Ocmbc, Inc. Mortgage Lending & HMDA Data, 2024
In 2024, Ocmbc, Inc. of Irvine, CA reported 24,055 mortgage applications totaling $10.2 billion, up 35% from 2023. The average application was for $425,460, and applicants reported an average income of $266,123. 54% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (3,564), Riverside-San Bernardino-Ontario, CA (2,968) and Houston-The Woodlands-Sugar Land, TX (841) (applications in parentheses).
| Mortgage Company & Address | Ocmbc, Inc. 19000 Macarthur Blvd, Suite 200 Irvine, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 24,055 |
| Total Mortgage Loan Application Amount | $10,234,445,000 |
| Average Mortgage Loan Application Amount | $425,460 |
| Highest Mortgage Loan Application Amount | $6,005,000 |
| Average Applicant Income | $266,123 |
| Highest Applicant Income | $9,588,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ocmbc, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 3,564 | $ 2,188,260,000 | $ 613,989 | $ 310,000 |
| Riverside-San Bernardino-Ontario, CA | 2,968 | $ 1,322,070,000 | $ 445,441 | $ 191,000 |
| Outside any metro area | 887 | $ 309,255,000 | $ 348,652 | $ 253,980 |
| Houston-The Woodlands-Sugar Land, TX | 841 | $ 243,385,000 | $ 289,399 | $ 254,000 |
| Chicago-Naperville, IL | 562 | $ 156,590,000 | $ 278,629 | $ 182,000 |
| Atlanta-Sandy Springs-Roswell, GA | 553 | $ 222,005,000 | $ 401,455 | $ 218,000 |
| Las Vegas-Henderson-Paradise, NV | 546 | $ 218,980,000 | $ 401,062 | $ 279,000 |
| Phoenix-Mesa-Scottsdale, AZ | 546 | $ 206,410,000 | $ 378,040 | $ 241,000 |
| Anaheim-Santa Ana-Irvine, CA | 493 | $ 382,155,000 | $ 775,162 | $ 463,000 |
| Bakersfield, CA | 454 | $ 134,360,000 | $ 295,947 | $ 145,000 |
| Baltimore-Columbia-Towson, MD | 448 | $ 123,580,000 | $ 275,848 | $ 201,000 |
| San Diego-Carlsbad, CA | 433 | $ 272,355,000 | $ 628,995 | $ 312,000 |
| Dallas-Plano-Irving, TX | 402 | $ 164,690,000 | $ 409,676 | $ 387,000 |
| Miami-Miami Beach-Kendall, FL | 355 | $ 190,995,000 | $ 538,014 | $ 489,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 340 | $ 166,290,000 | $ 489,088 | $ 342,000 |
| Orlando-Kissimmee-Sanford, FL | 316 | $ 115,450,000 | $ 365,348 | $ 298,000 |
| Tampa, FL | 284 | $ 95,240,000 | $ 335,352 | $ 220,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 281 | $ 115,945,000 | $ 412,615 | $ 239,000 |
| Oakland-Hayward-Berkeley, CA | 256 | $ 143,610,000 | $ 560,976 | $ 268,000 |
| Washington, DC-MD | 253 | $ 89,435,000 | $ 353,498 | $ 197,245 |
| Oxnard-Thousand Oaks-Ventura, CA | 210 | $ 135,000,000 | $ 642,857 | $ 290,000 |
| Fort Worth-Arlington, TX | 193 | $ 62,425,000 | $ 323,445 | $ 231,000 |
| Arlington-Alexandria-Reston, VA-WV | 177 | $ 73,105,000 | $ 413,022 | $ 284,000 |
| Denver-Aurora-Lakewood, CO | 176 | $ 81,410,000 | $ 462,556 | $ 300,000 |
| Cape Coral-Fort Myers, FL | 165 | $ 56,365,000 | $ 341,606 | $ 197,000 |
| San Antonio-New Braunfels, TX | 164 | $ 52,420,000 | $ 319,634 | $ 518,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 156 | $ 85,320,000 | $ 546,923 | $ 314,000 |
| Washington-Baltimore-Arlington, DC | 144 | $ 60,280,000 | $ 418,611 | $ 235,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 140 | $ 63,120,000 | $ 450,857 | $ 280,000 |
| Stockton-Lodi, CA | 138 | $ 55,800,000 | $ 404,347 | $ 233,000 |
| Jacksonville, FL | 137 | $ 39,795,000 | $ 290,474 | $ 190,000 |
| Newark, NJ-PA | 136 | $ 68,810,000 | $ 505,955 | $ 248,000 |
| Lakeland-Winter Haven, FL | 127 | $ 34,705,000 | $ 273,267 | $ 147,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 126 | $ 63,700,000 | $ 505,555 | $ 492,000 |
| Fresno, CA | 124 | $ 39,370,000 | $ 317,500 | $ 216,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 124 | $ 91,110,000 | $ 734,758 | $ 467,000 |
| Charlotte-Concord-Gastonia, NC-SC | 122 | $ 44,280,000 | $ 362,950 | $ 254,754 |
| Providence-Warwick, RI-MA | 121 | $ 49,635,000 | $ 410,206 | $ 192,636 |
| New Orleans-Metairie, LA | 120 | $ 27,460,000 | $ 228,833 | $ 199,000 |
| Philadelphia, PA | 115 | $ 26,105,000 | $ 227,000 | $ 161,000 |
| Worcester, MA-CT | 112 | $ 44,060,000 | $ 393,392 | $ 152,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 109 | $ 43,155,000 | $ 395,917 | $ 221,559 |
| Modesto, CA | 105 | $ 37,005,000 | $ 352,428 | $ 204,000 |
| Richmond, VA | 105 | $ 29,055,000 | $ 276,714 | $ 142,000 |
| Austin-Round Rock, TX | 104 | $ 44,890,000 | $ 431,634 | $ 302,000 |
| Kansas City, MO-KS | 104 | $ 27,980,000 | $ 269,038 | $ 194,500 |
| St. Petersburg-Clearwater-Largo, FL | 104 | $ 38,510,000 | $ 370,288 | $ 356,000 |
| Detroit-Dearborn-Livonia, MI | 94 | $ 17,920,000 | $ 190,638 | $ 155,000 |
| Warren-Troy-Farmington Hills, MI | 94 | $ 27,710,000 | $ 294,787 | $ 177,000 |
| Boston, MA | 93 | $ 47,485,000 | $ 510,591 | $ 265,000 |
| New York-Jersey City-White Plains, NY-NJ | 90 | $ 49,060,000 | $ 545,111 | $ 469,000 |
| Palm Bay-Melbourne-Titusville, FL | 87 | $ 28,485,000 | $ 327,413 | $ 198,000 |
| Cambridge-Newton-Framingham, MA | 86 | $ 44,160,000 | $ 513,488 | $ 256,000 |
| North Port-Sarasota-Bradenton, FL | 81 | $ 36,805,000 | $ 454,382 | $ 260,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 79 | $ 21,135,000 | $ 267,531 | $ 172,000 |
| Oklahoma City, OK | 79 | $ 19,525,000 | $ 247,151 | $ 232,000 |
| Lakewood-New Brunswick, NJ | 75 | $ 39,195,000 | $ 522,600 | $ 361,000 |
| Marietta, GA | 75 | $ 27,255,000 | $ 363,400 | $ 197,000 |
| Salinas, CA | 74 | $ 40,230,000 | $ 543,648 | $ 362,000 |
| Vallejo-Fairfield, CA | 74 | $ 31,160,000 | $ 421,081 | $ 172,000 |
| Indianapolis-Carmel-Anderson, IN | 72 | $ 15,620,000 | $ 216,944 | $ 385,000 |
| Port St. Lucie, FL | 69 | $ 22,025,000 | $ 319,202 | $ 168,000 |
| Visalia-Porterville, CA | 68 | $ 18,940,000 | $ 278,529 | $ 147,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 67 | $ 18,855,000 | $ 281,417 | $ 222,000 |
| Merced, CA | 66 | $ 22,010,000 | $ 333,484 | $ 140,000 |
| St. Louis, MO-IL | 66 | $ 17,030,000 | $ 258,030 | $ 218,363 |
| Cleveland, OH | 63 | $ 10,115,000 | $ 160,555 | $ 152,000 |
| Columbus, OH | 63 | $ 16,735,000 | $ 265,634 | $ 192,000 |
| Tucson, AZ | 63 | $ 22,055,000 | $ 350,079 | $ 231,000 |
| Grand Rapids-Wyoming, MI | 61 | $ 16,035,000 | $ 262,868 | $ 129,000 |
| Seattle-Bellevue-Everett, WA | 60 | $ 34,550,000 | $ 575,833 | $ 278,000 |
| Elgin, IL | 54 | $ 15,370,000 | $ 284,629 | $ 174,000 |
| Memphis, TN-MS-AR | 53 | $ 11,145,000 | $ 210,283 | $ 175,735 |
| Raleigh, NC | 53 | $ 20,345,000 | $ 383,867 | $ 200,000 |
| San Francisco-Redwood City-South San Francisco, CA | 52 | $ 36,780,000 | $ 707,307 | $ 380,000 |
| Santa Maria-Santa Barbara, CA | 52 | $ 37,720,000 | $ 725,384 | $ 319,000 |
| Bridgeport-Stamford-Norwalk, CT | 51 | $ 18,455,000 | $ 361,862 | $ 179,000 |
| Santa Rosa, CA | 51 | $ 27,635,000 | $ 541,862 | $ 227,000 |
| Ocala, FL | 50 | $ 11,710,000 | $ 234,200 | $ 159,000 |
| Urban Honolulu, HI | 50 | $ 30,310,000 | $ 606,200 | $ 305,000 |
| Birmingham-Hoover, AL | 49 | $ 18,545,000 | $ 378,469 | $ 479,000 |
| Hartford-West Hartford-East Hartford, CT | 49 | $ 12,155,000 | $ 248,061 | $ 147,000 |
| Tacoma-Lakewood, WA | 49 | $ 22,425,000 | $ 457,653 | $ 327,000 |
| Colorado Springs, CO | 48 | $ 21,040,000 | $ 438,333 | $ 368,000 |
| Hanford-Corcoran, CA | 47 | $ 13,425,000 | $ 285,638 | $ 142,000 |
| Lake County-Kenosha County, IL-WI | 47 | $ 16,485,000 | $ 350,744 | $ 162,000 |
| Milwaukee-Waukesha-West Allis, WI | 47 | $ 12,025,000 | $ 255,851 | $ 250,000 |
| Laredo, TX | 46 | $ 10,390,000 | $ 225,869 | $ 122,000 |
| Salt Lake City, UT | 45 | $ 18,695,000 | $ 415,444 | $ 215,000 |
| Baton Rouge, LA | 44 | $ 11,980,000 | $ 272,272 | $ 107,000 |
| Columbus, GA-AL | 43 | $ 6,025,000 | $ 140,116 | $ 77,813 |
| El Centro, CA | 43 | $ 10,125,000 | $ 235,465 | $ 101,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 42 | $ 13,330,000 | $ 317,380 | $ 311,000 |
| Cincinnati, OH-KY-IN | 41 | $ 9,415,000 | $ 229,634 | $ 226,024 |
| Corpus Christi, TX | 41 | $ 9,325,000 | $ 227,439 | $ 164,000 |
| Punta Gorda, FL | 41 | $ 11,415,000 | $ 278,414 | $ 230,000 |
| Norwich-New London, CT | 39 | $ 10,455,000 | $ 268,076 | $ 164,000 |
| Barnstable Town, MA | 38 | $ 15,580,000 | $ 410,000 | $ 205,000 |
| El Paso, TX | 38 | $ 7,360,000 | $ 193,684 | $ 123,000 |
| New Haven-Milford, CT | 38 | $ 10,500,000 | $ 276,315 | $ 183,000 |
| Charleston-North Charleston, SC | 37 | $ 11,565,000 | $ 312,567 | $ 247,000 |
| Columbia, SC | 36 | $ 9,200,000 | $ 255,555 | $ 252,000 |
| Louisville/Jefferson County, KY-IN | 35 | $ 7,385,000 | $ 211,000 | $ 143,942 |
| Tulsa, OK | 35 | $ 10,665,000 | $ 304,714 | $ 230,000 |
| Camden, NJ | 34 | $ 10,900,000 | $ 320,588 | $ 382,000 |
| Everett, WA | 34 | $ 17,960,000 | $ 528,235 | $ 242,000 |
| Springfield, MA | 34 | $ 9,630,000 | $ 283,235 | $ 136,000 |
| Killeen-Temple, TX | 33 | $ 6,055,000 | $ 183,484 | $ 161,000 |
| Lake Havasu City-Kingman, AZ | 33 | $ 11,155,000 | $ 338,030 | $ 161,000 |
| Naples-Immokalee-Marco Island, FL | 33 | $ 18,345,000 | $ 555,909 | $ 542,000 |
| Pittsburgh, PA | 32 | $ 8,320,000 | $ 260,000 | $ 254,000 |
| Wilmington, DE-MD-NJ | 32 | $ 7,200,000 | $ 225,000 | $ 124,185 |
| Montgomery County-Bucks County-Chester County, PA | 30 | $ 17,440,000 | $ 581,333 | $ 255,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 29 | $ 19,125,000 | $ 659,482 | $ 321,000 |
| Hagerstown-Martinsburg, MD-WV | 28 | $ 6,840,000 | $ 244,285 | $ 85,821 |
| McAllen-Edinburg-Mission, TX | 28 | $ 6,940,000 | $ 247,857 | $ 358,000 |
| Reno, NV | 28 | $ 9,680,000 | $ 345,714 | $ 238,000 |
| Greenville-Anderson-Mauldin, SC | 26 | $ 9,680,000 | $ 372,307 | $ 252,000 |
| Panama City, FL | 26 | $ 9,610,000 | $ 369,615 | $ 223,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 26 | $ 4,270,000 | $ 164,230 | $ 126,000 |
| Yuba City, CA | 26 | $ 8,390,000 | $ 322,692 | $ 151,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 25 | $ 7,405,000 | $ 296,200 | $ 154,760 |
| Crestview-Fort Walton Beach-Destin, FL | 25 | $ 23,845,000 | $ 953,800 | $ 490,000 |
| Greeley, CO | 25 | $ 10,085,000 | $ 403,400 | $ 267,000 |
| Knoxville, TN | 24 | $ 9,060,000 | $ 377,500 | $ 343,000 |
| Pensacola-Ferry Pass-Brent, FL | 24 | $ 6,460,000 | $ 269,166 | $ 291,000 |
| Waterbury-Shelton, CT | 24 | $ 5,950,000 | $ 247,916 | $ 207,000 |
| Brownsville-Harlingen, TX | 23 | $ 4,995,000 | $ 217,173 | $ 429,000 |
| Fayetteville, NC | 23 | $ 4,325,000 | $ 188,043 | $ 142,000 |
| Lake County-Porter County-Jasper County, IN | 23 | $ 6,215,000 | $ 270,217 | $ 341,000 |
| Trenton, NJ | 23 | $ 7,725,000 | $ 335,869 | $ 173,000 |
| Hinesville, GA | 22 | $ 6,240,000 | $ 283,636 | $ 85,000 |
| Ogden-Clearfield, UT | 22 | $ 7,310,000 | $ 332,272 | $ 170,000 |
| Savannah, GA | 22 | $ 7,320,000 | $ 332,727 | $ 187,000 |
| Kahului-Wailuku-Lahaina, HI | 21 | $ 22,005,000 | $ 1,047,857 | $ 1,180,000 |
| York-Hanover, PA | 21 | $ 4,025,000 | $ 191,666 | $ 290,000 |
| Durham-Chapel Hill, NC | 20 | $ 5,190,000 | $ 259,500 | $ 100,000 |
| Macon-Bibb County, GA | 20 | $ 6,100,000 | $ 305,000 | $ 125,000 |
| Provo-Orem, UT | 20 | $ 9,690,000 | $ 484,500 | $ 312,000 |
| Augusta-Richmond County, GA-SC | 19 | $ 4,375,000 | $ 230,263 | $ 155,105 |
| Lubbock, TX | 19 | $ 3,115,000 | $ 163,947 | $ 96,000 |
| Prescott Valley-Prescott, AZ | 19 | $ 7,815,000 | $ 411,315 | $ 259,000 |
| Salem, OR | 19 | $ 6,385,000 | $ 336,052 | $ 310,000 |
| Tallahassee, FL | 19 | $ 4,465,000 | $ 235,000 | $ 79,000 |
| Atlantic City-Hammonton, NJ | 18 | $ 8,440,000 | $ 468,888 | $ 338,000 |
| Boise City, ID | 18 | $ 5,560,000 | $ 308,888 | $ 124,000 |
| Lexington Park, MD | 18 | $ 4,750,000 | $ 263,888 | $ 146,000 |
| Portland-South Portland, ME | 18 | $ 6,540,000 | $ 363,333 | $ 306,000 |
| Chattanooga, TN-GA | 17 | $ 3,905,000 | $ 229,705 | $ 113,941 |
| Huntsville, AL | 17 | $ 3,855,000 | $ 226,764 | $ 73,000 |
| Sherman-Denison, TX | 17 | $ 3,655,000 | $ 215,000 | $ 138,000 |
| Warner Robins, GA | 17 | $ 3,675,000 | $ 216,176 | $ 91,000 |
| Boulder, CO | 16 | $ 7,460,000 | $ 466,250 | $ 249,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 16 | $ 9,250,000 | $ 578,125 | $ 981,000 |
| Redding, CA | 16 | $ 3,010,000 | $ 188,125 | $ 85,000 |
| San Rafael, CA | 16 | $ 10,410,000 | $ 650,625 | $ 259,000 |
| Sebastian-Vero Beach, FL | 16 | $ 5,690,000 | $ 355,625 | $ 191,000 |
| St. George, UT | 16 | $ 6,310,000 | $ 394,375 | $ 319,000 |
| Bremerton-Silverdale, WA | 15 | $ 4,785,000 | $ 319,000 | $ 232,000 |
| Chico, CA | 15 | $ 4,465,000 | $ 297,666 | $ 154,000 |
| Winchester, VA-WV | 15 | $ 5,665,000 | $ 377,666 | $ 138,000 |
| Clarksville, TN-KY | 14 | $ 3,170,000 | $ 226,428 | $ 108,000 |
| Gainesville, FL | 14 | $ 3,010,000 | $ 215,000 | $ 573,000 |
| Greensboro-High Point, NC | 14 | $ 2,360,000 | $ 168,571 | $ 88,000 |
| Lexington-Fayette, KY | 14 | $ 3,200,000 | $ 228,571 | $ 106,000 |
| Montgomery, AL | 14 | $ 2,040,000 | $ 145,714 | $ 96,000 |
| Pueblo, CO | 14 | $ 2,670,000 | $ 190,714 | $ 62,000 |
| Rockingham County-Strafford County, NH | 14 | $ 4,880,000 | $ 348,571 | $ 358,000 |
| Wichita, KS | 14 | $ 3,490,000 | $ 249,285 | $ 113,000 |
| Wilmington, NC | 14 | $ 3,430,000 | $ 245,000 | $ 103,000 |
| Winston-Salem, NC | 14 | $ 1,880,000 | $ 134,285 | $ 55,000 |
| Beaumont-Port Arthur, TX | 13 | $ 2,205,000 | $ 169,615 | $ 102,000 |
| Dayton-Springfield-Kettering, OH | 13 | $ 2,215,000 | $ 170,384 | $ 0 |
| Fort Collins, CO | 13 | $ 6,275,000 | $ 482,692 | $ 498,000 |
| Manchester-Nashua, NH | 13 | $ 4,625,000 | $ 355,769 | $ 260,000 |
| Albuquerque, NM | 12 | $ 3,500,000 | $ 291,666 | $ 151,000 |
| Goldsboro, NC | 12 | $ 1,600,000 | $ 133,333 | $ 357,000 |
| Homosassa Springs, FL | 12 | $ 2,130,000 | $ 177,500 | $ 190,000 |
| Yuma, AZ | 12 | $ 3,770,000 | $ 314,166 | $ 184,000 |
| Anchorage, AK | 11 | $ 3,145,000 | $ 285,909 | $ 153,000 |
| Bend-Redmond, OR | 11 | $ 5,035,000 | $ 457,727 | $ 181,000 |
| Des Moines-West Des Moines, IA | 11 | $ 2,275,000 | $ 206,818 | $ 107,000 |
| Eugene, OR | 11 | $ 4,025,000 | $ 365,909 | $ 100,000 |
| Flagstaff, AZ | 11 | $ 4,855,000 | $ 441,363 | $ 169,000 |
| Fort Wayne, IN | 11 | $ 2,015,000 | $ 183,181 | $ 183,000 |
| Gainesville, GA | 11 | $ 5,105,000 | $ 464,090 | $ 200,000 |
| Gulfport-Biloxi-Pascagoula, MS | 11 | $ 2,115,000 | $ 192,272 | $ 219,000 |
| Medford, OR | 11 | $ 3,135,000 | $ 285,000 | $ 104,000 |
| Reading, PA | 11 | $ 1,795,000 | $ 163,181 | $ 79,000 |
| Santa Cruz-Watsonville, CA | 11 | $ 7,185,000 | $ 653,181 | $ 419,000 |
| Valdosta, GA | 11 | $ 2,145,000 | $ 195,000 | $ 78,000 |
| Waco, TX | 11 | $ 2,915,000 | $ 265,000 | $ 103,000 |
| Asheville, NC | 10 | $ 4,510,000 | $ 451,000 | $ 165,000 |
| Bangor, ME | 10 | $ 2,020,000 | $ 202,000 | $ 76,000 |
| Lake Charles, LA | 10 | $ 1,320,000 | $ 132,000 | $ 89,000 |
| Odessa, TX | 10 | $ 1,760,000 | $ 176,000 | $ 96,000 |
| Shreveport-Bossier City, LA | 10 | $ 1,710,000 | $ 171,000 | $ 132,000 |
| Spokane-Spokane Valley, WA | 10 | $ 3,400,000 | $ 340,000 | $ 124,000 |
| Akron, OH | 9 | $ 1,465,000 | $ 162,777 | $ 348,000 |
| Ann Arbor, MI | 9 | $ 2,675,000 | $ 297,222 | $ 192,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 9 | $ 8,125,000 | $ 902,777 | $ 547,000 |
| Longview, TX | 9 | $ 2,305,000 | $ 256,111 | $ 156,000 |
| Midland, TX | 9 | $ 3,885,000 | $ 431,666 | $ 575,000 |
| Salisbury, MD-DE | 9 | $ 1,485,000 | $ 165,000 | $ 76,000 |
| Spartanburg, SC | 9 | $ 2,575,000 | $ 286,111 | $ 175,000 |
| Yakima, WA | 9 | $ 2,185,000 | $ 242,777 | $ 239,000 |
| Coeur D'Alene, ID | 8 | $ 3,950,000 | $ 493,750 | $ 740,000 |
| Grand Junction, CO | 8 | $ 3,130,000 | $ 391,250 | $ 126,000 |
| Green Bay, WI | 8 | $ 1,560,000 | $ 195,000 | $ 140,000 |
| Hot Springs, AR | 8 | $ 2,200,000 | $ 275,000 | $ 319,000 |
| Lawton, OK | 8 | $ 1,750,000 | $ 218,750 | $ 117,000 |
| Mobile, AL | 8 | $ 1,570,000 | $ 196,250 | $ 108,000 |
| Sebring, FL | 8 | $ 1,590,000 | $ 198,750 | $ 52,000 |
| Springfield, MO | 8 | $ 1,770,000 | $ 221,250 | $ 123,000 |
| Tyler, TX | 8 | $ 2,860,000 | $ 357,500 | $ 413,000 |
| Florence-Muscle Shoals, AL | 7 | $ 1,425,000 | $ 203,571 | $ 89,000 |
| Kalamazoo-Portage, MI | 7 | $ 1,015,000 | $ 145,000 | $ 74,000 |
| Lansing-East Lansing, MI | 7 | $ 1,665,000 | $ 237,857 | $ 211,000 |
| Little Rock-North Little Rock-Conway, AR | 7 | $ 1,675,000 | $ 239,285 | $ 0 |
| Napa, CA | 7 | $ 3,755,000 | $ 536,428 | $ 457,000 |
| Omaha-Council Bluffs, NE-IA | 7 | $ 2,495,000 | $ 356,428 | $ 103,000 |
| Roanoke, VA | 7 | $ 1,675,000 | $ 239,285 | $ 126,000 |
| Rockford, IL | 7 | $ 1,465,000 | $ 209,285 | $ 109,000 |
| Toledo, OH | 7 | $ 1,755,000 | $ 250,714 | $ 197,000 |
| Bellingham, WA | 6 | $ 1,570,000 | $ 261,666 | $ 397,000 |
| Bozeman, MT | 6 | $ 5,660,000 | $ 943,333 | $ 1,295,000 |
| Charlottesville, VA | 6 | $ 1,900,000 | $ 316,666 | $ 138,000 |
| Dover, DE | 6 | $ 1,420,000 | $ 236,666 | $ 371,000 |
| Flint, MI | 6 | $ 1,310,000 | $ 218,333 | $ 116,000 |
| Hammond, LA | 6 | $ 910,000 | $ 151,666 | $ 91,000 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 2,940,000 | $ 490,000 | $ 389,000 |
| Kankakee, IL | 6 | $ 1,000,000 | $ 166,666 | $ 59,000 |
| Kenosha, WI | 6 | $ 1,410,000 | $ 235,000 | $ 91,000 |
| Lafayette, LA | 6 | $ 1,150,000 | $ 191,666 | $ 133,000 |
| Lewiston-Auburn, ME | 6 | $ 1,410,000 | $ 235,000 | $ 288,000 |
| Racine, WI | 6 | $ 1,870,000 | $ 311,666 | $ 700,000 |
| Slidell-Mandeville-Covington, LA | 6 | $ 2,860,000 | $ 476,666 | $ 1,974,000 |
| Traverse City, MI | 6 | $ 1,170,000 | $ 195,000 | $ 137,000 |
| Twin Falls, ID | 6 | $ 2,340,000 | $ 390,000 | $ 258,000 |
| Wichita Falls, TX | 6 | $ 930,000 | $ 155,000 | $ 165,000 |
| Daphne-Fairhope-Foley, AL | 5 | $ 1,345,000 | $ 269,000 | $ 232,000 |
| Jackson, MS | 5 | $ 915,000 | $ 183,000 | $ 160,000 |
| Lynchburg, VA | 5 | $ 1,115,000 | $ 223,000 | $ 110,000 |
| Madison, WI | 5 | $ 1,515,000 | $ 303,000 | $ 283,000 |
| Michigan City-La Porte, IN | 5 | $ 795,000 | $ 159,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 5 | $ 2,515,000 | $ 503,000 | $ 170,000 |
| Muskegon, MI | 5 | $ 915,000 | $ 183,000 | $ 59,000 |
| Santa Fe, NM | 5 | $ 2,155,000 | $ 431,000 | $ 183,000 |
| Sioux Falls, SD | 5 | $ 1,295,000 | $ 259,000 | $ 193,000 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 1,205,000 | $ 241,000 | $ 110,000 |
| Amarillo, TX | 4 | $ 970,000 | $ 242,500 | $ 189,000 |
| Auburn-Opelika, AL | 4 | $ 1,120,000 | $ 280,000 | $ 381,000 |
| Battle Creek, MI | 4 | $ 970,000 | $ 242,500 | $ 0 |
| Bowling Green, KY | 4 | $ 1,640,000 | $ 410,000 | $ 184,000 |
| Burlington, NC | 4 | $ 1,870,000 | $ 467,500 | $ 429,000 |
| Canton-Massillon, OH | 4 | $ 1,090,000 | $ 272,500 | $ 96,000 |
| Carson City, NV | 4 | $ 1,090,000 | $ 272,500 | $ 77,000 |
| Gadsden, AL | 4 | $ 710,000 | $ 177,500 | $ 0 |
| Harrisburg-Carlisle, PA | 4 | $ 540,000 | $ 135,000 | $ 110,000 |
| Jackson, TN | 4 | $ 920,000 | $ 230,000 | $ 0 |
| Janesville-Beloit, WI | 4 | $ 930,000 | $ 232,500 | $ 107,000 |
| Kennewick-Richland, WA | 4 | $ 1,500,000 | $ 375,000 | $ 89,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 1,410,000 | $ 352,500 | $ 83,000 |
| Kokomo, IN | 4 | $ 420,000 | $ 105,000 | $ 0 |
| Las Cruces, NM | 4 | $ 770,000 | $ 192,500 | $ 92,000 |
| Monroe, LA | 4 | $ 600,000 | $ 150,000 | $ 78,000 |
| Olympia-Tumwater, WA | 4 | $ 2,130,000 | $ 532,500 | $ 463,000 |
| Rochester, MN | 4 | $ 830,000 | $ 207,500 | $ 59,000 |
| Sierra Vista-Douglas, AZ | 4 | $ 1,230,000 | $ 307,500 | $ 118,000 |
| Abilene, TX | 3 | $ 365,000 | $ 121,666 | $ 0 |
| Albany, GA | 3 | $ 425,000 | $ 141,666 | $ 0 |
| Albany, OR | 3 | $ 815,000 | $ 271,666 | $ 0 |
| Alexandria, LA | 3 | $ 415,000 | $ 138,333 | $ 44,000 |
| Appleton, WI | 3 | $ 1,105,000 | $ 368,333 | $ 0 |
| Brunswick, GA | 3 | $ 355,000 | $ 118,333 | $ 0 |
| Cheyenne, WY | 3 | $ 1,225,000 | $ 408,333 | $ 69,000 |
| College Station-Bryan, TX | 3 | $ 505,000 | $ 168,333 | $ 80,000 |
| Dalton, GA | 3 | $ 785,000 | $ 261,666 | $ 193,000 |
| Decatur, AL | 3 | $ 815,000 | $ 271,666 | $ 320,000 |
| Elkhart-Goshen, IN | 3 | $ 805,000 | $ 268,333 | $ 102,000 |
| Evansville, IN-KY | 3 | $ 1,045,000 | $ 348,333 | $ 0 |
| Florence, SC | 3 | $ 515,000 | $ 171,666 | $ 65,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 695,000 | $ 231,666 | $ 85,000 |
| Idaho Falls, ID | 3 | $ 1,105,000 | $ 368,333 | $ 212,000 |
| Lincoln, NE | 3 | $ 655,000 | $ 218,333 | $ 9,000 |
| Longview, WA | 3 | $ 815,000 | $ 271,666 | $ 119,000 |
| Rocky Mount, NC | 3 | $ 505,000 | $ 168,333 | $ 67,000 |
| San Angelo, TX | 3 | $ 805,000 | $ 268,333 | $ 258,000 |
| Sioux City, IA-NE-SD | 3 | $ 485,000 | $ 161,666 | $ 183,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 655,000 | $ 218,333 | $ 178,000 |
| Texarkana, TX-AR | 3 | $ 655,000 | $ 218,333 | $ 66,000 |
| Victoria, TX | 3 | $ 705,000 | $ 235,000 | $ 374,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 600,000 | $ 300,000 | $ 145,000 |
| Athens-Clarke County, GA | 2 | $ 560,000 | $ 280,000 | $ 64,000 |
| Billings, MT | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Bloomington, IN | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Chambersburg-Waynesboro, PA | 2 | $ 510,000 | $ 255,000 | $ 115,000 |
| Cleveland, TN | 2 | $ 260,000 | $ 130,000 | $ 38,000 |
| Corvallis, OR | 2 | $ 800,000 | $ 400,000 | $ 143,000 |
| Dothan, AL | 2 | $ 610,000 | $ 305,000 | $ 162,000 |
| Fargo, ND-MN | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Farmington, NM | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Fort Smith, AR-OK | 2 | $ 570,000 | $ 285,000 | $ 117,000 |
| Gettysburg, PA | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Grants Pass, OR | 2 | $ 590,000 | $ 295,000 | $ 158,000 |
| Greenville, NC | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Jacksonville, NC | 2 | $ 460,000 | $ 230,000 | $ 396,000 |
| Johnson City, TN | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Jonesboro, AR | 2 | $ 650,000 | $ 325,000 | $ 280,000 |
| La Crosse-Onalaska, WI-MN | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Lancaster, PA | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Lewiston, ID-WA | 2 | $ 280,000 | $ 140,000 | $ 79,000 |
| Logan, UT-ID | 2 | $ 1,150,000 | $ 575,000 | $ 281,000 |
| Missoula, MT | 2 | $ 660,000 | $ 330,000 | $ 174,000 |
| Peoria, IL | 2 | $ 520,000 | $ 260,000 | $ 384,000 |
| Pinehurst-Southern Pines, NC | 2 | $ 2,140,000 | $ 1,070,000 | $ 153,000 |
| Pocatello, ID | 2 | $ 880,000 | $ 440,000 | $ 388,000 |
| Sheboygan, WI | 2 | $ 250,000 | $ 125,000 | $ 0 |
| St. Cloud, MN | 2 | $ 710,000 | $ 355,000 | $ 106,000 |
| Sumter, SC | 2 | $ 620,000 | $ 310,000 | $ 60,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 390,000 | $ 195,000 | $ 81,000 |
| Wausau, WI | 2 | $ 180,000 | $ 90,000 | $ 99,000 |
| Wenatchee, WA | 2 | $ 960,000 | $ 480,000 | $ 122,000 |
| Wildwood-The Villages, FL | 2 | $ 950,000 | $ 475,000 | $ 135,000 |
| Bismarck, ND | 1 | $ 315,000 | $ 315,000 | $ 119,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Cedar Rapids, IA | 1 | $ 365,000 | $ 365,000 | $ 117,000 |
| Charleston, WV | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Columbia, MO | 1 | $ 255,000 | $ 255,000 | $ 119,000 |
| Columbus, IN | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 405,000 | $ 405,000 | $ 73,000 |
| Eau Claire, WI | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Elizabethtown-Fort Knox, KY | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Erie, PA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Helena, MT | 1 | $ 445,000 | $ 445,000 | $ 93,000 |
| Houma-Thibodaux, LA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Jackson, MI | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Joplin, MO | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lafayette-West Lafayette, IN | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lima, OH | 1 | $ 375,000 | $ 375,000 | $ 221,000 |
| Manhattan, KS | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Monroe, MI | 1 | $ 105,000 | $ 105,000 | $ 111,000 |
| Morristown, TN | 1 | $ 465,000 | $ 465,000 | $ 336,000 |
| Muncie, IN | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Paducah, KY-IL | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Pittsfield, MA | 1 | $ 305,000 | $ 305,000 | $ 409,000 |
| Rapid City, SD | 1 | $ 145,000 | $ 145,000 | $ 119,000 |
| Saginaw, MI | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Springfield, OH | 1 | $ 175,000 | $ 175,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Staunton-Waynesboro, VA | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Topeka, KS | 1 | $ 235,000 | $ 235,000 | $ 142,000 |
| Vineland-Bridgeton, NJ | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Wheeling, WV-OH | 1 | $ 105,000 | $ 105,000 | $ 0 |
Mortgage Loan Application Detail Totals for Ocmbc, Inc. in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 14,746 | $6,466,190,000 | $438,000 | $6,005,000 | $233,000 | $8,888,000 |
| Cash-out Refinancing | 6,881 | $2,579,765,000 | $374,000 | $4,735,000 | $315,000 | $9,433,000 |
| Refinancing | 2,426 | $1,188,480,000 | $489,000 | $5,125,000 | $329,000 | $9,588,000 |
| Not Applicable | 2 | $10,000 | $5,000 | $5,000 | $57,000 | $74,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 7,897 | $3,220,905,000 | $407,000 | $6,005,000 | $210,000 | $9,433,000 |
| White | 7,036 | $3,151,710,000 | $447,000 | $5,125,000 | $312,000 | $9,588,000 |
| Not Provided | 4,429 | $1,993,685,000 | $450,000 | $4,735,000 | $300,000 | $8,888,000 |
| Black or African American | 2,759 | $973,055,000 | $352,000 | $3,495,000 | $186,000 | $3,300,000 |
| Asian | 1,423 | $678,355,000 | $476,000 | $5,005,000 | $329,000 | $6,346,000 |
| Not applicable | 388 | $170,200,000 | $438,000 | $2,715,000 | $0 | $0 |
| American Indian or Alaskan Native | 83 | $25,415,000 | $306,000 | $965,000 | $202,000 | $1,093,000 |
| Native Hawaiian or Other Pacific Islander | 40 | $21,120,000 | $528,000 | $2,995,000 | $212,000 | $1,274,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,185 | $8,040,545,000 | $419,000 | $6,005,000 | $311,000 | $9,588,000 |
| FHA-insured (Federal Housing Administration) | 4,388 | $1,968,190,000 | $448,000 | $1,495,000 | $123,000 | $1,380,000 |
| VA-guaranteed (Veterans Administration) | 459 | $216,685,000 | $472,000 | $1,875,000 | $128,000 | $745,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $9,025,000 | $392,000 | $805,000 | $121,000 | $205,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,877 | $5,341,125,000 | $414,000 | $4,005,000 | $248,000 | $9,433,000 |
| Application Approved But Not Accepted | 3,645 | $1,589,905,000 | $436,000 | $6,005,000 | $247,000 | $5,771,000 |
| Application Withdrawn By Applicant | 3,599 | $1,653,675,000 | $459,000 | $5,125,000 | $303,000 | $8,888,000 |
| Application Denied By Financial Institution | 3,549 | $1,480,755,000 | $417,000 | $5,005,000 | $269,000 | $9,588,000 |
| Loan Purchased By The Institution | 385 | $168,985,000 | $438,000 | $2,715,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 20,506 | $8,753,690,000 | $426,000 | $6,005,000 | $257,000 | $9,433,000 |
| Credit Application Incomplete | 1,579 | $641,885,000 | $406,000 | $5,005,000 | $299,000 | $6,462,000 |
| Debt-To-Income Ratio | 491 | $218,375,000 | $444,000 | $4,355,000 | $135,000 | $5,736,000 |
| Collateral | 478 | $207,150,000 | $433,000 | $4,005,000 | $427,000 | $9,588,000 |
| Other | 347 | $149,985,000 | $432,000 | $3,005,000 | $384,000 | $4,220,000 |
| Credit History | 311 | $113,445,000 | $364,000 | $4,005,000 | $215,000 | $2,786,000 |
| Unverifiable Information | 204 | $92,090,000 | $451,000 | $2,755,000 | $223,000 | $2,107,000 |
| Employment History | 69 | $28,315,000 | $410,000 | $1,365,000 | $174,000 | $836,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 68 | $28,450,000 | $418,000 | $1,325,000 | $226,000 | $1,619,000 |
| Mortgage Insurance Denied | 2 | $1,060,000 | $530,000 | $975,000 | $159,000 | $194,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ocmbc, Inc.'s 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ocmbc, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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