Guaranteed Rate, Inc. Mortgage Lending & HMDA Data, 2024
In 2024, Guaranteed Rate, Inc. of Chicago, IL reported 124,492 mortgage applications totaling $49.3 billion, down 9% from 2023. The average application was for $396,260, and applicants reported an average income of $176,337. 50% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Chicago-Naperville, IL (12,370), Cambridge-Newton-Framingham, MA (3,395) and Newark, NJ-PA (2,526) (applications in parentheses).
| Mortgage Company & Address | Guaranteed Rate, Inc. 3940 North Ravenswood Ave Chicago, IL 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 124,492 |
| Total Mortgage Loan Application Amount | $49,331,315,000 |
| Average Mortgage Loan Application Amount | $396,260 |
| Highest Mortgage Loan Application Amount | $39,605,000 |
| Average Applicant Income | $176,337 |
| Highest Applicant Income | $9,665,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranteed Rate, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 12,370 | $ 4,314,460,000 | $ 348,784 | $ 169,000 |
| Outside any metro area | 9,071 | $ 2,598,125,000 | $ 286,421 | $ 149,059 |
| Cambridge-Newton-Framingham, MA | 3,395 | $ 1,929,825,000 | $ 568,431 | $ 218,000 |
| Newark, NJ-PA | 2,526 | $ 1,252,070,000 | $ 495,673 | $ 214,000 |
| New York-Jersey City-White Plains, NY-NJ | 2,507 | $ 1,360,735,000 | $ 542,774 | $ 240,638 |
| Las Vegas-Henderson-Paradise, NV | 2,479 | $ 945,335,000 | $ 381,337 | $ 162,000 |
| Riverside-San Bernardino-Ontario, CA | 2,298 | $ 1,042,190,000 | $ 453,520 | $ 181,000 |
| Dallas-Plano-Irving, TX | 2,292 | $ 1,048,090,000 | $ 457,281 | $ 218,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,270 | $ 898,930,000 | $ 396,004 | $ 187,000 |
| Boston, MA | 2,086 | $ 1,206,130,000 | $ 578,202 | $ 233,000 |
| Houston-The Woodlands-Sugar Land, TX | 2,085 | $ 726,665,000 | $ 348,520 | $ 193,000 |
| Philadelphia, PA | 1,820 | $ 660,600,000 | $ 362,967 | $ 170,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,816 | $ 1,318,450,000 | $ 726,018 | $ 288,000 |
| San Antonio-New Braunfels, TX | 1,814 | $ 560,960,000 | $ 309,239 | $ 162,000 |
| Lakewood-New Brunswick, NJ | 1,681 | $ 778,595,000 | $ 463,173 | $ 219,000 |
| Orlando-Kissimmee-Sanford, FL | 1,653 | $ 609,955,000 | $ 368,998 | $ 163,000 |
| Cincinnati, OH-KY-IN | 1,626 | $ 473,810,000 | $ 291,396 | $ 158,374 |
| Denver-Aurora-Lakewood, CO | 1,605 | $ 798,315,000 | $ 497,392 | $ 187,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,547 | $ 486,055,000 | $ 314,191 | $ 136,765 |
| Atlanta-Sandy Springs-Roswell, GA | 1,511 | $ 535,175,000 | $ 354,185 | $ 154,000 |
| Arlington-Alexandria-Reston, VA-WV | 1,489 | $ 861,805,000 | $ 578,781 | $ 218,454 |
| Montgomery County-Bucks County-Chester County, PA | 1,330 | $ 579,120,000 | $ 435,428 | $ 197,000 |
| Columbus, OH | 1,307 | $ 409,755,000 | $ 313,508 | $ 148,000 |
| Austin-Round Rock, TX | 1,277 | $ 534,575,000 | $ 418,617 | $ 238,000 |
| Elgin, IL | 1,216 | $ 354,435,000 | $ 291,476 | $ 140,000 |
| San Diego-Carlsbad, CA | 1,164 | $ 882,740,000 | $ 758,367 | $ 291,000 |
| St. Louis, MO-IL | 1,109 | $ 282,715,000 | $ 254,927 | $ 138,682 |
| Lake County-Porter County-Jasper County, IN | 1,012 | $ 238,520,000 | $ 235,691 | $ 109,000 |
| Tampa, FL | 1,012 | $ 367,380,000 | $ 363,023 | $ 165,000 |
| Oakland-Hayward-Berkeley, CA | 1,007 | $ 727,475,000 | $ 722,418 | $ 248,000 |
| Lake County-Kenosha County, IL-WI | 971 | $ 354,115,000 | $ 364,691 | $ 189,000 |
| Fort Worth-Arlington, TX | 907 | $ 335,025,000 | $ 369,377 | $ 149,000 |
| Seattle-Bellevue-Everett, WA | 884 | $ 659,730,000 | $ 746,300 | $ 328,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 867 | $ 410,135,000 | $ 473,050 | $ 198,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 867 | $ 388,140,000 | $ 447,681 | $ 175,094 |
| Wilmington, NC | 825 | $ 326,495,000 | $ 395,751 | $ 184,000 |
| Charlotte-Concord-Gastonia, NC-SC | 796 | $ 295,720,000 | $ 371,507 | $ 141,160 |
| Worcester, MA-CT | 787 | $ 314,585,000 | $ 399,726 | $ 158,000 |
| Tucson, AZ | 782 | $ 246,110,000 | $ 314,718 | $ 157,000 |
| Clarksville, TN-KY | 758 | $ 221,780,000 | $ 292,585 | $ 97,704 |
| Sacramento--Roseville--Arden-Arcade, CA | 742 | $ 336,700,000 | $ 453,773 | $ 193,000 |
| Jacksonville, FL | 741 | $ 242,685,000 | $ 327,510 | $ 162,000 |
| Camden, NJ | 739 | $ 216,735,000 | $ 293,281 | $ 144,000 |
| Marietta, GA | 729 | $ 270,455,000 | $ 370,994 | $ 154,000 |
| Anaheim-Santa Ana-Irvine, CA | 678 | $ 515,990,000 | $ 761,047 | $ 293,000 |
| Cleveland, OH | 667 | $ 173,075,000 | $ 259,482 | $ 151,000 |
| Raleigh, NC | 665 | $ 257,605,000 | $ 387,375 | $ 182,000 |
| Memphis, TN-MS-AR | 660 | $ 175,280,000 | $ 265,575 | $ 122,084 |
| Warren-Troy-Farmington Hills, MI | 644 | $ 198,110,000 | $ 307,624 | $ 142,000 |
| Colorado Springs, CO | 637 | $ 261,555,000 | $ 410,604 | $ 128,000 |
| Boise City, ID | 623 | $ 225,755,000 | $ 362,367 | $ 150,000 |
| Providence-Warwick, RI-MA | 620 | $ 250,600,000 | $ 404,193 | $ 157,638 |
| Baltimore-Columbia-Towson, MD | 609 | $ 248,055,000 | $ 407,315 | $ 160,000 |
| Washington, DC-MD | 592 | $ 330,585,000 | $ 558,420 | $ 219,277 |
| Indianapolis-Carmel-Anderson, IN | 548 | $ 165,080,000 | $ 301,240 | $ 136,000 |
| San Francisco-Redwood City-South San Francisco, CA | 546 | $ 485,610,000 | $ 889,395 | $ 356,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 539 | $ 366,595,000 | $ 680,139 | $ 274,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 537 | $ 222,515,000 | $ 414,366 | $ 238,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 530 | $ 491,590,000 | $ 927,528 | $ 324,000 |
| Omaha-Council Bluffs, NE-IA | 526 | $ 131,600,000 | $ 250,190 | $ 117,163 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 505 | $ 217,035,000 | $ 429,772 | $ 234,000 |
| Lakeland-Winter Haven, FL | 492 | $ 141,260,000 | $ 287,113 | $ 106,000 |
| St. Petersburg-Clearwater-Largo, FL | 491 | $ 177,665,000 | $ 361,843 | $ 187,000 |
| Detroit-Dearborn-Livonia, MI | 472 | $ 124,910,000 | $ 264,639 | $ 153,000 |
| Urban Honolulu, HI | 467 | $ 303,635,000 | $ 650,182 | $ 234,000 |
| Hartford-West Hartford-East Hartford, CT | 450 | $ 137,540,000 | $ 305,644 | $ 162,000 |
| Columbia, SC | 444 | $ 112,420,000 | $ 253,198 | $ 102,000 |
| Milwaukee-Waukesha-West Allis, WI | 443 | $ 132,705,000 | $ 299,559 | $ 152,000 |
| Pittsburgh, PA | 443 | $ 113,545,000 | $ 256,309 | $ 164,000 |
| North Port-Sarasota-Bradenton, FL | 438 | $ 164,770,000 | $ 376,187 | $ 185,000 |
| Tacoma-Lakewood, WA | 394 | $ 186,810,000 | $ 474,137 | $ 176,000 |
| Miami-Miami Beach-Kendall, FL | 385 | $ 201,665,000 | $ 523,805 | $ 308,000 |
| Oklahoma City, OK | 377 | $ 94,435,000 | $ 250,490 | $ 118,000 |
| Stockton-Lodi, CA | 367 | $ 148,185,000 | $ 403,773 | $ 156,000 |
| Kansas City, MO-KS | 354 | $ 99,820,000 | $ 281,977 | $ 161,372 |
| Washington-Baltimore-Arlington, DC | 352 | $ 214,300,000 | $ 608,806 | $ 242,000 |
| Modesto, CA | 350 | $ 133,560,000 | $ 381,600 | $ 136,000 |
| Charleston-North Charleston, SC | 347 | $ 140,055,000 | $ 403,616 | $ 197,000 |
| Albuquerque, NM | 340 | $ 73,050,000 | $ 214,852 | $ 105,000 |
| Fayetteville, NC | 339 | $ 66,245,000 | $ 195,412 | $ 89,000 |
| Fresno, CA | 335 | $ 126,665,000 | $ 378,104 | $ 180,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 327 | $ 91,135,000 | $ 278,700 | $ 149,000 |
| Greensboro-High Point, NC | 326 | $ 79,290,000 | $ 243,220 | $ 109,000 |
| Greeley, CO | 319 | $ 125,795,000 | $ 394,341 | $ 149,000 |
| Bridgeport-Stamford-Norwalk, CT | 316 | $ 160,340,000 | $ 507,405 | $ 223,000 |
| Salt Lake City, UT | 314 | $ 143,260,000 | $ 456,242 | $ 218,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 301 | $ 87,865,000 | $ 291,910 | $ 148,000 |
| Nassau County-Suffolk County, NY | 296 | $ 185,570,000 | $ 626,925 | $ 291,000 |
| Cape Coral-Fort Myers, FL | 292 | $ 100,660,000 | $ 344,726 | $ 178,000 |
| Santa Rosa, CA | 292 | $ 164,780,000 | $ 564,315 | $ 212,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 285 | $ 108,985,000 | $ 382,403 | $ 148,782 |
| Everett, WA | 279 | $ 163,025,000 | $ 584,318 | $ 188,000 |
| Santa Maria-Santa Barbara, CA | 278 | $ 202,970,000 | $ 730,107 | $ 280,000 |
| Springfield, MA | 272 | $ 66,020,000 | $ 242,720 | $ 115,000 |
| Fort Collins, CO | 266 | $ 118,700,000 | $ 446,240 | $ 158,000 |
| Palm Bay-Melbourne-Titusville, FL | 257 | $ 87,305,000 | $ 339,708 | $ 141,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 256 | $ 80,900,000 | $ 316,015 | $ 146,523 |
| Oxnard-Thousand Oaks-Ventura, CA | 256 | $ 160,330,000 | $ 626,289 | $ 272,000 |
| New Haven-Milford, CT | 250 | $ 77,460,000 | $ 309,840 | $ 131,000 |
| Atlantic City-Hammonton, NJ | 248 | $ 105,360,000 | $ 424,838 | $ 242,000 |
| Des Moines-West Des Moines, IA | 246 | $ 58,870,000 | $ 239,308 | $ 108,000 |
| Bozeman, MT | 244 | $ 140,810,000 | $ 577,090 | $ 254,000 |
| Dayton-Springfield-Kettering, OH | 242 | $ 53,550,000 | $ 221,280 | $ 114,000 |
| McAllen-Edinburg-Mission, TX | 237 | $ 65,265,000 | $ 275,379 | $ 117,000 |
| Rockingham County-Strafford County, NH | 236 | $ 103,090,000 | $ 436,822 | $ 196,000 |
| Vallejo-Fairfield, CA | 234 | $ 110,770,000 | $ 473,376 | $ 170,000 |
| Port St. Lucie, FL | 228 | $ 74,160,000 | $ 325,263 | $ 129,000 |
| Akron, OH | 225 | $ 45,565,000 | $ 202,511 | $ 107,000 |
| Little Rock-North Little Rock-Conway, AR | 223 | $ 46,535,000 | $ 208,677 | $ 136,000 |
| Jacksonville, NC | 215 | $ 66,805,000 | $ 310,720 | $ 121,000 |
| Winston-Salem, NC | 210 | $ 52,660,000 | $ 250,761 | $ 112,000 |
| Manchester-Nashua, NH | 207 | $ 85,815,000 | $ 414,565 | $ 165,000 |
| Waterbury-Shelton, CT | 206 | $ 63,950,000 | $ 310,436 | $ 151,000 |
| Spokane-Spokane Valley, WA | 198 | $ 69,670,000 | $ 351,868 | $ 138,000 |
| Durham-Chapel Hill, NC | 197 | $ 72,695,000 | $ 369,010 | $ 172,000 |
| Ocala, FL | 196 | $ 45,050,000 | $ 229,846 | $ 94,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 183 | $ 82,155,000 | $ 448,934 | $ 317,000 |
| Athens-Clarke County, GA | 181 | $ 52,765,000 | $ 291,519 | $ 151,000 |
| Provo-Orem, UT | 179 | $ 81,285,000 | $ 454,106 | $ 193,000 |
| Anchorage, AK | 175 | $ 61,625,000 | $ 352,142 | $ 144,000 |
| Canton-Massillon, OH | 175 | $ 31,105,000 | $ 177,742 | $ 93,000 |
| Greenville-Anderson-Mauldin, SC | 174 | $ 44,280,000 | $ 254,482 | $ 115,000 |
| Portland-South Portland, ME | 173 | $ 80,655,000 | $ 466,213 | $ 235,000 |
| Birmingham-Hoover, AL | 172 | $ 40,250,000 | $ 234,011 | $ 174,000 |
| San Rafael, CA | 172 | $ 164,780,000 | $ 958,023 | $ 381,000 |
| Rochester, MN | 171 | $ 41,735,000 | $ 244,064 | $ 100,000 |
| Asheville, NC | 166 | $ 58,280,000 | $ 351,084 | $ 152,000 |
| Ogden-Clearfield, UT | 166 | $ 68,840,000 | $ 414,698 | $ 139,000 |
| Brownsville-Harlingen, TX | 159 | $ 41,855,000 | $ 263,238 | $ 120,000 |
| Louisville/Jefferson County, KY-IN | 159 | $ 40,465,000 | $ 254,496 | $ 103,710 |
| Pensacola-Ferry Pass-Brent, FL | 158 | $ 46,970,000 | $ 297,278 | $ 119,000 |
| Knoxville, TN | 155 | $ 56,205,000 | $ 362,612 | $ 156,000 |
| Crestview-Fort Walton Beach-Destin, FL | 154 | $ 64,170,000 | $ 416,688 | $ 158,000 |
| Gainesville, FL | 154 | $ 35,110,000 | $ 227,987 | $ 115,000 |
| Odessa, TX | 153 | $ 37,595,000 | $ 245,718 | $ 99,000 |
| Savannah, GA | 152 | $ 52,820,000 | $ 347,500 | $ 184,000 |
| Chattanooga, TN-GA | 151 | $ 47,005,000 | $ 311,291 | $ 151,576 |
| Salinas, CA | 151 | $ 77,425,000 | $ 512,748 | $ 160,000 |
| Wilmington, DE-MD-NJ | 148 | $ 46,850,000 | $ 316,554 | $ 147,202 |
| Reading, PA | 147 | $ 34,835,000 | $ 236,972 | $ 107,000 |
| Barnstable Town, MA | 146 | $ 75,100,000 | $ 514,383 | $ 285,000 |
| Norwich-New London, CT | 145 | $ 39,955,000 | $ 275,551 | $ 114,000 |
| Kahului-Wailuku-Lahaina, HI | 143 | $ 120,505,000 | $ 842,692 | $ 403,000 |
| Midland, TX | 143 | $ 47,285,000 | $ 330,664 | $ 132,000 |
| Springfield, IL | 143 | $ 24,895,000 | $ 174,090 | $ 89,000 |
| Roanoke, VA | 142 | $ 34,840,000 | $ 245,352 | $ 98,000 |
| Killeen-Temple, TX | 141 | $ 39,715,000 | $ 281,666 | $ 126,000 |
| Napa, CA | 141 | $ 80,945,000 | $ 574,078 | $ 223,000 |
| Corpus Christi, TX | 140 | $ 35,240,000 | $ 251,714 | $ 129,000 |
| Green Bay, WI | 140 | $ 35,820,000 | $ 255,857 | $ 113,000 |
| Richmond, VA | 140 | $ 48,100,000 | $ 343,571 | $ 156,000 |
| Naples-Immokalee-Marco Island, FL | 139 | $ 84,805,000 | $ 610,107 | $ 418,000 |
| Billings, MT | 137 | $ 45,825,000 | $ 334,489 | $ 165,000 |
| Rocky Mount, NC | 136 | $ 20,830,000 | $ 153,161 | $ 74,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 128 | $ 50,150,000 | $ 391,796 | $ 169,000 |
| Rockford, IL | 127 | $ 20,815,000 | $ 163,897 | $ 134,000 |
| Trenton, NJ | 124 | $ 53,110,000 | $ 428,306 | $ 181,000 |
| Harrisburg-Carlisle, PA | 120 | $ 30,150,000 | $ 251,250 | $ 127,000 |
| Charleston, WV | 119 | $ 20,535,000 | $ 172,563 | $ 102,000 |
| Albany-Schenectady-Troy, NY | 118 | $ 35,640,000 | $ 302,033 | $ 152,000 |
| Lancaster, PA | 117 | $ 32,445,000 | $ 277,307 | $ 108,000 |
| Tulsa, OK | 114 | $ 29,680,000 | $ 260,350 | $ 145,000 |
| Coeur D'Alene, ID | 112 | $ 50,430,000 | $ 450,267 | $ 174,000 |
| Grand Rapids-Wyoming, MI | 111 | $ 39,115,000 | $ 352,387 | $ 157,000 |
| Merced, CA | 111 | $ 31,885,000 | $ 287,252 | $ 109,000 |
| Yuba City, CA | 111 | $ 42,735,000 | $ 385,000 | $ 141,000 |
| Elkhart-Goshen, IN | 110 | $ 20,480,000 | $ 186,181 | $ 76,000 |
| Toledo, OH | 108 | $ 20,610,000 | $ 190,833 | $ 108,000 |
| Niles-Benton Harbor, MI | 107 | $ 34,165,000 | $ 319,299 | $ 306,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 105 | $ 32,815,000 | $ 312,523 | $ 134,000 |
| Punta Gorda, FL | 105 | $ 27,475,000 | $ 261,666 | $ 229,000 |
| Bakersfield, CA | 103 | $ 25,955,000 | $ 251,990 | $ 131,000 |
| Sherman-Denison, TX | 96 | $ 26,770,000 | $ 278,854 | $ 131,000 |
| Appleton, WI | 91 | $ 24,095,000 | $ 264,780 | $ 104,000 |
| Bend-Redmond, OR | 91 | $ 42,935,000 | $ 471,813 | $ 204,000 |
| Columbus, GA-AL | 91 | $ 27,905,000 | $ 306,648 | $ 132,615 |
| Shreveport-Bossier City, LA | 90 | $ 19,750,000 | $ 219,444 | $ 103,000 |
| Bismarck, ND | 89 | $ 26,445,000 | $ 297,134 | $ 100,000 |
| Huntington-Ashland, WV-KY-OH | 89 | $ 18,935,000 | $ 212,752 | $ 109,550 |
| Prescott Valley-Prescott, AZ | 89 | $ 28,145,000 | $ 316,235 | $ 139,000 |
| Salem, OR | 86 | $ 29,420,000 | $ 342,093 | $ 165,000 |
| Huntsville, AL | 85 | $ 23,885,000 | $ 281,000 | $ 118,000 |
| Lexington-Fayette, KY | 85 | $ 26,315,000 | $ 309,588 | $ 157,000 |
| New Orleans-Metairie, LA | 85 | $ 22,585,000 | $ 265,705 | $ 195,000 |
| Boulder, CO | 84 | $ 51,280,000 | $ 610,476 | $ 229,000 |
| Augusta-Richmond County, GA-SC | 82 | $ 20,530,000 | $ 250,365 | $ 129,878 |
| Minot, ND | 80 | $ 18,990,000 | $ 237,375 | $ 91,000 |
| Montgomery, AL | 80 | $ 17,160,000 | $ 214,500 | $ 92,000 |
| Spartanburg, SC | 79 | $ 17,955,000 | $ 227,278 | $ 81,000 |
| Santa Cruz-Watsonville, CA | 78 | $ 46,290,000 | $ 593,461 | $ 212,000 |
| Sioux Falls, SD | 78 | $ 21,660,000 | $ 277,692 | $ 175,000 |
| Chico, CA | 76 | $ 24,690,000 | $ 324,868 | $ 156,000 |
| Helena, MT | 76 | $ 23,810,000 | $ 313,289 | $ 134,000 |
| Panama City, FL | 76 | $ 20,610,000 | $ 271,184 | $ 173,000 |
| Reno, NV | 76 | $ 37,460,000 | $ 492,894 | $ 347,000 |
| Kankakee, IL | 75 | $ 14,395,000 | $ 191,933 | $ 91,000 |
| Michigan City-La Porte, IN | 74 | $ 15,080,000 | $ 203,783 | $ 112,000 |
| Pueblo, CO | 74 | $ 21,680,000 | $ 292,972 | $ 100,000 |
| Daphne-Fairhope-Foley, AL | 73 | $ 21,505,000 | $ 294,589 | $ 182,000 |
| Gainesville, GA | 71 | $ 25,675,000 | $ 361,619 | $ 146,000 |
| Great Falls, MT | 71 | $ 23,985,000 | $ 337,816 | $ 137,000 |
| South Bend-Mishawaka, IN-MI | 71 | $ 16,295,000 | $ 229,507 | $ 125,605 |
| Warner Robins, GA | 71 | $ 20,025,000 | $ 282,042 | $ 106,000 |
| Olympia-Tumwater, WA | 70 | $ 32,620,000 | $ 466,000 | $ 174,000 |
| El Paso, TX | 69 | $ 17,405,000 | $ 252,246 | $ 118,000 |
| Racine, WI | 69 | $ 17,345,000 | $ 251,376 | $ 135,000 |
| Davenport-Moline-Rock Island, IA-IL | 68 | $ 11,920,000 | $ 175,294 | $ 94,426 |
| Madison, WI | 66 | $ 22,910,000 | $ 347,121 | $ 157,000 |
| Missoula, MT | 64 | $ 25,480,000 | $ 398,125 | $ 161,000 |
| Duluth, MN-WI | 63 | $ 13,865,000 | $ 220,079 | $ 104,190 |
| York-Hanover, PA | 63 | $ 14,165,000 | $ 224,841 | $ 101,000 |
| Mobile, AL | 62 | $ 11,210,000 | $ 180,806 | $ 95,000 |
| Kenosha, WI | 61 | $ 15,535,000 | $ 254,672 | $ 140,000 |
| Lake Havasu City-Kingman, AZ | 61 | $ 17,365,000 | $ 284,672 | $ 139,000 |
| Laredo, TX | 61 | $ 13,345,000 | $ 218,770 | $ 150,000 |
| Bremerton-Silverdale, WA | 60 | $ 30,880,000 | $ 514,666 | $ 171,000 |
| Tyler, TX | 59 | $ 14,455,000 | $ 245,000 | $ 89,000 |
| Florence, SC | 58 | $ 9,980,000 | $ 172,068 | $ 79,000 |
| Hickory-Lenoir-Morganton, NC | 58 | $ 11,960,000 | $ 206,206 | $ 103,000 |
| Hinesville, GA | 58 | $ 14,570,000 | $ 251,206 | $ 95,000 |
| Baton Rouge, LA | 56 | $ 14,120,000 | $ 252,142 | $ 105,000 |
| Beaumont-Port Arthur, TX | 56 | $ 14,370,000 | $ 256,607 | $ 98,000 |
| Santa Fe, NM | 56 | $ 21,730,000 | $ 388,035 | $ 173,000 |
| Hagerstown-Martinsburg, MD-WV | 52 | $ 14,980,000 | $ 288,076 | $ 225,384 |
| Longview, WA | 52 | $ 18,920,000 | $ 363,846 | $ 133,000 |
| Kennewick-Richland, WA | 51 | $ 14,165,000 | $ 277,745 | $ 107,000 |
| Flint, MI | 48 | $ 9,700,000 | $ 202,083 | $ 90,000 |
| Traverse City, MI | 47 | $ 17,125,000 | $ 364,361 | $ 162,000 |
| Kalamazoo-Portage, MI | 46 | $ 11,480,000 | $ 249,565 | $ 108,000 |
| Oshkosh-Neenah, WI | 46 | $ 12,210,000 | $ 265,434 | $ 118,000 |
| Hattiesburg, MS | 45 | $ 9,385,000 | $ 208,555 | $ 100,000 |
| Lexington Park, MD | 45 | $ 17,845,000 | $ 396,555 | $ 155,000 |
| Tallahassee, FL | 45 | $ 9,855,000 | $ 219,000 | $ 94,000 |
| Bellingham, WA | 44 | $ 19,360,000 | $ 440,000 | $ 170,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 44 | $ 9,940,000 | $ 225,909 | $ 101,000 |
| St. Cloud, MN | 44 | $ 9,400,000 | $ 213,636 | $ 83,000 |
| Eau Claire, WI | 43 | $ 9,715,000 | $ 225,930 | $ 113,000 |
| Glens Falls, NY | 43 | $ 8,045,000 | $ 187,093 | $ 78,000 |
| Sioux City, IA-NE-SD | 43 | $ 7,225,000 | $ 168,023 | $ 77,720 |
| Fargo, ND-MN | 42 | $ 11,370,000 | $ 270,714 | $ 95,595 |
| Greenville, NC | 42 | $ 9,990,000 | $ 237,857 | $ 98,000 |
| Sumter, SC | 42 | $ 10,170,000 | $ 242,142 | $ 96,000 |
| Peoria, IL | 41 | $ 6,035,000 | $ 147,195 | $ 101,000 |
| Lansing-East Lansing, MI | 40 | $ 9,150,000 | $ 228,750 | $ 114,000 |
| Kingston, NY | 39 | $ 15,005,000 | $ 384,743 | $ 181,000 |
| Abilene, TX | 38 | $ 10,630,000 | $ 279,736 | $ 159,000 |
| Wildwood-The Villages, FL | 38 | $ 11,220,000 | $ 295,263 | $ 154,000 |
| Youngstown-Warren-Boardman, OH-PA | 38 | $ 5,550,000 | $ 146,052 | $ 96,000 |
| Auburn-Opelika, AL | 37 | $ 9,065,000 | $ 245,000 | $ 99,000 |
| Visalia-Porterville, CA | 37 | $ 7,705,000 | $ 208,243 | $ 136,000 |
| Lima, OH | 36 | $ 6,330,000 | $ 175,833 | $ 83,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 35 | $ 8,335,000 | $ 238,142 | $ 162,000 |
| Lynchburg, VA | 35 | $ 8,945,000 | $ 255,571 | $ 141,000 |
| Macon-Bibb County, GA | 35 | $ 8,245,000 | $ 235,571 | $ 92,000 |
| Monroe, MI | 35 | $ 8,745,000 | $ 249,857 | $ 100,000 |
| Sebastian-Vero Beach, FL | 35 | $ 12,175,000 | $ 347,857 | $ 173,000 |
| Fort Wayne, IN | 34 | $ 8,070,000 | $ 237,352 | $ 102,000 |
| Johnson City, TN | 34 | $ 9,650,000 | $ 283,823 | $ 119,000 |
| Amherst Town-Northampton, MA | 33 | $ 11,515,000 | $ 348,939 | $ 148,000 |
| Battle Creek, MI | 33 | $ 4,725,000 | $ 143,181 | $ 88,000 |
| Burlington, NC | 33 | $ 8,395,000 | $ 254,393 | $ 148,000 |
| Lubbock, TX | 33 | $ 7,995,000 | $ 242,272 | $ 171,000 |
| Slidell-Mandeville-Covington, LA | 33 | $ 7,335,000 | $ 222,272 | $ 108,000 |
| Waco, TX | 33 | $ 9,475,000 | $ 287,121 | $ 221,000 |
| Dover, DE | 32 | $ 10,220,000 | $ 319,375 | $ 98,000 |
| Flagstaff, AZ | 32 | $ 14,590,000 | $ 455,937 | $ 262,000 |
| Homosassa Springs, FL | 32 | $ 6,400,000 | $ 200,000 | $ 95,000 |
| Pittsfield, MA | 32 | $ 6,860,000 | $ 214,375 | $ 129,000 |
| St. George, UT | 32 | $ 18,810,000 | $ 587,812 | $ 424,000 |
| Charlottesville, VA | 31 | $ 15,005,000 | $ 484,032 | $ 274,000 |
| Eugene, OR | 31 | $ 12,345,000 | $ 398,225 | $ 154,000 |
| Gulfport-Biloxi-Pascagoula, MS | 31 | $ 7,275,000 | $ 234,677 | $ 170,000 |
| Longview, TX | 31 | $ 6,345,000 | $ 204,677 | $ 94,000 |
| Manhattan, KS | 31 | $ 7,195,000 | $ 232,096 | $ 81,000 |
| Yuma, AZ | 31 | $ 9,635,000 | $ 310,806 | $ 127,000 |
| Ann Arbor, MI | 30 | $ 10,280,000 | $ 342,666 | $ 180,000 |
| Chambersburg-Waynesboro, PA | 30 | $ 8,500,000 | $ 283,333 | $ 108,000 |
| Brunswick, GA | 29 | $ 10,915,000 | $ 376,379 | $ 171,000 |
| Midland, MI | 29 | $ 4,805,000 | $ 165,689 | $ 91,000 |
| Wichita, KS | 29 | $ 7,915,000 | $ 272,931 | $ 114,000 |
| Cleveland, TN | 28 | $ 7,770,000 | $ 277,500 | $ 95,000 |
| Jackson, MS | 28 | $ 5,910,000 | $ 211,071 | $ 123,000 |
| Vineland-Bridgeton, NJ | 28 | $ 5,990,000 | $ 213,928 | $ 104,000 |
| Cheyenne, WY | 27 | $ 9,775,000 | $ 362,037 | $ 142,000 |
| Columbia, MO | 27 | $ 6,705,000 | $ 248,333 | $ 103,000 |
| Kingsport-Bristol-Bristol, TN-VA | 27 | $ 6,425,000 | $ 237,962 | $ 105,074 |
| Lawton, OK | 27 | $ 5,595,000 | $ 207,222 | $ 96,000 |
| Champaign-Urbana, IL | 26 | $ 6,690,000 | $ 257,307 | $ 272,000 |
| Pinehurst-Southern Pines, NC | 26 | $ 9,640,000 | $ 370,769 | $ 203,000 |
| Springfield, OH | 26 | $ 4,230,000 | $ 162,692 | $ 73,000 |
| Grants Pass, OR | 25 | $ 7,075,000 | $ 283,000 | $ 100,000 |
| Salisbury, MD-DE | 25 | $ 5,235,000 | $ 209,400 | $ 77,000 |
| Springfield, MO | 25 | $ 5,295,000 | $ 211,800 | $ 91,000 |
| Ames, IA | 24 | $ 5,900,000 | $ 245,833 | $ 106,000 |
| Dalton, GA | 24 | $ 5,000,000 | $ 208,333 | $ 93,000 |
| Fairbanks, AK | 24 | $ 7,290,000 | $ 303,750 | $ 424,000 |
| Lebanon, PA | 24 | $ 5,690,000 | $ 237,083 | $ 107,000 |
| Lincoln, NE | 24 | $ 6,070,000 | $ 252,916 | $ 135,000 |
| Mount Vernon-Anacortes, WA | 24 | $ 9,020,000 | $ 375,833 | $ 143,000 |
| Rome, GA | 24 | $ 5,920,000 | $ 246,666 | $ 113,000 |
| Tuscaloosa, AL | 24 | $ 5,970,000 | $ 248,750 | $ 243,000 |
| Grand Junction, CO | 23 | $ 8,675,000 | $ 377,173 | $ 149,000 |
| Muncie, IN | 23 | $ 2,905,000 | $ 126,304 | $ 137,000 |
| College Station-Bryan, TX | 21 | $ 4,385,000 | $ 208,809 | $ 134,000 |
| Elizabethtown-Fort Knox, KY | 21 | $ 6,865,000 | $ 326,904 | $ 118,000 |
| Houma-Thibodaux, LA | 21 | $ 2,215,000 | $ 105,476 | $ 95,000 |
| Medford, OR | 21 | $ 7,425,000 | $ 353,571 | $ 113,000 |
| Goldsboro, NC | 20 | $ 4,200,000 | $ 210,000 | $ 108,000 |
| Winchester, VA-WV | 20 | $ 6,820,000 | $ 341,000 | $ 126,400 |
| Morgantown, WV | 19 | $ 3,905,000 | $ 205,526 | $ 88,000 |
| Rochester, NY | 19 | $ 4,745,000 | $ 249,736 | $ 148,000 |
| Bloomington, IL | 18 | $ 3,690,000 | $ 205,000 | $ 184,000 |
| Muskegon, MI | 18 | $ 4,720,000 | $ 262,222 | $ 144,000 |
| Sandusky, OH | 18 | $ 5,250,000 | $ 291,666 | $ 188,000 |
| Sheboygan, WI | 18 | $ 3,690,000 | $ 205,000 | $ 128,000 |
| Fort Smith, AR-OK | 17 | $ 3,485,000 | $ 205,000 | $ 140,000 |
| Harrisonburg, VA | 17 | $ 5,045,000 | $ 296,764 | $ 107,000 |
| Saginaw, MI | 17 | $ 3,815,000 | $ 224,411 | $ 96,000 |
| Sierra Vista-Douglas, AZ | 17 | $ 4,515,000 | $ 265,588 | $ 126,000 |
| Syracuse, NY | 17 | $ 5,425,000 | $ 319,117 | $ 149,000 |
| Wenatchee, WA | 17 | $ 7,485,000 | $ 440,294 | $ 212,000 |
| Binghamton, NY | 16 | $ 3,030,000 | $ 189,375 | $ 123,000 |
| Cedar Rapids, IA | 16 | $ 3,910,000 | $ 244,375 | $ 82,000 |
| Dothan, AL | 16 | $ 3,380,000 | $ 211,250 | $ 89,000 |
| Fond Du Lac, WI | 16 | $ 4,220,000 | $ 263,750 | $ 100,000 |
| Idaho Falls, ID | 16 | $ 7,570,000 | $ 473,125 | $ 337,000 |
| Wichita Falls, TX | 16 | $ 3,870,000 | $ 241,875 | $ 171,000 |
| Jackson, MI | 15 | $ 2,905,000 | $ 193,666 | $ 87,000 |
| Jackson, TN | 15 | $ 4,685,000 | $ 312,333 | $ 106,000 |
| Janesville-Beloit, WI | 15 | $ 3,755,000 | $ 250,333 | $ 94,000 |
| Yakima, WA | 15 | $ 3,505,000 | $ 233,666 | $ 89,000 |
| Farmington, NM | 14 | $ 2,620,000 | $ 187,142 | $ 84,000 |
| Lafayette-West Lafayette, IN | 14 | $ 4,520,000 | $ 322,857 | $ 104,000 |
| Staunton-Waynesboro, VA | 14 | $ 3,840,000 | $ 274,285 | $ 77,000 |
| Terre Haute, IN | 14 | $ 3,490,000 | $ 249,285 | $ 132,000 |
| Valdosta, GA | 14 | $ 3,100,000 | $ 221,428 | $ 85,000 |
| Evansville, IN-KY | 13 | $ 3,095,000 | $ 238,076 | $ 151,000 |
| San Angelo, TX | 13 | $ 3,455,000 | $ 265,769 | $ 121,000 |
| Twin Falls, ID | 13 | $ 3,205,000 | $ 246,538 | $ 128,000 |
| Amarillo, TX | 12 | $ 4,360,000 | $ 363,333 | $ 114,000 |
| Decatur, IL | 12 | $ 2,730,000 | $ 227,500 | $ 110,000 |
| Jonesboro, AR | 12 | $ 2,330,000 | $ 194,166 | $ 110,000 |
| Topeka, KS | 12 | $ 2,820,000 | $ 235,000 | $ 103,000 |
| Bloomington, IN | 11 | $ 3,515,000 | $ 319,545 | $ 112,000 |
| Erie, PA | 11 | $ 1,785,000 | $ 162,272 | $ 97,000 |
| Lake Charles, LA | 11 | $ 3,005,000 | $ 273,181 | $ 75,000 |
| Las Cruces, NM | 11 | $ 2,895,000 | $ 263,181 | $ 116,000 |
| Victoria, TX | 11 | $ 3,265,000 | $ 296,818 | $ 110,000 |
| Anniston-Oxford-Jacksonville, AL | 10 | $ 2,000,000 | $ 200,000 | $ 122,000 |
| Blacksburg-Christiansburg-Radford, VA | 10 | $ 1,800,000 | $ 180,000 | $ 139,000 |
| Florence-Muscle Shoals, AL | 10 | $ 1,920,000 | $ 192,000 | $ 158,000 |
| Gadsden, AL | 10 | $ 2,850,000 | $ 285,000 | $ 101,000 |
| Hanford-Corcoran, CA | 10 | $ 3,410,000 | $ 341,000 | $ 115,000 |
| Iowa City, IA | 10 | $ 1,930,000 | $ 193,000 | $ 90,000 |
| Kokomo, IN | 10 | $ 1,760,000 | $ 176,000 | $ 77,000 |
| Mankato-North Mankato, MN | 10 | $ 1,860,000 | $ 186,000 | $ 119,000 |
| Sebring, FL | 10 | $ 1,580,000 | $ 158,000 | $ 99,000 |
| Wausau, WI | 10 | $ 2,120,000 | $ 212,000 | $ 72,000 |
| Bay City, MI | 9 | $ 1,185,000 | $ 131,666 | $ 113,000 |
| Burlington-South Burlington, VT | 9 | $ 2,785,000 | $ 309,444 | $ 184,000 |
| Grand Forks, ND-MN | 9 | $ 2,035,000 | $ 226,111 | $ 83,888 |
| Hot Springs, AR | 9 | $ 2,085,000 | $ 231,666 | $ 118,000 |
| La Crosse-Onalaska, WI-MN | 9 | $ 1,715,000 | $ 190,555 | $ 68,000 |
| Lewiston-Auburn, ME | 9 | $ 2,605,000 | $ 289,444 | $ 111,000 |
| Logan, UT-ID | 9 | $ 2,595,000 | $ 288,333 | $ 94,000 |
| Morristown, TN | 9 | $ 3,195,000 | $ 355,000 | $ 91,000 |
| Albany, OR | 8 | $ 2,200,000 | $ 275,000 | $ 81,000 |
| Bowling Green, KY | 8 | $ 2,350,000 | $ 293,750 | $ 92,000 |
| Elmira, NY | 8 | $ 2,180,000 | $ 272,500 | $ 148,000 |
| Joplin, MO | 8 | $ 1,720,000 | $ 215,000 | $ 89,000 |
| Lawrence, KS | 8 | $ 3,270,000 | $ 408,750 | $ 281,000 |
| Lewiston, ID-WA | 8 | $ 2,180,000 | $ 272,500 | $ 89,375 |
| Mansfield, OH | 8 | $ 950,000 | $ 118,750 | $ 79,000 |
| Redding, CA | 8 | $ 2,560,000 | $ 320,000 | $ 123,000 |
| Utica-Rome, NY | 8 | $ 2,050,000 | $ 256,250 | $ 119,000 |
| Albany, GA | 7 | $ 1,045,000 | $ 149,285 | $ 127,000 |
| Hammond, LA | 7 | $ 1,835,000 | $ 262,142 | $ 100,000 |
| Jefferson City, MO | 7 | $ 1,825,000 | $ 260,714 | $ 75,000 |
| Lafayette, LA | 7 | $ 1,495,000 | $ 213,571 | $ 164,000 |
| Rapid City, SD | 7 | $ 1,385,000 | $ 197,857 | $ 134,000 |
| Beckley, WV | 6 | $ 710,000 | $ 118,333 | $ 66,000 |
| Columbus, IN | 6 | $ 2,090,000 | $ 348,333 | $ 129,000 |
| Corvallis, OR | 6 | $ 3,020,000 | $ 503,333 | $ 264,000 |
| Decatur, AL | 6 | $ 1,700,000 | $ 283,333 | $ 121,000 |
| Gettysburg, PA | 6 | $ 1,520,000 | $ 253,333 | $ 100,000 |
| Monroe, LA | 6 | $ 1,170,000 | $ 195,000 | $ 99,000 |
| St. Joseph, MO-KS | 6 | $ 750,000 | $ 125,000 | $ 263,000 |
| Walla Walla, WA | 6 | $ 2,020,000 | $ 336,666 | $ 97,000 |
| Watertown-Fort Drum, NY | 6 | $ 1,020,000 | $ 170,000 | $ 343,000 |
| Williamsport, PA | 6 | $ 1,760,000 | $ 293,333 | $ 163,000 |
| Altoona, PA | 5 | $ 365,000 | $ 73,000 | $ 108,000 |
| Carson City, NV | 5 | $ 1,795,000 | $ 359,000 | $ 309,000 |
| Waterloo-Cedar Falls, IA | 5 | $ 915,000 | $ 183,000 | $ 83,000 |
| Wheeling, WV-OH | 5 | $ 1,145,000 | $ 229,000 | $ 119,600 |
| Alexandria, LA | 4 | $ 940,000 | $ 235,000 | $ 92,000 |
| Bangor, ME | 4 | $ 1,040,000 | $ 260,000 | $ 145,000 |
| Cape Girardeau, MO-IL | 4 | $ 740,000 | $ 185,000 | $ 136,000 |
| Johnstown, PA | 4 | $ 440,000 | $ 110,000 | $ 30,000 |
| Paducah, KY-IL | 4 | $ 800,000 | $ 200,000 | $ 80,000 |
| Pocatello, ID | 4 | $ 1,030,000 | $ 257,500 | $ 116,000 |
| State College, PA | 4 | $ 1,260,000 | $ 315,000 | $ 398,000 |
| Texarkana, TX-AR | 4 | $ 1,120,000 | $ 280,000 | $ 90,000 |
| Casper, WY | 3 | $ 1,155,000 | $ 385,000 | $ 129,000 |
| Dubuque, IA | 3 | $ 1,055,000 | $ 351,666 | $ 200,000 |
| El Centro, CA | 3 | $ 1,005,000 | $ 335,000 | $ 77,000 |
| Weirton-Steubenville, WV-OH | 3 | $ 315,000 | $ 105,000 | $ 104,000 |
| Parkersburg-Vienna, WV | 2 | $ 580,000 | $ 290,000 | $ 148,000 |
| Eagle Pass, TX | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Grand Island, NE | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Ithaca, NY | 1 | $ 335,000 | $ 335,000 | $ 98,000 |
| Owensboro, KY | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 98,818 | $40,710,700,000 | $411,000 | $32,445,000 | $173,000 | $9,356,000 |
| Cash-out Refinancing | 9,253 | $3,428,075,000 | $370,000 | $9,395,000 | $179,000 | $9,112,000 |
| Refinancing | 8,920 | $4,446,415,000 | $498,000 | $39,605,000 | $214,000 | $9,481,000 |
| Other Purpose | 4,657 | $450,935,000 | $96,000 | $805,000 | $162,000 | $8,500,000 |
| Home Improvement | 2,844 | $295,190,000 | $103,000 | $405,000 | $189,000 | $9,665,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 53,005 | $20,541,540,000 | $387,000 | $32,445,000 | $181,000 | $9,665,000 |
| Not applicable | 23,814 | $10,390,860,000 | $436,000 | $3,505,000 | $0 | $0 |
| Hispanic | 15,165 | $5,030,350,000 | $331,000 | $21,215,000 | $137,000 | $8,362,000 |
| Not Provided | 14,562 | $6,100,800,000 | $418,000 | $7,655,000 | $205,000 | $9,356,000 |
| Black or African American | 8,505 | $2,680,140,000 | $315,000 | $39,605,000 | $129,000 | $6,100,000 |
| Asian | 8,342 | $4,200,070,000 | $503,000 | $10,805,000 | $215,000 | $9,481,000 |
| American Indian or Alaskan Native | 884 | $306,220,000 | $346,000 | $5,505,000 | $155,000 | $2,650,000 |
| Native Hawaiian or Other Pacific Islander | 215 | $81,335,000 | $378,000 | $1,095,000 | $159,000 | $877,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 94,599 | $38,128,945,000 | $403,000 | $39,605,000 | $195,000 | $9,665,000 |
| FHA-insured (Federal Housing Administration) | 18,203 | $6,183,125,000 | $339,000 | $1,685,000 | $105,000 | $4,581,000 |
| VA-guaranteed (Veterans Administration) | 11,264 | $4,926,365,000 | $437,000 | $3,275,000 | $132,000 | $1,343,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 426 | $92,880,000 | $218,000 | $455,000 | $78,000 | $147,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 62,820 | $24,654,080,000 | $392,000 | $4,505,000 | $177,000 | $9,481,000 |
| Application Withdrawn By Applicant | 27,593 | $11,351,025,000 | $411,000 | $32,445,000 | $182,000 | $8,500,000 |
| Loan Purchased By The Institution | 23,814 | $10,390,860,000 | $436,000 | $3,505,000 | $0 | $0 |
| Application Denied By Financial Institution | 6,368 | $1,717,410,000 | $269,000 | $10,005,000 | $146,000 | $9,665,000 |
| File Closed For Incompleteness | 2,022 | $837,745,000 | $414,000 | $39,605,000 | $175,000 | $9,339,000 |
| Application Approved But Not Accepted | 1,786 | $341,670,000 | $191,000 | $2,005,000 | $171,000 | $3,297,000 |
| Preapproval Approved but not Accepted | 51 | $24,035,000 | $471,000 | $1,105,000 | $160,000 | $826,000 |
| Preapproval Denied by Financial Institution | 38 | $14,490,000 | $381,000 | $1,665,000 | $120,000 | $961,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 118,086 | $47,599,415,000 | $403,000 | $39,605,000 | $178,000 | $9,481,000 |
| Debt-To-Income Ratio | 2,242 | $688,830,000 | $307,000 | $10,005,000 | $91,000 | $1,827,000 |
| Credit Application Incomplete | 1,145 | $124,395,000 | $108,000 | $485,000 | $211,000 | $9,665,000 |
| Credit History | 931 | $289,945,000 | $311,000 | $9,395,000 | $152,000 | $9,112,000 |
| Collateral | 830 | $214,900,000 | $258,000 | $3,505,000 | $169,000 | $7,083,000 |
| Other | 541 | $146,475,000 | $270,000 | $4,005,000 | $177,000 | $4,385,000 |
| Unverifiable Information | 361 | $146,425,000 | $405,000 | $2,905,000 | $159,000 | $1,643,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 242 | $78,300,000 | $323,000 | $2,095,000 | $135,000 | $1,939,000 |
| Employment History | 112 | $42,300,000 | $377,000 | $2,295,000 | $153,000 | $1,979,000 |
| Mortgage Insurance Denied | 2 | $330,000 | $165,000 | $295,000 | $93,000 | $93,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranteed Rate, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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