Homeloanadvisors.Com Mortgage Lending & HMDA Data, 2006

In 2006, Homeloanadvisors.Com of Costa Mesa, CA reported 614 mortgage applications totaling $150.0 million, down 5% from 2005. The average application was for $244,273, and applicants reported an average income of $86,765. 75% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (68), Washington-Arlington-Alexandria, DC-VA-MD-WV (44) and Atlanta-Sandy Springs-Marietta, GA (27) (applications in parentheses).

Mortgage Company & Address Homeloanadvisors.Com
600 Anton Blvd. 1700
Costa Mesa, CA 92626
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  
Total Number of Mortgage Applications 614
Total Mortgage Loan Application Amount $149,984,000
Average Mortgage Loan Application Amount $244,273
Highest Mortgage Loan Application Amount $950,000
Average Applicant Income $86,765
Highest Applicant Income $648,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homeloanadvisors.Com filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Homeloanadvisors.Com by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 43 $ 10,141,000 $ 235,837 $ 97,000
Prince George's, Maryland 18 $ 4,971,000 $ 276,166 $ 72,000
King, Washington 17 $ 5,082,000 $ 298,941 $ 93,000
Miami-Dade, Florida 16 $ 3,766,000 $ 235,375 $ 78,000
Los Angeles, California 13 $ 5,471,000 $ 420,846 $ 89,000
Broward, Florida 12 $ 3,021,000 $ 251,750 $ 75,000
Orange, California 11 $ 5,328,000 $ 484,363 $ 163,000
Pinellas, Florida 10 $ 2,087,000 $ 208,700 $ 70,000
DuPage, Illinois 10 $ 2,254,000 $ 225,400 $ 72,000
Snohomish, Washington 10 $ 2,527,000 $ 252,700 $ 72,000
Fairfield, Connecticut 9 $ 3,239,000 $ 359,888 $ 146,000
Riverside, California 8 $ 2,833,000 $ 354,125 $ 87,000
San Bernardino, California 8 $ 1,987,000 $ 248,375 $ 78,000
Lee, Florida 8 $ 1,712,000 $ 214,000 $ 87,000
Volusia, Florida 8 $ 1,639,000 $ 204,875 $ 91,000
Fulton, Georgia 8 $ 2,278,000 $ 284,750 $ 120,000
Montgomery, Maryland 8 $ 2,955,000 $ 369,375 $ 158,000
Palm Beach, Florida 7 $ 1,833,000 $ 261,857 $ 159,000
Baltimore, Maryland 7 $ 1,561,000 $ 223,000 $ 78,000
Philadelphia, Pennsylvania 7 $ 1,028,000 $ 146,857 $ 58,000
Fairfax, Virginia 7 $ 2,306,000 $ 329,428 $ 98,000
Pierce, Washington 7 $ 1,508,000 $ 215,428 $ 102,000
New Haven, Connecticut 6 $ 1,366,000 $ 227,666 $ 92,000
Hillsborough, Florida 6 $ 1,333,000 $ 222,166 $ 70,000
McHenry, Illinois 6 $ 1,828,000 $ 304,666 $ 111,000
Anne Arundel, Maryland 6 $ 1,594,000 $ 265,666 $ 78,000
Prince William, Virginia 6 $ 2,158,000 $ 359,666 $ 124,000
Kitsap, Washington 6 $ 1,551,000 $ 258,500 $ 66,000
Hartford, Connecticut 5 $ 1,020,000 $ 204,000 $ 95,000
Orange, Florida 5 $ 797,000 $ 159,400 $ 64,000
Seminole, Florida 5 $ 1,117,000 $ 223,400 $ 85,000
Gwinnett, Georgia 5 $ 1,027,000 $ 205,400 $ 90,000
Kane, Illinois 5 $ 1,065,000 $ 213,000 $ 103,000
Lake, Illinois 5 $ 1,646,000 $ 329,200 $ 81,000
Chesapeake, Virginia 5 $ 1,382,000 $ 276,400 $ 111,000
Maricopa, Arizona 4 $ 728,000 $ 182,000 $ 75,000
St. Lucie, Florida 4 $ 781,000 $ 195,250 $ 58,000
Cobb, Georgia 4 $ 673,000 $ 168,250 $ 121,000
Deschutes, Oregon 4 $ 894,000 $ 223,500 $ 71,000
Loudoun, Virginia 4 $ 910,000 $ 227,500 $ 67,000
San Joaquin, California 3 $ 836,000 $ 278,666 $ 65,000
Duval, Florida 3 $ 693,000 $ 231,000 $ 75,000
Escambia, Florida 3 $ 553,000 $ 184,333 $ 68,000
Manatee, Florida 3 $ 948,000 $ 316,000 $ 115,000
Marion, Florida 3 $ 726,000 $ 242,000 $ 56,000
Sarasota, Florida 3 $ 472,000 $ 157,333 $ 64,000
Camden, Georgia 3 $ 962,000 $ 320,666 $ 85,000
Chatham, Georgia 3 $ 405,000 $ 135,000 $ 52,000
Clayton, Georgia 3 $ 353,000 $ 117,666 $ 41,000
Forsyth, Georgia 3 $ 820,000 $ 273,333 $ 70,000
Glynn, Georgia 3 $ 530,000 $ 176,666 $ 127,000
Campbell, Kentucky 3 $ 524,000 $ 174,666 $ 53,000
Frederick, Maryland 3 $ 547,000 $ 182,333 $ 50,000
Howard, Maryland 3 $ 814,000 $ 271,333 $ 124,000
Wicomico, Maryland 3 $ 534,000 $ 178,000 $ 66,000
Lane, Oregon 3 $ 729,000 $ 243,000 $ 60,000
Multnomah, Oregon 3 $ 657,000 $ 219,000 $ 64,000
Monroe, Pennsylvania 3 $ 493,000 $ 164,333 $ 67,000
Henrico, Virginia 3 $ 680,000 $ 226,666 $ 63,000
Clark, Washington 3 $ 639,000 $ 213,000 $ 112,000
Thurston, Washington 3 $ 852,000 $ 284,000 $ 75,000
Merced, California 2 $ 331,000 $ 165,500 $ 50,000
Sacramento, California 2 $ 487,000 $ 243,500 $ 62,000
San Diego, California 2 $ 667,000 $ 333,500 $ 78,000
Ventura, California 2 $ 1,168,000 $ 584,000 $ 75,000
Brevard, Florida 2 $ 476,000 $ 238,000 $ 70,000
Leon, Florida 2 $ 437,000 $ 218,500 $ 110,000
Polk, Florida 2 $ 303,000 $ 151,500 $ 47,000
Santa Rosa, Florida 2 $ 315,000 $ 157,500 $ 57,000
St. Johns, Florida 2 $ 530,000 $ 265,000 $ 75,000
Carroll, Georgia 2 $ 939,000 $ 469,500 $ 253,000
Catoosa, Georgia 2 $ 220,000 $ 110,000 $ 33,000
Gilmer, Georgia 2 $ 238,000 $ 119,000 $ 53,000
Thomas, Georgia 2 $ 220,000 $ 110,000 $ 46,000
Adams, Illinois 2 $ 248,000 $ 124,000 $ 38,000
Will, Illinois 2 $ 438,000 $ 219,000 $ 62,000
Winnebago, Illinois 2 $ 302,000 $ 151,000 $ 58,000
St. Joseph, Indiana 2 $ 178,000 $ 89,000 $ 58,000
Boone, Kentucky 2 $ 374,000 $ 187,000 $ 59,000
Calvert, Maryland 2 $ 767,000 $ 383,500 $ 162,000
Carroll, Maryland 2 $ 549,000 $ 274,500 $ 117,000
Queen Anne's, Maryland 2 $ 298,000 $ 149,000 $ 42,000
Washington, Maryland 2 $ 402,000 $ 201,000 $ 59,000
Lenawee, Michigan 2 $ 161,000 $ 80,500 $ 85,000
Macomb, Michigan 2 $ 403,000 $ 201,500 $ 58,000
Carver, Minnesota 2 $ 622,000 $ 311,000 $ 137,000
Ramsey, Minnesota 2 $ 434,000 $ 217,000 $ 59,000
Washington, Minnesota 2 $ 560,000 $ 280,000 $ 119,000
Jackson, Missouri 2 $ 333,000 $ 166,500 $ 108,000
Platte, Missouri 2 $ 496,000 $ 248,000 $ 43,000
St. Louis, Missouri 2 $ 307,000 $ 153,500 $ 37,000
Linn, Oregon 2 $ 258,000 $ 129,000 $ 56,000
Washington, Oregon 2 $ 612,000 $ 306,000 $ 96,000
Lehigh, Pennsylvania 2 $ 160,000 $ 80,000 $ 47,000
Montgomery, Pennsylvania 2 $ 318,000 $ 159,000 $ 69,000
Northampton, Pennsylvania 2 $ 184,000 $ 92,000 $ 60,000
Pike, Pennsylvania 2 $ 576,000 $ 288,000 $ 116,000
Horry, South Carolina 2 $ 390,000 $ 195,000 $ 59,000
Davidson, Tennessee 2 $ 405,000 $ 202,500 $ 53,000
Shelby, Tennessee 2 $ 382,000 $ 191,000 $ 96,000
Sullivan, Tennessee 2 $ 148,000 $ 74,000 $ 23,000
Fauquier, Virginia 2 $ 799,000 $ 399,500 $ 104,000
Portsmouth, Virginia 2 $ 194,000 $ 97,000 $ 50,000
Virginia Beach, Virginia 2 $ 290,000 $ 145,000 $ 88,000
Island, Washington 2 $ 612,000 $ 306,000 $ 64,000
Kittitas, Washington 2 $ 660,000 $ 330,000 $ 532,000
Skagit, Washington 2 $ 567,000 $ 283,500 $ 74,000
Pima, Arizona 1 $ 144,000 $ 144,000 $ 76,000
Boone, Arkansas 1 $ 61,000 $ 61,000 $ 28,000
Alameda, California 1 $ 100,000 $ 100,000 $ 0
Contra Costa, California 1 $ 218,000 $ 218,000 $ 45,000
Fresno, California 1 $ 240,000 $ 240,000 $ 109,000
Kern, California 1 $ 250,000 $ 250,000 $ 145,000
Monterey, California 1 $ 250,000 $ 250,000 $ 77,000
San Luis Obispo, California 1 $ 160,000 $ 160,000 $ 35,000
Sonoma, California 1 $ 240,000 $ 240,000 $ 54,000
Tulare, California 1 $ 208,000 $ 208,000 $ 52,000
Litchfield, Connecticut 1 $ 176,000 $ 176,000 $ 46,000
Middlesex, Connecticut 1 $ 186,000 $ 186,000 $ 43,000
Tolland, Connecticut 1 $ 216,000 $ 216,000 $ 80,000
Bay, Florida 1 $ 110,000 $ 110,000 $ 47,000
Citrus, Florida 1 $ 195,000 $ 195,000 $ 49,000
Collier, Florida 1 $ 175,000 $ 175,000 $ 75,000
Indian River, Florida 1 $ 265,000 $ 265,000 $ 91,000
Lake, Florida 1 $ 100,000 $ 100,000 $ 59,000
Levy, Florida 1 $ 192,000 $ 192,000 $ 46,000
Okaloosa, Florida 1 $ 250,000 $ 250,000 $ 72,000
Osceola, Florida 1 $ 196,000 $ 196,000 $ 66,000
Pasco, Florida 1 $ 440,000 $ 440,000 $ 139,000
Wakulla, Florida 1 $ 169,000 $ 169,000 $ 124,000
Bryan, Georgia 1 $ 228,000 $ 228,000 $ 83,000
Columbia, Georgia 1 $ 365,000 $ 365,000 $ 75,000
DeKalb, Georgia 1 $ 250,000 $ 250,000 $ 111,000
Floyd, Georgia 1 $ 140,000 $ 140,000 $ 87,000
Hall, Georgia 1 $ 80,000 $ 80,000 $ 39,000
Hancock, Georgia 1 $ 259,000 $ 259,000 $ 56,000
Richmond, Georgia 1 $ 72,000 $ 72,000 $ 25,000
Spalding, Georgia 1 $ 133,000 $ 133,000 $ 101,000
DeKalb, Illinois 1 $ 284,000 $ 284,000 $ 79,000
Greene, Illinois 1 $ 131,000 $ 131,000 $ 78,000
Jackson, Illinois 1 $ 67,000 $ 67,000 $ 64,000
Kendall, Illinois 1 $ 158,000 $ 158,000 $ 57,000
LaSalle, Illinois 1 $ 133,000 $ 133,000 $ 40,000
Whiteside, Illinois 1 $ 475,000 $ 475,000 $ 95,000
Elkhart, Indiana 1 $ 306,000 $ 306,000 $ 79,000
Franklin, Indiana 1 $ 140,000 $ 140,000 $ 61,000
Hendricks, Indiana 1 $ 64,000 $ 64,000 $ 38,000
Howard, Indiana 1 $ 150,000 $ 150,000 $ 83,000
Jennings, Indiana 1 $ 175,000 $ 175,000 $ 40,000
Lake, Indiana 1 $ 206,000 $ 206,000 $ 0
Marion, Indiana 1 $ 165,000 $ 165,000 $ 40,000
Union, Indiana 1 $ 128,000 $ 128,000 $ 64,000
Vanderburgh, Indiana 1 $ 630,000 $ 630,000 $ 120,000
Whitley, Indiana 1 $ 197,000 $ 197,000 $ 70,000
Boyle, Kentucky 1 $ 79,000 $ 79,000 $ 41,000
Clark, Kentucky 1 $ 383,000 $ 383,000 $ 137,000
Franklin, Kentucky 1 $ 257,000 $ 257,000 $ 56,000
Hardin, Kentucky 1 $ 124,000 $ 124,000 $ 56,000
Henderson, Kentucky 1 $ 213,000 $ 213,000 $ 61,000
Jessamine, Kentucky 1 $ 136,000 $ 136,000 $ 69,000
Meade, Kentucky 1 $ 162,000 $ 162,000 $ 83,000
Charles, Maryland 1 $ 158,000 $ 158,000 $ 42,000
Harford, Maryland 1 $ 318,000 $ 318,000 $ 103,000
Monroe, Michigan 1 $ 200,000 $ 200,000 $ 94,000
St. Joseph, Michigan 1 $ 190,000 $ 190,000 $ 72,000
Anoka, Minnesota 1 $ 200,000 $ 200,000 $ 58,000
Dakota, Minnesota 1 $ 204,000 $ 204,000 $ 80,000
Hennepin, Minnesota 1 $ 297,000 $ 297,000 $ 76,000
Kandiyohi, Minnesota 1 $ 400,000 $ 400,000 $ 232,000
Koochiching, Minnesota 1 $ 169,000 $ 169,000 $ 96,000
St. Louis, Minnesota 1 $ 170,000 $ 170,000 $ 47,000
Camden, Missouri 1 $ 154,000 $ 154,000 $ 242,000
Christian, Missouri 1 $ 214,000 $ 214,000 $ 76,000
Jefferson, Missouri 1 $ 230,000 $ 230,000 $ 70,000
Johnson, Missouri 1 $ 305,000 $ 305,000 $ 351,000
Pulaski, Missouri 1 $ 152,000 $ 152,000 $ 57,000
St. Charles, Missouri 1 $ 178,000 $ 178,000 $ 54,000
St. Francois, Missouri 1 $ 201,000 $ 201,000 $ 71,000
St. Louis City, Missouri 1 $ 177,000 $ 177,000 $ 71,000
Hillsborough, New Hampshire 1 $ 170,000 $ 170,000 $ 60,000
Strafford, New Hampshire 1 $ 160,000 $ 160,000 $ 34,000
Coos, Oregon 1 $ 165,000 $ 165,000 $ 52,000
Douglas, Oregon 1 $ 260,000 $ 260,000 $ 45,000
Jackson, Oregon 1 $ 236,000 $ 236,000 $ 60,000
Josephine, Oregon 1 $ 184,000 $ 184,000 $ 60,000
Lincoln, Oregon 1 $ 442,000 $ 442,000 $ 68,000
Marion, Oregon 1 $ 190,000 $ 190,000 $ 61,000
Bucks, Pennsylvania 1 $ 277,000 $ 277,000 $ 41,000
Butler, Pennsylvania 1 $ 164,000 $ 164,000 $ 80,000
Chester, Pennsylvania 1 $ 675,000 $ 675,000 $ 184,000
Lebanon, Pennsylvania 1 $ 146,000 $ 146,000 $ 60,000
York, Pennsylvania 1 $ 121,000 $ 121,000 $ 53,000
Aiken, South Carolina 1 $ 157,000 $ 157,000 $ 85,000
Berkeley, South Carolina 1 $ 106,000 $ 106,000 $ 54,000
Charleston, South Carolina 1 $ 204,000 $ 204,000 $ 32,000
Colleton, South Carolina 1 $ 231,000 $ 231,000 $ 100,000
Dorchester, South Carolina 1 $ 182,000 $ 182,000 $ 58,000
Kershaw, South Carolina 1 $ 120,000 $ 120,000 $ 36,000
Laurens, South Carolina 1 $ 145,000 $ 145,000 $ 66,000
Bradley, Tennessee 1 $ 319,000 $ 319,000 $ 90,000
Henry, Tennessee 1 $ 169,000 $ 169,000 $ 89,000
Jefferson, Tennessee 1 $ 360,000 $ 360,000 $ 102,000
Sumner, Tennessee 1 $ 561,000 $ 561,000 $ 132,000
Alexandria, Virginia 1 $ 288,000 $ 288,000 $ 86,000
Arlington, Virginia 1 $ 356,000 $ 356,000 $ 93,000
Colonial Heights, Virginia 1 $ 200,000 $ 200,000 $ 53,000
Culpeper, Virginia 1 $ 320,000 $ 320,000 $ 102,000
Fluvanna, Virginia 1 $ 168,000 $ 168,000 $ 77,000
Frederick, Virginia 1 $ 192,000 $ 192,000 $ 60,000
Hanover, Virginia 1 $ 210,000 $ 210,000 $ 59,000
Isle of Wight, Virginia 1 $ 148,000 $ 148,000 $ 53,000
Manassas Park, Virginia 1 $ 235,000 $ 235,000 $ 118,000
Norfolk, Virginia 1 $ 86,000 $ 86,000 $ 91,000
Rockingham, Virginia 1 $ 283,000 $ 283,000 $ 52,000
Shenandoah, Virginia 1 $ 183,000 $ 183,000 $ 46,000
Spotsylvania, Virginia 1 $ 405,000 $ 405,000 $ 102,000
Westmoreland, Virginia 1 $ 459,000 $ 459,000 $ 264,000
Williamsburg, Virginia 1 $ 124,000 $ 124,000 $ 32,000
Chelan, Washington 1 $ 277,000 $ 277,000 $ 210,000
Lewis, Washington 1 $ 180,000 $ 180,000 $ 48,000
Mason, Washington 1 $ 165,000 $ 165,000 $ 52,000
Spokane, Washington 1 $ 91,000 $ 91,000 $ 33,000
Yakima, Washington 1 $ 200,000 $ 200,000 $ 62,000

Mortgage Loan Application Detail Totals for Homeloanadvisors.Com in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 596 $146,327,000 $245,000 $950,000 $86,000 $648,000
Home Purchase 17 $3,474,000 $204,000 $834,000 $116,000 $246,000
Home Improvement 1 $183,000 $183,000 $183,000 $46,000 $46,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 357 $89,142,000 $249,000 $950,000 $91,000 $648,000
Not Provided 137 $31,196,000 $227,000 $630,000 $76,000 $232,000
Black or African American 66 $14,695,000 $222,000 $693,000 $78,000 $225,000
Hispanic 43 $11,187,000 $260,000 $768,000 $92,000 $563,000
Asian 8 $2,438,000 $304,000 $450,000 $81,000 $125,000
Native Hawaiian or Other Pacific Islander 2 $682,000 $341,000 $488,000 $161,000 $234,000
American Indian or Alaskan Native 1 $644,000 $644,000 $644,000 $156,000 $156,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 601 $147,280,000 $245,000 $950,000 $87,000 $648,000
FHA-insured (Federal Housing Administration) 13 $2,704,000 $208,000 $332,000 $73,000 $124,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 463 $114,222,000 $246,000 $834,000 $90,000 $648,000
Application Approved But Not Accepted 146 $34,716,000 $237,000 $950,000 $78,000 $314,000
Application Denied By Financial Institution 4 $738,000 $184,000 $324,000 $73,000 $120,000
File Closed For Incompleteness 1 $308,000 $308,000 $308,000 $84,000 $84,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2 $443,000 $221,000 $324,000 $85,000 $120,000
Collateral 1 $162,000 $162,000 $162,000 $83,000 $83,000
Other 1 $133,000 $133,000 $133,000 $40,000 $40,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Homeloanadvisors.Com's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Homeloanadvisors.Com's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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