Hamilton Home Loans, Inc. Mortgage Lending & HMDA Data, 2016

In 2016, Hamilton Home Loans, Inc. of Sunrise, FL reported 4,360 mortgage applications totaling $837.5 million, up 43% from 2015. The average application was for $192,092, and applicants reported an average income of $79,376. 77% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (813), Cape Coral-Fort Myers, FL (443) and Orlando-Kissimmee-Sanford, FL (382) (applications in parentheses).

Mortgage Company & Address Hamilton Home Loans, Inc.
1551 Sawgrass Corporate Parkway, Ste 300
Sunrise, FL 33323
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 4,360
Total Mortgage Loan Application Amount $837,525,000
Average Mortgage Loan Application Amount $192,092
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $79,376
Highest Applicant Income $1,281,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hamilton Home Loans, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Hamilton Home Loans, Inc. by Metropolitan Area in 2016

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 813 $ 185,716,000 $ 228,432 $ 90,000
Cape Coral-Fort Myers, FL 443 $ 84,984,000 $ 191,837 $ 92,000
Orlando-Kissimmee-Sanford, FL 382 $ 70,899,000 $ 185,599 $ 69,000
West Palm Beach-Boca Raton-Delray Beach, FL 282 $ 63,078,000 $ 223,680 $ 109,000
Jacksonville, FL 281 $ 49,547,000 $ 176,323 $ 71,000
Miami-Miami Beach-Kendall, FL 227 $ 54,564,000 $ 240,370 $ 96,000
Tampa-St. Petersburg-Clearwater, FL 207 $ 36,957,000 $ 178,536 $ 81,000
Ocala, FL 149 $ 19,499,000 $ 130,865 $ 60,000
Winston-Salem, NC 124 $ 20,208,000 $ 162,967 $ 66,000
Deltona-Daytona Beach-Ormond Beach, FL 123 $ 18,960,000 $ 154,146 $ 62,000
Lakeland-Winter Haven, FL 86 $ 14,056,000 $ 163,441 $ 65,000
Richmond, VA 76 $ 12,737,000 $ 167,592 $ 53,000
Pensacola-Ferry Pass-Brent, FL 66 $ 11,656,000 $ 176,606 $ 71,000
Houston-The Woodlands-Sugar Land, TX 61 $ 10,661,000 $ 174,770 $ 72,000
Naples-Immokalee-Marco Island, FL 61 $ 13,964,000 $ 228,918 $ 69,000
Greensboro-High Point, NC 59 $ 9,968,000 $ 168,949 $ 70,000
Chicago-Naperville-Arlington Heights, IL 58 $ 10,769,000 $ 185,672 $ 85,000
Santa Fe, NM 57 $ 12,922,000 $ 226,701 $ 72,000
Nashville-Davidson--Murfreesboro--Franklin, TN 54 $ 8,594,000 $ 159,148 $ 50,000
San Antonio-New Braunfels, TX 53 $ 8,588,000 $ 162,037 $ 63,000
Dallas-Plano-Irving, TX 46 $ 8,775,000 $ 190,760 $ 78,000
McAllen-Edinburg-Mission, TX 44 $ 7,443,000 $ 169,159 $ 76,000
Shreveport-Bossier City, LA 39 $ 5,991,000 $ 153,615 $ 60,000
Virginia Beach-Norfolk-Newport News, VA-NC 35 $ 6,783,000 $ 193,800 $ 70,000
Hilton Head Island-Bluffton-Beaufort, SC 32 $ 6,049,000 $ 189,031 $ 83,000
Florence-Muscle Shoals, AL 30 $ 3,356,000 $ 111,866 $ 57,000
Port St. Lucie, FL 30 $ 5,607,000 $ 186,900 $ 82,000
Punta Gorda, FL 29 $ 5,252,000 $ 181,103 $ 79,000
Roanoke, VA 29 $ 3,659,000 $ 126,172 $ 49,000
Charlotte-Concord-Gastonia, NC-SC 26 $ 4,449,000 $ 171,115 $ 66,346
Burlington, NC 25 $ 4,420,000 $ 176,800 $ 72,000
Homosassa Springs, FL 20 $ 2,411,000 $ 120,550 $ 51,000
The Villages, FL 19 $ 2,902,000 $ 152,736 $ 87,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 17 $ 3,741,000 $ 220,058 $ 82,058
Palm Bay-Melbourne-Titusville, FL 14 $ 2,924,000 $ 208,857 $ 78,000
Gainesville, FL 13 $ 2,005,000 $ 154,230 $ 95,000
Waco, TX 13 $ 1,811,000 $ 139,307 $ 47,000
Fort Worth-Arlington, TX 12 $ 3,326,000 $ 277,166 $ 114,000
Crestview-Fort Walton Beach-Destin, FL 10 $ 1,664,000 $ 166,400 $ 108,000
Brownsville-Harlingen, TX 7 $ 976,000 $ 139,428 $ 96,000
California-Lexington Park, MD 7 $ 1,598,000 $ 228,285 $ 60,000
Valdosta, GA 7 $ 1,043,000 $ 149,000 $ 55,000
Albuquerque, NM 6 $ 1,527,000 $ 254,500 $ 82,000
Birmingham-Hoover, AL 6 $ 935,000 $ 155,833 $ 53,000
Huntsville, AL 6 $ 1,153,000 $ 192,166 $ 69,000
North Port-Sarasota-Bradenton, FL 6 $ 1,314,000 $ 219,000 $ 148,000
Austin-Round Rock, TX 5 $ 1,177,000 $ 235,400 $ 107,000
Atlanta-Sandy Springs-Roswell, GA 4 $ 737,000 $ 184,250 $ 49,000
Baltimore-Columbia-Towson, MD 4 $ 1,292,000 $ 323,000 $ 114,000
Daphne-Fairhope-Foley, AL 4 $ 536,000 $ 134,000 $ 54,000
Mobile, AL 4 $ 573,000 $ 143,250 $ 71,000
Gary, IN 3 $ 367,000 $ 122,333 $ 75,000
Killeen-Temple, TX 3 $ 413,000 $ 137,666 $ 63,000
Lynchburg, VA 3 $ 352,000 $ 117,333 $ 40,000
Raleigh, NC 3 $ 863,000 $ 287,666 $ 130,000
Asheville, NC 2 $ 348,000 $ 174,000 $ 93,000
Columbia, SC 2 $ 487,000 $ 243,500 $ 87,000
Elgin, IL 2 $ 557,000 $ 278,500 $ 83,000
Las Cruces, NM 2 $ 208,000 $ 104,000 $ 35,000
Longview, TX 2 $ 204,000 $ 102,000 $ 56,000
Memphis, TN-MS-AR 2 $ 275,000 $ 137,500 $ 29,000
Milwaukee-Waukesha-West Allis, WI 2 $ 160,000 $ 80,000 $ 32,000
Panama City, FL 2 $ 259,000 $ 129,500 $ 51,000
Sebring, FL 2 $ 274,000 $ 137,000 $ 48,000
Wilmington, NC 2 $ 319,000 $ 159,500 $ 45,000
Albany, GA 1 $ 76,000 $ 76,000 $ 36,000
Blacksburg-Christiansburg-Radford, VA 1 $ 93,000 $ 93,000 $ 34,000
Dalton, GA 1 $ 118,000 $ 118,000 $ 60,000
Denver-Aurora-Lakewood, CO 1 $ 309,000 $ 309,000 $ 114,000
El Paso, TX 1 $ 145,000 $ 145,000 $ 47,000
Greenville-Anderson-Mauldin, SC 1 $ 179,000 $ 179,000 $ 60,000
Lake County-Kenosha County, IL-WI 1 $ 185,000 $ 185,000 $ 201,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 1 $ 158,000 $ 158,000 $ 40,000
Savannah, GA 1 $ 117,000 $ 117,000 $ 24,000
Sebastian-Vero Beach, FL 1 $ 47,000 $ 47,000 $ 0
Sherman-Denison, TX 1 $ 227,000 $ 227,000 $ 90,000
St. Louis, MO-IL 1 $ 123,000 $ 123,000 $ 0
Tuscaloosa, AL 1 $ 256,000 $ 256,000 $ 99,000
Tyler, TX 1 $ 113,000 $ 113,000 $ 52,000

Mortgage Loan Application Detail Totals for Hamilton Home Loans, Inc. in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,690 $697,786,000 $189,000 $1,254,000 $77,000 $1,281,000
Home Improvement 337 $68,282,000 $202,000 $1,500,000 $87,000 $466,000
Refinancing 333 $71,457,000 $214,000 $743,000 $98,000 $532,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,103 $406,430,000 $193,000 $1,500,000 $84,000 $844,000
Hispanic 1,199 $227,239,000 $189,000 $743,000 $70,000 $1,281,000
Black or African American 530 $96,459,000 $181,000 $573,000 $62,000 $488,000
Not Provided 442 $89,748,000 $203,000 $722,000 $101,000 $912,000
Asian 67 $14,038,000 $209,000 $860,000 $84,000 $268,000
American Indian or Alaskan Native 13 $2,341,000 $180,000 $531,000 $118,000 $733,000
Native Hawaiin or Other Pacific Islander 6 $1,270,000 $211,000 $358,000 $91,000 $173,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,037 $417,975,000 $205,000 $1,500,000 $102,000 $1,281,000
FHA-insured (Federal Housing Administration) 1,816 $323,131,000 $177,000 $452,000 $58,000 $266,000
VA-guaranteed (Veterans Administration) 330 $72,109,000 $218,000 $612,000 $70,000 $246,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 177 $24,310,000 $137,000 $293,000 $47,000 $104,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,340 $643,016,000 $192,000 $1,254,000 $80,000 $1,281,000
Application Withdrawn By Applicant 746 $145,625,000 $195,000 $1,500,000 $80,000 $548,000
Application Denied By Financial Institution 250 $43,834,000 $175,000 $612,000 $66,000 $263,000
Application Approved But Not Accepted 17 $3,784,000 $222,000 $576,000 $100,000 $363,000
File Closed For Incompleteness 7 $1,266,000 $180,000 $224,000 $72,000 $119,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 72 $14,034,000 $194,000 $612,000 $61,000 $193,000
Collateral 58 $8,910,000 $153,000 $392,000 $69,000 $226,000
Credit History 40 $7,039,000 $175,000 $417,000 $78,000 $263,000
Other 30 $4,891,000 $163,000 $272,000 $61,000 $153,000
Unverifiable Information 25 $4,531,000 $181,000 $392,000 $66,000 $158,000
Employment History 12 $2,264,000 $188,000 $249,000 $61,000 $114,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,875,000 $170,000 $378,000 $55,000 $88,000
Mortgage Insurance Denied 1 $226,000 $226,000 $226,000 $69,000 $69,000
Credit Application Incomplete 1 $64,000 $64,000 $64,000 $35,000 $35,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Hamilton Home Loans, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Hamilton Home Loans, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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