Integrity First Financial Group, Inc. Mortgage Lending & HMDA Data, 2018

In 2018, Integrity First Financial Group, Inc. of San Diego, CA reported 1,765 mortgage applications totaling $403.2 million, down 18% from 2017. The average application was for $228,427, and applicants reported an average income of $91,920. 63% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Fresno, CA (516), Phoenix-Mesa-Scottsdale, AZ (128) and Orlando-Kissimmee-Sanford, FL (67) (applications in parentheses).

Mortgage Company & Address Integrity First Financial Group, Inc.
6333 Greenwich Drive Suite 280
San Diego, CA 92122
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2010  2009  
Total Number of Mortgage Applications 1,765
Total Mortgage Loan Application Amount $403,175,000
Average Mortgage Loan Application Amount $228,427
Highest Mortgage Loan Application Amount $1,595,000
Average Applicant Income $91,920
Highest Applicant Income $1,380,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Integrity First Financial Group, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Integrity First Financial Group, Inc. by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fresno, California 516 $ 112,490,000 $ 218,003 $ 86,000
Maricopa, Arizona 123 $ 20,945,000 $ 170,284 $ 83,000
Madera, California 65 $ 14,995,000 $ 230,692 $ 95,000
Stanislaus, California 61 $ 12,045,000 $ 197,459 $ 92,000
San Joaquin, California 48 $ 8,870,000 $ 184,791 $ 76,000
Tulare, California 45 $ 6,915,000 $ 153,666 $ 68,000
Outagamie, Wisconsin 43 $ 6,535,000 $ 151,976 $ 66,000
Orange, Florida 41 $ 11,055,000 $ 269,634 $ 94,000
Lee, Florida 37 $ 5,475,000 $ 147,972 $ 48,000
Contra Costa, California 35 $ 11,905,000 $ 340,142 $ 136,000
San Diego, California 33 $ 12,195,000 $ 369,545 $ 129,000
Clark, Nevada 33 $ 8,695,000 $ 263,484 $ 119,000
Miami-Dade, Florida 30 $ 8,200,000 $ 273,333 $ 75,000
Sacramento, California 27 $ 6,145,000 $ 227,592 $ 89,000
Collier, Florida 27 $ 7,455,000 $ 276,111 $ 73,000
Riverside, California 19 $ 5,475,000 $ 288,157 $ 105,000
Rutherford, Tennessee 18 $ 3,860,000 $ 214,444 $ 83,000
Tarrant, Texas 18 $ 3,840,000 $ 213,333 $ 83,000
Denton, Texas 15 $ 4,015,000 $ 267,666 $ 109,000
Los Angeles, California 14 $ 5,760,000 $ 411,428 $ 133,000
Spokane, Washington 14 $ 2,270,000 $ 162,142 $ 70,000
DeKalb, Georgia 13 $ 2,525,000 $ 194,230 $ 86,000
Dallas, Texas 13 $ 2,345,000 $ 180,384 $ 94,000
Merced, California 12 $ 2,030,000 $ 169,166 $ 84,000
Davidson, Tennessee 12 $ 3,670,000 $ 305,833 $ 131,000
Stevens, Washington 12 $ 2,210,000 $ 184,166 $ 94,000
Lake, Florida 11 $ 2,285,000 $ 207,727 $ 100,000
Fulton, Georgia 11 $ 2,895,000 $ 263,181 $ 127,000
Collin, Texas 11 $ 3,595,000 $ 326,818 $ 110,000
Pierce, Washington 11 $ 2,835,000 $ 257,727 $ 75,000
Winnebago, Wisconsin 11 $ 1,495,000 $ 135,909 $ 57,000
Alameda, California 10 $ 3,330,000 $ 333,000 $ 86,000
Solano, California 10 $ 2,700,000 $ 270,000 $ 100,000
Arapahoe, Colorado 10 $ 2,630,000 $ 263,000 $ 84,000
Seminole, Florida 10 $ 2,760,000 $ 276,000 $ 89,000
Volusia, Florida 10 $ 1,530,000 $ 153,000 $ 64,000
Gwinnett, Georgia 10 $ 1,710,000 $ 171,000 $ 79,000
Kings, California 9 $ 1,505,000 $ 167,222 $ 59,000
Yolo, California 9 $ 1,595,000 $ 177,222 $ 121,000
Weld, Colorado 9 $ 2,045,000 $ 227,222 $ 95,000
Clark, Washington 9 $ 2,695,000 $ 299,444 $ 105,000
King, Washington 8 $ 3,480,000 $ 435,000 $ 180,000
Adams, Colorado 6 $ 1,140,000 $ 190,000 $ 125,000
El Paso, Colorado 6 $ 1,010,000 $ 168,333 $ 72,000
Cobb, Georgia 6 $ 960,000 $ 160,000 $ 63,000
Henry, Georgia 6 $ 1,490,000 $ 248,333 $ 81,000
Pinal, Arizona 5 $ 605,000 $ 121,000 $ 79,000
Kern, California 5 $ 1,025,000 $ 205,000 $ 137,000
Santa Clara, California 5 $ 2,245,000 $ 449,000 $ 120,000
Osceola, Florida 5 $ 1,195,000 $ 239,000 $ 62,000
Polk, Florida 5 $ 605,000 $ 121,000 $ 81,000
Douglas, Georgia 5 $ 765,000 $ 153,000 $ 71,000
Harris, Texas 5 $ 1,555,000 $ 311,000 $ 108,000
Brown, Wisconsin 5 $ 715,000 $ 143,000 $ 53,000
Orange, California 4 $ 2,510,000 $ 627,500 $ 166,000
San Bernardino, California 4 $ 1,150,000 $ 287,500 $ 58,000
San Mateo, California 4 $ 2,330,000 $ 582,500 $ 176,000
Jefferson, Colorado 4 $ 1,180,000 $ 295,000 $ 158,000
Broward, Florida 4 $ 1,190,000 $ 297,500 $ 96,000
Hillsborough, Florida 4 $ 860,000 $ 215,000 $ 52,000
Clayton, Georgia 4 $ 560,000 $ 140,000 $ 41,000
Williamson, Tennessee 4 $ 1,560,000 $ 390,000 $ 203,000
Ellis, Texas 4 $ 1,170,000 $ 292,500 $ 120,000
Ferry, Washington 4 $ 540,000 $ 135,000 $ 70,000
Pinellas, Florida 3 $ 1,875,000 $ 625,000 $ 589,000
Hamilton, Indiana 3 $ 765,000 $ 255,000 $ 84,000
Washington, Oregon 3 $ 1,395,000 $ 465,000 $ 149,000
Yamhill, Oregon 3 $ 845,000 $ 281,666 $ 60,000
Dorchester, South Carolina 3 $ 195,000 $ 65,000 $ 55,000
Horry, South Carolina 3 $ 605,000 $ 201,666 $ 60,000
Sumner, Tennessee 3 $ 585,000 $ 195,000 $ 67,000
Travis, Texas 3 $ 1,705,000 $ 568,333 $ 175,000
Shawano, Wisconsin 3 $ 345,000 $ 115,000 $ 50,000
Waupaca, Wisconsin 3 $ 375,000 $ 125,000 $ 76,000
Mohave, Arizona 2 $ 490,000 $ 245,000 $ 81,000
Pima, Arizona 2 $ 560,000 $ 280,000 $ 94,000
Monterey, California 2 $ 2,070,000 $ 1,035,000 $ 750,000
Placer, California 2 $ 810,000 $ 405,000 $ 109,000
Santa Cruz, California 2 $ 1,070,000 $ 535,000 $ 133,000
Sutter, California 2 $ 560,000 $ 280,000 $ 151,000
Ventura, California 2 $ 730,000 $ 365,000 $ 80,000
Denver, Colorado 2 $ 280,000 $ 140,000 $ 61,000
Brevard, Florida 2 $ 400,000 $ 200,000 $ 94,000
Marion, Florida 2 $ 170,000 $ 85,000 $ 42,000
Monroe, Florida 2 $ 450,000 $ 225,000 $ 65,000
Chatham, Georgia 2 $ 200,000 $ 100,000 $ 28,000
Cherokee, Georgia 2 $ 480,000 $ 240,000 $ 96,000
Rockdale, Georgia 2 $ 150,000 $ 75,000 $ 41,000
Troup, Georgia 2 $ 210,000 $ 105,000 $ 57,000
Norfolk, Massachusetts 2 $ 550,000 $ 275,000 $ 172,000
Clackamas, Oregon 2 $ 910,000 $ 455,000 $ 126,000
Marion, Oregon 2 $ 300,000 $ 150,000 $ 211,000
Montgomery, Pennsylvania 2 $ 260,000 $ 130,000 $ 174,000
Lexington, South Carolina 2 $ 500,000 $ 250,000 $ 550,000
Bedford, Tennessee 2 $ 440,000 $ 220,000 $ 55,000
Coffee, Tennessee 2 $ 410,000 $ 205,000 $ 87,000
Robertson, Tennessee 2 $ 370,000 $ 185,000 $ 69,000
Cooke, Texas 2 $ 130,000 $ 65,000 $ 66,000
Johnson, Texas 2 $ 700,000 $ 350,000 $ 108,000
McLennan, Texas 2 $ 260,000 $ 130,000 $ 75,000
Wood, Texas 2 $ 90,000 $ 45,000 $ 41,000
Calumet, Wisconsin 2 $ 220,000 $ 110,000 $ 97,000
Mobile, Alabama 1 $ 65,000 $ 65,000 $ 24,000
Coconino, Arizona 1 $ 315,000 $ 315,000 $ 604,000
Amador, California 1 $ 605,000 $ 605,000 $ 249,000
Calaveras, California 1 $ 125,000 $ 125,000 $ 24,000
El Dorado, California 1 $ 95,000 $ 95,000 $ 30,000
Mariposa, California 1 $ 205,000 $ 205,000 $ 61,000
San Benito, California 1 $ 685,000 $ 685,000 $ 156,000
San Francisco, California 1 $ 785,000 $ 785,000 $ 175,000
San Luis Obispo, California 1 $ 345,000 $ 345,000 $ 191,000
Douglas, Colorado 1 $ 325,000 $ 325,000 $ 91,000
Elbert, Colorado 1 $ 185,000 $ 185,000 $ 133,000
Morgan, Colorado 1 $ 155,000 $ 155,000 $ 61,000
Park, Colorado 1 $ 295,000 $ 295,000 $ 91,000
Pueblo, Colorado 1 $ 165,000 $ 165,000 $ 119,000
Routt, Colorado 1 $ 405,000 $ 405,000 $ 259,000
Charlotte, Florida 1 $ 215,000 $ 215,000 $ 144,000
Duval, Florida 1 $ 115,000 $ 115,000 $ 51,000
Escambia, Florida 1 $ 125,000 $ 125,000 $ 27,000
Flagler, Florida 1 $ 145,000 $ 145,000 $ 84,000
Manatee, Florida 1 $ 215,000 $ 215,000 $ 58,000
Palm Beach, Florida 1 $ 285,000 $ 285,000 $ 74,000
Sarasota, Florida 1 $ 165,000 $ 165,000 $ 29,000
St. Lucie, Florida 1 $ 195,000 $ 195,000 $ 42,000
Sumter, Florida 1 $ 195,000 $ 195,000 $ 36,000
Barrow, Georgia 1 $ 145,000 $ 145,000 $ 35,000
Bonner, Idaho 1 $ 255,000 $ 255,000 $ 72,000
Shoshone, Idaho 1 $ 145,000 $ 145,000 $ 67,000
DuPage, Illinois 1 $ 455,000 $ 455,000 $ 132,000
Will, Illinois 1 $ 175,000 $ 175,000 $ 53,000
Allen, Indiana 1 $ 65,000 $ 65,000 $ 21,000
Hendricks, Indiana 1 $ 245,000 $ 245,000 $ 51,000
Johnson, Indiana 1 $ 265,000 $ 265,000 $ 46,000
Marion, Indiana 1 $ 245,000 $ 245,000 $ 64,000
Essex, Massachusetts 1 $ 245,000 $ 245,000 $ 53,000
Hennepin, Minnesota 1 $ 745,000 $ 745,000 $ 425,000
Douglas, Nevada 1 $ 455,000 $ 455,000 $ 174,000
Washoe, Nevada 1 $ 105,000 $ 105,000 $ 80,000
Ocean, New Jersey 1 $ 115,000 $ 115,000 $ 53,000
Columbia, Oregon 1 $ 195,000 $ 195,000 $ 73,000
Deschutes, Oregon 1 $ 285,000 $ 285,000 $ 61,000
Multnomah, Oregon 1 $ 225,000 $ 225,000 $ 62,000
Bucks, Pennsylvania 1 $ 345,000 $ 345,000 $ 300,000
Beaufort, South Carolina 1 $ 195,000 $ 195,000 $ 51,000
Berkeley, South Carolina 1 $ 365,000 $ 365,000 $ 91,000
Charleston, South Carolina 1 $ 165,000 $ 165,000 $ 91,000
Richland, South Carolina 1 $ 185,000 $ 185,000 $ 56,000
Dickson, Tennessee 1 $ 75,000 $ 75,000 $ 27,000
Hamilton, Tennessee 1 $ 165,000 $ 165,000 $ 148,000
Knox, Tennessee 1 $ 235,000 $ 235,000 $ 140,000
Macon, Tennessee 1 $ 135,000 $ 135,000 $ 98,000
Maury, Tennessee 1 $ 275,000 $ 275,000 $ 45,000
Brazoria, Texas 1 $ 185,000 $ 185,000 $ 94,000
Burnet, Texas 1 $ 45,000 $ 45,000 $ 24,000
Comal, Texas 1 $ 455,000 $ 455,000 $ 172,000
Fort Bend, Texas 1 $ 1,095,000 $ 1,095,000 $ 460,000
Galveston, Texas 1 $ 675,000 $ 675,000 $ 262,000
Grayson, Texas 1 $ 295,000 $ 295,000 $ 96,000
Hidalgo, Texas 1 $ 175,000 $ 175,000 $ 96,000
Lubbock, Texas 1 $ 155,000 $ 155,000 $ 56,000
Midland, Texas 1 $ 315,000 $ 315,000 $ 115,000
Montgomery, Texas 1 $ 115,000 $ 115,000 $ 95,000
Norfolk, Virginia 1 $ 185,000 $ 185,000 $ 54,000
Cowlitz, Washington 1 $ 215,000 $ 215,000 $ 60,000
Island, Washington 1 $ 325,000 $ 325,000 $ 57,000
Jefferson, Washington 1 $ 185,000 $ 185,000 $ 38,000
Kitsap, Washington 1 $ 315,000 $ 315,000 $ 82,000
Lewis, Washington 1 $ 145,000 $ 145,000 $ 58,000
Lincoln, Washington 1 $ 195,000 $ 195,000 $ 64,000
Okanogan, Washington 1 $ 115,000 $ 115,000 $ 22,000
Pend Oreille, Washington 1 $ 185,000 $ 185,000 $ 131,000
Snohomish, Washington 1 $ 455,000 $ 455,000 $ 188,000
Door, Wisconsin 1 $ 325,000 $ 325,000 $ 93,000
Langlade, Wisconsin 1 $ 65,000 $ 65,000 $ 38,000
Milwaukee, Wisconsin 1 $ 145,000 $ 145,000 $ 41,000
Oconto, Wisconsin 1 $ 125,000 $ 125,000 $ 60,000
Racine, Wisconsin 1 $ 285,000 $ 285,000 $ 73,000
St. Croix, Wisconsin 1 $ 195,000 $ 195,000 $ 51,000
Waukesha, Wisconsin 1 $ 245,000 $ 245,000 $ 110,000
Waushara, Wisconsin 1 $ 135,000 $ 135,000 $ 75,000
Wood, Wisconsin 1 $ 65,000 $ 65,000 $ 43,000

Mortgage Loan Application Detail Totals for Integrity First Financial Group, Inc. in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,310 $290,460,000 $221,000 $1,095,000 $89,000 $1,380,000
Cash-out Refinancing 279 $71,565,000 $256,000 $1,005,000 $98,000 $702,000
Refinancing 156 $39,850,000 $255,000 $1,595,000 $106,000 $569,000
Other Purpose 15 $595,000 $39,000 $405,000 $101,000 $371,000
Not Applicable 4 $660,000 $165,000 $205,000 $61,000 $107,000
Home Improvement 1 $45,000 $45,000 $45,000 $12,000 $12,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 697 $173,245,000 $248,000 $1,595,000 $102,000 $1,380,000
Hispanic 541 $102,775,000 $189,000 $1,085,000 $73,000 $361,000
Asian 227 $60,775,000 $267,000 $905,000 $97,000 $478,000
Not Provided 138 $30,480,000 $220,000 $1,035,000 $104,000 $834,000
Black or African American 131 $27,935,000 $213,000 $855,000 $92,000 $612,000
American Indian or Alaskan Native 13 $3,545,000 $272,000 $525,000 $128,000 $273,000
Native Hawaiian or Other Pacific Islander 6 $1,620,000 $270,000 $455,000 $77,000 $160,000
Not applicable 4 $920,000 $230,000 $275,000 $106,000 $148,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,170 $265,420,000 $226,000 $1,595,000 $101,000 $1,380,000
FHA-insured (Federal Housing Administration) 497 $108,085,000 $217,000 $695,000 $70,000 $338,000
VA-guaranteed (Veterans Administration) 93 $28,725,000 $308,000 $625,000 $105,000 $612,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $945,000 $189,000 $315,000 $65,000 $82,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,106 $246,880,000 $223,000 $1,085,000 $90,000 $1,020,000
Application Withdrawn By Applicant 351 $86,795,000 $247,000 $1,595,000 $103,000 $1,380,000
Application Denied By Financial Institution 141 $29,085,000 $206,000 $685,000 $74,000 $612,000
Application Approved But Not Accepted 101 $22,635,000 $224,000 $1,035,000 $102,000 $560,000
File Closed For Incompleteness 66 $17,780,000 $269,000 $835,000 $87,000 $257,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,624 $374,090,000 $230,000 $1,595,000 $94,000 $1,380,000
Debt-To-Income Ratio 46 $8,560,000 $186,000 $605,000 $56,000 $251,000
Credit History 27 $5,955,000 $220,000 $495,000 $98,000 $612,000
Credit Application Incomplete 24 $6,040,000 $251,000 $685,000 $88,000 $243,000
Collateral 12 $1,490,000 $124,000 $265,000 $54,000 $127,000
Unverifiable Information 11 $2,115,000 $192,000 $325,000 $60,000 $90,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,815,000 $201,000 $345,000 $68,000 $151,000
Employment History 7 $1,195,000 $170,000 $385,000 $67,000 $100,000
Other 5 $1,915,000 $383,000 $635,000 $127,000 $271,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Integrity First Financial Group, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Integrity First Financial Group, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List