Griffin Funding Inc. Mortgage Lending & HMDA Data, 2024
In 2024, Griffin Funding Inc. of San Diego, CA reported 182 mortgage applications totaling $66.2 million. The average application was for $363,626, and applicants reported an average income of $331,642. 23% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (9), Orlando-Kissimmee-Sanford, FL (8) and Riverside-San Bernardino-Ontario, CA (7) (applications in parentheses).
| Mortgage Company & Address | Griffin Funding Inc. 2445 5th Ave Suite 401 San Diego, CA 92101 |
| Federal Regulator | * available with data download |
| Years | 2025 2024 |
| Total Number of Mortgage Applications | 182 |
| Total Mortgage Loan Application Amount | $66,180,000 |
| Average Mortgage Loan Application Amount | $363,626 |
| Highest Mortgage Loan Application Amount | $2,805,000 |
| Average Applicant Income | $331,642 |
| Highest Applicant Income | $3,773,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Griffin Funding Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego, California | 7 | $ 2,895,000 | $ 413,571 | $ 349,000 |
| Los Angeles, California | 6 | $ 3,900,000 | $ 650,000 | $ 996,000 |
| Kauai, Hawaii | 6 | $ 4,370,000 | $ 728,333 | $ 901,000 |
| San Bernardino, California | 5 | $ 1,455,000 | $ 291,000 | $ 177,000 |
| Osceola, Florida | 4 | $ 1,140,000 | $ 285,000 | $ 242,000 |
| Honolulu, Hawaii | 4 | $ 2,910,000 | $ 727,500 | $ 691,000 |
| Harris, Texas | 4 | $ 760,000 | $ 190,000 | $ 132,000 |
| Orange, Florida | 3 | $ 1,315,000 | $ 438,333 | $ 577,000 |
| Palm Beach, Florida | 3 | $ 595,000 | $ 198,333 | $ 806,000 |
| DeKalb, Georgia | 3 | $ 535,000 | $ 178,333 | $ 154,000 |
| Gwinnett, Georgia | 3 | $ 615,000 | $ 205,000 | $ 104,000 |
| Union, North Carolina | 3 | $ 405,000 | $ 135,000 | $ 74,000 |
| Wake, North Carolina | 3 | $ 625,000 | $ 208,333 | $ 184,000 |
| Maricopa, Arizona | 2 | $ 460,000 | $ 230,000 | $ 246,000 |
| Riverside, California | 2 | $ 180,000 | $ 90,000 | $ 246,000 |
| Western Connecticut Planning Region, Connecticut | 2 | $ 170,000 | $ 85,000 | $ 125,000 |
| Okaloosa, Florida | 2 | $ 240,000 | $ 120,000 | $ 66,000 |
| Walton, Florida | 2 | $ 300,000 | $ 150,000 | $ 302,000 |
| Queen Anne's, Maryland | 2 | $ 260,000 | $ 130,000 | $ 349,000 |
| Kalamazoo, Michigan | 2 | $ 510,000 | $ 255,000 | $ 293,000 |
| Clark, Nevada | 2 | $ 680,000 | $ 340,000 | $ 237,000 |
| Douglas, Nevada | 2 | $ 590,000 | $ 295,000 | $ 495,000 |
| Montgomery, New York | 2 | $ 240,000 | $ 120,000 | $ 29,000 |
| Mecklenburg, North Carolina | 2 | $ 460,000 | $ 230,000 | $ 240,000 |
| Richland, South Carolina | 2 | $ 1,130,000 | $ 565,000 | $ 240,000 |
| Williamson, Tennessee | 2 | $ 2,950,000 | $ 1,475,000 | $ 1,955,000 |
| Bell, Texas | 2 | $ 340,000 | $ 170,000 | $ 351,000 |
| Bexar, Texas | 2 | $ 960,000 | $ 480,000 | $ 340,000 |
| Dallas, Texas | 2 | $ 340,000 | $ 170,000 | $ 628,000 |
| Chesapeake, Virginia | 2 | $ 330,000 | $ 165,000 | $ 153,000 |
| Virginia Beach, Virginia | 2 | $ 550,000 | $ 275,000 | $ 238,000 |
| Pima, Arizona | 1 | $ 335,000 | $ 335,000 | $ 244,000 |
| Pinal, Arizona | 1 | $ 155,000 | $ 155,000 | $ 470,000 |
| Craighead, Arkansas | 1 | $ 145,000 | $ 145,000 | $ 9,000 |
| Alameda, California | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Contra Costa, California | 1 | $ 1,805,000 | $ 1,805,000 | $ 636,000 |
| Fresno, California | 1 | $ 305,000 | $ 305,000 | $ 2,022,000 |
| Imperial, California | 1 | $ 1,655,000 | $ 1,655,000 | $ 427,000 |
| Monterey, California | 1 | $ 245,000 | $ 245,000 | $ 200,000 |
| Napa, California | 1 | $ 165,000 | $ 165,000 | $ 180,000 |
| Orange, California | 1 | $ 125,000 | $ 125,000 | $ 228,000 |
| San Francisco, California | 1 | $ 855,000 | $ 855,000 | $ 152,000 |
| Santa Barbara, California | 1 | $ 585,000 | $ 585,000 | $ 100,000 |
| Santa Clara, California | 1 | $ 1,065,000 | $ 1,065,000 | $ 393,000 |
| Santa Cruz, California | 1 | $ 125,000 | $ 125,000 | $ 439,000 |
| Stanislaus, California | 1 | $ 385,000 | $ 385,000 | $ 97,000 |
| Ventura, California | 1 | $ 105,000 | $ 105,000 | $ 156,000 |
| Summit, Colorado | 1 | $ 175,000 | $ 175,000 | $ 273,000 |
| Brevard, Florida | 1 | $ 265,000 | $ 265,000 | $ 107,000 |
| Broward, Florida | 1 | $ 365,000 | $ 365,000 | $ 121,000 |
| Charlotte, Florida | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Duval, Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Escambia, Florida | 1 | $ 365,000 | $ 365,000 | $ 80,000 |
| Flagler, Florida | 1 | $ 505,000 | $ 505,000 | $ 685,000 |
| Lake, Florida | 1 | $ 1,175,000 | $ 1,175,000 | $ 693,000 |
| Miami-Dade, Florida | 1 | $ 145,000 | $ 145,000 | $ 166,000 |
| Pasco, Florida | 1 | $ 265,000 | $ 265,000 | $ 11,000 |
| Sarasota, Florida | 1 | $ 405,000 | $ 405,000 | $ 127,000 |
| Carroll, Georgia | 1 | $ 205,000 | $ 205,000 | $ 203,000 |
| Cherokee, Georgia | 1 | $ 105,000 | $ 105,000 | $ 146,000 |
| Fulton, Georgia | 1 | $ 95,000 | $ 95,000 | $ 184,000 |
| Hall, Georgia | 1 | $ 125,000 | $ 125,000 | $ 200,000 |
| Harris, Georgia | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Oconee, Georgia | 1 | $ 155,000 | $ 155,000 | $ 222,000 |
| Walton, Georgia | 1 | $ 175,000 | $ 175,000 | $ 694,000 |
| Hawaii, Hawaii | 1 | $ 1,245,000 | $ 1,245,000 | $ 0 |
| Kankakee, Illinois | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Will, Illinois | 1 | $ 105,000 | $ 105,000 | $ 194,000 |
| Caddo, Louisiana | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Knox, Maine | 1 | $ 295,000 | $ 295,000 | $ 173,000 |
| Oakland, Michigan | 1 | $ 105,000 | $ 105,000 | $ 196,000 |
| Wayne, Michigan | 1 | $ 115,000 | $ 115,000 | $ 137,000 |
| Flathead, Montana | 1 | $ 925,000 | $ 925,000 | $ 206,000 |
| Rockingham, New Hampshire | 1 | $ 165,000 | $ 165,000 | $ 1,228,000 |
| Essex, New Jersey | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Santa Fe, New Mexico | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Albany, New York | 1 | $ 145,000 | $ 145,000 | $ 16,000 |
| Bronx, New York | 1 | $ 735,000 | $ 735,000 | $ 30,000 |
| Otsego, New York | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Ulster, New York | 1 | $ 415,000 | $ 415,000 | $ 26,000 |
| Warren, New York | 1 | $ 445,000 | $ 445,000 | $ 39,000 |
| Cleveland, North Carolina | 1 | $ 215,000 | $ 215,000 | $ 159,000 |
| Craven, North Carolina | 1 | $ 305,000 | $ 305,000 | $ 133,000 |
| Guilford, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 618,000 |
| Onslow, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 25,000 |
| Rowan, North Carolina | 1 | $ 315,000 | $ 315,000 | $ 90,000 |
| Vance, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Cuyahoga, Ohio | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Stark, Ohio | 1 | $ 125,000 | $ 125,000 | $ 208,000 |
| Comanche, Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Tulsa, Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Curry, Oregon | 1 | $ 345,000 | $ 345,000 | $ 233,000 |
| Marion, Oregon | 1 | $ 215,000 | $ 215,000 | $ 197,000 |
| Montgomery, Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 128,000 |
| Northampton, Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 42,000 |
| Beaufort, South Carolina | 1 | $ 165,000 | $ 165,000 | $ 129,000 |
| Charleston, South Carolina | 1 | $ 1,685,000 | $ 1,685,000 | $ 896,000 |
| Greenville, South Carolina | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Lexington, South Carolina | 1 | $ 405,000 | $ 405,000 | $ 77,000 |
| Cocke, Tennessee | 1 | $ 335,000 | $ 335,000 | $ 92,000 |
| Hardin, Tennessee | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Rutherford, Tennessee | 1 | $ 255,000 | $ 255,000 | $ 720,000 |
| Sevier, Tennessee | 1 | $ 345,000 | $ 345,000 | $ 104,000 |
| Shelby, Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Galveston, Texas | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Hays, Texas | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Henderson, Texas | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Jefferson, Texas | 1 | $ 225,000 | $ 225,000 | $ 89,000 |
| Montgomery, Texas | 1 | $ 1,005,000 | $ 1,005,000 | $ 437,000 |
| Parker, Texas | 1 | $ 505,000 | $ 505,000 | $ 272,000 |
| Tarrant, Texas | 1 | $ 705,000 | $ 705,000 | $ 405,000 |
| Travis, Texas | 1 | $ 375,000 | $ 375,000 | $ 575,000 |
| Van Zandt, Texas | 1 | $ 245,000 | $ 245,000 | $ 36,000 |
| Iron, Utah | 1 | $ 125,000 | $ 125,000 | $ 409,000 |
| Chesterfield, Virginia | 1 | $ 645,000 | $ 645,000 | $ 232,000 |
| Franklin, Virginia | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Loudoun, Virginia | 1 | $ 445,000 | $ 445,000 | $ 146,000 |
| Norfolk, Virginia | 1 | $ 405,000 | $ 405,000 | $ 115,000 |
| Island, Washington | 1 | $ 305,000 | $ 305,000 | $ 235,000 |
| Kitsap, Washington | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Lewis, Washington | 1 | $ 525,000 | $ 525,000 | $ 413,000 |
| Snohomish, Washington | 1 | $ 975,000 | $ 975,000 | $ 306,000 |
| Spokane, Washington | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for Griffin Funding Inc. in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 129 | $39,455,000 | $305,000 | $1,805,000 | $332,000 | $2,022,000 |
| Home Purchase | 37 | $18,305,000 | $494,000 | $1,505,000 | $239,000 | $1,532,000 |
| Refinancing | 16 | $8,420,000 | $526,000 | $2,805,000 | $543,000 | $3,773,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 90 | $32,390,000 | $359,000 | $1,805,000 | $278,000 | $1,257,000 |
| Not Provided | 56 | $23,620,000 | $421,000 | $2,805,000 | $450,000 | $3,773,000 |
| Black or African American | 17 | $4,055,000 | $238,000 | $1,005,000 | $211,000 | $1,231,000 |
| Hispanic | 9 | $1,895,000 | $210,000 | $365,000 | $325,000 | $2,022,000 |
| Asian | 9 | $4,135,000 | $459,000 | $1,065,000 | $482,000 | $1,201,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $85,000 | $85,000 | $85,000 | $183,000 | $183,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 169 | $62,075,000 | $367,000 | $2,805,000 | $351,000 | $3,773,000 |
| VA-guaranteed (Veterans Administration) | 8 | $2,610,000 | $326,000 | $585,000 | $92,000 | $137,000 |
| FHA-insured (Federal Housing Administration) | 5 | $1,495,000 | $299,000 | $445,000 | $98,000 | $146,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 79 | $36,045,000 | $456,000 | $2,805,000 | $349,000 | $3,773,000 |
| Application Denied By Financial Institution | 45 | $14,625,000 | $325,000 | $1,505,000 | $292,000 | $1,532,000 |
| Loan Originated | 42 | $11,080,000 | $263,000 | $1,245,000 | $405,000 | $2,022,000 |
| File Closed For Incompleteness | 14 | $4,140,000 | $295,000 | $1,245,000 | $217,000 | $1,231,000 |
| Application Approved But Not Accepted | 2 | $290,000 | $145,000 | $185,000 | $150,000 | $238,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 137 | $51,555,000 | $376,000 | $2,805,000 | $347,000 | $3,773,000 |
| Debt-To-Income Ratio | 13 | $4,525,000 | $348,000 | $855,000 | $116,000 | $392,000 |
| Other | 10 | $4,860,000 | $486,000 | $1,505,000 | $447,000 | $1,532,000 |
| Credit History | 10 | $2,080,000 | $208,000 | $445,000 | $214,000 | $618,000 |
| Collateral | 9 | $2,685,000 | $298,000 | $1,355,000 | $488,000 | $1,257,000 |
| Unverifiable Information | 1 | $105,000 | $105,000 | $105,000 | $175,000 | $175,000 |
| Employment History | 1 | $255,000 | $255,000 | $255,000 | $600,000 | $600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $115,000 | $115,000 | $115,000 | $24,000 | $24,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Griffin Funding Inc.'s 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Griffin Funding Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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