Home Loan Center
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Home Loan Center 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Loan Center 163 Technology Drive Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 22,088 |
| Total Mortgage Loan Application Amount | $4,225,600,000 |
| Average Mortgage Loan Application Amount | $171,380 |
| Highest Mortgage Loan Application Amount | $2,490,000 |
| Average Applicant Income | $73,476 |
| Highest Applicant Income | $3,684,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Home Loan Center. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Loan Center's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Home Loan Center's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Loan Center serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Loan Center, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Loan Center's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 937 | $ 242,726,000 | $ 259,000 | $ 93,000 |
| LAS VEGAS-PARADISE, NV | 824 | $ 169,536,000 | $ 205,000 | $ 68,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 824 | $ 178,007,000 | $ 216,000 | $ 75,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 557 | $ 90,233,000 | $ 161,000 | $ 78,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 532 | $ 167,799,000 | $ 315,000 | $ 103,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 454 | $ 124,529,000 | $ 274,000 | $ 88,000 |
| BALTIMORE-TOWSON, MD | 410 | $ 75,321,000 | $ 183,000 | $ 75,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 384 | $ 84,003,000 | $ 218,000 | $ 71,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 358 | $ 99,065,000 | $ 276,000 | $ 92,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 355 | $ 66,870,000 | $ 188,000 | $ 77,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 347 | $ 76,615,000 | $ 220,000 | $ 90,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 342 | $ 50,156,000 | $ 146,000 | $ 75,000 |
| NASSAU-SUFFOLK, NY | 335 | $ 79,409,000 | $ 237,000 | $ 86,000 |
| PHILADELPHIA, PA | 302 | $ 56,668,000 | $ 187,000 | $ 86,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 290 | $ 52,310,000 | $ 180,000 | $ 65,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 243 | $ 55,250,000 | $ 227,000 | $ 77,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 236 | $ 64,634,000 | $ 273,000 | $ 97,000 |
| RENO-SPARKS, NV | 215 | $ 42,563,000 | $ 197,000 | $ 74,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 209 | $ 32,304,000 | $ 154,000 | $ 67,000 |
| BOSTON-QUINCY, MA | 207 | $ 48,934,000 | $ 236,000 | $ 92,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 206 | $ 28,661,000 | $ 139,000 | $ 59,000 |
| DENVER-AURORA, CO | 191 | $ 33,575,000 | $ 175,000 | $ 76,000 |
| ORLANDO, FL | 186 | $ 29,972,000 | $ 161,000 | $ 69,000 |
| HONOLULU, HI | 183 | $ 47,464,000 | $ 259,000 | $ 72,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 171 | $ 29,942,000 | $ 175,000 | $ 73,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 151 | $ 25,146,000 | $ 166,000 | $ 70,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 150 | $ 35,744,000 | $ 238,000 | $ 79,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 146 | $ 28,388,000 | $ 194,000 | $ 71,000 |
| RICHMOND, VA | 141 | $ 21,817,000 | $ 154,000 | $ 67,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 137 | $ 23,744,000 | $ 173,000 | $ 73,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 135 | $ 21,541,000 | $ 159,000 | $ 77,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 135 | $ 28,352,000 | $ 210,000 | $ 88,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 130 | $ 23,414,000 | $ 180,000 | $ 68,000 |
| FRESNO, CA | 124 | $ 22,643,000 | $ 182,000 | $ 68,000 |
| TACOMA, WA | 124 | $ 21,220,000 | $ 171,000 | $ 71,000 |
| TUCSON, AZ | 124 | $ 22,760,000 | $ 183,000 | $ 81,000 |
| ST. LOUIS, MO-IL | 119 | $ 18,538,000 | $ 155,000 | $ 68,000 |
| WILMINGTON, DE-MD-NJ | 117 | $ 20,831,000 | $ 178,000 | $ 74,000 |
| STOCKTON, CA | 116 | $ 24,905,000 | $ 214,000 | $ 70,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 115 | $ 18,932,000 | $ 164,000 | $ 67,000 |
| WORCESTER, MA | 115 | $ 21,486,000 | $ 186,000 | $ 81,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 113 | $ 16,526,000 | $ 146,000 | $ 74,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 110 | $ 29,670,000 | $ 269,000 | $ 78,000 |
| JACKSONVILLE, FL | 107 | $ 15,675,000 | $ 146,000 | $ 67,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 107 | $ 33,975,000 | $ 317,000 | $ 97,000 |
| ANCHORAGE, AK | 106 | $ 18,759,000 | $ 176,000 | $ 75,000 |
| SALT LAKE CITY, UT | 106 | $ 18,511,000 | $ 174,000 | $ 72,000 |
| MANCHESTER-NASHUA, NH | 105 | $ 20,976,000 | $ 199,000 | $ 69,000 |
| BAKERSFIELD, CA | 101 | $ 16,232,000 | $ 160,000 | $ 65,000 |
| INDIANAPOLIS, IN | 100 | $ 13,791,000 | $ 137,000 | $ 64,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 97 | $ 15,813,000 | $ 163,000 | $ 72,000 |
| PITTSBURGH, PA | 97 | $ 14,314,000 | $ 147,000 | $ 62,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 97 | $ 16,434,000 | $ 169,000 | $ 85,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 92 | $ 21,296,000 | $ 231,000 | $ 80,000 |
| ESSEX COUNTY, MA | 90 | $ 20,909,000 | $ 232,000 | $ 70,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 90 | $ 27,357,000 | $ 303,000 | $ 94,000 |
| VALLEJO-FAIRFIELD, CA | 90 | $ 20,386,000 | $ 226,000 | $ 84,000 |
| MODESTO, CA | 88 | $ 17,383,000 | $ 197,000 | $ 70,000 |
| ALBUQUERQUE, NM | 84 | $ 11,722,000 | $ 139,000 | $ 80,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 84 | $ 12,939,000 | $ 154,000 | $ 74,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 83 | $ 15,045,000 | $ 181,000 | $ 73,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 80 | $ 11,357,000 | $ 141,000 | $ 70,000 |
| NEW HAVEN-MILFORD, CT | 79 | $ 13,753,000 | $ 174,000 | $ 62,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 77 | $ 11,849,000 | $ 153,000 | $ 72,000 |
| COLUMBUS, OH | 75 | $ 11,498,000 | $ 153,000 | $ 83,000 |
| RALEIGH-CARY, NC | 75 | $ 12,681,000 | $ 169,000 | $ 72,000 |
| SPRINGFIELD, MA | 70 | $ 10,809,000 | $ 154,000 | $ 70,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 69 | $ 10,086,000 | $ 146,000 | $ 64,000 |
| BIRMINGHAM-HOOVER, AL | 68 | $ 10,629,000 | $ 156,000 | $ 70,000 |
| KANSAS CITY, MO-KS | 66 | $ 8,348,000 | $ 126,000 | $ 79,000 |
| ALBANY-SCHENECTADY-TROY, NY | 64 | $ 9,813,000 | $ 153,000 | $ 70,000 |
| BREMERTON-SILVERDALE, WA | 60 | $ 9,902,000 | $ 165,000 | $ 76,000 |
| BOISE CITY-NAMPA, ID | 59 | $ 8,228,000 | $ 139,000 | $ 72,000 |
| OGDEN-CLEARFIELD, UT | 58 | $ 8,949,000 | $ 154,000 | $ 65,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 57 | $ 9,604,000 | $ 168,000 | $ 66,000 |
| OKLAHOMA CITY, OK | 57 | $ 7,806,000 | $ 136,000 | $ 75,000 |
| SARASOTA-BRADENTON-VENICE, FL | 55 | $ 9,089,000 | $ 165,000 | $ 64,000 |
| CAPE CORAL-FORT MYERS, FL | 54 | $ 8,330,000 | $ 154,000 | $ 67,000 |
| MEDFORD, OR | 52 | $ 9,715,000 | $ 186,000 | $ 53,000 |
| CHICO, CA | 51 | $ 10,016,000 | $ 196,000 | $ 71,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 51 | $ 8,782,000 | $ 172,000 | $ 83,000 |
| COLORADO SPRINGS, CO | 49 | $ 6,538,000 | $ 133,000 | $ 75,000 |
| BATON ROUGE, LA | 48 | $ 7,647,000 | $ 159,000 | $ 69,000 |
| TULSA, OK | 48 | $ 6,265,000 | $ 130,000 | $ 60,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 47 | $ 8,027,000 | $ 170,000 | $ 65,000 |
| VISALIA-PORTERVILLE, CA | 46 | $ 7,631,000 | $ 165,000 | $ 71,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 45 | $ 6,717,000 | $ 149,000 | $ 65,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 44 | $ 7,558,000 | $ 171,000 | $ 77,000 |
| EUGENE-SPRINGFIELD, OR | 44 | $ 7,172,000 | $ 163,000 | $ 65,000 |
| BARNSTABLE TOWN, MA | 43 | $ 10,062,000 | $ 234,000 | $ 70,000 |
| SALEM, OR | 41 | $ 6,146,000 | $ 149,000 | $ 72,000 |
| SANTA ROSA-PETALUMA, CA | 40 | $ 11,529,000 | $ 288,000 | $ 86,000 |
| AKRON, OH | 38 | $ 5,694,000 | $ 149,000 | $ 88,000 |
| DES MOINES, IA | 37 | $ 4,771,000 | $ 128,000 | $ 72,000 |
| LOUISVILLE, KY-IN | 37 | $ 4,526,000 | $ 122,000 | $ 63,000 |
| MERCED, CA | 37 | $ 6,654,000 | $ 179,000 | $ 79,000 |
| OLYMPIA, WA | 37 | $ 5,857,000 | $ 158,000 | $ 68,000 |
| GREENSBORO-HIGH POINT, NC | 36 | $ 5,288,000 | $ 146,000 | $ 69,000 |
| PROVO-OREM, UT | 36 | $ 5,531,000 | $ 153,000 | $ 50,000 |
| ROCHESTER, NY | 36 | $ 4,274,000 | $ 118,000 | $ 77,000 |
| HUNTSVILLE, AL | 35 | $ 5,735,000 | $ 163,000 | $ 92,000 |
| LAKELAND, FL | 35 | $ 5,290,000 | $ 151,000 | $ 70,000 |
| BELLINGHAM, WA | 34 | $ 6,467,000 | $ 190,000 | $ 62,000 |
| GARY, IN | 34 | $ 4,560,000 | $ 134,000 | $ 69,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 34 | $ 3,919,000 | $ 115,000 | $ 56,000 |
| DURHAM, NC | 33 | $ 4,780,000 | $ 144,000 | $ 60,000 |
| NORWICH-NEW LONDON, CT | 33 | $ 5,737,000 | $ 173,000 | $ 65,000 |
| SPOKANE, WA | 33 | $ 4,814,000 | $ 145,000 | $ 77,000 |
| BUFFALO-NIAGARA FALLS, NY | 32 | $ 4,199,000 | $ 131,000 | $ 65,000 |
| MADISON, WI | 32 | $ 4,029,000 | $ 125,000 | $ 62,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 32 | $ 3,685,000 | $ 115,000 | $ 68,000 |
| SALINAS, CA | 31 | $ 8,414,000 | $ 271,000 | $ 82,000 |
| TOLEDO, OH | 31 | $ 4,017,000 | $ 129,000 | $ 70,000 |
| KINGSTON, NY | 30 | $ 5,343,000 | $ 178,000 | $ 90,000 |
| NAPLES-MARCO ISLAND, FL | 30 | $ 6,304,000 | $ 210,000 | $ 73,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 30 | $ 8,834,000 | $ 294,000 | $ 69,000 |
| DAYTON, OH | 29 | $ 4,117,000 | $ 141,000 | $ 74,000 |
| PRESCOTT, AZ | 29 | $ 4,870,000 | $ 167,000 | $ 91,000 |
| YUBA CITY, CA | 29 | $ 4,807,000 | $ 165,000 | $ 66,000 |
| HARRISBURG-CARLISLE, PA | 28 | $ 4,280,000 | $ 152,000 | $ 61,000 |
| WILMINGTON, NC | 28 | $ 4,896,000 | $ 174,000 | $ 107,000 |
| BOULDER, CO | 27 | $ 5,805,000 | $ 215,000 | $ 81,000 |
| MEMPHIS, TN-MS-AR | 27 | $ 4,306,000 | $ 159,000 | $ 88,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 27 | $ 6,747,000 | $ 249,000 | $ 55,000 |
| DOVER, DE | 26 | $ 3,638,000 | $ 139,000 | $ 57,000 |
| GRAND RAPIDS-WYOMING, MI | 26 | $ 3,405,000 | $ 130,000 | $ 53,000 |
| REDDING, CA | 26 | $ 4,568,000 | $ 175,000 | $ 57,000 |
| YORK-HANOVER, PA | 26 | $ 3,804,000 | $ 146,000 | $ 79,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 24 | $ 4,504,000 | $ 187,000 | $ 68,000 |
| FAIRBANKS, AK | 24 | $ 2,930,000 | $ 122,000 | $ 86,000 |
| LANCASTER, PA | 24 | $ 3,292,000 | $ 137,000 | $ 58,000 |
| ROANOKE, VA | 24 | $ 3,370,000 | $ 140,000 | $ 67,000 |
| SCRANTON--WILKES-BARRE, PA | 24 | $ 2,984,000 | $ 124,000 | $ 69,000 |
| SYRACUSE, NY | 24 | $ 3,733,000 | $ 155,000 | $ 113,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 23 | $ 3,493,000 | $ 151,000 | $ 54,000 |
| CHARLOTTESVILLE, VA | 23 | $ 3,955,000 | $ 171,000 | $ 69,000 |
| HICKORY-LENOIR-MORGANTON, NC | 23 | $ 3,020,000 | $ 131,000 | $ 56,000 |
| KNOXVILLE, TN | 23 | $ 3,395,000 | $ 147,000 | $ 76,000 |
| FORT COLLINS-LOVELAND, CO | 22 | $ 4,399,000 | $ 199,000 | $ 70,000 |
| MONTGOMERY, AL | 22 | $ 3,257,000 | $ 148,000 | $ 67,000 |
| WINSTON-SALEM, NC | 22 | $ 3,483,000 | $ 158,000 | $ 47,000 |
| BEND, OR | 21 | $ 4,033,000 | $ 192,000 | $ 58,000 |
| BILLINGS, MT | 21 | $ 2,846,000 | $ 135,000 | $ 58,000 |
| CARSON CITY, NV | 21 | $ 4,246,000 | $ 202,000 | $ 61,000 |
| FLAGSTAFF, AZ | 21 | $ 3,731,000 | $ 177,000 | $ 57,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 21 | $ 3,408,000 | $ 162,000 | $ 68,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 21 | $ 3,159,000 | $ 150,000 | $ 69,000 |
| MADERA, CA | 21 | $ 3,525,000 | $ 167,000 | $ 78,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 21 | $ 5,071,000 | $ 241,000 | $ 83,000 |
| ASHEVILLE, NC | 20 | $ 3,163,000 | $ 158,000 | $ 98,000 |
| GREELEY, CO | 20 | $ 2,567,000 | $ 128,000 | $ 61,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 20 | $ 3,879,000 | $ 193,000 | $ 81,000 |
| READING, PA | 20 | $ 2,578,000 | $ 128,000 | $ 76,000 |
| SANTA FE, NM | 20 | $ 4,987,000 | $ 249,000 | $ 116,000 |
| TALLAHASSEE, FL | 20 | $ 2,518,000 | $ 125,000 | $ 69,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 19 | $ 2,797,000 | $ 147,000 | $ 74,000 |
| LEXINGTON-FAYETTE, KY | 19 | $ 2,428,000 | $ 127,000 | $ 83,000 |
| RAPID CITY, SD | 19 | $ 2,744,000 | $ 144,000 | $ 53,000 |
| TOPEKA, KS | 19 | $ 2,740,000 | $ 144,000 | $ 58,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 18 | $ 2,904,000 | $ 161,000 | $ 62,000 |
| FLINT, MI | 18 | $ 2,636,000 | $ 146,000 | $ 60,000 |
| NAPA, CA | 18 | $ 5,187,000 | $ 288,000 | $ 99,000 |
| ST. GEORGE, UT | 18 | $ 2,556,000 | $ 142,000 | $ 64,000 |
| WICHITA, KS | 18 | $ 2,587,000 | $ 143,000 | $ 74,000 |
| CORVALLIS, OR | 17 | $ 3,285,000 | $ 193,000 | $ 76,000 |
| GREENVILLE, SC | 17 | $ 2,553,000 | $ 150,000 | $ 91,000 |
| CANTON-MASSILLON, OH | 16 | $ 3,420,000 | $ 213,000 | $ 82,000 |
| COEUR D'ALENE, ID | 16 | $ 2,550,000 | $ 159,000 | $ 64,000 |
| COLUMBIA, SC | 16 | $ 2,776,000 | $ 173,000 | $ 65,000 |
| GAINESVILLE, GA | 16 | $ 2,239,000 | $ 139,000 | $ 72,000 |
| HANFORD-CORCORAN, CA | 16 | $ 2,562,000 | $ 160,000 | $ 75,000 |
| JACKSON, MS | 16 | $ 2,376,000 | $ 148,000 | $ 87,000 |
| LEWISTON-AUBURN, ME | 16 | $ 2,322,000 | $ 145,000 | $ 65,000 |
| SALISBURY, MD | 16 | $ 1,991,000 | $ 124,000 | $ 78,000 |
| WINCHESTER, VA-WV | 16 | $ 2,442,000 | $ 152,000 | $ 64,000 |
| ANN ARBOR, MI | 15 | $ 2,609,000 | $ 173,000 | $ 78,000 |
| GAINESVILLE, FL | 15 | $ 2,218,000 | $ 147,000 | $ 90,000 |
| LAFAYETTE, LA | 15 | $ 2,041,000 | $ 136,000 | $ 57,000 |
| PANAMA CITY-LYNN HAVEN, FL | 15 | $ 2,451,000 | $ 163,000 | $ 68,000 |
| PITTSFIELD, MA | 15 | $ 2,228,000 | $ 148,000 | $ 50,000 |
| PUNTA GORDA, FL | 15 | $ 3,091,000 | $ 206,000 | $ 47,000 |
| SPRINGFIELD, MO | 15 | $ 2,369,000 | $ 157,000 | $ 89,000 |
| YUMA, AZ | 15 | $ 2,028,000 | $ 135,000 | $ 62,000 |
| BINGHAMTON, NY | 14 | $ 1,791,000 | $ 127,000 | $ 74,000 |
| GREEN BAY, WI | 14 | $ 1,783,000 | $ 127,000 | $ 74,000 |
| KALAMAZOO-PORTAGE, MI | 14 | $ 1,717,000 | $ 122,000 | $ 66,000 |
| LANSING-EAST LANSING, MI | 14 | $ 1,517,000 | $ 108,000 | $ 63,000 |
| LAS CRUCES, NM | 14 | $ 1,858,000 | $ 132,000 | $ 49,000 |
| YAKIMA, WA | 14 | $ 2,542,000 | $ 181,000 | $ 71,000 |
| CHARLESTON, WV | 13 | $ 1,654,000 | $ 127,000 | $ 76,000 |
| FAYETTEVILLE, NC | 13 | $ 1,644,000 | $ 126,000 | $ 66,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 13 | $ 2,033,000 | $ 156,000 | $ 86,000 |
| SANTA CRUZ-WATSONVILLE, CA | 13 | $ 3,717,000 | $ 285,000 | $ 85,000 |
| SHREVEPORT-BOSSIER CITY, LA | 13 | $ 1,565,000 | $ 120,000 | $ 76,000 |
| BANGOR, ME | 12 | $ 1,200,000 | $ 100,000 | $ 114,000 |
| CHEYENNE, WY | 12 | $ 1,700,000 | $ 141,000 | $ 57,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 12 | $ 2,290,000 | $ 190,000 | $ 59,000 |
| LAKE CHARLES, LA | 12 | $ 1,428,000 | $ 119,000 | $ 73,000 |
| MONROE, LA | 12 | $ 1,628,000 | $ 135,000 | $ 81,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 12 | $ 1,877,000 | $ 156,000 | $ 87,000 |
| PASCAGOULA, MS | 12 | $ 1,591,000 | $ 132,000 | $ 69,000 |
| ROCHESTER, MN | 12 | $ 1,611,000 | $ 134,000 | $ 78,000 |
| ATHENS-CLARKE COUNTY, GA | 11 | $ 1,375,000 | $ 125,000 | $ 84,000 |
| CEDAR RAPIDS, IA | 11 | $ 1,113,000 | $ 101,000 | $ 71,000 |
| CHATTANOOGA, TN-GA | 11 | $ 1,544,000 | $ 140,000 | $ 54,000 |
| LINCOLN, NE | 11 | $ 1,619,000 | $ 147,000 | $ 55,000 |
| MISSOULA, MT | 11 | $ 1,559,000 | $ 141,000 | $ 72,000 |
| ROCKFORD, IL | 11 | $ 1,834,000 | $ 166,000 | $ 80,000 |
| WENATCHEE, WA | 11 | $ 1,985,000 | $ 180,000 | $ 85,000 |
| AUBURN-OPELIKA, AL | 10 | $ 1,785,000 | $ 178,000 | $ 75,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 10 | $ 1,362,000 | $ 136,000 | $ 72,000 |
| GRAND JUNCTION, CO | 10 | $ 1,003,000 | $ 100,000 | $ 63,000 |
| GULFPORT-BILOXI, MS | 10 | $ 1,357,000 | $ 135,000 | $ 76,000 |
| IDAHO FALLS, ID | 10 | $ 1,363,000 | $ 136,000 | $ 74,000 |
| MOUNT VERNON-ANACORTES, WA | 10 | $ 1,736,000 | $ 173,000 | $ 76,000 |
| MUSKEGON-NORTON SHORES, MI | 10 | $ 1,571,000 | $ 157,000 | $ 78,000 |
| OCALA, FL | 10 | $ 2,651,000 | $ 265,000 | $ 81,000 |
| PEORIA, IL | 10 | $ 1,419,000 | $ 141,000 | $ 66,000 |
| SAVANNAH, GA | 10 | $ 1,234,000 | $ 123,000 | $ 57,000 |
| SIOUX FALLS, SD | 10 | $ 1,433,000 | $ 143,000 | $ 59,000 |
| VERO BEACH, FL | 10 | $ 1,576,000 | $ 157,000 | $ 127,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 9 | $ 1,601,000 | $ 177,000 | $ 99,000 |
| PARKERSBURG-MARIETTA, WV-OH | 9 | $ 1,540,000 | $ 171,000 | $ 98,000 |
| RACINE, WI | 9 | $ 1,407,000 | $ 156,000 | $ 90,000 |
| UTICA-ROME, NY | 9 | $ 1,188,000 | $ 132,000 | $ 71,000 |
| COLUMBIA, MO | 8 | $ 1,252,000 | $ 156,000 | $ 71,000 |
| EL CENTRO, CA | 8 | $ 1,265,000 | $ 158,000 | $ 82,000 |
| ERIE, PA | 8 | $ 1,124,000 | $ 140,000 | $ 72,000 |
| FARMINGTON, NM | 8 | $ 1,338,000 | $ 167,000 | $ 61,000 |
| FORT WAYNE, IN | 8 | $ 1,195,000 | $ 149,000 | $ 66,000 |
| HOLLAND-GRAND HAVEN, MI | 8 | $ 1,238,000 | $ 154,000 | $ 53,000 |
| LAWTON, OK | 8 | $ 856,000 | $ 107,000 | $ 81,000 |
| LONGVIEW, WA | 8 | $ 1,201,000 | $ 150,000 | $ 47,000 |
| LYNCHBURG, VA | 8 | $ 1,387,000 | $ 173,000 | $ 93,000 |
| MACON, GA | 8 | $ 937,000 | $ 117,000 | $ 65,000 |
| MORGANTOWN, WV | 8 | $ 934,000 | $ 116,000 | $ 81,000 |
| SANDUSKY, OH | 8 | $ 1,202,000 | $ 150,000 | $ 72,000 |
| STATE COLLEGE, PA | 8 | $ 1,184,000 | $ 148,000 | $ 56,000 |
| WARNER ROBINS, GA | 8 | $ 811,000 | $ 101,000 | $ 65,000 |
| BATTLE CREEK, MI | 7 | $ 1,043,000 | $ 149,000 | $ 68,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 7 | $ 1,053,000 | $ 150,000 | $ 39,000 |
| BLOOMINGTON, IN | 7 | $ 871,000 | $ 124,000 | $ 52,000 |
| CAMDEN, NJ | 7 | $ 517,000 | $ 73,000 | $ 55,000 |
| DOTHAN, AL | 7 | $ 995,000 | $ 142,000 | $ 85,000 |
| EAU CLAIRE, WI | 7 | $ 792,000 | $ 113,000 | $ 52,000 |
| FLORENCE-MUSCLE SHOALS, AL | 7 | $ 844,000 | $ 120,000 | $ 92,000 |
| JACKSONVILLE, NC | 7 | $ 802,000 | $ 114,000 | $ 50,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 7 | $ 1,071,000 | $ 153,000 | $ 74,000 |
| MANSFIELD, OH | 7 | $ 1,029,000 | $ 147,000 | $ 54,000 |
| MOBILE, AL | 7 | $ 942,000 | $ 134,000 | $ 88,000 |
| OSHKOSH-NEENAH, WI | 7 | $ 1,021,000 | $ 145,000 | $ 76,000 |
| PUEBLO, CO | 7 | $ 953,000 | $ 136,000 | $ 64,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 7 | $ 814,000 | $ 116,000 | $ 51,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 7 | $ 1,370,000 | $ 195,000 | $ 78,000 |
| TUSCALOOSA, AL | 7 | $ 917,000 | $ 131,000 | $ 94,000 |
| BISMARCK, ND | 6 | $ 855,000 | $ 142,000 | $ 95,000 |
| BLOOMINGTON-NORMAL, IL | 6 | $ 908,000 | $ 151,000 | $ 42,000 |
| COLUMBUS, GA-AL | 6 | $ 674,000 | $ 112,000 | $ 62,000 |
| DECATUR, AL | 6 | $ 760,000 | $ 126,000 | $ 79,000 |
| DULUTH, MN-WI | 6 | $ 714,000 | $ 119,000 | $ 88,000 |
| EDISON, NJ | 6 | $ 628,000 | $ 104,000 | $ 92,000 |
| HARRISONBURG, VA | 6 | $ 882,000 | $ 147,000 | $ 66,000 |
| JANESVILLE, WI | 6 | $ 599,000 | $ 99,000 | $ 73,000 |
| KANKAKEE-BRADLEY, IL | 6 | $ 927,000 | $ 154,000 | $ 65,000 |
| LAWRENCE, KS | 6 | $ 903,000 | $ 150,000 | $ 61,000 |
| ROCKY MOUNT, NC | 6 | $ 729,000 | $ 121,000 | $ 62,000 |
| ST. CLOUD, MN | 6 | $ 842,000 | $ 140,000 | $ 62,000 |
| ANDERSON, IN | 5 | $ 425,000 | $ 85,000 | $ 45,000 |
| ANDERSON, SC | 5 | $ 782,000 | $ 156,000 | $ 89,000 |
| BURLINGTON, NC | 5 | $ 752,000 | $ 150,000 | $ 70,000 |
| CHAMPAIGN-URBANA, IL | 5 | $ 554,000 | $ 110,000 | $ 96,000 |
| ELMIRA, NY | 5 | $ 901,000 | $ 180,000 | $ 79,000 |
| FORT SMITH, AR-OK | 5 | $ 1,059,000 | $ 211,000 | $ 81,000 |
| GREAT FALLS, MT | 5 | $ 393,000 | $ 78,000 | $ 56,000 |
| HATTIESBURG, MS | 5 | $ 840,000 | $ 168,000 | $ 98,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 5 | $ 767,000 | $ 153,000 | $ 50,000 |
| IOWA CITY, IA | 5 | $ 844,000 | $ 168,000 | $ 95,000 |
| ITHACA, NY | 5 | $ 890,000 | $ 178,000 | $ 76,000 |
| JACKSON, MI | 5 | $ 732,000 | $ 146,000 | $ 89,000 |
| LOGAN, UT-ID | 5 | $ 518,000 | $ 103,000 | $ 47,000 |
| SPARTANBURG, SC | 5 | $ 687,000 | $ 137,000 | $ 37,000 |
| SPRINGFIELD, OH | 5 | $ 548,000 | $ 109,000 | $ 59,000 |
| WAUSAU, WI | 5 | $ 597,000 | $ 119,000 | $ 70,000 |
| APPLETON, WI | 4 | $ 535,000 | $ 133,000 | $ 50,000 |
| BRUNSWICK, GA | 4 | $ 743,000 | $ 185,000 | $ 53,000 |
| CASPER, WY | 4 | $ 588,000 | $ 147,000 | $ 66,000 |
| COLUMBUS, IN | 4 | $ 551,000 | $ 137,000 | $ 73,000 |
| DANVILLE, VA | 4 | $ 518,000 | $ 129,000 | $ 54,000 |
| ELIZABETHTOWN, KY | 4 | $ 468,000 | $ 117,000 | $ 64,000 |
| EVANSVILLE, IN-KY | 4 | $ 392,000 | $ 98,000 | $ 73,000 |
| FORT WORTH-ARLINGTON, TX | 4 | $ 459,000 | $ 114,000 | $ 52,000 |
| GLENS FALLS, NY | 4 | $ 593,000 | $ 148,000 | $ 49,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 4 | $ 307,000 | $ 76,000 | $ 79,000 |
| JACKSON, TN | 4 | $ 534,000 | $ 133,000 | $ 82,000 |
| JOHNSON CITY, TN | 4 | $ 513,000 | $ 128,000 | $ 61,000 |
| JOPLIN, MO | 4 | $ 582,000 | $ 145,000 | $ 82,000 |
| LAFAYETTE, IN | 4 | $ 522,000 | $ 130,000 | $ 62,000 |
| LIMA, OH | 4 | $ 574,000 | $ 143,000 | $ 59,000 |
| MICHIGAN CITY-LA PORTE, IN | 4 | $ 376,000 | $ 94,000 | $ 61,000 |
| MORRISTOWN, TN | 4 | $ 741,000 | $ 185,000 | $ 57,000 |
| NEWARK-UNION, NJ-PA | 4 | $ 478,000 | $ 119,000 | $ 85,000 |
| NILES-BENTON HARBOR, MI | 4 | $ 718,000 | $ 179,000 | $ 49,000 |
| SHEBOYGAN, WI | 4 | $ 343,000 | $ 85,000 | $ 50,000 |
| TERRE HAUTE, IN | 4 | $ 538,000 | $ 134,000 | $ 71,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 4 | $ 655,000 | $ 163,000 | $ 82,000 |
| ALBANY, GA | 3 | $ 438,000 | $ 146,000 | $ 80,000 |
| ALTOONA, PA | 3 | $ 379,000 | $ 126,000 | $ 76,000 |
| ANNISTON-OXFORD, AL | 3 | $ 356,000 | $ 118,000 | $ 67,000 |
| BOWLING GREEN, KY | 3 | $ 189,000 | $ 63,000 | $ 74,000 |
| FARGO, ND-MN | 3 | $ 461,000 | $ 153,000 | $ 68,000 |
| FLORENCE, SC | 3 | $ 394,000 | $ 131,000 | $ 68,000 |
| GADSDEN, AL | 3 | $ 454,000 | $ 151,000 | $ 87,000 |
| GRAND FORKS, ND-MN | 3 | $ 375,000 | $ 125,000 | $ 93,000 |
| LEBANON, PA | 3 | $ 467,000 | $ 155,000 | $ 55,000 |
| LEWISTON, ID-WA | 3 | $ 280,000 | $ 93,000 | $ 45,000 |
| MONROE, MI | 3 | $ 411,000 | $ 137,000 | $ 55,000 |
| OWENSBORO, KY | 3 | $ 210,000 | $ 70,000 | $ 74,000 |
| WATERLOO-CEDAR FALLS, IA | 3 | $ 567,000 | $ 189,000 | $ 56,000 |
| WICHITA FALLS, TX | 3 | $ 247,000 | $ 82,000 | $ 39,000 |
| WILLIAMSPORT, PA | 3 | $ 348,000 | $ 116,000 | $ 56,000 |
| ALEXANDRIA, LA | 2 | $ 268,000 | $ 134,000 | $ 55,000 |
| AMES, IA | 2 | $ 85,000 | $ 42,000 | $ 65,000 |
| AUSTIN-ROUND ROCK, TX | 2 | $ 262,000 | $ 131,000 | $ 56,000 |
| BAY CITY, MI | 2 | $ 131,000 | $ 65,000 | $ 51,000 |
| CLARKSVILLE, TN-KY | 2 | $ 209,000 | $ 104,000 | $ 77,000 |
| CLEVELAND, TN | 2 | $ 380,000 | $ 190,000 | $ 93,000 |
| CUMBERLAND, MD-WV | 2 | $ 85,000 | $ 42,000 | $ 51,000 |
| DALLAS-PLANO-IRVING, TX | 2 | $ 362,000 | $ 181,000 | $ 105,000 |
| DALTON, GA | 2 | $ 239,000 | $ 119,000 | $ 55,000 |
| FOND DU LAC, WI | 2 | $ 142,000 | $ 71,000 | $ 70,000 |
| JEFFERSON CITY, MO | 2 | $ 174,000 | $ 87,000 | $ 57,000 |
| JOHNSTOWN, PA | 2 | $ 243,000 | $ 121,000 | $ 65,000 |
| JONESBORO, AR | 2 | $ 354,000 | $ 177,000 | $ 75,000 |
| LA CROSSE, WI-MN | 2 | $ 177,000 | $ 88,000 | $ 71,000 |
| ROME, GA | 2 | $ 317,000 | $ 158,000 | $ 46,000 |
| SAN ANTONIO, TX | 2 | $ 494,000 | $ 247,000 | $ 98,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 228,000 | $ 114,000 | $ 51,000 |
| SPRINGFIELD, IL | 2 | $ 351,000 | $ 175,000 | $ 78,000 |
| SUMTER, SC | 2 | $ 162,000 | $ 81,000 | $ 43,000 |
| VALDOSTA, GA | 2 | $ 310,000 | $ 155,000 | $ 58,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 292,000 | $ 146,000 | $ 77,000 |
| WHEELING, WV-OH | 2 | $ 229,000 | $ 114,000 | $ 24,000 |
| ATLANTIC CITY, NJ | 1 | $ 86,000 | $ 86,000 | $ 87,000 |
| CORPUS CHRISTI, TX | 1 | $ 97,000 | $ 97,000 | $ 0 |
| DECATUR, IL | 1 | $ 60,000 | $ 60,000 | $ 84,000 |
| ELKHART-GOSHEN, IN | 1 | $ 40,000 | $ 40,000 | $ 44,000 |
| GOLDSBORO, NC | 1 | $ 252,000 | $ 252,000 | $ 148,000 |
| GREENVILLE, NC | 1 | $ 104,000 | $ 104,000 | $ 66,000 |
| HINESVILLE-FORT STEWART, GA | 1 | $ 137,000 | $ 137,000 | $ 132,000 |
| HOT SPRINGS, AR | 1 | $ 360,000 | $ 360,000 | $ 86,000 |
| KOKOMO, IN | 1 | $ 20,000 | $ 20,000 | $ 33,000 |
| MUNCIE, IN | 1 | $ 125,000 | $ 125,000 | $ 0 |
| OCEAN CITY, NJ | 1 | $ 56,000 | $ 56,000 | $ 84,000 |
| POCATELLO, ID | 1 | $ 66,000 | $ 66,000 | $ 0 |
| ST. JOSEPH, MO-KS | 1 | $ 116,000 | $ 116,000 | $ 125,000 |
Mortgage Loan Application Detail Totals for Home Loan Center in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 19,715 | $3,714,873,000 | $161,843 | $1,700,000 | $70,176 | $1,500,000 |
| Home Purchase | 1,517 | $347,417,000 | $189,745 | $2,490,000 | $79,823 | $3,684,000 |
| Home Improvement | 856 | $163,310,000 | $161,377 | $713,000 | $70,022 | $432,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 20,421 | $3,910,344,000 | $162,392 | $2,490,000 | $70,607 | $3,684,000 |
| White | 1,282 | $233,505,000 | $171,352 | $1,270,000 | $78,686 | $643,000 |
| Hispanic | 233 | $48,428,000 | $181,666 | $560,000 | $84,185 | $226,000 |
| Asian | 66 | $15,667,000 | $201,130 | $840,000 | $82,434 | $529,000 |
| Black or African American | 66 | $13,056,000 | $181,739 | $517,000 | $79,043 | $254,000 |
| American Indian or Alaskan Native | 11 | $1,936,000 | $176,571 | $440,000 | $80,714 | $126,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,664,000 | $285,500 | $485,000 | $65,666 | $131,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,088 | $4,225,600,000 | $163,117 | $2,490,000 | $71,627 | $3,684,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,081 | $2,736,942,000 | $166,450 | $2,490,000 | $77,588 | $3,684,000 |
| Application Withdrawn By Applicant | 4,567 | $863,735,000 | $161,274 | $1,700,000 | $69,627 | $1,500,000 |
| Application Denied By Financial Institution | 3,418 | $621,452,000 | $159,607 | $1,470,000 | $65,666 | $1,526,000 |
| Application Approved But Not Accepted | 21 | $3,291,000 | $149,200 | $640,000 | $75,000 | $224,000 |
| File Closed For Incompleteness | 1 | $180,000 | $180,000 | $180,000 | $86,000 | $86,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,167 | $207,666,000 | $165,224 | $1,470,000 | $65,224 | $1,526,000 |
| Debt-To-Income Ratio | 599 | $110,663,000 | $154,645 | $833,000 | $57,833 | $944,000 |
| Credit History | 560 | $98,729,000 | $155,191 | $698,000 | $64,446 | $401,000 |
| Other | 507 | $91,014,000 | $150,895 | $750,000 | $70,979 | $449,000 |
| Unverifiable Information | 306 | $59,957,000 | $170,975 | $674,000 | $61,170 | $264,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 121 | $23,265,000 | $168,631 | $760,000 | $68,684 | $408,000 |
| Credit Application Incomplete | 87 | $17,820,000 | $164,419 | $750,000 | $71,064 | $236,000 |
| Employment History | 55 | $10,139,000 | $168,791 | $360,000 | $64,458 | $156,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Center's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Loan Center's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.