Home Loan Investment Bank, F.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Home Loan Investment Bank, F.S.B. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Loan Investment Bank, F.S.B. One Home Loan Plaza Warwick, RI 02886 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,791 |
| Total Mortgage Loan Application Amount | $246,056,000 |
| Average Mortgage Loan Application Amount | $153,000 |
| Highest Mortgage Loan Application Amount | $1,190,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $785,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Home Loan Investment Bank, F.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Loan Investment Bank, F.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Home Loan Investment Bank, F.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Loan Investment Bank, F.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Loan Investment Bank, F.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Loan Investment Bank, F.S.B.'s mortgage activity for 2014.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PROVIDENCE-WARWICK, RI-MA | 502 | $ 65,472,000 | $ 113,000 | $ 86,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 236 | $ 54,656,000 | $ 231,000 | $ 82,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 150 | $ 1,794,000 | $ 11,000 | $ 62,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 143 | $ 4,084,000 | $ 30,500 | $ 99,500 |
| BOSTON, MA | 140 | $ 27,039,000 | $ 193,000 | $ 97,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 131 | $ 2,716,000 | $ 20,000 | $ 90,000 |
| GARY, IN | 105 | $ 1,803,000 | $ 17,000 | $ 53,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 101 | $ 2,234,000 | $ 22,000 | $ 78,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 81 | $ 1,495,000 | $ 18,000 | $ 94,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 78 | $ 1,462,000 | $ 18,000 | $ 73,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 74 | $ 1,513,000 | $ 20,000 | $ 64,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 68 | $ 717,000 | $ 10,000 | $ 64,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 59 | $ 1,000,000 | $ 16,000 | $ 95,000 |
| TOLEDO, OH | 53 | $ 713,000 | $ 13,000 | $ 51,000 |
| ROCHESTER, NY | 49 | $ 893,000 | $ 18,000 | $ 66,000 |
| KANSAS CITY, MO-KS | 47 | $ 878,000 | $ 18,500 | $ 70,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 47 | $ 1,020,000 | $ 21,666 | $ 88,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 44 | $ 552,000 | $ 12,000 | $ 71,000 |
| WORCESTER, MA-CT | 44 | $ 5,179,000 | $ 106,000 | $ 97,500 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 42 | $ 9,624,000 | $ 229,000 | $ 96,000 |
| MANCHESTER-NASHUA, NH | 38 | $ 5,891,000 | $ 155,000 | $ 86,000 |
| ST. LOUIS, MO-IL | 38 | $ 1,008,000 | $ 20,000 | $ 70,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 37 | $ 541,000 | $ 14,000 | $ 66,000 |
| SAN DIEGO-CARLSBAD, CA | 36 | $ 686,000 | $ 19,000 | $ 91,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 31 | $ 775,000 | $ 25,000 | $ 71,000 |
| DENVER-AURORA-LAKEWOOD, CO | 28 | $ 464,000 | $ 16,000 | $ 79,000 |
| CLEVELAND-ELYRIA, OH | 26 | $ 424,000 | $ 16,000 | $ 57,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 26 | $ 357,000 | $ 13,000 | $ 67,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 26 | $ 491,000 | $ 18,000 | $ 89,000 |
| TACOMA-LAKEWOOD, WA | 26 | $ 589,000 | $ 22,000 | $ 86,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 26 | $ 519,000 | $ 14,500 | $ 85,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 25 | $ 429,000 | $ 19,000 | $ 78,500 |
| NEWARK, NJ-PA | 25 | $ 770,000 | $ 20,500 | $ 81,500 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 24 | $ 920,000 | $ 38,000 | $ 79,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 23 | $ 238,000 | $ 10,000 | $ 56,000 |
| PINE BLUFF, AR | 23 | $ 225,000 | $ 9,000 | $ 35,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 22 | $ 1,007,000 | $ 45,000 | $ 115,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 21 | $ 307,000 | $ 14,000 | $ 63,000 |
| SPRINGFIELD, MA | 21 | $ 826,000 | $ 39,000 | $ 77,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 20 | $ 412,000 | $ 39,500 | $ 63,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 20 | $ 348,000 | $ 17,000 | $ 60,000 |
| PHILADELPHIA, PA | 20 | $ 387,000 | $ 19,000 | $ 70,000 |
| RALEIGH, NC | 20 | $ 273,000 | $ 13,000 | $ 82,000 |
| ELGIN, IL | 19 | $ 380,000 | $ 20,000 | $ 102,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 19 | $ 1,045,000 | $ 55,000 | $ 107,000 |
| COLUMBUS, OH | 18 | $ 228,000 | $ 12,000 | $ 66,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 18 | $ 425,000 | $ 23,000 | $ 83,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 18 | $ 558,000 | $ 31,000 | $ 72,000 |
| NEW ORLEANS-METAIRIE, LA | 18 | $ 371,000 | $ 20,000 | $ 62,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 18 | $ 295,000 | $ 16,000 | $ 57,000 |
| BIRMINGHAM-HOOVER, AL | 17 | $ 303,000 | $ 17,000 | $ 56,000 |
| CAMDEN, NJ | 17 | $ 733,000 | $ 43,000 | $ 82,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 17 | $ 1,005,000 | $ 59,000 | $ 86,000 |
| JACKSONVILLE, FL | 17 | $ 688,000 | $ 40,000 | $ 85,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 16 | $ 296,000 | $ 18,000 | $ 89,000 |
| PITTSBURGH, PA | 16 | $ 221,000 | $ 13,000 | $ 77,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 15 | $ 273,000 | $ 18,000 | $ 109,000 |
| VALLEJO-FAIRFIELD, CA | 15 | $ 287,000 | $ 19,000 | $ 88,000 |
| ALBANY-SCHENECTADY-TROY, NY | 14 | $ 589,000 | $ 42,000 | $ 84,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 14 | $ 265,000 | $ 18,000 | $ 70,000 |
| ANN ARBOR, MI | 13 | $ 243,000 | $ 18,000 | $ 88,000 |
| BINGHAMTON, NY | 13 | $ 222,000 | $ 17,000 | $ 59,000 |
| COEUR D'ALENE, ID | 13 | $ 296,000 | $ 22,000 | $ 93,000 |
| DES MOINES-WEST DES MOINES, IA | 13 | $ 152,000 | $ 11,000 | $ 52,000 |
| GREENSBORO-HIGH POINT, NC | 13 | $ 122,000 | $ 9,000 | $ 74,000 |
| LAKELAND-WINTER HAVEN, FL | 13 | $ 170,000 | $ 13,000 | $ 45,000 |
| LIMA, OH | 13 | $ 199,000 | $ 15,000 | $ 45,000 |
| LINCOLN, NE | 13 | $ 220,000 | $ 16,000 | $ 77,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 13 | $ 273,000 | $ 21,000 | $ 102,000 |
| PEORIA, IL | 13 | $ 181,000 | $ 13,000 | $ 62,000 |
| SHREVEPORT-BOSSIER CITY, LA | 13 | $ 281,000 | $ 21,000 | $ 68,000 |
| SYRACUSE, NY | 13 | $ 349,000 | $ 26,000 | $ 69,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 12 | $ 222,000 | $ 17,500 | $ 70,000 |
| HOUMA-THIBODAUX, LA | 12 | $ 260,000 | $ 21,000 | $ 104,000 |
| JONESBORO, AR | 12 | $ 112,000 | $ 9,000 | $ 35,000 |
| MOBILE, AL | 12 | $ 218,000 | $ 18,000 | $ 25,000 |
| NEW HAVEN-MILFORD, CT | 12 | $ 762,000 | $ 63,000 | $ 74,000 |
| RACINE, WI | 12 | $ 229,000 | $ 19,000 | $ 71,000 |
| SHEBOYGAN, WI | 12 | $ 192,000 | $ 16,000 | $ 66,000 |
| WINSTON-SALEM, NC | 12 | $ 149,000 | $ 12,000 | $ 58,000 |
| YAKIMA, WA | 12 | $ 264,000 | $ 22,000 | $ 111,000 |
| AKRON, OH | 11 | $ 139,000 | $ 12,000 | $ 57,000 |
| DURHAM-CHAPEL HILL, NC | 11 | $ 141,000 | $ 12,000 | $ 72,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 11 | $ 178,000 | $ 16,000 | $ 71,000 |
| GREEN BAY, WI | 11 | $ 154,000 | $ 14,000 | $ 84,000 |
| PORTLAND-SOUTH PORTLAND, ME | 11 | $ 852,000 | $ 77,000 | $ 85,000 |
| BARNSTABLE TOWN, MA | 10 | $ 1,391,000 | $ 139,000 | $ 106,000 |
| CLARKSVILLE, TN-KY | 10 | $ 185,000 | $ 18,000 | $ 75,000 |
| KNOXVILLE, TN | 10 | $ 150,000 | $ 15,000 | $ 52,000 |
| WAUSAU, WI | 10 | $ 134,000 | $ 13,000 | $ 46,000 |
| DAYTON, OH | 9 | $ 130,000 | $ 14,000 | $ 39,000 |
| MONROE, MI | 9 | $ 114,000 | $ 12,000 | $ 72,000 |
| NORWICH-NEW LONDON, CT | 9 | $ 301,000 | $ 33,000 | $ 102,000 |
| OKLAHOMA CITY, OK | 9 | $ 154,000 | $ 17,000 | $ 56,000 |
| EAST STROUDSBURG, PA | 8 | $ 121,000 | $ 15,000 | $ 87,000 |
| FOND DU LAC, WI | 8 | $ 102,000 | $ 12,000 | $ 54,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 8 | $ 231,000 | $ 28,000 | $ 40,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 8 | $ 289,000 | $ 36,000 | $ 108,000 |
| WILMINGTON, DE-MD-NJ | 8 | $ 92,000 | $ 12,000 | $ 84,666 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 7 | $ 400,000 | $ 57,000 | $ 129,000 |
| FORT WORTH-ARLINGTON, TX | 7 | $ 48,000 | $ 6,000 | $ 67,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 7 | $ 92,000 | $ 13,000 | $ 36,000 |
| LEWISTON-AUBURN, ME | 7 | $ 102,000 | $ 14,000 | $ 63,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 7 | $ 256,000 | $ 36,000 | $ 76,000 |
| SIOUX CITY, IA-NE-SD | 7 | $ 107,000 | $ 17,500 | $ 60,500 |
| TOPEKA, KS | 7 | $ 121,000 | $ 17,000 | $ 57,000 |
| APPLETON, WI | 6 | $ 80,000 | $ 13,000 | $ 38,000 |
| BANGOR, ME | 6 | $ 80,000 | $ 13,000 | $ 58,000 |
| BOISE CITY, ID | 6 | $ 78,000 | $ 13,000 | $ 52,000 |
| CAPE CORAL-FORT MYERS, FL | 6 | $ 605,000 | $ 100,000 | $ 68,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 237,000 | $ 39,000 | $ 72,000 |
| FAYETTEVILLE, NC | 6 | $ 65,000 | $ 10,000 | $ 54,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 6 | $ 84,000 | $ 14,000 | $ 112,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 6 | $ 139,000 | $ 23,000 | $ 74,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 6 | $ 514,000 | $ 85,000 | $ 90,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 6 | $ 128,000 | $ 21,000 | $ 87,000 |
| SPOKANE-SPOKANE VALLEY, WA | 6 | $ 149,000 | $ 24,000 | $ 65,000 |
| STOCKTON-LODI, CA | 6 | $ 83,000 | $ 13,000 | $ 80,000 |
| WILLIAMSPORT, PA | 6 | $ 133,000 | $ 22,000 | $ 54,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 5 | $ 91,000 | $ 15,500 | $ 71,500 |
| CANTON-MASSILLON, OH | 5 | $ 76,000 | $ 15,000 | $ 61,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 5 | $ 64,000 | $ 12,000 | $ 69,000 |
| FRESNO, CA | 5 | $ 51,000 | $ 10,000 | $ 56,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 5 | $ 36,000 | $ 7,000 | $ 45,000 |
| HUNTSVILLE, AL | 5 | $ 112,000 | $ 22,000 | $ 87,000 |
| KALAMAZOO-PORTAGE, MI | 5 | $ 82,000 | $ 16,000 | $ 79,000 |
| KINGSTON, NY | 5 | $ 327,000 | $ 65,000 | $ 61,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 5 | $ 75,000 | $ 15,000 | $ 75,000 |
| REDDING, CA | 5 | $ 106,000 | $ 21,000 | $ 98,000 |
| RICHMOND, VA | 5 | $ 129,000 | $ 25,000 | $ 48,000 |
| ROCKFORD, IL | 5 | $ 91,000 | $ 18,000 | $ 57,000 |
| ST. JOSEPH, MO-KS | 5 | $ 117,000 | $ 23,000 | $ 83,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 5 | $ 115,000 | $ 23,000 | $ 63,000 |
| ATHENS-CLARKE COUNTY, GA | 4 | $ 13,000 | $ 3,000 | $ 30,000 |
| BATON ROUGE, LA | 4 | $ 169,000 | $ 42,000 | $ 92,000 |
| BLOOMINGTON, IL | 4 | $ 53,000 | $ 13,000 | $ 57,000 |
| CINCINNATI, OH-KY-IN | 4 | $ 74,000 | $ 18,500 | $ 87,500 |
| COLUMBIA, SC | 4 | $ 50,000 | $ 12,000 | $ 79,000 |
| DALLAS-PLANO-IRVING, TX | 4 | $ 29,000 | $ 7,000 | $ 46,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 4 | $ 78,000 | $ 19,000 | $ 102,000 |
| FARGO, ND-MN | 4 | $ 70,000 | $ 17,500 | $ 69,500 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 4 | $ 45,000 | $ 11,000 | $ 43,000 |
| FLORENCE, SC | 4 | $ 45,000 | $ 11,000 | $ 55,000 |
| JOPLIN, MO | 4 | $ 60,000 | $ 15,000 | $ 70,000 |
| MANHATTAN, KS | 4 | $ 78,000 | $ 19,000 | $ 49,000 |
| MCALLEN-EDINBURG-MISSION, TX | 4 | $ 27,000 | $ 6,000 | $ 14,000 |
| MEMPHIS, TN-MS-AR | 4 | $ 69,000 | $ 14,666 | $ 61,000 |
| SALISBURY, MD-DE | 4 | $ 73,000 | $ 18,000 | $ 63,000 |
| SALT LAKE CITY, UT | 4 | $ 54,000 | $ 13,000 | $ 67,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 4 | $ 100,000 | $ 25,000 | $ 124,000 |
| SPARTANBURG, SC | 4 | $ 121,000 | $ 30,000 | $ 38,000 |
| TEXARKANA, TX-AR | 4 | $ 32,000 | $ 8,000 | $ 36,500 |
| TUCSON, AZ | 4 | $ 29,000 | $ 7,000 | $ 35,000 |
| UTICA-ROME, NY | 4 | $ 221,000 | $ 55,000 | $ 41,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 4 | $ 44,000 | $ 11,000 | $ 38,000 |
| YUBA CITY, CA | 4 | $ 79,000 | $ 19,000 | $ 86,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 41,000 | $ 12,000 | $ 83,500 |
| BAKERSFIELD, CA | 3 | $ 45,000 | $ 15,000 | $ 63,000 |
| BREMERTON-SILVERDALE, WA | 3 | $ 47,000 | $ 15,000 | $ 56,000 |
| COLUMBIA, MO | 3 | $ 63,000 | $ 21,000 | $ 73,000 |
| GAINESVILLE, GA | 3 | $ 55,000 | $ 18,000 | $ 178,000 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 57,000 | $ 19,000 | $ 92,000 |
| HARRISBURG-CARLISLE, PA | 3 | $ 49,000 | $ 16,000 | $ 63,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 3 | $ 157,000 | $ 52,000 | $ 90,000 |
| JACKSONVILLE, NC | 3 | $ 56,000 | $ 18,000 | $ 58,000 |
| JANESVILLE-BELOIT, WI | 3 | $ 24,000 | $ 8,000 | $ 49,000 |
| JEFFERSON CITY, MO | 3 | $ 66,000 | $ 22,000 | $ 55,000 |
| LANCASTER, PA | 3 | $ 54,000 | $ 18,000 | $ 85,000 |
| MADISON, WI | 3 | $ 46,000 | $ 15,000 | $ 84,000 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 58,000 | $ 19,000 | $ 72,000 |
| MODESTO, CA | 3 | $ 45,000 | $ 15,000 | $ 59,000 |
| MONTGOMERY, AL | 3 | $ 26,000 | $ 8,000 | $ 38,000 |
| NEW BERN, NC | 3 | $ 34,000 | $ 11,000 | $ 49,000 |
| OCALA, FL | 3 | $ 134,000 | $ 44,000 | $ 38,000 |
| OSHKOSH-NEENAH, WI | 3 | $ 34,000 | $ 11,000 | $ 52,000 |
| PRESCOTT, AZ | 3 | $ 28,000 | $ 9,000 | $ 69,000 |
| SANTA MARIA-SANTA BARBARA, CA | 3 | $ 24,000 | $ 8,000 | $ 60,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 65,000 | $ 21,000 | $ 81,000 |
| STATE COLLEGE, PA | 3 | $ 179,000 | $ 59,000 | $ 70,000 |
| TRENTON, NJ | 3 | $ 75,000 | $ 25,000 | $ 63,000 |
| TULSA, OK | 3 | $ 25,000 | $ 8,000 | $ 23,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 48,000 | $ 16,000 | $ 51,000 |
| WICHITA, KS | 3 | $ 80,000 | $ 26,000 | $ 58,000 |
| WILMINGTON, NC | 3 | $ 40,000 | $ 13,000 | $ 57,000 |
| ALEXANDRIA, LA | 2 | $ 50,000 | $ 25,000 | $ 43,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 50,000 | $ 25,000 | $ 73,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 2 | $ 12,000 | $ 6,000 | $ 28,000 |
| AUBURN-OPELIKA, AL | 2 | $ 33,000 | $ 16,000 | $ 28,000 |
| CARBONDALE-MARION, IL | 2 | $ 18,000 | $ 9,000 | $ 63,000 |
| CHATTANOOGA, TN-GA | 2 | $ 14,000 | $ 7,000 | $ 33,000 |
| COLORADO SPRINGS, CO | 2 | $ 50,000 | $ 25,000 | $ 107,000 |
| DOTHAN, AL | 2 | $ 13,000 | $ 6,000 | $ 48,000 |
| DULUTH, MN-WI | 2 | $ 50,000 | $ 25,000 | $ 109,000 |
| FLAGSTAFF, AZ | 2 | $ 37,000 | $ 18,000 | $ 89,000 |
| FORT SMITH, AR-OK | 2 | $ 33,000 | $ 16,000 | $ 55,000 |
| GOLDSBORO, NC | 2 | $ 93,000 | $ 46,000 | $ 33,000 |
| GREELEY, CO | 2 | $ 49,000 | $ 24,000 | $ 107,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 40,000 | $ 20,000 | $ 118,500 |
| JACKSON, MI | 2 | $ 44,000 | $ 22,000 | $ 75,000 |
| JACKSON, MS | 2 | $ 16,000 | $ 8,000 | $ 61,000 |
| MONROE, LA | 2 | $ 15,000 | $ 7,000 | $ 36,000 |
| MORRISTOWN, TN | 2 | $ 219,000 | $ 109,000 | $ 91,000 |
| MUSKEGON, MI | 2 | $ 37,000 | $ 18,000 | $ 68,000 |
| OCEAN CITY, NJ | 2 | $ 22,000 | $ 11,000 | $ 79,000 |
| PANAMA CITY, FL | 2 | $ 26,000 | $ 13,000 | $ 73,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 27,000 | $ 13,000 | $ 50,000 |
| PITTSFIELD, MA | 2 | $ 50,000 | $ 25,000 | $ 53,000 |
| PORT ST. LUCIE, FL | 2 | $ 29,000 | $ 14,000 | $ 109,000 |
| PUNTA GORDA, FL | 2 | $ 76,000 | $ 38,000 | $ 41,000 |
| READING, PA | 2 | $ 50,000 | $ 25,000 | $ 68,000 |
| ROANOKE, VA | 2 | $ 42,000 | $ 21,000 | $ 55,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2 | $ 39,000 | $ 19,000 | $ 225,000 |
| SANTA ROSA, CA | 2 | $ 29,000 | $ 14,000 | $ 73,000 |
| SPRINGFIELD, IL | 2 | $ 25,000 | $ 12,000 | $ 48,000 |
| ST. CLOUD, MN | 2 | $ 19,000 | $ 9,000 | $ 47,000 |
| TUSCALOOSA, AL | 2 | $ 26,000 | $ 13,000 | $ 65,000 |
| VINELAND-BRIDGETON, NJ | 2 | $ 15,000 | $ 7,000 | $ 38,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 21,000 | $ 10,000 | $ 37,000 |
| WENATCHEE, WA | 2 | $ 16,000 | $ 8,000 | $ 85,000 |
| YORK-HANOVER, PA | 2 | $ 31,000 | $ 15,000 | $ 72,000 |
| ALBUQUERQUE, NM | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| ALTOONA, PA | 1 | $ 8,000 | $ 8,000 | $ 31,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 8,000 | $ 8,000 | $ 29,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 10,000 | $ 10,000 | $ 31,000 |
| BOWLING GREEN, KY | 1 | $ 8,000 | $ 8,000 | $ 36,000 |
| BRUNSWICK, GA | 1 | $ 8,000 | $ 8,000 | $ 50,000 |
| BURLINGTON, NC | 1 | $ 7,000 | $ 7,000 | $ 22,000 |
| CASPER, WY | 1 | $ 25,000 | $ 25,000 | $ 154,000 |
| CEDAR RAPIDS, IA | 1 | $ 22,000 | $ 22,000 | $ 30,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 11,000 | $ 11,000 | $ 60,000 |
| CHARLOTTESVILLE, VA | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| CHEYENNE, WY | 1 | $ 16,000 | $ 16,000 | $ 64,000 |
| CHICO, CA | 1 | $ 8,000 | $ 8,000 | $ 87,000 |
| COLUMBUS, GA-AL | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 12,000 | $ 12,000 | $ 20,000 |
| DOVER, DE | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| ELKHART-GOSHEN, IN | 1 | $ 23,000 | $ 23,000 | $ 51,000 |
| ELMIRA, NY | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
| ERIE, PA | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| EVANSVILLE, IN-KY | 1 | $ 6,000 | $ 6,000 | $ 39,000 |
| FLINT, MI | 1 | $ 40,000 | $ 40,000 | $ 27,000 |
| FORT COLLINS, CO | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| FORT WAYNE, IN | 1 | $ 14,000 | $ 14,000 | $ 28,000 |
| GADSDEN, AL | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| GLENS FALLS, NY | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| GRAND FORKS, ND-MN | 1 | $ 8,000 | $ 8,000 | $ 29,000 |
| GRAND ISLAND, NE | 1 | $ 13,000 | $ 13,000 | $ 71,000 |
| GRAND JUNCTION, CO | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| GREAT FALLS, MT | 1 | $ 12,000 | $ 12,000 | $ 63,000 |
| GREENVILLE, NC | 1 | $ 16,000 | $ 16,000 | $ 68,000 |
| HAMMOND, LA | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| HINESVILLE, GA | 1 | $ 25,000 | $ 25,000 | $ 17,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 8,000 | $ 8,000 | $ 23,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 21,000 | $ 21,000 | $ 92,000 |
| ITHACA, NY | 1 | $ 17,000 | $ 17,000 | $ 70,000 |
| JOHNSTOWN, PA | 1 | $ 15,000 | $ 15,000 | $ 12,000 |
| KANKAKEE, IL | 1 | $ 22,000 | $ 22,000 | $ 107,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| LAFAYETTE, LA | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| LAKE CHARLES, LA | 1 | $ 25,000 | $ 25,000 | $ 118,000 |
| LANSING-EAST LANSING, MI | 1 | $ 8,000 | $ 8,000 | $ 48,000 |
| LEBANON, PA | 1 | $ 17,000 | $ 17,000 | $ 66,000 |
| LEWISTON, ID-WA | 1 | $ 25,000 | $ 25,000 | $ 127,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| LONGVIEW, WA | 1 | $ 12,000 | $ 12,000 | $ 22,000 |
| LYNCHBURG, VA | 1 | $ 25,000 | $ 25,000 | $ 141,000 |
| MACON, GA | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| MADERA, CA | 1 | $ 8,000 | $ 8,000 | $ 61,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 20,000 | $ 20,000 | $ 54,000 |
| MANSFIELD, OH | 1 | $ 12,000 | $ 12,000 | $ 55,000 |
| MEDFORD, OR | 1 | $ 8,000 | $ 8,000 | $ 77,000 |
| MERCED, CA | 1 | $ 13,000 | $ 13,000 | $ 72,000 |
| MISSOULA, MT | 1 | $ 25,000 | $ 25,000 | $ 109,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 104,000 | $ 104,000 | $ 87,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 8,000 | $ 8,000 | $ 55,000 |
| OLYMPIA-TUMWATER, WA | 1 | $ 7,000 | $ 7,000 | $ 79,000 |
| ROCKY MOUNT, NC | 1 | $ 6,000 | $ 6,000 | $ 65,000 |
| SALINAS, CA | 1 | $ 20,000 | $ 20,000 | $ 104,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1 | $ 8,000 | $ 8,000 | $ 65,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 5,000 | $ 5,000 | $ 82,000 |
| SEBRING, FL | 1 | $ 16,000 | $ 16,000 | $ 21,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 8,000 | $ 8,000 | $ 14,000 |
| SPRINGFIELD, OH | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| TERRE HAUTE, IN | 1 | $ 24,000 | $ 24,000 | $ 106,000 |
| VICTORIA, TX | 1 | $ 8,000 | $ 8,000 | $ 55,000 |
| WALLA WALLA, WA | 1 | $ 25,000 | $ 25,000 | $ 135,000 |
Mortgage Loan Application Detail Totals for Home Loan Investment Bank, F.S.B. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 3,969 | $62,331,000 | $15,000 | $60,000 | $71,000 | $492,000 |
| Home Purchase | 477 | $109,544,000 | $229,000 | $1,190,000 | $86,000 | $785,000 |
| Refinancing | 345 | $74,181,000 | $215,000 | $620,000 | $86,000 | $385,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,606 | $186,089,000 | $51,000 | $1,190,000 | $75,000 | $785,000 |
| Black or African American | 450 | $14,176,000 | $31,000 | $650,000 | $65,000 | $260,000 |
| Hispanic | 353 | $22,391,000 | $63,000 | $446,000 | $71,000 | $294,000 |
| Not Provided | 309 | $18,475,000 | $59,000 | $479,000 | $72,000 | $352,000 |
| Asian | 56 | $4,449,000 | $79,000 | $521,000 | $94,000 | $240,000 |
| American Indian or Alaskan Native | 13 | $368,000 | $28,000 | $140,000 | $74,000 | $136,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $108,000 | $27,000 | $77,000 | $63,000 | $102,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 4,159 | $106,890,000 | $25,000 | $521,000 | $71,000 | $492,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 586 | $127,466,000 | $217,000 | $1,190,000 | $91,000 | $785,000 |
| VA-guaranteed (Veterans Administration) | 38 | $9,878,000 | $259,000 | $625,000 | $84,000 | $284,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,822,000 | $227,000 | $296,000 | $66,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,763 | $50,160,000 | $28,000 | $650,000 | $60,000 | $286,000 |
| Loan Originated | 1,521 | $125,792,000 | $82,000 | $625,000 | $87,000 | $391,000 |
| Application Withdrawn By Applicant | 1,320 | $26,939,000 | $20,000 | $479,000 | $74,000 | $492,000 |
| Application Approved But Not Accepted | 161 | $36,801,000 | $228,000 | $521,000 | $96,000 | $385,000 |
| File Closed For Incompleteness | 26 | $6,364,000 | $244,000 | $1,190,000 | $107,000 | $785,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,395 | $29,435,000 | $21,000 | $479,000 | $60,000 | $262,000 |
| Debt-To-Income Ratio | 323 | $13,608,000 | $42,000 | $650,000 | $57,000 | $223,000 |
| Collateral | 27 | $4,436,000 | $164,000 | $620,000 | $100,000 | $286,000 |
| Other | 9 | $1,121,000 | $124,000 | $328,000 | $83,000 | $144,000 |
| Employment History | 4 | $648,000 | $162,000 | $284,000 | $55,000 | $66,000 |
| Credit Application Incomplete | 3 | $770,000 | $256,000 | $410,000 | $0 | $0 |
| Unverifiable Information | 1 | $5,000 | $5,000 | $5,000 | $41,000 | $41,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $137,000 | $137,000 | $137,000 | $43,000 | $43,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Investment Bank, F.S.B.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Loan Investment Bank, F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.