HSBC Bank USA, NA Mortgage Lending & HMDA Data, 2011
In 2011, HSBC Bank USA, NA of Chicago, IL reported 15,879 mortgage applications totaling $6.6 billion. The average application was for $413,338, and applicants reported an average income of $155,115. 41% of its applications resulted in an originated loan and 7% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (3,922), Buffalo-Niagara Falls, NY (1,439) and Los Angeles-Long Beach-Glendale, CA (1,353) (applications in parentheses).
| Mortgage Company & Address | HSBC Bank USA, NA Chicago, IL 60606 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 15,879 |
| Total Mortgage Loan Application Amount | $6,563,406,000 |
| Average Mortgage Loan Application Amount | $413,338 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $155,115 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records HSBC Bank USA, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-White Plains-Wayne, NY-NJ | 3,922 | $ 1,881,796,000 | $ 479,805 | $ 192,576 |
| Buffalo-Niagara Falls, NY | 1,439 | $ 161,051,000 | $ 111,918 | $ 58,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,353 | $ 1,005,152,000 | $ 742,906 | $ 191,000 |
| Rochester, NY | 838 | $ 86,089,000 | $ 102,731 | $ 54,000 |
| Nassau-Suffolk, NY | 805 | $ 391,243,000 | $ 486,016 | $ 193,000 |
| Miami-Miami Beach-Kendall, FL | 543 | $ 237,444,000 | $ 437,281 | $ 352,000 |
| Seattle-Bellevue-Everett, WA | 491 | $ 171,319,000 | $ 348,918 | $ 59,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 394 | $ 169,525,000 | $ 430,266 | $ 135,936 |
| Philadelphia, PA | 360 | $ 82,929,000 | $ 230,358 | $ 32,000 |
| Bethesda-Rockville-Frederick, MD | 327 | $ 129,493,000 | $ 396,003 | $ 56,000 |
| San Francisco-San Mateo-Redwood City, CA | 306 | $ 395,951,000 | $ 1,293,957 | $ 269,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 276 | $ 216,356,000 | $ 783,898 | $ 223,000 |
| Newark-Union, NJ-PA | 246 | $ 106,049,000 | $ 431,093 | $ 182,495 |
| Bridgeport-Stamford-Norwalk, CT | 221 | $ 173,989,000 | $ 787,280 | $ 289,000 |
| Syracuse, NY | 220 | $ 24,293,000 | $ 110,422 | $ 65,000 |
| Edison-New Brunswick, NJ | 204 | $ 73,944,000 | $ 362,470 | $ 177,000 |
| Santa Ana-Anaheim-Irvine, CA | 201 | $ 144,063,000 | $ 716,731 | $ 221,000 |
| Oakland-Fremont-Hayward, CA | 177 | $ 105,016,000 | $ 593,310 | $ 167,000 |
| Albany-Schenectady-Troy, NY | 176 | $ 30,157,000 | $ 171,346 | $ 85,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 159 | $ 49,753,000 | $ 312,911 | $ 163,000 |
| Binghamton, NY | 157 | $ 15,346,000 | $ 97,745 | $ 55,000 |
| San Diego-Carlsbad-San Marcos, CA | 139 | $ 72,192,000 | $ 519,366 | $ 191,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 120 | $ 28,103,000 | $ 234,191 | $ 89,000 |
| Utica-Rome, NY | 117 | $ 12,235,000 | $ 104,572 | $ 53,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 103 | $ 41,624,000 | $ 404,116 | $ 219,000 |
| Chicago-Joliet-Naperville, IL | 98 | $ 31,721,000 | $ 323,683 | $ 117,000 |
| Orlando-Kissimmee-Sanford, FL | 76 | $ 17,911,000 | $ 235,671 | $ 175,000 |
| Wilmington, DE-MD-NJ | 74 | $ 15,113,000 | $ 204,229 | $ 25,000 |
| Riverside-San Bernardino-Ontario, CA | 72 | $ 29,226,000 | $ 405,916 | $ 247,000 |
| Atlanta-Sandy Springs-Marietta, GA | 48 | $ 10,952,000 | $ 228,166 | $ 109,000 |
| Baltimore-Towson, MD | 48 | $ 16,723,000 | $ 348,395 | $ 166,000 |
| Tampa-St. Petersburg-Clearwater, FL | 48 | $ 12,071,000 | $ 251,479 | $ 172,000 |
| Houston-Sugar Land-Baytown, TX | 47 | $ 13,326,000 | $ 283,531 | $ 127,000 |
| Lake County-Kenosha County, IL-WI | 47 | $ 11,532,000 | $ 245,361 | $ 9,000 |
| Elmira, NY | 43 | $ 3,436,000 | $ 79,906 | $ 52,000 |
| Ithaca, NY | 35 | $ 5,099,000 | $ 145,685 | $ 82,000 |
| Phoenix-Mesa-Glendale, AZ | 34 | $ 10,365,000 | $ 304,852 | $ 112,000 |
| Boston-Quincy, MA | 30 | $ 14,686,000 | $ 489,533 | $ 140,000 |
| North Port-Bradenton-Sarasota, FL | 30 | $ 11,831,000 | $ 394,366 | $ 207,000 |
| Cape Coral-Fort Myers, FL | 29 | $ 7,709,000 | $ 265,827 | $ 176,000 |
| Las Vegas-Paradise, NV | 29 | $ 7,734,000 | $ 266,689 | $ 124,000 |
| Cambridge-Newton-Framingham, MA | 25 | $ 16,202,000 | $ 648,080 | $ 147,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 25 | $ 5,718,000 | $ 228,720 | $ 114,200 |
| Oxnard-Thousand Oaks-Ventura, CA | 25 | $ 12,579,000 | $ 503,160 | $ 154,000 |
| Trenton-Ewing, NJ | 25 | $ 11,383,000 | $ 455,320 | $ 141,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 25 | $ 7,932,000 | $ 317,280 | $ 106,720 |
| Pittsburgh, PA | 20 | $ 2,413,000 | $ 120,650 | $ 79,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 20 | $ 5,662,000 | $ 283,100 | $ 113,200 |
| Glens Falls, NY | 19 | $ 4,323,000 | $ 227,526 | $ 127,000 |
| New Haven-Milford, CT | 19 | $ 7,799,000 | $ 410,473 | $ 277,000 |
| Warren-Troy-Farmington Hills, MI | 19 | $ 4,505,000 | $ 237,105 | $ 76,000 |
| Dallas-Plano-Irving, TX | 16 | $ 3,421,000 | $ 213,812 | $ 104,000 |
| Kingston, NY | 16 | $ 3,858,000 | $ 241,125 | $ 135,000 |
| Naples-Marco Island, FL | 16 | $ 5,684,000 | $ 355,250 | $ 455,000 |
| Providence-New Bedford-Fall River, RI-MA | 15 | $ 5,539,000 | $ 369,266 | $ 180,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 15 | $ 6,065,000 | $ 404,333 | $ 198,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 15 | $ 36,228,000 | $ 2,415,200 | $ 659,000 |
| St. Louis, MO-IL | 15 | $ 2,339,000 | $ 155,933 | $ 90,533 |
| Allentown-Bethlehem-Easton, PA-NJ | 14 | $ 3,211,000 | $ 229,357 | $ 76,142 |
| Richmond, VA | 14 | $ 4,254,000 | $ 303,857 | $ 154,000 |
| Denver-Aurora-Broomfield, CO | 13 | $ 3,705,000 | $ 285,000 | $ 72,000 |
| Austin-Round Rock-San Marcos, TX | 12 | $ 2,725,000 | $ 227,083 | $ 87,000 |
| Port St. Lucie, FL | 12 | $ 2,228,000 | $ 185,666 | $ 114,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 11 | $ 1,846,000 | $ 167,818 | $ 117,000 |
| Peabody, MA | 11 | $ 6,044,000 | $ 549,454 | $ 77,000 |
| Pittsfield, MA | 11 | $ 6,430,000 | $ 584,545 | $ 1,160,000 |
| Salinas, CA | 11 | $ 6,916,000 | $ 628,727 | $ 264,000 |
| Columbia, SC | 10 | $ 2,689,000 | $ 268,900 | $ 55,000 |
| Columbus, OH | 10 | $ 1,401,000 | $ 140,100 | $ 74,000 |
| Fort Worth-Arlington, TX | 10 | $ 2,031,000 | $ 203,100 | $ 108,000 |
| Indianapolis-Carmel, IN | 10 | $ 2,745,000 | $ 274,500 | $ 80,000 |
| Rockingham County-Strafford County, NH | 9 | $ 2,742,000 | $ 304,666 | $ 171,000 |
| Barnstable Town, MA | 8 | $ 2,048,000 | $ 256,000 | $ 125,000 |
| Detroit-Livonia-Dearborn, MI | 8 | $ 846,000 | $ 105,750 | $ 38,000 |
| Hartford-West Hartford-East Hartford, CT | 8 | $ 2,018,000 | $ 252,250 | $ 247,000 |
| Scranton--Wilkes-Barre, PA | 8 | $ 778,000 | $ 97,250 | $ 68,000 |
| Camden, NJ | 7 | $ 1,472,000 | $ 210,285 | $ 119,000 |
| Cleveland-Elyria-Mentor, OH | 7 | $ 4,239,000 | $ 605,571 | $ 339,000 |
| Jacksonville, FL | 7 | $ 1,263,000 | $ 180,428 | $ 61,000 |
| Lakeland-Winter Haven, FL | 7 | $ 996,000 | $ 142,285 | $ 83,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 7 | $ 1,380,000 | $ 197,142 | $ 70,000 |
| Salt Lake City, UT | 7 | $ 5,593,000 | $ 799,000 | $ 199,000 |
| Vallejo-Fairfield, CA | 7 | $ 1,511,000 | $ 215,857 | $ 50,000 |
| Gary, IN | 6 | $ 883,000 | $ 147,166 | $ 16,000 |
| Tacoma, WA | 6 | $ 1,163,000 | $ 193,833 | $ 115,000 |
| Winston-Salem, NC | 6 | $ 1,046,000 | $ 174,333 | $ 18,000 |
| Boulder, CO | 5 | $ 2,207,000 | $ 441,400 | $ 82,000 |
| Charlottesville, VA | 5 | $ 1,008,000 | $ 201,600 | $ 65,000 |
| Cincinnati-Middletown, OH-KY-IN | 5 | $ 1,499,000 | $ 299,800 | $ 94,000 |
| Durham-Chapel Hill, NC | 5 | $ 1,339,000 | $ 267,800 | $ 268,000 |
| Honolulu, HI | 5 | $ 17,787,000 | $ 3,557,400 | $ 228,000 |
| Lancaster, PA | 5 | $ 851,000 | $ 170,200 | $ 62,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 5 | $ 1,447,000 | $ 289,400 | $ 129,000 |
| Portland-South Portland-Biddeford, ME | 5 | $ 1,898,000 | $ 379,600 | $ 232,000 |
| Raleigh-Cary, NC | 5 | $ 1,424,000 | $ 284,800 | $ 21,000 |
| Springfield, MA | 5 | $ 1,067,000 | $ 213,400 | $ 218,000 |
| Wilmington, NC | 5 | $ 932,000 | $ 186,400 | $ 48,000 |
| Worcester, MA | 5 | $ 1,083,000 | $ 216,600 | $ 24,000 |
| Albuquerque, NM | 4 | $ 933,000 | $ 233,250 | $ 50,000 |
| Athens-Clarke County, GA | 4 | $ 1,173,000 | $ 293,250 | $ 156,000 |
| Birmingham-Hoover, AL | 4 | $ 656,000 | $ 164,000 | $ 46,000 |
| Charleston-North Charleston-Summerville, SC | 4 | $ 635,000 | $ 158,750 | $ 43,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 509,000 | $ 127,250 | $ 27,000 |
| Dover, DE | 4 | $ 808,000 | $ 202,000 | $ 106,000 |
| Kansas City, MO-KS | 4 | $ 2,913,000 | $ 728,250 | $ 2,544,000 |
| Knoxville, TN | 4 | $ 798,000 | $ 199,500 | $ 96,000 |
| Memphis, TN-MS-AR | 4 | $ 622,000 | $ 155,500 | $ 58,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 700,000 | $ 175,000 | $ 110,000 |
| Santa Cruz-Watsonville, CA | 4 | $ 2,015,000 | $ 503,750 | $ 120,000 |
| Santa Rosa-Petaluma, CA | 4 | $ 4,944,000 | $ 1,236,000 | $ 162,000 |
| Stockton, CA | 4 | $ 738,000 | $ 184,500 | $ 69,000 |
| Asheville, NC | 3 | $ 689,000 | $ 229,666 | $ 78,000 |
| Atlantic City-Hammonton, NJ | 3 | $ 844,000 | $ 281,333 | $ 125,000 |
| Chattanooga, TN-GA | 3 | $ 942,000 | $ 314,000 | $ 386,000 |
| Colorado Springs, CO | 3 | $ 697,000 | $ 232,333 | $ 84,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 1,582,000 | $ 527,333 | $ 242,000 |
| Greensboro-High Point, NC | 3 | $ 410,000 | $ 136,666 | $ 44,000 |
| Louisville-Jefferson County, KY-IN | 3 | $ 351,000 | $ 117,000 | $ 23,000 |
| Madison, WI | 3 | $ 918,000 | $ 306,000 | $ 223,000 |
| Napa, CA | 3 | $ 2,384,000 | $ 794,666 | $ 362,000 |
| Norwich-New London, CT | 3 | $ 1,487,000 | $ 495,666 | $ 30,000 |
| Olympia, WA | 3 | $ 691,000 | $ 230,333 | $ 108,000 |
| Palm Coast, FL | 3 | $ 182,000 | $ 60,666 | $ 75,000 |
| Sebastian-Vero Beach, FL | 3 | $ 506,000 | $ 168,666 | $ 126,000 |
| Tucson, AZ | 3 | $ 746,000 | $ 248,666 | $ 132,000 |
| Akron, OH | 2 | $ 350,000 | $ 175,000 | $ 54,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 591,000 | $ 295,500 | $ 339,000 |
| Bangor, ME | 2 | $ 242,000 | $ 121,000 | $ 58,000 |
| Bremerton-Silverdale, WA | 2 | $ 834,000 | $ 417,000 | $ 129,000 |
| Burlington-South Burlington, VT | 2 | $ 210,000 | $ 105,000 | $ 92,000 |
| Canton-Massillon, OH | 2 | $ 254,000 | $ 127,000 | $ 45,000 |
| Fort Collins-Loveland, CO | 2 | $ 410,000 | $ 205,000 | $ 312,000 |
| Greenville-Mauldin-Easley, SC | 2 | $ 488,000 | $ 244,000 | $ 108,000 |
| Gulfport-Biloxi, MS | 2 | $ 255,000 | $ 127,500 | $ 10,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 260,000 | $ 130,000 | $ 118,000 |
| Holland-Grand Haven, MI | 2 | $ 231,000 | $ 115,500 | $ 43,000 |
| Jacksonville, NC | 2 | $ 234,000 | $ 117,000 | $ 68,000 |
| Lansing-East Lansing, MI | 2 | $ 153,000 | $ 76,500 | $ 140,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 109,000 | $ 54,500 | $ 63,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 347,000 | $ 173,500 | $ 111,000 |
| Mobile, AL | 2 | $ 180,000 | $ 90,000 | $ 15,000 |
| Montgomery, AL | 2 | $ 228,000 | $ 114,000 | $ 42,000 |
| Oklahoma City, OK | 2 | $ 226,000 | $ 113,000 | $ 1,450,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 322,000 | $ 161,000 | $ 101,000 |
| Prescott, AZ | 2 | $ 544,000 | $ 272,000 | $ 117,000 |
| Provo-Orem, UT | 2 | $ 553,000 | $ 276,500 | $ 65,000 |
| Reading, PA | 2 | $ 306,000 | $ 153,000 | $ 0 |
| San Antonio-New Braunfels, TX | 2 | $ 468,000 | $ 234,000 | $ 1,007,000 |
| San Luis Obispo-Paso Robles, CA | 2 | $ 596,000 | $ 298,000 | $ 105,000 |
| Santa Fe, NM | 2 | $ 389,000 | $ 194,500 | $ 140,000 |
| Spokane, WA | 2 | $ 702,000 | $ 351,000 | $ 288,000 |
| Winchester, VA-WV | 2 | $ 450,000 | $ 225,000 | $ 69,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 318,000 | $ 159,000 | $ 60,000 |
| Amarillo, TX | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Ames, IA | 1 | $ 160,000 | $ 160,000 | $ 31,000 |
| Anderson, IN | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Ann Arbor, MI | 1 | $ 200,000 | $ 200,000 | $ 70,000 |
| Bakersfield-Delano, CA | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Baton Rouge, LA | 1 | $ 149,000 | $ 149,000 | $ 53,000 |
| Bay City, MI | 1 | $ 159,000 | $ 159,000 | $ 84,000 |
| Bellingham, WA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Bend, OR | 1 | $ 171,000 | $ 171,000 | $ 181,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Charleston, WV | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Clarksville, TN-KY | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Coeur D'Alene, ID | 1 | $ 100,000 | $ 100,000 | $ 108,000 |
| College Station-Bryan, TX | 1 | $ 113,000 | $ 113,000 | $ 57,000 |
| Columbia, MO | 1 | $ 270,000 | $ 270,000 | $ 283,000 |
| Columbus, GA-AL | 1 | $ 217,000 | $ 217,000 | $ 651,000 |
| Corpus Christi, TX | 1 | $ 51,000 | $ 51,000 | $ 47,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
| Cumberland, MD-WV | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Dayton, OH | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Decatur, IL | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Dothan, AL | 1 | $ 89,000 | $ 89,000 | $ 20,000 |
| Duluth, MN-WI | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| El Paso, TX | 1 | $ 93,000 | $ 93,000 | $ 28,000 |
| Flagstaff, AZ | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Fort Wayne, IN | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Gainesville, GA | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 1 | $ 96,000 | $ 96,000 | $ 97,000 |
| Green Bay, WI | 1 | $ 282,000 | $ 282,000 | $ 264,000 |
| Harrisonburg, VA | 1 | $ 128,000 | $ 128,000 | $ 32,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 368,000 | $ 368,000 | $ 220,000 |
| Hinesville-Fort Stewart, GA | 1 | $ 194,000 | $ 194,000 | $ 90,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Johnson City, TN | 1 | $ 87,000 | $ 87,000 | $ 40,000 |
| Kalamazoo-Portage, MI | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Lafayette, LA | 1 | $ 183,000 | $ 183,000 | $ 84,000 |
| Lexington-Fayette, KY | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| Lima, OH | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 186,000 | $ 186,000 | $ 74,000 |
| Lynchburg, VA | 1 | $ 417,000 | $ 417,000 | $ 115,000 |
| Madera-Chowchilla, CA | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Manchester-Nashua, NH | 1 | $ 307,000 | $ 307,000 | $ 125,000 |
| Manhattan, KS | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Mansfield, OH | 1 | $ 30,000 | $ 30,000 | $ 56,000 |
| Modesto, CA | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Monroe, LA | 1 | $ 188,000 | $ 188,000 | $ 98,000 |
| Monroe, MI | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Morristown, TN | 1 | $ 188,000 | $ 188,000 | $ 0 |
| New Orleans-Metairie-Kenner, LA | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Niles-Benton Harbor, MI | 1 | $ 417,000 | $ 417,000 | $ 256,000 |
| Ocala, FL | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Punta Gorda, FL | 1 | $ 120,000 | $ 120,000 | $ 61,000 |
| Redding, CA | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Reno-Sparks, NV | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| Roanoke, VA | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Rockford, IL | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Saginaw-Saginaw Township North, MI | 1 | $ 147,000 | $ 147,000 | $ 89,000 |
| Salem, OR | 1 | $ 98,000 | $ 98,000 | $ 47,000 |
| Savannah, GA | 1 | $ 416,000 | $ 416,000 | $ 287,000 |
| Shreveport-Bossier City, LA | 1 | $ 130,000 | $ 130,000 | $ 70,000 |
| St. Cloud, MN | 1 | $ 149,000 | $ 149,000 | $ 16,000 |
| St. George, UT | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Tallahassee, FL | 1 | $ 171,000 | $ 171,000 | $ 108,000 |
| Tulsa, OK | 1 | $ 274,000 | $ 274,000 | $ 117,000 |
| Valdosta, GA | 1 | $ 124,000 | $ 124,000 | $ 322,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 90,000 | $ 90,000 | $ 52,000 |
| Visalia-Porterville, CA | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Waco, TX | 1 | $ 135,000 | $ 135,000 | $ 155,000 |
| Warner Robins, GA | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Wenatchee-East Wenatchee, WA | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Wichita, KS | 1 | $ 110,000 | $ 110,000 | $ 49,000 |
| York-Hanover, PA | 1 | $ 233,000 | $ 233,000 | $ 94,000 |
Mortgage Loan Application Detail Totals for HSBC Bank USA, NA in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,429 | $3,531,094,000 | $418,000 | $99,999,000 | $164,000 | $9,999,000 |
| Home Purchase | 7,333 | $2,964,688,000 | $404,000 | $12,654,000 | $145,000 | $9,999,000 |
| Home Improvement | 117 | $67,624,000 | $577,000 | $10,000,000 | $149,000 | $7,544,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,151 | $2,183,790,000 | $355,000 | $8,000,000 | $187,000 | $9,999,000 |
| Not applicable | 4,204 | $1,921,107,000 | $456,000 | $99,999,000 | $0 | $0 |
| Asian | 2,267 | $1,129,257,000 | $498,000 | $4,880,000 | $201,000 | $9,999,000 |
| Not Provided | 1,971 | $950,279,000 | $482,000 | $16,500,000 | $318,000 | $9,999,000 |
| Hispanic | 730 | $249,893,000 | $342,000 | $4,950,000 | $225,000 | $5,700,000 |
| Black or African American | 453 | $95,562,000 | $210,000 | $2,775,000 | $94,000 | $1,648,000 |
| Native Hawaiian or Other Pacific Islander | 57 | $19,569,000 | $343,000 | $2,738,000 | $147,000 | $1,330,000 |
| American Indian or Alaskan Native | 46 | $13,949,000 | $303,000 | $1,450,000 | $288,000 | $4,612,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,559 | $6,196,522,000 | $457,000 | $99,999,000 | $174,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1,999 | $312,460,000 | $156,000 | $1,071,000 | $42,000 | $1,464,000 |
| VA-guaranteed (Veterans Administration) | 321 | $54,424,000 | $169,000 | $649,000 | $49,000 | $1,844,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,507 | $2,637,989,000 | $405,000 | $99,999,000 | $199,000 | $9,999,000 |
| Loan Purchased By The Institution | 4,177 | $1,728,091,000 | $413,000 | $16,000,000 | $0 | $0 |
| File Closed For Incompleteness | 2,262 | $875,792,000 | $387,000 | $5,000,000 | $234,000 | $9,999,000 |
| Application Withdrawn By Applicant | 1,265 | $503,638,000 | $398,000 | $8,000,000 | $242,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,115 | $535,344,000 | $480,000 | $16,500,000 | $191,000 | $4,550,000 |
| Application Approved But Not Accepted | 394 | $201,464,000 | $511,000 | $6,440,000 | $241,000 | $6,734,000 |
| Preapproval Denied by Financial Institution | 159 | $81,088,000 | $509,000 | $4,000,000 | $146,000 | $1,932,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 464 | $194,267,000 | $418,000 | $4,880,000 | $214,000 | $4,535,000 |
| Debt-To-Income Ratio | 357 | $212,276,000 | $594,000 | $16,500,000 | $114,000 | $1,489,000 |
| Other | 228 | $118,855,000 | $521,000 | $5,000,000 | $245,000 | $1,645,000 |
| Unverifiable Information | 101 | $45,716,000 | $452,000 | $4,000,000 | $207,000 | $1,932,000 |
| Credit History | 66 | $17,564,000 | $266,000 | $2,000,000 | $124,000 | $1,096,000 |
| Employment History | 31 | $8,631,000 | $278,000 | $1,750,000 | $58,000 | $243,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $4,695,000 | $521,000 | $2,625,000 | $168,000 | $768,000 |
| Mortgage Insurance Denied | 9 | $4,904,000 | $544,000 | $3,000,000 | $112,000 | $498,000 |
| Credit Application Incomplete | 9 | $9,524,000 | $1,058,000 | $2,669,000 | $720,000 | $4,550,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into HSBC Bank USA, NA's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess HSBC Bank USA, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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