Griffin Funding Inc. Mortgage Lending & HMDA Data, 2024
In 2024, Griffin Funding Inc. of San Diego, CA reported 182 mortgage applications totaling $66.2 million. The average application was for $363,626, and applicants reported an average income of $331,642. 23% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (9), Orlando-Kissimmee-Sanford, FL (8) and Riverside-San Bernardino-Ontario, CA (7) (applications in parentheses).
| Mortgage Company & Address | Griffin Funding Inc. 2445 5th Ave Suite 401 San Diego, CA 92101 |
| Federal Regulator | * available with data download |
| Years | 2025 2024 |
| Total Number of Mortgage Applications | 182 |
| Total Mortgage Loan Application Amount | $66,180,000 |
| Average Mortgage Loan Application Amount | $363,626 |
| Highest Mortgage Loan Application Amount | $2,805,000 |
| Average Applicant Income | $331,642 |
| Highest Applicant Income | $3,773,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Griffin Funding Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 27 | $ 11,405,000 | $ 422,407 | $ 372,666 |
| Atlanta-Sandy Springs-Roswell, GA | 9 | $ 1,625,000 | $ 180,555 | $ 206,000 |
| Orlando-Kissimmee-Sanford, FL | 8 | $ 3,630,000 | $ 453,750 | $ 424,000 |
| Riverside-San Bernardino-Ontario, CA | 7 | $ 1,635,000 | $ 233,571 | $ 196,000 |
| San Diego-Carlsbad, CA | 7 | $ 2,895,000 | $ 413,571 | $ 349,000 |
| Charlotte-Concord-Gastonia, NC-SC | 6 | $ 1,180,000 | $ 196,666 | $ 132,000 |
| Houston-The Woodlands-Sugar Land, TX | 6 | $ 2,190,000 | $ 365,000 | $ 193,000 |
| Los Angeles-Long Beach-Glendale, CA | 6 | $ 3,900,000 | $ 650,000 | $ 996,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 5 | $ 1,285,000 | $ 257,000 | $ 164,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 540,000 | $ 135,000 | $ 184,000 |
| Urban Honolulu, HI | 4 | $ 2,910,000 | $ 727,500 | $ 691,000 |
| Columbia, SC | 3 | $ 1,535,000 | $ 511,666 | $ 185,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3 | $ 3,205,000 | $ 1,068,333 | $ 1,543,000 |
| Phoenix-Mesa-Scottsdale, AZ | 3 | $ 615,000 | $ 205,000 | $ 358,000 |
| Raleigh, NC | 3 | $ 625,000 | $ 208,333 | $ 184,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 3 | $ 595,000 | $ 198,333 | $ 806,000 |
| Austin-Round Rock, TX | 2 | $ 580,000 | $ 290,000 | $ 323,000 |
| Baltimore-Columbia-Towson, MD | 2 | $ 260,000 | $ 130,000 | $ 349,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 170,000 | $ 85,000 | $ 125,000 |
| Dallas-Plano-Irving, TX | 2 | $ 340,000 | $ 170,000 | $ 628,000 |
| Fort Worth-Arlington, TX | 2 | $ 1,210,000 | $ 605,000 | $ 338,000 |
| Kalamazoo-Portage, MI | 2 | $ 510,000 | $ 255,000 | $ 293,000 |
| Killeen-Temple, TX | 2 | $ 340,000 | $ 170,000 | $ 351,000 |
| Las Vegas-Henderson-Paradise, NV | 2 | $ 680,000 | $ 340,000 | $ 237,000 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 2,210,000 | $ 1,105,000 | $ 636,000 |
| San Antonio-New Braunfels, TX | 2 | $ 960,000 | $ 480,000 | $ 340,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 145,000 | $ 145,000 | $ 16,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 325,000 | $ 325,000 | $ 42,000 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 125,000 | $ 125,000 | $ 228,000 |
| Arlington-Alexandria-Reston, VA-WV | 1 | $ 445,000 | $ 445,000 | $ 146,000 |
| Athens-Clarke County, GA | 1 | $ 155,000 | $ 155,000 | $ 222,000 |
| Beaumont-Port Arthur, TX | 1 | $ 225,000 | $ 225,000 | $ 89,000 |
| Bremerton-Silverdale, WA | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Canton-Massillon, OH | 1 | $ 125,000 | $ 125,000 | $ 208,000 |
| Charleston-North Charleston, SC | 1 | $ 1,685,000 | $ 1,685,000 | $ 896,000 |
| Chicago-Naperville, IL | 1 | $ 105,000 | $ 105,000 | $ 194,000 |
| Cleveland, OH | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Columbus, GA-AL | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 505,000 | $ 505,000 | $ 685,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 115,000 | $ 115,000 | $ 137,000 |
| El Centro, CA | 1 | $ 1,655,000 | $ 1,655,000 | $ 427,000 |
| Everett, WA | 1 | $ 975,000 | $ 975,000 | $ 306,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 365,000 | $ 365,000 | $ 121,000 |
| Fresno, CA | 1 | $ 305,000 | $ 305,000 | $ 2,022,000 |
| Gainesville, GA | 1 | $ 125,000 | $ 125,000 | $ 200,000 |
| Glens Falls, NY | 1 | $ 445,000 | $ 445,000 | $ 39,000 |
| Greensboro-High Point, NC | 1 | $ 175,000 | $ 175,000 | $ 618,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 165,000 | $ 165,000 | $ 129,000 |
| Jacksonville, FL | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Jacksonville, NC | 1 | $ 115,000 | $ 115,000 | $ 25,000 |
| Jonesboro, AR | 1 | $ 145,000 | $ 145,000 | $ 9,000 |
| Kankakee, IL | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Kingston, NY | 1 | $ 415,000 | $ 415,000 | $ 26,000 |
| Lawton, OK | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Marietta, GA | 1 | $ 105,000 | $ 105,000 | $ 146,000 |
| Memphis, TN-MS-AR | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 145,000 | $ 145,000 | $ 166,000 |
| Modesto, CA | 1 | $ 385,000 | $ 385,000 | $ 97,000 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 105,000 | $ 105,000 | $ 128,000 |
| Napa, CA | 1 | $ 165,000 | $ 165,000 | $ 180,000 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 735,000 | $ 735,000 | $ 30,000 |
| Newark, NJ-PA | 1 | $ 435,000 | $ 435,000 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 405,000 | $ 405,000 | $ 127,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 105,000 | $ 105,000 | $ 156,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 265,000 | $ 265,000 | $ 107,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 365,000 | $ 365,000 | $ 80,000 |
| Punta Gorda, FL | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Richmond, VA | 1 | $ 645,000 | $ 645,000 | $ 232,000 |
| Roanoke, VA | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Rockingham County-Strafford County, NH | 1 | $ 165,000 | $ 165,000 | $ 1,228,000 |
| Salem, OR | 1 | $ 215,000 | $ 215,000 | $ 197,000 |
| Salinas, CA | 1 | $ 245,000 | $ 245,000 | $ 200,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 855,000 | $ 855,000 | $ 152,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 1,065,000 | $ 1,065,000 | $ 393,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 125,000 | $ 125,000 | $ 439,000 |
| Santa Fe, NM | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 585,000 | $ 585,000 | $ 100,000 |
| Shreveport-Bossier City, LA | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Spokane-Spokane Valley, WA | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Tampa, FL | 1 | $ 265,000 | $ 265,000 | $ 11,000 |
| Tucson, AZ | 1 | $ 335,000 | $ 335,000 | $ 244,000 |
| Tulsa, OK | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 105,000 | $ 105,000 | $ 196,000 |
Mortgage Loan Application Detail Totals for Griffin Funding Inc. in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 129 | $39,455,000 | $305,000 | $1,805,000 | $332,000 | $2,022,000 |
| Home Purchase | 37 | $18,305,000 | $494,000 | $1,505,000 | $239,000 | $1,532,000 |
| Refinancing | 16 | $8,420,000 | $526,000 | $2,805,000 | $543,000 | $3,773,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 90 | $32,390,000 | $359,000 | $1,805,000 | $278,000 | $1,257,000 |
| Not Provided | 56 | $23,620,000 | $421,000 | $2,805,000 | $450,000 | $3,773,000 |
| Black or African American | 17 | $4,055,000 | $238,000 | $1,005,000 | $211,000 | $1,231,000 |
| Hispanic | 9 | $1,895,000 | $210,000 | $365,000 | $325,000 | $2,022,000 |
| Asian | 9 | $4,135,000 | $459,000 | $1,065,000 | $482,000 | $1,201,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $85,000 | $85,000 | $85,000 | $183,000 | $183,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 169 | $62,075,000 | $367,000 | $2,805,000 | $351,000 | $3,773,000 |
| VA-guaranteed (Veterans Administration) | 8 | $2,610,000 | $326,000 | $585,000 | $92,000 | $137,000 |
| FHA-insured (Federal Housing Administration) | 5 | $1,495,000 | $299,000 | $445,000 | $98,000 | $146,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 79 | $36,045,000 | $456,000 | $2,805,000 | $349,000 | $3,773,000 |
| Application Denied By Financial Institution | 45 | $14,625,000 | $325,000 | $1,505,000 | $292,000 | $1,532,000 |
| Loan Originated | 42 | $11,080,000 | $263,000 | $1,245,000 | $405,000 | $2,022,000 |
| File Closed For Incompleteness | 14 | $4,140,000 | $295,000 | $1,245,000 | $217,000 | $1,231,000 |
| Application Approved But Not Accepted | 2 | $290,000 | $145,000 | $185,000 | $150,000 | $238,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 137 | $51,555,000 | $376,000 | $2,805,000 | $347,000 | $3,773,000 |
| Debt-To-Income Ratio | 13 | $4,525,000 | $348,000 | $855,000 | $116,000 | $392,000 |
| Other | 10 | $4,860,000 | $486,000 | $1,505,000 | $447,000 | $1,532,000 |
| Credit History | 10 | $2,080,000 | $208,000 | $445,000 | $214,000 | $618,000 |
| Collateral | 9 | $2,685,000 | $298,000 | $1,355,000 | $488,000 | $1,257,000 |
| Unverifiable Information | 1 | $105,000 | $105,000 | $105,000 | $175,000 | $175,000 |
| Employment History | 1 | $255,000 | $255,000 | $255,000 | $600,000 | $600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $115,000 | $115,000 | $115,000 | $24,000 | $24,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Griffin Funding Inc.'s 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Griffin Funding Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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