Herring Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Herring Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Herring Bank 2201 Civic Circle Amarillo, TX 79109 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 498 |
| Total Mortgage Loan Application Amount | $80,424,000 |
| Average Mortgage Loan Application Amount | $121,666 |
| Highest Mortgage Loan Application Amount | $8,320,000 |
| Average Applicant Income | $77,333 |
| Highest Applicant Income | $1,657,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Herring Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Herring Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Herring Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Herring Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Herring Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Herring Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Randall County Texas | 43 | $ 6,613,000 | $ 153,000 | $ 76,000 |
| Dallas County Texas | 32 | $ 3,644,000 | $ 113,000 | $ 74,000 |
| Collin County Texas | 29 | $ 13,352,000 | $ 460,000 | $ 108,000 |
| Harris County Texas | 28 | $ 4,242,000 | $ 151,000 | $ 102,000 |
| Tarrant County Texas | 26 | $ 3,928,000 | $ 151,000 | $ 81,000 |
| Wichita County Texas | 22 | $ 2,629,000 | $ 119,000 | $ 66,000 |
| Wilbarger County Texas | 22 | $ 1,282,000 | $ 58,000 | $ 57,000 |
| Jackson County Oklahoma | 21 | $ 1,103,000 | $ 52,000 | $ 80,000 |
| Denton County Texas | 17 | $ 3,485,000 | $ 205,000 | $ 94,000 |
| Potter County Texas | 15 | $ 1,692,000 | $ 112,000 | $ 232,000 |
| Bexar County Texas | 14 | $ 1,783,000 | $ 127,000 | $ 67,000 |
| Travis County Texas | 9 | $ 1,186,000 | $ 131,000 | $ 73,000 |
| Baylor County Texas | 8 | $ 474,000 | $ 59,000 | $ 53,000 |
| Franklin County Ohio | 7 | $ 967,000 | $ 138,000 | $ 71,000 |
| Donley County Texas | 6 | $ 312,000 | $ 52,000 | $ 81,000 |
| Galveston County Texas | 6 | $ 1,151,000 | $ 191,000 | $ 85,000 |
| Cuyahoga County Ohio | 5 | $ 535,000 | $ 107,000 | $ 62,000 |
| Lucas County Ohio | 5 | $ 636,000 | $ 127,000 | $ 69,000 |
| Fort Bend County Texas | 5 | $ 1,025,000 | $ 205,000 | $ 110,000 |
| Montgomery County Texas | 5 | $ 670,000 | $ 134,000 | $ 100,000 |
| Williamson County Texas | 5 | $ 7,689,000 | $ 1,537,000 | $ 73,000 |
| El Paso County Colorado | 4 | $ 689,000 | $ 172,000 | $ 91,000 |
| Oklahoma County Oklahoma | 4 | $ 700,000 | $ 175,000 | $ 114,000 |
| Cameron County Texas | 4 | $ 387,000 | $ 96,000 | $ 19,000 |
| Hidalgo County Texas | 4 | $ 322,000 | $ 80,000 | $ 156,000 |
| Parker County Texas | 4 | $ 809,000 | $ 202,000 | $ 146,000 |
| Vernon County Louisiana | 3 | $ 575,000 | $ 191,000 | $ 50,000 |
| Lorain County Ohio | 3 | $ 338,000 | $ 112,000 | $ 58,000 |
| Tulsa County Oklahoma | 3 | $ 609,000 | $ 203,000 | $ 121,000 |
| Bowie County Texas | 3 | $ 226,000 | $ 75,000 | $ 43,000 |
| Burleson County Texas | 3 | $ 454,000 | $ 151,000 | $ 64,000 |
| El Paso County Texas | 3 | $ 484,000 | $ 161,000 | $ 68,000 |
| Hardeman County Texas | 3 | $ 216,000 | $ 72,000 | $ 61,000 |
| Denver County Colorado | 2 | $ 248,000 | $ 124,000 | $ 45,000 |
| Douglas County Colorado | 2 | $ 195,000 | $ 97,000 | $ 34,000 |
| Vermilion County Louisiana | 2 | $ 183,000 | $ 91,000 | $ 61,000 |
| Ashtabula County Ohio | 2 | $ 228,000 | $ 114,000 | $ 52,000 |
| Belmont County Ohio | 2 | $ 469,000 | $ 234,000 | $ 78,000 |
| Hamilton County Ohio | 2 | $ 218,000 | $ 109,000 | $ 81,000 |
| Stark County Ohio | 2 | $ 227,000 | $ 113,000 | $ 72,000 |
| Cleveland County Oklahoma | 2 | $ 240,000 | $ 120,000 | $ 25,000 |
| Garfield County Oklahoma | 2 | $ 172,000 | $ 86,000 | $ 28,000 |
| Lincoln County Oklahoma | 2 | $ 183,000 | $ 91,000 | $ 45,000 |
| Archer County Texas | 2 | $ 541,000 | $ 270,000 | $ 136,000 |
| Comal County Texas | 2 | $ 186,000 | $ 93,000 | $ 59,000 |
| Ector County Texas | 2 | $ 173,000 | $ 86,000 | $ 88,000 |
| Ellis County Texas | 2 | $ 213,000 | $ 106,000 | $ 83,000 |
| Erath County Texas | 2 | $ 182,000 | $ 91,000 | $ 71,000 |
| Grayson County Texas | 2 | $ 166,000 | $ 83,000 | $ 40,000 |
| Hays County Texas | 2 | $ 284,000 | $ 142,000 | $ 72,000 |
| Hill County Texas | 2 | $ 134,000 | $ 67,000 | $ 52,000 |
| Johnson County Texas | 2 | $ 219,000 | $ 109,000 | $ 176,000 |
| Smith County Texas | 2 | $ 195,000 | $ 97,000 | $ 36,000 |
| Wheeler County Texas | 2 | $ 303,000 | $ 151,000 | $ 101,000 |
| Benton County Arkansas | 1 | $ 82,000 | $ 82,000 | $ 32,000 |
| Miller County Arkansas | 1 | $ 56,000 | $ 56,000 | $ 28,000 |
| Arapahoe County Colorado | 1 | $ 305,000 | $ 305,000 | $ 97,000 |
| Boulder County Colorado | 1 | $ 156,000 | $ 156,000 | $ 89,000 |
| Jefferson County Colorado | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| Kiowa County Colorado | 1 | $ 108,000 | $ 108,000 | $ 69,000 |
| Larimer County Colorado | 1 | $ 249,000 | $ 249,000 | $ 132,000 |
| Mesa County Colorado | 1 | $ 74,000 | $ 74,000 | $ 44,000 |
| Weld County Colorado | 1 | $ 193,000 | $ 193,000 | $ 51,000 |
| Beauregard County Louisiana | 1 | $ 140,000 | $ 140,000 | $ 57,000 |
| East Baton Rouge County Louisiana | 1 | $ 157,000 | $ 157,000 | $ 86,000 |
| Lincoln County Louisiana | 1 | $ 53,000 | $ 53,000 | $ 30,000 |
| Ouachita County Louisiana | 1 | $ 129,000 | $ 129,000 | $ 51,000 |
| Sabine County Louisiana | 1 | $ 162,000 | $ 162,000 | $ 149,000 |
| Tangipahoa County Louisiana | 1 | $ 103,000 | $ 103,000 | $ 60,000 |
| Hillsdale County Michigan | 1 | $ 102,000 | $ 102,000 | $ 56,000 |
| Mora County New Mexico | 1 | $ 169,000 | $ 169,000 | $ 90,000 |
| Ashland County Ohio | 1 | $ 136,000 | $ 136,000 | $ 58,000 |
| Athens County Ohio | 1 | $ 150,000 | $ 150,000 | $ 88,000 |
| Butler County Ohio | 1 | $ 88,000 | $ 88,000 | $ 45,000 |
| Fairfield County Ohio | 1 | $ 157,000 | $ 157,000 | $ 46,000 |
| Greene County Ohio | 1 | $ 62,000 | $ 62,000 | $ 28,000 |
| Licking County Ohio | 1 | $ 112,000 | $ 112,000 | $ 65,000 |
| Mahoning County Ohio | 1 | $ 59,000 | $ 59,000 | $ 59,000 |
| Marion County Ohio | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Miami County Ohio | 1 | $ 140,000 | $ 140,000 | $ 63,000 |
| Montgomery County Ohio | 1 | $ 110,000 | $ 110,000 | $ 107,000 |
| Sandusky County Ohio | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Shelby County Ohio | 1 | $ 86,000 | $ 86,000 | $ 34,000 |
| Summit County Ohio | 1 | $ 83,000 | $ 83,000 | $ 49,000 |
| Union County Ohio | 1 | $ 142,000 | $ 142,000 | $ 94,000 |
| Wayne County Ohio | 1 | $ 91,000 | $ 91,000 | $ 55,000 |
| Wood County Ohio | 1 | $ 172,000 | $ 172,000 | $ 99,000 |
| Beaver County Oklahoma | 1 | $ 161,000 | $ 161,000 | $ 68,000 |
| Canadian County Oklahoma | 1 | $ 123,000 | $ 123,000 | $ 63,000 |
| Cherokee County Oklahoma | 1 | $ 101,000 | $ 101,000 | $ 87,000 |
| Creek County Oklahoma | 1 | $ 104,000 | $ 104,000 | $ 150,000 |
| Garvin County Oklahoma | 1 | $ 79,000 | $ 79,000 | $ 69,000 |
| Greer County Oklahoma | 1 | $ 54,000 | $ 54,000 | $ 52,000 |
| Kingfisher County Oklahoma | 1 | $ 201,000 | $ 201,000 | $ 102,000 |
| Le Flore County Oklahoma | 1 | $ 121,000 | $ 121,000 | $ 105,000 |
| Logan County Oklahoma | 1 | $ 257,000 | $ 257,000 | $ 65,000 |
| Marshall County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Tillman County Oklahoma | 1 | $ 27,000 | $ 27,000 | $ 9,000 |
| Wagoner County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Washington County Oklahoma | 1 | $ 138,000 | $ 138,000 | $ 67,000 |
| Woodward County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 114,000 |
| Orangeburg County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 179,000 |
| Shelby County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 56,000 |
| Bell County Texas | 1 | $ 70,000 | $ 70,000 | $ 45,000 |
| Bosque County Texas | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Brazoria County Texas | 1 | $ 106,000 | $ 106,000 | $ 46,000 |
| Briscoe County Texas | 1 | $ 40,000 | $ 40,000 | $ 44,000 |
| Chambers County Texas | 1 | $ 148,000 | $ 148,000 | $ 67,000 |
| Clay County Texas | 1 | $ 101,000 | $ 101,000 | $ 35,000 |
| Coryell County Texas | 1 | $ 92,000 | $ 92,000 | $ 71,000 |
| Fannin County Texas | 1 | $ 131,000 | $ 131,000 | $ 70,000 |
| Gray County Texas | 1 | $ 239,000 | $ 239,000 | $ 126,000 |
| Gregg County Texas | 1 | $ 81,000 | $ 81,000 | $ 27,000 |
| Guadalupe County Texas | 1 | $ 112,000 | $ 112,000 | $ 51,000 |
| Henderson County Texas | 1 | $ 248,000 | $ 248,000 | $ 170,000 |
| Hopkins County Texas | 1 | $ 150,000 | $ 150,000 | $ 155,000 |
| Hutchinson County Texas | 1 | $ 200,000 | $ 200,000 | $ 93,000 |
| Jefferson County Texas | 1 | $ 71,000 | $ 71,000 | $ 77,000 |
| Karnes County Texas | 1 | $ 74,000 | $ 74,000 | $ 50,000 |
| Kaufman County Texas | 1 | $ 255,000 | $ 255,000 | $ 111,000 |
| Kendall County Texas | 1 | $ 269,000 | $ 269,000 | $ 125,000 |
| Kerr County Texas | 1 | $ 103,000 | $ 103,000 | $ 60,000 |
| Lubbock County Texas | 1 | $ 276,000 | $ 276,000 | $ 112,000 |
| Menard County Texas | 1 | $ 68,000 | $ 68,000 | $ 96,000 |
| Midland County Texas | 1 | $ 417,000 | $ 417,000 | $ 170,000 |
| Montague County Texas | 1 | $ 104,000 | $ 104,000 | $ 61,000 |
| Moore County Texas | 1 | $ 159,000 | $ 159,000 | $ 60,000 |
| Nueces County Texas | 1 | $ 150,000 | $ 150,000 | $ 90,000 |
| Polk County Texas | 1 | $ 144,000 | $ 144,000 | $ 93,000 |
| Reagan County Texas | 1 | $ 83,000 | $ 83,000 | $ 57,000 |
| Red River County Texas | 1 | $ 279,000 | $ 279,000 | $ 230,000 |
| San Jacinto County Texas | 1 | $ 50,000 | $ 50,000 | $ 79,000 |
| Taylor County Texas | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Tom Green County Texas | 1 | $ 142,000 | $ 142,000 | $ 74,000 |
| Trinity County Texas | 1 | $ 91,000 | $ 91,000 | $ 40,000 |
| Val Verde County Texas | 1 | $ 81,000 | $ 81,000 | $ 46,000 |
| Van Zandt County Texas | 1 | $ 124,000 | $ 124,000 | $ 87,000 |
| Waller County Texas | 1 | $ 170,000 | $ 170,000 | $ 108,000 |
| Kenosha County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for Herring Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 269 | $47,069,000 | $174,000 | $8,320,000 | $89,000 | $1,657,000 |
| Refinancing | 214 | $32,783,000 | $153,000 | $7,095,000 | $78,000 | $492,000 |
| Home Improvement | 15 | $572,000 | $38,000 | $104,000 | $65,000 | $211,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 281 | $38,067,000 | $135,000 | $498,000 | $89,000 | $1,657,000 |
| Not Provided | 91 | $12,087,000 | $132,000 | $417,000 | $90,000 | $492,000 |
| Hispanic | 51 | $5,166,000 | $101,000 | $257,000 | $59,000 | $204,000 |
| Black or African American | 40 | $5,499,000 | $137,000 | $480,000 | $69,000 | $236,000 |
| Asian | 17 | $2,276,000 | $133,000 | $416,000 | $145,000 | $1,119,000 |
| Not applicable | 15 | $17,080,000 | $1,138,000 | $8,320,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $249,000 | $83,000 | $152,000 | $56,000 | $87,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 318 | $56,129,000 | $176,000 | $8,320,000 | $94,000 | $1,657,000 |
| FHA-insured (Federal Housing Administration) | 149 | $19,033,000 | $127,000 | $295,000 | $68,000 | $170,000 |
| VA-guaranteed (Veterans Administration) | 29 | $5,052,000 | $174,000 | $480,000 | $56,000 | $236,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $210,000 | $105,000 | $128,000 | $43,000 | $55,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 336 | $61,091,000 | $181,000 | $8,320,000 | $89,000 | $1,657,000 |
| Application Approved But Not Accepted | 93 | $11,395,000 | $122,000 | $305,000 | $79,000 | $492,000 |
| Application Withdrawn By Applicant | 47 | $5,243,000 | $111,000 | $255,000 | $64,000 | $155,000 |
| Application Denied By Financial Institution | 20 | $2,522,000 | $126,000 | $416,000 | $55,000 | $103,000 |
| File Closed For Incompleteness | 2 | $173,000 | $86,000 | $93,000 | $53,000 | $60,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Herring Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Herring Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.