Imperial Lending, LLC Mortgage Lending & HMDA Data, 2007

In 2007, Imperial Lending, LLC of Castle Rock, CO reported 2,123 mortgage applications totaling $422.2 million, up 63% from 2006. The average application was for $198,857, and applicants reported an average income of $83,745. 31% of its applications resulted in an originated loan and 34% were denied. Its largest markets were Philadelphia, PA (159), Tampa-St. Petersburg-Clearwater, FL (151) and Orlando-Kissimmee, FL (122) (applications in parentheses).

Mortgage Company & Address Imperial Lending, LLC
4325 Trail Boss Drive
Castle Rock, CO 80104
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  
Total Number of Mortgage Applications 2,123
Total Mortgage Loan Application Amount $422,175,000
Average Mortgage Loan Application Amount $198,857
Highest Mortgage Loan Application Amount $977,000
Average Applicant Income $83,745
Highest Applicant Income $720,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Imperial Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Imperial Lending, LLC by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Miami-Dade, Florida 102 $ 20,980,000 $ 205,686 $ 79,000
Broward, Florida 100 $ 20,185,000 $ 201,850 $ 89,000
Los Angeles, California 88 $ 28,399,000 $ 322,715 $ 108,000
Palm Beach, Florida 88 $ 16,601,000 $ 188,647 $ 75,000
Philadelphia, Pennsylvania 83 $ 12,625,000 $ 152,108 $ 68,000
Hillsborough, Florida 75 $ 12,694,000 $ 169,253 $ 72,000
Orange, Florida 72 $ 12,994,000 $ 180,472 $ 70,000
Duval, Florida 55 $ 7,607,000 $ 138,309 $ 66,000
Pinellas, Florida 52 $ 7,284,000 $ 140,076 $ 68,000
Maricopa, Arizona 46 $ 8,544,000 $ 185,739 $ 67,000
San Bernardino, California 36 $ 9,056,000 $ 251,555 $ 85,000
Riverside, California 34 $ 9,212,000 $ 270,941 $ 98,000
King, Washington 32 $ 8,973,000 $ 280,406 $ 110,000
Clark, Nevada 31 $ 6,697,000 $ 216,032 $ 71,000
Pierce, Washington 30 $ 6,836,000 $ 227,866 $ 87,000
St. Louis, Missouri 29 $ 4,219,000 $ 145,482 $ 78,000
Montgomery, Pennsylvania 26 $ 5,562,000 $ 213,923 $ 94,000
Fresno, California 25 $ 4,090,000 $ 163,600 $ 61,000
Bucks, Pennsylvania 25 $ 4,656,000 $ 186,240 $ 78,000
Polk, Florida 24 $ 3,439,000 $ 143,291 $ 74,000
New Haven, Connecticut 23 $ 3,811,000 $ 165,695 $ 74,000
Seminole, Florida 23 $ 3,553,000 $ 154,478 $ 57,000
Orange, California 22 $ 7,101,000 $ 322,772 $ 123,000
Fairfield, Connecticut 21 $ 5,488,000 $ 261,333 $ 94,000
Lee, Florida 21 $ 4,346,000 $ 206,952 $ 80,000
Osceola, Florida 21 $ 3,384,000 $ 161,142 $ 74,000
Volusia, Florida 21 $ 3,615,000 $ 172,142 $ 93,000
Salt Lake, Utah 20 $ 3,438,000 $ 171,900 $ 73,000
Denver, Colorado 19 $ 3,267,000 $ 171,947 $ 59,000
Brevard, Florida 19 $ 2,689,000 $ 141,526 $ 59,000
Manatee, Florida 19 $ 4,599,000 $ 242,052 $ 97,000
Kern, California 18 $ 3,421,000 $ 190,055 $ 100,000
Pasco, Florida 18 $ 3,000,000 $ 166,666 $ 85,000
St. Lucie, Florida 18 $ 2,445,000 $ 135,833 $ 58,000
St. Louis City, Missouri 18 $ 2,369,000 $ 131,611 $ 79,000
Snohomish, Washington 17 $ 4,101,000 $ 241,235 $ 75,000
Hartford, Connecticut 16 $ 2,385,000 $ 149,062 $ 67,000
New Castle, Delaware 15 $ 2,179,000 $ 145,266 $ 54,000
Multnomah, Oregon 15 $ 3,099,000 $ 206,600 $ 95,000
Harris, Texas 15 $ 3,728,000 $ 248,533 $ 118,000
San Diego, California 14 $ 5,927,000 $ 423,357 $ 180,000
Sacramento, California 13 $ 2,779,000 $ 213,769 $ 102,000
Jefferson, Colorado 13 $ 2,533,000 $ 194,846 $ 74,000
Delaware, Pennsylvania 13 $ 2,264,000 $ 174,153 $ 102,000
Chester, Pennsylvania 12 $ 2,528,000 $ 210,666 $ 92,000
Marion, Florida 11 $ 1,706,000 $ 155,090 $ 70,000
Sarasota, Florida 11 $ 2,472,000 $ 224,727 $ 102,000
Washoe, Nevada 11 $ 3,041,000 $ 276,454 $ 94,000
Monroe, Pennsylvania 11 $ 1,594,000 $ 144,909 $ 74,000
Pima, Arizona 10 $ 1,294,000 $ 129,400 $ 43,000
Contra Costa, California 10 $ 3,320,000 $ 332,000 $ 115,000
Leon, Florida 10 $ 1,296,000 $ 129,600 $ 69,000
Northampton, Pennsylvania 10 $ 1,450,000 $ 145,000 $ 68,000
Thurston, Washington 10 $ 1,742,000 $ 174,200 $ 70,000
Butte, California 9 $ 1,786,000 $ 198,444 $ 129,000
Allegheny, Pennsylvania 9 $ 1,027,000 $ 114,111 $ 62,000
Alameda, California 8 $ 3,112,000 $ 389,000 $ 163,000
El Paso, Colorado 8 $ 1,365,000 $ 170,625 $ 61,000
Jackson, Missouri 8 $ 881,000 $ 110,125 $ 68,000
York, Pennsylvania 8 $ 1,159,000 $ 144,875 $ 65,000
Kitsap, Washington 8 $ 2,489,000 $ 311,125 $ 108,000
Tulare, California 7 $ 1,004,000 $ 143,428 $ 57,000
Arapahoe, Colorado 7 $ 1,709,000 $ 244,142 $ 77,000
Charlotte, Florida 7 $ 894,000 $ 127,714 $ 74,000
Ada, Idaho 7 $ 942,000 $ 134,571 $ 62,000
Jefferson, Missouri 7 $ 857,000 $ 122,428 $ 66,000
Dallas, Texas 7 $ 1,386,000 $ 198,000 $ 95,000
Merced, California 6 $ 1,085,000 $ 180,833 $ 58,000
Solano, California 6 $ 1,729,000 $ 288,166 $ 108,000
Douglas, Colorado 6 $ 1,789,000 $ 298,166 $ 119,000
New London, Connecticut 6 $ 1,121,000 $ 186,833 $ 89,000
Alachua, Florida 6 $ 893,000 $ 148,833 $ 61,000
Bay, Florida 6 $ 697,000 $ 116,166 $ 70,000
Collier, Florida 6 $ 1,734,000 $ 289,000 $ 91,000
Escambia, Florida 6 $ 1,074,000 $ 179,000 $ 109,000
Hernando, Florida 6 $ 685,000 $ 114,166 $ 58,000
Lake, Florida 6 $ 896,000 $ 149,333 $ 69,000
Martin, Florida 6 $ 1,208,000 $ 201,333 $ 67,000
Oklahoma, Oklahoma 6 $ 923,000 $ 153,833 $ 62,000
Lancaster, Pennsylvania 6 $ 1,036,000 $ 172,666 $ 86,000
Travis, Texas 6 $ 1,301,000 $ 216,833 $ 99,000
Utah, Utah 6 $ 1,237,000 $ 206,166 $ 73,000
Spokane, Washington 6 $ 1,208,000 $ 201,333 $ 86,000
Imperial, California 5 $ 761,000 $ 152,200 $ 67,000
Tolland, Connecticut 5 $ 696,000 $ 139,200 $ 79,000
St. Charles, Missouri 5 $ 736,000 $ 147,200 $ 82,000
Hillsborough, New Hampshire 5 $ 921,000 $ 184,200 $ 68,000
Lehigh, Pennsylvania 5 $ 598,000 $ 119,600 $ 63,000
Montgomery, Texas 5 $ 708,000 $ 141,600 $ 145,000
Clark, Washington 5 $ 1,567,000 $ 313,400 $ 188,000
Pinal, Arizona 4 $ 481,000 $ 120,250 $ 76,000
Santa Clara, California 4 $ 2,713,000 $ 678,250 $ 179,000
Stanislaus, California 4 $ 993,000 $ 248,250 $ 67,000
Mesa, Colorado 4 $ 407,000 $ 101,750 $ 52,000
Okaloosa, Florida 4 $ 517,000 $ 129,250 $ 49,000
Lyon, Nevada 4 $ 1,001,000 $ 250,250 $ 83,000
Belknap, New Hampshire 4 $ 617,000 $ 154,250 $ 60,000
Collin, Texas 4 $ 869,000 $ 217,250 $ 113,000
Fort Bend, Texas 4 $ 1,394,000 $ 348,500 $ 259,000
El Dorado, California 3 $ 979,000 $ 326,333 $ 140,000
Adams, Colorado 3 $ 338,000 $ 112,666 $ 68,000
Weld, Colorado 3 $ 519,000 $ 173,000 $ 57,000
Middlesex, Connecticut 3 $ 687,000 $ 229,000 $ 117,000
Windham, Connecticut 3 $ 438,000 $ 146,000 $ 56,000
Sussex, Delaware 3 $ 1,195,000 $ 398,333 $ 198,000
Clay, Florida 3 $ 377,000 $ 125,666 $ 63,000
Flagler, Florida 3 $ 658,000 $ 219,333 $ 63,000
Santa Rosa, Florida 3 $ 331,000 $ 110,333 $ 57,000
St. Johns, Florida 3 $ 669,000 $ 223,000 $ 113,000
Lake, Indiana 3 $ 596,000 $ 198,666 $ 82,000
Merrimack, New Hampshire 3 $ 459,000 $ 153,000 $ 90,000
Rockingham, New Hampshire 3 $ 531,000 $ 177,000 $ 59,000
Clackamas, Oregon 3 $ 577,000 $ 192,333 $ 74,000
Berks, Pennsylvania 3 $ 442,000 $ 147,333 $ 78,000
Dauphin, Pennsylvania 3 $ 447,000 $ 149,000 $ 85,000
Bexar, Texas 3 $ 381,000 $ 127,000 $ 48,000
Brazoria, Texas 3 $ 1,091,000 $ 363,666 $ 125,000
Cameron, Texas 3 $ 547,000 $ 182,333 $ 139,000
Skagit, Washington 3 $ 541,000 $ 180,333 $ 65,000
Mohave, Arizona 2 $ 744,000 $ 372,000 $ 119,000
Santa Cruz, Arizona 2 $ 191,000 $ 95,500 $ 39,000
Yavapai, Arizona 2 $ 273,000 $ 136,500 $ 96,000
Yuma, Arizona 2 $ 224,000 $ 112,000 $ 46,000
Humboldt, California 2 $ 302,000 $ 151,000 $ 82,000
Madera, California 2 $ 485,000 $ 242,500 $ 362,000
Monterey, California 2 $ 479,000 $ 239,500 $ 77,000
San Joaquin, California 2 $ 370,000 $ 185,000 $ 83,000
San Luis Obispo, California 2 $ 780,000 $ 390,000 $ 177,000
Santa Barbara, California 2 $ 889,000 $ 444,500 $ 112,000
Sonoma, California 2 $ 862,000 $ 431,000 $ 106,000
Ventura, California 2 $ 685,000 $ 342,500 $ 105,000
Yuba, California 2 $ 425,000 $ 212,500 $ 74,000
Broomfield, Colorado 2 $ 548,000 $ 274,000 $ 87,000
La Plata, Colorado 2 $ 297,000 $ 148,500 $ 29,000
Larimer, Colorado 2 $ 660,000 $ 330,000 $ 158,000
Teller, Colorado 2 $ 754,000 $ 377,000 $ 102,000
Litchfield, Connecticut 2 $ 268,000 $ 134,000 $ 43,000
Citrus, Florida 2 $ 321,000 $ 160,500 $ 64,000
DeSoto, Florida 2 $ 220,000 $ 110,000 $ 55,000
Highlands, Florida 2 $ 204,000 $ 102,000 $ 48,000
Indian River, Florida 2 $ 380,000 $ 190,000 $ 154,000
Nassau, Florida 2 $ 432,000 $ 216,000 $ 83,000
Okeechobee, Florida 2 $ 482,000 $ 241,000 $ 74,000
Canyon, Idaho 2 $ 288,000 $ 144,000 $ 57,000
Marion, Indiana 2 $ 327,000 $ 163,500 $ 109,000
Morgan, Missouri 2 $ 253,000 $ 126,500 $ 35,000
Ray, Missouri 2 $ 255,000 $ 127,500 $ 53,000
Douglas, Nebraska 2 $ 307,000 $ 153,500 $ 85,000
Douglas, Nevada 2 $ 938,000 $ 469,000 $ 120,000
Strafford, New Hampshire 2 $ 303,000 $ 151,500 $ 56,000
Sequoyah, Oklahoma 2 $ 196,000 $ 98,000 $ 60,000
Coos, Oregon 2 $ 915,000 $ 457,500 $ 243,000
Jefferson, Oregon 2 $ 303,000 $ 151,500 $ 76,000
Lane, Oregon 2 $ 445,000 $ 222,500 $ 71,000
Marion, Oregon 2 $ 259,000 $ 129,500 $ 57,000
Washington, Oregon 2 $ 311,000 $ 155,500 $ 72,000
Carbon, Pennsylvania 2 $ 216,000 $ 108,000 $ 36,000
Centre, Pennsylvania 2 $ 243,000 $ 121,500 $ 53,000
Fayette, Pennsylvania 2 $ 170,000 $ 85,000 $ 59,000
Lackawanna, Pennsylvania 2 $ 388,000 $ 194,000 $ 100,000
Pike, Pennsylvania 2 $ 290,000 $ 145,000 $ 90,000
Wayne, Pennsylvania 2 $ 220,000 $ 110,000 $ 247,000
Westmoreland, Pennsylvania 2 $ 241,000 $ 120,500 $ 62,000
Knox, Tennessee 2 $ 966,000 $ 483,000 $ 173,000
Comal, Texas 2 $ 503,000 $ 251,500 $ 110,000
Tarrant, Texas 2 $ 348,000 $ 174,000 $ 90,000
Iron, Utah 2 $ 432,000 $ 216,000 $ 109,000
Wasatch, Utah 2 $ 341,000 $ 170,500 $ 57,000
Weber, Utah 2 $ 457,000 $ 228,500 $ 94,000
Chelan, Washington 2 $ 334,000 $ 167,000 $ 66,000
Douglas, Washington 2 $ 366,000 $ 183,000 $ 71,000
Grays Harbor, Washington 2 $ 321,000 $ 160,500 $ 61,000
Whatcom, Washington 2 $ 337,000 $ 168,500 $ 74,000
Graham, Arizona 1 $ 156,000 $ 156,000 $ 57,000
Amador, California 1 $ 245,000 $ 245,000 $ 86,000
Calaveras, California 1 $ 211,000 $ 211,000 $ 60,000
Kings, California 1 $ 132,000 $ 132,000 $ 34,000
Placer, California 1 $ 110,000 $ 110,000 $ 103,000
San Francisco, California 1 $ 553,000 $ 553,000 $ 276,000
San Mateo, California 1 $ 364,000 $ 364,000 $ 87,000
Santa Cruz, California 1 $ 585,000 $ 585,000 $ 158,000
Sutter, California 1 $ 180,000 $ 180,000 $ 59,000
Yolo, California 1 $ 143,000 $ 143,000 $ 38,000
Archuleta, Colorado 1 $ 400,000 $ 400,000 $ 143,000
Boulder, Colorado 1 $ 538,000 $ 538,000 $ 111,000
Eagle, Colorado 1 $ 284,000 $ 284,000 $ 164,000
Garfield, Colorado 1 $ 264,000 $ 264,000 $ 102,000
Gilpin, Colorado 1 $ 228,000 $ 228,000 $ 48,000
Grand, Colorado 1 $ 225,000 $ 225,000 $ 95,000
Columbia, Florida 1 $ 267,000 $ 267,000 $ 109,000
Gadsden, Florida 1 $ 116,000 $ 116,000 $ 53,000
Gulf, Florida 1 $ 112,000 $ 112,000 $ 56,000
Hardee, Florida 1 $ 172,000 $ 172,000 $ 61,000
Hendry, Florida 1 $ 91,000 $ 91,000 $ 52,000
Jackson, Florida 1 $ 93,000 $ 93,000 $ 62,000
Monroe, Florida 1 $ 369,000 $ 369,000 $ 150,000
Sumter, Florida 1 $ 125,000 $ 125,000 $ 87,000
Walton, Florida 1 $ 163,000 $ 163,000 $ 0
Honolulu, Hawaii 1 $ 361,000 $ 361,000 $ 102,000
Boise, Idaho 1 $ 217,000 $ 217,000 $ 71,000
Bonneville, Idaho 1 $ 163,000 $ 163,000 $ 68,000
Caribou, Idaho 1 $ 125,000 $ 125,000 $ 76,000
Gem, Idaho 1 $ 116,000 $ 116,000 $ 70,000
Kootenai, Idaho 1 $ 118,000 $ 118,000 $ 38,000
Valley, Idaho 1 $ 213,000 $ 213,000 $ 66,000
Clay, Indiana 1 $ 102,000 $ 102,000 $ 49,000
Decatur, Indiana 1 $ 120,000 $ 120,000 $ 108,000
Floyd, Indiana 1 $ 260,000 $ 260,000 $ 78,000
Hamilton, Indiana 1 $ 147,000 $ 147,000 $ 61,000
Hendricks, Indiana 1 $ 237,000 $ 237,000 $ 63,000
Miami, Indiana 1 $ 126,000 $ 126,000 $ 62,000
Morgan, Indiana 1 $ 101,000 $ 101,000 $ 62,000
Shelby, Indiana 1 $ 102,000 $ 102,000 $ 45,000
Vanderburgh, Indiana 1 $ 144,000 $ 144,000 $ 94,000
Jefferson, Kentucky 1 $ 245,000 $ 245,000 $ 82,000
Nelson, Kentucky 1 $ 150,000 $ 150,000 $ 74,000
Cape Girardeau, Missouri 1 $ 108,000 $ 108,000 $ 36,000
Cass, Missouri 1 $ 105,000 $ 105,000 $ 86,000
Franklin, Missouri 1 $ 120,000 $ 120,000 $ 72,000
Lincoln, Missouri 1 $ 124,000 $ 124,000 $ 52,000
Webster, Missouri 1 $ 126,000 $ 126,000 $ 42,000
Nye, Nevada 1 $ 256,000 $ 256,000 $ 77,000
Cheshire, New Hampshire 1 $ 130,000 $ 130,000 $ 60,000
Carter, Oklahoma 1 $ 77,000 $ 77,000 $ 54,000
Cleveland, Oklahoma 1 $ 150,000 $ 150,000 $ 146,000
Grady, Oklahoma 1 $ 109,000 $ 109,000 $ 109,000
Osage, Oklahoma 1 $ 107,000 $ 107,000 $ 42,000
Benton, Oregon 1 $ 490,000 $ 490,000 $ 131,000
Deschutes, Oregon 1 $ 166,000 $ 166,000 $ 61,000
Hood River, Oregon 1 $ 160,000 $ 160,000 $ 48,000
Jackson, Oregon 1 $ 100,000 $ 100,000 $ 30,000
Josephine, Oregon 1 $ 715,000 $ 715,000 $ 246,000
Klamath, Oregon 1 $ 100,000 $ 100,000 $ 33,000
Wasco, Oregon 1 $ 150,000 $ 150,000 $ 53,000
Yamhill, Oregon 1 $ 119,000 $ 119,000 $ 118,000
Beaver, Pennsylvania 1 $ 100,000 $ 100,000 $ 48,000
Cumberland, Pennsylvania 1 $ 102,000 $ 102,000 $ 30,000
Lebanon, Pennsylvania 1 $ 117,000 $ 117,000 $ 42,000
Mercer, Pennsylvania 1 $ 123,000 $ 123,000 $ 90,000
Somerset, Pennsylvania 1 $ 90,000 $ 90,000 $ 74,000
Horry, South Carolina 1 $ 100,000 $ 100,000 $ 36,000
Bedford, Tennessee 1 $ 143,000 $ 143,000 $ 45,000
Sevier, Tennessee 1 $ 457,000 $ 457,000 $ 168,000
Shelby, Tennessee 1 $ 82,000 $ 82,000 $ 75,000
Washington, Tennessee 1 $ 100,000 $ 100,000 $ 29,000
Aransas, Texas 1 $ 150,000 $ 150,000 $ 84,000
Brazos, Texas 1 $ 115,000 $ 115,000 $ 102,000
Burnet, Texas 1 $ 95,000 $ 95,000 $ 51,000
Chambers, Texas 1 $ 87,000 $ 87,000 $ 49,000
Guadalupe, Texas 1 $ 120,000 $ 120,000 $ 52,000
Hidalgo, Texas 1 $ 264,000 $ 264,000 $ 180,000
Jackson, Texas 1 $ 91,000 $ 91,000 $ 177,000
Jefferson, Texas 1 $ 103,000 $ 103,000 $ 117,000
Kendall, Texas 1 $ 197,000 $ 197,000 $ 72,000
McLennan, Texas 1 $ 116,000 $ 116,000 $ 55,000
Orange, Texas 1 $ 79,000 $ 79,000 $ 48,000
Palo Pinto, Texas 1 $ 124,000 $ 124,000 $ 564,000
Parker, Texas 1 $ 193,000 $ 193,000 $ 68,000
Rockwall, Texas 1 $ 780,000 $ 780,000 $ 420,000
San Jacinto, Texas 1 $ 235,000 $ 235,000 $ 120,000
Waller, Texas 1 $ 81,000 $ 81,000 $ 73,000
Wichita, Texas 1 $ 215,000 $ 215,000 $ 234,000
Davis, Utah 1 $ 319,000 $ 319,000 $ 159,000
Summit, Utah 1 $ 618,000 $ 618,000 $ 171,000
Jefferson, Washington 1 $ 280,000 $ 280,000 $ 98,000
Skamania, Washington 1 $ 193,000 $ 193,000 $ 69,000
Stevens, Washington 1 $ 102,000 $ 102,000 $ 33,000
Carbon, Wyoming 1 $ 129,000 $ 129,000 $ 75,000
Laramie, Wyoming 1 $ 216,000 $ 216,000 $ 94,000
Natrona, Wyoming 1 $ 100,000 $ 100,000 $ 71,000

Mortgage Loan Application Detail Totals for Imperial Lending, LLC in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,015 $403,973,000 $200,000 $977,000 $84,000 $720,000
Home Purchase 108 $18,202,000 $168,000 $683,000 $79,000 $240,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 878 $177,783,000 $202,000 $975,000 $87,000 $720,000
Not Provided 496 $105,143,000 $211,000 $977,000 $89,000 $712,000
Black or African American 403 $70,184,000 $174,000 $935,000 $74,000 $448,000
Hispanic 318 $63,495,000 $199,000 $966,000 $79,000 $600,000
Asian 19 $3,968,000 $208,000 $468,000 $69,000 $193,000
American Indian or Alaskan Native 6 $997,000 $166,000 $250,000 $69,000 $105,000
Native Hawaiian or Other Pacific Islander 3 $605,000 $201,000 $289,000 $68,000 $100,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,123 $422,175,000 $198,000 $977,000 $83,000 $720,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 720 $157,461,000 $218,000 $977,000 $94,000 $720,000
Loan Originated 650 $117,235,000 $180,000 $838,000 $71,000 $462,000
Application Withdrawn By Applicant 415 $79,442,000 $191,000 $861,000 $82,000 $712,000
Application Approved But Not Accepted 270 $54,681,000 $202,000 $800,000 $86,000 $440,000
File Closed For Incompleteness 68 $13,356,000 $196,000 $750,000 $85,000 $378,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 160 $34,697,000 $216,000 $900,000 $98,000 $564,000
Other 114 $24,969,000 $219,000 $935,000 $93,000 $360,000
Credit History 93 $21,381,000 $229,000 $826,000 $99,000 $558,000
Insufficient Cash (Downpayment, Closing Cost) 66 $14,696,000 $222,000 $650,000 $105,000 $580,000
Debt-To-Income Ratio 36 $8,820,000 $245,000 $977,000 $102,000 $386,000
Employment History 11 $1,881,000 $171,000 $465,000 $69,000 $151,000
Unverifiable Information 6 $1,439,000 $239,000 $505,000 $91,000 $240,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Imperial Lending, LLC's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Imperial Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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