Iberiabank Mortgage Lending & HMDA Data, 2018
In 2018, Iberiabank of Kenner, LA reported 20,383 mortgage applications totaling $5.1 billion, up 19% from 2017. The average application was for $250,433, and applicants reported an average income of $166,149. 67% of its applications resulted in an originated loan and 17% were denied. Its largest markets were New Orleans-Metairie, LA (2,779), Lafayette, LA (1,461) and Fayetteville-Springdale-Rogers, AR-MO (1,137) (applications in parentheses).
| Mortgage Company & Address | Iberiabank 285 West Esplanade Avenue, 2nd Floor Kenner, LA 70065 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 20,383 |
| Total Mortgage Loan Application Amount | $5,104,595,000 |
| Average Mortgage Loan Application Amount | $250,433 |
| Highest Mortgage Loan Application Amount | $33,415,000 |
| Average Applicant Income | $166,149 |
| Highest Applicant Income | $7,685,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Iberiabank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Orleans-Metairie, LA | 2,779 | $ 670,185,000 | $ 241,160 | $ 169,000 |
| Outside any metro area | 1,613 | $ 339,705,000 | $ 210,604 | $ 138,139 |
| Lafayette, LA | 1,461 | $ 174,175,000 | $ 119,216 | $ 115,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1,137 | $ 202,265,000 | $ 177,893 | $ 107,788 |
| Memphis, TN-MS-AR | 1,096 | $ 203,760,000 | $ 185,912 | $ 114,666 |
| Little Rock-North Little Rock-Conway, AR | 1,087 | $ 174,565,000 | $ 160,593 | $ 119,000 |
| Baton Rouge, LA | 849 | $ 160,445,000 | $ 188,981 | $ 201,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 846 | $ 185,460,000 | $ 219,219 | $ 96,000 |
| Tampa-St. Petersburg-Clearwater, FL | 803 | $ 226,415,000 | $ 281,961 | $ 171,000 |
| Orlando-Kissimmee-Sanford, FL | 721 | $ 230,405,000 | $ 319,563 | $ 228,000 |
| Atlanta-Sandy Springs-Roswell, GA | 652 | $ 209,950,000 | $ 322,009 | $ 222,000 |
| Miami-Miami Beach-Kendall, FL | 605 | $ 430,285,000 | $ 711,214 | $ 376,000 |
| Birmingham-Hoover, AL | 577 | $ 107,845,000 | $ 186,906 | $ 179,000 |
| Lake Charles, LA | 562 | $ 72,710,000 | $ 129,377 | $ 100,000 |
| Dallas-Plano-Irving, TX | 509 | $ 218,565,000 | $ 429,400 | $ 248,000 |
| North Port-Sarasota-Bradenton, FL | 411 | $ 65,155,000 | $ 158,527 | $ 161,000 |
| Cape Coral-Fort Myers, FL | 379 | $ 66,565,000 | $ 175,633 | $ 137,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 357 | $ 152,155,000 | $ 426,204 | $ 302,000 |
| Huntsville, AL | 327 | $ 68,195,000 | $ 208,547 | $ 139,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 318 | $ 166,890,000 | $ 524,811 | $ 310,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 274 | $ 43,000,000 | $ 156,934 | $ 90,000 |
| St. Louis, MO-IL | 257 | $ 49,915,000 | $ 194,221 | $ 100,357 |
| Houston-The Woodlands-Sugar Land, TX | 253 | $ 132,685,000 | $ 524,446 | $ 332,000 |
| Houma-Thibodaux, LA | 243 | $ 31,025,000 | $ 127,674 | $ 91,000 |
| Naples-Immokalee-Marco Island, FL | 241 | $ 71,385,000 | $ 296,203 | $ 184,000 |
| Jonesboro, AR | 239 | $ 35,935,000 | $ 150,355 | $ 129,000 |
| Monroe, LA | 226 | $ 29,200,000 | $ 129,203 | $ 102,000 |
| Shreveport-Bossier City, LA | 156 | $ 38,380,000 | $ 246,025 | $ 163,000 |
| Jacksonville, FL | 127 | $ 36,445,000 | $ 286,968 | $ 201,000 |
| Jackson, MS | 126 | $ 22,760,000 | $ 180,634 | $ 79,000 |
| Palm Bay-Melbourne-Titusville, FL | 124 | $ 18,390,000 | $ 148,306 | $ 88,000 |
| Mobile, AL | 120 | $ 34,290,000 | $ 285,750 | $ 301,000 |
| Daphne-Fairhope-Foley, AL | 112 | $ 37,590,000 | $ 335,625 | $ 323,000 |
| New York-Jersey City-White Plains, NY-NJ | 68 | $ 101,320,000 | $ 1,490,000 | $ 837,529 |
| Hammond, LA | 43 | $ 6,155,000 | $ 143,139 | $ 107,000 |
| Lakeland-Winter Haven, FL | 42 | $ 8,060,000 | $ 191,904 | $ 112,000 |
| Port St. Lucie, FL | 42 | $ 11,360,000 | $ 270,476 | $ 177,000 |
| Fort Worth-Arlington, TX | 35 | $ 16,675,000 | $ 476,428 | $ 200,000 |
| Gulfport-Biloxi-Pascagoula, MS | 31 | $ 9,095,000 | $ 293,387 | $ 248,000 |
| Punta Gorda, FL | 28 | $ 3,540,000 | $ 126,428 | $ 237,000 |
| Crestview-Fort Walton Beach-Destin, FL | 27 | $ 11,065,000 | $ 409,814 | $ 409,000 |
| Hot Springs, AR | 27 | $ 5,735,000 | $ 212,407 | $ 267,000 |
| Montgomery, AL | 26 | $ 9,230,000 | $ 355,000 | $ 328,000 |
| Homosassa Springs, FL | 22 | $ 4,150,000 | $ 188,636 | $ 318,000 |
| Ocala, FL | 19 | $ 4,435,000 | $ 233,421 | $ 104,000 |
| Idaho Falls, ID | 17 | $ 3,065,000 | $ 180,294 | $ 62,000 |
| Knoxville, TN | 17 | $ 2,755,000 | $ 162,058 | $ 171,000 |
| Nassau County-Suffolk County, NY | 17 | $ 30,205,000 | $ 1,776,764 | $ 1,194,000 |
| Greenville-Anderson-Mauldin, SC | 16 | $ 4,640,000 | $ 290,000 | $ 164,000 |
| Decatur, AL | 15 | $ 2,745,000 | $ 183,000 | $ 69,000 |
| Tallahassee, FL | 14 | $ 1,340,000 | $ 95,714 | $ 171,000 |
| Austin-Round Rock, TX | 13 | $ 20,015,000 | $ 1,539,615 | $ 434,000 |
| Gainesville, FL | 13 | $ 2,735,000 | $ 210,384 | $ 217,000 |
| Chattanooga, TN-GA | 12 | $ 24,740,000 | $ 2,061,666 | $ 198,333 |
| Panama City, FL | 12 | $ 2,510,000 | $ 209,166 | $ 140,000 |
| Clarksville, TN-KY | 10 | $ 1,820,000 | $ 182,000 | $ 66,000 |
| Sebastian-Vero Beach, FL | 10 | $ 2,990,000 | $ 299,000 | $ 242,000 |
| Charleston-North Charleston, SC | 8 | $ 5,610,000 | $ 701,250 | $ 258,000 |
| Gainesville, GA | 8 | $ 980,000 | $ 122,500 | $ 184,000 |
| Pensacola-Ferry Pass-Brent, FL | 8 | $ 1,680,000 | $ 210,000 | $ 181,000 |
| Charlotte-Concord-Gastonia, NC-SC | 7 | $ 2,015,000 | $ 287,857 | $ 113,000 |
| Florence-Muscle Shoals, AL | 7 | $ 1,045,000 | $ 149,285 | $ 188,000 |
| Fort Smith, AR-OK | 7 | $ 985,000 | $ 140,714 | $ 85,000 |
| Savannah, GA | 7 | $ 2,705,000 | $ 386,428 | $ 419,000 |
| Tulsa, OK | 7 | $ 905,000 | $ 129,285 | $ 134,000 |
| Alexandria, LA | 6 | $ 1,180,000 | $ 196,666 | $ 195,000 |
| Athens-Clarke County, GA | 6 | $ 960,000 | $ 160,000 | $ 76,000 |
| Auburn-Opelika, AL | 6 | $ 2,020,000 | $ 336,666 | $ 357,000 |
| Boulder, CO | 6 | $ 1,640,000 | $ 273,333 | $ 274,000 |
| Denver-Aurora-Lakewood, CO | 6 | $ 3,270,000 | $ 545,000 | $ 202,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 6 | $ 3,230,000 | $ 538,333 | $ 296,000 |
| Pine Bluff, AR | 6 | $ 410,000 | $ 68,333 | $ 49,000 |
| San Antonio-New Braunfels, TX | 6 | $ 6,430,000 | $ 1,071,666 | $ 422,000 |
| Bridgeport-Stamford-Norwalk, CT | 5 | $ 11,315,000 | $ 2,263,000 | $ 906,000 |
| Brunswick, GA | 5 | $ 4,485,000 | $ 897,000 | $ 459,000 |
| Greensboro-High Point, NC | 5 | $ 1,785,000 | $ 357,000 | $ 124,000 |
| The Villages, FL | 5 | $ 2,345,000 | $ 469,000 | $ 884,000 |
| Asheville, NC | 4 | $ 1,740,000 | $ 435,000 | $ 390,000 |
| Kansas City, MO-KS | 4 | $ 770,000 | $ 192,500 | $ 46,000 |
| Tuscaloosa, AL | 4 | $ 480,000 | $ 120,000 | $ 176,000 |
| Waco, TX | 4 | $ 1,120,000 | $ 280,000 | $ 129,000 |
| Boise City, ID | 3 | $ 905,000 | $ 301,666 | $ 101,000 |
| Brownsville-Harlingen, TX | 3 | $ 2,205,000 | $ 735,000 | $ 191,000 |
| Louisville/Jefferson County, KY-IN | 3 | $ 1,085,000 | $ 361,666 | $ 205,000 |
| Midland, TX | 3 | $ 585,000 | $ 195,000 | $ 249,000 |
| Newark, NJ-PA | 3 | $ 4,915,000 | $ 1,638,333 | $ 570,000 |
| Spartanburg, SC | 3 | $ 995,000 | $ 331,666 | $ 294,000 |
| Tyler, TX | 3 | $ 1,025,000 | $ 341,666 | $ 151,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 110,000 | $ 55,000 | $ 35,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 460,000 | $ 230,000 | $ 163,000 |
| Beaumont-Port Arthur, TX | 2 | $ 270,000 | $ 135,000 | $ 122,000 |
| College Station-Bryan, TX | 2 | $ 590,000 | $ 295,000 | $ 372,000 |
| Colorado Springs, CO | 2 | $ 1,310,000 | $ 655,000 | $ 215,000 |
| Columbia, MO | 2 | $ 400,000 | $ 200,000 | $ 97,000 |
| Dothan, AL | 2 | $ 390,000 | $ 195,000 | $ 54,000 |
| Hattiesburg, MS | 2 | $ 170,000 | $ 85,000 | $ 78,000 |
| Oklahoma City, OK | 2 | $ 810,000 | $ 405,000 | $ 278,000 |
| Raleigh, NC | 2 | $ 450,000 | $ 225,000 | $ 82,000 |
| Springfield, MO | 2 | $ 16,860,000 | $ 8,430,000 | $ 177,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2 | $ 1,510,000 | $ 755,000 | $ 257,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 75,000 | $ 75,000 | $ 350,000 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 475,000 | $ 475,000 | $ 171,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 995,000 | $ 995,000 | $ 275,000 |
| Cape Girardeau, MO-IL | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Chicago-Naperville-Arlington Heights, IL | 1 | $ 415,000 | $ 415,000 | $ 315,000 |
| Cleveland, TN | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Columbia, SC | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Columbus, GA-AL | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Columbus, OH | 1 | $ 175,000 | $ 175,000 | $ 136,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Durham-Chapel Hill, NC | 1 | $ 695,000 | $ 695,000 | $ 280,000 |
| Dutchess County-Putnam County, NY | 1 | $ 1,125,000 | $ 1,125,000 | $ 505,000 |
| El Paso, TX | 1 | $ 245,000 | $ 245,000 | $ 200,000 |
| Gadsden, AL | 1 | $ 455,000 | $ 455,000 | $ 442,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Jackson, TN | 1 | $ 305,000 | $ 305,000 | $ 283,000 |
| Jacksonville, NC | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Johnson City, TN | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Laredo, TX | 1 | $ 355,000 | $ 355,000 | $ 300,000 |
| Lexington-Fayette, KY | 1 | $ 255,000 | $ 255,000 | $ 529,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 2,925,000 | $ 2,925,000 | $ 508,000 |
| Lynchburg, VA | 1 | $ 135,000 | $ 135,000 | $ 635,000 |
| Napa, CA | 1 | $ 875,000 | $ 875,000 | $ 284,000 |
| New Haven-Milford, CT | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Norwich-New London, CT | 1 | $ 455,000 | $ 455,000 | $ 230,000 |
| Rome, GA | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 355,000 | $ 355,000 | $ 400,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 315,000 | $ 315,000 | $ 594,000 |
| Sebring, FL | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 205,000 | $ 205,000 | $ 191,000 |
| Sioux Falls, SD | 1 | $ 135,000 | $ 135,000 | $ 300,000 |
| Warner Robins, GA | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
Mortgage Loan Application Detail Totals for Iberiabank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,048 | $3,014,590,000 | $300,000 | $20,705,000 | $153,000 | $7,526,000 |
| Refinancing | 4,332 | $1,063,950,000 | $245,000 | $33,415,000 | $193,000 | $7,685,000 |
| Home Improvement | 2,623 | $303,885,000 | $115,000 | $12,005,000 | $173,000 | $3,040,000 |
| Other Purpose | 2,306 | $361,460,000 | $156,000 | $4,905,000 | $175,000 | $4,073,000 |
| Cash-out Refinancing | 1,008 | $358,200,000 | $355,000 | $5,205,000 | $153,000 | $3,401,000 |
| Not Applicable | 66 | $2,510,000 | $38,000 | $145,000 | $25,000 | $44,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,333 | $3,454,285,000 | $241,000 | $15,905,000 | $169,000 | $7,685,000 |
| Not Provided | 1,950 | $454,400,000 | $233,000 | $8,005,000 | $202,000 | $3,939,000 |
| Black or African American | 1,540 | $219,170,000 | $142,000 | $3,285,000 | $98,000 | $7,526,000 |
| Hispanic | 1,380 | $377,570,000 | $273,000 | $5,005,000 | $156,000 | $3,374,000 |
| Not applicable | 557 | $393,085,000 | $705,000 | $33,415,000 | $0 | $0 |
| Asian | 437 | $127,055,000 | $290,000 | $5,185,000 | $172,000 | $7,459,000 |
| American Indian or Alaskan Native | 81 | $14,445,000 | $178,000 | $575,000 | $123,000 | $1,646,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $4,050,000 | $225,000 | $1,465,000 | $104,000 | $500,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,174 | $4,675,260,000 | $257,000 | $33,415,000 | $179,000 | $7,685,000 |
| FHA-insured (Federal Housing Administration) | 1,427 | $268,495,000 | $188,000 | $535,000 | $67,000 | $1,013,000 |
| VA-guaranteed (Veterans Administration) | 444 | $110,230,000 | $248,000 | $715,000 | $85,000 | $394,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 338 | $50,610,000 | $149,000 | $355,000 | $53,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,635 | $3,648,225,000 | $267,000 | $33,415,000 | $181,000 | $7,685,000 |
| Application Denied By Financial Institution | 3,515 | $560,885,000 | $159,000 | $7,025,000 | $108,000 | $2,987,000 |
| Application Withdrawn By Applicant | 1,780 | $609,740,000 | $342,000 | $15,905,000 | $172,000 | $5,472,000 |
| Application Approved But Not Accepted | 931 | $159,325,000 | $171,000 | $5,005,000 | $196,000 | $4,400,000 |
| Loan Purchased By The Institution | 355 | $45,625,000 | $128,000 | $285,000 | $39,000 | $146,000 |
| File Closed For Incompleteness | 167 | $80,795,000 | $483,000 | $9,775,000 | $248,000 | $2,795,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 16,868 | $4,543,710,000 | $269,000 | $33,415,000 | $178,000 | $7,685,000 |
| Debt-To-Income Ratio | 1,575 | $287,955,000 | $182,000 | $4,995,000 | $79,000 | $1,687,000 |
| Credit History | 1,045 | $98,825,000 | $94,000 | $1,105,000 | $113,000 | $2,929,000 |
| Collateral | 647 | $103,435,000 | $159,000 | $4,265,000 | $158,000 | $2,987,000 |
| Other | 116 | $31,790,000 | $274,000 | $4,005,000 | $163,000 | $1,304,000 |
| Unverifiable Information | 44 | $10,060,000 | $228,000 | $905,000 | $96,000 | $255,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 37 | $15,775,000 | $426,000 | $7,025,000 | $89,000 | $232,000 |
| Employment History | 31 | $5,645,000 | $182,000 | $425,000 | $92,000 | $320,000 |
| Credit Application Incomplete | 20 | $7,400,000 | $370,000 | $1,165,000 | $166,000 | $549,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Iberiabank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Iberiabank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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