Justice Federal Credit Union Mortgage Lending & HMDA Data, 2025
In 2025, Justice Federal Credit Union of Chantilly, VA reported 968 mortgage applications totaling $218.6 million, up 19% from 2024. The average application was for $225,847, and applicants reported an average income of $164,972. 44% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Arlington-Alexandria-Reston, VA-WV (130), Washington, DC-MD (96) and Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (35) (applications in parentheses).
| Mortgage Company & Address | Justice Federal Credit Union 5175 Parkstone Drive, Ste. 200 Chantilly, VA 20151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 968 |
| Total Mortgage Loan Application Amount | $218,620,000 |
| Average Mortgage Loan Application Amount | $225,847 |
| Highest Mortgage Loan Application Amount | $1,245,000 |
| Average Applicant Income | $164,972 |
| Highest Applicant Income | $1,534,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Justice Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's, Maryland | 56 | $ 7,520,000 | $ 134,285 | $ 158,000 |
| Broward, Florida | 35 | $ 7,795,000 | $ 222,714 | $ 156,000 |
| Fairfax, Virginia | 33 | $ 7,885,000 | $ 238,939 | $ 222,000 |
| Prince William, Virginia | 28 | $ 6,750,000 | $ 241,071 | $ 202,000 |
| District of Columbia, District Of Columbia | 27 | $ 4,845,000 | $ 179,444 | $ 195,000 |
| Miami-Dade, Florida | 23 | $ 3,425,000 | $ 148,913 | $ 113,000 |
| Montgomery, Maryland | 19 | $ 3,535,000 | $ 186,052 | $ 224,000 |
| Loudoun, Virginia | 18 | $ 3,480,000 | $ 193,333 | $ 197,000 |
| Harrison, West Virginia | 18 | $ 2,720,000 | $ 151,111 | $ 123,000 |
| Stafford, Virginia | 17 | $ 3,535,000 | $ 207,941 | $ 196,000 |
| Anne Arundel, Maryland | 15 | $ 3,995,000 | $ 266,333 | $ 200,000 |
| Arlington, Virginia | 14 | $ 3,460,000 | $ 247,142 | $ 261,000 |
| Charles, Maryland | 13 | $ 2,355,000 | $ 181,153 | $ 172,000 |
| Los Angeles, California | 10 | $ 1,830,000 | $ 183,000 | $ 128,000 |
| Cook, Illinois | 10 | $ 2,560,000 | $ 256,000 | $ 203,000 |
| Marion, West Virginia | 10 | $ 1,140,000 | $ 114,000 | $ 130,000 |
| Alexandria, Virginia | 9 | $ 2,865,000 | $ 318,333 | $ 239,000 |
| Riverside, California | 7 | $ 2,575,000 | $ 367,857 | $ 396,000 |
| Baltimore, Maryland | 7 | $ 985,000 | $ 140,714 | $ 181,000 |
| Spotsylvania, Virginia | 7 | $ 775,000 | $ 110,714 | $ 160,000 |
| Madison, Alabama | 6 | $ 1,840,000 | $ 306,666 | $ 171,000 |
| Orange, California | 6 | $ 1,530,000 | $ 255,000 | $ 296,000 |
| Hillsborough, Florida | 6 | $ 1,140,000 | $ 190,000 | $ 171,000 |
| Harris, Texas | 6 | $ 1,650,000 | $ 275,000 | $ 148,000 |
| Taylor, West Virginia | 6 | $ 420,000 | $ 70,000 | $ 111,000 |
| San Diego, California | 5 | $ 1,095,000 | $ 219,000 | $ 416,000 |
| Bergen, New Jersey | 5 | $ 1,545,000 | $ 309,000 | $ 204,000 |
| Nassau, New York | 5 | $ 1,005,000 | $ 201,000 | $ 187,000 |
| Virginia Beach, Virginia | 5 | $ 1,425,000 | $ 285,000 | $ 233,000 |
| Upshur, West Virginia | 5 | $ 585,000 | $ 117,000 | $ 125,000 |
| Contra Costa, California | 4 | $ 730,000 | $ 182,500 | $ 120,000 |
| San Bernardino, California | 4 | $ 560,000 | $ 140,000 | $ 112,000 |
| DeKalb, Georgia | 4 | $ 440,000 | $ 110,000 | $ 110,000 |
| Gwinnett, Georgia | 4 | $ 760,000 | $ 190,000 | $ 168,000 |
| Howard, Maryland | 4 | $ 340,000 | $ 85,000 | $ 200,000 |
| Burlington, New Jersey | 4 | $ 320,000 | $ 80,000 | $ 198,000 |
| Middlesex, New Jersey | 4 | $ 250,000 | $ 62,500 | $ 196,000 |
| Tarrant, Texas | 4 | $ 1,800,000 | $ 450,000 | $ 208,000 |
| Chesterfield, Virginia | 4 | $ 770,000 | $ 192,500 | $ 164,000 |
| South Central Connecticut Planning Region, Connecticut | 3 | $ 205,000 | $ 68,333 | $ 148,000 |
| Brevard, Florida | 3 | $ 295,000 | $ 98,333 | $ 142,000 |
| Collier, Florida | 3 | $ 605,000 | $ 201,666 | $ 99,000 |
| Duval, Florida | 3 | $ 725,000 | $ 241,666 | $ 162,000 |
| Marion, Florida | 3 | $ 645,000 | $ 215,000 | $ 172,000 |
| Seminole, Florida | 3 | $ 305,000 | $ 101,666 | $ 123,000 |
| Barrow, Georgia | 3 | $ 605,000 | $ 201,666 | $ 62,000 |
| Carroll, Georgia | 3 | $ 155,000 | $ 51,666 | $ 76,000 |
| Cherokee, Georgia | 3 | $ 445,000 | $ 148,333 | $ 108,000 |
| Paulding, Georgia | 3 | $ 105,000 | $ 35,000 | $ 135,000 |
| Vigo, Indiana | 3 | $ 1,115,000 | $ 371,666 | $ 80,000 |
| Worcester, Maryland | 3 | $ 265,000 | $ 88,333 | $ 126,000 |
| Camden, New Jersey | 3 | $ 665,000 | $ 221,666 | $ 142,000 |
| Monmouth, New Jersey | 3 | $ 465,000 | $ 155,000 | $ 223,000 |
| Passaic, New Jersey | 3 | $ 1,275,000 | $ 425,000 | $ 107,000 |
| Queens, New York | 3 | $ 1,075,000 | $ 358,333 | $ 169,000 |
| Suffolk, New York | 3 | $ 485,000 | $ 161,666 | $ 219,000 |
| Union, North Carolina | 3 | $ 495,000 | $ 165,000 | $ 139,000 |
| Wake, North Carolina | 3 | $ 535,000 | $ 178,333 | $ 127,000 |
| Summit, Ohio | 3 | $ 425,000 | $ 141,666 | $ 163,000 |
| Webb, Texas | 3 | $ 335,000 | $ 111,666 | $ 159,000 |
| Frederick, Virginia | 3 | $ 525,000 | $ 175,000 | $ 173,000 |
| Lewis, West Virginia | 3 | $ 255,000 | $ 85,000 | $ 156,000 |
| Limestone, Alabama | 2 | $ 680,000 | $ 340,000 | $ 140,000 |
| Maricopa, Arizona | 2 | $ 550,000 | $ 275,000 | $ 203,000 |
| Ventura, California | 2 | $ 710,000 | $ 355,000 | $ 231,000 |
| Greater Bridgeport Planning Region, Connecticut | 2 | $ 640,000 | $ 320,000 | $ 153,000 |
| Indian River, Florida | 2 | $ 690,000 | $ 345,000 | $ 292,000 |
| Lake, Florida | 2 | $ 300,000 | $ 150,000 | $ 128,000 |
| Orange, Florida | 2 | $ 60,000 | $ 30,000 | $ 123,000 |
| Pasco, Florida | 2 | $ 130,000 | $ 65,000 | $ 579,000 |
| Pinellas, Florida | 2 | $ 130,000 | $ 65,000 | $ 200,000 |
| Sarasota, Florida | 2 | $ 310,000 | $ 155,000 | $ 162,000 |
| Sumter, Florida | 2 | $ 320,000 | $ 160,000 | $ 247,000 |
| Cobb, Georgia | 2 | $ 100,000 | $ 50,000 | $ 180,000 |
| Columbia, Georgia | 2 | $ 250,000 | $ 125,000 | $ 200,000 |
| Coweta, Georgia | 2 | $ 220,000 | $ 110,000 | $ 207,000 |
| Fulton, Georgia | 2 | $ 380,000 | $ 190,000 | $ 112,000 |
| Lee, Georgia | 2 | $ 240,000 | $ 120,000 | $ 127,000 |
| Monroe, Georgia | 2 | $ 120,000 | $ 60,000 | $ 71,000 |
| Lake, Illinois | 2 | $ 990,000 | $ 495,000 | $ 251,000 |
| Peoria, Illinois | 2 | $ 60,000 | $ 30,000 | $ 40,000 |
| Washington, Maryland | 2 | $ 130,000 | $ 65,000 | $ 133,000 |
| Suffolk, Massachusetts | 2 | $ 120,000 | $ 60,000 | $ 185,000 |
| Yazoo, Mississippi | 2 | $ 430,000 | $ 215,000 | $ 152,000 |
| Atlantic, New Jersey | 2 | $ 180,000 | $ 90,000 | $ 125,000 |
| Hudson, New Jersey | 2 | $ 360,000 | $ 180,000 | $ 212,000 |
| Hunterdon, New Jersey | 2 | $ 300,000 | $ 150,000 | $ 146,000 |
| Bronx, New York | 2 | $ 350,000 | $ 175,000 | $ 165,000 |
| Kings, New York | 2 | $ 360,000 | $ 180,000 | $ 155,000 |
| Guilford, North Carolina | 2 | $ 540,000 | $ 270,000 | $ 140,000 |
| Mecklenburg, North Carolina | 2 | $ 240,000 | $ 120,000 | $ 186,000 |
| Hamilton, Ohio | 2 | $ 400,000 | $ 200,000 | $ 251,000 |
| Morrow, Ohio | 2 | $ 600,000 | $ 300,000 | $ 132,000 |
| Philadelphia, Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 104,000 |
| Somerset, Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 137,000 |
| Washington, Tennessee | 2 | $ 650,000 | $ 325,000 | $ 86,000 |
| Bexar, Texas | 2 | $ 100,000 | $ 50,000 | $ 119,000 |
| Dallas, Texas | 2 | $ 620,000 | $ 310,000 | $ 132,000 |
| Galveston, Texas | 2 | $ 210,000 | $ 105,000 | $ 163,000 |
| Montgomery, Texas | 2 | $ 260,000 | $ 130,000 | $ 158,000 |
| Fauquier, Virginia | 2 | $ 210,000 | $ 105,000 | $ 250,000 |
| King George, Virginia | 2 | $ 510,000 | $ 255,000 | $ 96,000 |
| Lexington, Virginia | 2 | $ 200,000 | $ 100,000 | $ 225,000 |
| Berkeley, West Virginia | 2 | $ 200,000 | $ 100,000 | $ 164,000 |
| Doddridge, West Virginia | 2 | $ 370,000 | $ 185,000 | $ 120,000 |
| Escambia, Alabama | 1 | $ 235,000 | $ 235,000 | $ 186,000 |
| Jackson, Alabama | 1 | $ 175,000 | $ 175,000 | $ 368,000 |
| Jefferson, Alabama | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| Cross, Arkansas | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Sonoma, California | 1 | $ 655,000 | $ 655,000 | $ 174,000 |
| Grand, Colorado | 1 | $ 485,000 | $ 485,000 | $ 194,000 |
| Jefferson, Colorado | 1 | $ 675,000 | $ 675,000 | $ 299,000 |
| Lower Connecticut River Valley Planning Region, Connecticut | 1 | $ 205,000 | $ 205,000 | $ 128,000 |
| Naugatuck Valley Planning Region, Connecticut | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Northeastern Connecticut Planning Region, Connecticut | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| Southeastern Connecticut Planning Region, Connecticut | 1 | $ 65,000 | $ 65,000 | $ 183,000 |
| Western Connecticut Planning Region, Connecticut | 1 | $ 205,000 | $ 205,000 | $ 133,000 |
| Sussex, Delaware | 1 | $ 555,000 | $ 555,000 | $ 239,000 |
| Baker, Florida | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Citrus, Florida | 1 | $ 75,000 | $ 75,000 | $ 115,000 |
| Escambia, Florida | 1 | $ 235,000 | $ 235,000 | $ 129,000 |
| Lee, Florida | 1 | $ 75,000 | $ 75,000 | $ 198,000 |
| Leon, Florida | 1 | $ 295,000 | $ 295,000 | $ 137,000 |
| Martin, Florida | 1 | $ 75,000 | $ 75,000 | $ 93,000 |
| Palm Beach, Florida | 1 | $ 155,000 | $ 155,000 | $ 264,000 |
| Volusia, Florida | 1 | $ 435,000 | $ 435,000 | $ 209,000 |
| Walton, Florida | 1 | $ 15,000 | $ 15,000 | $ 125,000 |
| Banks, Georgia | 1 | $ 115,000 | $ 115,000 | $ 152,000 |
| Bibb, Georgia | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Brantley, Georgia | 1 | $ 35,000 | $ 35,000 | $ 156,000 |
| Dougherty, Georgia | 1 | $ 85,000 | $ 85,000 | $ 213,000 |
| Fayette, Georgia | 1 | $ 515,000 | $ 515,000 | $ 238,000 |
| Grady, Georgia | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Hall, Georgia | 1 | $ 165,000 | $ 165,000 | $ 141,000 |
| Haralson, Georgia | 1 | $ 65,000 | $ 65,000 | $ 169,000 |
| Jackson, Georgia | 1 | $ 455,000 | $ 455,000 | $ 121,000 |
| Jones, Georgia | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Lumpkin, Georgia | 1 | $ 255,000 | $ 255,000 | $ 220,000 |
| Madison, Georgia | 1 | $ 105,000 | $ 105,000 | $ 193,000 |
| Putnam, Georgia | 1 | $ 45,000 | $ 45,000 | $ 67,000 |
| Randolph, Georgia | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
| Rockdale, Georgia | 1 | $ 215,000 | $ 215,000 | $ 166,000 |
| Schley, Georgia | 1 | $ 455,000 | $ 455,000 | $ 163,000 |
| Stephens, Georgia | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Sumter, Georgia | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Union, Georgia | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Wayne, Georgia | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Bonneville, Idaho | 1 | $ 165,000 | $ 165,000 | $ 195,000 |
| Bond, Illinois | 1 | $ 265,000 | $ 265,000 | $ 214,000 |
| DuPage, Illinois | 1 | $ 105,000 | $ 105,000 | $ 310,000 |
| Kankakee, Illinois | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| McLean, Illinois | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| Whiteside, Illinois | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Will, Illinois | 1 | $ 465,000 | $ 465,000 | $ 172,000 |
| Williamson, Illinois | 1 | $ 285,000 | $ 285,000 | $ 112,000 |
| Hamilton, Indiana | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Lake, Indiana | 1 | $ 65,000 | $ 65,000 | $ 135,000 |
| St. Joseph, Indiana | 1 | $ 555,000 | $ 555,000 | $ 162,000 |
| Black Hawk, Iowa | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Bell, Kentucky | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Martin, Kentucky | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| McCreary, Kentucky | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Woodford, Kentucky | 1 | $ 385,000 | $ 385,000 | $ 171,000 |
| Orleans, Louisiana | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Baltimore City, Maryland | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
| Frederick, Maryland | 1 | $ 205,000 | $ 205,000 | $ 237,000 |
| St. Mary's, Maryland | 1 | $ 115,000 | $ 115,000 | $ 178,000 |
| Essex, Massachusetts | 1 | $ 455,000 | $ 455,000 | $ 179,000 |
| Middlesex, Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 276,000 |
| Norfolk, Massachusetts | 1 | $ 185,000 | $ 185,000 | $ 152,000 |
| Worcester, Massachusetts | 1 | $ 75,000 | $ 75,000 | $ 141,000 |
| Sherburne, Minnesota | 1 | $ 375,000 | $ 375,000 | $ 212,000 |
| Lafayette, Mississippi | 1 | $ 305,000 | $ 305,000 | $ 217,000 |
| Madison, Mississippi | 1 | $ 265,000 | $ 265,000 | $ 58,000 |
| Jasper, Missouri | 1 | $ 315,000 | $ 315,000 | $ 107,000 |
| Fergus, Montana | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Flathead, Montana | 1 | $ 475,000 | $ 475,000 | $ 245,000 |
| Lewis and Clark, Montana | 1 | $ 235,000 | $ 235,000 | $ 97,000 |
| Clark, Nevada | 1 | $ 95,000 | $ 95,000 | $ 96,000 |
| Gloucester, New Jersey | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| Morris, New Jersey | 1 | $ 105,000 | $ 105,000 | $ 132,000 |
| Salem, New Jersey | 1 | $ 305,000 | $ 305,000 | $ 105,000 |
| Somerset, New Jersey | 1 | $ 485,000 | $ 485,000 | $ 322,000 |
| Union, New Jersey | 1 | $ 255,000 | $ 255,000 | $ 338,000 |
| Bernalillo, New Mexico | 1 | $ 325,000 | $ 325,000 | $ 117,000 |
| Monroe, New York | 1 | $ 45,000 | $ 45,000 | $ 19,000 |
| Orange, New York | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Rockland, New York | 1 | $ 255,000 | $ 255,000 | $ 155,000 |
| St. Lawrence, New York | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Steuben, New York | 1 | $ 185,000 | $ 185,000 | $ 212,000 |
| Westchester, New York | 1 | $ 475,000 | $ 475,000 | $ 141,000 |
| Buncombe, North Carolina | 1 | $ 65,000 | $ 65,000 | $ 214,000 |
| Cleveland, North Carolina | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Cumberland, North Carolina | 1 | $ 65,000 | $ 65,000 | $ 129,000 |
| Dare, North Carolina | 1 | $ 425,000 | $ 425,000 | $ 337,000 |
| Davidson, North Carolina | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Franklin, North Carolina | 1 | $ 415,000 | $ 415,000 | $ 143,000 |
| Halifax, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 522,000 |
| McDowell, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| New Hanover, North Carolina | 1 | $ 305,000 | $ 305,000 | $ 122,000 |
| Randolph, North Carolina | 1 | $ 95,000 | $ 95,000 | $ 104,000 |
| Rowan, North Carolina | 1 | $ 305,000 | $ 305,000 | $ 125,000 |
| Rutherford, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Scotland, North Carolina | 1 | $ 85,000 | $ 85,000 | $ 178,000 |
| Vance, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
| Warren, North Carolina | 1 | $ 75,000 | $ 75,000 | $ 153,000 |
| Greene, Ohio | 1 | $ 305,000 | $ 305,000 | $ 95,000 |
| Lucas, Ohio | 1 | $ 95,000 | $ 95,000 | $ 157,000 |
| Canadian, Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Comanche, Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Marshall, Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Pontotoc, Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 131,000 |
| Allegheny, Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 190,000 |
| Cambria, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Delaware, Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Lancaster, Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Montgomery, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 175,000 |
| Pike, Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Washington, Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 103,000 |
| Wayne, Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 310,000 |
| Greenville, South Carolina | 1 | $ 205,000 | $ 205,000 | $ 108,000 |
| Hamilton, Tennessee | 1 | $ 735,000 | $ 735,000 | $ 286,000 |
| Ellis, Texas | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Erath, Texas | 1 | $ 415,000 | $ 415,000 | $ 228,000 |
| Fort Bend, Texas | 1 | $ 105,000 | $ 105,000 | $ 146,000 |
| Hays, Texas | 1 | $ 335,000 | $ 335,000 | $ 103,000 |
| Howard, Texas | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Kaufman, Texas | 1 | $ 65,000 | $ 65,000 | $ 117,000 |
| Taylor, Texas | 1 | $ 375,000 | $ 375,000 | $ 103,000 |
| Val Verde, Texas | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| Waller, Texas | 1 | $ 335,000 | $ 335,000 | $ 177,000 |
| Utah, Utah | 1 | $ 535,000 | $ 535,000 | $ 145,000 |
| Fairfax City, Virginia | 1 | $ 475,000 | $ 475,000 | $ 173,000 |
| Gloucester, Virginia | 1 | $ 75,000 | $ 75,000 | $ 133,000 |
| Hanover, Virginia | 1 | $ 115,000 | $ 115,000 | $ 133,000 |
| James City, Virginia | 1 | $ 525,000 | $ 525,000 | $ 221,000 |
| Lee, Virginia | 1 | $ 125,000 | $ 125,000 | $ 167,000 |
| Middlesex, Virginia | 1 | $ 525,000 | $ 525,000 | $ 287,000 |
| Orange, Virginia | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Prince George, Virginia | 1 | $ 95,000 | $ 95,000 | $ 88,000 |
| Richmond City, Virginia | 1 | $ 205,000 | $ 205,000 | $ 185,000 |
| Tazewell, Virginia | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Westmoreland, Virginia | 1 | $ 105,000 | $ 105,000 | $ 148,000 |
| Whatcom, Washington | 1 | $ 405,000 | $ 405,000 | $ 188,000 |
| Barbour, West Virginia | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Fayette, West Virginia | 1 | $ 35,000 | $ 35,000 | $ 131,000 |
| Jefferson, West Virginia | 1 | $ 195,000 | $ 195,000 | $ 181,000 |
| Kanawha, West Virginia | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Monongalia, West Virginia | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Randolph, West Virginia | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Summers, West Virginia | 1 | $ 85,000 | $ 85,000 | $ 103,000 |
| Dane, Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 114,000 |
| Eau Claire, Wisconsin | 1 | $ 415,000 | $ 415,000 | $ 147,000 |
| Uinta, Wyoming | 1 | $ 435,000 | $ 435,000 | $ 192,000 |
Mortgage Loan Application Detail Totals for Justice Federal Credit Union in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 356 | $127,540,000 | $358,000 | $1,245,000 | $156,000 | $1,534,000 |
| Home Improvement | 329 | $38,645,000 | $117,000 | $255,000 | $181,000 | $1,209,000 |
| Other Purpose | 195 | $22,785,000 | $116,000 | $255,000 | $152,000 | $660,000 |
| Refinancing | 84 | $28,180,000 | $335,000 | $755,000 | $169,000 | $425,000 |
| Cash-out Refinancing | 4 | $1,470,000 | $367,000 | $515,000 | $193,000 | $240,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 440 | $100,820,000 | $229,000 | $1,245,000 | $170,000 | $1,534,000 |
| Black or African American | 189 | $31,245,000 | $165,000 | $685,000 | $147,000 | $428,000 |
| Not Provided | 179 | $47,415,000 | $264,000 | $975,000 | $177,000 | $524,000 |
| Hispanic | 115 | $25,725,000 | $223,000 | $1,005,000 | $153,000 | $1,020,000 |
| Asian | 31 | $8,645,000 | $278,000 | $905,000 | $174,000 | $327,000 |
| American Indian or Alaskan Native | 12 | $3,900,000 | $325,000 | $805,000 | $158,000 | $379,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $870,000 | $435,000 | $505,000 | $135,000 | $157,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 968 | $218,620,000 | $225,000 | $1,245,000 | $165,000 | $1,534,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 425 | $90,365,000 | $212,000 | $805,000 | $180,000 | $524,000 |
| Application Withdrawn By Applicant | 177 | $19,995,000 | $112,000 | $255,000 | $166,000 | $660,000 |
| Preapproval Approved but not Accepted | 135 | $51,555,000 | $381,000 | $1,245,000 | $162,000 | $504,000 |
| Application Denied By Financial Institution | 87 | $12,935,000 | $148,000 | $1,245,000 | $152,000 | $1,534,000 |
| Application Approved But Not Accepted | 85 | $27,505,000 | $323,000 | $805,000 | $156,000 | $462,000 |
| Preapproval Denied by Financial Institution | 59 | $16,265,000 | $275,000 | $1,005,000 | $93,000 | $292,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 822 | $189,420,000 | $230,000 | $1,245,000 | $171,000 | $660,000 |
| Debt-To-Income Ratio | 67 | $17,675,000 | $263,000 | $1,245,000 | $120,000 | $1,534,000 |
| Credit History | 59 | $8,085,000 | $137,000 | $485,000 | $117,000 | $1,020,000 |
| Other | 8 | $810,000 | $101,000 | $205,000 | $278,000 | $1,209,000 |
| Collateral | 5 | $915,000 | $183,000 | $455,000 | $182,000 | $310,000 |
| Unverifiable Information | 2 | $750,000 | $375,000 | $635,000 | $97,000 | $195,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $360,000 | $180,000 | $285,000 | $80,000 | $110,000 |
| Mortgage Insurance Denied | 1 | $185,000 | $185,000 | $185,000 | $99,000 | $99,000 |
| Credit Application Incomplete | 1 | $155,000 | $155,000 | $155,000 | $66,000 | $66,000 |
| Employment History | 1 | $265,000 | $265,000 | $265,000 | $58,000 | $58,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Justice Federal Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Justice Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About