Hometown Equity Mortgage, LLC Mortgage Lending & HMDA Data, 2025

In 2025, Hometown Equity Mortgage, LLC of Lake Forest, CA reported 14,901 mortgage applications totaling $7.0 billion, up 63% from 2024. The average application was for $466,752, and applicants reported an average income of $147,402. 51% of its applications resulted in an originated loan and 45% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,024), New York-Jersey City-White Plains, NY-NJ (661) and Riverside-San Bernardino-Ontario, CA (619) (applications in parentheses).

Mortgage Company & Address Hometown Equity Mortgage, LLC
25531 Commercentre Drive Suite 250
Lake Forest, CA 92630
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2017  2016  2015  2014  2010  2009  
Total Number of Mortgage Applications 14,901
Total Mortgage Loan Application Amount $6,955,085,000
Average Mortgage Loan Application Amount $466,752
Highest Mortgage Loan Application Amount $4,005,000
Average Applicant Income $147,402
Highest Applicant Income $9,181,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hometown Equity Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Hometown Equity Mortgage, LLC by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,024 $ 706,460,000 $ 689,902 $ 305,000
Miami-Dade, Florida 547 $ 328,115,000 $ 599,844 $ 200,000
Harris, Texas 393 $ 119,695,000 $ 304,567 $ 76,000
Broward, Florida 374 $ 186,210,000 $ 497,887 $ 220,000
Riverside, California 341 $ 177,695,000 $ 521,099 $ 316,000
San Diego, California 279 $ 211,105,000 $ 756,648 $ 296,000
Orange, California 278 $ 226,700,000 $ 815,467 $ 426,000
San Bernardino, California 278 $ 131,410,000 $ 472,697 $ 215,000
Maricopa, Arizona 241 $ 108,655,000 $ 450,850 $ 231,000
Palm Beach, Florida 227 $ 106,755,000 $ 470,286 $ 182,000
Cook, Illinois 164 $ 58,880,000 $ 359,024 $ 52,000
Kings, New York 164 $ 179,600,000 $ 1,095,121 $ 0
Hillsborough, Florida 162 $ 57,520,000 $ 355,061 $ 159,000
Orange, Florida 162 $ 62,810,000 $ 387,716 $ 118,000
Queens, New York 160 $ 122,160,000 $ 763,500 $ 0
Lee, Florida 159 $ 54,195,000 $ 340,849 $ 50,000
Osceola, Florida 147 $ 54,765,000 $ 372,551 $ 61,000
Philadelphia, Pennsylvania 147 $ 44,775,000 $ 304,591 $ 13,000
Bexar, Texas 143 $ 37,995,000 $ 265,699 $ 27,000
Dallas, Texas 141 $ 65,955,000 $ 467,765 $ 86,000
Clark, Nevada 134 $ 55,240,000 $ 412,238 $ 147,000
Suffolk, New York 121 $ 95,165,000 $ 786,487 $ 0
Fulton, Georgia 109 $ 50,525,000 $ 463,532 $ 74,000
Tarrant, Texas 103 $ 34,905,000 $ 338,883 $ 73,000
Nassau, New York 97 $ 65,825,000 $ 678,608 $ 0
Polk, Florida 95 $ 30,355,000 $ 319,526 $ 52,000
Kern, California 89 $ 29,775,000 $ 334,550 $ 122,000
Sacramento, California 87 $ 38,595,000 $ 443,620 $ 198,000
Pinellas, Florida 86 $ 42,160,000 $ 490,232 $ 152,000
Montgomery, Texas 85 $ 28,875,000 $ 339,705 $ 154,000
Gwinnett, Georgia 78 $ 28,110,000 $ 360,384 $ 69,000
Essex, New Jersey 78 $ 45,780,000 $ 586,923 $ 151,000
Fort Bend, Texas 72 $ 25,060,000 $ 348,055 $ 129,000
Hidalgo, Texas 71 $ 18,595,000 $ 261,901 $ 54,000
Ventura, California 70 $ 46,720,000 $ 667,428 $ 303,000
Baltimore City, Maryland 68 $ 16,270,000 $ 239,264 $ 141,000
Lake, Florida 67 $ 25,455,000 $ 379,925 $ 89,000
Duval, Florida 65 $ 15,485,000 $ 238,230 $ 38,000
Sevier, Tennessee 65 $ 48,545,000 $ 746,846 $ 54,000
Rockland, New York 64 $ 41,050,000 $ 641,406 $ 0
Westchester, New York 62 $ 38,080,000 $ 614,193 $ 0
Bronx, New York 61 $ 47,495,000 $ 778,606 $ 0
Greater Bridgeport Planning Region, Connecticut 60 $ 25,670,000 $ 427,833 $ 26,000
Manatee, Florida 60 $ 56,250,000 $ 937,500 $ 128,000
Erie, New York 60 $ 11,560,000 $ 192,666 $ 0
Horry, South Carolina 59 $ 25,115,000 $ 425,677 $ 25,000
Shelby, Tennessee 59 $ 10,995,000 $ 186,355 $ 29,000
DeKalb, Georgia 57 $ 18,085,000 $ 317,280 $ 56,000
Alameda, California 56 $ 41,030,000 $ 732,678 $ 194,000
Pasco, Florida 56 $ 14,170,000 $ 253,035 $ 80,000
Collin, Texas 56 $ 26,750,000 $ 477,678 $ 161,000
Contra Costa, California 55 $ 36,365,000 $ 661,181 $ 303,000
St. Lucie, Florida 55 $ 18,935,000 $ 344,272 $ 56,000
Cuyahoga, Ohio 54 $ 11,230,000 $ 207,962 $ 25,000
Marion, Florida 53 $ 14,065,000 $ 265,377 $ 179,000
Volusia, Florida 53 $ 17,365,000 $ 327,641 $ 141,000
Travis, Texas 52 $ 35,260,000 $ 678,076 $ 279,000
Salt Lake, Utah 52 $ 24,800,000 $ 476,923 $ 448,000
Jackson, Missouri 50 $ 9,060,000 $ 181,200 $ 31,000
Albany, New York 50 $ 13,710,000 $ 274,200 $ 0
Monroe, New York 50 $ 8,340,000 $ 166,800 $ 0
McCurtain, Oklahoma 50 $ 39,510,000 $ 790,200 $ 3,000
Hudson, New Jersey 48 $ 30,340,000 $ 632,083 $ 39,000
Mercer, New Jersey 48 $ 12,370,000 $ 257,708 $ 21,000
Union, New Jersey 48 $ 24,760,000 $ 515,833 $ 83,000
Orange, New York 48 $ 21,790,000 $ 453,958 $ 7,000
Milwaukee, Wisconsin 48 $ 8,870,000 $ 184,791 $ 1,000
El Paso, Texas 47 $ 10,525,000 $ 223,936 $ 57,000
King, Washington 47 $ 30,585,000 $ 650,744 $ 208,000
Collier, Florida 45 $ 31,545,000 $ 701,000 $ 194,000
Cobb, Georgia 45 $ 17,985,000 $ 399,666 $ 146,000
South Central Connecticut Planning Region, Connecticut 43 $ 15,075,000 $ 350,581 $ 32,000
Brevard, Florida 43 $ 12,225,000 $ 284,302 $ 69,000
Sarasota, Florida 43 $ 25,115,000 $ 584,069 $ 44,000
Wayne, Michigan 43 $ 9,235,000 $ 214,767 $ 61,000
Denton, Texas 43 $ 17,745,000 $ 412,674 $ 140,000
San Joaquin, California 42 $ 18,900,000 $ 450,000 $ 202,000
Prince George's, Maryland 42 $ 13,280,000 $ 316,190 $ 121,000
Monmouth, New Jersey 41 $ 17,435,000 $ 425,243 $ 34,000
Monroe, Pennsylvania 41 $ 12,245,000 $ 298,658 $ 13,000
Naugatuck Valley Planning Region, Connecticut 40 $ 12,810,000 $ 320,250 $ 39,000
Davidson, Tennessee 40 $ 21,670,000 $ 541,750 $ 184,000
Santa Clara, California 39 $ 36,085,000 $ 925,256 $ 540,000
Greenville, South Carolina 39 $ 13,455,000 $ 345,000 $ 161,000
Charlotte, Florida 38 $ 13,040,000 $ 343,157 $ 597,000
Walton, Florida 38 $ 38,910,000 $ 1,023,947 $ 321,000
Baltimore, Maryland 38 $ 13,230,000 $ 348,157 $ 19,000
Ocean, New Jersey 37 $ 26,115,000 $ 705,810 $ 527,000
Mecklenburg, North Carolina 37 $ 15,825,000 $ 427,702 $ 85,000
Santa Barbara, California 36 $ 26,130,000 $ 725,833 $ 736,000
Western Connecticut Planning Region, Connecticut 36 $ 23,620,000 $ 656,111 $ 106,000
Escambia, Florida 36 $ 7,050,000 $ 195,833 $ 18,000
Delaware, Pennsylvania 36 $ 13,130,000 $ 364,722 $ 119,000
Capitol Planning Region, Connecticut 35 $ 11,465,000 $ 327,571 $ 80,000
Bay, Florida 35 $ 21,615,000 $ 617,571 $ 94,000
Camden, New Jersey 35 $ 8,525,000 $ 243,571 $ 35,000
Fresno, California 34 $ 11,480,000 $ 337,647 $ 130,000
Stanislaus, California 34 $ 10,460,000 $ 307,647 $ 117,000
Bergen, New Jersey 34 $ 27,290,000 $ 802,647 $ 246,000
Passaic, New Jersey 33 $ 18,315,000 $ 555,000 $ 61,000
Cameron, Texas 33 $ 8,755,000 $ 265,303 $ 57,000
Montgomery, Maryland 32 $ 13,580,000 $ 424,375 $ 166,000
District of Columbia, District Of Columbia 31 $ 33,715,000 $ 1,087,580 $ 50,000
Essex, Massachusetts 31 $ 16,375,000 $ 528,225 $ 118,000
Jefferson, Alabama 30 $ 5,350,000 $ 178,333 $ 2,000
Honolulu, Hawaii 30 $ 20,100,000 $ 670,000 $ 0
Bristol, Massachusetts 30 $ 12,340,000 $ 411,333 $ 13,000
Franklin, Ohio 30 $ 7,280,000 $ 242,666 $ 27,000
Providence, Rhode Island 30 $ 14,400,000 $ 480,000 $ 62,000
Galveston, Texas 30 $ 15,900,000 $ 530,000 $ 52,000
El Paso, Colorado 28 $ 13,060,000 $ 466,428 $ 127,000
Okaloosa, Florida 28 $ 18,780,000 $ 670,714 $ 120,000
Chatham, Georgia 28 $ 8,990,000 $ 321,071 $ 7,000
Orleans, Louisiana 28 $ 8,140,000 $ 290,714 $ 21,000
Suffolk, Massachusetts 28 $ 22,440,000 $ 801,428 $ 45,000
Schenectady, New York 28 $ 5,840,000 $ 208,571 $ 0
Clayton, Georgia 27 $ 5,485,000 $ 203,148 $ 34,000
Atlantic, New Jersey 27 $ 11,725,000 $ 434,259 $ 125,000
Middlesex, New Jersey 27 $ 12,025,000 $ 445,370 $ 62,000
Spartanburg, South Carolina 26 $ 7,910,000 $ 304,230 $ 217,000
Richmond City, Virginia 26 $ 6,220,000 $ 239,230 $ 0
Pierce, Washington 26 $ 15,710,000 $ 604,230 $ 316,000
Pima, Arizona 25 $ 9,755,000 $ 390,200 $ 96,000
Arapahoe, Colorado 25 $ 13,175,000 $ 527,000 $ 239,000
Marion, Indiana 25 $ 4,895,000 $ 195,800 $ 2,000
Chesterfield, Virginia 25 $ 7,455,000 $ 298,200 $ 156,000
Monterey, California 24 $ 11,250,000 $ 468,750 $ 188,000
Hernando, Florida 24 $ 6,210,000 $ 258,750 $ 188,000
Seminole, Florida 24 $ 7,900,000 $ 329,166 $ 58,000
St. Johns, Florida 24 $ 21,090,000 $ 878,750 $ 416,000
Jefferson, Kentucky 24 $ 4,130,000 $ 172,083 $ 19,000
Plymouth, Massachusetts 24 $ 14,030,000 $ 584,583 $ 62,000
Worcester, Massachusetts 23 $ 10,645,000 $ 462,826 $ 113,000
Sullivan, New York 23 $ 9,175,000 $ 398,913 $ 0
Luzerne, Pennsylvania 23 $ 3,665,000 $ 159,347 $ 0
Solano, California 22 $ 9,150,000 $ 415,909 $ 149,000
Tulare, California 22 $ 6,620,000 $ 300,909 $ 96,000
Denver, Colorado 22 $ 8,650,000 $ 393,181 $ 106,000
Monroe, Florida 22 $ 19,610,000 $ 891,363 $ 891,000
Middlesex, Massachusetts 22 $ 14,550,000 $ 661,363 $ 125,000
Hillsborough, New Hampshire 22 $ 11,140,000 $ 506,363 $ 80,000
Knox, Tennessee 22 $ 5,920,000 $ 269,090 $ 6,000
Citrus, Florida 21 $ 6,355,000 $ 302,619 $ 51,000
Broome, New York 21 $ 5,285,000 $ 251,666 $ 0
Cumberland, North Carolina 21 $ 3,705,000 $ 176,428 $ 0
Wake, North Carolina 21 $ 8,015,000 $ 381,666 $ 206,000
Charleston, South Carolina 21 $ 11,605,000 $ 552,619 $ 142,000
Nueces, Texas 21 $ 7,005,000 $ 333,571 $ 77,000
Williamson, Texas 21 $ 7,235,000 $ 344,523 $ 115,000
Anne Arundel, Maryland 20 $ 6,370,000 $ 318,500 $ 63,000
Macomb, Michigan 20 $ 6,330,000 $ 316,500 $ 104,000
Oakland, Michigan 20 $ 6,230,000 $ 311,500 $ 39,000
Multnomah, Oregon 20 $ 7,510,000 $ 375,500 $ 149,000
Brazoria, Texas 20 $ 11,690,000 $ 584,500 $ 349,000
Placer, California 19 $ 14,515,000 $ 763,947 $ 226,000
Richmond, New York 19 $ 11,325,000 $ 596,052 $ 0
Comal, Texas 19 $ 8,475,000 $ 446,052 $ 55,000
Washington, Utah 19 $ 11,815,000 $ 621,842 $ 276,000
Norfolk, Massachusetts 18 $ 11,070,000 $ 615,000 $ 179,000
Rensselaer, New York 18 $ 4,050,000 $ 225,000 $ 0
Beaufort, South Carolina 18 $ 6,330,000 $ 351,666 $ 539,000
Bell, Texas 18 $ 3,540,000 $ 196,666 $ 6,000
Guadalupe, Texas 18 $ 5,270,000 $ 292,777 $ 41,000
Utah, Utah 18 $ 10,870,000 $ 603,888 $ 781,000
Weber, Utah 18 $ 7,130,000 $ 396,111 $ 154,000
Mobile, Alabama 17 $ 2,865,000 $ 168,529 $ 6,000
Sonoma, California 17 $ 9,015,000 $ 530,294 $ 120,000
New Castle, Delaware 17 $ 3,965,000 $ 233,235 $ 50,000
Hampden, Massachusetts 17 $ 5,465,000 $ 321,470 $ 47,000
Pinal, Arizona 16 $ 6,800,000 $ 425,000 $ 67,000
San Mateo, California 16 $ 18,120,000 $ 1,132,500 $ 540,000
Adams, Colorado 16 $ 6,520,000 $ 407,500 $ 89,000
Leon, Florida 16 $ 4,510,000 $ 281,875 $ 64,000
Onondaga, New York 16 $ 2,990,000 $ 186,875 $ 0
Saratoga, New York 16 $ 5,210,000 $ 325,625 $ 0
Deschutes, Oregon 16 $ 7,810,000 $ 488,125 $ 90,000
Jefferson, Colorado 15 $ 7,195,000 $ 479,666 $ 226,000
Morris, New Jersey 15 $ 9,495,000 $ 633,000 $ 180,000
New York, New York 15 $ 27,445,000 $ 1,829,666 $ 0
Forsyth, North Carolina 15 $ 3,705,000 $ 247,000 $ 10,000
Oklahoma, Oklahoma 15 $ 3,365,000 $ 224,333 $ 19,000
Allegheny, Pennsylvania 15 $ 3,695,000 $ 246,333 $ 74,000
Norfolk, Virginia 15 $ 4,685,000 $ 312,333 $ 6,000
Spokane, Washington 15 $ 3,975,000 $ 265,000 $ 194,000
Bibb, Georgia 14 $ 2,480,000 $ 177,142 $ 70,000
Fayette, Georgia 14 $ 4,570,000 $ 326,428 $ 105,000
Henry, Georgia 14 $ 4,080,000 $ 291,428 $ 73,000
Muscogee, Georgia 14 $ 2,640,000 $ 188,571 $ 20,000
Chester, Pennsylvania 14 $ 6,640,000 $ 474,285 $ 444,000
Montgomery, Tennessee 14 $ 2,990,000 $ 213,571 $ 4,000
Williamson, Tennessee 14 $ 15,740,000 $ 1,124,285 $ 706,000
Fairfax, Virginia 14 $ 11,400,000 $ 814,285 $ 554,000
Madera, California 13 $ 5,035,000 $ 387,307 $ 76,000
Southeastern Connecticut Planning Region, Connecticut 13 $ 5,325,000 $ 409,615 $ 20,000
Indian River, Florida 13 $ 6,115,000 $ 470,384 $ 97,000
Richmond, Georgia 13 $ 2,195,000 $ 168,846 $ 0
Maui, Hawaii 13 $ 10,815,000 $ 831,923 $ 0
East Baton Rouge, Louisiana 13 $ 3,595,000 $ 276,538 $ 87,000
Montgomery, New York 13 $ 2,075,000 $ 159,615 $ 0
Tulsa, Oklahoma 13 $ 3,035,000 $ 233,461 $ 0
Marion, Oregon 13 $ 4,915,000 $ 378,076 $ 88,000
Washington, Oregon 13 $ 4,535,000 $ 348,846 $ 128,000
Bucks, Pennsylvania 13 $ 5,405,000 $ 415,769 $ 127,000
Lubbock, Texas 13 $ 2,765,000 $ 212,692 $ 132,000
McLennan, Texas 13 $ 3,345,000 $ 257,307 $ 31,000
Polk, Texas 13 $ 1,955,000 $ 150,384 $ 63,000
Virginia Beach, Virginia 13 $ 5,345,000 $ 411,153 $ 113,000
Snohomish, Washington 13 $ 6,525,000 $ 501,923 $ 165,000
Anchorage, Alaska 12 $ 6,130,000 $ 510,833 $ 87,000
Douglas, Colorado 12 $ 8,670,000 $ 722,500 $ 382,000
Flagler, Florida 12 $ 5,050,000 $ 420,833 $ 129,000
Delaware, Indiana 12 $ 1,410,000 $ 117,500 $ 0
Johnson, Kansas 12 $ 4,370,000 $ 364,166 $ 137,000
Barnstable, Massachusetts 12 $ 11,010,000 $ 917,500 $ 23,000
St. Louis City, Missouri 12 $ 6,370,000 $ 530,833 $ 5,000
Brunswick, North Carolina 12 $ 8,020,000 $ 668,333 $ 112,000
Guilford, North Carolina 12 $ 3,020,000 $ 251,666 $ 23,000
Lucas, Ohio 12 $ 1,440,000 $ 120,000 $ 0
Montgomery, Pennsylvania 12 $ 4,190,000 $ 349,166 $ 269,000
Anderson, South Carolina 12 $ 4,930,000 $ 410,833 $ 188,000
Hays, Texas 12 $ 5,400,000 $ 450,000 $ 165,000
Pecos, Texas 12 $ 1,770,000 $ 147,500 $ 0
Davis, Utah 12 $ 5,090,000 $ 424,166 $ 468,000
Benton, Washington 12 $ 4,150,000 $ 345,833 $ 8,000
Montgomery, Alabama 11 $ 1,705,000 $ 155,000 $ 18,000
El Dorado, California 11 $ 6,525,000 $ 593,181 $ 150,000
San Francisco, California 11 $ 8,045,000 $ 731,363 $ 117,000
Alachua, Florida 11 $ 1,925,000 $ 175,000 $ 7,000
Highlands, Florida 11 $ 1,805,000 $ 164,090 $ 849,000
Sumter, Florida 11 $ 3,035,000 $ 275,909 $ 311,000
Lake, Illinois 11 $ 2,955,000 $ 268,636 $ 52,000
Lake, Indiana 11 $ 2,335,000 $ 212,272 $ 65,000
St. Louis, Missouri 11 $ 1,665,000 $ 151,363 $ 0
Merrimack, New Hampshire 11 $ 3,905,000 $ 355,000 $ 9,000
Cape May, New Jersey 11 $ 4,055,000 $ 368,636 $ 114,000
Dutchess, New York 11 $ 4,075,000 $ 370,454 $ 0
Onslow, North Carolina 11 $ 3,255,000 $ 295,909 $ 25,000
Hamilton, Ohio 11 $ 3,185,000 $ 289,545 $ 0
Lackawanna, Pennsylvania 11 $ 2,445,000 $ 222,272 $ 19,000
Grayson, Texas 11 $ 4,655,000 $ 423,181 $ 438,000
Jefferson, Texas 11 $ 1,495,000 $ 135,909 $ 9,000
Potter, Texas 11 $ 2,435,000 $ 221,363 $ 0
Petersburg, Virginia 11 $ 1,965,000 $ 178,636 $ 34,000
Prince William, Virginia 11 $ 5,555,000 $ 505,000 $ 226,000
Baldwin, Alabama 10 $ 3,550,000 $ 355,000 $ 335,000
Boulder, Colorado 10 $ 6,380,000 $ 638,000 $ 124,000
Sussex, Delaware 10 $ 7,310,000 $ 731,000 $ 285,000
Clay, Florida 10 $ 2,660,000 $ 266,000 $ 92,000
Rockdale, Georgia 10 $ 2,970,000 $ 297,000 $ 97,000
Kauai, Hawaii 10 $ 13,610,000 $ 1,361,000 $ 0
Will, Illinois 10 $ 3,830,000 $ 383,000 $ 196,000
Jefferson, Louisiana 10 $ 3,530,000 $ 353,000 $ 240,000
Cumberland, Maine 10 $ 5,280,000 $ 528,000 $ 12,000
York, Maine 10 $ 4,320,000 $ 432,000 $ 55,000
Hinds, Mississippi 10 $ 1,250,000 $ 125,000 $ 0
Rockingham, New Hampshire 10 $ 4,330,000 $ 433,000 $ 17,000
Santa Fe, New Mexico 10 $ 5,340,000 $ 534,000 $ 106,000
Ulster, New York 10 $ 3,300,000 $ 330,000 $ 0
Durham, North Carolina 10 $ 3,260,000 $ 326,000 $ 8,000
Montgomery, Ohio 10 $ 2,720,000 $ 272,000 $ 27,000
Lehigh, Pennsylvania 10 $ 3,010,000 $ 301,000 $ 0
Loudoun, Virginia 10 $ 5,930,000 $ 593,000 $ 187,000
Portsmouth, Virginia 10 $ 1,660,000 $ 166,000 $ 0
Clark, Washington 10 $ 4,400,000 $ 440,000 $ 443,000
Marin, California 9 $ 6,205,000 $ 689,444 $ 203,000
Martin, Florida 9 $ 5,745,000 $ 638,333 $ 67,000
Johnson, Indiana 9 $ 2,515,000 $ 279,444 $ 188,000
St. Joseph, Indiana 9 $ 1,655,000 $ 183,888 $ 0
Livingston, Louisiana 9 $ 2,355,000 $ 261,666 $ 90,000
Hennepin, Minnesota 9 $ 2,715,000 $ 301,666 $ 107,000
Greene, Missouri 9 $ 10,845,000 $ 1,205,000 $ 137,000
Oneida, New York 9 $ 1,355,000 $ 150,555 $ 0
Gaston, North Carolina 9 $ 2,515,000 $ 279,444 $ 12,000
Nash, North Carolina 9 $ 1,695,000 $ 188,333 $ 8,000
Berks, Pennsylvania 9 $ 2,305,000 $ 256,111 $ 30,000
Dorchester, South Carolina 9 $ 3,385,000 $ 376,111 $ 165,000
Lexington, South Carolina 9 $ 2,535,000 $ 281,666 $ 97,000
Brazos, Texas 9 $ 2,405,000 $ 267,222 $ 0
Kaufman, Texas 9 $ 4,665,000 $ 518,333 $ 383,000
Liberty, Texas 9 $ 1,795,000 $ 199,444 $ 91,000
Nevada, California 8 $ 3,960,000 $ 495,000 $ 168,000
Shasta, California 8 $ 3,140,000 $ 392,500 $ 59,000
Pueblo, Colorado 8 $ 1,920,000 $ 240,000 $ 48,000
Forsyth, Georgia 8 $ 3,510,000 $ 438,750 $ 226,000
Ada, Idaho 8 $ 2,000,000 $ 250,000 $ 327,000
DuPage, Illinois 8 $ 3,180,000 $ 397,500 $ 172,000
Somerset, New Jersey 8 $ 3,960,000 $ 495,000 $ 38,000
Niagara, New York 8 $ 1,340,000 $ 167,500 $ 0
Johnston, North Carolina 8 $ 2,330,000 $ 291,250 $ 30,000
New Hanover, North Carolina 8 $ 3,100,000 $ 387,500 $ 0
Clackamas, Oregon 8 $ 6,950,000 $ 868,750 $ 110,000
Orangeburg, South Carolina 8 $ 1,960,000 $ 245,000 $ 40,000
Gillespie, Texas 8 $ 4,230,000 $ 528,750 $ 170,000
Webb, Texas 8 $ 2,000,000 $ 250,000 $ 15,000
Lynchburg, Virginia 8 $ 1,430,000 $ 178,750 $ 0
Newport News, Virginia 8 $ 1,420,000 $ 177,500 $ 0
Thurston, Washington 8 $ 2,820,000 $ 352,500 $ 27,000
Coconino, Arizona 7 $ 3,495,000 $ 499,285 $ 199,000
Mohave, Arizona 7 $ 1,885,000 $ 269,285 $ 150,000
Yavapai, Arizona 7 $ 4,795,000 $ 685,000 $ 687,000
San Luis Obispo, California 7 $ 7,465,000 $ 1,066,428 $ 756,000
Yuba, California 7 $ 2,695,000 $ 385,000 $ 99,000
Santa Rosa, Florida 7 $ 1,445,000 $ 206,428 $ 69,000
Douglas, Georgia 7 $ 3,065,000 $ 437,857 $ 60,000
Lumpkin, Georgia 7 $ 4,165,000 $ 595,000 $ 25,000
Winnebago, Illinois 7 $ 1,515,000 $ 216,428 $ 15,000
Madison, Indiana 7 $ 825,000 $ 117,857 $ 0
St. Tammany, Louisiana 7 $ 1,825,000 $ 260,714 $ 91,000
Howard, Maryland 7 $ 2,865,000 $ 409,285 $ 149,000
Gloucester, New Jersey 7 $ 3,365,000 $ 480,714 $ 0
Sussex, New Jersey 7 $ 2,515,000 $ 359,285 $ 26,000
Warren, New Jersey 7 $ 1,355,000 $ 193,571 $ 13,000
Bernalillo, New Mexico 7 $ 2,195,000 $ 313,571 $ 29,000
Delaware, New York 7 $ 1,925,000 $ 275,000 $ 0
Buncombe, North Carolina 7 $ 5,165,000 $ 737,857 $ 0
Catawba, North Carolina 7 $ 2,655,000 $ 379,285 $ 79,000
Dare, North Carolina 7 $ 5,525,000 $ 789,285 $ 0
Iredell, North Carolina 7 $ 8,875,000 $ 1,267,857 $ 1,493,000
Union, North Carolina 7 $ 2,065,000 $ 295,000 $ 183,000
Miami, Ohio 7 $ 1,815,000 $ 259,285 $ 67,000
Kent, Rhode Island 7 $ 2,235,000 $ 319,285 $ 58,000
Berkeley, South Carolina 7 $ 3,025,000 $ 432,142 $ 76,000
Richland, South Carolina 7 $ 1,305,000 $ 186,428 $ 17,000
York, South Carolina 7 $ 1,735,000 $ 247,857 $ 62,000
Cocke, Tennessee 7 $ 4,795,000 $ 685,000 $ 0
Parker, Texas 7 $ 2,985,000 $ 426,428 $ 209,000
Rockwall, Texas 7 $ 2,605,000 $ 372,142 $ 91,000
Fauquier, Virginia 7 $ 4,025,000 $ 575,000 $ 45,000
Clallam, Washington 7 $ 4,405,000 $ 629,285 $ 0
Garland, Arkansas 6 $ 1,280,000 $ 213,333 $ 0
Merced, California 6 $ 1,790,000 $ 298,333 $ 60,000
San Benito, California 6 $ 7,480,000 $ 1,246,666 $ 885,000
Sutter, California 6 $ 2,480,000 $ 413,333 $ 0
Eagle, Colorado 6 $ 3,870,000 $ 645,000 $ 40,000
Elbert, Colorado 6 $ 2,710,000 $ 451,666 $ 0
Larimer, Colorado 6 $ 2,800,000 $ 466,666 $ 93,000
Weld, Colorado 6 $ 2,220,000 $ 370,000 $ 103,000
Houston, Georgia 6 $ 1,290,000 $ 215,000 $ 93,000
Walton, Georgia 6 $ 2,400,000 $ 400,000 $ 54,000
McHenry, Illinois 6 $ 1,450,000 $ 241,666 $ 43,000
Vanderburgh, Indiana 6 $ 690,000 $ 115,000 $ 0
Carroll, Maryland 6 $ 3,150,000 $ 525,000 $ 154,000
Harford, Maryland 6 $ 1,420,000 $ 236,666 $ 66,000
Flathead, Montana 6 $ 3,910,000 $ 651,666 $ 187,000
Burlington, New Jersey 6 $ 2,530,000 $ 421,666 $ 96,000
Salem, New Jersey 6 $ 1,300,000 $ 216,666 $ 0
Fulton, New York 6 $ 950,000 $ 158,333 $ 0
Alamance, North Carolina 6 $ 930,000 $ 155,000 $ 0
Chatham, North Carolina 6 $ 2,080,000 $ 346,666 $ 167,000
Cleveland, North Carolina 6 $ 870,000 $ 145,000 $ 0
Currituck, North Carolina 6 $ 5,360,000 $ 893,333 $ 170,000
Summit, Ohio 6 $ 1,240,000 $ 206,666 $ 16,000
Benton, Oregon 6 $ 1,930,000 $ 321,666 $ 566,000
Jackson, Oregon 6 $ 1,900,000 $ 316,666 $ 267,000
Oconee, South Carolina 6 $ 2,960,000 $ 493,333 $ 248,000
Pickens, South Carolina 6 $ 2,780,000 $ 463,333 $ 825,000
Hamilton, Tennessee 6 $ 2,470,000 $ 411,666 $ 0
Johnson, Texas 6 $ 2,200,000 $ 366,666 $ 67,000
Midland, Texas 6 $ 1,980,000 $ 330,000 $ 111,000
Smith, Texas 6 $ 2,860,000 $ 476,666 $ 24,000
Wasatch, Utah 6 $ 3,680,000 $ 613,333 $ 1,363,000
Hampton, Virginia 6 $ 1,180,000 $ 196,666 $ 22,000
Stafford, Virginia 6 $ 2,530,000 $ 421,666 $ 163,000
Whatcom, Washington 6 $ 4,510,000 $ 751,666 $ 265,000
Madison, Alabama 5 $ 1,285,000 $ 257,000 $ 20,000
Gila, Arizona 5 $ 3,125,000 $ 625,000 $ 267,000
Navajo, Arizona 5 $ 1,585,000 $ 317,000 $ 142,000
Humboldt, California 5 $ 2,035,000 $ 407,000 $ 35,000
Imperial, California 5 $ 2,015,000 $ 403,000 $ 277,000
Napa, California 5 $ 2,385,000 $ 477,000 $ 478,000
Santa Cruz, California 5 $ 1,875,000 $ 375,000 $ 203,000
Summit, Colorado 5 $ 3,655,000 $ 731,000 $ 99,000
Northwest Hills Planning Region, Connecticut 5 $ 1,165,000 $ 233,000 $ 0
Kent, Delaware 5 $ 915,000 $ 183,000 $ 51,000
Cherokee, Georgia 5 $ 1,495,000 $ 299,000 $ 279,000
Fannin, Georgia 5 $ 3,285,000 $ 657,000 $ 0
Hall, Georgia 5 $ 3,935,000 $ 787,000 $ 333,000
Paulding, Georgia 5 $ 995,000 $ 199,000 $ 102,000
Troup, Georgia 5 $ 1,135,000 $ 227,000 $ 44,000
Hawaii, Hawaii 5 $ 2,545,000 $ 509,000 $ 0
Allen, Indiana 5 $ 1,355,000 $ 271,000 $ 414,000
Howard, Indiana 5 $ 745,000 $ 149,000 $ 0
Ascension, Louisiana 5 $ 995,000 $ 199,000 $ 30,000
Lafayette, Louisiana 5 $ 805,000 $ 161,000 $ 0
Kennebec, Maine 5 $ 1,415,000 $ 283,000 $ 0
Penobscot, Maine 5 $ 1,585,000 $ 317,000 $ 0
Dukes, Massachusetts 5 $ 6,315,000 $ 1,263,000 $ 308,000
Stearns, Minnesota 5 $ 775,000 $ 155,000 $ 10,000
Washoe, Nevada 5 $ 2,075,000 $ 415,000 $ 411,000
Cumberland, New Jersey 5 $ 1,415,000 $ 283,000 $ 179,000
Ontario, New York 5 $ 845,000 $ 169,000 $ 0
Orleans, New York 5 $ 765,000 $ 153,000 $ 0
Cabarrus, North Carolina 5 $ 2,435,000 $ 487,000 $ 645,000
Davidson, North Carolina 5 $ 945,000 $ 189,000 $ 0
Richland, Ohio 5 $ 575,000 $ 115,000 $ 0
Cleveland, Oklahoma 5 $ 675,000 $ 135,000 $ 2,000
Rogers, Oklahoma 5 $ 645,000 $ 129,000 $ 0
Lane, Oregon 5 $ 2,555,000 $ 511,000 $ 87,000
Linn, Oregon 5 $ 915,000 $ 183,000 $ 58,000
Westmoreland, Pennsylvania 5 $ 725,000 $ 145,000 $ 0
Bradley, Tennessee 5 $ 1,225,000 $ 245,000 $ 0
Giles, Tennessee 5 $ 1,005,000 $ 201,000 $ 332,000
Rutherford, Tennessee 5 $ 1,565,000 $ 313,000 $ 0
Bastrop, Texas 5 $ 1,935,000 $ 387,000 $ 288,000
Waller, Texas 5 $ 1,905,000 $ 381,000 $ 179,000
Cache, Utah 5 $ 3,845,000 $ 769,000 $ 1,026,000
Sanpete, Utah 5 $ 2,005,000 $ 401,000 $ 52,000
Arlington, Virginia 5 $ 2,235,000 $ 447,000 $ 101,000
Chesapeake, Virginia 5 $ 1,295,000 $ 259,000 $ 36,000
Waukesha, Wisconsin 5 $ 1,185,000 $ 237,000 $ 70,000
Benton, Arkansas 4 $ 2,200,000 $ 550,000 $ 207,000
Kings, California 4 $ 1,190,000 $ 297,500 $ 48,000
Mendocino, California 4 $ 3,670,000 $ 917,500 $ 400,000
Grand, Colorado 4 $ 1,820,000 $ 455,000 $ 87,000
Carroll, Georgia 4 $ 1,120,000 $ 280,000 $ 133,000
Dougherty, Georgia 4 $ 560,000 $ 140,000 $ 15,000
Gilmer, Georgia 4 $ 1,480,000 $ 370,000 $ 20,000
Peach, Georgia 4 $ 1,270,000 $ 317,500 $ 0
Polk, Georgia 4 $ 1,050,000 $ 262,500 $ 50,000
White, Georgia 4 $ 2,950,000 $ 737,500 $ 160,000
Kootenai, Idaho 4 $ 1,750,000 $ 437,500 $ 97,000
Kankakee, Illinois 4 $ 450,000 $ 112,500 $ 0
Hamilton, Indiana 4 $ 1,510,000 $ 377,500 $ 25,000
Hendricks, Indiana 4 $ 1,280,000 $ 320,000 $ 123,000
Rush, Indiana 4 $ 500,000 $ 125,000 $ 0
Steuben, Indiana 4 $ 2,120,000 $ 530,000 $ 0
Sedgwick, Kansas 4 $ 620,000 $ 155,000 $ 0
Wyandotte, Kansas 4 $ 760,000 $ 190,000 $ 68,000
Campbell, Kentucky 4 $ 640,000 $ 160,000 $ 0
Scott, Kentucky 4 $ 1,050,000 $ 262,500 $ 28,000
Tangipahoa, Louisiana 4 $ 630,000 $ 157,500 $ 47,000
Charles, Maryland 4 $ 1,680,000 $ 420,000 $ 139,000
Worcester, Maryland 4 $ 1,090,000 $ 272,500 $ 0
Berkshire, Massachusetts 4 $ 1,240,000 $ 310,000 $ 0
Charlevoix, Michigan 4 $ 2,010,000 $ 502,500 $ 204,000
Madison, Mississippi 4 $ 900,000 $ 225,000 $ 23,000
Clay, Missouri 4 $ 770,000 $ 192,500 $ 0
Jefferson, Missouri 4 $ 590,000 $ 147,500 $ 0
Yellowstone, Montana 4 $ 2,230,000 $ 557,500 $ 183,000
Carroll, New Hampshire 4 $ 1,810,000 $ 452,500 $ 90,000
Cayuga, New York 4 $ 1,100,000 $ 275,000 $ 0
Chenango, New York 4 $ 540,000 $ 135,000 $ 0
Cortland, New York 4 $ 450,000 $ 112,500 $ 0
Greene, New York 4 $ 1,410,000 $ 352,500 $ 0
Jefferson, New York 4 $ 1,070,000 $ 267,500 $ 0
Schuyler, New York 4 $ 1,780,000 $ 445,000 $ 0
Steuben, New York 4 $ 430,000 $ 107,500 $ 0
Warren, New York 4 $ 830,000 $ 207,500 $ 0
Caldwell, North Carolina 4 $ 1,950,000 $ 487,500 $ 273,000
Edgecombe, North Carolina 4 $ 620,000 $ 155,000 $ 0
Stanly, North Carolina 4 $ 640,000 $ 160,000 $ 28,000
Wayne, North Carolina 4 $ 610,000 $ 152,500 $ 0
Butler, Ohio 4 $ 760,000 $ 190,000 $ 38,000
Knox, Ohio 4 $ 530,000 $ 132,500 $ 88,000
Lorain, Ohio 4 $ 500,000 $ 125,000 $ 16,000
Tillamook, Oregon 4 $ 2,260,000 $ 565,000 $ 27,000
Carbon, Pennsylvania 4 $ 1,660,000 $ 415,000 $ 0
Dauphin, Pennsylvania 4 $ 1,060,000 $ 265,000 $ 0
Lancaster, Pennsylvania 4 $ 970,000 $ 242,500 $ 101,000
Northampton, Pennsylvania 4 $ 1,950,000 $ 487,500 $ 0
Schuylkill, Pennsylvania 4 $ 900,000 $ 225,000 $ 50,000
Aiken, South Carolina 4 $ 2,160,000 $ 540,000 $ 65,000
Georgetown, South Carolina 4 $ 1,420,000 $ 355,000 $ 215,000
Jasper, South Carolina 4 $ 1,260,000 $ 315,000 $ 44,000
Anderson, Tennessee 4 $ 1,130,000 $ 282,500 $ 0
Ector, Texas 4 $ 1,250,000 $ 312,500 $ 285,000
Ellis, Texas 4 $ 970,000 $ 242,500 $ 75,000
Randall, Texas 4 $ 750,000 $ 187,500 $ 27,000
San Juan, Utah 4 $ 1,510,000 $ 377,500 $ 1,143,000
Chittenden, Vermont 4 $ 1,610,000 $ 402,500 $ 25,000
Danville, Virginia 4 $ 810,000 $ 202,500 $ 0
Pittsylvania, Virginia 4 $ 930,000 $ 232,500 $ 242,000
Mason, Washington 4 $ 1,550,000 $ 387,500 $ 0
Outagamie, Wisconsin 4 $ 930,000 $ 232,500 $ 0
Dale, Alabama 3 $ 825,000 $ 275,000 $ 0
Russell, Alabama 3 $ 505,000 $ 168,333 $ 0
Tuscaloosa, Alabama 3 $ 635,000 $ 211,666 $ 0
Walker, Alabama 3 $ 415,000 $ 138,333 $ 0
Pulaski, Arkansas 3 $ 1,725,000 $ 575,000 $ 210,000
Amador, California 3 $ 985,000 $ 328,333 $ 534,000
Lassen, California 3 $ 385,000 $ 128,333 $ 82,000
Mariposa, California 3 $ 605,000 $ 201,666 $ 39,000
Tuolumne, California 3 $ 1,005,000 $ 335,000 $ 153,000
Chaffee, Colorado 3 $ 1,615,000 $ 538,333 $ 55,000
Park, Colorado 3 $ 1,355,000 $ 451,666 $ 34,000
Routt, Colorado 3 $ 2,335,000 $ 778,333 $ 647,000
Lower Connecticut River Valley Planning Region, Connecticut 3 $ 1,015,000 $ 338,333 $ 76,000
Dixie, Florida 3 $ 565,000 $ 188,333 $ 64,000
Okeechobee, Florida 3 $ 645,000 $ 215,000 $ 55,000
Putnam, Florida 3 $ 805,000 $ 268,333 $ 141,000
Dawson, Georgia 3 $ 1,515,000 $ 505,000 $ 99,000
Floyd, Georgia 3 $ 515,000 $ 171,666 $ 0
Newton, Georgia 3 $ 985,000 $ 328,333 $ 134,000
Spalding, Georgia 3 $ 995,000 $ 331,666 $ 106,000
Madison, Idaho 3 $ 925,000 $ 308,333 $ 104,000
Peoria, Illinois 3 $ 1,115,000 $ 371,666 $ 0
Hancock, Indiana 3 $ 965,000 $ 321,666 $ 48,000
Fayette, Kentucky 3 $ 425,000 $ 141,666 $ 0
Franklin, Kentucky 3 $ 805,000 $ 268,333 $ 0
Kenton, Kentucky 3 $ 705,000 $ 235,000 $ 49,000
Page:

Mortgage Loan Application Detail Totals for Hometown Equity Mortgage, LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,510 $3,135,450,000 $481,000 $3,765,000 $162,000 $8,105,000
Cash-out Refinancing 6,460 $2,820,050,000 $436,000 $3,925,000 $137,000 $7,996,000
Refinancing 1,930 $999,230,000 $517,000 $4,005,000 $133,000 $9,181,000
Other Purpose 1 $355,000 $355,000 $355,000 $113,000 $113,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 4,447 $2,113,205,000 $475,000 $3,755,000 $125,000 $7,996,000
White 4,309 $2,215,155,000 $514,000 $3,995,000 $206,000 $9,181,000
Hispanic 3,647 $1,520,155,000 $416,000 $4,005,000 $137,000 $8,105,000
Black or African American 1,423 $567,715,000 $398,000 $3,505,000 $83,000 $2,743,000
Asian 1,017 $505,185,000 $496,000 $3,505,000 $126,000 $3,293,000
American Indian or Alaskan Native 41 $24,985,000 $609,000 $2,805,000 $109,000 $1,253,000
Native Hawaiian or Other Pacific Islander 17 $8,685,000 $510,000 $2,605,000 $392,000 $1,597,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,890 $6,507,550,000 $468,000 $4,005,000 $151,000 $9,181,000
FHA-insured (Federal Housing Administration) 924 $415,560,000 $449,000 $1,235,000 $105,000 $650,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 45 $10,795,000 $239,000 $745,000 $77,000 $170,000
VA-guaranteed (Veterans Administration) 42 $21,180,000 $504,000 $1,255,000 $131,000 $323,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,540 $3,382,580,000 $448,000 $3,505,000 $138,000 $9,181,000
Application Denied By Financial Institution 6,755 $3,288,245,000 $486,000 $4,005,000 $156,000 $8,478,000
Application Withdrawn By Applicant 461 $216,835,000 $470,000 $3,005,000 $203,000 $5,398,000
Application Approved But Not Accepted 143 $64,405,000 $450,000 $3,005,000 $50,000 $3,148,000
File Closed For Incompleteness 2 $3,020,000 $1,510,000 $2,305,000 $2,745,000 $5,491,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,146 $3,666,840,000 $450,000 $3,505,000 $141,000 $9,181,000
Credit Application Incomplete 4,755 $2,311,935,000 $486,000 $4,005,000 $147,000 $8,478,000
Collateral 967 $461,755,000 $477,000 $3,505,000 $132,000 $5,357,000
Credit History 497 $251,395,000 $505,000 $3,995,000 $241,000 $7,088,000
Debt-To-Income Ratio 239 $117,355,000 $491,000 $2,405,000 $137,000 $2,393,000
Unverifiable Information 128 $67,980,000 $531,000 $3,505,000 $137,000 $1,681,000
Insufficient Cash (Downpayment, Closing Cost) 111 $50,455,000 $454,000 $3,005,000 $296,000 $2,052,000
Other 35 $17,315,000 $494,000 $3,505,000 $217,000 $1,092,000
Employment History 20 $8,850,000 $442,000 $975,000 $556,000 $8,105,000
Mortgage Insurance Denied 3 $1,205,000 $401,000 $655,000 $206,000 $413,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Hometown Equity Mortgage, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Hometown Equity Mortgage, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List