Homeloanadvisors.Com Mortgage Lending & HMDA Data, 2006
In 2006, Homeloanadvisors.Com of Costa Mesa, CA reported 614 mortgage applications totaling $150.0 million, down 5% from 2005. The average application was for $244,273, and applicants reported an average income of $86,765. 75% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (68), Washington-Arlington-Alexandria, DC-VA-MD-WV (44) and Atlanta-Sandy Springs-Marietta, GA (27) (applications in parentheses).
| Mortgage Company & Address | Homeloanadvisors.Com 600 Anton Blvd. 1700 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 |
| Total Number of Mortgage Applications | 614 |
| Total Mortgage Loan Application Amount | $149,984,000 |
| Average Mortgage Loan Application Amount | $244,273 |
| Highest Mortgage Loan Application Amount | $950,000 |
| Average Applicant Income | $86,765 |
| Highest Applicant Income | $648,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homeloanadvisors.Com filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 68 | $ 16,168,000 | $ 237,764 | $ 93,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 44 | $ 13,353,000 | $ 303,477 | $ 89,977 |
| Atlanta-Sandy Springs-Marietta, GA | 27 | $ 6,473,000 | $ 239,740 | $ 109,000 |
| Seattle-Bellevue-Everett, WA | 27 | $ 7,609,000 | $ 281,814 | $ 86,000 |
| Baltimore-Towson, MD | 21 | $ 5,134,000 | $ 244,476 | $ 86,000 |
| Tampa-St. Petersburg-Clearwater, FL | 17 | $ 3,860,000 | $ 227,058 | $ 74,000 |
| Miami-Miami Beach-Kendall, FL | 16 | $ 3,766,000 | $ 235,375 | $ 78,000 |
| Riverside-San Bernardino-Ontario, CA | 16 | $ 4,820,000 | $ 301,250 | $ 83,000 |
| Los Angeles-Long Beach-Glendale, CA | 13 | $ 5,471,000 | $ 420,846 | $ 89,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 12 | $ 3,021,000 | $ 251,750 | $ 75,000 |
| Orlando-Kissimmee, FL | 12 | $ 2,210,000 | $ 184,166 | $ 72,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 12 | $ 2,224,000 | $ 185,333 | $ 84,000 |
| Bethesda-Gaithersburg-Frederick, MD | 11 | $ 3,502,000 | $ 318,363 | $ 128,000 |
| Philadelphia, PA | 11 | $ 2,298,000 | $ 208,909 | $ 70,000 |
| Santa Ana-Anaheim-Irvine, CA | 11 | $ 5,328,000 | $ 484,363 | $ 163,000 |
| Bridgeport-Stamford-Norwalk, CT | 9 | $ 3,239,000 | $ 359,888 | $ 146,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 9 | $ 2,317,000 | $ 257,444 | $ 93,000 |
| Cape Coral-Fort Myers, FL | 8 | $ 1,712,000 | $ 214,000 | $ 87,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 8 | $ 1,639,000 | $ 204,875 | $ 91,000 |
| Portland-Vancouver-Beaverton, OR-WA | 8 | $ 1,908,000 | $ 238,500 | $ 90,125 |
| Hartford-West Hartford-East Hartford, CT | 7 | $ 1,422,000 | $ 203,142 | $ 85,000 |
| Tacoma, WA | 7 | $ 1,508,000 | $ 215,428 | $ 102,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 7 | $ 1,833,000 | $ 261,857 | $ 159,000 |
| Bremerton-Silverdale, WA | 6 | $ 1,551,000 | $ 258,500 | $ 66,000 |
| Cincinnati-Middletown, OH-KY-IN | 6 | $ 1,038,000 | $ 173,000 | $ 56,833 |
| New Haven-Milford, CT | 6 | $ 1,366,000 | $ 227,666 | $ 92,000 |
| Sarasota-Bradenton-Venice, FL | 6 | $ 1,420,000 | $ 236,666 | $ 90,000 |
| Jacksonville, FL | 5 | $ 1,223,000 | $ 244,600 | $ 75,000 |
| Lake County-Kenosha County, IL-WI | 5 | $ 1,646,000 | $ 329,200 | $ 81,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 868,000 | $ 173,600 | $ 63,000 |
| Richmond, VA | 5 | $ 1,090,000 | $ 218,000 | $ 60,000 |
| St. Louis, MO-IL | 5 | $ 892,000 | $ 178,400 | $ 54,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 344,000 | $ 86,000 | $ 53,000 |
| Bend, OR | 4 | $ 894,000 | $ 223,500 | $ 71,000 |
| Kansas City, MO-KS | 4 | $ 829,000 | $ 207,250 | $ 75,000 |
| Phoenix-Mesa-Scottsdale, AZ | 4 | $ 728,000 | $ 182,000 | $ 75,000 |
| Port St. Lucie-Fort Pierce, FL | 4 | $ 781,000 | $ 195,250 | $ 58,000 |
| Savannah, GA | 4 | $ 633,000 | $ 158,250 | $ 60,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 594,000 | $ 198,000 | $ 61,666 |
| Brunswick, GA | 3 | $ 530,000 | $ 176,666 | $ 127,000 |
| Charleston-North Charleston, SC | 3 | $ 492,000 | $ 164,000 | $ 48,000 |
| Eugene-Springfield, OR | 3 | $ 729,000 | $ 243,000 | $ 60,000 |
| Nashville-Davidson--Murfreesboro, TN | 3 | $ 966,000 | $ 322,000 | $ 79,000 |
| Ocala, FL | 3 | $ 726,000 | $ 242,000 | $ 56,000 |
| Olympia, WA | 3 | $ 852,000 | $ 284,000 | $ 75,000 |
| Salisbury, MD | 3 | $ 534,000 | $ 178,000 | $ 66,000 |
| Stockton, CA | 3 | $ 836,000 | $ 278,666 | $ 65,000 |
| Tallahassee, FL | 3 | $ 606,000 | $ 202,000 | $ 115,000 |
| Chattanooga, TN-GA | 2 | $ 220,000 | $ 110,000 | $ 33,000 |
| Evansville, IN-KY | 2 | $ 843,000 | $ 421,500 | $ 90,500 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 402,000 | $ 201,000 | $ 59,000 |
| Indianapolis-Carmel, IN | 2 | $ 229,000 | $ 114,500 | $ 39,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 148,000 | $ 74,000 | $ 23,000 |
| Lakeland, FL | 2 | $ 303,000 | $ 151,500 | $ 47,000 |
| Lexington-Fayette, KY | 2 | $ 519,000 | $ 259,500 | $ 103,000 |
| Memphis, TN-MS-AR | 2 | $ 382,000 | $ 191,000 | $ 96,000 |
| Merced, CA | 2 | $ 331,000 | $ 165,500 | $ 50,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 567,000 | $ 283,500 | $ 74,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 2 | $ 390,000 | $ 195,000 | $ 59,000 |
| Newark-Union, NJ-PA | 2 | $ 576,000 | $ 288,000 | $ 116,000 |
| Oakland-Fremont-Hayward, CA | 2 | $ 318,000 | $ 159,000 | $ 22,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 1,168,000 | $ 584,000 | $ 75,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 476,000 | $ 238,000 | $ 70,000 |
| Rockford, IL | 2 | $ 302,000 | $ 151,000 | $ 58,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 2 | $ 487,000 | $ 243,500 | $ 62,000 |
| San Diego-Carlsbad-San Marcos, CA | 2 | $ 667,000 | $ 333,500 | $ 78,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 178,000 | $ 89,000 | $ 58,000 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 403,000 | $ 201,500 | $ 58,000 |
| Bakersfield, CA | 1 | $ 250,000 | $ 250,000 | $ 145,000 |
| Charlottesville, VA | 1 | $ 168,000 | $ 168,000 | $ 77,000 |
| Cleveland, TN | 1 | $ 319,000 | $ 319,000 | $ 90,000 |
| Columbia, SC | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Duluth, MN-WI | 1 | $ 170,000 | $ 170,000 | $ 47,000 |
| Elizabethtown, KY | 1 | $ 124,000 | $ 124,000 | $ 56,000 |
| Elkhart-Goshen, IN | 1 | $ 306,000 | $ 306,000 | $ 79,000 |
| Fort Walton Beach-Crestview-Destin, FL | 1 | $ 250,000 | $ 250,000 | $ 72,000 |
| Fort Wayne, IN | 1 | $ 197,000 | $ 197,000 | $ 70,000 |
| Fresno, CA | 1 | $ 240,000 | $ 240,000 | $ 109,000 |
| Gainesville, GA | 1 | $ 80,000 | $ 80,000 | $ 39,000 |
| Gary, IN | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Greenville, SC | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Harrisonburg, VA | 1 | $ 283,000 | $ 283,000 | $ 52,000 |
| Kokomo, IN | 1 | $ 150,000 | $ 150,000 | $ 83,000 |
| Lebanon, PA | 1 | $ 146,000 | $ 146,000 | $ 60,000 |
| Louisville-Jefferson County, KY-IN | 1 | $ 162,000 | $ 162,000 | $ 83,000 |
| Manchester-Nashua, NH | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Medford, OR | 1 | $ 236,000 | $ 236,000 | $ 60,000 |
| Monroe, MI | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Morristown, TN | 1 | $ 360,000 | $ 360,000 | $ 102,000 |
| Naples-Marco Island, FL | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Panama City-Lynn Haven, FL | 1 | $ 110,000 | $ 110,000 | $ 47,000 |
| Pittsburgh, PA | 1 | $ 164,000 | $ 164,000 | $ 80,000 |
| Rockingham County-Strafford County, NH | 1 | $ 160,000 | $ 160,000 | $ 34,000 |
| Rome, GA | 1 | $ 140,000 | $ 140,000 | $ 87,000 |
| Salem, OR | 1 | $ 190,000 | $ 190,000 | $ 61,000 |
| Salinas, CA | 1 | $ 250,000 | $ 250,000 | $ 77,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 160,000 | $ 160,000 | $ 35,000 |
| Santa Rosa-Petaluma, CA | 1 | $ 240,000 | $ 240,000 | $ 54,000 |
| Sebastian-Vero Beach, FL | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Spokane, WA | 1 | $ 91,000 | $ 91,000 | $ 33,000 |
| Springfield, MO | 1 | $ 214,000 | $ 214,000 | $ 76,000 |
| Tucson, AZ | 1 | $ 144,000 | $ 144,000 | $ 76,000 |
| Visalia-Porterville, CA | 1 | $ 208,000 | $ 208,000 | $ 52,000 |
| Wenatchee, WA | 1 | $ 277,000 | $ 277,000 | $ 210,000 |
| Winchester, VA-WV | 1 | $ 192,000 | $ 192,000 | $ 60,000 |
| Yakima, WA | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
| York-Hanover, PA | 1 | $ 121,000 | $ 121,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Homeloanadvisors.Com in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 596 | $146,327,000 | $245,000 | $950,000 | $86,000 | $648,000 |
| Home Purchase | 17 | $3,474,000 | $204,000 | $834,000 | $116,000 | $246,000 |
| Home Improvement | 1 | $183,000 | $183,000 | $183,000 | $46,000 | $46,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 357 | $89,142,000 | $249,000 | $950,000 | $91,000 | $648,000 |
| Not Provided | 137 | $31,196,000 | $227,000 | $630,000 | $76,000 | $232,000 |
| Black or African American | 66 | $14,695,000 | $222,000 | $693,000 | $78,000 | $225,000 |
| Hispanic | 43 | $11,187,000 | $260,000 | $768,000 | $92,000 | $563,000 |
| Asian | 8 | $2,438,000 | $304,000 | $450,000 | $81,000 | $125,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $682,000 | $341,000 | $488,000 | $161,000 | $234,000 |
| American Indian or Alaskan Native | 1 | $644,000 | $644,000 | $644,000 | $156,000 | $156,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 601 | $147,280,000 | $245,000 | $950,000 | $87,000 | $648,000 |
| FHA-insured (Federal Housing Administration) | 13 | $2,704,000 | $208,000 | $332,000 | $73,000 | $124,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 463 | $114,222,000 | $246,000 | $834,000 | $90,000 | $648,000 |
| Application Approved But Not Accepted | 146 | $34,716,000 | $237,000 | $950,000 | $78,000 | $314,000 |
| Application Denied By Financial Institution | 4 | $738,000 | $184,000 | $324,000 | $73,000 | $120,000 |
| File Closed For Incompleteness | 1 | $308,000 | $308,000 | $308,000 | $84,000 | $84,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2 | $443,000 | $221,000 | $324,000 | $85,000 | $120,000 |
| Collateral | 1 | $162,000 | $162,000 | $162,000 | $83,000 | $83,000 |
| Other | 1 | $133,000 | $133,000 | $133,000 | $40,000 | $40,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homeloanadvisors.Com's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homeloanadvisors.Com's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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