Infinity Equity Group, Inc. Mortgage Lending & HMDA Data, 2021

In 2021, Infinity Equity Group, Inc. of Redding, CA reported 834 mortgage applications totaling $262.0 million, up 180% from 2020. The average application was for $314,196, and applicants reported an average income of $123,973. 90% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Redding, CA (443), Reno, NV (131) and Phoenix-Mesa-Scottsdale, AZ (30) (applications in parentheses).

Mortgage Company & Address Infinity Equity Group, Inc.
2285 Hilltop Dr Suite 100
Redding, CA 96002
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  
Total Number of Mortgage Applications 834
Total Mortgage Loan Application Amount $262,040,000
Average Mortgage Loan Application Amount $314,196
Highest Mortgage Loan Application Amount $1,705,000
Average Applicant Income $123,973
Highest Applicant Income $2,148,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Infinity Equity Group, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Infinity Equity Group, Inc. by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shasta, California 443 $ 125,065,000 $ 282,313 $ 123,000
Washoe, Nevada 131 $ 47,065,000 $ 359,274 $ 125,000
Tehama, California 46 $ 11,700,000 $ 254,347 $ 94,000
Sonoma, California 30 $ 13,230,000 $ 441,000 $ 139,000
Maricopa, Arizona 29 $ 9,945,000 $ 342,931 $ 107,000
Sacramento, California 14 $ 4,730,000 $ 337,857 $ 130,000
Butte, California 11 $ 3,265,000 $ 296,818 $ 109,000
Orange, California 11 $ 4,515,000 $ 410,454 $ 159,000
Siskiyou, California 9 $ 2,255,000 $ 250,555 $ 84,000
El Dorado, California 6 $ 1,960,000 $ 326,666 $ 115,000
Contra Costa, California 5 $ 2,475,000 $ 495,000 $ 122,000
Los Angeles, California 5 $ 3,165,000 $ 633,000 $ 373,000
Carson City, Nevada 5 $ 1,405,000 $ 281,000 $ 93,000
Clark, Nevada 5 $ 1,485,000 $ 297,000 $ 157,000
Plumas, California 4 $ 870,000 $ 217,500 $ 373,000
Trinity, California 4 $ 1,510,000 $ 377,500 $ 101,000
Ventura, California 4 $ 1,860,000 $ 465,000 $ 171,000
Douglas, Nevada 4 $ 2,630,000 $ 657,500 $ 100,000
Alameda, California 3 $ 1,405,000 $ 468,333 $ 111,000
Lake, California 3 $ 795,000 $ 265,000 $ 129,000
Marin, California 3 $ 1,345,000 $ 448,333 $ 150,000
Placer, California 3 $ 1,185,000 $ 395,000 $ 167,000
Riverside, California 3 $ 835,000 $ 278,333 $ 67,000
San Mateo, California 3 $ 1,865,000 $ 621,666 $ 169,000
Lyon, Nevada 3 $ 815,000 $ 271,666 $ 102,000
Lane, Oregon 3 $ 985,000 $ 328,333 $ 78,000
Glenn, California 2 $ 360,000 $ 180,000 $ 90,000
Napa, California 2 $ 910,000 $ 455,000 $ 121,000
Nevada, California 2 $ 570,000 $ 285,000 $ 148,000
San Joaquin, California 2 $ 1,020,000 $ 510,000 $ 179,000
Santa Clara, California 2 $ 960,000 $ 480,000 $ 131,000
Yolo, California 2 $ 530,000 $ 265,000 $ 146,000
Kootenai, Idaho 2 $ 560,000 $ 280,000 $ 76,000
Navajo, Arizona 1 $ 145,000 $ 145,000 $ 114,000
Pima, Arizona 1 $ 115,000 $ 115,000 $ 65,000
Pinal, Arizona 1 $ 325,000 $ 325,000 $ 66,000
Yuma, Arizona 1 $ 225,000 $ 225,000 $ 92,000
Amador, California 1 $ 545,000 $ 545,000 $ 200,000
Calaveras, California 1 $ 625,000 $ 625,000 $ 300,000
Kern, California 1 $ 185,000 $ 185,000 $ 123,000
Lassen, California 1 $ 285,000 $ 285,000 $ 122,000
Mendocino, California 1 $ 155,000 $ 155,000 $ 47,000
Merced, California 1 $ 135,000 $ 135,000 $ 47,000
Santa Cruz, California 1 $ 255,000 $ 255,000 $ 91,000
Solano, California 1 $ 465,000 $ 465,000 $ 132,000
Ada, Idaho 1 $ 305,000 $ 305,000 $ 126,000
Adams, Idaho 1 $ 255,000 $ 255,000 $ 148,000
Churchill, Nevada 1 $ 285,000 $ 285,000 $ 79,000
Elko, Nevada 1 $ 625,000 $ 625,000 $ 399,000
Eureka, Nevada 1 $ 265,000 $ 265,000 $ 79,000
Humboldt, Nevada 1 $ 275,000 $ 275,000 $ 82,000
Curry, Oregon 1 $ 595,000 $ 595,000 $ 60,000
Klamath, Oregon 1 $ 195,000 $ 195,000 $ 72,000
Multnomah, Oregon 1 $ 315,000 $ 315,000 $ 98,000
Dallas, Texas 1 $ 155,000 $ 155,000 $ 80,000
Hood, Texas 1 $ 235,000 $ 235,000 $ 48,000
Montgomery, Texas 1 $ 115,000 $ 115,000 $ 67,000
Tarrant, Texas 1 $ 335,000 $ 335,000 $ 112,000
Throckmorton, Texas 1 $ 125,000 $ 125,000 $ 147,000
King, Washington 1 $ 425,000 $ 425,000 $ 87,000
Pierce, Washington 1 $ 185,000 $ 185,000 $ 162,000
Stevens, Washington 1 $ 335,000 $ 335,000 $ 255,000

Mortgage Loan Application Detail Totals for Infinity Equity Group, Inc. in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 334 $98,530,000 $295,000 $825,000 $124,000 $777,000
Home Purchase 256 $87,190,000 $340,000 $1,015,000 $130,000 $2,148,000
Cash-out Refinancing 219 $68,945,000 $314,000 $1,705,000 $117,000 $777,000
Home Improvement 25 $7,375,000 $295,000 $625,000 $123,000 $331,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 618 $188,970,000 $305,000 $1,705,000 $113,000 $761,000
Not Provided 129 $43,695,000 $338,000 $825,000 $154,000 $2,148,000
Hispanic 44 $14,330,000 $325,000 $705,000 $100,000 $267,000
Asian 22 $8,050,000 $365,000 $825,000 $136,000 $602,000
Not applicable 8 $2,520,000 $315,000 $425,000 $620,000 $777,000
Black or African American 6 $2,150,000 $358,000 $475,000 $109,000 $132,000
American Indian or Alaskan Native 3 $735,000 $245,000 $325,000 $107,000 $228,000
Native Hawaiian or Other Pacific Islander 1 $315,000 $315,000 $315,000 $64,000 $64,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 827 $259,295,000 $313,000 $1,705,000 $125,000 $2,148,000
VA-guaranteed (Veterans Administration) 7 $2,745,000 $392,000 $505,000 $80,000 $130,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 749 $230,505,000 $307,000 $1,015,000 $123,000 $777,000
Application Withdrawn By Applicant 79 $29,695,000 $375,000 $1,705,000 $119,000 $527,000
Application Denied By Financial Institution 6 $1,840,000 $306,000 $435,000 $409,000 $2,148,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 828 $260,200,000 $314,000 $1,705,000 $122,000 $777,000
Debt-To-Income Ratio 3 $885,000 $295,000 $345,000 $56,000 $110,000
Collateral 1 $435,000 $435,000 $435,000 $2,148,000 $2,148,000
Insufficient Cash (Downpayment, Closing Cost) 1 $205,000 $205,000 $205,000 $81,000 $81,000
Credit History 1 $315,000 $315,000 $315,000 $59,000 $59,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Infinity Equity Group, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Infinity Equity Group, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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