42 $ 8,387,000 $ 199,690 $ 82,000
Gloucester, New Jersey 41 $ 7,981,000 $ 194,658 $ 90,000
Franklin, Ohio 41 $ 5,839,000 $ 142,414 $ 64,000
Kitsap, Washington 41 $ 9,100,000 $ 221,951 $ 62,000
Carroll, Maryland 40 $ 10,292,000 $ 257,300 $ 121,000
Hunterdon, New Jersey 40 $ 11,101,000 $ 277,525 $ 116,000
Union, North Carolina 40 $ 8,138,000 $ 203,450 $ 75,000
Tulsa, Oklahoma 40 $ 6,399,000 $ 159,975 $ 107,000
Greenville, South Carolina 40 $ 7,536,000 $ 188,400 $ 100,000
Jefferson, Louisiana 39 $ 6,528,000 $ 167,384 $ 60,000
Waukesha, Wisconsin 39 $ 7,350,000 $ 188,461 $ 73,000
Manatee, Florida 38 $ 7,405,000 $ 194,868 $ 129,000
Kootenai, Idaho 38 $ 8,229,000 $ 216,552 $ 64,000
Passaic, New Jersey 38 $ 9,716,000 $ 255,684 $ 98,000
Guilford, North Carolina 38 $ 5,816,000 $ 153,052 $ 59,000
Tuolumne, California 37 $ 7,392,000 $ 199,783 $ 87,000
Hamilton, Indiana 37 $ 6,352,000 $ 171,675 $ 83,000
Berks, Pennsylvania 36 $ 6,436,000 $ 178,777 $ 67,000
Horry, South Carolina 35 $ 6,543,000 $ 186,942 $ 77,000
Madison, Alabama 34 $ 6,312,000 $ 185,647 $ 68,000
Cochise, Arizona 34 $ 5,865,000 $ 172,500 $ 84,000
Imperial, California 34 $ 6,322,000 $ 185,941 $ 98,000
Mendocino, California 34 $ 9,171,000 $ 269,735 $ 69,000
Mono, California 34 $ 7,279,000 $ 214,088 $ 153,000
New London, Connecticut 34 $ 6,419,000 $ 188,794 $ 54,000
Lake, Florida 34 $ 6,117,000 $ 179,911 $ 62,000
Forsyth, Georgia 34 $ 7,983,000 $ 234,794 $ 99,000
Orleans, Louisiana 34 $ 6,058,000 $ 178,176 $ 80,000
Sussex, New Jersey 34 $ 8,546,000 $ 251,352 $ 83,000
Dauphin, Pennsylvania 34 $ 5,825,000 $ 171,323 $ 68,000
Calaveras, California 33 $ 6,774,000 $ 205,272 $ 84,000
Escambia, Florida 33 $ 5,495,000 $ 166,515 $ 65,000
St. Tammany, Louisiana 33 $ 6,395,000 $ 193,787 $ 81,000
Charleston, South Carolina 33 $ 7,577,000 $ 229,606 $ 119,000
Washington, Minnesota 32 $ 6,998,000 $ 218,687 $ 91,000
Cumberland, Pennsylvania 32 $ 6,380,000 $ 199,375 $ 82,000
Williamson, Tennessee 32 $ 9,033,000 $ 282,281 $ 116,000
Yuma, Arizona 31 $ 5,437,000 $ 175,387 $ 64,000
Cherokee, Georgia 31 $ 5,516,000 $ 177,935 $ 130,000
Dakota, Minnesota 31 $ 5,926,000 $ 191,161 $ 60,000
Brunswick, North Carolina 31 $ 5,868,000 $ 189,290 $ 106,000
Cumberland, North Carolina 31 $ 4,609,000 $ 148,677 $ 56,000
Westmoreland, Pennsylvania 31 $ 4,772,000 $ 153,935 $ 70,000
Chesterfield, Virginia 31 $ 7,088,000 $ 228,645 $ 92,000
Henrico, Virginia 31 $ 6,252,000 $ 201,677 $ 55,000
Middlesex, Connecticut 30 $ 6,595,000 $ 219,833 $ 59,000
Oklahoma, Oklahoma 30 $ 5,288,000 $ 176,266 $ 96,000
Galveston, Texas 30 $ 5,981,000 $ 199,366 $ 102,000
Chesapeake, Virginia 30 $ 6,828,000 $ 227,600 $ 88,000
Bay, Florida 29 $ 5,084,000 $ 175,310 $ 64,000
Will, Illinois 29 $ 5,843,000 $ 201,482 $ 75,000
Lake, Indiana 29 $ 4,852,000 $ 167,310 $ 57,000
Ramsey, Minnesota 29 $ 5,990,000 $ 206,551 $ 101,000
Durham, North Carolina 29 $ 4,804,000 $ 165,655 $ 72,000
Mobile, Alabama 28 $ 4,221,000 $ 150,750 $ 63,000
St. Mary's, Maryland 28 $ 6,676,000 $ 238,428 $ 102,000
Buncombe, North Carolina 28 $ 5,644,000 $ 201,571 $ 80,000
Whatcom, Washington 28 $ 6,158,000 $ 219,928 $ 109,000
Navajo, Arizona 27 $ 5,132,000 $ 190,074 $ 92,000
Okaloosa, Florida 27 $ 5,276,000 $ 195,407 $ 82,000
Washington, Maryland 27 $ 5,586,000 $ 206,888 $ 61,000
Marion, Oregon 27 $ 5,605,000 $ 207,592 $ 89,000
Beaufort, South Carolina 27 $ 6,106,000 $ 226,148 $ 87,000
Leon, Florida 26 $ 4,641,000 $ 178,500 $ 75,000
Osceola, Florida 26 $ 4,282,000 $ 164,692 $ 79,000
DuPage, Illinois 26 $ 6,225,000 $ 239,423 $ 81,000
Forsyth, North Carolina 26 $ 4,217,000 $ 162,192 $ 75,000
Jackson, Oregon 26 $ 5,334,000 $ 205,153 $ 71,000
Rutherford, Tennessee 26 $ 3,562,000 $ 137,000 $ 51,000
Stafford, Virginia 26 $ 6,989,000 $ 268,807 $ 102,000
Benton, Washington 26 $ 4,772,000 $ 183,538 $ 73,000
Dane, Wisconsin 26 $ 5,666,000 $ 217,923 $ 95,000
Clay, Florida 25 $ 4,775,000 $ 191,000 $ 69,000
Martin, Florida 25 $ 5,377,000 $ 215,080 $ 87,000
Lake, Illinois 25 $ 4,908,000 $ 196,320 $ 71,000
Luzerne, Pennsylvania 25 $ 4,069,000 $ 162,760 $ 69,000
Washington, Pennsylvania 25 $ 4,035,000 $ 161,400 $ 78,000
Brazoria, Texas 25 $ 4,346,000 $ 173,840 $ 107,000
Richmond City, Virginia 25 $ 5,322,000 $ 212,880 $ 84,000
Pulaski, Arkansas 24 $ 5,164,000 $ 215,166 $ 104,000
Tolland, Connecticut 24 $ 4,749,000 $ 197,875 $ 90,000
Hernando, Florida 24 $ 3,866,000 $ 161,083 $ 58,000
Santa Rosa, Florida 24 $ 4,718,000 $ 196,583 $ 123,000
Porter, Indiana 24 $ 3,436,000 $ 143,166 $ 62,000
Charles, Maryland 24 $ 6,088,000 $ 253,666 $ 111,000
Anoka, Minnesota 24 $ 4,358,000 $ 181,583 $ 65,000
Cabarrus, North Carolina 24 $ 4,423,000 $ 184,291 $ 78,000
Butler, Ohio 24 $ 5,039,000 $ 209,958 $ 114,000
Richland, South Carolina 24 $ 4,397,000 $ 183,208 $ 80,000
Baldwin, Alabama 23 $ 4,464,000 $ 194,086 $ 89,000
Shelby, Alabama 23 $ 5,061,000 $ 220,043 $ 72,000
Henry, Georgia 23 $ 3,375,000 $ 146,739 $ 50,000
Calvert, Maryland 23 $ 5,730,000 $ 249,130 $ 97,000
Kings, California 22 $ 3,457,000 $ 157,136 $ 48,000
Pueblo, Colorado 22 $ 3,061,000 $ 139,136 $ 65,000
Indian River, Florida 22 $ 3,720,000 $ 169,090 $ 76,000
Sumter, Florida 22 $ 3,779,000 $ 171,772 $ 55,000
Iredell, North Carolina 22 $ 4,150,000 $ 188,636 $ 57,000
Johnston, North Carolina 22 $ 3,654,000 $ 166,090 $ 76,000
Lorain, Ohio 22 $ 3,242,000 $ 147,363 $ 61,000
Summit, Ohio 22 $ 3,566,000 $ 162,090 $ 99,000
Deschutes, Oregon 22 $ 5,222,000 $ 237,363 $ 59,000
Butler, Pennsylvania 22 $ 4,465,000 $ 202,954 $ 113,000
Sullivan, Tennessee 22 $ 3,616,000 $ 164,363 $ 55,000
Sumner, Tennessee 22 $ 3,594,000 $ 163,363 $ 79,000
Sutter, California 21 $ 4,208,000 $ 200,380 $ 112,000
Mesa, Colorado 21 $ 4,332,000 $ 206,285 $ 77,000
Cape May, New Jersey 21 $ 5,073,000 $ 241,571 $ 83,000
Warren, New Jersey 21 $ 5,066,000 $ 241,238 $ 93,000
Sandoval, New Mexico 21 $ 4,567,000 $ 217,476 $ 76,000
Douglas, Oregon 21 $ 3,495,000 $ 166,428 $ 52,000
Arlington, Virginia 21 $ 7,330,000 $ 349,047 $ 139,000
Washington, Wisconsin 21 $ 3,680,000 $ 175,238 $ 77,000
Litchfield, Connecticut 20 $ 5,063,000 $ 253,150 $ 92,000
Alachua, Florida 20 $ 3,815,000 $ 190,750 $ 140,000
Lafayette, Louisiana 20 $ 3,524,000 $ 176,200 $ 117,000
Worcester, Maryland 20 $ 4,503,000 $ 225,150 $ 128,000
Dona Ana, New Mexico 20 $ 4,079,000 $ 203,950 $ 120,000
Santa Fe, New Mexico 20 $ 4,874,000 $ 243,700 $ 126,000
Warren, Ohio 20 $ 3,923,000 $ 196,150 $ 102,000
Adams, Pennsylvania 20 $ 3,311,000 $ 165,550 $ 39,000
Amador, California 19 $ 3,916,000 $ 206,105 $ 77,000
Onslow, North Carolina 19 $ 3,112,000 $ 163,789 $ 67,000
Monroe, Pennsylvania 19 $ 2,993,000 $ 157,526 $ 61,000
Hidalgo, Texas 19 $ 3,086,000 $ 162,421 $ 81,000
Norfolk, Virginia 19 $ 3,588,000 $ 188,842 $ 91,000
Spotsylvania, Virginia 19 $ 4,077,000 $ 214,578 $ 75,000
Yakima, Washington 19 $ 3,375,000 $ 177,631 $ 56,000
Benton, Arkansas 18 $ 3,674,000 $ 204,111 $ 89,000
Tehama, California 18 $ 3,974,000 $ 220,777 $ 82,000
Hall, Georgia 18 $ 4,356,000 $ 242,000 $ 99,000
Fayette, Kentucky 18 $ 3,039,000 $ 168,833 $ 81,000
Moore, North Carolina 18 $ 3,315,000 $ 184,166 $ 55,000
New Hanover, North Carolina 18 $ 3,640,000 $ 202,222 $ 107,000
Rowan, North Carolina 18 $ 2,471,000 $ 137,277 $ 60,000
Delaware, Ohio 18 $ 3,782,000 $ 210,111 $ 84,000
Stark, Ohio 18 $ 3,069,000 $ 170,500 $ 85,000
Lexington, South Carolina 18 $ 2,960,000 $ 164,444 $ 79,000
James City, Virginia 18 $ 4,925,000 $ 273,611 $ 76,000
Island, Washington 18 $ 4,584,000 $ 254,666 $ 176,000
San Benito, California 17 $ 4,585,000 $ 269,705 $ 94,000
Charlotte, Florida 17 $ 2,869,000 $ 168,764 $ 62,000
Citrus, Florida 17 $ 2,342,000 $ 137,764 $ 77,000
Flagler, Florida 17 $ 2,483,000 $ 146,058 $ 80,000
Lebanon, Pennsylvania 17 $ 2,691,000 $ 158,294 $ 57,000
Hays, Texas 17 $ 3,035,000 $ 178,529 $ 68,000
Broomfield, Colorado 16 $ 3,248,000 $ 203,000 $ 84,000
Fayette, Georgia 16 $ 3,676,000 $ 229,750 $ 85,000
Canyon, Idaho 16 $ 2,971,000 $ 185,687 $ 52,000
St. Joseph, Indiana 16 $ 1,987,000 $ 124,187 $ 54,000
Calcasieu, Louisiana 16 $ 2,296,000 $ 143,500 $ 54,000
Hampshire, Massachusetts 16 $ 3,229,000 $ 201,812 $ 79,000
Strafford, New Hampshire 16 $ 3,502,000 $ 218,875 $ 76,000
Lucas, Ohio 16 $ 2,616,000 $ 163,500 $ 65,000
Cleveland, Oklahoma 16 $ 2,720,000 $ 170,000 $ 93,000
Lackawanna, Pennsylvania 16 $ 2,284,000 $ 142,750 $ 79,000
Wilson, Tennessee 16 $ 3,010,000 $ 188,125 $ 76,000
Alexandria, Virginia 16 $ 4,263,000 $ 266,437 $ 125,000
Roanoke, Virginia 16 $ 3,458,000 $ 216,125 $ 81,000
Outagamie, Wisconsin 16 $ 2,455,000 $ 153,437 $ 46,000
Tuscaloosa, Alabama 15 $ 2,858,000 $ 190,533 $ 75,000
Lake, California 15 $ 2,467,000 $ 164,466 $ 68,000
Windham, Connecticut 15 $ 2,735,000 $ 182,333 $ 69,000
Monroe, Florida 15 $ 3,724,000 $ 248,266 $ 84,000
Walton, Florida 15 $ 3,549,000 $ 236,600 $ 103,000
Allen, Indiana 15 $ 1,879,000 $ 125,266 $ 51,000
Ascension, Louisiana 15 $ 3,816,000 $ 254,400 $ 104,000
Cecil, Maryland 15 $ 3,871,000 $ 258,066 $ 66,000
Carver, Minnesota 15 $ 2,987,000 $ 199,133 $ 86,000
Scott, Minnesota 15 $ 3,550,000 $ 236,666 $ 102,000
Carroll, New Hampshire 15 $ 3,292,000 $ 219,466 $ 103,000
Catawba, North Carolina 15 $ 2,588,000 $ 172,533 $ 48,000
Gaston, North Carolina 15 $ 1,898,000 $ 126,533 $ 54,000
Haywood, North Carolina 15 $ 2,418,000 $ 161,200 $ 54,000
Henderson, North Carolina 15 $ 3,030,000 $ 202,000 $ 106,000
Orange, North Carolina 15 $ 3,478,000 $ 231,866 $ 84,000
Randolph, North Carolina 15 $ 2,068,000 $ 137,866 $ 105,000
Erie, Pennsylvania 15 $ 2,744,000 $ 182,933 $ 65,000
Schuylkill, Pennsylvania 15 $ 2,146,000 $ 143,066 $ 34,000
Bedford, Virginia 15 $ 3,505,000 $ 233,666 $ 49,000
Stevens, Washington 15 $ 2,621,000 $ 174,733 $ 55,000
Lee, Alabama 14 $ 2,314,000 $ 165,285 $ 86,000
Montgomery, Alabama 14 $ 2,488,000 $ 177,714 $ 69,000
Washington, Arkansas 14 $ 2,036,000 $ 145,428 $ 62,000
Garfield, Colorado 14 $ 3,246,000 $ 231,857 $ 54,000
La Plata, Colorado 14 $ 3,376,000 $ 241,142 $ 72,000
Medina, Ohio 14 $ 2,392,000 $ 170,857 $ 96,000
Carbon, Pennsylvania 14 $ 2,332,000 $ 166,571 $ 74,000
Spartanburg, South Carolina 14 $ 2,000,000 $ 142,857 $ 103,000
Blount, Tennessee 14 $ 2,342,000 $ 167,285 $ 62,000
Montgomery, Tennessee 14 $ 2,237,000 $ 159,785 $ 74,000
Rockwall, Texas 14 $ 2,472,000 $ 176,571 $ 82,000
Smith, Texas 14 $ 2,359,000 $ 168,500 $ 55,000
Fauquier, Virginia 14 $ 3,766,000 $ 269,000 $ 76,000
Suffolk, Virginia 14 $ 3,076,000 $ 219,714 $ 107,000
Clallam, Washington 14 $ 2,756,000 $ 196,857 $ 52,000
Gila, Arizona 13 $ 2,789,000 $ 214,538 $ 170,000
Saline, Arkansas 13 $ 2,082,000 $ 160,153 $ 89,000
Clayton, Georgia 13 $ 1,300,000 $ 100,000 $ 36,000
Bonner, Idaho 13 $ 2,892,000 $ 222,461 $ 55,000
Kane, Illinois 13 $ 2,665,000 $ 205,000 $ 79,000
Hendricks, Indiana 13 $ 2,302,000 $ 177,076 $ 80,000
Caddo, Louisiana 13 $ 1,901,000 $ 146,230 $ 73,000
Grafton, New Hampshire 13 $ 3,022,000 $ 232,461 $ 76,000
San Juan, New Mexico 13 $ 2,335,000 $ 179,615 $ 62,000
Hamilton, Ohio 13 $ 2,461,000 $ 189,307 $ 87,000
Franklin, Pennsylvania 13 $ 2,280,000 $ 175,384 $ 56,000
Pike, Pennsylvania 13 $ 1,946,000 $ 149,692 $ 57,000
Berkeley, South Carolina 13 $ 2,308,000 $ 177,538 $ 84,000
Dorchester, South Carolina 13 $ 2,499,000 $ 192,230 $ 56,000
Nueces, Texas 13 $ 1,978,000 $ 152,153 $ 62,000
Hanover, Virginia 13 $ 2,745,000 $ 211,153 $ 112,000
York, Virginia 13 $ 3,784,000 $ 291,076 $ 79,000
Lewis, Washington 13 $ 2,314,000 $ 178,000 $ 52,000
Skagit, Washington 13 $ 2,792,000 $ 214,769 $ 77,000
Marathon, Wisconsin 13 $ 1,555,000 $ 119,615 $ 55,000
Siskiyou, California 12 $ 2,264,000 $ 188,666 $ 58,000
Chatham, Georgia 12 $ 2,433,000 $ 202,750 $ 69,000
Columbia, Georgia 12 $ 2,210,000 $ 184,166 $ 78,000
Coweta, Georgia 12 $ 2,234,000 $ 186,166 $ 37,000
Bossier, Louisiana 12 $ 2,331,000 $ 194,250 $ 84,000
St. Louis, Minnesota 12 $ 1,930,000 $ 160,833 $ 89,000
Dare, North Carolina 12 $ 2,617,000 $ 218,083 $ 98,000
Davidson, North Carolina 12 $ 1,763,000 $ 146,916 $ 57,000
Harnett, North Carolina 12 $ 2,255,000 $ 187,916 $ 86,000
Beaver, Pennsylvania 12 $ 1,635,000 $ 136,250 $ 34,000
Aiken, South Carolina 12 $ 2,326,000 $ 193,833 $ 317,000
York, South Carolina 12 $ 2,871,000 $ 239,250 $ 83,000
Jefferson, Texas 12 $ 1,669,000 $ 139,083 $ 92,000
Cowlitz, Washington 12 $ 2,114,000 $ 176,166 $ 63,000
Racine, Wisconsin 12 $ 1,724,000 $ 143,666 $ 61,000
Plumas, California 11 $ 2,225,000 $ 202,272 $ 86,000
Highlands, Florida 11 $ 1,604,000 $ 145,818 $ 60,000
Nassau, Florida 11 $ 2,776,000 $ 252,363 $ 73,000
Muscogee, Georgia 11 $ 1,873,000 $ 170,272 $ 98,000
Hancock, Indiana 11 $ 1,364,000 $ 124,000 $ 68,000
Sherburne, Minnesota 11 $ 1,643,000 $ 149,363 $ 50,000
Carteret, North Carolina 11 $ 2,426,000 $ 220,545 $ 155,000
Craven, North Carolina 11 $ 1,662,000 $ 151,090 $ 45,000
Montgomery, Ohio 11 $ 1,373,000 $ 124,818 $ 82,000
Yamhill, Oregon 11 $ 2,283,000 $ 207,545 $ 64,000
Greene, Tennessee 11 $ 1,535,000 $ 139,545 $ 60,000
Comal, Texas 11 $ 2,296,000 $ 208,727 $ 89,000
Ellis, Texas 11 $ 1,543,000 $ 140,272 $ 91,000
Henderson, Texas 11 $ 2,154,000 $ 195,818 $ 128,000
Frederick, Virginia 11 $ 2,600,000 $ 236,363 $ 76,000
Hampton, Virginia 11 $ 1,891,000 $ 171,909 $ 65,000
St. Clair, Alabama 10 $ 1,537,000 $ 153,700 $ 52,000
Teller, Colorado 10 $ 2,144,000 $ 214,400 $ 61,000
Douglas, Georgia 10 $ 1,643,000 $ 164,300 $ 57,000
Glynn, Georgia 10 $ 2,174,000 $ 217,400 $ 117,000
Latah, Idaho 10 $ 1,790,000 $ 179,000 $ 79,000
Elkhart, Indiana 10 $ 1,223,000 $ 122,300 $ 220,000
Morgan, Indiana 10 $ 1,796,000 $ 179,600 $ 72,000
Oldham, Kentucky 10 $ 2,595,000 $ 259,500 $ 118,000
Otter Tail, Minnesota 10 $ 1,857,000 $ 185,700 $ 55,000
Stearns, Minnesota 10 $ 1,508,000 $ 150,800 $ 47,000
Cumberland, New Jersey 10 $ 1,573,000 $ 157,300 $ 97,000
Alamance, North Carolina 10 $ 2,168,000 $ 216,800 $ 101,000
Chatham, North Carolina 10 $ 2,642,000 $ 264,200 $ 109,000
Pitt, North Carolina 10 $ 2,314,000 $ 231,400 $ 72,000
Lake, Ohio 10 $ 1,922,000 $ 192,200 $ 82,000
Portage, Ohio 10 $ 1,631,000 $ 163,100 $ 16,000
Linn, Oregon 10 $ 1,905,000 $ 190,500 $ 73,000
Midland, Texas 10 $ 1,489,000 $ 148,900 $ 77,000
Parker, Texas 10 $ 1,583,000 $ 158,300 $ 271,000
Albemarle, Virginia 10 $ 2,660,000 $ 266,000 $ 97,000
New Kent, Virginia 10 $ 2,135,000 $ 213,500 $ 85,000
Newport News, Virginia 10 $ 1,639,000 $ 163,900 $ 35,000
Portsmouth, Virginia 10 $ 1,775,000 $ 177,500 $ 67,000
Chelan, Washington 10 $ 2,462,000 $ 246,200 $ 110,000
Eagle, Colorado 9 $ 2,605,000 $ 289,444 $ 94,000
Elbert, Colorado 9 $ 2,240,000 $ 248,888 $ 84,000
Clarke, Georgia 9 $ 1,567,000 $ 174,111 $ 103,000
Houston, Georgia 9 $ 1,560,000 $ 173,333 $ 64,000
Oconee, Georgia 9 $ 1,572,000 $ 174,666 $ 73,000
Walton, Georgia 9 $ 1,511,000 $ 167,888 $ 29,000
Boone, Indiana 9 $ 2,260,000 $ 251,111 $ 118,000
Johnson, Indiana 9 $ 1,901,000 $ 211,222 $ 84,000
LaPorte, Indiana 9 $ 1,353,000 $ 150,333 $ 66,000
Ouachita, Louisiana 9 $ 970,000 $ 107,777 $ 57,000
Rapides, Louisiana 9 $ 1,184,000 $ 131,555 $ 61,000
Berkshire, Massachusetts 9 $ 1,660,000 $ 184,444 $ 63,000
Belknap, New Hampshire 9 $ 1,650,000 $ 183,333 $ 71,000
Merrimack, New Hampshire 9 $ 1,543,000 $ 171,444 $ 77,000
Valencia, New Mexico 9 $ 1,627,000 $ 180,777 $ 63,000
Pasquotank, North Carolina 9 $ 1,401,000 $ 155,666 $ 65,000
Clark, Ohio 9 $ 1,159,000 $ 128,777 $ 78,000
Trumbull, Ohio 9 $ 1,215,000 $ 135,000 $ 44,000
Canadian, Oklahoma 9 $ 1,265,000 $ 140,555 $ 64,000
Rogers, Oklahoma 9 $ 1,483,000 $ 164,777 $ 66,000
Polk, Oregon 9 $ 1,550,000 $ 172,222 $ 72,000
Blair, Pennsylvania 9 $ 1,504,000 $ 167,111 $ 44,000
Lycoming, Pennsylvania 9 $ 1,152,000 $ 128,000 $ 58,000
Perry, Pennsylvania 9 $ 1,305,000 $ 145,000 $ 38,000
Bradley, Tennessee 9 $ 1,531,000 $ 170,111 $ 66,000
Cheatham, Tennessee 9 $ 1,137,000 $ 126,333 $ 46,000
Madison, Tennessee 9 $ 1,347,000 $ 149,666 $ 41,000
Bell, Texas 9 $ 1,072,000 $ 119,111 $ 43,000
Kaufman, Texas 9 $ 1,393,000 $ 154,777 $ 95,000
Grays Harbor, Washington 9 $ 1,842,000 $ 204,666 $ 45,000
Mason, Washington 9 $ 1,424,000 $ 158,222 $ 48,000
Winnebago, Wisconsin 9 $ 1,499,000 $ 166,555 $ 84,000
Garland, Arkansas 8 $ 1,191,000 $ 148,875 $ 56,000
White, Arkansas 8 $ 1,033,000 $ 129,125 $ 68,000
Inyo, California 8 $ 1,755,000 $ 219,375 $ 80,000
Carroll, Georgia 8 $ 1,009,000 $ 126,125 $ 64,000
Bonneville, Idaho 8 $ 1,240,000 $ 155,000 $ 42,000
Twin Falls, Idaho 8 $ 1,357,000 $ 169,625 $ 58,000
Boone, Kentucky 8 $ 993,000 $ 124,125 $ 76,000
Pulaski, Kentucky 8 $ 1,150,000 $ 143,750 $ 55,000
Livingston, Louisiana 8 $ 1,220,000 $ 152,500 $ 72,000
Wicomico, Maryland 8 $ 1,583,000 $ 197,875 $ 52,000
Franklin, Massachusetts 8 $ 1,407,000 $ 175,875 $ 67,000
Wright, Minnesota 8 $ 1,742,000 $ 217,750 $ 64,000
Franklin, North Carolina 8 $ 1,439,000 $ 179,875 $ 58,000
Lee, North Carolina 8 $ 1,210,000 $ 151,250 $ 51,000
Clermont, Ohio 8 $ 1,267,000 $ 158,375 $ 67,000
Coos, Oregon 8 $ 1,509,000 $ 188,625 $ 95,000
Josephine, Oregon 8 $ 1,399,000 $ 174,875 $ 45,000
Wayne, Pennsylvania 8 $ 1,357,000 $ 169,625 $ 77,000
Anderson, South Carolina 8 $ 1,197,000 $ 149,625 $ 72,000
Putnam, Tennessee 8 $ 1,461,000 $ 182,625 $ 78,000
Cameron, Texas 8 $ 1,488,000 $ 186,000 $ 103,000
McLennan, Texas 8 $ 1,144,000 $ 143,000 $ 63,000
Webb, Texas 8 $ 1,201,000 $ 150,125 $ 68,000
Douglas, Wisconsin 8 $ 1,004,000 $ 125,500 $ 42,000
Kenosha, Wisconsin 8 $ 1,349,000 $ 168,625 $ 56,000
Elmore, Alabama 7 $ 1,002,000 $ 143,142 $ 74,000
Morgan, Alabama 7 $ 998,000 $ 142,571 $ 57,000
Faulkner, Arkansas 7 $ 700,000 $ 100,000 $ 47,000
Trinity, California 7 $ 1,421,000 $ 203,000 $ 87,000
Archuleta, Colorado 7 $ 1,505,000 $ 215,000 $ 74,000
Park, Colorado 7 $ 1,149,000 $ 164,142 $ 93,000
Jackson, Georgia 7 $ 1,185,000 $ 169,285 $ 70,000
Paulding, Georgia 7 $ 791,000 $ 113,000 $ 62,000
Rockdale, Georgia 7 $ 1,260,000 $ 180,000 $ 71,000
Blaine, Idaho 7 $ 1,710,000 $ 244,285 $ 137,000
McHenry, Illinois 7 $ 1,774,000 $ 253,428 $ 119,000
Bartholomew, Indiana 7 $ 1,005,000 $ 143,571 $ 88,000
Floyd, Indiana 7 $ 1,245,000 $ 177,857 $ 68,000
Tippecanoe, Indiana 7 $ 1,117,000 $ 159,571 $ 92,000
Olmsted, Minnesota 7 $ 1,537,000 $ 219,571 $ 65,000
Cheshire, New Hampshire 7 $ 1,608,000 $ 229,714 $ 153,000
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Mortgage Loan Application Detail Totals for Gfs Capital in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 61,095 $15,518,769,000 $254,000 $13,405,000 $93,000 $9,972,000
Home Purchase 1,684 $453,702,000 $269,000 $1,121,000 $117,000 $2,108,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 35,269 $9,049,876,000 $256,000 $2,100,000 $105,000 $9,972,000
Not Provided 13,423 $3,213,782,000 $239,000 $11,009,000 $60,000 $2,500,000
Hispanic 6,306 $1,551,236,000 $245,000 $735,000 $87,000 $1,170,000
Asian 5,622 $1,651,637,000 $293,000 $13,405,000 $115,000 $3,020,000
Black or African American 1,508 $331,492,000 $219,000 $810,000 $79,000 $800,000
Native Hawaiian or Other Pacific Islander 455 $125,276,000 $275,000 $695,000 $97,000 $660,000
American Indian or Alaskan Native 195 $48,853,000 $250,000 $729,000 $108,000 $537,000
Not applicable 1 $319,000 $319,000 $319,000 $113,000 $113,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 60,007 $15,285,586,000 $254,000 $13,405,000 $95,000 $9,972,000
FHA-insured (Federal Housing Administration) 2,657 $651,559,000 $245,000 $1,121,000 $71,000 $1,392,000
VA-guaranteed (Veterans Administration) 115 $35,326,000 $307,000 $594,000 $25,000 $269,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 24,075 $5,980,489,000 $248,000 $3,600,000 $94,000 $9,972,000
Loan Originated 22,322 $5,981,532,000 $267,000 $825,000 $109,000 $2,276,000
Application Denied By Financial Institution 10,975 $2,696,781,000 $245,000 $13,405,000 $67,000 $1,620,000
File Closed For Incompleteness 5,143 $1,250,191,000 $243,000 $1,480,000 $87,000 $3,000,000
Application Approved But Not Accepted 264 $63,478,000 $240,000 $715,000 $105,000 $778,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 3,195 $724,261,000 $226,000 $13,405,000 $43,000 $1,620,000
Debt-To-Income Ratio 2,705 $711,392,000 $262,000 $916,000 $64,000 $651,000
Collateral 1,965 $511,667,000 $260,000 $1,100,000 $95,000 $927,000
Other 1,290 $317,945,000 $246,000 $1,525,000 $91,000 $654,000
Unverifiable Information 199 $49,096,000 $246,000 $626,000 $91,000 $600,000
Employment History 94 $22,943,000 $244,000 $809,000 $67,000 $275,000
Insufficient Cash (Downpayment, Closing Cost) 69 $19,064,000 $276,000 $570,000 $92,000 $394,000
Mortgage Insurance Denied 11 $2,237,000 $203,000 $404,000 $74,000 $150,000
Credit Application Incomplete 2 $485,000 $242,000 $285,000 $115,000 $153,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Gfs Capital's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Gfs Capital's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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