Mortgage Lenders in Houghton Lake, MI
1 mortgage lender is based in Houghton Lake, MI, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Roscommon County, MI in 2025.
Most active mortgage lenders in Roscommon County, MI (2025)
In 2025, 158 lenders made 852 home loans worth $159.7 million in Roscommon County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Roscommon County, which includes Houghton Lake.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Huntington National Bank Columbus, OH | 72 | $10.1M | $140,000 | 8.5% |
| 2 | United Wholesale Mortgage Plymouth, MI | 65 | $14.1M | $217,000 | 7.6% |
| 3 | North Central Area Credit Union Houghton Lake, MI | 46 | $4.1M | $89,000 | 5.4% |
| 4 | Ark-La-Tex Financial Services LLC Plano, TX | 41 | $7.8M | $189,000 | 4.8% |
| 5 | Lake Michigan Credit Union Grand Rapids, MI | 24 | $7.1M | $295,000 | 2.8% |
| 6 | Mortgage Research Center Columbia, MO | 23 | $4.6M | $202,000 | 2.7% |
| 7 | Mercantile Bank Grand Rapids, MI | 22 | $4.4M | $199,000 | 2.6% |
| 8 | JPMorgan Chase Bank, NA Columbus, OH | 21 | $7.0M | $331,000 | 2.5% |
| 9 | Horizon Bank Michigan City, IN | 19 | $1.8M | $96,000 | 2.2% |
| 10 | Union Home Mortgage Corp. Strongsville, OH | 17 | $2.8M | $165,000 | 2.0% |
See every lender in Roscommon County and its 2025 mortgage data · top lenders in Michigan · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Houghton Lake, MI
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| North Central Area Credit Union
2665 RESERVE RD P.O. BOX 817 HOUGHTON LAKE, MI 48629 |
* | 134 | $16,830,000 |
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