Hamilton Home Loans, Inc. Mortgage Lending & HMDA Data, 2018

In 2018, Hamilton Home Loans, Inc. of Sunrise, FL reported 4,635 mortgage applications totaling $983.8 million, up 7% from 2017. The average application was for $212,259, and applicants reported an average income of $84,132. 78% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (680), West Palm Beach-Boca Raton-Delray Beach, FL (455) and Miami-Miami Beach-Kendall, FL (408) (applications in parentheses).

Mortgage Company & Address Hamilton Home Loans, Inc.
1551 Sawgrass Corporate Parkway, Ste 300
Sunrise, FL 33323
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 4,635
Total Mortgage Loan Application Amount $983,825,000
Average Mortgage Loan Application Amount $212,259
Highest Mortgage Loan Application Amount $1,595,000
Average Applicant Income $84,132
Highest Applicant Income $2,058,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hamilton Home Loans, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Hamilton Home Loans, Inc. by Metropolitan Area in 2018

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 680 $ 173,520,000 $ 255,176 $ 96,000
West Palm Beach-Boca Raton-Delray Beach, FL 455 $ 107,885,000 $ 237,109 $ 94,000
Miami-Miami Beach-Kendall, FL 408 $ 112,900,000 $ 276,715 $ 99,000
Orlando-Kissimmee-Sanford, FL 406 $ 83,590,000 $ 205,886 $ 78,000
Cape Coral-Fort Myers, FL 393 $ 81,035,000 $ 206,195 $ 98,000
Tampa-St. Petersburg-Clearwater, FL 358 $ 68,720,000 $ 191,955 $ 76,000
Jacksonville, FL 314 $ 63,010,000 $ 200,668 $ 83,000
Ocala, FL 259 $ 39,355,000 $ 151,949 $ 65,000
McAllen-Edinburg-Mission, TX 170 $ 27,690,000 $ 162,882 $ 73,000
Winston-Salem, NC 157 $ 26,255,000 $ 167,229 $ 68,000
Lakeland-Winter Haven, FL 114 $ 17,870,000 $ 156,754 $ 59,000
Deltona-Daytona Beach-Ormond Beach, FL 99 $ 16,085,000 $ 162,474 $ 77,000
Greensboro-High Point, NC 79 $ 12,995,000 $ 164,493 $ 70,000
Port St. Lucie, FL 68 $ 13,940,000 $ 205,000 $ 61,000
Charlotte-Concord-Gastonia, NC-SC 60 $ 11,230,000 $ 187,166 $ 67,316
Outside any metro area 55 $ 8,995,000 $ 163,545 $ 71,672
Washington-Arlington-Alexandria, DC-VA-MD-WV 52 $ 14,610,000 $ 280,961 $ 87,115
Naples-Immokalee-Marco Island, FL 50 $ 14,580,000 $ 291,600 $ 79,000
Punta Gorda, FL 37 $ 6,875,000 $ 185,810 $ 75,000
Austin-Round Rock, TX 33 $ 9,275,000 $ 281,060 $ 114,000
Nashville-Davidson--Murfreesboro--Franklin, TN 33 $ 6,685,000 $ 202,575 $ 62,000
Atlanta-Sandy Springs-Roswell, GA 27 $ 5,625,000 $ 208,333 $ 124,000
Homosassa Springs, FL 27 $ 3,645,000 $ 135,000 $ 65,000
Tulsa, OK 26 $ 4,430,000 $ 170,384 $ 78,000
Roanoke, VA 24 $ 4,010,000 $ 167,083 $ 63,000
Burlington, NC 20 $ 3,670,000 $ 183,500 $ 62,000
Santa Fe, NM 20 $ 5,230,000 $ 261,500 $ 87,000
North Port-Sarasota-Bradenton, FL 18 $ 3,940,000 $ 218,888 $ 92,000
The Villages, FL 15 $ 2,365,000 $ 157,666 $ 71,000
Warren-Troy-Farmington Hills, MI 15 $ 2,025,000 $ 135,000 $ 80,000
Palm Bay-Melbourne-Titusville, FL 13 $ 1,985,000 $ 152,692 $ 89,000
California-Lexington Park, MD 11 $ 2,685,000 $ 244,090 $ 73,000
Tallahassee, FL 11 $ 1,705,000 $ 155,000 $ 107,000
Pensacola-Ferry Pass-Brent, FL 10 $ 2,130,000 $ 213,000 $ 74,000
Crestview-Fort Walton Beach-Destin, FL 9 $ 1,505,000 $ 167,222 $ 70,000
Raleigh, NC 9 $ 1,935,000 $ 215,000 $ 90,000
Gainesville, FL 8 $ 1,980,000 $ 247,500 $ 83,000
Houston-The Woodlands-Sugar Land, TX 8 $ 2,000,000 $ 250,000 $ 102,000
Virginia Beach-Norfolk-Newport News, VA-NC 7 $ 1,495,000 $ 213,571 $ 79,000
Dallas-Plano-Irving, TX 5 $ 1,435,000 $ 287,000 $ 111,000
Knoxville, TN 5 $ 845,000 $ 169,000 $ 45,000
Lynchburg, VA 5 $ 565,000 $ 113,000 $ 51,000
San Antonio-New Braunfels, TX 5 $ 1,255,000 $ 251,000 $ 116,000
Sebastian-Vero Beach, FL 5 $ 835,000 $ 167,000 $ 53,000
Albuquerque, NM 4 $ 780,000 $ 195,000 $ 63,000
Baltimore-Columbia-Towson, MD 4 $ 1,260,000 $ 315,000 $ 144,000
Brownsville-Harlingen, TX 4 $ 710,000 $ 177,500 $ 68,000
New Bern, NC 4 $ 660,000 $ 165,000 $ 50,000
Waco, TX 4 $ 620,000 $ 155,000 $ 56,000
Fort Worth-Arlington, TX 3 $ 555,000 $ 185,000 $ 54,000
Sebring, FL 3 $ 305,000 $ 101,666 $ 72,000
Brunswick, GA 2 $ 220,000 $ 110,000 $ 43,000
Detroit-Dearborn-Livonia, MI 2 $ 150,000 $ 75,000 $ 60,000
Durham-Chapel Hill, NC 2 $ 510,000 $ 255,000 $ 226,000
Fayetteville, NC 2 $ 220,000 $ 110,000 $ 46,000
Panama City, FL 2 $ 430,000 $ 215,000 $ 88,000
Albany, GA 1 $ 435,000 $ 435,000 $ 98,000
Asheville, NC 1 $ 215,000 $ 215,000 $ 58,000
Clarksville, TN-KY 1 $ 225,000 $ 225,000 $ 80,000
Colorado Springs, CO 1 $ 145,000 $ 145,000 $ 44,000
Daphne-Fairhope-Foley, AL 1 $ 175,000 $ 175,000 $ 49,000
Denver-Aurora-Lakewood, CO 1 $ 265,000 $ 265,000 $ 152,000
El Paso, TX 1 $ 185,000 $ 185,000 $ 108,000
Flint, MI 1 $ 145,000 $ 145,000 $ 43,000
Gainesville, GA 1 $ 175,000 $ 175,000 $ 34,000
Hickory-Lenoir-Morganton, NC 1 $ 165,000 $ 165,000 $ 128,000
Jacksonville, NC 1 $ 155,000 $ 155,000 $ 47,000
Killeen-Temple, TX 1 $ 75,000 $ 75,000 $ 55,000
Kingsport-Bristol-Bristol, TN-VA 1 $ 55,000 $ 55,000 $ 24,000
Macon-Bibb County, GA 1 $ 145,000 $ 145,000 $ 50,000
Salisbury, MD-DE 1 $ 195,000 $ 195,000 $ 223,000
Wilmington, NC 1 $ 255,000 $ 255,000 $ 86,000

Mortgage Loan Application Detail Totals for Hamilton Home Loans, Inc. in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,194 $895,850,000 $213,000 $1,595,000 $84,000 $2,058,000
Cash-out Refinancing 327 $61,145,000 $186,000 $745,000 $81,000 $354,000
Refinancing 114 $26,830,000 $235,000 $1,085,000 $98,000 $608,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,222 $460,560,000 $207,000 $1,085,000 $89,000 $1,489,000
Hispanic 1,435 $313,035,000 $218,000 $1,595,000 $75,000 $1,381,000
Black or African American 485 $104,405,000 $215,000 $805,000 $72,000 $433,000
Not Provided 414 $88,600,000 $214,000 $695,000 $103,000 $2,058,000
Asian 69 $14,895,000 $215,000 $455,000 $85,000 $220,000
American Indian or Alaskan Native 8 $1,910,000 $238,000 $375,000 $86,000 $144,000
Native Hawaiian or Other Pacific Islander 2 $420,000 $210,000 $225,000 $59,000 $60,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,725 $594,945,000 $218,000 $1,595,000 $98,000 $2,058,000
FHA-insured (Federal Housing Administration) 1,492 $298,330,000 $199,000 $465,000 $63,000 $421,000
VA-guaranteed (Veterans Administration) 265 $64,825,000 $244,000 $615,000 $79,000 $336,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 153 $25,725,000 $168,000 $545,000 $55,000 $131,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,623 $771,475,000 $212,000 $1,085,000 $85,000 $2,058,000
Application Withdrawn By Applicant 507 $106,575,000 $210,000 $1,335,000 $84,000 $1,489,000
Application Denied By Financial Institution 333 $70,065,000 $210,000 $1,595,000 $78,000 $1,381,000
Application Approved But Not Accepted 171 $35,535,000 $207,000 $455,000 $81,000 $500,000
File Closed For Incompleteness 1 $175,000 $175,000 $175,000 $107,000 $107,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,302 $913,760,000 $212,000 $1,335,000 $85,000 $2,058,000
Debt-To-Income Ratio 87 $18,985,000 $218,000 $705,000 $57,000 $274,000
Collateral 84 $15,830,000 $188,000 $425,000 $97,000 $427,000
Credit History 53 $10,545,000 $198,000 $455,000 $72,000 $221,000
Unverifiable Information 36 $7,400,000 $205,000 $355,000 $77,000 $185,000
Employment History 28 $5,730,000 $204,000 $425,000 $56,000 $132,000
Insufficient Cash (Downpayment, Closing Cost) 28 $8,350,000 $298,000 $1,595,000 $119,000 $1,381,000
Other 11 $1,885,000 $171,000 $305,000 $77,000 $142,000
Credit Application Incomplete 6 $1,340,000 $223,000 $455,000 $87,000 $178,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Hamilton Home Loans, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Hamilton Home Loans, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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