Ks Statebank Mortgage Lending & HMDA Data, 2011

In 2011, Ks Statebank of Manhattan, KS reported 957 mortgage applications totaling $203.1 million, up 18% from 2010. The average application was for $212,189, and applicants reported an average income of $110,871. 73% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Manhattan, KS (626), Wichita, KS (150) and Kansas City, MO-KS (58) (applications in parentheses).

Mortgage Company & Address Ks Statebank
1010 Westloop Pl
Manhattan, KS 66502
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 957
Total Mortgage Loan Application Amount $203,065,000
Average Mortgage Loan Application Amount $212,189
Highest Mortgage Loan Application Amount $13,500,000
Average Applicant Income $110,871
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ks Statebank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ks Statebank by Metropolitan Area in 2011

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Manhattan, KS 626 $ 136,837,000 $ 218,589 $ 82,000
Wichita, KS 150 $ 24,523,000 $ 163,486 $ 95,000
Kansas City, MO-KS 58 $ 11,337,000 $ 195,465 $ 109,689
Topeka, KS 13 $ 4,388,000 $ 337,538 $ 48,000
Denver-Aurora-Broomfield, CO 9 $ 2,701,000 $ 300,111 $ 136,000
Nashville-Davidson--Murfreesboro--Franklin, TN 6 $ 1,063,000 $ 177,166 $ 116,000
St. Louis, MO-IL 5 $ 1,237,000 $ 247,400 $ 91,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 5 $ 1,596,000 $ 319,200 $ 172,000
Bethesda-Rockville-Frederick, MD 4 $ 1,261,000 $ 315,250 $ 124,000
Boulder, CO 3 $ 1,097,000 $ 365,666 $ 127,000
Minneapolis-St. Paul-Bloomington, MN-WI 3 $ 858,000 $ 286,000 $ 168,000
Phoenix-Mesa-Glendale, AZ 3 $ 449,000 $ 149,666 $ 59,000
Springfield, MO 3 $ 672,000 $ 224,000 $ 71,000
Tacoma, WA 3 $ 933,000 $ 311,000 $ 119,000
Baltimore-Towson, MD 2 $ 688,000 $ 344,000 $ 103,000
Colorado Springs, CO 2 $ 333,000 $ 166,500 $ 46,000
Fayetteville-Springdale-Rogers, AR-MO 2 $ 481,000 $ 240,500 $ 128,000
Little Rock-North Little Rock-Conway, AR 2 $ 260,000 $ 130,000 $ 77,000
Los Angeles-Long Beach-Glendale, CA 2 $ 774,000 $ 387,000 $ 447,000
West Palm Beach-Boca Raton-Boynton Beach, FL 2 $ 830,000 $ 415,000 $ 9,999,000
Baton Rouge, LA 1 $ 115,000 $ 115,000 $ 72,000
Bismarck, ND 1 $ 255,000 $ 255,000 $ 106,000
Knoxville, TN 1 $ 276,000 $ 276,000 $ 110,000
Lake Charles, LA 1 $ 225,000 $ 225,000 $ 116,000
Memphis, TN-MS-AR 1 $ 540,000 $ 540,000 $ 288,000
Miami-Miami Beach-Kendall, FL 1 $ 149,000 $ 149,000 $ 338,000
Missoula, MT 1 $ 235,000 $ 235,000 $ 215,000
Morgantown, WV 1 $ 50,000 $ 50,000 $ 12,000
New Orleans-Metairie-Kenner, LA 1 $ 250,000 $ 250,000 $ 144,000
Omaha-Council Bluffs, NE-IA 1 $ 300,000 $ 300,000 $ 468,000
Portland-Vancouver-Hillsboro, OR-WA 1 $ 235,000 $ 235,000 $ 85,000
Riverside-San Bernardino-Ontario, CA 1 $ 280,000 $ 280,000 $ 48,000
Salem, OR 1 $ 240,000 $ 240,000 $ 41,000
San Diego-Carlsbad-San Marcos, CA 1 $ 318,000 $ 318,000 $ 167,000
San Francisco-San Mateo-Redwood City, CA 1 $ 415,000 $ 415,000 $ 139,000
Seattle-Bellevue-Everett, WA 1 $ 367,000 $ 367,000 $ 40,000
St. Joseph, MO-KS 1 $ 99,000 $ 99,000 $ 27,000

Mortgage Loan Application Detail Totals for Ks Statebank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 537 $138,225,000 $257,000 $13,500,000 $100,000 $947,000
Home Purchase 366 $59,752,000 $163,000 $1,090,000 $79,000 $705,000
Home Improvement 54 $5,088,000 $94,000 $900,000 $435,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 775 $150,223,000 $193,000 $13,500,000 $122,000 $9,999,000
Not applicable 69 $29,645,000 $429,000 $5,660,000 $0 $0
Not Provided 40 $9,652,000 $241,000 $417,000 $144,000 $776,000
Asian 30 $7,936,000 $264,000 $900,000 $85,000 $208,000
Black or African American 18 $2,503,000 $139,000 $383,000 $70,000 $134,000
Hispanic 18 $2,212,000 $122,000 $294,000 $94,000 $186,000
American Indian or Alaskan Native 5 $539,000 $107,000 $201,000 $85,000 $137,000
Native Hawaiian or Other Pacific Islander 2 $355,000 $177,000 $221,000 $67,000 $77,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 802 $176,753,000 $220,000 $13,500,000 $120,000 $9,999,000
VA-guaranteed (Veterans Administration) 130 $22,961,000 $176,000 $379,000 $65,000 $185,000
FHA-insured (Federal Housing Administration) 23 $3,101,000 $134,000 $268,000 $64,000 $142,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $250,000 $125,000 $131,000 $63,000 $69,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 698 $157,392,000 $225,000 $13,500,000 $120,000 $9,999,000
Application Denied By Financial Institution 132 $22,945,000 $173,000 $1,060,000 $72,000 $455,000
Application Withdrawn By Applicant 117 $20,797,000 $177,000 $417,000 $105,000 $750,000
Application Approved But Not Accepted 9 $1,841,000 $204,000 $540,000 $81,000 $288,000
File Closed For Incompleteness 1 $90,000 $90,000 $90,000 $41,000 $41,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ks Statebank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ks Statebank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

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