Homeservices Lending, LLC A Mortgage Lending & HMDA Data, 2007

In 2007, Homeservices Lending, LLC A of Winston-Salem, NC reported 2,578 mortgage applications totaling $537.7 million, up 26% from 2006. The average application was for $208,562, and applicants reported an average income of $97,842. 88% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (707), Kansas City, MO-KS (450) and Minneapolis-St. Paul-Bloomington, MN-WI (431) (applications in parentheses).

Mortgage Company & Address Homeservices Lending, LLC A
100 N Main Street Mac D4001-063
Winston-Salem, NC 27150
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 2,578
Total Mortgage Loan Application Amount $537,674,000
Average Mortgage Loan Application Amount $208,562
Highest Mortgage Loan Application Amount $2,895,000
Average Applicant Income $97,842
Highest Applicant Income $967,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homeservices Lending, LLC A filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Homeservices Lending, LLC A by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 225 $ 78,775,000 $ 350,111 $ 154,000
Cobb, Georgia 217 $ 51,517,000 $ 237,405 $ 111,000
Johnson, Kansas 202 $ 38,945,000 $ 192,797 $ 103,000
Hennepin, Minnesota 178 $ 41,562,000 $ 233,494 $ 96,000
Polk, Iowa 144 $ 21,781,000 $ 151,256 $ 65,000
Jackson, Missouri 143 $ 21,002,000 $ 146,867 $ 77,000
Douglas, Nebraska 97 $ 13,534,000 $ 139,525 $ 83,000
DeKalb, Georgia 89 $ 23,425,000 $ 263,202 $ 118,000
Lancaster, Nebraska 73 $ 9,180,000 $ 125,753 $ 77,000
Ramsey, Minnesota 54 $ 11,358,000 $ 210,333 $ 100,000
Dakota, Minnesota 50 $ 11,245,000 $ 224,900 $ 93,000
Jefferson, Kentucky 48 $ 8,162,000 $ 170,041 $ 77,000
Washington, Minnesota 45 $ 11,265,000 $ 250,333 $ 134,000
Cherokee, Georgia 44 $ 8,583,000 $ 195,068 $ 86,000
Jefferson, Alabama 43 $ 6,812,000 $ 158,418 $ 69,000
Clay, Missouri 42 $ 6,405,000 $ 152,500 $ 84,000
Gwinnett, Georgia 35 $ 6,915,000 $ 197,571 $ 92,000
Olmsted, Minnesota 34 $ 5,485,000 $ 161,323 $ 62,000
Dallas, Iowa 33 $ 5,691,000 $ 172,454 $ 73,000
Anoka, Minnesota 26 $ 5,477,000 $ 210,653 $ 92,000
Cass, Missouri 24 $ 2,893,000 $ 120,541 $ 56,000
Fayette, Georgia 23 $ 5,768,000 $ 250,782 $ 81,000
Paulding, Georgia 23 $ 4,590,000 $ 199,565 $ 88,000
Sarpy, Nebraska 23 $ 3,317,000 $ 144,217 $ 85,000
Pima, Arizona 22 $ 4,618,000 $ 209,909 $ 77,000
Scott, Minnesota 20 $ 5,091,000 $ 254,550 $ 85,000
Linn, Iowa 19 $ 3,039,000 $ 159,947 $ 84,000
Platte, Missouri 19 $ 4,261,000 $ 224,263 $ 109,000
Fayette, Kentucky 18 $ 3,071,000 $ 170,611 $ 75,000
St. Croix, Wisconsin 18 $ 3,881,000 $ 215,611 $ 75,000
Shelby, Alabama 17 $ 3,351,000 $ 197,117 $ 84,000
Forsyth, Georgia 16 $ 3,793,000 $ 237,062 $ 100,000
Forsyth, North Carolina 16 $ 3,231,000 $ 201,937 $ 97,000
Mecklenburg, North Carolina 16 $ 3,462,000 $ 216,375 $ 85,000
Coweta, Georgia 15 $ 2,649,000 $ 176,600 $ 81,000
Miami-Dade, Florida 13 $ 4,079,000 $ 313,769 $ 104,000
Warren, Iowa 12 $ 2,313,000 $ 192,750 $ 110,000
Hamilton, Ohio 12 $ 1,419,000 $ 118,250 $ 88,000
Guilford, North Carolina 11 $ 3,161,000 $ 287,363 $ 175,000
Carver, Minnesota 10 $ 2,579,000 $ 257,900 $ 112,000
Wright, Minnesota 10 $ 1,829,000 $ 182,900 $ 77,000
Wake, North Carolina 10 $ 1,991,000 $ 199,100 $ 73,000
Maricopa, Arizona 9 $ 1,650,000 $ 183,333 $ 58,000
Chisago, Minnesota 9 $ 2,085,000 $ 231,666 $ 82,000
Greene, Missouri 9 $ 1,181,000 $ 131,222 $ 50,000
Johnson, Iowa 8 $ 1,325,000 $ 165,625 $ 74,000
Christian, Missouri 8 $ 830,000 $ 103,750 $ 36,000
Wyandotte, Kansas 7 $ 842,000 $ 120,285 $ 61,000
Crow Wing, Minnesota 7 $ 1,399,000 $ 199,857 $ 78,000
Sherburne, Minnesota 7 $ 1,382,000 $ 197,428 $ 83,000
Mobile, Alabama 6 $ 1,257,000 $ 209,500 $ 125,000
Clark, Indiana 6 $ 592,000 $ 98,666 $ 39,000
Floyd, Indiana 6 $ 769,000 $ 128,166 $ 79,000
Pottawattamie, Iowa 6 $ 855,000 $ 142,500 $ 69,000
Bullitt, Kentucky 6 $ 820,000 $ 136,666 $ 71,000
Oldham, Kentucky 6 $ 1,331,000 $ 221,833 $ 83,000
St. Louis, Minnesota 6 $ 1,141,000 $ 190,166 $ 46,000
Orange, North Carolina 6 $ 1,686,000 $ 281,000 $ 140,000
St. Clair, Alabama 5 $ 586,000 $ 117,200 $ 76,000
Miami, Kansas 5 $ 791,000 $ 158,200 $ 81,000
Boone, Kentucky 5 $ 833,000 $ 166,600 $ 107,000
Campbell, Kentucky 5 $ 716,000 $ 143,200 $ 108,000
Jessamine, Kentucky 5 $ 889,000 $ 177,800 $ 100,000
Kenton, Kentucky 5 $ 667,000 $ 133,400 $ 100,000
Rice, Minnesota 5 $ 1,380,000 $ 276,000 $ 111,000
Clermont, Ohio 5 $ 1,164,000 $ 232,800 $ 219,000
Cochise, Arizona 4 $ 980,000 $ 245,000 $ 136,000
Bartow, Georgia 4 $ 903,000 $ 225,750 $ 108,000
Douglas, Georgia 4 $ 474,000 $ 118,500 $ 61,000
Hall, Georgia 4 $ 599,000 $ 149,750 $ 57,000
Newton, Georgia 4 $ 619,000 $ 154,750 $ 95,000
Butler, Ohio 4 $ 983,000 $ 245,750 $ 151,000
Baldwin, Alabama 3 $ 856,000 $ 285,333 $ 185,000
Tallapoosa, Alabama 3 $ 687,000 $ 229,000 $ 144,000
Broward, Florida 3 $ 2,418,000 $ 806,000 $ 260,000
Chatham, Georgia 3 $ 493,000 $ 164,333 $ 69,000
Henry, Georgia 3 $ 410,000 $ 136,666 $ 31,000
Linn, Kansas 3 $ 365,000 $ 121,666 $ 81,000
Shelby, Kentucky 3 $ 781,000 $ 260,333 $ 111,000
Cass, Minnesota 3 $ 860,000 $ 286,666 $ 223,000
Stearns, Minnesota 3 $ 517,000 $ 172,333 $ 70,000
Cabarrus, North Carolina 3 $ 790,000 $ 263,333 $ 46,000
Pierce, Wisconsin 3 $ 695,000 $ 231,666 $ 87,000
Chilton, Alabama 2 $ 155,000 $ 77,500 $ 36,000
Clarke, Georgia 2 $ 366,000 $ 183,000 $ 177,000
Clayton, Georgia 2 $ 199,000 $ 99,500 $ 69,000
Gilmer, Georgia 2 $ 487,000 $ 243,500 $ 198,000
Glynn, Georgia 2 $ 538,000 $ 269,000 $ 374,000
Richmond, Georgia 2 $ 490,000 $ 245,000 $ 189,000
Harrison, Indiana 2 $ 223,000 $ 111,500 $ 0
Guthrie, Iowa 2 $ 249,000 $ 124,500 $ 93,000
Jasper, Iowa 2 $ 199,000 $ 99,500 $ 79,000
Madison, Iowa 2 $ 404,000 $ 202,000 $ 99,000
Story, Iowa 2 $ 255,000 $ 127,500 $ 48,000
Douglas, Kansas 2 $ 262,000 $ 131,000 $ 69,000
Hardin, Kentucky 2 $ 347,000 $ 173,500 $ 64,000
Meade, Kentucky 2 $ 233,000 $ 116,500 $ 65,000
Scott, Kentucky 2 $ 207,000 $ 103,500 $ 65,000
Woodford, Kentucky 2 $ 296,000 $ 148,000 $ 32,000
Henry, Missouri 2 $ 232,000 $ 116,000 $ 76,000
Lafayette, Missouri 2 $ 241,000 $ 120,500 $ 46,000
Nodaway, Missouri 2 $ 145,000 $ 72,500 $ 33,000
Gage, Nebraska 2 $ 165,000 $ 82,500 $ 53,000
Saline, Nebraska 2 $ 172,000 $ 86,000 $ 36,000
Saunders, Nebraska 2 $ 583,000 $ 291,500 $ 114,000
Brunswick, North Carolina 2 $ 505,000 $ 252,500 $ 183,000
Durham, North Carolina 2 $ 470,000 $ 235,000 $ 98,000
Iredell, North Carolina 2 $ 302,000 $ 151,000 $ 64,000
Union, North Carolina 2 $ 554,000 $ 277,000 $ 105,000
Beaufort, South Carolina 2 $ 719,000 $ 359,500 $ 178,000
Salt Lake, Utah 2 $ 623,000 $ 311,500 $ 227,000
Eau Claire, Wisconsin 2 $ 432,000 $ 216,000 $ 85,000
Polk, Wisconsin 2 $ 801,000 $ 400,500 $ 207,000
Bibb, Alabama 1 $ 330,000 $ 330,000 $ 101,000
Cullman, Alabama 1 $ 163,000 $ 163,000 $ 80,000
Mohave, Arizona 1 $ 282,000 $ 282,000 $ 94,000
Yavapai, Arizona 1 $ 175,000 $ 175,000 $ 88,000
Los Angeles, California 1 $ 293,000 $ 293,000 $ 445,000
Denver, Colorado 1 $ 305,000 $ 305,000 $ 89,000
Eagle, Colorado 1 $ 200,000 $ 200,000 $ 276,000
Jefferson, Colorado 1 $ 182,000 $ 182,000 $ 134,000
Monroe, Florida 1 $ 700,000 $ 700,000 $ 0
Walton, Florida 1 $ 341,000 $ 341,000 $ 240,000
Carroll, Georgia 1 $ 203,000 $ 203,000 $ 80,000
Catoosa, Georgia 1 $ 171,000 $ 171,000 $ 85,000
Floyd, Georgia 1 $ 166,000 $ 166,000 $ 168,000
Gordon, Georgia 1 $ 83,000 $ 83,000 $ 48,000
Greene, Georgia 1 $ 586,000 $ 586,000 $ 350,000
Hart, Georgia 1 $ 329,000 $ 329,000 $ 208,000
Jackson, Georgia 1 $ 233,000 $ 233,000 $ 138,000
Muscogee, Georgia 1 $ 140,000 $ 140,000 $ 69,000
Pickens, Georgia 1 $ 136,000 $ 136,000 $ 37,000
Polk, Georgia 1 $ 68,000 $ 68,000 $ 38,000
Towns, Georgia 1 $ 128,000 $ 128,000 $ 105,000
Troup, Georgia 1 $ 118,000 $ 118,000 $ 42,000
Walker, Georgia 1 $ 154,000 $ 154,000 $ 78,000
Walton, Georgia 1 $ 112,000 $ 112,000 $ 63,000
Whitfield, Georgia 1 $ 130,000 $ 130,000 $ 33,000
Cook, Illinois 1 $ 304,000 $ 304,000 $ 138,000
Allen, Indiana 1 $ 100,000 $ 100,000 $ 51,000
Black Hawk, Iowa 1 $ 158,000 $ 158,000 $ 78,000
Cerro Gordo, Iowa 1 $ 68,000 $ 68,000 $ 54,000
Marshall, Iowa 1 $ 178,000 $ 178,000 $ 0
Mills, Iowa 1 $ 217,000 $ 217,000 $ 116,000
Poweshiek, Iowa 1 $ 148,000 $ 148,000 $ 100,000
Woodbury, Iowa 1 $ 152,000 $ 152,000 $ 99,000
Franklin, Kansas 1 $ 119,000 $ 119,000 $ 45,000
Leavenworth, Kansas 1 $ 325,000 $ 325,000 $ 99,000
Riley, Kansas 1 $ 198,000 $ 198,000 $ 80,000
Anderson, Kentucky 1 $ 288,000 $ 288,000 $ 115,000
Boyle, Kentucky 1 $ 121,000 $ 121,000 $ 120,000
Bracken, Kentucky 1 $ 125,000 $ 125,000 $ 67,000
Spencer, Kentucky 1 $ 189,000 $ 189,000 $ 0
Caroline, Maryland 1 $ 267,000 $ 267,000 $ 72,000
Suffolk, Massachusetts 1 $ 342,000 $ 342,000 $ 967,000
Aitkin, Minnesota 1 $ 180,000 $ 180,000 $ 136,000
Becker, Minnesota 1 $ 163,000 $ 163,000 $ 125,000
Benton, Minnesota 1 $ 67,000 $ 67,000 $ 64,000
Carlton, Minnesota 1 $ 150,000 $ 150,000 $ 54,000
Goodhue, Minnesota 1 $ 56,000 $ 56,000 $ 14,000
Isanti, Minnesota 1 $ 183,000 $ 183,000 $ 43,000
Kandiyohi, Minnesota 1 $ 316,000 $ 316,000 $ 787,000
Le Sueur, Minnesota 1 $ 148,000 $ 148,000 $ 56,000
Mille Lacs, Minnesota 1 $ 144,000 $ 144,000 $ 52,000
Mower, Minnesota 1 $ 80,000 $ 80,000 $ 77,000
Pine, Minnesota 1 $ 124,000 $ 124,000 $ 135,000
Roseau, Minnesota 1 $ 87,000 $ 87,000 $ 52,000
Jackson, Mississippi 1 $ 186,000 $ 186,000 $ 120,000
Neshoba, Mississippi 1 $ 114,000 $ 114,000 $ 70,000
Benton, Missouri 1 $ 67,000 $ 67,000 $ 79,000
Boone, Missouri 1 $ 101,000 $ 101,000 $ 0
Caldwell, Missouri 1 $ 117,000 $ 117,000 $ 90,000
Cole, Missouri 1 $ 269,000 $ 269,000 $ 243,000
Johnson, Missouri 1 $ 108,000 $ 108,000 $ 42,000
Lawrence, Missouri 1 $ 72,000 $ 72,000 $ 46,000
Pettis, Missouri 1 $ 119,000 $ 119,000 $ 70,000
St. Clair, Missouri 1 $ 133,000 $ 133,000 $ 81,000
St. Louis City, Missouri 1 $ 82,000 $ 82,000 $ 33,000
Taney, Missouri 1 $ 235,000 $ 235,000 $ 65,000
Webster, Missouri 1 $ 92,000 $ 92,000 $ 41,000
Lewis and Clark, Montana 1 $ 278,000 $ 278,000 $ 150,000
Cass, Nebraska 1 $ 105,000 $ 105,000 $ 142,000
Dodge, Nebraska 1 $ 159,000 $ 159,000 $ 64,000
Holt, Nebraska 1 $ 107,000 $ 107,000 $ 46,000
Thayer, Nebraska 1 $ 75,000 $ 75,000 $ 70,000
Clark, Nevada 1 $ 276,000 $ 276,000 $ 105,000
Carteret, North Carolina 1 $ 650,000 $ 650,000 $ 314,000
Davidson, North Carolina 1 $ 200,000 $ 200,000 $ 119,000
Davie, North Carolina 1 $ 369,000 $ 369,000 $ 175,000
Gaston, North Carolina 1 $ 209,000 $ 209,000 $ 0
Macon, North Carolina 1 $ 108,000 $ 108,000 $ 40,000
New Hanover, North Carolina 1 $ 134,000 $ 134,000 $ 124,000
Swain, North Carolina 1 $ 100,000 $ 100,000 $ 46,000
Wood, Ohio 1 $ 101,000 $ 101,000 $ 0
Clatsop, Oregon 1 $ 240,000 $ 240,000 $ 136,000
Berks, Pennsylvania 1 $ 257,000 $ 257,000 $ 94,000
Chester, Pennsylvania 1 $ 349,000 $ 349,000 $ 117,000
Colleton, South Carolina 1 $ 480,000 $ 480,000 $ 213,000
Oconee, South Carolina 1 $ 1,500,000 $ 1,500,000 $ 542,000
York, South Carolina 1 $ 314,000 $ 314,000 $ 132,000
Shelby, Tennessee 1 $ 114,000 $ 114,000 $ 35,000
Wilson, Tennessee 1 $ 204,000 $ 204,000 $ 54,000
Bell, Texas 1 $ 216,000 $ 216,000 $ 107,000
Dallas, Texas 1 $ 224,000 $ 224,000 $ 119,000
Harris, Texas 1 $ 281,000 $ 281,000 $ 176,000
Wasatch, Utah 1 $ 245,000 $ 245,000 $ 184,000
Dane, Wisconsin 1 $ 216,000 $ 216,000 $ 61,000
Racine, Wisconsin 1 $ 260,000 $ 260,000 $ 93,000
Lincoln, Wyoming 1 $ 113,000 $ 113,000 $ 63,000
Sheridan, Wyoming 1 $ 375,000 $ 375,000 $ 246,000

Mortgage Loan Application Detail Totals for Homeservices Lending, LLC A in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,317 $479,928,000 $207,000 $2,895,000 $97,000 $967,000
Refinancing 240 $52,733,000 $219,000 $1,892,000 $105,000 $600,000
Home Improvement 21 $5,013,000 $238,000 $1,500,000 $109,000 $542,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,202 $459,745,000 $208,000 $2,895,000 $99,000 $967,000
Not Provided 182 $39,631,000 $217,000 $1,000,000 $97,000 $450,000
Black or African American 80 $13,854,000 $173,000 $416,000 $76,000 $310,000
Asian 55 $12,846,000 $233,000 $658,000 $112,000 $510,000
Hispanic 50 $9,500,000 $190,000 $400,000 $84,000 $400,000
Native Hawaiian or Other Pacific Islander 7 $1,655,000 $236,000 $389,000 $86,000 $153,000
American Indian or Alaskan Native 2 $443,000 $221,000 $316,000 $90,000 $120,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,486 $522,504,000 $210,000 $2,895,000 $99,000 $967,000
FHA-insured (Federal Housing Administration) 67 $10,515,000 $156,000 $305,000 $68,000 $524,000
VA-guaranteed (Veterans Administration) 25 $4,655,000 $186,000 $409,000 $66,000 $138,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,269 $470,353,000 $207,000 $2,895,000 $97,000 $957,000
Application Approved But Not Accepted 286 $62,286,000 $217,000 $2,000,000 $104,000 $967,000
Preapproval Approved but not Accepted 23 $5,035,000 $218,000 $600,000 $64,000 $187,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Homeservices Lending, LLC A's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Homeservices Lending, LLC A's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

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