HSBC Bank, USA Mortgage Lending & HMDA Data, 2003
In 2003, HSBC Bank, USA of Buffalo, NY reported 48,535 mortgage applications totaling $9.2 billion. The average application was for $188,760, and applicants reported an average income of $6,416. 3% of its applications resulted in an originated loan and 3% were denied. Its largest markets were New York, NY (2,723), Buffalo-Niagara Falls, NY (2,029) and Los Angeles-Long Beach, CA (1,666) (applications in parentheses).
| Mortgage Company & Address | HSBC Bank, USA One HSBC Center/24th Floor Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 48,535 |
| Total Mortgage Loan Application Amount | $9,161,497,000 |
| Average Mortgage Loan Application Amount | $188,760 |
| Highest Mortgage Loan Application Amount | $56,000,000 |
| Average Applicant Income | $6,416 |
| Highest Applicant Income | $700,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records HSBC Bank, USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York, NY | 2,723 | $ 645,764,000 | $ 237,151 | $ 50,000 |
| Buffalo-Niagara Falls, NY | 2,029 | $ 154,475,000 | $ 76,133 | $ 42,000 |
| Los Angeles-Long Beach, CA | 1,666 | $ 474,600,000 | $ 284,873 | $ 50,000 |
| Rochester, NY | 1,624 | $ 105,579,000 | $ 65,011 | $ 40,000 |
| San Jose, CA | 1,322 | $ 563,831,000 | $ 426,498 | $ 0 |
| Boston, MA-NH | 1,317 | $ 472,760,000 | $ 358,967 | $ 0 |
| Oakland, CA | 1,303 | $ 478,806,000 | $ 367,464 | $ 0 |
| Chicago, IL | 1,283 | $ 296,326,000 | $ 230,963 | $ 0 |
| Nassau-Suffolk, NY | 1,283 | $ 280,490,000 | $ 218,620 | $ 65,000 |
| Seattle-Bellevue-Everett, WA | 962 | $ 265,522,000 | $ 276,010 | $ 0 |
| Phoenix-Mesa, AZ | 955 | $ 136,149,000 | $ 142,564 | $ 0 |
| Atlanta, GA | 930 | $ 145,253,000 | $ 156,186 | $ 0 |
| Detroit, MI | 920 | $ 218,790,000 | $ 237,815 | $ 0 |
| San Francisco, CA | 781 | $ 348,627,000 | $ 446,385 | $ 0 |
| Riverside-San Bernardino, CA | 686 | $ 100,061,000 | $ 145,861 | $ 15,000 |
| Denver, CO | 630 | $ 112,586,000 | $ 178,707 | $ 0 |
| San Diego, CA | 583 | $ 149,987,000 | $ 257,267 | $ 0 |
| Albany-Schenectady-Troy, NY | 551 | $ 49,657,000 | $ 90,121 | $ 38,000 |
| Orange County, CA | 539 | $ 157,365,000 | $ 291,957 | $ 0 |
| Miami, FL | 474 | $ 83,971,000 | $ 177,154 | $ 24,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 443 | $ 94,224,000 | $ 212,695 | $ 0 |
| Syracuse, NY | 443 | $ 17,855,000 | $ 40,304 | $ 45,000 |
| Baltimore, MD | 438 | $ 95,347,000 | $ 217,687 | $ 0 |
| Philadelphia, PA-NJ | 409 | $ 67,361,000 | $ 164,696 | $ 16,000 |
| Fort Lauderdale, FL | 358 | $ 50,279,000 | $ 140,444 | $ 80,000 |
| Houston, TX | 332 | $ 63,407,000 | $ 190,984 | $ 0 |
| Orlando, FL | 319 | $ 35,710,000 | $ 111,943 | $ 5,000 |
| Tampa-St. Petersburg-Clearwater, FL | 318 | $ 34,007,000 | $ 106,940 | $ 0 |
| Indianapolis, IN | 316 | $ 42,060,000 | $ 133,101 | $ 0 |
| Sacramento, CA | 307 | $ 55,838,000 | $ 181,882 | $ 0 |
| Minneapolis-St. Paul, MN-WI | 305 | $ 45,789,000 | $ 150,127 | $ 0 |
| Cleveland-Lorain-Elyria, OH | 282 | $ 35,732,000 | $ 126,709 | $ 0 |
| Norfolk-Virginia Beach-Newport News, VA-NC | 276 | $ 31,912,000 | $ 115,623 | $ 0 |
| Las Vegas, NV-AZ | 272 | $ 25,911,000 | $ 95,261 | $ 0 |
| St. Louis, MO-IL | 271 | $ 38,850,000 | $ 143,357 | $ 0 |
| Cincinnati, OH-KY-IN | 255 | $ 34,646,000 | $ 135,866 | $ 0 |
| Columbus, OH | 242 | $ 41,853,000 | $ 172,946 | $ 0 |
| Dallas, TX | 239 | $ 32,574,000 | $ 136,292 | $ 15,000 |
| Stamford-Norwalk, CT | 229 | $ 98,613,000 | $ 430,624 | $ 110,000 |
| Pittsburgh, PA | 228 | $ 21,364,000 | $ 93,701 | $ 0 |
| Salt Lake City-Ogden, UT | 224 | $ 20,735,000 | $ 92,566 | $ 0 |
| West Palm Beach-Boca Raton, FL | 224 | $ 37,690,000 | $ 168,258 | $ 62,000 |
| Richmond-Petersburg, VA | 216 | $ 25,832,000 | $ 119,592 | $ 0 |
| Portland-Vancouver, OR-WA | 215 | $ 26,440,000 | $ 122,976 | $ 0 |
| Kansas City, MO-KS | 209 | $ 21,242,000 | $ 101,636 | $ 0 |
| Nashville, TN | 207 | $ 23,492,000 | $ 113,487 | $ 0 |
| Newark, NJ | 206 | $ 58,732,000 | $ 285,106 | $ 15,000 |
| Utica-Rome, NY | 193 | $ 3,657,000 | $ 18,948 | $ 32,000 |
| Ventura, CA | 183 | $ 53,562,000 | $ 292,688 | $ 0 |
| Washington, DC-MD-VA-WV | 180 | $ 64,111,000 | $ 356,172 | $ 0 |
| Stockton-Lodi, CA | 177 | $ 27,228,000 | $ 153,830 | $ 0 |
| Bergen-Passaic, NJ | 176 | $ 57,616,000 | $ 327,363 | $ 64,000 |
| Jacksonville, FL | 172 | $ 16,872,000 | $ 98,093 | $ 0 |
| Middlesex-Somerset-Hunterdon, NJ | 166 | $ 40,865,000 | $ 246,174 | $ 55,000 |
| Tacoma, WA | 164 | $ 21,488,000 | $ 131,024 | $ 0 |
| Greensboro--Winston-Salem--High Point, NC | 159 | $ 18,897,000 | $ 118,849 | $ 0 |
| Binghamton, NY | 156 | $ 7,345,000 | $ 47,083 | $ 27,000 |
| Raleigh-Durham-Chapel Hill, NC | 155 | $ 23,824,000 | $ 153,703 | $ 0 |
| Memphis, TN-AR-MS | 154 | $ 15,644,000 | $ 101,584 | $ 0 |
| Hartford, CT | 153 | $ 20,242,000 | $ 132,300 | $ 0 |
| Vallejo-Fairfield-Napa, CA | 136 | $ 31,180,000 | $ 229,264 | $ 0 |
| Milwaukee-Waukesha, WI | 131 | $ 15,965,000 | $ 121,870 | $ 0 |
| Dayton-Springfield, OH | 126 | $ 12,359,000 | $ 98,087 | $ 0 |
| Jamestown, NY | 126 | $ 5,911,000 | $ 46,912 | $ 56,000 |
| Fresno, CA | 123 | $ 11,353,000 | $ 92,300 | $ 0 |
| Newburgh, NY-PA | 122 | $ 22,212,000 | $ 182,065 | $ 50,000 |
| Monmouth-Ocean, NJ | 121 | $ 38,478,000 | $ 318,000 | $ 18,000 |
| Dutchess County, NY | 117 | $ 23,204,000 | $ 198,324 | $ 50,000 |
| Greenville-Spartanburg-Anderson, SC | 116 | $ 12,414,000 | $ 107,017 | $ 0 |
| Colorado Springs, CO | 114 | $ 14,120,000 | $ 123,859 | $ 0 |
| Akron, OH | 112 | $ 11,952,000 | $ 106,714 | $ 0 |
| Ann Arbor, MI | 111 | $ 31,069,000 | $ 279,900 | $ 0 |
| Louisville, KY-IN | 109 | $ 12,625,000 | $ 115,825 | $ 0 |
| Grand Rapids-Muskegon-Holland, MI | 108 | $ 11,874,000 | $ 109,944 | $ 0 |
| Omaha, NE-IA | 108 | $ 12,483,000 | $ 115,583 | $ 0 |
| Santa Rosa, CA | 108 | $ 31,296,000 | $ 289,777 | $ 0 |
| Providence-Fall River-Warwick, RI-MA | 107 | $ 21,508,000 | $ 201,009 | $ 0 |
| Bridgeport, CT | 104 | $ 24,655,000 | $ 237,067 | $ 0 |
| Fort Myers-Cape Coral, FL | 103 | $ 16,634,000 | $ 161,495 | $ 22,000 |
| Birmingham, AL | 102 | $ 21,160,000 | $ 207,450 | $ 0 |
| Fort Worth-Arlington, TX | 102 | $ 10,445,000 | $ 102,401 | $ 0 |
| Tucson, AZ | 102 | $ 11,235,000 | $ 110,147 | $ 0 |
| Knoxville, TN | 99 | $ 10,620,000 | $ 107,272 | $ 0 |
| Modesto, CA | 99 | $ 14,814,000 | $ 149,636 | $ 0 |
| Columbia, SC | 97 | $ 11,721,000 | $ 120,835 | $ 0 |
| Worcester, MA-CT | 97 | $ 22,710,000 | $ 234,123 | $ 20,000 |
| Toledo, OH | 95 | $ 10,570,000 | $ 111,263 | $ 0 |
| Oklahoma City, OK | 93 | $ 11,826,000 | $ 127,161 | $ 0 |
| Wilmington-Newark, DE-MD | 90 | $ 11,858,000 | $ 131,755 | $ 0 |
| Tulsa, OK | 88 | $ 8,931,000 | $ 101,488 | $ 0 |
| Allentown-Bethlehem-Easton, PA | 86 | $ 9,725,000 | $ 113,081 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 85 | $ 7,280,000 | $ 85,647 | $ 0 |
| Albuquerque, NM | 82 | $ 5,834,000 | $ 71,146 | $ 0 |
| Little Rock-North Little Rock, AR | 82 | $ 8,191,000 | $ 99,890 | $ 0 |
| Danbury, CT | 81 | $ 23,858,000 | $ 294,543 | $ 0 |
| Austin-San Marcos, TX | 80 | $ 13,325,000 | $ 166,562 | $ 0 |
| Chattanooga, TN-GA | 79 | $ 7,434,000 | $ 94,101 | $ 0 |
| Fort Wayne, IN | 76 | $ 7,644,000 | $ 100,578 | $ 0 |
| New Haven-Meriden, CT | 75 | $ 18,415,000 | $ 245,533 | $ 0 |
| Bakersfield, CA | 73 | $ 4,761,000 | $ 65,219 | $ 0 |
| Lowell, MA-NH | 72 | $ 19,610,000 | $ 272,361 | $ 0 |
| Hamilton-Middletown, OH | 71 | $ 7,723,000 | $ 108,774 | $ 0 |
| Harrisburg-Lebanon-Carlisle, PA | 71 | $ 7,904,000 | $ 111,323 | $ 0 |
| Lawrence, MA-NH | 71 | $ 23,539,000 | $ 331,535 | $ 0 |
| Lexington, KY | 71 | $ 7,379,000 | $ 103,929 | $ 0 |
| Charleston-North Charleston, SC | 69 | $ 10,054,000 | $ 145,710 | $ 0 |
| Salinas, CA | 69 | $ 15,754,000 | $ 228,318 | $ 0 |
| Lansing-East Lansing, MI | 67 | $ 8,098,000 | $ 120,865 | $ 0 |
| Des Moines, IA | 66 | $ 6,348,000 | $ 96,181 | $ 0 |
| Evansville-Henderson, IN-KY | 66 | $ 5,530,000 | $ 83,787 | $ 0 |
| Daytona Beach, FL | 63 | $ 6,336,000 | $ 100,571 | $ 0 |
| New Orleans, LA | 61 | $ 6,207,000 | $ 101,754 | $ 0 |
| Boulder-Longmont, CO | 60 | $ 15,884,000 | $ 264,733 | $ 0 |
| Gary, IN | 59 | $ 7,083,000 | $ 120,050 | $ 0 |
| Hickory-Morganton-Lenoir, NC | 59 | $ 8,063,000 | $ 136,661 | $ 0 |
| York, PA | 59 | $ 6,061,000 | $ 102,728 | $ 0 |
| Canton-Massillon, OH | 57 | $ 7,100,000 | $ 124,561 | $ 0 |
| Glens Falls, NY | 56 | $ 3,675,000 | $ 65,625 | $ 21,000 |
| Wichita, KS | 56 | $ 4,763,000 | $ 85,053 | $ 0 |
| Baton Rouge, LA | 55 | $ 5,702,000 | $ 103,672 | $ 0 |
| Sarasota-Bradenton, FL | 54 | $ 10,010,000 | $ 185,370 | $ 0 |
| Reading, PA | 52 | $ 6,117,000 | $ 117,634 | $ 10,000 |
| Lincoln, NE | 51 | $ 4,455,000 | $ 87,352 | $ 0 |
| Barnstable-Yarmouth, MA | 50 | $ 16,929,000 | $ 338,580 | $ 0 |
| Greeley, CO | 50 | $ 5,404,000 | $ 108,080 | $ 0 |
| Jersey City, NJ | 49 | $ 79,930,000 | $ 1,631,224 | $ 38,000 |
| San Antonio, TX | 49 | $ 5,596,000 | $ 114,204 | $ 0 |
| Boise City, ID | 48 | $ 3,292,000 | $ 68,583 | $ 0 |
| Flint, MI | 47 | $ 5,169,000 | $ 109,978 | $ 0 |
| Macon, GA | 46 | $ 3,576,000 | $ 77,739 | $ 0 |
| Melbourne-Titusville-Palm Bay, FL | 46 | $ 3,718,000 | $ 80,826 | $ 0 |
| Fort Collins-Loveland, CO | 45 | $ 6,745,000 | $ 149,888 | $ 0 |
| Salem, OR | 45 | $ 3,906,000 | $ 86,800 | $ 0 |
| Eugene-Springfield, OR | 44 | $ 3,816,000 | $ 86,727 | $ 0 |
| Naples, FL | 44 | $ 8,559,000 | $ 194,522 | $ 0 |
| Elmira, NY | 43 | $ 1,705,000 | $ 39,651 | $ 29,000 |
| Fort Pierce-Port St. Lucie, FL | 43 | $ 5,430,000 | $ 126,279 | $ 0 |
| Provo-Orem, UT | 43 | $ 4,207,000 | $ 97,837 | $ 0 |
| Wilmington, NC | 43 | $ 9,601,000 | $ 223,279 | $ 0 |
| Kalamazoo-Battle Creek, MI | 41 | $ 4,233,000 | $ 103,243 | $ 0 |
| Spokane, WA | 40 | $ 3,663,000 | $ 91,575 | $ 0 |
| Asheville, NC | 39 | $ 6,030,000 | $ 154,615 | $ 0 |
| Reno, NV | 39 | $ 7,642,000 | $ 195,948 | $ 0 |
| Youngstown-Warren, OH | 39 | $ 3,639,000 | $ 93,307 | $ 0 |
| Savannah, GA | 38 | $ 4,690,000 | $ 123,421 | $ 4,000 |
| Trenton, NJ | 38 | $ 8,988,000 | $ 236,526 | $ 0 |
| Columbus, GA-AL | 37 | $ 4,104,000 | $ 110,918 | $ 0 |
| Bremerton, WA | 36 | $ 5,160,000 | $ 143,333 | $ 0 |
| Pensacola, FL | 36 | $ 2,764,000 | $ 76,777 | $ 0 |
| Roanoke, VA | 36 | $ 3,005,000 | $ 83,472 | $ 0 |
| Santa Cruz-Watsonville, CA | 36 | $ 11,444,000 | $ 317,888 | $ 0 |
| Augusta-Aiken, GA-SC | 35 | $ 2,804,000 | $ 80,114 | $ 0 |
| Lakeland-Winter Haven, FL | 34 | $ 2,739,000 | $ 80,558 | $ 0 |
| Lynchburg, VA | 33 | $ 3,794,000 | $ 114,969 | $ 0 |
| Jackson, MS | 32 | $ 3,325,000 | $ 103,906 | $ 0 |
| Johnson City-Kingsport-Bristol, TN-VA | 32 | $ 2,841,000 | $ 88,781 | $ 0 |
| Lancaster, PA | 32 | $ 2,767,000 | $ 86,468 | $ 0 |
| Merced, CA | 31 | $ 3,602,000 | $ 116,193 | $ 0 |
| New London-Norwich, CT-RI | 31 | $ 4,678,000 | $ 150,903 | $ 0 |
| Brockton, MA | 30 | $ 5,945,000 | $ 198,166 | $ 0 |
| Rockford, IL | 30 | $ 2,688,000 | $ 89,600 | $ 0 |
| Lima, OH | 29 | $ 3,076,000 | $ 106,068 | $ 0 |
| Olympia, WA | 29 | $ 3,349,000 | $ 115,482 | $ 0 |
| Springfield, MO | 29 | $ 3,262,000 | $ 112,482 | $ 0 |
| Terre Haute, IN | 29 | $ 2,169,000 | $ 74,793 | $ 0 |
| Waterbury, CT | 29 | $ 3,047,000 | $ 105,068 | $ 0 |
| Santa Barbara-Santa Maria-Lompoc, CA | 28 | $ 8,115,000 | $ 289,821 | $ 0 |
| Springfield, MA | 28 | $ 2,617,000 | $ 93,464 | $ 0 |
| Visalia-Tulare-Porterville, CA | 28 | $ 3,027,000 | $ 108,107 | $ 0 |
| Charlottesville, VA | 27 | $ 5,401,000 | $ 200,037 | $ 0 |
| Tallahassee, FL | 27 | $ 2,386,000 | $ 88,370 | $ 0 |
| Nashua, NH | 26 | $ 5,716,000 | $ 219,846 | $ 0 |
| Saginaw-Bay City-Midland, MI | 26 | $ 2,761,000 | $ 106,192 | $ 0 |
| Fayetteville-Springdale-Rogers, AR | 25 | $ 2,975,000 | $ 119,000 | $ 0 |
| Manchester, NH | 25 | $ 4,192,000 | $ 167,680 | $ 0 |
| Biloxi-Gulfport-Pascagoula, MS | 24 | $ 1,560,000 | $ 65,000 | $ 0 |
| Fayetteville, NC | 24 | $ 1,586,000 | $ 66,083 | $ 0 |
| Madison, WI | 23 | $ 3,037,000 | $ 132,043 | $ 0 |
| Racine, WI | 23 | $ 2,486,000 | $ 108,086 | $ 0 |
| Atlantic-Cape May, NJ | 22 | $ 3,610,000 | $ 164,090 | $ 0 |
| Honolulu, HI | 22 | $ 2,763,000 | $ 125,590 | $ 0 |
| Jackson, MI | 22 | $ 2,319,000 | $ 105,409 | $ 0 |
| Jackson, TN | 22 | $ 2,083,000 | $ 94,681 | $ 0 |
| Myrtle Beach, SC | 22 | $ 2,641,000 | $ 120,045 | $ 0 |
| Appleton-Oshkosh-Neenah, WI | 21 | $ 2,491,000 | $ 118,619 | $ 0 |
| Clarksville-Hopkinsville, TN-KY | 21 | $ 1,555,000 | $ 74,047 | $ 0 |
| Dover, DE | 21 | $ 2,152,000 | $ 102,476 | $ 0 |
| Yolo, CA | 21 | $ 3,900,000 | $ 185,714 | $ 0 |
| Anchorage, AK | 20 | $ 1,170,000 | $ 58,500 | $ 0 |
| Fort Walton Beach, FL | 20 | $ 2,085,000 | $ 104,250 | $ 0 |
| Lafayette, LA | 20 | $ 1,682,000 | $ 84,100 | $ 0 |
| Mobile, AL | 20 | $ 2,087,000 | $ 104,350 | $ 0 |
| Punta Gorda, FL | 20 | $ 1,757,000 | $ 87,850 | $ 0 |
| Richland-Kennewick-Pasco, WA | 20 | $ 1,881,000 | $ 94,050 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 19 | $ 1,436,000 | $ 75,578 | $ 0 |
| El Paso, TX | 19 | $ 1,359,000 | $ 71,526 | $ 0 |
| Ocala, FL | 19 | $ 1,428,000 | $ 75,157 | $ 0 |
| Shreveport-Bossier City, LA | 19 | $ 1,447,000 | $ 76,157 | $ 0 |
| Bloomington, IN | 18 | $ 1,573,000 | $ 87,388 | $ 0 |
| Cedar Rapids, IA | 18 | $ 1,384,000 | $ 76,888 | $ 0 |
| Danville, VA | 18 | $ 1,224,000 | $ 68,000 | $ 0 |
| Galveston-Texas City, TX | 18 | $ 2,247,000 | $ 124,833 | $ 0 |
| Kokomo, IN | 18 | $ 1,417,000 | $ 78,722 | $ 0 |
| Yakima, WA | 18 | $ 1,130,000 | $ 62,777 | $ 0 |
| Chico-Paradise, CA | 17 | $ 2,177,000 | $ 128,058 | $ 0 |
| Elkhart-Goshen, IN | 17 | $ 1,774,000 | $ 104,352 | $ 0 |
| Gainesville, FL | 17 | $ 2,939,000 | $ 172,882 | $ 0 |
| Medford-Ashland, OR | 17 | $ 2,340,000 | $ 137,647 | $ 0 |
| Muncie, IN | 17 | $ 1,519,000 | $ 89,352 | $ 0 |
| Pueblo, CO | 17 | $ 1,770,000 | $ 104,117 | $ 0 |
| South Bend, IN | 17 | $ 1,261,000 | $ 74,176 | $ 0 |
| St. Joseph, MO | 17 | $ 1,407,000 | $ 82,764 | $ 0 |
| Bellingham, WA | 16 | $ 1,455,000 | $ 90,937 | $ 0 |
| Owensboro, KY | 16 | $ 1,362,000 | $ 85,125 | $ 0 |
| Benton Harbor, MI | 15 | $ 1,604,000 | $ 106,933 | $ 0 |
| Charleston, WV | 15 | $ 1,476,000 | $ 98,400 | $ 0 |
| Erie, PA | 15 | $ 1,409,000 | $ 93,933 | $ 0 |
| Janesville-Beloit, WI | 15 | $ 1,275,000 | $ 85,000 | $ 0 |
| Brazoria, TX | 14 | $ 1,713,000 | $ 122,357 | $ 0 |
| Montgomery, AL | 14 | $ 1,434,000 | $ 102,428 | $ 0 |
| Portsmouth-Rochester, NH-ME | 14 | $ 3,393,000 | $ 242,357 | $ 0 |
| Yuba City, CA | 14 | $ 1,515,000 | $ 108,214 | $ 0 |
| Green Bay, WI | 13 | $ 1,741,000 | $ 133,923 | $ 0 |
| Hagerstown, MD | 13 | $ 907,000 | $ 69,769 | $ 0 |
| Las Cruces, NM | 13 | $ 574,000 | $ 44,153 | $ 0 |
| New Bedford, MA | 13 | $ 2,125,000 | $ 163,461 | $ 0 |
| Bloomington-Normal, IL | 12 | $ 562,000 | $ 46,833 | $ 0 |
| Eau Claire, WI | 12 | $ 1,275,000 | $ 106,250 | $ 0 |
| Fort Smith, AR-OK | 12 | $ 940,000 | $ 78,333 | $ 0 |
| Huntsville, AL | 12 | $ 1,242,000 | $ 103,500 | $ 0 |
| Johnstown, PA | 12 | $ 1,187,000 | $ 98,916 | $ 0 |
| Killeen-Temple, TX | 12 | $ 907,000 | $ 75,583 | $ 0 |
| Mansfield, OH | 12 | $ 933,000 | $ 77,750 | $ 0 |
| Panama City, FL | 12 | $ 645,000 | $ 53,750 | $ 0 |
| Portland, ME | 12 | $ 1,905,000 | $ 158,750 | $ 0 |
| Redding, CA | 12 | $ 1,269,000 | $ 105,750 | $ 0 |
| San Luis Obispo-Atascadero-Paso Robles, CA | 12 | $ 2,964,000 | $ 247,000 | $ 0 |
| Steubenville-Weirton, OH-WV | 12 | $ 831,000 | $ 69,250 | $ 0 |
| Fitchburg-Leominster, MA | 11 | $ 1,759,000 | $ 159,909 | $ 0 |
| Flagstaff, AZ-UT | 11 | $ 1,955,000 | $ 177,727 | $ 0 |
| Florence, SC | 11 | $ 835,000 | $ 75,909 | $ 0 |
| Joplin, MO | 11 | $ 795,000 | $ 72,272 | $ 0 |
| Lafayette, IN | 11 | $ 759,000 | $ 69,000 | $ 0 |
| Sharon, PA | 11 | $ 1,225,000 | $ 111,363 | $ 0 |
| Topeka, KS | 11 | $ 932,000 | $ 84,727 | $ 0 |
| Champaign-Urbana, IL | 10 | $ 1,018,000 | $ 101,800 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 10 | $ 1,156,000 | $ 115,600 | $ 0 |
| Peoria-Pekin, IL | 10 | $ 977,000 | $ 97,700 | $ 0 |
| Rochester, MN | 10 | $ 2,727,000 | $ 272,700 | $ 0 |
| Springfield, IL | 10 | $ 1,018,000 | $ 101,800 | $ 0 |
| State College, PA | 10 | $ 1,013,000 | $ 101,300 | $ 0 |
| Vineland-Millville-Bridgeton, NJ | 10 | $ 887,000 | $ 88,700 | $ 0 |
| Altoona, PA | 9 | $ 878,000 | $ 97,555 | $ 0 |
| Auburn-Opelika, AL | 9 | $ 926,000 | $ 102,888 | $ 0 |
| Columbia, MO | 9 | $ 1,032,000 | $ 114,666 | $ 0 |
| Kenosha, WI | 9 | $ 952,000 | $ 105,777 | $ 0 |
| Lawton, OK | 9 | $ 523,000 | $ 58,111 | $ 0 |
| Santa Fe, NM | 9 | $ 3,034,000 | $ 337,111 | $ 0 |
| St. Cloud, MN | 9 | $ 1,028,000 | $ 114,222 | $ 0 |
| Burlington, VT | 8 | $ 2,382,000 | $ 297,750 | $ 0 |
| Greenville, NC | 8 | $ 581,000 | $ 72,625 | $ 0 |
| Lake Charles, LA | 8 | $ 443,000 | $ 55,375 | $ 0 |
| McAllen-Edinburg-Mission, TX | 8 | $ 507,000 | $ 63,375 | $ 0 |
| Monroe, LA | 8 | $ 861,000 | $ 107,625 | $ 0 |
| Yuma, AZ | 8 | $ 360,000 | $ 45,000 | $ 0 |
| Brownsville-Harlingen-San Benito, TX | 7 | $ 559,000 | $ 79,857 | $ 0 |
| Cheyenne, WY | 7 | $ 443,000 | $ 63,285 | $ 0 |
| Corpus Christi, TX | 7 | $ 531,000 | $ 75,857 | $ 0 |
| Cumberland, MD-WV | 7 | $ 270,000 | $ 38,571 | $ 0 |
| Goldsboro, NC | 7 | $ 472,000 | $ 67,428 | $ 0 |
| Lewiston-Auburn, ME | 7 | $ 504,000 | $ 72,000 | $ 0 |
| Parkersburg-Marietta, WV-OH | 7 | $ 713,000 | $ 101,857 | $ 0 |
| Sioux City, IA-NE | 7 | $ 410,000 | $ 58,571 | $ 0 |
| Sumter, SC | 7 | $ 538,000 | $ 76,857 | $ 0 |
| Williamsport, PA | 7 | $ 657,000 | $ 93,857 | $ 0 |
| Beaumont-Port Arthur, TX | 6 | $ 370,000 | $ 61,666 | $ 0 |
| Grand Junction, CO | 6 | $ 530,000 | $ 88,333 | $ 0 |
| Hattiesburg, MS | 6 | $ 456,000 | $ 76,000 | $ 0 |
| La Crosse, WI-MN | 6 | $ 499,000 | $ 83,166 | $ 0 |
| Lawrence, KS | 6 | $ 837,000 | $ 139,500 | $ 0 |
| Pine Bluff, AR | 6 | $ 379,000 | $ 63,166 | $ 0 |
| Rocky Mount, NC | 6 | $ 422,000 | $ 70,333 | $ 0 |
| Sioux Falls, SD | 6 | $ 629,000 | $ 104,833 | $ 0 |
| Waterloo-Cedar Falls, IA | 6 | $ 337,000 | $ 56,166 | $ 0 |
| Athens, GA | 5 | $ 348,000 | $ 69,600 | $ 0 |
| Billings, MT | 5 | $ 147,000 | $ 29,400 | $ 0 |
| Casper, WY | 5 | $ 298,000 | $ 59,600 | $ 0 |
| Decatur, AL | 5 | $ 305,000 | $ 61,000 | $ 0 |
| Decatur, IL | 5 | $ 357,000 | $ 71,400 | $ 0 |
| Duluth-Superior, MN-WI | 5 | $ 545,000 | $ 109,000 | $ 0 |
| Jacksonville, NC | 5 | $ 543,000 | $ 108,600 | $ 0 |
| Kankakee, IL | 5 | $ 333,000 | $ 66,600 | $ 0 |
| Laredo, TX | 5 | $ 506,000 | $ 101,200 | $ 0 |
| Pittsfield, MA | 5 | $ 743,000 | $ 148,600 | $ 0 |
| Sherman-Denison, TX | 5 | $ 379,000 | $ 75,800 | $ 0 |
| Tuscaloosa, AL | 5 | $ 402,000 | $ 80,400 | $ 0 |
| Wausau, WI | 5 | $ 272,000 | $ 54,400 | $ 0 |
| Wheeling, WV-OH | 5 | $ 458,000 | $ 91,600 | $ 0 |
| Albany, GA | 4 | $ 213,000 | $ 53,250 | $ 0 |
| Amarillo, TX | 4 | $ 237,000 | $ 59,250 | $ 0 |
| Anniston, AL | 4 | $ 171,000 | $ 42,750 | $ 0 |
| Corvallis, OR | 4 | $ 552,000 | $ 138,000 | $ 0 |
| Dothan, AL | 4 | $ 225,000 | $ 56,250 | $ 0 |
| Enid, OK | 4 | $ 310,000 | $ 77,500 | $ 0 |
| Houma, LA | 4 | $ 239,000 | $ 59,750 | $ 0 |
| Longview-Marshall, TX | 4 | $ 113,000 | $ 28,250 | $ 0 |
| Odessa-Midland, TX | 4 | $ 311,000 | $ 77,750 | $ 0 |
| Abilene, TX | 3 | $ 257,000 | $ 85,666 | $ 0 |
| Alexandria, LA | 3 | $ 232,000 | $ 77,333 | $ 0 |
| Bangor, ME | 3 | $ 404,000 | $ 134,666 | $ 0 |
| Bryan-College Station, TX | 3 | $ 120,000 | $ 40,000 | $ 0 |
| Florence, AL | 3 | $ 119,000 | $ 39,666 | $ 0 |
| Gadsden, AL | 3 | $ 261,000 | $ 87,000 | $ 0 |
| Lubbock, TX | 3 | $ 333,000 | $ 111,000 | $ 0 |
| Missoula, MT | 3 | $ 699,000 | $ 233,000 | $ 0 |
| Rapid City, SD | 3 | $ 281,000 | $ 93,666 | $ 0 |
| Sheboygan, WI | 3 | $ 378,000 | $ 126,000 | $ 0 |
| Tyler, TX | 3 | $ 331,000 | $ 110,333 | $ 0 |
| Waco, TX | 3 | $ 177,000 | $ 59,000 | $ 0 |
| Wichita Falls, TX | 3 | $ 110,000 | $ 36,666 | $ 0 |
| Bismarck, ND | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Fargo-Moorhead, ND-MN | 2 | $ 175,000 | $ 87,500 | $ 0 |
| Great Falls, MT | 2 | $ 194,000 | $ 97,000 | $ 0 |
| Iowa City, IA | 2 | $ 178,000 | $ 89,000 | $ 0 |
| San Angelo, TX | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Victoria, TX | 2 | $ 145,000 | $ 72,500 | $ 0 |
| Dubuque, IA | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Jonesboro, AR | 1 | $ 64,000 | $ 64,000 | $ 0 |
Mortgage Loan Application Detail Totals for HSBC Bank, USA in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 29,223 | $5,879,661,000 | $146,862 | $4,000,000 | $352 | $298,000 |
| Home Purchase (one-to-four family) | 16,121 | $2,971,555,000 | $156,509 | $3,000,000 | $529 | $256,000 |
| Home Improvement (one-to-four family) | 3,132 | $42,975,000 | $45,880 | $352,000 | $10,404 | $700,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 59 | $267,306,000 | $8,317,000 | $56,000,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 45,471 | $9,131,596,000 | $150,843 | $56,000,000 | $0 | $0 |
| White | 2,030 | $18,900,000 | $13,375 | $100,000 | $102,625 | $700,000 |
| Information not provided by applicant in mail or telephone application | 518 | $5,250,000 | $11,833 | $242,000 | $95,666 | $540,000 |
| Black | 276 | $2,705,000 | $12,600 | $33,000 | $52,400 | $300,000 |
| Hispanic | 142 | $1,713,000 | $11,000 | $30,000 | $78,250 | $500,000 |
| Asian or Pacific Islander | 60 | $862,000 | $17,500 | $50,000 | $70,500 | $420,000 |
| Other | 25 | $351,000 | $14,500 | $30,000 | $57,000 | $225,000 |
| American Indian or Alaskan Native | 13 | $120,000 | $9,000 | $30,000 | $50,000 | $100,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 48,533 | $9,161,177,000 | $149,607 | $56,000,000 | $1,960 | $700,000 |
| FHA-insured (Federal Housing Administration) | 2 | $320,000 | $160,000 | $172,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 45,410 | $8,863,920,000 | $147,784 | $4,000,000 | $0 | $0 |
| Loan Originated | 1,608 | $265,964,000 | $2,021,090 | $56,000,000 | $70,363 | $700,000 |
| Application Denied By Financial Institution | 1,291 | $23,623,000 | $14,714 | $10,000,000 | $80,571 | $675,000 |
| Application Approved But Not Accepted | 180 | $1,848,000 | $12,666 | $60,000 | $93,666 | $593,000 |
| Application Withdrawn By Applicant | 40 | $6,034,000 | $60,666 | $4,000,000 | $107,666 | $225,000 |
| File Closed For Incompleteness | 6 | $108,000 | $16,500 | $25,000 | $57,000 | $100,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into HSBC Bank, USA's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess HSBC Bank, USA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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