HSBC Bank, USA Mortgage Lending & HMDA Data, 2003

In 2003, HSBC Bank, USA of Buffalo, NY reported 48,535 mortgage applications totaling $9.2 billion. The average application was for $188,760, and applicants reported an average income of $6,416. 3% of its applications resulted in an originated loan and 3% were denied. Its largest markets were New York, NY (2,723), Buffalo-Niagara Falls, NY (2,029) and Los Angeles-Long Beach, CA (1,666) (applications in parentheses).

Mortgage Company & Address HSBC Bank, USA
One HSBC Center/24th Floor
Buffalo, NY 14203
Tel #: available with data download
Federal Regulator * available with data download
Years 2003  
Total Number of Mortgage Applications 48,535
Total Mortgage Loan Application Amount $9,161,497,000
Average Mortgage Loan Application Amount $188,760
Highest Mortgage Loan Application Amount $56,000,000
Average Applicant Income $6,416
Highest Applicant Income $700,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records HSBC Bank, USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for HSBC Bank, USA by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Erie, New York 1,704 $ 134,203,000 $ 78,757 $ 42,000
Los Angeles, California 1,666 $ 474,600,000 $ 284,873 $ 50,000
Santa Clara, California 1,322 $ 563,831,000 $ 426,498 $ 0
Monroe, New York 1,125 $ 83,535,000 $ 74,253 $ 47,000
Maricopa, Arizona 923 $ 133,451,000 $ 144,583 $ 0
Alameda, California 777 $ 294,257,000 $ 378,709 $ 0
King, Washington 774 $ 231,547,000 $ 299,156 $ 0
Cook, Illinois 760 $ 176,281,000 $ 231,948 $ 0
Suffolk, New York 742 $ 142,441,000 $ 191,969 $ 67,000
Middlesex, Massachusetts 651 $ 232,973,000 $ 357,869 $ 0
Fairfax, Virginia 624 $ 200,117,000 $ 320,700 $ 0
Westchester, New York 613 $ 124,877,000 $ 203,714 $ 54,000
Queens, New York 608 $ 133,358,000 $ 219,338 $ 71,000
San Diego, California 583 $ 149,987,000 $ 257,267 $ 0
Nassau, New York 541 $ 138,049,000 $ 255,173 $ 62,000
Orange, California 539 $ 157,365,000 $ 291,957 $ 0
Contra Costa, California 526 $ 184,549,000 $ 350,853 $ 0
Kings, New York 495 $ 114,845,000 $ 232,010 $ 40,000
Miami-Dade, Florida 474 $ 83,971,000 $ 177,154 $ 24,000
Oakland, Michigan 448 $ 142,081,000 $ 317,145 $ 0
Montgomery, Maryland 437 $ 143,057,000 $ 327,361 $ 0
Riverside, California 383 $ 59,764,000 $ 156,041 $ 0
Fairfield, Connecticut 379 $ 139,915,000 $ 369,168 $ 61,000
Broward, Florida 358 $ 50,279,000 $ 140,444 $ 80,000
San Francisco, California 352 $ 160,753,000 $ 456,684 $ 0
Norfolk, Massachusetts 349 $ 130,031,000 $ 372,581 $ 0
Niagara, New York 325 $ 20,272,000 $ 62,375 $ 42,000
Onondaga, New York 314 $ 14,600,000 $ 46,496 $ 52,000
San Mateo, California 310 $ 133,627,000 $ 431,054 $ 0
Wayne, Michigan 309 $ 50,178,000 $ 162,388 $ 0
Mecklenburg, North Carolina 308 $ 72,291,000 $ 234,711 $ 0
San Bernardino, California 303 $ 40,297,000 $ 132,993 $ 27,000
Bronx, New York 289 $ 42,092,000 $ 145,647 $ 40,000
Rockland, New York 288 $ 59,064,000 $ 205,083 $ 52,000
New York, New York 278 $ 142,308,000 $ 511,899 $ 43,000
Clark, Nevada 271 $ 25,852,000 $ 95,394 $ 0
Harris, Texas 253 $ 53,435,000 $ 211,205 $ 0
Loudoun, Virginia 238 $ 66,818,000 $ 280,747 $ 0
Palm Beach, Florida 224 $ 37,690,000 $ 168,258 $ 62,000
Sacramento, California 206 $ 31,432,000 $ 152,582 $ 0
Albany, New York 188 $ 17,639,000 $ 93,824 $ 44,000
Fulton, Georgia 184 $ 43,157,000 $ 234,548 $ 0
Ventura, California 183 $ 53,562,000 $ 292,688 $ 0
District of Columbia, District Of Columbia 180 $ 64,111,000 $ 356,172 $ 0
San Joaquin, California 177 $ 27,228,000 $ 153,830 $ 0
Snohomish, Washington 177 $ 32,683,000 $ 184,649 $ 0
Orange, Florida 174 $ 19,344,000 $ 111,172 $ 9,000
DuPage, Illinois 170 $ 43,320,000 $ 254,823 $ 0
Suffolk, Massachusetts 169 $ 53,987,000 $ 319,449 $ 0
Pierce, Washington 164 $ 21,488,000 $ 131,024 $ 0
Prince George's, Maryland 163 $ 24,764,000 $ 151,926 $ 0
Oneida, New York 161 $ 2,781,000 $ 17,273 $ 37,000
DeKalb, Georgia 159 $ 23,133,000 $ 145,490 $ 0
Essex, Massachusetts 158 $ 54,562,000 $ 345,329 $ 0
Franklin, Ohio 155 $ 25,424,000 $ 164,025 $ 0
Hamilton, Ohio 154 $ 22,576,000 $ 146,597 $ 0
Arapahoe, Colorado 153 $ 24,361,000 $ 159,222 $ 0
St. Louis, Missouri 151 $ 23,803,000 $ 157,635 $ 0
Cuyahoga, Ohio 148 $ 19,137,000 $ 129,304 $ 0
Jefferson, Colorado 147 $ 25,366,000 $ 172,557 $ 0
Salt Lake, Utah 147 $ 14,511,000 $ 98,714 $ 0
Hillsborough, Florida 146 $ 16,421,000 $ 112,472 $ 0
Prince William, Virginia 146 $ 29,893,000 $ 204,746 $ 0
Gwinnett, Georgia 144 $ 19,224,000 $ 133,500 $ 0
Saratoga, New York 140 $ 13,305,000 $ 95,035 $ 47,000
Marion, Indiana 139 $ 16,098,000 $ 115,812 $ 0
Lake, Illinois 138 $ 38,184,000 $ 276,695 $ 0
Worcester, Massachusetts 137 $ 34,858,000 $ 254,437 $ 11,000
Bergen, New Jersey 137 $ 49,046,000 $ 358,000 $ 93,000
Broome, New York 137 $ 6,811,000 $ 49,715 $ 30,000
Wayne, New York 135 $ 5,526,000 $ 40,933 $ 34,000
Cobb, Georgia 134 $ 21,027,000 $ 156,917 $ 0
Shelby, Tennessee 132 $ 13,522,000 $ 102,439 $ 0
Chautauqua, New York 126 $ 5,911,000 $ 46,912 $ 56,000
Anne Arundel, Maryland 125 $ 32,042,000 $ 256,336 $ 0
New Haven, Connecticut 124 $ 25,697,000 $ 207,233 $ 0
Jackson, Missouri 124 $ 11,946,000 $ 96,338 $ 0
Adams, Colorado 123 $ 18,214,000 $ 148,081 $ 0
Denver, Colorado 123 $ 22,523,000 $ 183,113 $ 0
Richmond, New York 123 $ 23,542,000 $ 191,398 $ 51,000
Dallas, Texas 123 $ 15,118,000 $ 122,910 $ 66,000
Orange, New York 122 $ 22,212,000 $ 182,065 $ 50,000
Plymouth, Massachusetts 120 $ 37,149,000 $ 309,575 $ 0
Marin, California 119 $ 54,247,000 $ 455,857 $ 0
Hartford, Connecticut 117 $ 16,526,000 $ 141,247 $ 0
Pinellas, Florida 117 $ 13,215,000 $ 112,948 $ 0
Dutchess, New York 117 $ 23,204,000 $ 198,324 $ 50,000
Ontario, New York 116 $ 8,109,000 $ 69,905 $ 41,000
Allegheny, Pennsylvania 116 $ 9,864,000 $ 85,034 $ 0
Baltimore, Maryland 115 $ 23,153,000 $ 201,330 $ 0
Macomb, Michigan 115 $ 19,965,000 $ 173,608 $ 0
El Paso, Colorado 114 $ 14,120,000 $ 123,859 $ 0
Solano, California 113 $ 24,155,000 $ 213,761 $ 0
Duval, Florida 113 $ 10,569,000 $ 93,530 $ 0
Montgomery, Pennsylvania 110 $ 19,827,000 $ 180,245 $ 33,000
Sonoma, California 108 $ 31,296,000 $ 289,777 $ 0
Schenectady, New York 108 $ 10,426,000 $ 96,537 $ 32,000
Livingston, New York 107 $ 5,228,000 $ 48,859 $ 42,000
Fresno, California 106 $ 9,837,000 $ 92,801 $ 0
Lee, Florida 103 $ 16,634,000 $ 161,495 $ 22,000
Pima, Arizona 102 $ 11,235,000 $ 110,147 $ 0
Middlesex, New Jersey 102 $ 21,594,000 $ 211,705 $ 111,000
Virginia Beach, Virginia 102 $ 13,484,000 $ 132,196 $ 0
Hennepin, Minnesota 101 $ 16,152,000 $ 159,920 $ 0
Jefferson, New York 100 $ 2,469,000 $ 24,690 $ 32,000
Stanislaus, California 99 $ 14,814,000 $ 149,636 $ 0
Will, Illinois 99 $ 18,262,000 $ 184,464 $ 0
Multnomah, Oregon 95 $ 11,812,000 $ 124,336 $ 0
Philadelphia, Pennsylvania 94 $ 7,968,000 $ 84,765 $ 18,000
Wake, North Carolina 93 $ 14,756,000 $ 158,666 $ 0
Milwaukee, Wisconsin 92 $ 10,738,000 $ 116,717 $ 0
Rensselaer, New York 91 $ 6,950,000 $ 76,373 $ 42,000
Davidson, Tennessee 91 $ 8,512,000 $ 93,538 $ 0
New Castle, Delaware 90 $ 11,858,000 $ 131,755 $ 0
Jefferson, Kentucky 89 $ 10,806,000 $ 121,415 $ 0
Summit, Ohio 88 $ 9,270,000 $ 105,340 $ 0
Tarrant, Texas 88 $ 9,246,000 $ 105,068 $ 0
Montgomery, Ohio 86 $ 7,667,000 $ 89,151 $ 0
Douglas, Colorado 84 $ 22,122,000 $ 263,357 $ 0
Barnstable, Massachusetts 84 $ 27,128,000 $ 322,952 $ 0
Orleans, New York 84 $ 1,879,000 $ 22,369 $ 34,000
Arlington, Virginia 82 $ 31,221,000 $ 380,743 $ 13,000
Johnson, Kansas 78 $ 11,216,000 $ 143,794 $ 0
Monmouth, New Jersey 78 $ 24,565,000 $ 314,935 $ 36,000
Bucks, Pennsylvania 78 $ 16,391,000 $ 210,141 $ 0
Howard, Maryland 77 $ 20,999,000 $ 272,714 $ 0
Seminole, Florida 76 $ 9,583,000 $ 126,092 $ 0
Kent, Michigan 75 $ 8,187,000 $ 109,160 $ 0
Kern, California 73 $ 4,761,000 $ 65,219 $ 0
Lucas, Ohio 72 $ 7,794,000 $ 108,250 $ 0
Butler, Ohio 71 $ 7,723,000 $ 108,774 $ 0
Hamilton, Tennessee 71 $ 6,572,000 $ 92,563 $ 0
Monterey, California 69 $ 15,754,000 $ 228,318 $ 0
Essex, New Jersey 69 $ 20,780,000 $ 301,159 $ 32,000
Chesterfield, Virginia 69 $ 8,481,000 $ 122,913 $ 0
Washtenaw, Michigan 68 $ 21,001,000 $ 308,838 $ 0
Douglas, Nebraska 68 $ 8,134,000 $ 119,617 $ 0
Morris, New Jersey 68 $ 21,649,000 $ 318,367 $ 0
Delaware, Pennsylvania 68 $ 9,848,000 $ 144,823 $ 21,000
Jefferson, Alabama 67 $ 14,781,000 $ 220,611 $ 0
Tulsa, Oklahoma 67 $ 7,168,000 $ 106,985 $ 0
Richland, South Carolina 66 $ 7,778,000 $ 117,848 $ 0
Placer, California 65 $ 17,213,000 $ 264,815 $ 0
Washington, Oregon 64 $ 7,962,000 $ 124,406 $ 0
Henrico, Virginia 64 $ 7,988,000 $ 124,812 $ 0
Kane, Illinois 63 $ 11,656,000 $ 185,015 $ 0
Providence, Rhode Island 63 $ 12,197,000 $ 193,603 $ 0
Hamilton, Indiana 62 $ 12,352,000 $ 199,225 $ 0
Boulder, Colorado 60 $ 15,884,000 $ 264,733 $ 0
Bernalillo, New Mexico 60 $ 3,730,000 $ 62,166 $ 0
Collin, Texas 60 $ 9,335,000 $ 155,583 $ 0
Chester, Pennsylvania 59 $ 13,327,000 $ 225,881 $ 0
York, Pennsylvania 59 $ 6,061,000 $ 102,728 $ 0
Genesee, New York 57 $ 1,302,000 $ 22,842 $ 38,000
Knox, Tennessee 57 $ 6,516,000 $ 114,315 $ 0
Baltimore City, Maryland 56 $ 7,465,000 $ 133,303 $ 0
Oswego, New York 56 $ 1,285,000 $ 22,946 $ 35,000
Volusia, Florida 54 $ 5,661,000 $ 104,833 $ 0
St. Charles, Missouri 54 $ 7,119,000 $ 131,833 $ 0
Guilford, North Carolina 54 $ 6,927,000 $ 128,277 $ 0
Stark, Ohio 53 $ 6,882,000 $ 129,849 $ 0
Berks, Pennsylvania 52 $ 6,117,000 $ 117,634 $ 10,000
Alexandria, Virginia 52 $ 16,002,000 $ 307,730 $ 0
Sedgwick, Kansas 51 $ 4,322,000 $ 84,745 $ 0
Dakota, Minnesota 51 $ 8,582,000 $ 168,274 $ 0
Lancaster, Nebraska 51 $ 4,455,000 $ 87,352 $ 0
Wyoming, New York 51 $ 2,203,000 $ 43,196 $ 35,000
Weld, Colorado 50 $ 5,404,000 $ 108,080 $ 0
Polk, Iowa 50 $ 4,685,000 $ 93,700 $ 0
Union, North Carolina 50 $ 11,105,000 $ 222,100 $ 0
Lake, Ohio 50 $ 6,206,000 $ 124,120 $ 0
Fort Bend, Texas 50 $ 5,090,000 $ 101,800 $ 0
Hillsborough, New Hampshire 49 $ 9,027,000 $ 184,224 $ 0
Hudson, New Jersey 49 $ 79,930,000 $ 1,631,224 $ 38,000
Oklahoma, Oklahoma 48 $ 8,411,000 $ 175,229 $ 0
Greenville, South Carolina 48 $ 5,721,000 $ 119,187 $ 0
Clayton, Georgia 47 $ 4,964,000 $ 105,617 $ 0
Genesee, Michigan 47 $ 5,169,000 $ 109,978 $ 0
Somerset, New Jersey 47 $ 13,678,000 $ 291,021 $ 0
Cattaraugus, New York 47 $ 1,725,000 $ 36,702 $ 26,000
Travis, Texas 47 $ 9,037,000 $ 192,276 $ 0
Clark, Washington 47 $ 5,713,000 $ 121,553 $ 0
Brevard, Florida 46 $ 3,718,000 $ 80,826 $ 0
Vanderburgh, Indiana 46 $ 3,661,000 $ 79,586 $ 0
Union, New Jersey 46 $ 12,321,000 $ 267,847 $ 8,000
Warren, Ohio 46 $ 6,164,000 $ 134,000 $ 0
Luzerne, Pennsylvania 46 $ 3,396,000 $ 73,826 $ 0
Westmoreland, Pennsylvania 46 $ 4,862,000 $ 105,695 $ 0
Pulaski, Arkansas 45 $ 4,600,000 $ 102,222 $ 0
Larimer, Colorado 45 $ 6,745,000 $ 149,888 $ 0
Pasco, Florida 45 $ 3,486,000 $ 77,466 $ 0
Allen, Indiana 45 $ 4,737,000 $ 105,266 $ 0
Anoka, Minnesota 45 $ 6,208,000 $ 137,955 $ 0
York, South Carolina 45 $ 6,040,000 $ 134,222 $ 0
Collier, Florida 44 $ 8,559,000 $ 194,522 $ 0
Clackamas, Oregon 44 $ 5,945,000 $ 135,113 $ 0
Lane, Oregon 44 $ 3,816,000 $ 86,727 $ 0
Chesapeake, Virginia 44 $ 5,352,000 $ 121,636 $ 0
Osceola, Florida 43 $ 4,672,000 $ 108,651 $ 11,000
Ocean, New Jersey 43 $ 13,913,000 $ 323,558 $ 0
Cayuga, New York 43 $ 818,000 $ 19,023 $ 38,000
Chemung, New York 43 $ 1,705,000 $ 39,651 $ 29,000
Clermont, Ohio 43 $ 5,042,000 $ 117,255 $ 0
Bexar, Texas 43 $ 4,885,000 $ 113,604 $ 0
Davis, Utah 43 $ 3,687,000 $ 85,744 $ 0
Utah, Utah 43 $ 4,207,000 $ 97,837 $ 0
Cherokee, Georgia 42 $ 5,686,000 $ 135,380 $ 0
Clinton, New York 42 $ 1,107,000 $ 26,357 $ 31,000
Monroe, Pennsylvania 42 $ 5,270,000 $ 125,476 $ 10,000
Northampton, Pennsylvania 42 $ 5,164,000 $ 122,952 $ 0
Frederick, Maryland 41 $ 6,413,000 $ 156,414 $ 0
Bristol, Massachusetts 41 $ 6,584,000 $ 160,585 $ 0
Ingham, Michigan 41 $ 4,434,000 $ 108,146 $ 0
Clay, Missouri 41 $ 4,398,000 $ 107,268 $ 0
Franklin, New York 41 $ 699,000 $ 17,048 $ 42,000
Lake, Indiana 40 $ 3,619,000 $ 90,475 $ 0
Camden, New Jersey 40 $ 6,048,000 $ 151,200 $ 0
Lorain, Ohio 40 $ 4,654,000 $ 116,350 $ 0
Spotsylvania, Virginia 40 $ 6,334,000 $ 158,350 $ 0
Spokane, Washington 40 $ 3,663,000 $ 91,575 $ 0
Fayette, Kentucky 39 $ 3,813,000 $ 97,769 $ 0
Washoe, Nevada 39 $ 7,642,000 $ 195,948 $ 0
Passaic, New Jersey 39 $ 8,570,000 $ 219,743 $ 15,000
Ulster, New York 39 $ 5,167,000 $ 132,487 $ 23,000
Marion, Oregon 39 $ 3,016,000 $ 77,333 $ 0
Mercer, New Jersey 38 $ 8,988,000 $ 236,526 $ 0
Buncombe, North Carolina 38 $ 5,856,000 $ 154,105 $ 0
Burlington, New Jersey 37 $ 6,533,000 $ 176,567 $ 0
Spartanburg, South Carolina 37 $ 3,698,000 $ 99,945 $ 0
El Dorado, California 36 $ 7,193,000 $ 199,805 $ 0
Santa Cruz, California 36 $ 11,444,000 $ 317,888 $ 0
Ada, Idaho 36 $ 2,691,000 $ 74,750 $ 0
Washington, New York 36 $ 1,490,000 $ 41,388 $ 25,000
Delaware, Ohio 36 $ 10,086,000 $ 280,166 $ 0
Lehigh, Pennsylvania 36 $ 3,686,000 $ 102,388 $ 0
Charleston, South Carolina 36 $ 6,285,000 $ 174,583 $ 0
Kitsap, Washington 36 $ 5,160,000 $ 143,333 $ 0
McHenry, Illinois 35 $ 6,453,000 $ 184,371 $ 0
Livingston, Michigan 35 $ 9,091,000 $ 259,742 $ 0
Denton, Texas 35 $ 5,136,000 $ 146,742 $ 0
Stafford, Virginia 35 $ 6,254,000 $ 178,685 $ 0
New London, Connecticut 34 $ 5,100,000 $ 150,000 $ 0
Polk, Florida 34 $ 2,739,000 $ 80,558 $ 0
Ramsey, Minnesota 34 $ 4,500,000 $ 132,352 $ 0
New Hanover, North Carolina 34 $ 7,879,000 $ 231,735 $ 0
Bradley, Tennessee 34 $ 2,992,000 $ 88,000 $ 0
Weber, Utah 34 $ 2,537,000 $ 74,617 $ 0
Charles, Maryland 33 $ 6,456,000 $ 195,636 $ 0
Medina, Ohio 33 $ 4,793,000 $ 145,242 $ 0
Lackawanna, Pennsylvania 33 $ 3,320,000 $ 100,606 $ 0
Pinal, Arizona 32 $ 2,698,000 $ 84,312 $ 0
Madison, Illinois 32 $ 2,883,000 $ 90,093 $ 0
Johnson, Indiana 32 $ 3,996,000 $ 124,875 $ 0
St. Louis City, Missouri 32 $ 3,343,000 $ 104,468 $ 0
Herkimer, New York 32 $ 876,000 $ 27,375 $ 23,000
Lancaster, Pennsylvania 32 $ 2,767,000 $ 86,468 $ 0
Rutherford, Tennessee 32 $ 3,840,000 $ 120,000 $ 0
Merced, California 31 $ 3,602,000 $ 116,193 $ 0
East Baton Rouge, Louisiana 31 $ 3,327,000 $ 107,322 $ 0
Carroll, Maryland 31 $ 5,304,000 $ 171,096 $ 0
Sarpy, Nebraska 31 $ 3,525,000 $ 113,709 $ 0
Catawba, North Carolina 31 $ 5,062,000 $ 163,290 $ 0
Lexington, South Carolina 31 $ 3,943,000 $ 127,193 $ 0
Clay, Florida 30 $ 2,288,000 $ 76,266 $ 0
Chatham, Georgia 30 $ 3,385,000 $ 112,833 $ 8,000
Wyandotte, Kansas 30 $ 2,866,000 $ 95,533 $ 0
Madison, New York 30 $ 1,152,000 $ 38,400 $ 46,000
Steuben, New York 30 $ 1,094,000 $ 36,466 $ 31,000
Forsyth, North Carolina 30 $ 3,861,000 $ 128,700 $ 0
Gaston, North Carolina 30 $ 3,785,000 $ 126,166 $ 0
Litchfield, Connecticut 29 $ 5,446,000 $ 187,793 $ 0
Forsyth, Georgia 29 $ 5,925,000 $ 204,310 $ 0
Muscogee, Georgia 29 $ 2,442,000 $ 84,206 $ 0
Putnam, New York 29 $ 5,678,000 $ 195,793 $ 30,000
St. Lawrence, New York 29 $ 604,000 $ 20,827 $ 29,000
Thurston, Washington 29 $ 3,349,000 $ 115,482 $ 0
Shelby, Alabama 28 $ 5,724,000 $ 204,428 $ 0
Santa Barbara, California 28 $ 8,115,000 $ 289,821 $ 0
Tulare, California 28 $ 3,027,000 $ 108,107 $ 0
Manatee, Florida 28 $ 3,243,000 $ 115,821 $ 0
St. Lucie, Florida 28 $ 2,635,000 $ 94,107 $ 0
Durham, North Carolina 28 $ 4,039,000 $ 144,250 $ 0
Iredell, North Carolina 28 $ 4,865,000 $ 173,750 $ 0
Cumberland, Pennsylvania 28 $ 3,448,000 $ 123,142 $ 0
Newport News, Virginia 28 $ 2,378,000 $ 84,928 $ 0
Henry, Georgia 27 $ 3,134,000 $ 116,074 $ 0
Dauphin, Pennsylvania 27 $ 2,989,000 $ 110,703 $ 0
Hampton, Virginia 27 $ 2,383,000 $ 88,259 $ 0
Imperial, California 26 $ 2,609,000 $ 100,346 $ 0
Lake, Florida 26 $ 2,111,000 $ 81,192 $ 0
Leon, Florida 26 $ 2,355,000 $ 90,576 $ 0
Sarasota, Florida 26 $ 6,767,000 $ 260,269 $ 0
Sullivan, New York 26 $ 4,787,000 $ 184,115 $ 41,000
Cleveland, Oklahoma 26 $ 2,180,000 $ 83,846 $ 0
Williamson, Texas 26 $ 3,384,000 $ 130,153 $ 0
Waukesha, Wisconsin 26 $ 3,553,000 $ 136,653 $ 0
Escambia, Florida 25 $ 2,004,000 $ 80,160 $ 0
St. Clair, Illinois 25 $ 2,702,000 $ 108,080 $ 0
Madison, Indiana 25 $ 2,416,000 $ 96,640 $ 0
Davidson, North Carolina 25 $ 2,471,000 $ 98,840 $ 0
Kent, Rhode Island 25 $ 3,921,000 $ 156,840 $ 0
Montgomery, Texas 25 $ 4,532,000 $ 181,280 $ 0
Bibb, Georgia 24 $ 1,637,000 $ 68,208 $ 0
Fayette, Georgia 24 $ 4,285,000 $ 178,541 $ 0
Boone, Kentucky 24 $ 2,677,000 $ 111,541 $ 0
DeSoto, Mississippi 24 $ 2,858,000 $ 119,083 $ 0
Columbia, New York 24 $ 3,697,000 $ 154,041 $ 24,000
Cabarrus, North Carolina 24 $ 2,928,000 $ 122,000 $ 0
Cumberland, North Carolina 24 $ 1,586,000 $ 66,083 $ 0
Portage, Ohio 24 $ 2,682,000 $ 111,750 $ 0
Beaufort, South Carolina 24 $ 7,517,000 $ 313,208 $ 0
Norfolk, Virginia 24 $ 2,571,000 $ 107,125 $ 0
Richmond City, Virginia 24 $ 2,581,000 $ 107,541 $ 0
Napa, California 23 $ 7,025,000 $ 305,434 $ 0
Rock Island, Illinois 23 $ 2,014,000 $ 87,565 $ 0
Kenton, Kentucky 23 $ 2,668,000 $ 116,000 $ 0
Harford, Maryland 23 $ 3,119,000 $ 135,608 $ 0
Dane, Wisconsin 23 $ 3,037,000 $ 132,043 $ 0
Racine, Wisconsin 23 $ 2,486,000 $ 108,086 $ 0
St. Johns, Florida 22 $ 3,313,000 $ 150,590 $ 0
Honolulu, Hawaii 22 $ 2,763,000 $ 125,590 $ 0
Winnebago, Illinois 22 $ 1,822,000 $ 82,818 $ 0
Jackson, Michigan 22 $ 2,319,000 $ 105,409 $ 0
Monroe, Michigan 22 $ 2,151,000 $ 97,772 $ 0
Scott, Minnesota 22 $ 3,154,000 $ 143,363 $ 0
Gloucester, New Jersey 22 $ 2,727,000 $ 123,954 $ 0
Schuyler, New York 22 $ 435,000 $ 19,772 $ 16,000
Fairfield, Ohio 22 $ 2,700,000 $ 122,727 $ 0
Linn, Oregon 22 $ 1,929,000 $ 87,681 $ 0
Horry, South Carolina 22 $ 2,641,000 $ 120,045 $ 0
Sumner, Tennessee 22 $ 3,112,000 $ 141,454 $ 0
Williamson, Tennessee 22 $ 3,427,000 $ 155,772 $ 0
Yolo, California 21 $ 3,900,000 $ 185,714 $ 0
Kent, Delaware 21 $ 2,152,000 $ 102,476 $ 0
Sussex, Delaware 21 $ 3,776,000 $ 179,809 $ 0
Richmond, Georgia 21 $ 1,301,000 $ 61,952 $ 0
Orleans, Louisiana 21 $ 2,269,000 $ 108,047 $ 0
Hampden, Massachusetts 21 $ 1,958,000 $ 93,238 $ 0
Licking, Ohio 21 $ 2,664,000 $ 126,857 $ 0
Mahoning, Ohio 21 $ 2,036,000 $ 96,952 $ 0
Berkeley, South Carolina 21 $ 2,133,000 $ 101,571 $ 0
Montgomery, Tennessee 21 $ 1,555,000 $ 74,047 $ 0
Anchorage, Alaska 20 $ 1,170,000 $ 58,500 $ 0
Charlotte, Florida 20 $ 1,757,000 $ 87,850 $ 0
Okaloosa, Florida 20 $ 2,085,000 $ 104,250 $ 0
Douglas, Georgia 20 $ 1,736,000 $ 86,800 $ 0
Hendricks, Indiana 20 $ 2,751,000 $ 137,550 $ 0
Jefferson, Louisiana 20 $ 1,894,000 $ 94,700 $ 0
Kalamazoo, Michigan 20 $ 2,011,000 $ 100,550 $ 0
Rockingham, New Hampshire 20 $ 5,424,000 $ 271,200 $ 0
Seneca, New York 20 $ 623,000 $ 31,150 $ 42,000
Warren, New York 20 $ 2,185,000 $ 109,250 $ 15,000
Henderson, North Carolina 20 $ 2,556,000 $ 127,800 $ 0
Beaver, Pennsylvania 20 $ 1,573,000 $ 78,650 $ 0
Blount, Tennessee 20 $ 2,068,000 $ 103,400 $ 0
Middlesex, Connecticut 19 $ 2,573,000 $ 135,421 $ 0
Marion, Florida 19 $ 1,428,000 $ 75,157 $ 0
Paulding, Georgia 19 $ 1,946,000 $ 102,421 $ 0
Porter, Indiana 19 $ 3,464,000 $ 182,315 $ 0
Scott, Iowa 19 $ 1,436,000 $ 75,578 $ 0
Calvert, Maryland 19 $ 5,007,000 $ 263,526 $ 0
Greene, Missouri 19 $ 2,395,000 $ 126,052 $ 0
Delaware, New York 19 $ 565,000 $ 29,736 $ 28,000
Lewis, New York 19 $ 197,000 $ 10,368 $ 30,000
Tioga, New York 19 $ 534,000 $ 28,105 $ 21,000
Rowan, North Carolina 19 $ 1,714,000 $ 90,210 $ 0
Butler, Pennsylvania 19 $ 1,762,000 $ 92,736 $ 0
Madison, Tennessee 19 $ 1,828,000 $ 96,210 $ 0
El Paso, Texas 19 $ 1,359,000 $ 71,526 $ 0
Fauquier, Virginia 19 $ 3,863,000 $ 203,315 $ 0
Hanover, Virginia 19 $ 2,984,000 $ 157,052 $ 0
Skagit, Washington 19 $ 2,387,000 $ 125,631 $ 0
Yavapai, Arizona 18 $ 2,109,000 $ 117,166 $ 0
Coweta, Georgia 18 $ 1,396,000 $ 77,555 $ 0
Newton, Georgia 18 $ 1,762,000 $ 97,888 $ 0
Monroe, Indiana 18 $ 1,573,000 $ 87,388 $ 0
Vigo, Indiana 18 $ 1,175,000 $ 65,277 $ 0
Linn, Iowa 18 $ 1,384,000 $ 76,888 $ 0
Cecil, Maryland 18 $ 2,526,000 $ 140,333 $ 0
Eaton, Michigan 18 $ 2,422,000 $ 134,555 $ 0
Jefferson, Missouri 18 $ 2,043,000 $ 113,500 $ 0
Cortland, New York 18 $ 637,000 $ 35,388 $ 29,000
Tompkins, New York 18 $ 1,132,000 $ 62,888 $ 23,000
Allen, Ohio 18 $ 1,699,000 $ 94,388 $ 0
Washington, Pennsylvania 18 $ 2,402,000 $ 133,444 $ 0
Washington, Rhode Island 18 $ 5,151,000 $ 286,166 $ 0
Anderson, South Carolina 18 $ 1,749,000 $ 97,166 $ 0
Galveston, Texas 18 $ 2,247,000 $ 124,833 $ 0
Yakima, Washington 18 $ 1,130,000 $ 62,777 $ 0
Saline, Arkansas 17 $ 1,872,000 $ 110,117 $ 0
Butte, California 17 $ 2,177,000 $ 128,058 $ 0
Madera, California 17 $ 1,516,000 $ 89,176 $ 0
Pueblo, Colorado 17 $ 1,770,000 $ 104,117 $ 0
Alachua, Florida 17 $ 2,939,000 $ 172,882 $ 0
Rockdale, Georgia 17 $ 2,081,000 $ 122,411 $ 0
Delaware, Indiana 17 $ 1,519,000 $ 89,352 $ 0
Elkhart, Indiana 17 $ 1,774,000 $ 104,352 $ 0
St. Joseph, Indiana 17 $ 1,261,000 $ 74,176 $ 0
Hunterdon, New Jersey 17 $ 5,593,000 $ 329,000 $ 0
Jackson, Oregon 17 $ 2,340,000 $ 137,647 $ 0
Pike, Pennsylvania 17 $ 1,725,000 $ 101,470 $ 22,000
Schuylkill, Pennsylvania 17 $ 1,745,000 $ 102,647 $ 0
Grant, Indiana 16 $ 1,260,000 $ 78,750 $ 0
Henry, Indiana 16 $ 1,505,000 $ 94,062 $ 0
Daviess, Kentucky 16 $ 1,362,000 $ 85,125 $ 0
Ottawa, Michigan 16 $ 2,164,000 $ 135,250 $ 0
Rankin, Mississippi 16 $ 1,652,000 $ 103,250 $ 0
Cass, Missouri 16 $ 1,743,000 $ 108,937 $ 0
Montgomery, New York 16 $ 717,000 $ 44,812 $ 21,000
Caldwell, North Carolina 16 $ 1,704,000 $ 106,500 $ 0
Randolph, North Carolina 16 $ 1,691,000 $ 105,687 $ 0
Hancock, Ohio 16 $ 1,890,000 $ 118,125 $ 0
Wood, Ohio 16 $ 1,956,000 $ 122,250 $ 0
Albemarle, Virginia 16 $ 3,693,000 $ 230,812 $ 0
Roanoke, Virginia 16 $ 1,783,000 $ 111,437 $ 0
Whatcom, Washington 16 $ 1,455,000 $ 90,937 $ 0
Windham, Connecticut 15 $ 1,452,000 $ 96,800 $ 0
Martin, Florida 15 $ 2,795,000 $ 186,333 $ 0
Catoosa, Georgia 15 $ 1,684,000 $ 112,266 $ 0
Howard, Indiana 15 $ 1,164,000 $ 77,600 $ 0
Warrick, Indiana 15 $ 1,462,000 $ 97,466 $ 0
St. Tammany, Louisiana 15 $ 1,751,000 $ 116,733 $ 0
Berrien, Michigan 15 $ 1,604,000 $ 106,933 $ 0
St. Clair, Michigan 15 $ 2,632,000 $ 175,466 $ 0
Atlantic, New Jersey 15 $ 2,359,000 $ 157,266 $ 0
Sandoval, New Mexico 15 $ 1,689,000 $ 112,600 $ 0
Clark, Ohio 15 $ 1,762,000 $ 117,466 $ 0
Adams, Pennsylvania 15 $ 1,419,000 $ 94,600 $ 0
Erie, Pennsylvania 15 $ 1,409,000 $ 93,933 $ 0
Tipton, Tennessee 15 $ 1,209,000 $ 80,600 $ 0
Augusta, Virginia 15 $ 1,294,000 $ 86,266 $ 0
Rock, Wisconsin 15 $ 1,275,000 $ 85,000 $ 0
Mohave, Arizona 14 $ 1,304,000 $ 93,142 $ 0
Faulkner, Arkansas 14 $ 1,291,000 $ 92,214 $ 0
Bartow, Georgia 14 $ 1,337,000 $ 95,500 $ 0
Hall, Georgia 14 $ 2,019,000 $ 144,214 $ 0
Clark, Indiana 14 $ 1,474,000 $ 105,285 $ 0
Morgan, Indiana 14 $ 1,366,000 $ 97,571 $ 0
Pottawattamie, Iowa 14 $ 1,133,000 $ 80,928 $ 0
Bullitt, Kentucky 14 $ 1,091,000 $ 77,928 $ 0
Hardin, Kentucky 14 $ 1,104,000 $ 78,857 $ 0
Caddo, Louisiana 14 $ 1,158,000 $ 82,714 $ 0
Lafayette, Louisiana 14 $ 1,424,000 $ 101,714 $ 0
Hillsdale, Michigan 14 $ 1,430,000 $ 102,142 $ 0
Harrison, Mississippi 14 $ 972,000 $ 69,428 $ 0
Platte, Missouri 14 $ 1,864,000 $ 133,142 $ 0
Yates, New York 14 $ 607,000 $ 43,357 $ 33,000
Cleveland, North Carolina 14 $ 1,241,000 $ 88,642 $ 0
Lebanon, Pennsylvania 14 $ 1,214,000 $ 86,714 $ 0
Robertson, Tennessee 14 $ 1,553,000 $ 110,928 $ 0
Wilson, Tennessee 14 $ 1,894,000 $ 135,285 $ 0
Brazoria, Texas 14 $ 1,713,000 $ 122,357 $ 0
Louisa, Virginia 14 $ 1,808,000 $ 129,142 $ 0
Portsmouth, Virginia 14 $ 1,052,000 $ 75,142 $ 0
Berkeley, West Virginia 14 $ 1,228,000 $ 87,714 $ 0
Kanawha, West Virginia 14 $ 1,327,000 $ 94,785 $ 0
Raleigh, West Virginia 14 $ 1,273,000 $ 90,928 $ 0
Mobile, Alabama 13 $ 1,325,000 $ 101,923 $ 0
Montgomery, Alabama 13 $ 1,398,000 $ 107,538 $ 0
Washington, Arkansas 13 $ 1,353,000 $ 104,076 $ 0
Summit, Colorado 13 $ 3,440,000 $ 264,615 $ 0
Carroll, Georgia 13 $ 1,892,000 $ 145,538 $ 0
Kendall, Illinois 13 $ 1,515,000 $ 116,538 $ 0
Boone, Indiana 13 $ 2,023,000 $ 155,615 $ 0
Washington, Maryland 13 $ 907,000 $ 69,769 $ 0
Ionia, Michigan 13 $ 1,301,000 $ 100,076 $ 0
Van Buren, Michigan 13 $ 1,577,000 $ 121,307 $ 0
Dona Ana, New Mexico 13 $ 574,000 $ 44,153 $ 0
Allegany, New York 13 $ 991,000 $ 76,230 $ 13,000
Alamance, North Carolina 13 $ 1,296,000 $ 99,692 $ 0
Johnston, North Carolina 13 $ 1,139,000 $ 87,615 $ 0
Orange, North Carolina 13 $ 2,494,000 $ 191,846 $ 0
Greene, Ohio 13 $ 1,590,000 $ 122,307 $ 0
Sandusky, Ohio 13 $ 1,373,000 $ 105,615 $ 0
Wayne, Ohio 13 $ 921,000 $ 70,846 $ 0
Aiken, South Carolina 13 $ 1,137,000 $ 87,461 $ 0
Benton, Washington 13 $ 1,237,000 $ 95,153 $ 0
Brown, Wisconsin 13 $ 1,741,000 $ 133,923 $ 0
Benton, Arkansas 12 $ 1,622,000 $ 135,166 $ 0
Kings, California 12 $ 1,130,000 $ 94,166 $ 0
Nevada, California 12 $ 3,511,000 $ 292,583 $ 0
San Benito, California 12 $ 3,606,000 $ 300,500 $ 0
San Luis Obispo, California 12 $ 2,964,000 $ 247,000 $ 0
Shasta, California 12 $ 1,269,000 $ 105,750 $ 0
Bay, Florida 12 $ 645,000 $ 53,750 $ 0
Columbia, Georgia 12 $ 1,203,000 $ 100,250 $ 0
Houston, Georgia 12 $ 961,000 $ 80,083 $ 0
Canyon, Idaho 12 $ 601,000 $ 50,083 $ 0
McLean, Illinois 12 $ 562,000 $ 46,833 $ 0
Leavenworth, Kansas 12 $ 1,331,000 $ 110,916 $ 0
Hinds, Mississippi 12 $ 1,253,000 $ 104,416 $ 0
Buchanan, Missouri 12 $ 1,115,000 $ 92,916 $ 0
Warren, New Jersey 12 $ 1,556,000 $ 129,666 $ 0
Fulton, New York 12 $ 462,000 $ 38,500 $ 13,000
Lincoln, North Carolina 12 $ 2,401,000 $ 200,083 $ 0
Brown, Ohio 12 $ 864,000 $ 72,000 $ 0
Jefferson, Ohio 12 $ 831,000 $ 69,250 $ 0
Miami, Ohio 12 $ 1,340,000 $ 111,666 $ 0
Rogers, Oklahoma 12 $ 933,000 $ 77,750 $ 0
Josephine, Oregon 12 $ 1,542,000 $ 128,500 $ 0
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Mortgage Loan Application Detail Totals for HSBC Bank, USA in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 29,223 $5,879,661,000 $146,862 $4,000,000 $352 $298,000
Home Purchase (one-to-four family) 16,121 $2,971,555,000 $156,509 $3,000,000 $529 $256,000
Home Improvement (one-to-four family) 3,132 $42,975,000 $45,880 $352,000 $10,404 $700,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 59 $267,306,000 $8,317,000 $56,000,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 45,471 $9,131,596,000 $150,843 $56,000,000 $0 $0
White 2,030 $18,900,000 $13,375 $100,000 $102,625 $700,000
Information not provided by applicant in mail or telephone application 518 $5,250,000 $11,833 $242,000 $95,666 $540,000
Black 276 $2,705,000 $12,600 $33,000 $52,400 $300,000
Hispanic 142 $1,713,000 $11,000 $30,000 $78,250 $500,000
Asian or Pacific Islander 60 $862,000 $17,500 $50,000 $70,500 $420,000
Other 25 $351,000 $14,500 $30,000 $57,000 $225,000
American Indian or Alaskan Native 13 $120,000 $9,000 $30,000 $50,000 $100,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 48,533 $9,161,177,000 $149,607 $56,000,000 $1,960 $700,000
FHA-insured (Federal Housing Administration) 2 $320,000 $160,000 $172,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 45,410 $8,863,920,000 $147,784 $4,000,000 $0 $0
Loan Originated 1,608 $265,964,000 $2,021,090 $56,000,000 $70,363 $700,000
Application Denied By Financial Institution 1,291 $23,623,000 $14,714 $10,000,000 $80,571 $675,000
Application Approved But Not Accepted 180 $1,848,000 $12,666 $60,000 $93,666 $593,000
Application Withdrawn By Applicant 40 $6,034,000 $60,666 $4,000,000 $107,666 $225,000
File Closed For Incompleteness 6 $108,000 $16,500 $25,000 $57,000 $100,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into HSBC Bank, USA's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess HSBC Bank, USA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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