Inland Home Mortgage Company Mortgage Lending & HMDA Data, 2013
In 2013, Inland Home Mortgage Company of Hillside, IL reported 2,318 mortgage applications totaling $410.9 million, up 15% from 2012. The average application was for $177,278, and applicants reported an average income of $96,609. 81% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (1,505), Wichita, KS (333) and Lake County-Kenosha County, IL-WI (131) (applications in parentheses).
| Mortgage Company & Address | Inland Home Mortgage Company 2225 S Wolf Road Hillside, IL 60162 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 2,318 |
| Total Mortgage Loan Application Amount | $410,931,000 |
| Average Mortgage Loan Application Amount | $177,278 |
| Highest Mortgage Loan Application Amount | $1,233,000 |
| Average Applicant Income | $96,609 |
| Highest Applicant Income | $3,175,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Inland Home Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 923 | $ 173,984,000 | $ 188,498 | $ 98,000 |
| Sedgwick, Kansas | 292 | $ 36,352,000 | $ 124,493 | $ 67,000 |
| DuPage, Illinois | 210 | $ 42,976,000 | $ 204,647 | $ 107,000 |
| Kane, Illinois | 134 | $ 25,587,000 | $ 190,947 | $ 108,000 |
| Lake, Illinois | 127 | $ 26,979,000 | $ 212,433 | $ 123,000 |
| Will, Illinois | 118 | $ 23,307,000 | $ 197,516 | $ 97,000 |
| Champaign, Illinois | 112 | $ 16,544,000 | $ 147,714 | $ 80,000 |
| McHenry, Illinois | 83 | $ 13,340,000 | $ 160,722 | $ 90,000 |
| Kendall, Illinois | 30 | $ 4,623,000 | $ 154,100 | $ 77,000 |
| Butler, Kansas | 29 | $ 3,659,000 | $ 126,172 | $ 60,000 |
| Milwaukee, Wisconsin | 16 | $ 2,374,000 | $ 148,375 | $ 94,000 |
| Lake, Indiana | 13 | $ 2,086,000 | $ 160,461 | $ 77,000 |
| Sumner, Kansas | 10 | $ 1,053,000 | $ 105,300 | $ 66,000 |
| Logan, Illinois | 9 | $ 846,000 | $ 94,000 | $ 122,000 |
| Lee, Florida | 7 | $ 1,555,000 | $ 222,142 | $ 127,000 |
| DeKalb, Illinois | 6 | $ 893,000 | $ 148,833 | $ 101,000 |
| Vermilion, Illinois | 6 | $ 473,000 | $ 78,833 | $ 51,000 |
| Cowley, Kansas | 6 | $ 513,000 | $ 85,500 | $ 58,000 |
| Ozaukee, Wisconsin | 6 | $ 775,000 | $ 129,166 | $ 63,000 |
| Lee, Illinois | 5 | $ 560,000 | $ 112,000 | $ 60,000 |
| Waukesha, Wisconsin | 5 | $ 1,123,000 | $ 224,600 | $ 105,000 |
| Douglas, Illinois | 4 | $ 341,000 | $ 85,250 | $ 42,000 |
| LaSalle, Illinois | 4 | $ 425,000 | $ 106,250 | $ 48,000 |
| Peoria, Illinois | 4 | $ 355,000 | $ 88,750 | $ 44,000 |
| Piatt, Illinois | 4 | $ 432,000 | $ 108,000 | $ 36,000 |
| Kenosha, Wisconsin | 4 | $ 396,000 | $ 99,000 | $ 48,000 |
| Walworth, Wisconsin | 4 | $ 1,038,000 | $ 259,500 | $ 232,000 |
| Maricopa, Arizona | 3 | $ 848,000 | $ 282,666 | $ 243,000 |
| Denver, Colorado | 3 | $ 790,000 | $ 263,333 | $ 91,000 |
| Collier, Florida | 3 | $ 651,000 | $ 217,000 | $ 331,000 |
| Boone, Illinois | 3 | $ 480,000 | $ 160,000 | $ 91,000 |
| Ford, Illinois | 3 | $ 177,000 | $ 59,000 | $ 36,000 |
| Porter, Indiana | 3 | $ 548,000 | $ 182,666 | $ 126,000 |
| Douglas, Kansas | 3 | $ 630,000 | $ 210,000 | $ 92,000 |
| Berrien, Michigan | 3 | $ 1,114,000 | $ 371,333 | $ 508,000 |
| Adams, Wisconsin | 3 | $ 501,000 | $ 167,000 | $ 152,000 |
| Sheboygan, Wisconsin | 3 | $ 444,000 | $ 148,000 | $ 55,000 |
| Los Angeles, California | 2 | $ 400,000 | $ 200,000 | $ 214,000 |
| District of Columbia, District Of Columbia | 2 | $ 426,000 | $ 213,000 | $ 300,000 |
| Broward, Florida | 2 | $ 599,000 | $ 299,500 | $ 160,000 |
| Sarasota, Florida | 2 | $ 376,000 | $ 188,000 | $ 94,000 |
| Christian, Illinois | 2 | $ 399,000 | $ 199,500 | $ 55,000 |
| Jackson, Illinois | 2 | $ 288,000 | $ 144,000 | $ 47,000 |
| Jo Daviess, Illinois | 2 | $ 331,000 | $ 165,500 | $ 134,000 |
| McLean, Illinois | 2 | $ 308,000 | $ 154,000 | $ 80,000 |
| Harvey, Kansas | 2 | $ 200,000 | $ 100,000 | $ 56,000 |
| Allegan, Michigan | 2 | $ 600,000 | $ 300,000 | $ 397,000 |
| Kent, Michigan | 2 | $ 530,000 | $ 265,000 | $ 139,000 |
| Washtenaw, Michigan | 2 | $ 289,000 | $ 144,500 | $ 693,000 |
| Hennepin, Minnesota | 2 | $ 376,000 | $ 188,000 | $ 124,000 |
| Greene, Missouri | 2 | $ 433,000 | $ 216,500 | $ 63,000 |
| St. Charles, Missouri | 2 | $ 302,000 | $ 151,000 | $ 42,000 |
| Hamilton, Ohio | 2 | $ 538,000 | $ 269,000 | $ 131,000 |
| Racine, Wisconsin | 2 | $ 599,000 | $ 299,500 | $ 212,000 |
| Washington, Wisconsin | 2 | $ 305,000 | $ 152,500 | $ 71,000 |
| Jefferson, Alabama | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Coconino, Arizona | 1 | $ 240,000 | $ 240,000 | $ 142,000 |
| Pinal, Arizona | 1 | $ 190,000 | $ 190,000 | $ 65,000 |
| Orange, California | 1 | $ 200,000 | $ 200,000 | $ 46,000 |
| San Diego, California | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Custer, Colorado | 1 | $ 275,000 | $ 275,000 | $ 188,000 |
| El Paso, Colorado | 1 | $ 281,000 | $ 281,000 | $ 109,000 |
| Jefferson, Colorado | 1 | $ 202,000 | $ 202,000 | $ 145,000 |
| Alachua, Florida | 1 | $ 127,000 | $ 127,000 | $ 34,000 |
| Lake, Florida | 1 | $ 107,000 | $ 107,000 | $ 72,000 |
| Miami-Dade, Florida | 1 | $ 177,000 | $ 177,000 | $ 225,000 |
| Palm Beach, Florida | 1 | $ 280,000 | $ 280,000 | $ 150,000 |
| Polk, Florida | 1 | $ 176,000 | $ 176,000 | $ 70,000 |
| St. Johns, Florida | 1 | $ 125,000 | $ 125,000 | $ 213,000 |
| Floyd, Georgia | 1 | $ 158,000 | $ 158,000 | $ 89,000 |
| Glynn, Georgia | 1 | $ 70,000 | $ 70,000 | $ 75,000 |
| Harris, Georgia | 1 | $ 239,000 | $ 239,000 | $ 60,000 |
| Benewah, Idaho | 1 | $ 134,000 | $ 134,000 | $ 14,000 |
| Bureau, Illinois | 1 | $ 84,000 | $ 84,000 | $ 25,000 |
| Coles, Illinois | 1 | $ 78,000 | $ 78,000 | $ 41,000 |
| De Witt, Illinois | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Edgar, Illinois | 1 | $ 238,000 | $ 238,000 | $ 67,000 |
| Grundy, Illinois | 1 | $ 236,000 | $ 236,000 | $ 149,000 |
| Kankakee, Illinois | 1 | $ 149,000 | $ 149,000 | $ 150,000 |
| Menard, Illinois | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Mercer, Illinois | 1 | $ 222,000 | $ 222,000 | $ 124,000 |
| Montgomery, Illinois | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Morgan, Illinois | 1 | $ 223,000 | $ 223,000 | $ 71,000 |
| Ogle, Illinois | 1 | $ 118,000 | $ 118,000 | $ 67,000 |
| Rock Island, Illinois | 1 | $ 116,000 | $ 116,000 | $ 54,000 |
| Sangamon, Illinois | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Shelby, Illinois | 1 | $ 129,000 | $ 129,000 | $ 109,000 |
| Stark, Illinois | 1 | $ 76,000 | $ 76,000 | $ 128,000 |
| Tazewell, Illinois | 1 | $ 111,000 | $ 111,000 | $ 50,000 |
| Whiteside, Illinois | 1 | $ 49,000 | $ 49,000 | $ 23,000 |
| Williamson, Illinois | 1 | $ 130,000 | $ 130,000 | $ 59,000 |
| Winnebago, Illinois | 1 | $ 67,000 | $ 67,000 | $ 192,000 |
| Johnson, Indiana | 1 | $ 168,000 | $ 168,000 | $ 80,000 |
| Marion, Indiana | 1 | $ 149,000 | $ 149,000 | $ 68,000 |
| Marshall, Indiana | 1 | $ 359,000 | $ 359,000 | $ 590,000 |
| Tippecanoe, Indiana | 1 | $ 158,000 | $ 158,000 | $ 157,000 |
| Vigo, Indiana | 1 | $ 220,000 | $ 220,000 | $ 174,000 |
| Johnson, Kansas | 1 | $ 305,000 | $ 305,000 | $ 195,000 |
| Kingman, Kansas | 1 | $ 63,000 | $ 63,000 | $ 63,000 |
| Reno, Kansas | 1 | $ 218,000 | $ 218,000 | $ 99,000 |
| Riley, Kansas | 1 | $ 377,000 | $ 377,000 | $ 189,000 |
| Shawnee, Kansas | 1 | $ 186,000 | $ 186,000 | $ 65,000 |
| Barnstable, Massachusetts | 1 | $ 249,000 | $ 249,000 | $ 70,000 |
| Hampden, Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 124,000 |
| Hampshire, Massachusetts | 1 | $ 112,000 | $ 112,000 | $ 86,000 |
| Kalamazoo, Michigan | 1 | $ 265,000 | $ 265,000 | $ 250,000 |
| Lenawee, Michigan | 1 | $ 50,000 | $ 50,000 | $ 74,000 |
| Oceana, Michigan | 1 | $ 170,000 | $ 170,000 | $ 146,000 |
| Scott, Minnesota | 1 | $ 78,000 | $ 78,000 | $ 20,000 |
| Stone, Missouri | 1 | $ 244,000 | $ 244,000 | $ 195,000 |
| Clark, Nevada | 1 | $ 103,000 | $ 103,000 | $ 96,000 |
| Cheshire, New Hampshire | 1 | $ 122,000 | $ 122,000 | $ 33,000 |
| Bergen, New Jersey | 1 | $ 199,000 | $ 199,000 | $ 83,000 |
| Middlesex, New Jersey | 1 | $ 331,000 | $ 331,000 | $ 125,000 |
| Dona Ana, New Mexico | 1 | $ 110,000 | $ 110,000 | $ 34,000 |
| Westchester, New York | 1 | $ 395,000 | $ 395,000 | $ 73,000 |
| Carteret, North Carolina | 1 | $ 133,000 | $ 133,000 | $ 59,000 |
| Medina, Ohio | 1 | $ 220,000 | $ 220,000 | $ 400,000 |
| Canadian, Oklahoma | 1 | $ 109,000 | $ 109,000 | $ 37,000 |
| Curry, Oregon | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Delaware, Pennsylvania | 1 | $ 347,000 | $ 347,000 | $ 233,000 |
| Providence, Rhode Island | 1 | $ 248,000 | $ 248,000 | $ 94,000 |
| Rutherford, Tennessee | 1 | $ 104,000 | $ 104,000 | $ 31,000 |
| Dallas, Texas | 1 | $ 73,000 | $ 73,000 | $ 114,000 |
| Denton, Texas | 1 | $ 189,000 | $ 189,000 | $ 92,000 |
| Harris, Texas | 1 | $ 100,000 | $ 100,000 | $ 234,000 |
| Tarrant, Texas | 1 | $ 242,000 | $ 242,000 | $ 170,000 |
| Williamson, Texas | 1 | $ 103,000 | $ 103,000 | $ 33,000 |
| Arlington, Virginia | 1 | $ 190,000 | $ 190,000 | $ 217,000 |
| King, Washington | 1 | $ 416,000 | $ 416,000 | $ 142,000 |
| Dane, Wisconsin | 1 | $ 187,000 | $ 187,000 | $ 52,000 |
| Juneau, Wisconsin | 1 | $ 530,000 | $ 530,000 | $ 763,000 |
| La Crosse, Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Manitowoc, Wisconsin | 1 | $ 146,000 | $ 146,000 | $ 82,000 |
| Oneida, Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 39,000 |
| Sauk, Wisconsin | 1 | $ 113,000 | $ 113,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Inland Home Mortgage Company in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,500 | $239,389,000 | $159,000 | $550,000 | $79,000 | $2,305,000 |
| Refinancing | 816 | $171,034,000 | $209,000 | $1,233,000 | $129,000 | $3,175,000 |
| Home Improvement | 2 | $508,000 | $254,000 | $417,000 | $88,000 | $148,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,601 | $298,579,000 | $186,000 | $900,000 | $108,000 | $3,175,000 |
| Black or African American | 360 | $54,031,000 | $150,000 | $550,000 | $62,000 | $332,000 |
| Hispanic | 242 | $32,718,000 | $135,000 | $416,000 | $56,000 | $170,000 |
| Asian | 97 | $21,862,000 | $225,000 | $1,233,000 | $146,000 | $1,232,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,869,000 | $207,000 | $312,000 | $93,000 | $176,000 |
| Not Provided | 7 | $1,422,000 | $203,000 | $400,000 | $124,000 | $257,000 |
| American Indian or Alaskan Native | 2 | $450,000 | $225,000 | $357,000 | $68,000 | $88,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,362 | $267,578,000 | $196,000 | $1,233,000 | $121,000 | $3,175,000 |
| FHA-insured (Federal Housing Administration) | 797 | $119,311,000 | $149,000 | $550,000 | $63,000 | $2,305,000 |
| VA-guaranteed (Veterans Administration) | 111 | $18,803,000 | $169,000 | $368,000 | $67,000 | $179,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 48 | $5,239,000 | $109,000 | $302,000 | $48,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,881 | $332,982,000 | $177,000 | $650,000 | $97,000 | $3,175,000 |
| Application Denied By Financial Institution | 237 | $43,276,000 | $182,000 | $1,233,000 | $90,000 | $1,250,000 |
| Application Approved But Not Accepted | 83 | $14,325,000 | $172,000 | $584,000 | $112,000 | $1,232,000 |
| Application Withdrawn By Applicant | 82 | $14,024,000 | $171,000 | $417,000 | $105,000 | $629,000 |
| File Closed For Incompleteness | 34 | $6,209,000 | $182,000 | $427,000 | $107,000 | $522,000 |
| Loan Purchased By The Institution | 1 | $115,000 | $115,000 | $115,000 | $34,000 | $34,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $102,000 | $102,000 | $102,000 | $50,000 | $50,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inland Home Mortgage Company's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inland Home Mortgage Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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