1 mortgage lender is based in ZIP code 32561, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Santa Rosa County, FL in 2025.
In 2025, 359 lenders made 6,361 home loans worth $1.9 billion in Santa Rosa County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Santa Rosa County, which includes ZIP code 32561.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union Vienna, VA | 513 | $114.9M | $224,000 | 8.1% |
| 2 | DHI Mortgage Company, Ltd. Austin, TX | 467 | $148.9M | $319,000 | 7.3% |
| 3 | United Wholesale Mortgage Plymouth, MI | 450 | $171.6M | $381,000 | 7.1% |
| 4 | University Bank Ann Arbor, MI | 284 | $108.7M | $383,000 | 4.5% |
| 5 | Regions Bank Birmingham, AL | 214 | $46.3M | $216,000 | 3.4% |
| 6 | Lennar Mortgage, LLC Miami, FL | 198 | $57.5M | $290,000 | 3.1% |
| 7 | Mortgage Research Center Columbia, MO | 176 | $67.9M | $386,000 | 2.8% |
| 8 | Ark-La-Tex Financial Services LLC Plano, TX | 137 | $47.8M | $349,000 | 2.2% |
| 9 | Penair Credit Union Pensacola, FL | 123 | $22.0M | $179,000 | 1.9% |
| 10 | PennyMac Loan Services LLC Westlake Village, CA | 112 | $31.0M | $277,000 | 1.8% |
See every lender in Santa Rosa County and its 2025 mortgage data · top lenders in Florida · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Trident Home Loans
913 GULF BREEZE PKWY #23 GULF BREEZE, FL 32561 |
* | 497 | $147,398,000 |
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