John Marshall Bank Mortgage Lending & HMDA Data, 2020

In 2020, John Marshall Bank of Reston, VA reported 204 mortgage applications totaling $174.1 million, up 20% from 2019. The average application was for $853,578, and applicants reported an average income of $350,436. 46% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (181), Washington-Baltimore-Arlington, DC (16) and Cape Coral-Fort Myers, FL (1) (applications in parentheses).

Mortgage Company & Address John Marshall Bank
1943 Isaac Newton Square, Suite 100
Reston, VA 20190
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 204
Total Mortgage Loan Application Amount $174,130,000
Average Mortgage Loan Application Amount $853,578
Highest Mortgage Loan Application Amount $12,005,000
Average Applicant Income $350,436
Highest Applicant Income $1,427,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records John Marshall Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for John Marshall Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fairfax, Virginia 74 $ 56,690,000 $ 766,081 $ 320,000
District of Columbia, District Of Columbia 34 $ 40,280,000 $ 1,184,705 $ 525,000
Arlington, Virginia 26 $ 24,440,000 $ 940,000 $ 341,000
Loudoun, Virginia 19 $ 12,835,000 $ 675,526 $ 252,000
Montgomery, Maryland 16 $ 12,930,000 $ 808,125 $ 374,000
Alexandria, Virginia 11 $ 19,555,000 $ 1,777,727 $ 194,000
Prince William, Virginia 7 $ 1,665,000 $ 237,857 $ 256,000
Prince George's, Maryland 6 $ 1,060,000 $ 176,666 $ 0
Talbot, Maryland 2 $ 1,230,000 $ 615,000 $ 369,000
Fairfax City, Virginia 2 $ 640,000 $ 320,000 $ 0
Lee, Florida 1 $ 465,000 $ 465,000 $ 296,000
Dare, North Carolina 1 $ 555,000 $ 555,000 $ 0
Berkeley, South Carolina 1 $ 145,000 $ 145,000 $ 94,000
Caroline, Virginia 1 $ 155,000 $ 155,000 $ 464,000
Falls Church, Virginia 1 $ 905,000 $ 905,000 $ 0
Manassas Park, Virginia 1 $ 255,000 $ 255,000 $ 0
Page, Virginia 1 $ 325,000 $ 325,000 $ 0

Mortgage Loan Application Detail Totals for John Marshall Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 143 $133,005,000 $930,000 $12,005,000 $331,000 $1,427,000
Home Purchase 61 $41,125,000 $674,000 $2,105,000 $396,000 $718,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 158 $139,810,000 $884,000 $12,005,000 $0 $0
White 28 $22,660,000 $809,000 $2,035,000 $352,000 $1,427,000
Not Provided 10 $7,860,000 $786,000 $2,105,000 $460,000 $926,000
Asian 4 $2,210,000 $552,000 $1,205,000 $216,000 $529,000
Hispanic 3 $1,225,000 $408,000 $735,000 $176,000 $319,000
Black or African American 1 $365,000 $365,000 $365,000 $165,000 $165,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 204 $174,130,000 $853,000 $12,005,000 $348,000 $1,427,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 101 $85,885,000 $850,000 $1,995,000 $0 $0
Loan Originated 94 $83,070,000 $883,000 $12,005,000 $355,000 $1,427,000
Application Denied By Financial Institution 6 $3,790,000 $631,000 $755,000 $225,000 $328,000
Application Withdrawn By Applicant 2 $1,200,000 $600,000 $895,000 $526,000 $926,000
Application Approved But Not Accepted 1 $185,000 $185,000 $185,000 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 204 $174,130,000 $853,000 $12,005,000 $348,000 $1,427,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into John Marshall Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess John Marshall Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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