Guaranty Bank, FSB Mortgage Lending & HMDA Data, 2009

In 2009, Guaranty Bank, FSB of Brown Deer, WI reported 12,586 mortgage applications totaling $2.5 billion, down 23% from 2008. The average application was for $199,727, and applicants reported an average income of $85,117. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (1,011), Charleston-North Charleston-Summerville, SC (1,007) and Philadelphia, PA (743) (applications in parentheses).

Mortgage Company & Address Guaranty Bank, FSB
4000 W Brown Deer Road
Brown Deer, WI 53209
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 12,586
Total Mortgage Loan Application Amount $2,513,773,000
Average Mortgage Loan Application Amount $199,727
Highest Mortgage Loan Application Amount $1,180,000
Average Applicant Income $85,117
Highest Applicant Income $1,558,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranty Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Guaranty Bank, FSB by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Charleston, South Carolina 537 $ 107,745,000 $ 200,642 $ 84,000
Dallas, Texas 432 $ 73,714,000 $ 170,634 $ 92,000
Cook, Illinois 376 $ 90,185,000 $ 239,853 $ 98,000
Clark, Nevada 372 $ 54,421,000 $ 146,293 $ 69,000
Dane, Wisconsin 371 $ 70,884,000 $ 191,061 $ 80,000
Maricopa, Arizona 366 $ 76,452,000 $ 208,885 $ 79,000
Scott, Iowa 335 $ 51,764,000 $ 154,519 $ 66,000
Milwaukee, Wisconsin 317 $ 58,158,000 $ 183,463 $ 91,000
DeKalb, Georgia 302 $ 69,648,000 $ 230,622 $ 115,000
Dorchester, South Carolina 239 $ 39,236,000 $ 164,167 $ 64,000
Berkeley, South Carolina 231 $ 36,726,000 $ 158,987 $ 59,000
Polk, Florida 221 $ 36,423,000 $ 164,809 $ 51,000
Gwinnett, Georgia 221 $ 39,460,000 $ 178,552 $ 81,000
Montgomery, Pennsylvania 193 $ 53,683,000 $ 278,150 $ 131,000
Waukesha, Wisconsin 185 $ 38,672,000 $ 209,037 $ 97,000
Putnam, Tennessee 184 $ 22,549,000 $ 122,548 $ 49,000
Rock Island, Illinois 170 $ 19,734,000 $ 116,082 $ 57,000
Philadelphia, Pennsylvania 158 $ 27,378,000 $ 173,278 $ 65,000
Spokane, Washington 153 $ 29,694,000 $ 194,078 $ 80,000
Delaware, Pennsylvania 150 $ 35,667,000 $ 237,780 $ 103,000
Bucks, Pennsylvania 147 $ 35,149,000 $ 239,108 $ 90,000
Fulton, Georgia 145 $ 31,875,000 $ 219,827 $ 126,000
DuPage, Illinois 130 $ 29,603,000 $ 227,715 $ 89,000
Los Angeles, California 128 $ 38,038,000 $ 297,171 $ 107,000
Lane, Oregon 121 $ 27,365,000 $ 226,157 $ 80,000
Brevard, Florida 114 $ 14,382,000 $ 126,157 $ 54,000
St. Lucie, Florida 109 $ 12,099,000 $ 111,000 $ 50,000
Washington, Wisconsin 100 $ 18,561,000 $ 185,610 $ 80,000
Chester, Pennsylvania 95 $ 26,692,000 $ 280,968 $ 131,000
Tarrant, Texas 91 $ 14,680,000 $ 161,318 $ 82,000
Washington, Oregon 90 $ 23,394,000 $ 259,933 $ 108,000
Ozaukee, Wisconsin 87 $ 19,095,000 $ 219,482 $ 99,000
Washington, Rhode Island 84 $ 21,594,000 $ 257,071 $ 136,000
Multnomah, Oregon 79 $ 20,916,000 $ 264,759 $ 91,000
Troup, Georgia 78 $ 10,273,000 $ 131,705 $ 62,000
Clinton, Iowa 78 $ 7,739,000 $ 99,217 $ 47,000
Pinal, Arizona 76 $ 12,091,000 $ 159,092 $ 51,000
San Diego, California 72 $ 24,023,000 $ 333,652 $ 122,000
Clark, Washington 70 $ 16,095,000 $ 229,928 $ 84,000
Denton, Texas 69 $ 11,657,000 $ 168,942 $ 74,000
Collin, Texas 67 $ 13,081,000 $ 195,238 $ 91,000
King, Washington 67 $ 19,454,000 $ 290,358 $ 97,000
Hall, Georgia 66 $ 12,337,000 $ 186,924 $ 75,000
Winnebago, Illinois 62 $ 7,647,000 $ 123,338 $ 33,000
Cobb, Georgia 61 $ 11,792,000 $ 193,311 $ 92,000
Forsyth, Georgia 61 $ 13,241,000 $ 217,065 $ 84,000
Habersham, Georgia 60 $ 8,676,000 $ 144,600 $ 60,000
Lake, Illinois 60 $ 15,001,000 $ 250,016 $ 118,000
Orange, California 59 $ 20,433,000 $ 346,322 $ 118,000
Middlesex, Massachusetts 57 $ 15,887,000 $ 278,719 $ 116,000
Hillsborough, Florida 55 $ 11,126,000 $ 202,290 $ 76,000
Kane, Illinois 55 $ 13,706,000 $ 249,200 $ 98,000
Dubuque, Iowa 55 $ 5,786,000 $ 105,200 $ 37,000
Bristol, Massachusetts 53 $ 12,635,000 $ 238,396 $ 81,000
Salt Lake, Utah 52 $ 12,030,000 $ 231,346 $ 46,000
Will, Illinois 50 $ 12,838,000 $ 256,760 $ 115,000
Hillsborough, New Hampshire 50 $ 10,078,000 $ 201,560 $ 91,000
Rockingham, New Hampshire 48 $ 10,009,000 $ 208,520 $ 89,000
Sumner, Tennessee 48 $ 8,485,000 $ 176,770 $ 66,000
Broward, Florida 47 $ 10,502,000 $ 223,446 $ 98,000
Orange, Florida 46 $ 7,978,000 $ 173,434 $ 62,000
Worcester, Massachusetts 46 $ 8,588,000 $ 186,695 $ 73,000
Jackson, Georgia 45 $ 6,931,000 $ 154,022 $ 68,000
Smith, Texas 40 $ 5,904,000 $ 147,600 $ 64,000
Cherokee, Georgia 39 $ 7,579,000 $ 194,333 $ 80,000
Snohomish, Washington 39 $ 10,722,000 $ 274,923 $ 89,000
Pierce, Washington 38 $ 8,736,000 $ 229,894 $ 74,000
Essex, Massachusetts 37 $ 9,858,000 $ 266,432 $ 117,000
Muscatine, Iowa 36 $ 4,675,000 $ 129,861 $ 58,000
Jefferson, Colorado 35 $ 8,292,000 $ 236,914 $ 102,000
Volusia, Florida 35 $ 5,280,000 $ 150,857 $ 58,000
Daviess, Kentucky 35 $ 4,305,000 $ 123,000 $ 44,000
Racine, Wisconsin 35 $ 6,753,000 $ 192,942 $ 68,000
Dawson, Georgia 34 $ 6,489,000 $ 190,852 $ 79,000
Clackamas, Oregon 34 $ 9,474,000 $ 278,647 $ 114,000
Klamath, Oregon 34 $ 7,294,000 $ 214,529 $ 94,000
White, Tennessee 33 $ 3,586,000 $ 108,666 $ 45,000
Norfolk, Massachusetts 32 $ 9,192,000 $ 287,250 $ 107,000
Providence, Rhode Island 32 $ 7,730,000 $ 241,562 $ 82,000
Overton, Tennessee 32 $ 3,643,000 $ 113,843 $ 41,000
Douglas, Colorado 31 $ 8,416,000 $ 271,483 $ 99,000
Denver, Colorado 30 $ 7,296,000 $ 243,200 $ 93,000
Harris, Texas 30 $ 4,716,000 $ 157,200 $ 80,000
Marion, Florida 29 $ 3,420,000 $ 117,931 $ 51,000
Pasco, Florida 28 $ 5,228,000 $ 186,714 $ 65,000
Barrow, Georgia 28 $ 4,105,000 $ 146,607 $ 52,000
Muscogee, Georgia 28 $ 4,574,000 $ 163,357 $ 53,000
Bernalillo, New Mexico 28 $ 6,768,000 $ 241,714 $ 107,000
Columbia, Oregon 27 $ 5,779,000 $ 214,037 $ 75,000
Wilson, Tennessee 27 $ 4,805,000 $ 177,962 $ 72,000
Hennepin, Minnesota 26 $ 6,539,000 $ 251,500 $ 116,000
El Paso, Colorado 25 $ 5,742,000 $ 229,680 $ 51,000
Davis, Utah 25 $ 5,660,000 $ 226,400 $ 63,000
Coweta, Georgia 24 $ 3,866,000 $ 161,083 $ 71,000
White, Georgia 24 $ 3,533,000 $ 147,208 $ 60,000
McHenry, Illinois 24 $ 5,294,000 $ 220,583 $ 85,000
Johnson, Iowa 23 $ 4,294,000 $ 186,695 $ 88,000
Plymouth, Massachusetts 23 $ 6,429,000 $ 279,521 $ 121,000
Hartford, Connecticut 22 $ 5,708,000 $ 259,454 $ 83,000
Kent, Rhode Island 22 $ 5,048,000 $ 229,454 $ 86,000
Fairfax, Virginia 22 $ 8,351,000 $ 379,590 $ 153,000
Riverside, California 21 $ 4,780,000 $ 227,619 $ 80,000
Arapahoe, Colorado 21 $ 4,579,000 $ 218,047 $ 83,000
Kootenai, Idaho 21 $ 5,671,000 $ 270,047 $ 97,000
Ventura, California 20 $ 7,286,000 $ 364,300 $ 133,000
Fayette, Georgia 20 $ 4,268,000 $ 213,400 $ 85,000
Green, Wisconsin 20 $ 3,802,000 $ 190,100 $ 80,000
Henry, Illinois 19 $ 2,535,000 $ 133,421 $ 52,000
Shelby, Tennessee 19 $ 4,837,000 $ 254,578 $ 104,000
Benton, Washington 19 $ 3,947,000 $ 207,736 $ 106,000
San Bernardino, California 18 $ 3,429,000 $ 190,500 $ 90,000
Lake, Florida 18 $ 3,191,000 $ 177,277 $ 53,000
Santa Rosa, Florida 18 $ 2,806,000 $ 155,888 $ 55,000
Rabun, Georgia 18 $ 3,442,000 $ 191,222 $ 87,000
Polk, Iowa 18 $ 3,339,000 $ 185,500 $ 65,000
Wake, North Carolina 18 $ 4,139,000 $ 229,944 $ 92,000
Windham, Connecticut 17 $ 3,279,000 $ 192,882 $ 20,000
Jackson, Iowa 17 $ 1,461,000 $ 85,941 $ 41,000
Deschutes, Oregon 17 $ 4,488,000 $ 264,000 $ 112,000
Virginia Beach, Virginia 17 $ 4,440,000 $ 261,176 $ 128,000
Vanderburgh, Indiana 16 $ 2,516,000 $ 157,250 $ 52,000
Suffolk, Massachusetts 16 $ 4,554,000 $ 284,625 $ 89,000
Jackson, Oregon 16 $ 3,833,000 $ 239,562 $ 89,000
Harris, Georgia 15 $ 2,905,000 $ 193,666 $ 72,000
Flathead, Montana 15 $ 3,702,000 $ 246,800 $ 106,000
Mecklenburg, North Carolina 15 $ 3,388,000 $ 225,866 $ 100,000
Adams, Colorado 14 $ 2,662,000 $ 190,142 $ 52,000
Montgomery, Maryland 14 $ 4,237,000 $ 302,642 $ 122,000
Weber, Utah 14 $ 2,315,000 $ 165,357 $ 37,000
Loudoun, Virginia 14 $ 5,454,000 $ 389,571 $ 160,000
Thurston, Washington 14 $ 3,707,000 $ 264,785 $ 85,000
Columbia, Wisconsin 14 $ 2,572,000 $ 183,714 $ 69,000
Jefferson, Wisconsin 14 $ 2,588,000 $ 184,857 $ 73,000
New Haven, Connecticut 13 $ 3,270,000 $ 251,538 $ 95,000
Cedar, Iowa 13 $ 1,678,000 $ 129,076 $ 63,000
Johnson, Kansas 13 $ 2,732,000 $ 210,153 $ 86,000
Strafford, New Hampshire 13 $ 2,920,000 $ 224,615 $ 130,000
Douglas, Oregon 13 $ 2,543,000 $ 195,615 $ 72,000
Marion, Oregon 13 $ 3,107,000 $ 239,000 $ 91,000
Jackson, Tennessee 13 $ 1,634,000 $ 125,692 $ 56,000
Utah, Utah 13 $ 2,622,000 $ 201,692 $ 54,000
Santa Clara, California 12 $ 3,673,000 $ 306,083 $ 115,000
Larimer, Colorado 12 $ 2,905,000 $ 242,083 $ 71,000
Walton, Georgia 12 $ 2,028,000 $ 169,000 $ 52,000
Warrick, Indiana 12 $ 1,790,000 $ 149,166 $ 55,000
Barnstable, Massachusetts 12 $ 3,584,000 $ 298,666 $ 221,000
St. Louis, Missouri 12 $ 3,253,000 $ 271,083 $ 128,000
Merrimack, New Hampshire 12 $ 2,153,000 $ 179,416 $ 77,000
Cape May, New Jersey 12 $ 3,184,000 $ 265,333 $ 156,000
Henderson, Texas 12 $ 2,490,000 $ 207,500 $ 242,000
Chesapeake, Virginia 12 $ 3,276,000 $ 273,000 $ 115,000
San Juan, Washington 12 $ 3,433,000 $ 286,083 $ 83,000
Rock, Wisconsin 12 $ 1,826,000 $ 152,166 $ 55,000
Mobile, Alabama 11 $ 1,763,000 $ 160,272 $ 62,000
Pima, Arizona 11 $ 2,616,000 $ 237,818 $ 135,000
Weld, Colorado 11 $ 1,811,000 $ 164,636 $ 56,000
Lumpkin, Georgia 11 $ 1,693,000 $ 153,909 $ 63,000
Pickens, Georgia 11 $ 2,965,000 $ 269,545 $ 105,000
Union, North Carolina 11 $ 2,838,000 $ 258,000 $ 89,000
Lexington, South Carolina 11 $ 2,383,000 $ 216,636 $ 85,000
Richland, South Carolina 11 $ 1,831,000 $ 166,454 $ 70,000
Travis, Texas 11 $ 2,387,000 $ 217,000 $ 75,000
Kitsap, Washington 11 $ 2,590,000 $ 235,454 $ 71,000
Stevens, Washington 11 $ 2,104,000 $ 191,272 $ 59,000
Imperial, California 10 $ 1,427,000 $ 142,700 $ 84,000
Boulder, Colorado 10 $ 2,806,000 $ 280,600 $ 118,000
Clayton, Georgia 10 $ 1,267,000 $ 126,700 $ 82,000
Henry, Georgia 10 $ 1,142,000 $ 114,200 $ 54,000
Whiteside, Illinois 10 $ 1,136,000 $ 113,600 $ 51,000
Oldham, Kentucky 10 $ 2,480,000 $ 248,000 $ 116,000
York, Maine 10 $ 2,170,000 $ 217,000 $ 215,000
Tulsa, Oklahoma 10 $ 2,001,000 $ 200,100 $ 110,000
Williamson, Tennessee 10 $ 3,307,000 $ 330,700 $ 134,000
Walworth, Wisconsin 10 $ 2,201,000 $ 220,100 $ 100,000
Alameda, California 9 $ 3,300,000 $ 366,666 $ 146,000
Mercer, Illinois 9 $ 986,000 $ 109,555 $ 60,000
Hamilton, Indiana 9 $ 1,903,000 $ 211,444 $ 167,000
Kent, Michigan 9 $ 2,378,000 $ 264,222 $ 158,000
Washington, Minnesota 9 $ 1,978,000 $ 219,777 $ 85,000
DeSoto, Mississippi 9 $ 1,908,000 $ 212,000 $ 99,000
Franklin, Ohio 9 $ 1,857,000 $ 206,333 $ 127,000
Hood River, Oregon 9 $ 2,363,000 $ 262,555 $ 123,000
Fort Bend, Texas 9 $ 2,056,000 $ 228,444 $ 67,000
Stafford, Virginia 9 $ 2,584,000 $ 287,111 $ 101,000
Sheboygan, Wisconsin 9 $ 1,635,000 $ 181,666 $ 136,000
Coconino, Arizona 8 $ 1,523,000 $ 190,375 $ 72,000
Sonoma, California 8 $ 2,609,000 $ 326,125 $ 147,000
New London, Connecticut 8 $ 1,709,000 $ 213,625 $ 133,000
Clarke, Georgia 8 $ 1,232,000 $ 154,000 $ 56,000
Greene, Georgia 8 $ 3,419,000 $ 427,375 $ 416,000
Stephens, Georgia 8 $ 1,189,000 $ 148,625 $ 58,000
Boone, Illinois 8 $ 1,836,000 $ 229,500 $ 49,000
Kendall, Illinois 8 $ 2,189,000 $ 273,625 $ 112,000
Linn, Iowa 8 $ 972,000 $ 121,500 $ 48,000
Harford, Maryland 8 $ 2,202,000 $ 275,250 $ 106,000
Dakota, Minnesota 8 $ 1,392,000 $ 174,000 $ 86,000
Sanders, Montana 8 $ 1,397,000 $ 174,625 $ 47,000
Berks, Pennsylvania 8 $ 1,861,000 $ 232,625 $ 88,000
Davidson, Tennessee 8 $ 1,631,000 $ 203,875 $ 72,000
Parker, Texas 8 $ 1,571,000 $ 196,375 $ 97,000
Rockwall, Texas 8 $ 1,667,000 $ 208,375 $ 98,000
Chelan, Washington 8 $ 2,261,000 $ 282,625 $ 94,000
Kenosha, Wisconsin 8 $ 2,135,000 $ 266,875 $ 114,000
Yavapai, Arizona 7 $ 1,295,000 $ 185,000 $ 116,000
Middlesex, Connecticut 7 $ 1,547,000 $ 221,000 $ 69,000
Indian River, Florida 7 $ 743,000 $ 106,142 $ 51,000
Lee, Florida 7 $ 625,000 $ 89,285 $ 103,000
Douglas, Georgia 7 $ 1,136,000 $ 162,285 $ 35,000
Putnam, Georgia 7 $ 2,208,000 $ 315,428 $ 233,000
Sedgwick, Kansas 7 $ 1,574,000 $ 224,857 $ 95,000
Baltimore, Maryland 7 $ 1,581,000 $ 225,857 $ 72,000
Cecil, Maryland 7 $ 1,653,000 $ 236,142 $ 84,000
Bexar, Texas 7 $ 1,317,000 $ 188,142 $ 97,000
Outagamie, Wisconsin 7 $ 1,054,000 $ 150,571 $ 73,000
Baldwin, Alabama 6 $ 1,067,000 $ 177,833 $ 91,000
Mohave, Arizona 6 $ 907,000 $ 151,166 $ 73,000
Kern, California 6 $ 937,000 $ 156,166 $ 58,000
Placer, California 6 $ 1,575,000 $ 262,500 $ 104,000
San Mateo, California 6 $ 2,596,000 $ 432,666 $ 177,000
District of Columbia, District Of Columbia 6 $ 1,682,000 $ 280,333 $ 79,000
Escambia, Florida 6 $ 1,101,000 $ 183,500 $ 62,000
Martin, Florida 6 $ 1,117,000 $ 186,166 $ 139,000
Palm Beach, Florida 6 $ 667,000 $ 111,166 $ 58,000
Banks, Georgia 6 $ 1,180,000 $ 196,666 $ 49,000
Bonner, Idaho 6 $ 1,153,000 $ 192,166 $ 65,000
DeKalb, Illinois 6 $ 1,088,000 $ 181,333 $ 48,000
Ogle, Illinois 6 $ 1,206,000 $ 201,000 $ 51,000
Boone, Kentucky 6 $ 1,220,000 $ 203,333 $ 79,000
Anne Arundel, Maryland 6 $ 1,753,000 $ 292,166 $ 58,000
Prince George's, Maryland 6 $ 1,495,000 $ 249,166 $ 95,000
Anoka, Minnesota 6 $ 1,102,000 $ 183,666 $ 81,000
Clay, Missouri 6 $ 1,110,000 $ 185,000 $ 95,000
Jackson, Missouri 6 $ 1,183,000 $ 197,166 $ 117,000
Mercer, New Jersey 6 $ 1,531,000 $ 255,166 $ 164,000
Butler, Ohio 6 $ 1,118,000 $ 186,333 $ 66,000
Hamilton, Ohio 6 $ 996,000 $ 166,000 $ 80,000
Clatsop, Oregon 6 $ 1,593,000 $ 265,500 $ 73,000
Allegheny, Pennsylvania 6 $ 1,221,000 $ 203,500 $ 113,000
Lehigh, Pennsylvania 6 $ 1,240,000 $ 206,666 $ 79,000
Madison, Tennessee 6 $ 984,000 $ 164,000 $ 69,000
James City, Virginia 6 $ 1,642,000 $ 273,666 $ 91,000
Prince William, Virginia 6 $ 1,762,000 $ 293,666 $ 99,000
Spotsylvania, Virginia 6 $ 1,441,000 $ 240,166 $ 122,000
Douglas, Washington 6 $ 1,156,000 $ 192,666 $ 81,000
Kittitas, Washington 6 $ 1,172,000 $ 195,333 $ 74,000
Lewis, Washington 6 $ 1,407,000 $ 234,500 $ 97,000
Walla Walla, Washington 6 $ 1,101,000 $ 183,500 $ 66,000
Brown, Wisconsin 6 $ 1,184,000 $ 197,333 $ 96,000
Dodge, Wisconsin 6 $ 1,104,000 $ 184,000 $ 60,000
Madison, Alabama 5 $ 1,039,000 $ 207,800 $ 61,000
Sacramento, California 5 $ 1,496,000 $ 299,200 $ 127,000
Elbert, Colorado 5 $ 1,129,000 $ 225,800 $ 114,000
Summit, Colorado 5 $ 1,255,000 $ 251,000 $ 257,000
New Castle, Delaware 5 $ 1,307,000 $ 261,400 $ 110,000
Osceola, Florida 5 $ 577,000 $ 115,400 $ 43,000
Seminole, Florida 5 $ 1,392,000 $ 278,400 $ 129,000
Columbia, Georgia 5 $ 1,152,000 $ 230,400 $ 102,000
Franklin, Georgia 5 $ 749,000 $ 149,800 $ 79,000
Hart, Georgia 5 $ 1,024,000 $ 204,800 $ 85,000
Meriwether, Georgia 5 $ 499,000 $ 99,800 $ 57,000
Towns, Georgia 5 $ 817,000 $ 163,400 $ 65,000
Ada, Idaho 5 $ 922,000 $ 184,400 $ 65,000
Jo Daviess, Illinois 5 $ 676,000 $ 135,200 $ 86,000
Warren, Kentucky 5 $ 1,007,000 $ 201,400 $ 79,000
Baltimore City, Maryland 5 $ 800,000 $ 160,000 $ 62,000
Washtenaw, Michigan 5 $ 1,234,000 $ 246,800 $ 134,000
Scott, Minnesota 5 $ 1,198,000 $ 239,600 $ 98,000
Wright, Minnesota 5 $ 988,000 $ 197,600 $ 113,000
Douglas, Nebraska 5 $ 646,000 $ 129,200 $ 76,000
Burlington, New Jersey 5 $ 1,173,000 $ 234,600 $ 105,000
Tillamook, Oregon 5 $ 1,125,000 $ 225,000 $ 79,000
Umatilla, Oregon 5 $ 758,000 $ 151,600 $ 76,000
Beaufort, South Carolina 5 $ 1,494,000 $ 298,800 $ 130,000
Greenville, South Carolina 5 $ 1,111,000 $ 222,200 $ 102,000
Minnehaha, South Dakota 5 $ 984,000 $ 196,800 $ 72,000
Hamilton, Tennessee 5 $ 964,000 $ 192,800 $ 74,000
Sullivan, Tennessee 5 $ 969,000 $ 193,800 $ 86,000
Suffolk, Virginia 5 $ 1,250,000 $ 250,000 $ 70,000
Cowlitz, Washington 5 $ 1,081,000 $ 216,200 $ 91,000
Mason, Washington 5 $ 809,000 $ 161,800 $ 65,000
Pend Oreille, Washington 5 $ 858,000 $ 171,600 $ 50,000
Skagit, Washington 5 $ 1,442,000 $ 288,400 $ 97,000
Yakima, Washington 5 $ 1,110,000 $ 222,000 $ 78,000
Fond du Lac, Wisconsin 5 $ 875,000 $ 175,000 $ 151,000
Sauk, Wisconsin 5 $ 1,069,000 $ 213,800 $ 70,000
Jefferson, Alabama 4 $ 782,000 $ 195,500 $ 80,000
Lee, Alabama 4 $ 562,000 $ 140,500 $ 60,000
Yuma, Arizona 4 $ 906,000 $ 226,500 $ 87,000
Stanislaus, California 4 $ 943,000 $ 235,750 $ 158,000
Fairfield, Connecticut 4 $ 1,338,000 $ 334,500 $ 183,000
Duval, Florida 4 $ 750,000 $ 187,500 $ 97,000
Bartow, Georgia 4 $ 509,000 $ 127,250 $ 34,000
Gilmer, Georgia 4 $ 516,000 $ 129,000 $ 102,000
Newton, Georgia 4 $ 454,000 $ 113,500 $ 44,000
Paulding, Georgia 4 $ 525,000 $ 131,250 $ 48,000
Rockdale, Georgia 4 $ 525,000 $ 131,250 $ 47,000
St. Clair, Illinois 4 $ 563,000 $ 140,750 $ 65,000
Hendricks, Indiana 4 $ 778,000 $ 194,500 $ 96,000
Black Hawk, Iowa 4 $ 687,000 $ 171,750 $ 57,000
Jefferson, Kentucky 4 $ 1,391,000 $ 347,750 $ 155,000
Cumberland, Maine 4 $ 1,216,000 $ 304,000 $ 86,000
Macomb, Michigan 4 $ 614,000 $ 153,500 $ 63,000
Elko, Nevada 4 $ 784,000 $ 196,000 $ 71,000
Atlantic, New Jersey 4 $ 1,291,000 $ 322,750 $ 217,000
Dona Ana, New Mexico 4 $ 764,000 $ 191,000 $ 66,000
Sandoval, New Mexico 4 $ 892,000 $ 223,000 $ 95,000
Cabarrus, North Carolina 4 $ 1,000,000 $ 250,000 $ 41,000
Benton, Oregon 4 $ 675,000 $ 168,750 $ 85,000
Josephine, Oregon 4 $ 818,000 $ 204,500 $ 97,000
Yamhill, Oregon 4 $ 783,000 $ 195,750 $ 70,000
York, Pennsylvania 4 $ 1,034,000 $ 258,500 $ 120,000
Colleton, South Carolina 4 $ 787,000 $ 196,750 $ 79,000
Spartanburg, South Carolina 4 $ 916,000 $ 229,000 $ 164,000
Fentress, Tennessee 4 $ 422,000 $ 105,500 $ 27,000
Comal, Texas 4 $ 1,096,000 $ 274,000 $ 120,000
El Paso, Texas 4 $ 911,000 $ 227,750 $ 104,000
Ellis, Texas 4 $ 568,000 $ 142,000 $ 73,000
Montgomery, Texas 4 $ 793,000 $ 198,250 $ 108,000
Washington, Utah 4 $ 635,000 $ 158,750 $ 43,000
Chesterfield, Virginia 4 $ 897,000 $ 224,250 $ 158,000
Hanover, Virginia 4 $ 944,000 $ 236,000 $ 104,000
Portsmouth, Virginia 4 $ 643,000 $ 160,750 $ 30,000
Richmond City, Virginia 4 $ 526,000 $ 131,500 $ 45,000
Grant, Washington 4 $ 904,000 $ 226,000 $ 76,000
Lincoln, Washington 4 $ 792,000 $ 198,000 $ 72,000
Whitman, Washington 4 $ 818,000 $ 204,500 $ 82,000
Door, Wisconsin 4 $ 1,039,000 $ 259,750 $ 138,000
Natrona, Wyoming 4 $ 625,000 $ 156,250 $ 46,000
Barbour, Alabama 3 $ 560,000 $ 186,666 $ 68,000
Chambers, Alabama 3 $ 324,000 $ 108,000 $ 20,000
Napa, California 3 $ 1,231,000 $ 410,333 $ 224,000
San Joaquin, California 3 $ 656,000 $ 218,666 $ 105,000
San Luis Obispo, California 3 $ 916,000 $ 305,333 $ 79,000
Solano, California 3 $ 846,000 $ 282,000 $ 98,000
Tulare, California 3 $ 699,000 $ 233,000 $ 103,000
Teller, Colorado 3 $ 742,000 $ 247,333 $ 101,000
Litchfield, Connecticut 3 $ 922,000 $ 307,333 $ 194,000
Tolland, Connecticut 3 $ 896,000 $ 298,666 $ 118,000
Alachua, Florida 3 $ 730,000 $ 243,333 $ 141,000
Citrus, Florida 3 $ 278,000 $ 92,666 $ 60,000
Okaloosa, Florida 3 $ 822,000 $ 274,000 $ 52,000
Okeechobee, Florida 3 $ 399,000 $ 133,000 $ 45,000
Sarasota, Florida 3 $ 536,000 $ 178,666 $ 59,000
St. Johns, Florida 3 $ 455,000 $ 151,666 $ 90,000
Bryan, Georgia 3 $ 531,000 $ 177,000 $ 50,000
Oconee, Georgia 3 $ 576,000 $ 192,000 $ 94,000
Union, Georgia 3 $ 509,000 $ 169,666 $ 53,000
Nez Perce, Idaho 3 $ 737,000 $ 245,666 $ 108,000
LaSalle, Illinois 3 $ 447,000 $ 149,000 $ 61,000
Madison, Illinois 3 $ 533,000 $ 177,666 $ 86,000
Peoria, Illinois 3 $ 417,000 $ 139,000 $ 74,000
Dearborn, Indiana 3 $ 562,000 $ 187,333 $ 79,000
Marion, Indiana 3 $ 331,000 $ 110,333 $ 37,000
St. Joseph, Indiana 3 $ 671,000 $ 223,666 $ 123,000
Henderson, Kentucky 3 $ 421,000 $ 140,333 $ 53,000
Kenton, Kentucky 3 $ 525,000 $ 175,000 $ 83,000
Howard, Maryland 3 $ 1,247,000 $ 415,666 $ 172,000
Kalamazoo, Michigan 3 $ 551,000 $ 183,666 $ 82,000
Midland, Michigan 3 $ 458,000 $ 152,666 $ 90,000
Ramsey, Minnesota 3 $ 281,000 $ 93,666 $ 67,000
Jefferson, Missouri 3 $ 503,000 $ 167,666 $ 97,000
St. Charles, Missouri 3 $ 694,000 $ 231,333 $ 68,000
Ravalli, Montana 3 $ 742,000 $ 247,333 $ 62,000
Lancaster, Nebraska 3 $ 517,000 $ 172,333 $ 46,000
Belknap, New Hampshire 3 $ 614,000 $ 204,666 $ 91,000
Gloucester, New Jersey 3 $ 631,000 $ 210,333 $ 79,000
Middlesex, New Jersey 3 $ 1,030,000 $ 343,333 $ 162,000
Valencia, New Mexico 3 $ 430,000 $ 143,333 $ 49,000
Albany, New York 3 $ 661,000 $ 220,333 $ 95,000
Cumberland, North Carolina 3 $ 506,000 $ 168,666 $ 67,000
Durham, North Carolina 3 $ 637,000 $ 212,333 $ 105,000
Guilford, North Carolina 3 $ 620,000 $ 206,666 $ 93,000
Macon, North Carolina 3 $ 505,000 $ 168,333 $ 40,000
Delaware, Ohio 3 $ 728,000 $ 242,666 $ 104,000
Lucas, Ohio 3 $ 321,000 $ 107,000 $ 57,000
Montgomery, Ohio 3 $ 425,000 $ 141,666 $ 61,000
Grady, Oklahoma 3 $ 561,000 $ 187,000 $ 79,000
Oklahoma, Oklahoma 3 $ 347,000 $ 115,666 $ 70,000
Okmulgee, Oklahoma 3 $ 332,000 $ 110,666 $ 58,000
Lincoln, Oregon 3 $ 702,000 $ 234,000 $ 67,000
Linn, Oregon 3 $ 476,000 $ 158,666 $ 68,000
Carbon, Pennsylvania 3 $ 429,000 $ 143,000 $ 121,000
Luzerne, Pennsylvania 3 $ 483,000 $ 161,000 $ 103,000
Newport, Rhode Island 3 $ 1,047,000 $ 349,000 $ 84,000
Aiken, South Carolina 3 $ 770,000 $ 256,666 $ 118,000
Horry, South Carolina 3 $ 586,000 $ 195,333 $ 134,000
Cumberland, Tennessee 3 $ 459,000 $ 153,000 $ 49,000
DeKalb, Tennessee 3 $ 236,000 $ 78,666 $ 38,000
Gibson, Tennessee 3 $ 412,000 $ 137,333 $ 67,000
Rutherford, Tennessee 3 $ 587,000 $ 195,666 $ 75,000
Galveston, Texas 3 $ 342,000 $ 114,000 $ 54,000
Midland, Texas 3 $ 499,000 $ 166,333 $ 75,000
Cache, Utah 3 $ 606,000 $ 202,000 $ 69,000
Tooele, Utah 3 $ 740,000 $ 246,666 $ 62,000
Arlington, Virginia 3 $ 750,000 $ 250,000 $ 131,000
Caroline, Virginia 3 $ 463,000 $ 154,333 $ 44,000
Montgomery, Virginia 3 $ 693,000 $ 231,000 $ 80,000
Island, Washington 3 $ 899,000 $ 299,666 $ 122,000
Kanawha, West Virginia 3 $ 485,000 $ 161,666 $ 25,000
Waupaca, Wisconsin 3 $ 476,000 $ 158,666 $ 41,000
Wood, Wisconsin 3 $ 362,000 $ 120,666 $ 72,000
Blount, Alabama 2 $ 202,000 $ 101,000 $ 7,000
Coffee, Alabama 2 $ 208,000 $ 104,000 $ 79,000
Houston, Alabama 2 $ 289,000 $ 144,500 $ 75,000
Montgomery, Alabama 2 $ 454,000 $ 227,000 $ 64,000
Randolph, Alabama 2 $ 145,000 $ 72,500 $ 35,000
Shelby, Alabama 2 $ 530,000 $ 265,000 $ 147,000
Gila, Arizona 2 $ 770,000 $ 385,000 $ 279,000
Crittenden, Arkansas 2 $ 500,000 $ 250,000 $ 159,000
Pulaski, Arkansas 2 $ 389,000 $ 194,500 $ 77,000
Washington, Arkansas 2 $ 594,000 $ 297,000 $ 86,000
Amador, California 2 $ 414,000 $ 207,000 $ 73,000
Butte, California 2 $ 398,000 $ 199,000 $ 50,000
El Dorado, California 2 $ 828,000 $ 414,000 $ 186,000
Marin, California 2 $ 1,592,000 $ 796,000 $ 328,000
Merced, California 2 $ 218,000 $ 109,000 $ 76,000
Monterey, California 2 $ 908,000 $ 454,000 $ 87,000
Santa Barbara, California 2 $ 525,000 $ 262,500 $ 74,000
Yolo, California 2 $ 599,000 $ 299,500 $ 121,000
Broomfield, Colorado 2 $ 540,000 $ 270,000 $ 108,000
Custer, Colorado 2 $ 411,000 $ 205,500 $ 59,000
Park, Colorado 2 $ 428,000 $ 214,000 $ 66,000
Pueblo, Colorado 2 $ 227,000 $ 113,500 $ 26,000
Clay, Florida 2 $ 261,000 $ 130,500 $ 85,000
Miami-Dade, Florida 2 $ 363,000 $ 181,500 $ 47,000
Carroll, Georgia 2 $ 244,000 $ 122,000 $ 28,000
Effingham, Georgia 2 $ 477,000 $ 238,500 $ 25,000
Lowndes, Georgia 2 $ 261,000 $ 130,500 $ 58,000
Hawaii, Hawaii 2 $ 723,000 $ 361,500 $ 77,000
Maui, Hawaii 2 $ 698,000 $ 349,000 $ 86,000
Bannock, Idaho 2 $ 315,000 $ 157,500 $ 31,000
Bureau, Illinois 2 $ 221,000 $ 110,500 $ 73,000
Champaign, Illinois 2 $ 254,000 $ 127,000 $ 85,000
Grundy, Illinois 2 $ 455,000 $ 227,500 $ 134,000
McLean, Illinois 2 $ 325,000 $ 162,500 $ 77,000
Sangamon, Illinois 2 $ 400,000 $ 200,000 $ 80,000
Stephenson, Illinois 2 $ 219,000 $ 109,500 $ 95,000
Delaware, Indiana 2 $ 356,000 $ 178,000 $ 158,000
Des Moines, Iowa 2 $ 212,000 $ 106,000 $ 63,000
Story, Iowa 2 $ 239,000 $ 119,500 $ 51,000
Woodbury, Iowa 2 $ 221,000 $ 110,500 $ 38,000
Butler, Kansas 2 $ 439,000 $ 219,500 $ 103,000
Douglas, Kansas 2 $ 439,000 $ 219,500 $ 105,000
Wyandotte, Kansas 2 $ 237,000 $ 118,500 $ 26,000
St. Charles, Louisiana 2 $ 406,000 $ 203,000 $ 94,000
St. Tammany, Louisiana 2 $ 293,000 $ 146,500 $ 74,000
Frederick, Maryland 2 $ 742,000 $ 371,000 $ 171,000
Hampden, Massachusetts 2 $ 438,000 $ 219,000 $ 21,000
Monroe, Michigan 2 $ 308,000 $ 154,000 $ 85,000
Montcalm, Michigan 2 $ 180,000 $ 90,000 $ 88,000
Oakland, Michigan 2 $ 480,000 $ 240,000 $ 117,000
Carver, Minnesota 2 $ 601,000 $ 300,500 $ 47,000
Chisago, Minnesota 2 $ 436,000 $ 218,000 $ 94,000
Olmsted, Minnesota 2 $ 334,000 $ 167,000 $ 98,000
Otter Tail, Minnesota 2 $ 278,000 $ 139,000 $ 60,000
Lee, Mississippi 2 $ 267,000 $ 133,500 $ 71,000
Cape Girardeau, Missouri 2 $ 377,000 $ 188,500 $ 63,000
Greene, Missouri 2 $ 337,000 $ 168,500 $ 78,000
St. Francois, Missouri 2 $ 319,000 $ 159,500 $ 82,000
St. Louis City, Missouri 2 $ 318,000 $ 159,000 $ 186,000
Cascade, Montana 2 $ 418,000 $ 209,000 $ 66,000
Lincoln, Montana 2 $ 338,000 $ 169,000 $ 40,000
Sarpy, Nebraska 2 $ 467,000 $ 233,500 $ 173,000
Washoe, Nevada 2 $ 492,000 $ 246,000 $ 37,000
Cheshire, New Hampshire 2 $ 469,000 $ 234,500 $ 92,000
Grafton, New Hampshire 2 $ 462,000 $ 231,000 $ 87,000
Camden, New Jersey 2 $ 487,000 $ 243,500 $ 86,000
Eddy, New Mexico 2 $ 125,000 $ 62,500 $ 33,000
Westchester, New York 2 $ 944,000 $ 472,000 $ 233,000
Buncombe, North Carolina 2 $ 547,000 $ 273,500 $ 160,000
Forsyth, North Carolina 2 $ 277,000 $ 138,500 $ 0
Lenoir, North Carolina 2 $ 429,000 $ 214,500 $ 48,000
Orange, North Carolina 2 $ 374,000 $ 187,000 $ 104,000
Randolph, North Carolina 2 $ 408,000 $ 204,000 $ 43,000
Burleigh, North Dakota 2 $ 355,000 $ 177,500 $ 77,000
Cuyahoga, Ohio 2 $ 590,000 $ 295,000 $ 158,000
Fairfield, Ohio 2 $ 420,000 $ 210,000 $ 127,000
Fulton, Ohio 2 $ 396,000 $ 198,000 $ 107,000
Greene, Ohio 2 $ 323,000 $ 161,500 $ 90,000
Mahoning, Ohio 2 $ 398,000 $ 199,000 $ 121,000
Miami, Ohio 2 $ 415,000 $ 207,500 $ 86,000
Warren, Ohio 2 $ 400,000 $ 200,000 $ 83,000
McClain, Oklahoma 2 $ 366,000 $ 183,000 $ 92,000
Rogers, Oklahoma 2 $ 422,000 $ 211,000 $ 93,000
Wagoner, Oklahoma 2 $ 549,000 $ 274,500 $ 111,000
Coos, Oregon 2 $ 244,000 $ 122,000 $ 57,000
Crook, Oregon 2 $ 479,000 $ 239,500 $ 154,000
Wasco, Oregon 2 $ 379,000 $ 189,500 $ 70,000
Butler, Pennsylvania 2 $ 392,000 $ 196,000 $ 63,000
Lackawanna, Pennsylvania 2 $ 329,000 $ 164,500 $ 95,000
Lancaster, Pennsylvania 2 $ 415,000 $ 207,500 $ 71,000
Lebanon, Pennsylvania 2 $ 442,000 $ 221,000 $ 74,000
Washington, Pennsylvania 2 $ 225,000 $ 112,500 $ 42,000
Orangeburg, South Carolina 2 $ 255,000 $ 127,500 $ 44,000
Lincoln, South Dakota 2 $ 364,000 $ 182,000 $ 61,000
Henry, Tennessee 2 $ 234,000 $ 117,000 $ 59,000
Knox, Tennessee 2 $ 278,000 $ 139,000 $ 60,000
Pickett, Tennessee 2 $ 316,000 $ 158,000 $ 46,000
Rhea, Tennessee 2 $ 262,000 $ 131,000 $ 61,000
Smith, Tennessee 2 $ 190,000 $ 95,000 $ 69,000
Page:

Mortgage Loan Application Detail Totals for Guaranty Bank, FSB in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,240 $1,094,684,000 $175,000 $1,180,000 $77,000 $1,558,000
Refinancing 6,136 $1,376,206,000 $224,000 $717,000 $93,000 $1,388,000
Home Improvement 210 $42,883,000 $204,000 $417,000 $96,000 $372,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,453 $2,124,974,000 $203,000 $1,180,000 $88,000 $1,558,000
Hispanic 740 $116,939,000 $158,000 $674,000 $59,000 $360,000
Black or African American 563 $90,939,000 $161,000 $517,000 $59,000 $331,000
Not Provided 431 $95,912,000 $222,000 $625,000 $86,000 $400,000
Asian 341 $74,382,000 $218,000 $620,000 $93,000 $842,000
American Indian or Alaskan Native 34 $6,030,000 $177,000 $274,000 $69,000 $173,000
Native Hawaiian or Other Pacific Islander 24 $4,597,000 $191,000 $350,000 $77,000 $205,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,342 $1,619,459,000 $220,000 $1,180,000 $105,000 $1,558,000
FHA-insured (Federal Housing Administration) 4,231 $716,670,000 $169,000 $743,000 $56,000 $485,000
VA-guaranteed (Veterans Administration) 594 $115,720,000 $194,000 $859,000 $63,000 $460,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 419 $61,924,000 $147,000 $293,000 $46,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 12,586 $2,513,773,000 $199,000 $1,180,000 $85,000 $1,558,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Originated 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranty Bank, FSB's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Guaranty Bank, FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet with aggregated HMDA statistics today.

Download the Wisconsin Lender List