Mortgage Lenders in Harbor Springs, MI 49740
2 mortgage lenders are based in ZIP code 49740, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Emmet County, MI in 2025.
Most active mortgage lenders in Emmet County, MI (2025)
In 2025, 138 lenders made 777 home loans worth $295.8 million in Emmet County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Emmet County, which includes ZIP code 49740.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Mercantile Bank Grand Rapids, MI | 156 | $59.1M | $379,000 | 20.1% |
| 2 | 4front Credit Union Traverse City, MI | 70 | $8.1M | $115,000 | 9.0% |
| 3 | Huntington National Bank Columbus, OH | 54 | $13.8M | $256,000 | 6.9% |
| 4 | United Wholesale Mortgage Plymouth, MI | 39 | $12.0M | $309,000 | 5.0% |
| 5 | Lake Michigan Credit Union Grand Rapids, MI | 27 | $12.8M | $476,000 | 3.5% |
| 6 | Community Financial Plymouth, MI | 24 | $4.9M | $206,000 | 3.1% |
| 7 | JPMorgan Chase Bank, NA Columbus, OH | 22 | $17.7M | $806,000 | 2.8% |
| 8 | Fifth Third Bank, National Association Cincinnati, OH | 22 | $5.8M | $265,000 | 2.8% |
| 9 | PNC Bank N.A. Pittsburgh, PA | 14 | $5.2M | $370,000 | 1.8% |
| 10 | First Community Bank Harbor Springs, MI | 12 | $5.9M | $494,000 | 1.5% |
See every lender in Emmet County and its 2025 mortgage data · top lenders in Michigan · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Data Totals
for Lenders in Harbor Springs, MI 49740
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| First Community Bank
200 EAST MAIN STREET HARBOR SPRINGS, MI 49740 |
* | 108 | $42,170,000 |
| First Community Bank
200 EAST MAIN STREET HARBOR SPRINGS, MI 49740 |
* | 978 | $193,472,000 |
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