Hyperion Capital Group Mortgage Lending & HMDA Data, 2010
In 2010, Hyperion Capital Group of Lake Oswego, OR reported 7,802 mortgage applications totaling $1.6 billion, down 9% from 2009. The average application was for $210,657, and applicants reported an average income of $80,106. 55% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Portland-Vancouver-Hillsboro, OR-WA (2,666), Boise City-Nampa, ID (733) and Seattle-Bellevue-Everett, WA (570) (applications in parentheses).
| Mortgage Company & Address | Hyperion Capital Group 5885 Sw Meadows Road Ste 850 Lake Oswego, OR 97035 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 7,802 |
| Total Mortgage Loan Application Amount | $1,643,550,000 |
| Average Mortgage Loan Application Amount | $210,657 |
| Highest Mortgage Loan Application Amount | $1,030,000 |
| Average Applicant Income | $80,106 |
| Highest Applicant Income | $1,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hyperion Capital Group filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Portland-Vancouver-Hillsboro, OR-WA | 2,666 | $ 610,016,000 | $ 228,813 | $ 85,435 |
| Boise City-Nampa, ID | 733 | $ 123,745,000 | $ 168,819 | $ 73,000 |
| Seattle-Bellevue-Everett, WA | 570 | $ 173,311,000 | $ 304,054 | $ 109,000 |
| Eugene-Springfield, OR | 568 | $ 113,904,000 | $ 200,535 | $ 77,000 |
| Bend, OR | 426 | $ 79,980,000 | $ 187,746 | $ 86,000 |
| Salem, OR | 349 | $ 64,274,000 | $ 184,166 | $ 69,000 |
| Kennewick-Pasco-Richland, WA | 207 | $ 36,586,000 | $ 176,743 | $ 74,000 |
| Tacoma, WA | 172 | $ 40,824,000 | $ 237,348 | $ 95,000 |
| Medford, OR | 165 | $ 30,448,000 | $ 184,533 | $ 72,000 |
| Spokane, WA | 124 | $ 22,247,000 | $ 179,411 | $ 69,000 |
| Bellingham, WA | 67 | $ 15,034,000 | $ 224,388 | $ 67,000 |
| Yakima, WA | 56 | $ 9,421,000 | $ 168,232 | $ 60,000 |
| Olympia, WA | 45 | $ 11,198,000 | $ 248,844 | $ 85,000 |
| Pocatello, ID | 35 | $ 4,149,000 | $ 118,542 | $ 48,000 |
| Idaho Falls, ID | 32 | $ 5,485,000 | $ 171,406 | $ 47,000 |
| Bremerton-Silverdale, WA | 29 | $ 6,402,000 | $ 220,758 | $ 78,000 |
| Coeur D'Alene, ID | 21 | $ 3,637,000 | $ 173,190 | $ 63,000 |
| Longview, WA | 18 | $ 3,166,000 | $ 175,888 | $ 82,000 |
| Corvallis, OR | 17 | $ 4,310,000 | $ 253,529 | $ 115,000 |
| Wenatchee-East Wenatchee, WA | 16 | $ 4,143,000 | $ 258,937 | $ 72,000 |
| Mount Vernon-Anacortes, WA | 10 | $ 2,050,000 | $ 205,000 | $ 56,000 |
| Lewiston, ID-WA | 9 | $ 1,356,000 | $ 150,666 | $ 92,333 |
| San Francisco-San Mateo-Redwood City, CA | 2 | $ 1,147,000 | $ 573,500 | $ 132,000 |
| Vallejo-Fairfield, CA | 2 | $ 544,000 | $ 272,000 | $ 72,000 |
| Austin-Round Rock-San Marcos, TX | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Cheyenne, WY | 1 | $ 283,000 | $ 283,000 | $ 0 |
| Kansas City, MO-KS | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Oakland-Fremont-Hayward, CA | 1 | $ 325,000 | $ 325,000 | $ 74,000 |
| Redding, CA | 1 | $ 100,000 | $ 100,000 | $ 86,000 |
| Salt Lake City, UT | 1 | $ 211,000 | $ 211,000 | $ 97,000 |
| San Diego-Carlsbad-San Marcos, CA | 1 | $ 239,000 | $ 239,000 | $ 91,000 |
Mortgage Loan Application Detail Totals for Hyperion Capital Group in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,212 | $829,366,000 | $196,000 | $1,030,000 | $70,000 | $948,000 |
| Refinancing | 3,580 | $812,105,000 | $226,000 | $1,000,000 | $92,000 | $1,000,000 |
| Home Improvement | 10 | $2,079,000 | $207,000 | $337,000 | $79,000 | $187,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,537 | $1,373,650,000 | $210,000 | $1,000,000 | $81,000 | $948,000 |
| Not Provided | 548 | $119,429,000 | $217,000 | $780,000 | $80,000 | $1,000,000 |
| Hispanic | 307 | $55,135,000 | $179,000 | $575,000 | $59,000 | $540,000 |
| Asian | 257 | $62,002,000 | $241,000 | $1,030,000 | $91,000 | $746,000 |
| Black or African American | 83 | $19,658,000 | $236,000 | $690,000 | $73,000 | $355,000 |
| American Indian or Alaskan Native | 37 | $6,940,000 | $187,000 | $395,000 | $65,000 | $207,000 |
| Native Hawaiian or Other Pacific Islander | 33 | $6,736,000 | $204,000 | $385,000 | $71,000 | $157,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,014 | $890,368,000 | $221,000 | $1,030,000 | $98,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) | 2,737 | $549,309,000 | $200,000 | $577,000 | $64,000 | $623,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 526 | $87,841,000 | $166,000 | $414,000 | $46,000 | $104,000 |
| VA-guaranteed (Veterans Administration) | 525 | $116,032,000 | $221,000 | $544,000 | $64,000 | $314,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,271 | $891,151,000 | $208,000 | $920,000 | $83,000 | $1,000,000 |
| Application Approved But Not Accepted | 1,999 | $427,885,000 | $214,000 | $763,000 | $79,000 | $867,000 |
| Application Denied By Financial Institution | 684 | $145,776,000 | $213,000 | $870,000 | $76,000 | $665,000 |
| Application Withdrawn By Applicant | 443 | $88,159,000 | $199,000 | $1,030,000 | $67,000 | $746,000 |
| File Closed For Incompleteness | 405 | $90,579,000 | $223,000 | $1,000,000 | $76,000 | $600,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 90 | $19,599,000 | $217,000 | $449,000 | $71,000 | $436,000 |
| Collateral | 65 | $14,073,000 | $216,000 | $616,000 | $83,000 | $551,000 |
| Other | 37 | $8,037,000 | $217,000 | $417,000 | $85,000 | $225,000 |
| Credit History | 33 | $5,654,000 | $171,000 | $332,000 | $61,000 | $380,000 |
| Employment History | 29 | $5,938,000 | $204,000 | $564,000 | $69,000 | $300,000 |
| Unverifiable Information | 15 | $3,669,000 | $244,000 | $564,000 | $61,000 | $165,000 |
| Mortgage Insurance Denied | 2 | $606,000 | $303,000 | $305,000 | $69,000 | $75,000 |
| Credit Application Incomplete | 1 | $387,000 | $387,000 | $387,000 | $116,000 | $116,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hyperion Capital Group's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hyperion Capital Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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