Hometown Equity Mortgage, LLC Mortgage Lending & HMDA Data, 2025
In 2025, Hometown Equity Mortgage, LLC of Lake Forest, CA reported 14,901 mortgage applications totaling $7.0 billion, up 63% from 2024. The average application was for $466,752, and applicants reported an average income of $147,402. 51% of its applications resulted in an originated loan and 45% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,024), New York-Jersey City-White Plains, NY-NJ (661) and Riverside-San Bernardino-Ontario, CA (619) (applications in parentheses).
| Mortgage Company & Address | Hometown Equity Mortgage, LLC 25531 Commercentre Drive Suite 250 Lake Forest, CA 92630 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2017 2016 2015 2014 2010 2009 |
| Total Number of Mortgage Applications | 14,901 |
| Total Mortgage Loan Application Amount | $6,955,085,000 |
| Average Mortgage Loan Application Amount | $466,752 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $147,402 |
| Highest Applicant Income | $9,181,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hometown Equity Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 1,024 | $ 706,460,000 | $ 689,902 | $ 305,000 |
| Outside any metro area | 949 | $ 399,625,000 | $ 421,101 | $ 110,171 |
| New York-Jersey City-White Plains, NY-NJ | 661 | $ 543,565,000 | $ 822,337 | $ 20,007 |
| Riverside-San Bernardino-Ontario, CA | 619 | $ 309,105,000 | $ 499,361 | $ 271,000 |
| Houston-The Woodlands-Sugar Land, TX | 617 | $ 206,515,000 | $ 334,708 | $ 104,000 |
| Miami-Miami Beach-Kendall, FL | 547 | $ 328,115,000 | $ 599,844 | $ 200,000 |
| Orlando-Kissimmee-Sanford, FL | 400 | $ 150,930,000 | $ 377,325 | $ 88,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 374 | $ 186,210,000 | $ 497,887 | $ 220,000 |
| Atlanta-Sandy Springs-Roswell, GA | 353 | $ 133,045,000 | $ 376,898 | $ 72,000 |
| San Diego-Carlsbad, CA | 279 | $ 211,105,000 | $ 756,648 | $ 296,000 |
| Anaheim-Santa Ana-Irvine, CA | 278 | $ 226,700,000 | $ 815,467 | $ 426,000 |
| Dallas-Plano-Irving, TX | 262 | $ 118,970,000 | $ 454,083 | $ 121,000 |
| Phoenix-Mesa-Scottsdale, AZ | 257 | $ 115,455,000 | $ 449,241 | $ 221,000 |
| Tampa, FL | 242 | $ 77,900,000 | $ 321,900 | $ 145,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 227 | $ 106,755,000 | $ 470,286 | $ 182,000 |
| Nassau County-Suffolk County, NY | 218 | $ 160,990,000 | $ 738,486 | $ 0 |
| Chicago-Naperville, IL | 188 | $ 67,340,000 | $ 358,191 | $ 65,000 |
| San Antonio-New Braunfels, TX | 186 | $ 53,890,000 | $ 289,731 | $ 30,000 |
| Philadelphia, PA | 183 | $ 57,905,000 | $ 316,420 | $ 34,000 |
| Cape Coral-Fort Myers, FL | 159 | $ 54,195,000 | $ 340,849 | $ 50,000 |
| Newark, NJ-PA | 150 | $ 83,150,000 | $ 554,333 | $ 121,000 |
| Baltimore-Columbia-Towson, MD | 147 | $ 43,515,000 | $ 296,020 | $ 101,000 |
| Las Vegas-Henderson-Paradise, NV | 134 | $ 55,240,000 | $ 412,238 | $ 147,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 119 | $ 60,125,000 | $ 505,252 | $ 197,000 |
| Fort Worth-Arlington, TX | 118 | $ 40,560,000 | $ 343,728 | $ 80,000 |
| Albany-Schenectady-Troy, NY | 114 | $ 29,920,000 | $ 262,456 | $ 0 |
| Lakewood-New Brunswick, NJ | 113 | $ 59,535,000 | $ 526,858 | $ 200,000 |
| Oakland-Hayward-Berkeley, CA | 111 | $ 77,395,000 | $ 697,252 | $ 247,000 |
| North Port-Sarasota-Bradenton, FL | 103 | $ 81,365,000 | $ 789,951 | $ 92,000 |
| Denver-Aurora-Lakewood, CO | 102 | $ 49,770,000 | $ 487,941 | $ 179,000 |
| Jacksonville, FL | 101 | $ 39,785,000 | $ 393,910 | $ 124,000 |
| Bridgeport-Stamford-Norwalk, CT | 96 | $ 49,290,000 | $ 513,437 | $ 60,000 |
| Lakeland-Winter Haven, FL | 95 | $ 30,355,000 | $ 319,526 | $ 52,000 |
| Austin-Round Rock, TX | 90 | $ 49,830,000 | $ 553,666 | $ 227,000 |
| Bakersfield, CA | 89 | $ 29,775,000 | $ 334,550 | $ 122,000 |
| St. Petersburg-Clearwater-Largo, FL | 86 | $ 42,160,000 | $ 490,232 | $ 152,000 |
| Charlotte-Concord-Gastonia, NC-SC | 80 | $ 36,600,000 | $ 457,500 | $ 244,250 |
| Washington, DC-MD | 77 | $ 48,675,000 | $ 632,142 | $ 93,012 |
| Kansas City, MO-KS | 73 | $ 16,015,000 | $ 219,383 | $ 47,794 |
| Richmond, VA | 73 | $ 18,575,000 | $ 254,452 | $ 64,000 |
| McAllen-Edinburg-Mission, TX | 71 | $ 18,595,000 | $ 261,901 | $ 54,000 |
| Boston, MA | 70 | $ 47,540,000 | $ 679,142 | $ 91,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 70 | $ 46,720,000 | $ 667,428 | $ 303,000 |
| Providence-Warwick, RI-MA | 69 | $ 29,845,000 | $ 432,536 | $ 39,565 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 68 | $ 12,900,000 | $ 189,705 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 68 | $ 22,660,000 | $ 333,235 | $ 51,470 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 67 | $ 41,705,000 | $ 622,462 | $ 273,000 |
| Crestview-Fort Walton Beach-Destin, FL | 66 | $ 57,690,000 | $ 874,090 | $ 230,000 |
| Memphis, TN-MS-AR | 66 | $ 13,000,000 | $ 196,969 | $ 39,515 |
| Deltona-Daytona Beach-Ormond Beach, FL | 65 | $ 22,415,000 | $ 344,846 | $ 139,000 |
| Port St. Lucie, FL | 64 | $ 24,680,000 | $ 385,625 | $ 58,000 |
| Arlington-Alexandria-Reston, VA-WV | 63 | $ 36,095,000 | $ 572,936 | $ 233,238 |
| Rochester, NY | 61 | $ 10,115,000 | $ 165,819 | $ 0 |
| Cleveland, OH | 59 | $ 11,865,000 | $ 201,101 | $ 24,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 59 | $ 25,865,000 | $ 438,389 | $ 5,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 59 | $ 25,115,000 | $ 425,677 | $ 25,000 |
| Indianapolis-Carmel-Anderson, IN | 58 | $ 13,300,000 | $ 229,310 | $ 58,000 |
| Greenville-Anderson-Mauldin, SC | 57 | $ 21,165,000 | $ 371,315 | $ 243,000 |
| Marietta, GA | 57 | $ 21,165,000 | $ 371,315 | $ 153,000 |
| Milwaukee-Waukesha-West Allis, WI | 54 | $ 10,190,000 | $ 188,703 | $ 8,000 |
| Cambridge-Newton-Framingham, MA | 53 | $ 30,925,000 | $ 583,490 | $ 122,000 |
| Ocala, FL | 53 | $ 14,065,000 | $ 265,377 | $ 179,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 53 | $ 24,625,000 | $ 464,622 | $ 187,433 |
| Salt Lake City, UT | 53 | $ 25,135,000 | $ 474,245 | $ 440,000 |
| Camden, NJ | 48 | $ 14,420,000 | $ 300,416 | $ 38,000 |
| Trenton, NJ | 48 | $ 12,370,000 | $ 257,708 | $ 21,000 |
| El Paso, TX | 47 | $ 10,525,000 | $ 223,936 | $ 57,000 |
| Fresno, CA | 47 | $ 16,515,000 | $ 351,382 | $ 114,000 |
| Seattle-Bellevue-Everett, WA | 47 | $ 30,585,000 | $ 650,744 | $ 208,000 |
| Warren-Troy-Farmington Hills, MI | 46 | $ 13,710,000 | $ 298,043 | $ 75,000 |
| Naples-Immokalee-Marco Island, FL | 45 | $ 31,545,000 | $ 701,000 | $ 194,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 45 | $ 43,565,000 | $ 968,111 | $ 592,000 |
| Detroit-Dearborn-Livonia, MI | 43 | $ 9,235,000 | $ 214,767 | $ 61,000 |
| New Haven-Milford, CT | 43 | $ 15,075,000 | $ 350,581 | $ 32,000 |
| Palm Bay-Melbourne-Titusville, FL | 43 | $ 12,225,000 | $ 284,302 | $ 69,000 |
| Pensacola-Ferry Pass-Brent, FL | 43 | $ 8,495,000 | $ 197,558 | $ 27,000 |
| New Orleans-Metairie, LA | 42 | $ 12,520,000 | $ 298,095 | $ 71,000 |
| Stockton-Lodi, CA | 42 | $ 18,900,000 | $ 450,000 | $ 202,000 |
| Columbus, OH | 40 | $ 9,270,000 | $ 231,750 | $ 27,000 |
| Waterbury-Shelton, CT | 40 | $ 12,810,000 | $ 320,250 | $ 39,000 |
| Montgomery County-Bucks County-Chester County, PA | 39 | $ 16,235,000 | $ 416,282 | $ 276,000 |
| Atlantic City-Hammonton, NJ | 38 | $ 15,780,000 | $ 415,263 | $ 122,000 |
| Hartford-West Hartford-East Hartford, CT | 38 | $ 12,480,000 | $ 328,421 | $ 80,000 |
| Punta Gorda, FL | 38 | $ 13,040,000 | $ 343,157 | $ 597,000 |
| Charleston-North Charleston, SC | 37 | $ 18,015,000 | $ 486,891 | $ 135,000 |
| Birmingham-Hoover, AL | 36 | $ 6,610,000 | $ 183,611 | $ 1,000 |
| Santa Maria-Santa Barbara, CA | 36 | $ 26,130,000 | $ 725,833 | $ 736,000 |
| Panama City, FL | 35 | $ 21,615,000 | $ 617,571 | $ 94,000 |
| Modesto, CA | 34 | $ 10,460,000 | $ 307,647 | $ 117,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 34 | $ 6,110,000 | $ 179,705 | $ 6,000 |
| Washington-Baltimore-Arlington, DC | 34 | $ 14,550,000 | $ 427,941 | $ 170,000 |
| Brownsville-Harlingen, TX | 33 | $ 8,755,000 | $ 265,303 | $ 57,000 |
| Knoxville, TN | 33 | $ 9,605,000 | $ 291,060 | $ 4,000 |
| St. Louis, MO-IL | 33 | $ 10,235,000 | $ 310,151 | $ 14,878 |
| Raleigh, NC | 32 | $ 11,020,000 | $ 344,375 | $ 180,000 |
| Baton Rouge, LA | 31 | $ 7,845,000 | $ 253,064 | $ 72,000 |
| Colorado Springs, CO | 30 | $ 13,890,000 | $ 463,000 | $ 118,000 |
| Louisville/Jefferson County, KY-IN | 30 | $ 5,430,000 | $ 181,000 | $ 21,100 |
| Ogden-Clearfield, UT | 30 | $ 12,220,000 | $ 407,333 | $ 280,000 |
| Urban Honolulu, HI | 30 | $ 20,100,000 | $ 670,000 | $ 0 |
| Savannah, GA | 28 | $ 8,990,000 | $ 321,071 | $ 7,000 |
| San Francisco-Redwood City-South San Francisco, CA | 27 | $ 26,165,000 | $ 969,074 | $ 399,000 |
| Spartanburg, SC | 27 | $ 8,005,000 | $ 296,481 | $ 209,000 |
| Cincinnati, OH-KY-IN | 26 | $ 6,380,000 | $ 245,384 | $ 18,692 |
| Tacoma-Lakewood, WA | 26 | $ 15,710,000 | $ 604,230 | $ 316,000 |
| Wilmington, DE-MD-NJ | 26 | $ 6,640,000 | $ 255,384 | $ 32,692 |
| Allentown-Bethlehem-Easton, PA-NJ | 25 | $ 7,975,000 | $ 319,000 | $ 3,640 |
| Tucson, AZ | 25 | $ 9,755,000 | $ 390,200 | $ 96,000 |
| Oklahoma City, OK | 24 | $ 4,710,000 | $ 196,250 | $ 16,000 |
| Salinas, CA | 24 | $ 11,250,000 | $ 468,750 | $ 188,000 |
| Corpus Christi, TX | 23 | $ 7,855,000 | $ 341,521 | $ 73,000 |
| Pittsburgh, PA | 23 | $ 5,015,000 | $ 218,043 | $ 48,000 |
| Wilmington, NC | 23 | $ 11,635,000 | $ 505,869 | $ 56,000 |
| Worcester, MA-CT | 23 | $ 10,645,000 | $ 462,826 | $ 113,000 |
| Binghamton, NY | 22 | $ 5,590,000 | $ 254,090 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 22 | $ 7,590,000 | $ 345,000 | $ 429,000 |
| Manchester-Nashua, NH | 22 | $ 11,140,000 | $ 506,363 | $ 80,000 |
| Portland-South Portland, ME | 22 | $ 11,330,000 | $ 515,000 | $ 30,000 |
| Syracuse, NY | 22 | $ 4,090,000 | $ 185,909 | $ 0 |
| Vallejo-Fairfield, CA | 22 | $ 9,150,000 | $ 415,909 | $ 149,000 |
| Visalia-Porterville, CA | 22 | $ 6,620,000 | $ 300,909 | $ 96,000 |
| Fayetteville, NC | 21 | $ 3,705,000 | $ 176,428 | $ 0 |
| Homosassa Springs, FL | 21 | $ 6,355,000 | $ 302,619 | $ 51,000 |
| Killeen-Temple, TX | 21 | $ 4,795,000 | $ 228,333 | $ 5,000 |
| Tulsa, OK | 21 | $ 4,445,000 | $ 211,666 | $ 10,000 |
| Columbia, SC | 20 | $ 4,700,000 | $ 235,000 | $ 56,000 |
| Winston-Salem, NC | 20 | $ 4,650,000 | $ 232,500 | $ 8,000 |
| Augusta-Richmond County, GA-SC | 19 | $ 4,645,000 | $ 244,473 | $ 13,684 |
| St. George, UT | 19 | $ 11,815,000 | $ 621,842 | $ 276,000 |
| Bend-Redmond, OR | 18 | $ 8,160,000 | $ 453,333 | $ 80,000 |
| Durham-Chapel Hill, NC | 18 | $ 6,200,000 | $ 344,444 | $ 60,000 |
| Jackson, MS | 18 | $ 2,830,000 | $ 157,222 | $ 15,000 |
| Provo-Orem, UT | 18 | $ 10,870,000 | $ 603,888 | $ 781,000 |
| Columbus, GA-AL | 17 | $ 3,145,000 | $ 185,000 | $ 16,470 |
| Dayton-Springfield-Kettering, OH | 17 | $ 4,535,000 | $ 266,764 | $ 31,000 |
| Mobile, AL | 17 | $ 2,865,000 | $ 168,529 | $ 6,000 |
| Santa Rosa, CA | 17 | $ 9,015,000 | $ 530,294 | $ 120,000 |
| Spokane-Spokane Valley, WA | 17 | $ 4,325,000 | $ 254,411 | $ 171,000 |
| Springfield, MA | 17 | $ 5,465,000 | $ 321,470 | $ 47,000 |
| Tallahassee, FL | 17 | $ 4,765,000 | $ 280,294 | $ 69,000 |
| Greensboro-High Point, NC | 16 | $ 4,140,000 | $ 258,750 | $ 69,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 16 | $ 5,340,000 | $ 333,750 | $ 237,000 |
| Salem, OR | 16 | $ 5,970,000 | $ 373,125 | $ 75,000 |
| Amarillo, TX | 15 | $ 3,185,000 | $ 212,333 | $ 7,000 |
| Clarksville, TN-KY | 15 | $ 3,445,000 | $ 229,666 | $ 3,733 |
| Anchorage, AK | 14 | $ 6,530,000 | $ 466,428 | $ 83,000 |
| Lubbock, TX | 14 | $ 2,870,000 | $ 205,000 | $ 121,000 |
| Macon-Bibb County, GA | 14 | $ 2,480,000 | $ 177,142 | $ 70,000 |
| Everett, WA | 13 | $ 6,525,000 | $ 501,923 | $ 165,000 |
| Hickory-Lenoir-Morganton, NC | 13 | $ 4,965,000 | $ 381,923 | $ 126,000 |
| Kahului-Wailuku-Lahaina, HI | 13 | $ 10,815,000 | $ 831,923 | $ 0 |
| Montgomery, AL | 13 | $ 2,095,000 | $ 161,153 | $ 24,000 |
| Norwich-New London, CT | 13 | $ 5,325,000 | $ 409,615 | $ 20,000 |
| Rocky Mount, NC | 13 | $ 2,315,000 | $ 178,076 | $ 7,000 |
| Sebastian-Vero Beach, FL | 13 | $ 6,115,000 | $ 470,384 | $ 97,000 |
| Toledo, OH | 13 | $ 1,625,000 | $ 125,000 | $ 0 |
| Waco, TX | 13 | $ 3,345,000 | $ 257,307 | $ 31,000 |
| Yuba City, CA | 13 | $ 5,175,000 | $ 398,076 | $ 53,000 |
| Barnstable Town, MA | 12 | $ 11,010,000 | $ 917,500 | $ 23,000 |
| Beaumont-Port Arthur, TX | 12 | $ 1,900,000 | $ 158,333 | $ 43,000 |
| Gainesville, FL | 12 | $ 2,290,000 | $ 190,833 | $ 33,000 |
| Kennewick-Richland, WA | 12 | $ 4,150,000 | $ 345,833 | $ 8,000 |
| Muncie, IN | 12 | $ 1,410,000 | $ 117,500 | $ 0 |
| Boise City, ID | 11 | $ 3,025,000 | $ 275,000 | $ 254,000 |
| Jacksonville, NC | 11 | $ 3,255,000 | $ 295,909 | $ 25,000 |
| Lake County-Kenosha County, IL-WI | 11 | $ 2,955,000 | $ 268,636 | $ 52,000 |
| Lake County-Porter County-Jasper County, IN | 11 | $ 2,335,000 | $ 212,272 | $ 65,000 |
| Sebring, FL | 11 | $ 1,805,000 | $ 164,090 | $ 849,000 |
| Sherman-Denison, TX | 11 | $ 4,655,000 | $ 423,181 | $ 438,000 |
| Utica-Rome, NY | 11 | $ 2,155,000 | $ 195,909 | $ 0 |
| Wildwood-The Villages, FL | 11 | $ 3,035,000 | $ 275,909 | $ 311,000 |
| Boulder, CO | 10 | $ 6,380,000 | $ 638,000 | $ 124,000 |
| Chattanooga, TN-GA | 10 | $ 3,480,000 | $ 348,000 | $ 0 |
| College Station-Bryan, TX | 10 | $ 2,510,000 | $ 251,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 10 | $ 3,550,000 | $ 355,000 | $ 335,000 |
| Kingston, NY | 10 | $ 3,300,000 | $ 330,000 | $ 0 |
| Lynchburg, VA | 10 | $ 2,040,000 | $ 204,000 | $ 0 |
| Rockingham County-Strafford County, NH | 10 | $ 4,330,000 | $ 433,000 | $ 17,000 |
| Santa Fe, NM | 10 | $ 5,340,000 | $ 534,000 | $ 106,000 |
| South Bend-Mishawaka, IN-MI | 10 | $ 3,120,000 | $ 312,000 | $ 156,700 |
| Warner Robins, GA | 10 | $ 2,560,000 | $ 256,000 | $ 51,000 |
| Lexington-Fayette, KY | 9 | $ 1,965,000 | $ 218,333 | $ 25,000 |
| Reading, PA | 9 | $ 2,305,000 | $ 256,111 | $ 30,000 |
| Rockford, IL | 9 | $ 1,735,000 | $ 192,777 | $ 11,000 |
| San Rafael, CA | 9 | $ 6,205,000 | $ 689,444 | $ 203,000 |
| Springfield, MO | 9 | $ 10,845,000 | $ 1,205,000 | $ 137,000 |
| Asheville, NC | 8 | $ 5,510,000 | $ 688,750 | $ 0 |
| Laredo, TX | 8 | $ 2,000,000 | $ 250,000 | $ 15,000 |
| Olympia-Tumwater, WA | 8 | $ 2,820,000 | $ 352,500 | $ 27,000 |
| Pueblo, CO | 8 | $ 1,920,000 | $ 240,000 | $ 48,000 |
| Redding, CA | 8 | $ 3,140,000 | $ 392,500 | $ 59,000 |
| Akron, OH | 7 | $ 1,345,000 | $ 192,142 | $ 14,000 |
| Albuquerque, NM | 7 | $ 2,195,000 | $ 313,571 | $ 29,000 |
| Flagstaff, AZ | 7 | $ 3,495,000 | $ 499,285 | $ 199,000 |
| Lake Havasu City-Kingman, AZ | 7 | $ 1,885,000 | $ 269,285 | $ 150,000 |
| Prescott Valley-Prescott, AZ | 7 | $ 4,795,000 | $ 685,000 | $ 687,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 7 | $ 7,465,000 | $ 1,066,428 | $ 756,000 |
| Slidell-Mandeville-Covington, LA | 7 | $ 1,825,000 | $ 260,714 | $ 91,000 |
| Bellingham, WA | 6 | $ 4,510,000 | $ 751,666 | $ 265,000 |
| Burlington, NC | 6 | $ 930,000 | $ 155,000 | $ 0 |
| Burlington-South Burlington, VT | 6 | $ 2,260,000 | $ 376,666 | $ 16,000 |
| Corvallis, OR | 6 | $ 1,930,000 | $ 321,666 | $ 566,000 |
| Evansville, IN-KY | 6 | $ 690,000 | $ 115,000 | $ 0 |
| Fort Collins, CO | 6 | $ 2,800,000 | $ 466,666 | $ 93,000 |
| Glens Falls, NY | 6 | $ 1,110,000 | $ 185,000 | $ 0 |
| Greeley, CO | 6 | $ 2,220,000 | $ 370,000 | $ 103,000 |
| Harrisburg-Carlisle, PA | 6 | $ 1,840,000 | $ 306,666 | $ 33,000 |
| Hot Springs, AR | 6 | $ 1,280,000 | $ 213,333 | $ 0 |
| Medford, OR | 6 | $ 1,900,000 | $ 316,666 | $ 267,000 |
| Merced, CA | 6 | $ 1,790,000 | $ 298,333 | $ 60,000 |
| Midland, TX | 6 | $ 1,980,000 | $ 330,000 | $ 111,000 |
| Tyler, TX | 6 | $ 2,860,000 | $ 476,666 | $ 24,000 |
| Albany, GA | 5 | $ 685,000 | $ 137,000 | $ 12,000 |
| Albany, OR | 5 | $ 915,000 | $ 183,000 | $ 58,000 |
| Athens-Clarke County, GA | 5 | $ 2,535,000 | $ 507,000 | $ 103,000 |
| Bangor, ME | 5 | $ 1,585,000 | $ 317,000 | $ 0 |
| Cleveland, TN | 5 | $ 1,225,000 | $ 245,000 | $ 0 |
| Dover, DE | 5 | $ 915,000 | $ 183,000 | $ 51,000 |
| El Centro, CA | 5 | $ 2,015,000 | $ 403,000 | $ 277,000 |
| Eugene, OR | 5 | $ 2,555,000 | $ 511,000 | $ 87,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 2,415,000 | $ 483,000 | $ 166,000 |
| Fort Wayne, IN | 5 | $ 1,355,000 | $ 271,000 | $ 414,000 |
| Gainesville, GA | 5 | $ 3,935,000 | $ 787,000 | $ 333,000 |
| Gulfport-Biloxi-Pascagoula, MS | 5 | $ 1,985,000 | $ 397,000 | $ 0 |
| Huntsville, AL | 5 | $ 1,285,000 | $ 257,000 | $ 20,000 |
| Kokomo, IN | 5 | $ 745,000 | $ 149,000 | $ 0 |
| Lafayette, LA | 5 | $ 805,000 | $ 161,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 2,215,000 | $ 443,000 | $ 129,000 |
| Logan, UT-ID | 5 | $ 3,845,000 | $ 769,000 | $ 1,026,000 |
| Mansfield, OH | 5 | $ 575,000 | $ 115,000 | $ 0 |
| Napa, CA | 5 | $ 2,385,000 | $ 477,000 | $ 478,000 |
| Reno, NV | 5 | $ 2,075,000 | $ 415,000 | $ 411,000 |
| Santa Cruz-Watsonville, CA | 5 | $ 1,875,000 | $ 375,000 | $ 203,000 |
| St. Cloud, MN | 5 | $ 775,000 | $ 155,000 | $ 10,000 |
| Vineland-Bridgeton, NJ | 5 | $ 1,415,000 | $ 283,000 | $ 179,000 |
| Weirton-Steubenville, WV-OH | 5 | $ 815,000 | $ 163,000 | $ 52,200 |
| Appleton, WI | 4 | $ 930,000 | $ 232,500 | $ 0 |
| Billings, MT | 4 | $ 2,230,000 | $ 557,500 | $ 183,000 |
| Coeur D'Alene, ID | 4 | $ 1,750,000 | $ 437,500 | $ 97,000 |
| Goldsboro, NC | 4 | $ 610,000 | $ 152,500 | $ 0 |
| Hammond, LA | 4 | $ 630,000 | $ 157,500 | $ 47,000 |
| Hanford-Corcoran, CA | 4 | $ 1,190,000 | $ 297,500 | $ 48,000 |
| Kankakee, IL | 4 | $ 450,000 | $ 112,500 | $ 0 |
| Lancaster, PA | 4 | $ 970,000 | $ 242,500 | $ 101,000 |
| Longview, TX | 4 | $ 930,000 | $ 232,500 | $ 77,000 |
| Morristown, TN | 4 | $ 870,000 | $ 217,500 | $ 0 |
| Odessa, TX | 4 | $ 1,250,000 | $ 312,500 | $ 285,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 1,180,000 | $ 295,000 | $ 50,000 |
| Pittsfield, MA | 4 | $ 1,240,000 | $ 310,000 | $ 0 |
| Roanoke, VA | 4 | $ 1,070,000 | $ 267,500 | $ 0 |
| Sandusky, OH | 4 | $ 640,000 | $ 160,000 | $ 0 |
| Shreveport-Bossier City, LA | 4 | $ 1,470,000 | $ 367,500 | $ 384,000 |
| Watertown-Fort Drum, NY | 4 | $ 1,070,000 | $ 267,500 | $ 0 |
| Wichita, KS | 4 | $ 620,000 | $ 155,000 | $ 0 |
| Winchester, VA-WV | 4 | $ 1,680,000 | $ 420,000 | $ 184,000 |
| Bremerton-Silverdale, WA | 3 | $ 1,065,000 | $ 355,000 | $ 0 |
| Canton-Massillon, OH | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 335,000 | $ 111,666 | $ 0 |
| Duluth, MN-WI | 3 | $ 685,000 | $ 228,333 | $ 73,000 |
| Elgin, IL | 3 | $ 915,000 | $ 305,000 | $ 56,000 |
| Elmira, NY | 3 | $ 495,000 | $ 165,000 | $ 0 |
| Fargo, ND-MN | 3 | $ 1,335,000 | $ 445,000 | $ 151,000 |
| Florence, SC | 3 | $ 1,145,000 | $ 381,666 | $ 61,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 755,000 | $ 251,666 | $ 43,000 |
| Green Bay, WI | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Kenosha, WI | 3 | $ 905,000 | $ 301,666 | $ 0 |
| Lebanon, PA | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Monroe, MI | 3 | $ 485,000 | $ 161,666 | $ 625,000 |
| Peoria, IL | 3 | $ 1,115,000 | $ 371,666 | $ 0 |
| Pinehurst-Southern Pines, NC | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Racine, WI | 3 | $ 635,000 | $ 211,666 | $ 27,000 |
| Rome, GA | 3 | $ 515,000 | $ 171,666 | $ 0 |
| Salisbury, MD-DE | 3 | $ 745,000 | $ 248,333 | $ 245,000 |
| Springfield, OH | 3 | $ 405,000 | $ 135,000 | $ 22,000 |
| Traverse City, MI | 3 | $ 1,725,000 | $ 575,000 | $ 374,000 |
| Tuscaloosa, AL | 3 | $ 635,000 | $ 211,666 | $ 0 |
| Wenatchee, WA | 3 | $ 1,365,000 | $ 455,000 | $ 100,000 |
| Yakima, WA | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 695,000 | $ 231,666 | $ 0 |
| Abilene, TX | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Amherst Town-Northampton, MA | 2 | $ 750,000 | $ 375,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Beckley, WV | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Bowling Green, KY | 2 | $ 490,000 | $ 245,000 | $ 185,000 |
| Chico, CA | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Dalton, GA | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Flint, MI | 2 | $ 430,000 | $ 215,000 | $ 115,000 |
| Greenville, NC | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 530,000 | $ 265,000 | $ 35,500 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 390,000 | $ 195,000 | $ 86,000 |
| Idaho Falls, ID | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Jackson, MI | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 400,000 | $ 200,000 | $ 39,000 |
| Lafayette-West Lafayette, IN | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Lake Charles, LA | 2 | $ 250,000 | $ 125,000 | $ 27,000 |
| Lansing-East Lansing, MI | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Las Cruces, NM | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Lawton, OK | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Lewiston-Auburn, ME | 2 | $ 730,000 | $ 365,000 | $ 68,000 |
| Lincoln, NE | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Longview, WA | 2 | $ 970,000 | $ 485,000 | $ 112,000 |
| Monroe, LA | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Muskegon, MI | 2 | $ 730,000 | $ 365,000 | $ 44,000 |
| Paducah, KY-IL | 2 | $ 310,000 | $ 155,000 | $ 45,000 |
| Sheboygan, WI | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Valdosta, GA | 2 | $ 140,000 | $ 70,000 | $ 13,000 |
| Victoria, TX | 2 | $ 750,000 | $ 375,000 | $ 153,000 |
| Ann Arbor, MI | 1 | $ 505,000 | $ 505,000 | $ 341,000 |
| Auburn-Opelika, AL | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Bloomington, IL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Bozeman, MT | 1 | $ 605,000 | $ 605,000 | $ 245,000 |
| Brunswick, GA | 1 | $ 255,000 | $ 255,000 | $ 116,000 |
| Cape Girardeau, MO-IL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Charleston, WV | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Charlottesville, VA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Columbia, MO | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Decatur, AL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Des Moines-West Des Moines, IA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Fairbanks, AK | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Florence-Muscle Shoals, AL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Grand Junction, CO | 1 | $ 335,000 | $ 335,000 | $ 778,000 |
| Helena, MT | 1 | $ 405,000 | $ 405,000 | $ 256,000 |
| Hinesville, GA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Ithaca, NY | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Janesville-Beloit, WI | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Lexington Park, MD | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Manhattan, KS | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Missoula, MT | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Morgantown, WV | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Pocatello, ID | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 1 | $ 185,000 | $ 185,000 | $ 269,000 |
| Staunton-Waynesboro, VA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Sumter, SC | 1 | $ 405,000 | $ 405,000 | $ 131,000 |
| Texarkana, TX-AR | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Walla Walla, WA | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Wheeling, WV-OH | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Wichita Falls, TX | 1 | $ 185,000 | $ 185,000 | $ 0 |
| York-Hanover, PA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Yuma, AZ | 1 | $ 285,000 | $ 285,000 | $ 170,000 |
Mortgage Loan Application Detail Totals for Hometown Equity Mortgage, LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,510 | $3,135,450,000 | $481,000 | $3,765,000 | $162,000 | $8,105,000 |
| Cash-out Refinancing | 6,460 | $2,820,050,000 | $436,000 | $3,925,000 | $137,000 | $7,996,000 |
| Refinancing | 1,930 | $999,230,000 | $517,000 | $4,005,000 | $133,000 | $9,181,000 |
| Other Purpose | 1 | $355,000 | $355,000 | $355,000 | $113,000 | $113,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 4,447 | $2,113,205,000 | $475,000 | $3,755,000 | $125,000 | $7,996,000 |
| White | 4,309 | $2,215,155,000 | $514,000 | $3,995,000 | $206,000 | $9,181,000 |
| Hispanic | 3,647 | $1,520,155,000 | $416,000 | $4,005,000 | $137,000 | $8,105,000 |
| Black or African American | 1,423 | $567,715,000 | $398,000 | $3,505,000 | $83,000 | $2,743,000 |
| Asian | 1,017 | $505,185,000 | $496,000 | $3,505,000 | $126,000 | $3,293,000 |
| American Indian or Alaskan Native | 41 | $24,985,000 | $609,000 | $2,805,000 | $109,000 | $1,253,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $8,685,000 | $510,000 | $2,605,000 | $392,000 | $1,597,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,890 | $6,507,550,000 | $468,000 | $4,005,000 | $151,000 | $9,181,000 |
| FHA-insured (Federal Housing Administration) | 924 | $415,560,000 | $449,000 | $1,235,000 | $105,000 | $650,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 45 | $10,795,000 | $239,000 | $745,000 | $77,000 | $170,000 |
| VA-guaranteed (Veterans Administration) | 42 | $21,180,000 | $504,000 | $1,255,000 | $131,000 | $323,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,540 | $3,382,580,000 | $448,000 | $3,505,000 | $138,000 | $9,181,000 |
| Application Denied By Financial Institution | 6,755 | $3,288,245,000 | $486,000 | $4,005,000 | $156,000 | $8,478,000 |
| Application Withdrawn By Applicant | 461 | $216,835,000 | $470,000 | $3,005,000 | $203,000 | $5,398,000 |
| Application Approved But Not Accepted | 143 | $64,405,000 | $450,000 | $3,005,000 | $50,000 | $3,148,000 |
| File Closed For Incompleteness | 2 | $3,020,000 | $1,510,000 | $2,305,000 | $2,745,000 | $5,491,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,146 | $3,666,840,000 | $450,000 | $3,505,000 | $141,000 | $9,181,000 |
| Credit Application Incomplete | 4,755 | $2,311,935,000 | $486,000 | $4,005,000 | $147,000 | $8,478,000 |
| Collateral | 967 | $461,755,000 | $477,000 | $3,505,000 | $132,000 | $5,357,000 |
| Credit History | 497 | $251,395,000 | $505,000 | $3,995,000 | $241,000 | $7,088,000 |
| Debt-To-Income Ratio | 239 | $117,355,000 | $491,000 | $2,405,000 | $137,000 | $2,393,000 |
| Unverifiable Information | 128 | $67,980,000 | $531,000 | $3,505,000 | $137,000 | $1,681,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 111 | $50,455,000 | $454,000 | $3,005,000 | $296,000 | $2,052,000 |
| Other | 35 | $17,315,000 | $494,000 | $3,505,000 | $217,000 | $1,092,000 |
| Employment History | 20 | $8,850,000 | $442,000 | $975,000 | $556,000 | $8,105,000 |
| Mortgage Insurance Denied | 3 | $1,205,000 | $401,000 | $655,000 | $206,000 | $413,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hometown Equity Mortgage, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hometown Equity Mortgage, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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