Guaranteed Rate Affinity, LLC Mortgage Lending & HMDA Data, 2024
In 2024, Guaranteed Rate Affinity, LLC of Chicago, IL reported 21,826 mortgage applications totaling $8.7 billion, down 10% from 2023. The average application was for $398,267, and applicants reported an average income of $175,347. 67% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Chicago-Naperville, IL (1,245), Minneapolis-St. Paul-Bloomington, MN-WI (1,018) and St. Louis, MO-IL (852) (applications in parentheses).
| Mortgage Company & Address | Guaranteed Rate Affinity, LLC 1800 West Larchmont Ave Chicago, IL 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 21,826 |
| Total Mortgage Loan Application Amount | $8,692,580,000 |
| Average Mortgage Loan Application Amount | $398,267 |
| Highest Mortgage Loan Application Amount | $3,125,000 |
| Average Applicant Income | $175,347 |
| Highest Applicant Income | $7,200,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranteed Rate Affinity, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 1,245 | $ 378,995,000 | $ 304,413 | $ 140,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,018 | $ 271,140,000 | $ 266,345 | $ 127,196 |
| Outside any metro area | 875 | $ 286,735,000 | $ 327,697 | $ 157,068 |
| St. Louis, MO-IL | 852 | $ 216,790,000 | $ 254,448 | $ 121,152 |
| New York-Jersey City-White Plains, NY-NJ | 758 | $ 475,120,000 | $ 626,807 | $ 294,255 |
| Pittsburgh, PA | 729 | $ 185,375,000 | $ 254,286 | $ 123,000 |
| Cincinnati, OH-KY-IN | 715 | $ 189,525,000 | $ 265,069 | $ 129,504 |
| Houston-The Woodlands-Sugar Land, TX | 608 | $ 233,960,000 | $ 384,802 | $ 194,000 |
| Newark, NJ-PA | 577 | $ 316,495,000 | $ 548,518 | $ 239,000 |
| Atlanta-Sandy Springs-Roswell, GA | 561 | $ 179,795,000 | $ 320,490 | $ 139,000 |
| Lakewood-New Brunswick, NJ | 415 | $ 202,175,000 | $ 487,168 | $ 199,000 |
| Phoenix-Mesa-Scottsdale, AZ | 400 | $ 149,210,000 | $ 373,025 | $ 155,000 |
| Baltimore-Columbia-Towson, MD | 396 | $ 167,160,000 | $ 422,121 | $ 174,000 |
| Denver-Aurora-Lakewood, CO | 381 | $ 191,805,000 | $ 503,425 | $ 201,000 |
| Columbia, SC | 380 | $ 101,170,000 | $ 266,236 | $ 114,000 |
| Arlington-Alexandria-Reston, VA-WV | 357 | $ 194,295,000 | $ 544,243 | $ 195,669 |
| Los Angeles-Long Beach-Glendale, CA | 356 | $ 280,290,000 | $ 787,331 | $ 309,000 |
| Cambridge-Newton-Framingham, MA | 348 | $ 200,600,000 | $ 576,436 | $ 208,000 |
| Boston, MA | 347 | $ 195,595,000 | $ 563,674 | $ 216,000 |
| Columbus, OH | 345 | $ 94,255,000 | $ 273,202 | $ 123,000 |
| Orlando-Kissimmee-Sanford, FL | 289 | $ 104,535,000 | $ 361,712 | $ 170,000 |
| Bridgeport-Stamford-Norwalk, CT | 288 | $ 147,780,000 | $ 513,125 | $ 236,000 |
| Tucson, AZ | 280 | $ 87,380,000 | $ 312,071 | $ 129,000 |
| Charlotte-Concord-Gastonia, NC-SC | 277 | $ 98,355,000 | $ 355,072 | $ 170,653 |
| Sacramento--Roseville--Arden-Arcade, CA | 267 | $ 120,125,000 | $ 449,906 | $ 216,000 |
| Tampa, FL | 232 | $ 84,650,000 | $ 364,870 | $ 169,000 |
| San Diego-Carlsbad, CA | 223 | $ 156,105,000 | $ 700,022 | $ 255,000 |
| North Port-Sarasota-Bradenton, FL | 221 | $ 84,965,000 | $ 384,457 | $ 204,000 |
| Dallas-Plano-Irving, TX | 214 | $ 91,880,000 | $ 429,345 | $ 191,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 210 | $ 92,900,000 | $ 442,380 | $ 203,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 183 | $ 154,895,000 | $ 846,420 | $ 311,000 |
| Fort Worth-Arlington, TX | 181 | $ 71,525,000 | $ 395,165 | $ 167,000 |
| Montgomery County-Bucks County-Chester County, PA | 181 | $ 73,405,000 | $ 405,552 | $ 171,000 |
| Miami-Miami Beach-Kendall, FL | 180 | $ 86,650,000 | $ 481,388 | $ 327,000 |
| Oakland-Hayward-Berkeley, CA | 178 | $ 146,840,000 | $ 824,943 | $ 295,000 |
| Pensacola-Ferry Pass-Brent, FL | 177 | $ 44,345,000 | $ 250,536 | $ 99,000 |
| Hartford-West Hartford-East Hartford, CT | 175 | $ 57,125,000 | $ 326,428 | $ 166,000 |
| Marietta, GA | 175 | $ 63,595,000 | $ 363,400 | $ 172,000 |
| Anaheim-Santa Ana-Irvine, CA | 173 | $ 131,435,000 | $ 759,739 | $ 276,000 |
| Harrisburg-Carlisle, PA | 166 | $ 38,420,000 | $ 231,445 | $ 108,000 |
| Lake County-Kenosha County, IL-WI | 162 | $ 57,810,000 | $ 356,851 | $ 165,000 |
| Riverside-San Bernardino-Ontario, CA | 160 | $ 69,920,000 | $ 437,000 | $ 203,000 |
| Milwaukee-Waukesha-West Allis, WI | 159 | $ 47,985,000 | $ 301,792 | $ 128,000 |
| New Haven-Milford, CT | 158 | $ 53,870,000 | $ 340,949 | $ 160,000 |
| Charleston-North Charleston, SC | 156 | $ 61,260,000 | $ 392,692 | $ 135,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 156 | $ 69,620,000 | $ 446,282 | $ 229,000 |
| Providence-Warwick, RI-MA | 141 | $ 55,895,000 | $ 396,418 | $ 144,595 |
| Austin-Round Rock, TX | 139 | $ 72,845,000 | $ 524,064 | $ 262,000 |
| Camden, NJ | 134 | $ 36,020,000 | $ 268,805 | $ 138,000 |
| Philadelphia, PA | 133 | $ 39,035,000 | $ 293,496 | $ 136,000 |
| San Francisco-Redwood City-South San Francisco, CA | 132 | $ 125,350,000 | $ 949,621 | $ 312,000 |
| Worcester, MA-CT | 132 | $ 47,110,000 | $ 356,893 | $ 139,000 |
| St. Petersburg-Clearwater-Largo, FL | 117 | $ 44,535,000 | $ 380,641 | $ 169,000 |
| Elgin, IL | 107 | $ 32,795,000 | $ 306,495 | $ 138,000 |
| Colorado Springs, CO | 94 | $ 40,790,000 | $ 433,936 | $ 142,000 |
| Washington, DC-MD | 93 | $ 40,985,000 | $ 440,698 | $ 154,032 |
| Port St. Lucie, FL | 91 | $ 29,565,000 | $ 324,890 | $ 132,000 |
| Rochester, MN | 87 | $ 20,875,000 | $ 239,942 | $ 107,000 |
| Santa Rosa, CA | 84 | $ 49,250,000 | $ 586,309 | $ 208,000 |
| Waterbury-Shelton, CT | 82 | $ 25,260,000 | $ 308,048 | $ 141,000 |
| Salt Lake City, UT | 79 | $ 33,245,000 | $ 420,822 | $ 195,000 |
| York-Hanover, PA | 79 | $ 18,925,000 | $ 239,556 | $ 104,000 |
| Lakeland-Winter Haven, FL | 77 | $ 16,445,000 | $ 213,571 | $ 74,000 |
| Lancaster, PA | 69 | $ 20,315,000 | $ 294,420 | $ 121,000 |
| Cape Coral-Fort Myers, FL | 67 | $ 22,215,000 | $ 331,567 | $ 193,000 |
| Reading, PA | 67 | $ 14,465,000 | $ 215,895 | $ 101,000 |
| Crestview-Fort Walton Beach-Destin, FL | 65 | $ 25,215,000 | $ 387,923 | $ 149,000 |
| Springfield, MA | 61 | $ 17,505,000 | $ 286,967 | $ 111,000 |
| Washington-Baltimore-Arlington, DC | 61 | $ 31,075,000 | $ 509,426 | $ 180,000 |
| Wilmington, DE-MD-NJ | 60 | $ 21,050,000 | $ 350,833 | $ 140,166 |
| Lake County-Porter County-Jasper County, IN | 59 | $ 10,865,000 | $ 184,152 | $ 89,000 |
| San Rafael, CA | 59 | $ 49,285,000 | $ 835,338 | $ 304,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 56 | $ 16,410,000 | $ 293,035 | $ 141,214 |
| Seattle-Bellevue-Everett, WA | 56 | $ 36,880,000 | $ 658,571 | $ 271,000 |
| San Antonio-New Braunfels, TX | 55 | $ 19,075,000 | $ 346,818 | $ 165,000 |
| Trenton, NJ | 52 | $ 22,600,000 | $ 434,615 | $ 229,000 |
| Ogden-Clearfield, UT | 51 | $ 17,785,000 | $ 348,725 | $ 129,000 |
| Provo-Orem, UT | 48 | $ 18,940,000 | $ 394,583 | $ 129,000 |
| Portland-South Portland, ME | 47 | $ 19,605,000 | $ 417,127 | $ 133,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 46 | $ 36,430,000 | $ 791,956 | $ 283,000 |
| Palm Bay-Melbourne-Titusville, FL | 45 | $ 12,255,000 | $ 272,333 | $ 104,000 |
| Salinas, CA | 44 | $ 29,330,000 | $ 666,590 | $ 253,000 |
| Duluth, MN-WI | 43 | $ 9,865,000 | $ 229,418 | $ 94,279 |
| Lake Havasu City-Kingman, AZ | 42 | $ 11,210,000 | $ 266,904 | $ 125,000 |
| Salisbury, MD-DE | 39 | $ 8,745,000 | $ 224,230 | $ 96,000 |
| Killeen-Temple, TX | 38 | $ 9,200,000 | $ 242,105 | $ 87,000 |
| Sumter, SC | 38 | $ 10,720,000 | $ 282,105 | $ 126,000 |
| Jacksonville, FL | 37 | $ 12,655,000 | $ 342,027 | $ 159,000 |
| Panama City, FL | 37 | $ 12,645,000 | $ 341,756 | $ 153,000 |
| St. Cloud, MN | 37 | $ 5,855,000 | $ 158,243 | $ 94,000 |
| Naples-Immokalee-Marco Island, FL | 36 | $ 20,420,000 | $ 567,222 | $ 333,000 |
| Greeley, CO | 34 | $ 13,640,000 | $ 401,176 | $ 129,000 |
| Bellingham, WA | 33 | $ 14,835,000 | $ 449,545 | $ 183,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 32 | $ 15,380,000 | $ 480,625 | $ 215,031 |
| Tacoma-Lakewood, WA | 32 | $ 12,600,000 | $ 393,750 | $ 132,000 |
| Manchester-Nashua, NH | 31 | $ 12,085,000 | $ 389,838 | $ 151,000 |
| Warren-Troy-Farmington Hills, MI | 31 | $ 10,435,000 | $ 336,612 | $ 152,000 |
| Kankakee, IL | 29 | $ 4,125,000 | $ 142,241 | $ 76,000 |
| Midland, TX | 29 | $ 11,255,000 | $ 388,103 | $ 224,000 |
| Norwich-New London, CT | 29 | $ 8,635,000 | $ 297,758 | $ 153,000 |
| Fort Collins, CO | 28 | $ 15,520,000 | $ 554,285 | $ 218,000 |
| Lansing-East Lansing, MI | 28 | $ 6,250,000 | $ 223,214 | $ 98,000 |
| Prescott Valley-Prescott, AZ | 27 | $ 8,985,000 | $ 332,777 | $ 158,000 |
| Rockingham County-Strafford County, NH | 27 | $ 12,145,000 | $ 449,814 | $ 225,000 |
| Santa Cruz-Watsonville, CA | 26 | $ 17,400,000 | $ 669,230 | $ 243,000 |
| Vallejo-Fairfield, CA | 26 | $ 12,980,000 | $ 499,230 | $ 255,000 |
| Dayton-Springfield-Kettering, OH | 25 | $ 7,165,000 | $ 286,600 | $ 129,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 25 | $ 7,685,000 | $ 307,400 | $ 153,000 |
| Gainesville, GA | 24 | $ 7,980,000 | $ 332,500 | $ 158,000 |
| Nassau County-Suffolk County, NY | 24 | $ 17,450,000 | $ 727,083 | $ 377,000 |
| Stockton-Lodi, CA | 24 | $ 11,210,000 | $ 467,083 | $ 176,000 |
| Punta Gorda, FL | 23 | $ 5,505,000 | $ 239,347 | $ 107,000 |
| Rockford, IL | 22 | $ 4,050,000 | $ 184,090 | $ 113,000 |
| Ocala, FL | 21 | $ 5,505,000 | $ 262,142 | $ 126,000 |
| Huntsville, AL | 20 | $ 5,670,000 | $ 283,500 | $ 137,000 |
| Augusta-Richmond County, GA-SC | 19 | $ 6,185,000 | $ 325,526 | $ 157,263 |
| Baton Rouge, LA | 18 | $ 6,780,000 | $ 376,666 | $ 252,000 |
| Beaumont-Port Arthur, TX | 18 | $ 6,070,000 | $ 337,222 | $ 196,000 |
| Cleveland, OH | 18 | $ 5,350,000 | $ 297,222 | $ 184,000 |
| Indianapolis-Carmel-Anderson, IN | 18 | $ 5,890,000 | $ 327,222 | $ 177,000 |
| Lebanon, PA | 18 | $ 3,940,000 | $ 218,888 | $ 90,000 |
| Spokane-Spokane Valley, WA | 18 | $ 5,100,000 | $ 283,333 | $ 91,000 |
| Chambersburg-Waynesboro, PA | 17 | $ 5,075,000 | $ 298,529 | $ 86,000 |
| Detroit-Dearborn-Livonia, MI | 17 | $ 4,055,000 | $ 238,529 | $ 147,000 |
| Michigan City-La Porte, IN | 17 | $ 4,395,000 | $ 258,529 | $ 172,000 |
| Dover, DE | 16 | $ 4,170,000 | $ 260,625 | $ 82,000 |
| Las Vegas-Henderson-Paradise, NV | 16 | $ 6,110,000 | $ 381,875 | $ 148,000 |
| Barnstable Town, MA | 15 | $ 6,335,000 | $ 422,333 | $ 223,000 |
| Boulder, CO | 14 | $ 9,090,000 | $ 649,285 | $ 302,000 |
| Kansas City, MO-KS | 14 | $ 5,320,000 | $ 380,000 | $ 180,428 |
| Pueblo, CO | 14 | $ 3,920,000 | $ 280,000 | $ 133,000 |
| Winston-Salem, NC | 14 | $ 5,980,000 | $ 427,142 | $ 183,000 |
| Atlantic City-Hammonton, NJ | 13 | $ 4,815,000 | $ 370,384 | $ 248,000 |
| Everett, WA | 13 | $ 7,135,000 | $ 548,846 | $ 167,000 |
| Greenville-Anderson-Mauldin, SC | 13 | $ 3,595,000 | $ 276,538 | $ 134,000 |
| Hagerstown-Martinsburg, MD-WV | 13 | $ 3,755,000 | $ 288,846 | $ 188,307 |
| Raleigh, NC | 13 | $ 6,475,000 | $ 498,076 | $ 261,000 |
| Yuba City, CA | 13 | $ 4,095,000 | $ 315,000 | $ 107,000 |
| Abilene, TX | 12 | $ 2,850,000 | $ 237,500 | $ 98,000 |
| Asheville, NC | 11 | $ 4,375,000 | $ 397,727 | $ 216,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 11 | $ 4,525,000 | $ 411,363 | $ 171,000 |
| Knoxville, TN | 11 | $ 5,115,000 | $ 465,000 | $ 225,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 11 | $ 5,865,000 | $ 533,181 | $ 192,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 11 | $ 6,365,000 | $ 578,636 | $ 501,000 |
| Sebastian-Vero Beach, FL | 11 | $ 3,465,000 | $ 315,000 | $ 151,000 |
| Urban Honolulu, HI | 11 | $ 7,425,000 | $ 675,000 | $ 168,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 11 | $ 4,385,000 | $ 398,636 | $ 139,363 |
| Albany-Schenectady-Troy, NY | 10 | $ 5,570,000 | $ 557,000 | $ 259,000 |
| Bremerton-Silverdale, WA | 10 | $ 4,140,000 | $ 414,000 | $ 199,000 |
| Cedar Rapids, IA | 10 | $ 3,590,000 | $ 359,000 | $ 195,000 |
| Hickory-Lenoir-Morganton, NC | 10 | $ 2,210,000 | $ 221,000 | $ 109,000 |
| Lexington Park, MD | 10 | $ 3,740,000 | $ 374,000 | $ 146,000 |
| Peoria, IL | 10 | $ 1,500,000 | $ 150,000 | $ 90,000 |
| Tallahassee, FL | 10 | $ 2,540,000 | $ 254,000 | $ 136,000 |
| Winchester, VA-WV | 10 | $ 3,380,000 | $ 338,000 | $ 102,000 |
| Corpus Christi, TX | 9 | $ 3,425,000 | $ 380,555 | $ 242,000 |
| Gainesville, FL | 9 | $ 2,725,000 | $ 302,777 | $ 161,000 |
| Greensboro-High Point, NC | 9 | $ 2,135,000 | $ 237,222 | $ 130,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 9 | $ 4,025,000 | $ 447,222 | $ 171,000 |
| Oklahoma City, OK | 9 | $ 2,665,000 | $ 296,111 | $ 163,000 |
| Spartanburg, SC | 9 | $ 1,795,000 | $ 199,444 | $ 81,000 |
| Wilmington, NC | 9 | $ 2,815,000 | $ 312,777 | $ 145,000 |
| Columbus, GA-AL | 8 | $ 2,440,000 | $ 305,000 | $ 163,000 |
| Daphne-Fairhope-Foley, AL | 8 | $ 2,170,000 | $ 271,250 | $ 151,000 |
| Erie, PA | 8 | $ 1,660,000 | $ 207,500 | $ 103,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 8 | $ 3,910,000 | $ 488,750 | $ 195,000 |
| Racine, WI | 8 | $ 2,080,000 | $ 260,000 | $ 118,000 |
| Richmond, VA | 8 | $ 2,790,000 | $ 348,750 | $ 143,000 |
| Birmingham-Hoover, AL | 7 | $ 2,925,000 | $ 417,857 | $ 274,000 |
| Fort Wayne, IN | 7 | $ 1,735,000 | $ 247,857 | $ 104,000 |
| Fresno, CA | 7 | $ 3,345,000 | $ 477,857 | $ 336,000 |
| Homosassa Springs, FL | 7 | $ 2,085,000 | $ 297,857 | $ 90,000 |
| Omaha-Council Bluffs, NE-IA | 7 | $ 2,065,000 | $ 295,000 | $ 122,714 |
| South Bend-Mishawaka, IN-MI | 7 | $ 1,645,000 | $ 235,000 | $ 125,000 |
| Albuquerque, NM | 6 | $ 1,910,000 | $ 318,333 | $ 113,000 |
| El Paso, TX | 6 | $ 2,340,000 | $ 390,000 | $ 612,000 |
| Gettysburg, PA | 6 | $ 1,580,000 | $ 263,333 | $ 148,000 |
| Grand Rapids-Wyoming, MI | 6 | $ 1,700,000 | $ 283,333 | $ 131,000 |
| Kingston, NY | 6 | $ 1,920,000 | $ 320,000 | $ 279,000 |
| Louisville/Jefferson County, KY-IN | 6 | $ 2,020,000 | $ 336,666 | $ 128,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 6 | $ 2,030,000 | $ 338,333 | $ 144,000 |
| Akron, OH | 5 | $ 1,495,000 | $ 299,000 | $ 130,000 |
| Albany, GA | 5 | $ 685,000 | $ 137,000 | $ 54,000 |
| Cleveland, TN | 5 | $ 1,415,000 | $ 283,000 | $ 121,000 |
| Kalamazoo-Portage, MI | 5 | $ 1,805,000 | $ 361,000 | $ 158,000 |
| Lexington-Fayette, KY | 5 | $ 1,335,000 | $ 267,000 | $ 136,000 |
| Lima, OH | 5 | $ 915,000 | $ 183,000 | $ 107,000 |
| Mobile, AL | 5 | $ 1,035,000 | $ 207,000 | $ 91,000 |
| Warner Robins, GA | 5 | $ 1,265,000 | $ 253,000 | $ 180,000 |
| Amarillo, TX | 4 | $ 1,900,000 | $ 475,000 | $ 149,000 |
| Amherst Town-Northampton, MA | 4 | $ 830,000 | $ 207,500 | $ 81,000 |
| Bakersfield, CA | 4 | $ 850,000 | $ 212,500 | $ 170,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 4 | $ 1,800,000 | $ 450,000 | $ 163,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 1,010,000 | $ 252,500 | $ 131,250 |
| Fayetteville, NC | 4 | $ 850,000 | $ 212,500 | $ 203,000 |
| Fond Du Lac, WI | 4 | $ 1,110,000 | $ 277,500 | $ 107,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 4 | $ 1,770,000 | $ 442,500 | $ 142,000 |
| Iowa City, IA | 4 | $ 1,360,000 | $ 340,000 | $ 188,000 |
| Lafayette-West Lafayette, IN | 4 | $ 1,930,000 | $ 482,500 | $ 149,000 |
| Mankato-North Mankato, MN | 4 | $ 510,000 | $ 127,500 | $ 99,000 |
| Modesto, CA | 4 | $ 1,280,000 | $ 320,000 | $ 187,000 |
| Montgomery, AL | 4 | $ 1,940,000 | $ 485,000 | $ 179,000 |
| Morgantown, WV | 4 | $ 1,550,000 | $ 387,500 | $ 224,000 |
| Olympia-Tumwater, WA | 4 | $ 1,590,000 | $ 397,500 | $ 141,000 |
| Santa Maria-Santa Barbara, CA | 4 | $ 1,310,000 | $ 327,500 | $ 1,898,000 |
| Springfield, IL | 4 | $ 1,220,000 | $ 305,000 | $ 133,000 |
| St. George, UT | 4 | $ 1,850,000 | $ 462,500 | $ 232,000 |
| Tyler, TX | 4 | $ 1,170,000 | $ 292,500 | $ 117,000 |
| Ann Arbor, MI | 3 | $ 1,035,000 | $ 345,000 | $ 120,000 |
| Appleton, WI | 3 | $ 1,415,000 | $ 471,666 | $ 135,000 |
| Canton-Massillon, OH | 3 | $ 615,000 | $ 205,000 | $ 101,000 |
| Chattanooga, TN-GA | 3 | $ 825,000 | $ 275,000 | $ 402,666 |
| Clarksville, TN-KY | 3 | $ 995,000 | $ 331,666 | $ 149,000 |
| Des Moines-West Des Moines, IA | 3 | $ 1,055,000 | $ 351,666 | $ 156,000 |
| Eugene, OR | 3 | $ 1,195,000 | $ 398,333 | $ 183,000 |
| Flagstaff, AZ | 3 | $ 1,065,000 | $ 355,000 | $ 167,000 |
| Flint, MI | 3 | $ 725,000 | $ 241,666 | $ 93,000 |
| Jacksonville, NC | 3 | $ 935,000 | $ 311,666 | $ 91,000 |
| Johnson City, TN | 3 | $ 915,000 | $ 305,000 | $ 115,000 |
| Kenosha, WI | 3 | $ 1,375,000 | $ 458,333 | $ 123,000 |
| Lake Charles, LA | 3 | $ 945,000 | $ 315,000 | $ 139,000 |
| Lynchburg, VA | 3 | $ 1,605,000 | $ 535,000 | $ 308,000 |
| Macon-Bibb County, GA | 3 | $ 735,000 | $ 245,000 | $ 84,000 |
| Madison, WI | 3 | $ 1,065,000 | $ 355,000 | $ 115,000 |
| Manhattan, KS | 3 | $ 785,000 | $ 261,666 | $ 164,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 755,000 | $ 251,666 | $ 115,000 |
| Napa, CA | 3 | $ 2,335,000 | $ 778,333 | $ 248,000 |
| Niles-Benton Harbor, MI | 3 | $ 1,405,000 | $ 468,333 | $ 200,000 |
| Reno, NV | 3 | $ 1,675,000 | $ 558,333 | $ 349,000 |
| Sheboygan, WI | 3 | $ 895,000 | $ 298,333 | $ 79,000 |
| Sherman-Denison, TX | 3 | $ 1,415,000 | $ 471,666 | $ 311,000 |
| Sierra Vista-Douglas, AZ | 3 | $ 575,000 | $ 191,666 | $ 57,000 |
| Springfield, MO | 3 | $ 1,205,000 | $ 401,666 | $ 230,000 |
| Springfield, OH | 3 | $ 525,000 | $ 175,000 | $ 71,000 |
| State College, PA | 3 | $ 1,285,000 | $ 428,333 | $ 340,000 |
| Toledo, OH | 3 | $ 605,000 | $ 201,666 | $ 73,000 |
| Anchorage, AK | 2 | $ 1,000,000 | $ 500,000 | $ 176,000 |
| Athens-Clarke County, GA | 2 | $ 480,000 | $ 240,000 | $ 83,000 |
| Bangor, ME | 2 | $ 470,000 | $ 235,000 | $ 56,000 |
| Bend-Redmond, OR | 2 | $ 690,000 | $ 345,000 | $ 129,000 |
| Boise City, ID | 2 | $ 890,000 | $ 445,000 | $ 201,000 |
| Charlottesville, VA | 2 | $ 610,000 | $ 305,000 | $ 162,000 |
| Dothan, AL | 2 | $ 130,000 | $ 65,000 | $ 30,000 |
| Durham-Chapel Hill, NC | 2 | $ 770,000 | $ 385,000 | $ 131,000 |
| Eau Claire, WI | 2 | $ 490,000 | $ 245,000 | $ 105,000 |
| Farmington, NM | 2 | $ 520,000 | $ 260,000 | $ 86,000 |
| Florence, SC | 2 | $ 400,000 | $ 200,000 | $ 83,000 |
| Fort Smith, AR-OK | 2 | $ 520,000 | $ 260,000 | $ 128,000 |
| Green Bay, WI | 2 | $ 580,000 | $ 290,000 | $ 68,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 350,000 | $ 175,000 | $ 48,000 |
| Hot Springs, AR | 2 | $ 290,000 | $ 145,000 | $ 222,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 970,000 | $ 485,000 | $ 223,000 |
| Jackson, MS | 2 | $ 550,000 | $ 275,000 | $ 136,000 |
| Janesville-Beloit, WI | 2 | $ 530,000 | $ 265,000 | $ 197,000 |
| La Crosse-Onalaska, WI-MN | 2 | $ 710,000 | $ 355,000 | $ 150,000 |
| Las Cruces, NM | 2 | $ 810,000 | $ 405,000 | $ 122,000 |
| Logan, UT-ID | 2 | $ 750,000 | $ 375,000 | $ 93,000 |
| Lubbock, TX | 2 | $ 790,000 | $ 395,000 | $ 178,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 740,000 | $ 370,000 | $ 224,000 |
| Memphis, TN-MS-AR | 2 | $ 280,000 | $ 140,000 | $ 138,000 |
| Merced, CA | 2 | $ 920,000 | $ 460,000 | $ 208,000 |
| Redding, CA | 2 | $ 800,000 | $ 400,000 | $ 113,000 |
| Roanoke, VA | 2 | $ 450,000 | $ 225,000 | $ 194,000 |
| San Angelo, TX | 2 | $ 460,000 | $ 230,000 | $ 134,000 |
| Santa Fe, NM | 2 | $ 770,000 | $ 385,000 | $ 152,000 |
| Savannah, GA | 2 | $ 590,000 | $ 295,000 | $ 123,000 |
| Sebring, FL | 2 | $ 300,000 | $ 150,000 | $ 58,000 |
| Syracuse, NY | 2 | $ 640,000 | $ 320,000 | $ 292,000 |
| Tulsa, OK | 2 | $ 320,000 | $ 160,000 | $ 102,000 |
| Victoria, TX | 2 | $ 480,000 | $ 240,000 | $ 112,000 |
| Visalia-Porterville, CA | 2 | $ 460,000 | $ 230,000 | $ 96,000 |
| Waco, TX | 2 | $ 480,000 | $ 240,000 | $ 178,000 |
| Watertown-Fort Drum, NY | 2 | $ 700,000 | $ 350,000 | $ 178,000 |
| Wildwood-The Villages, FL | 2 | $ 530,000 | $ 265,000 | $ 91,000 |
| Yuma, AZ | 2 | $ 280,000 | $ 140,000 | $ 74,000 |
| Ames, IA | 1 | $ 325,000 | $ 325,000 | $ 81,000 |
| Auburn-Opelika, AL | 1 | $ 535,000 | $ 535,000 | $ 282,000 |
| Battle Creek, MI | 1 | $ 215,000 | $ 215,000 | $ 162,000 |
| Beckley, WV | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Bloomington, IN | 1 | $ 205,000 | $ 205,000 | $ 183,000 |
| Bowling Green, KY | 1 | $ 395,000 | $ 395,000 | $ 266,000 |
| Brownsville-Harlingen, TX | 1 | $ 275,000 | $ 275,000 | $ 125,000 |
| Cape Girardeau, MO-IL | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Champaign-Urbana, IL | 1 | $ 265,000 | $ 265,000 | $ 193,000 |
| Charleston, WV | 1 | $ 525,000 | $ 525,000 | $ 198,000 |
| Cheyenne, WY | 1 | $ 505,000 | $ 505,000 | $ 144,000 |
| Chico, CA | 1 | $ 345,000 | $ 345,000 | $ 144,000 |
| Coeur D'Alene, ID | 1 | $ 515,000 | $ 515,000 | $ 149,000 |
| College Station-Bryan, TX | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Columbia, MO | 1 | $ 225,000 | $ 225,000 | $ 421,000 |
| Corvallis, OR | 1 | $ 245,000 | $ 245,000 | $ 241,000 |
| Decatur, IL | 1 | $ 315,000 | $ 315,000 | $ 159,000 |
| Elmira, NY | 1 | $ 255,000 | $ 255,000 | $ 179,000 |
| Evansville, IN-KY | 1 | $ 255,000 | $ 255,000 | $ 196,000 |
| Florence-Muscle Shoals, AL | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Glens Falls, NY | 1 | $ 275,000 | $ 275,000 | $ 524,000 |
| Grand Island, NE | 1 | $ 335,000 | $ 335,000 | $ 137,000 |
| Grand Junction, CO | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Hanford-Corcoran, CA | 1 | $ 465,000 | $ 465,000 | $ 147,000 |
| Harrisonburg, VA | 1 | $ 455,000 | $ 455,000 | $ 116,000 |
| Hattiesburg, MS | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Jackson, MI | 1 | $ 495,000 | $ 495,000 | $ 210,000 |
| Jackson, TN | 1 | $ 375,000 | $ 375,000 | $ 133,000 |
| Johnstown, PA | 1 | $ 265,000 | $ 265,000 | $ 188,000 |
| Joplin, MO | 1 | $ 285,000 | $ 285,000 | $ 91,000 |
| Kennewick-Richland, WA | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 455,000 | $ 455,000 | $ 122,000 |
| Kokomo, IN | 1 | $ 165,000 | $ 165,000 | $ 154,000 |
| Lafayette, LA | 1 | $ 405,000 | $ 405,000 | $ 244,000 |
| Lawrence, KS | 1 | $ 145,000 | $ 145,000 | $ 201,000 |
| Lawton, OK | 1 | $ 35,000 | $ 35,000 | $ 195,000 |
| Lewiston-Auburn, ME | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 105,000 | $ 105,000 | $ 215,000 |
| Longview, WA | 1 | $ 405,000 | $ 405,000 | $ 128,000 |
| Mansfield, OH | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Morristown, TN | 1 | $ 425,000 | $ 425,000 | $ 208,000 |
| New Orleans-Metairie, LA | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Odessa, TX | 1 | $ 325,000 | $ 325,000 | $ 128,000 |
| Oshkosh-Neenah, WI | 1 | $ 285,000 | $ 285,000 | $ 160,000 |
| Rapid City, SD | 1 | $ 395,000 | $ 395,000 | $ 148,000 |
| Rome, GA | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Saginaw, MI | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Sandusky, OH | 1 | $ 165,000 | $ 165,000 | $ 272,000 |
| Shreveport-Bossier City, LA | 1 | $ 295,000 | $ 295,000 | $ 155,000 |
| Sioux Falls, SD | 1 | $ 625,000 | $ 625,000 | $ 200,000 |
| Slidell-Mandeville-Covington, LA | 1 | $ 525,000 | $ 525,000 | $ 151,000 |
| Staunton-Waynesboro, VA | 1 | $ 715,000 | $ 715,000 | $ 243,000 |
| Terre Haute, IN | 1 | $ 185,000 | $ 185,000 | $ 114,000 |
| Texarkana, TX-AR | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Topeka, KS | 1 | $ 445,000 | $ 445,000 | $ 181,000 |
| Traverse City, MI | 1 | $ 285,000 | $ 285,000 | $ 134,000 |
| Twin Falls, ID | 1 | $ 425,000 | $ 425,000 | $ 143,000 |
| Valdosta, GA | 1 | $ 415,000 | $ 415,000 | $ 203,000 |
| Vineland-Bridgeton, NJ | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Wheeling, WV-OH | 1 | $ 235,000 | $ 235,000 | $ 157,000 |
| Wichita Falls, TX | 1 | $ 345,000 | $ 345,000 | $ 116,000 |
| Wichita, KS | 1 | $ 205,000 | $ 205,000 | $ 132,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 295,000 | $ 295,000 | $ 261,000 |
Mortgage Loan Application Detail Totals for Guaranteed Rate Affinity, LLC in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 18,730 | $7,644,040,000 | $408,000 | $3,005,000 | $175,000 | $7,200,000 |
| Cash-out Refinancing | 1,253 | $461,645,000 | $368,000 | $2,605,000 | $170,000 | $4,811,000 |
| Refinancing | 1,057 | $500,175,000 | $473,000 | $3,125,000 | $193,000 | $3,220,000 |
| Other Purpose | 471 | $51,765,000 | $109,000 | $405,000 | $156,000 | $1,400,000 |
| Home Improvement | 315 | $34,955,000 | $110,000 | $405,000 | $187,000 | $812,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,203 | $4,420,515,000 | $394,000 | $3,125,000 | $179,000 | $7,200,000 |
| Not Provided | 4,305 | $1,823,625,000 | $423,000 | $3,005,000 | $180,000 | $3,949,000 |
| Hispanic | 2,389 | $871,965,000 | $364,000 | $2,705,000 | $157,000 | $3,420,000 |
| Black or African American | 1,909 | $516,315,000 | $270,000 | $2,605,000 | $119,000 | $1,005,000 |
| Asian | 1,865 | $1,004,025,000 | $538,000 | $3,005,000 | $223,000 | $2,755,000 |
| American Indian or Alaskan Native | 128 | $45,800,000 | $357,000 | $1,855,000 | $150,000 | $820,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $7,155,000 | $420,000 | $1,145,000 | $256,000 | $2,000,000 |
| Not applicable | 10 | $3,180,000 | $318,000 | $625,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,835 | $7,168,585,000 | $401,000 | $3,125,000 | $186,000 | $7,200,000 |
| FHA-insured (Federal Housing Administration) | 2,322 | $766,130,000 | $329,000 | $1,385,000 | $110,000 | $2,000,000 |
| VA-guaranteed (Veterans Administration) | 1,629 | $748,435,000 | $459,000 | $2,505,000 | $154,000 | $4,515,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 40 | $9,430,000 | $235,000 | $375,000 | $83,000 | $148,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,587 | $5,825,095,000 | $399,000 | $3,005,000 | $174,000 | $3,949,000 |
| Application Withdrawn By Applicant | 5,085 | $2,137,535,000 | $420,000 | $3,005,000 | $186,000 | $7,200,000 |
| Application Denied By Financial Institution | 1,298 | $394,100,000 | $303,000 | $3,125,000 | $140,000 | $3,420,000 |
| File Closed For Incompleteness | 543 | $248,805,000 | $458,000 | $2,505,000 | $192,000 | $2,860,000 |
| Application Approved But Not Accepted | 290 | $75,120,000 | $259,000 | $1,825,000 | $169,000 | $1,181,000 |
| Loan Purchased By The Institution | 10 | $3,180,000 | $318,000 | $625,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 7 | $6,785,000 | $969,000 | $2,805,000 | $259,000 | $728,000 |
| Preapproval Denied by Financial Institution | 6 | $1,960,000 | $326,000 | $455,000 | $115,000 | $195,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 20,522 | $8,296,520,000 | $404,000 | $3,005,000 | $177,000 | $7,200,000 |
| Debt-To-Income Ratio | 506 | $175,680,000 | $347,000 | $3,125,000 | $98,000 | $800,000 |
| Collateral | 268 | $73,010,000 | $272,000 | $2,125,000 | $159,000 | $1,350,000 |
| Credit History | 178 | $55,940,000 | $314,000 | $2,705,000 | $167,000 | $3,420,000 |
| Credit Application Incomplete | 108 | $12,750,000 | $118,000 | $385,000 | $200,000 | $1,400,000 |
| Other | 103 | $30,425,000 | $295,000 | $2,165,000 | $170,000 | $2,313,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 65 | $18,515,000 | $284,000 | $1,875,000 | $147,000 | $975,000 |
| Unverifiable Information | 47 | $19,875,000 | $422,000 | $1,405,000 | $182,000 | $1,414,000 |
| Employment History | 29 | $9,865,000 | $340,000 | $935,000 | $113,000 | $600,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate Affinity, LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranteed Rate Affinity, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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