Hyperion Capital Group Mortgage Lending & HMDA Data, 2010

In 2010, Hyperion Capital Group of Lake Oswego, OR reported 7,802 mortgage applications totaling $1.6 billion, down 9% from 2009. The average application was for $210,657, and applicants reported an average income of $80,106. 55% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Portland-Vancouver-Hillsboro, OR-WA (2,666), Boise City-Nampa, ID (733) and Seattle-Bellevue-Everett, WA (570) (applications in parentheses).

Mortgage Company & Address Hyperion Capital Group
5885 Sw Meadows Road Ste 850
Lake Oswego, OR 97035
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 7,802
Total Mortgage Loan Application Amount $1,643,550,000
Average Mortgage Loan Application Amount $210,657
Highest Mortgage Loan Application Amount $1,030,000
Average Applicant Income $80,106
Highest Applicant Income $1,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hyperion Capital Group filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Hyperion Capital Group by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Multnomah, Oregon 1,270 $ 288,092,000 $ 226,844 $ 87,000
Lane, Oregon 568 $ 113,904,000 $ 200,535 $ 77,000
Washington, Oregon 552 $ 130,596,000 $ 236,586 $ 87,000
Ada, Idaho 548 $ 96,506,000 $ 176,105 $ 77,000
Clackamas, Oregon 519 $ 121,869,000 $ 234,815 $ 86,000
Deschutes, Oregon 426 $ 79,980,000 $ 187,746 $ 86,000
King, Washington 404 $ 128,296,000 $ 317,564 $ 117,000
Marion, Oregon 271 $ 48,917,000 $ 180,505 $ 70,000
Clark, Washington 212 $ 46,422,000 $ 218,971 $ 79,000
Josephine, Oregon 190 $ 35,111,000 $ 184,794 $ 73,000
Pierce, Washington 172 $ 40,824,000 $ 237,348 $ 95,000
Snohomish, Washington 166 $ 45,015,000 $ 271,174 $ 88,000
Jackson, Oregon 165 $ 30,448,000 $ 184,533 $ 72,000
Canyon, Idaho 149 $ 20,906,000 $ 140,308 $ 60,000
Benton, Washington 149 $ 27,703,000 $ 185,926 $ 80,000
Spokane, Washington 124 $ 22,247,000 $ 179,411 $ 69,000
Polk, Oregon 78 $ 15,357,000 $ 196,884 $ 64,000
Yamhill, Oregon 76 $ 15,241,000 $ 200,539 $ 67,000
Whatcom, Washington 67 $ 15,034,000 $ 224,388 $ 67,000
Franklin, Washington 58 $ 8,883,000 $ 153,155 $ 58,000
Yakima, Washington 56 $ 9,421,000 $ 168,232 $ 60,000
Douglas, Oregon 54 $ 8,385,000 $ 155,277 $ 60,000
Thurston, Washington 45 $ 11,198,000 $ 248,844 $ 85,000
Linn, Oregon 43 $ 7,221,000 $ 167,930 $ 52,000
Columbia, Oregon 34 $ 7,003,000 $ 205,970 $ 64,000
Crook, Oregon 33 $ 4,621,000 $ 140,030 $ 53,000
Jefferson, Oregon 31 $ 3,586,000 $ 115,677 $ 52,000
Bannock, Idaho 30 $ 3,611,000 $ 120,366 $ 49,000
Kitsap, Washington 29 $ 6,402,000 $ 220,758 $ 78,000
Twin Falls, Idaho 27 $ 3,899,000 $ 144,407 $ 54,000
Clatsop, Oregon 27 $ 6,848,000 $ 253,629 $ 150,000
Elmore, Idaho 26 $ 3,741,000 $ 143,884 $ 65,000
Gem, Idaho 26 $ 4,458,000 $ 171,461 $ 52,000
Bonneville, Idaho 25 $ 4,077,000 $ 163,080 $ 46,000
Kootenai, Idaho 21 $ 3,637,000 $ 173,190 $ 63,000
Lincoln, Oregon 21 $ 4,988,000 $ 237,523 $ 105,000
Cowlitz, Washington 18 $ 3,166,000 $ 175,888 $ 82,000
Benton, Oregon 17 $ 4,310,000 $ 253,529 $ 115,000
Bingham, Idaho 15 $ 2,883,000 $ 192,200 $ 101,000
Payette, Idaho 15 $ 2,511,000 $ 167,400 $ 66,000
Mason, Washington 15 $ 2,587,000 $ 172,466 $ 64,000
Valley, Idaho 14 $ 2,843,000 $ 203,071 $ 125,000
Clallam, Washington 13 $ 2,725,000 $ 209,615 $ 78,000
Grant, Washington 13 $ 2,468,000 $ 189,846 $ 90,000
Walla Walla, Washington 12 $ 2,200,000 $ 183,333 $ 60,000
Island, Washington 11 $ 2,690,000 $ 244,545 $ 110,000
Umatilla, Oregon 10 $ 1,472,000 $ 147,200 $ 61,000
Skagit, Washington 10 $ 2,050,000 $ 205,000 $ 56,000
Boise, Idaho 9 $ 1,710,000 $ 190,000 $ 92,000
Chelan, Washington 9 $ 2,345,000 $ 260,555 $ 71,000
Stevens, Washington 9 $ 1,624,000 $ 180,444 $ 75,000
Jerome, Idaho 8 $ 1,063,000 $ 132,875 $ 47,000
Coos, Oregon 8 $ 1,430,000 $ 178,750 $ 75,000
Tillamook, Oregon 8 $ 1,963,000 $ 245,375 $ 157,000
Bonner, Idaho 7 $ 1,420,000 $ 202,857 $ 74,000
Jefferson, Idaho 7 $ 1,408,000 $ 201,142 $ 52,000
Nez Perce, Idaho 7 $ 1,119,000 $ 159,857 $ 107,000
Klamath, Oregon 7 $ 909,000 $ 129,857 $ 51,000
Douglas, Washington 7 $ 1,798,000 $ 256,857 $ 73,000
Malheur, Oregon 6 $ 722,000 $ 120,333 $ 51,000
Lewis, Washington 6 $ 1,045,000 $ 174,166 $ 62,000
Blaine, Idaho 5 $ 1,109,000 $ 221,800 $ 80,000
Oneida, Idaho 5 $ 548,000 $ 109,600 $ 49,000
Power, Idaho 5 $ 538,000 $ 107,600 $ 46,000
Grays Harbor, Washington 5 $ 866,000 $ 173,200 $ 154,000
Minidoka, Idaho 4 $ 549,000 $ 137,250 $ 51,000
Union, Oregon 4 $ 620,000 $ 155,000 $ 67,000
Wasco, Oregon 4 $ 866,000 $ 216,500 $ 70,000
Columbia, Washington 4 $ 498,000 $ 124,500 $ 53,000
Klickitat, Washington 4 $ 858,000 $ 214,500 $ 80,000
Okanogan, Washington 4 $ 595,000 $ 148,750 $ 36,000
Pacific, Washington 4 $ 659,000 $ 164,750 $ 169,000
Fremont, Wyoming 4 $ 613,000 $ 153,250 $ 62,000
Cassia, Idaho 3 $ 568,000 $ 189,333 $ 73,000
Fremont, Idaho 3 $ 461,000 $ 153,666 $ 73,000
Madison, Idaho 3 $ 529,000 $ 176,333 $ 63,000
Washington, Idaho 3 $ 512,000 $ 170,666 $ 80,000
Hood River, Oregon 3 $ 812,000 $ 270,666 $ 135,000
Kittitas, Washington 3 $ 548,000 $ 182,666 $ 57,000
Skamania, Washington 3 $ 793,000 $ 264,333 $ 64,000
Carbon, Wyoming 3 $ 516,000 $ 172,000 $ 67,000
San Mateo, California 2 $ 1,147,000 $ 573,500 $ 132,000
Solano, California 2 $ 544,000 $ 272,000 $ 72,000
Custer, Idaho 2 $ 232,000 $ 116,000 $ 44,000
Gooding, Idaho 2 $ 229,000 $ 114,500 $ 51,000
Lincoln, Idaho 2 $ 422,000 $ 211,000 $ 64,000
Sanders, Montana 2 $ 291,000 $ 145,500 $ 49,000
Curry, Oregon 2 $ 477,000 $ 238,500 $ 64,000
Harney, Oregon 2 $ 127,000 $ 63,500 $ 108,000
Asotin, Washington 2 $ 237,000 $ 118,500 $ 41,000
Whitman, Washington 2 $ 264,000 $ 132,000 $ 57,000
Albany, Wyoming 2 $ 192,000 $ 96,000 $ 66,000
Teton, Wyoming 2 $ 1,303,000 $ 651,500 $ 326,000
Contra Costa, California 1 $ 325,000 $ 325,000 $ 74,000
San Diego, California 1 $ 239,000 $ 239,000 $ 91,000
Shasta, California 1 $ 100,000 $ 100,000 $ 86,000
Boundary, Idaho 1 $ 155,000 $ 155,000 $ 44,000
Butte, Idaho 1 $ 289,000 $ 289,000 $ 73,000
Clearwater, Idaho 1 $ 133,000 $ 133,000 $ 54,000
Idaho, Idaho 1 $ 87,000 $ 87,000 $ 21,000
Latah, Idaho 1 $ 224,000 $ 224,000 $ 73,000
Lemhi, Idaho 1 $ 128,000 $ 128,000 $ 23,000
Owyhee, Idaho 1 $ 165,000 $ 165,000 $ 38,000
Johnson, Kansas 1 $ 95,000 $ 95,000 $ 44,000
Baker, Oregon 1 $ 175,000 $ 175,000 $ 141,000
Lake, Oregon 1 $ 261,000 $ 261,000 $ 127,000
Wallowa, Oregon 1 $ 80,000 $ 80,000 $ 65,000
Williamson, Texas 1 $ 100,000 $ 100,000 $ 0
Salt Lake, Utah 1 $ 211,000 $ 211,000 $ 97,000
Adams, Washington 1 $ 102,000 $ 102,000 $ 44,000
Ferry, Washington 1 $ 295,000 $ 295,000 $ 79,000
Lincoln, Washington 1 $ 260,000 $ 260,000 $ 115,000
Pend Oreille, Washington 1 $ 242,000 $ 242,000 $ 90,000
San Juan, Washington 1 $ 471,000 $ 471,000 $ 626,000
Laramie, Wyoming 1 $ 283,000 $ 283,000 $ 0
Sublette, Wyoming 1 $ 309,000 $ 309,000 $ 95,000

Mortgage Loan Application Detail Totals for Hyperion Capital Group in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,212 $829,366,000 $196,000 $1,030,000 $70,000 $948,000
Refinancing 3,580 $812,105,000 $226,000 $1,000,000 $92,000 $1,000,000
Home Improvement 10 $2,079,000 $207,000 $337,000 $79,000 $187,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,537 $1,373,650,000 $210,000 $1,000,000 $81,000 $948,000
Not Provided 548 $119,429,000 $217,000 $780,000 $80,000 $1,000,000
Hispanic 307 $55,135,000 $179,000 $575,000 $59,000 $540,000
Asian 257 $62,002,000 $241,000 $1,030,000 $91,000 $746,000
Black or African American 83 $19,658,000 $236,000 $690,000 $73,000 $355,000
American Indian or Alaskan Native 37 $6,940,000 $187,000 $395,000 $65,000 $207,000
Native Hawaiian or Other Pacific Islander 33 $6,736,000 $204,000 $385,000 $71,000 $157,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,014 $890,368,000 $221,000 $1,030,000 $98,000 $1,000,000
FHA-insured (Federal Housing Administration) 2,737 $549,309,000 $200,000 $577,000 $64,000 $623,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 526 $87,841,000 $166,000 $414,000 $46,000 $104,000
VA-guaranteed (Veterans Administration) 525 $116,032,000 $221,000 $544,000 $64,000 $314,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,271 $891,151,000 $208,000 $920,000 $83,000 $1,000,000
Application Approved But Not Accepted 1,999 $427,885,000 $214,000 $763,000 $79,000 $867,000
Application Denied By Financial Institution 684 $145,776,000 $213,000 $870,000 $76,000 $665,000
Application Withdrawn By Applicant 443 $88,159,000 $199,000 $1,030,000 $67,000 $746,000
File Closed For Incompleteness 405 $90,579,000 $223,000 $1,000,000 $76,000 $600,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 90 $19,599,000 $217,000 $449,000 $71,000 $436,000
Collateral 65 $14,073,000 $216,000 $616,000 $83,000 $551,000
Other 37 $8,037,000 $217,000 $417,000 $85,000 $225,000
Credit History 33 $5,654,000 $171,000 $332,000 $61,000 $380,000
Employment History 29 $5,938,000 $204,000 $564,000 $69,000 $300,000
Unverifiable Information 15 $3,669,000 $244,000 $564,000 $61,000 $165,000
Mortgage Insurance Denied 2 $606,000 $303,000 $305,000 $69,000 $75,000
Credit Application Incomplete 1 $387,000 $387,000 $387,000 $116,000 $116,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Hyperion Capital Group's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Hyperion Capital Group's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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