Kellner Mortgage Investments Mortgage Lending & HMDA Data, 2006
In 2006, Kellner Mortgage Investments of Plano, TX reported 3,065 mortgage applications totaling $364.0 million, up 65% from 2005. The average application was for $118,749, and applicants reported an average income of $69,000. 45% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (343), Atlanta-Sandy Springs-Marietta, GA (279) and Dallas-Plano-Irving, TX (238) (applications in parentheses).
| Mortgage Company & Address | Kellner Mortgage Investments 5055 W. Park Blvd., Suite 600 Plano, TX 75093 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,065 |
| Total Mortgage Loan Application Amount | $363,967,000 |
| Average Mortgage Loan Application Amount | $118,749 |
| Highest Mortgage Loan Application Amount | $800,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $1,115,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Kellner Mortgage Investments filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-Sugar Land-Baytown, TX | 343 | $ 39,089,000 | $ 113,962 | $ 78,000 |
| Atlanta-Sandy Springs-Marietta, GA | 279 | $ 37,403,000 | $ 134,060 | $ 71,000 |
| Dallas-Plano-Irving, TX | 238 | $ 31,447,000 | $ 132,130 | $ 92,000 |
| Fort Worth-Arlington, TX | 136 | $ 14,286,000 | $ 105,044 | $ 76,000 |
| Memphis, TN-MS-AR | 101 | $ 10,547,000 | $ 104,425 | $ 48,504 |
| Detroit-Livonia-Dearborn, MI | 70 | $ 7,000,000 | $ 100,000 | $ 57,000 |
| El Paso, TX | 63 | $ 6,278,000 | $ 99,650 | $ 51,000 |
| Little Rock-North Little Rock, AR | 63 | $ 6,704,000 | $ 106,412 | $ 57,000 |
| St. Louis, MO-IL | 58 | $ 5,656,000 | $ 97,517 | $ 67,000 |
| Orlando-Kissimmee, FL | 51 | $ 7,634,000 | $ 149,686 | $ 63,000 |
| Corpus Christi, TX | 50 | $ 5,027,000 | $ 100,540 | $ 76,000 |
| Jackson, MS | 47 | $ 4,909,000 | $ 104,446 | $ 72,000 |
| Laredo, TX | 43 | $ 4,502,000 | $ 104,697 | $ 52,000 |
| Baton Rouge, LA | 41 | $ 4,696,000 | $ 114,536 | $ 66,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 40 | $ 8,961,000 | $ 224,025 | $ 83,800 |
| San Antonio, TX | 39 | $ 4,010,000 | $ 102,820 | $ 78,000 |
| Monroe, LA | 34 | $ 3,826,000 | $ 112,529 | $ 51,000 |
| Tampa-St. Petersburg-Clearwater, FL | 32 | $ 5,841,000 | $ 182,531 | $ 89,000 |
| Brownsville-Harlingen, TX | 31 | $ 3,298,000 | $ 106,387 | $ 54,000 |
| McAllen-Edinburg-Mission, TX | 31 | $ 3,237,000 | $ 104,419 | $ 61,000 |
| Austin-Round Rock, TX | 29 | $ 3,300,000 | $ 113,793 | $ 94,000 |
| Charlotte-Gastonia-Concord, NC-SC | 29 | $ 3,415,000 | $ 117,758 | $ 69,655 |
| New Orleans-Metairie-Kenner, LA | 26 | $ 3,644,000 | $ 140,153 | $ 76,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 26 | $ 3,413,000 | $ 131,269 | $ 74,000 |
| Indianapolis-Carmel, IN | 25 | $ 2,944,000 | $ 117,760 | $ 66,000 |
| Kansas City, MO-KS | 25 | $ 2,924,000 | $ 116,960 | $ 41,680 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 23 | $ 3,992,000 | $ 173,565 | $ 77,000 |
| Baltimore-Towson, MD | 22 | $ 4,248,000 | $ 193,090 | $ 73,000 |
| Shreveport-Bossier City, LA | 22 | $ 2,012,000 | $ 91,454 | $ 51,000 |
| Lansing-East Lansing, MI | 20 | $ 1,910,000 | $ 95,500 | $ 69,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 19 | $ 2,955,000 | $ 155,526 | $ 70,000 |
| Florence, SC | 19 | $ 2,135,000 | $ 112,368 | $ 63,000 |
| Nashville-Davidson--Murfreesboro, TN | 19 | $ 2,378,000 | $ 125,157 | $ 67,000 |
| Oklahoma City, OK | 18 | $ 1,649,000 | $ 91,611 | $ 47,000 |
| Richmond, VA | 18 | $ 2,265,000 | $ 125,833 | $ 64,000 |
| Beaumont-Port Arthur, TX | 15 | $ 1,074,000 | $ 71,600 | $ 50,000 |
| Tulsa, OK | 15 | $ 1,991,000 | $ 132,733 | $ 87,000 |
| Raleigh-Cary, NC | 14 | $ 1,390,000 | $ 99,285 | $ 46,000 |
| Bethesda-Gaithersburg-Frederick, MD | 13 | $ 3,186,000 | $ 245,076 | $ 103,000 |
| Warren-Troy-Farmington Hills, MI | 13 | $ 2,045,000 | $ 157,307 | $ 105,000 |
| Columbia, SC | 12 | $ 1,207,000 | $ 100,583 | $ 49,000 |
| Gulfport-Biloxi, MS | 12 | $ 1,196,000 | $ 99,666 | $ 53,000 |
| Jacksonville, FL | 12 | $ 1,263,000 | $ 105,250 | $ 74,000 |
| Grand Rapids-Wyoming, MI | 10 | $ 968,000 | $ 96,800 | $ 46,000 |
| Lubbock, TX | 10 | $ 1,111,000 | $ 111,100 | $ 59,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 10 | $ 1,474,000 | $ 147,400 | $ 65,000 |
| Sherman-Denison, TX | 10 | $ 1,102,000 | $ 110,200 | $ 77,000 |
| Fort Wayne, IN | 9 | $ 624,000 | $ 69,333 | $ 41,000 |
| Jackson, MI | 9 | $ 532,000 | $ 59,111 | $ 47,000 |
| Killeen-Temple-Fort Hood, TX | 9 | $ 663,000 | $ 73,666 | $ 48,000 |
| Louisville-Jefferson County, KY-IN | 9 | $ 1,478,000 | $ 164,222 | $ 69,000 |
| Battle Creek, MI | 8 | $ 652,000 | $ 81,500 | $ 66,000 |
| Greensboro-High Point, NC | 8 | $ 681,000 | $ 85,125 | $ 55,000 |
| Lakeland, FL | 8 | $ 1,248,000 | $ 156,000 | $ 67,000 |
| Longview, TX | 8 | $ 600,000 | $ 75,000 | $ 41,000 |
| Valdosta, GA | 8 | $ 847,000 | $ 105,875 | $ 78,000 |
| Charleston-North Charleston, SC | 7 | $ 1,152,000 | $ 164,571 | $ 106,000 |
| Chattanooga, TN-GA | 7 | $ 710,000 | $ 101,428 | $ 37,714 |
| Clarksville, TN-KY | 7 | $ 636,000 | $ 90,857 | $ 52,000 |
| Gary, IN | 7 | $ 519,000 | $ 74,142 | $ 87,000 |
| Knoxville, TN | 7 | $ 896,000 | $ 128,000 | $ 51,000 |
| Lawton, OK | 7 | $ 682,000 | $ 97,428 | $ 67,000 |
| Pine Bluff, AR | 7 | $ 605,000 | $ 86,428 | $ 45,000 |
| Wichita, KS | 7 | $ 856,000 | $ 122,285 | $ 62,000 |
| Flint, MI | 6 | $ 427,000 | $ 71,166 | $ 31,000 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 721,000 | $ 120,166 | $ 59,000 |
| Midland, TX | 6 | $ 406,000 | $ 67,666 | $ 47,000 |
| Tallahassee, FL | 6 | $ 747,000 | $ 124,500 | $ 54,000 |
| Alexandria, LA | 5 | $ 602,000 | $ 120,400 | $ 38,000 |
| Cape Coral-Fort Myers, FL | 5 | $ 1,528,000 | $ 305,600 | $ 449,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 778,000 | $ 155,600 | $ 52,000 |
| Kalamazoo-Portage, MI | 5 | $ 628,000 | $ 125,600 | $ 45,000 |
| Miami-Miami Beach-Kendall, FL | 5 | $ 1,191,000 | $ 238,200 | $ 100,000 |
| Springfield, MO | 5 | $ 501,000 | $ 100,200 | $ 45,000 |
| Topeka, KS | 5 | $ 451,000 | $ 90,200 | $ 48,000 |
| Tyler, TX | 5 | $ 616,000 | $ 123,200 | $ 166,000 |
| Asheville, NC | 4 | $ 635,000 | $ 158,750 | $ 91,000 |
| Denver-Aurora, CO | 4 | $ 757,000 | $ 189,250 | $ 103,000 |
| Elkhart-Goshen, IN | 4 | $ 401,000 | $ 100,250 | $ 71,000 |
| Fayetteville, NC | 4 | $ 488,000 | $ 122,000 | $ 58,000 |
| Greenville, SC | 4 | $ 537,000 | $ 134,250 | $ 52,000 |
| Muskegon-Norton Shores, MI | 4 | $ 278,000 | $ 69,500 | $ 35,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 4 | $ 674,000 | $ 168,500 | $ 93,000 |
| Spartanburg, SC | 4 | $ 529,000 | $ 132,250 | $ 37,000 |
| Tucson, AZ | 4 | $ 569,000 | $ 142,250 | $ 54,000 |
| Wichita Falls, TX | 4 | $ 408,000 | $ 102,000 | $ 47,000 |
| Winston-Salem, NC | 4 | $ 475,000 | $ 118,750 | $ 90,000 |
| Albany, GA | 3 | $ 354,000 | $ 118,000 | $ 88,000 |
| Anderson, SC | 3 | $ 255,000 | $ 85,000 | $ 96,000 |
| Durham, NC | 3 | $ 201,000 | $ 67,000 | $ 67,000 |
| Elizabethtown, KY | 3 | $ 194,000 | $ 64,666 | $ 51,000 |
| Gainesville, GA | 3 | $ 264,000 | $ 88,000 | $ 39,000 |
| Jonesboro, AR | 3 | $ 381,000 | $ 127,000 | $ 54,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 448,000 | $ 149,333 | $ 66,000 |
| Lafayette, LA | 3 | $ 271,000 | $ 90,333 | $ 61,000 |
| Lake Charles, LA | 3 | $ 225,000 | $ 75,000 | $ 34,000 |
| Savannah, GA | 3 | $ 461,000 | $ 153,666 | $ 142,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 3 | $ 387,000 | $ 129,000 | $ 55,000 |
| Ann Arbor, MI | 2 | $ 225,000 | $ 112,500 | $ 105,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 183,000 | $ 91,500 | $ 46,000 |
| Bloomington, IN | 2 | $ 171,000 | $ 85,500 | $ 27,000 |
| Brunswick, GA | 2 | $ 135,000 | $ 67,500 | $ 42,000 |
| Burlington, NC | 2 | $ 186,000 | $ 93,000 | $ 22,000 |
| Cincinnati-Middletown, OH-KY-IN | 2 | $ 208,000 | $ 104,000 | $ 43,000 |
| Columbus, IN | 2 | $ 133,000 | $ 66,500 | $ 81,000 |
| Evansville, IN-KY | 2 | $ 148,000 | $ 74,000 | $ 26,000 |
| Fort Smith, AR-OK | 2 | $ 142,000 | $ 71,000 | $ 41,000 |
| Grand Junction, CO | 2 | $ 178,000 | $ 89,000 | $ 39,000 |
| Greeley, CO | 2 | $ 239,000 | $ 119,500 | $ 88,000 |
| Hattiesburg, MS | 2 | $ 261,000 | $ 130,500 | $ 45,000 |
| Holland-Grand Haven, MI | 2 | $ 315,000 | $ 157,500 | $ 91,000 |
| Jackson, TN | 2 | $ 144,000 | $ 72,000 | $ 23,000 |
| Johnson City, TN | 2 | $ 118,000 | $ 59,000 | $ 22,000 |
| Joplin, MO | 2 | $ 174,000 | $ 87,000 | $ 72,000 |
| Macon, GA | 2 | $ 275,000 | $ 137,500 | $ 57,000 |
| Michigan City-La Porte, IN | 2 | $ 161,000 | $ 80,500 | $ 27,000 |
| Morristown, TN | 2 | $ 385,000 | $ 192,500 | $ 79,000 |
| Niles-Benton Harbor, MI | 2 | $ 325,000 | $ 162,500 | $ 128,000 |
| Ocala, FL | 2 | $ 362,000 | $ 181,000 | $ 71,000 |
| Odessa, TX | 2 | $ 188,000 | $ 94,000 | $ 72,000 |
| Panama City-Lynn Haven, FL | 2 | $ 150,000 | $ 75,000 | $ 54,000 |
| Roanoke, VA | 2 | $ 265,000 | $ 132,500 | $ 76,000 |
| Rocky Mount, NC | 2 | $ 203,000 | $ 101,500 | $ 78,000 |
| Rome, GA | 2 | $ 170,000 | $ 85,000 | $ 55,000 |
| Saginaw-Saginaw Township North, MI | 2 | $ 298,000 | $ 149,000 | $ 50,000 |
| Sarasota-Bradenton-Venice, FL | 2 | $ 487,000 | $ 243,500 | $ 90,000 |
| Wilmington, DE-MD-NJ | 2 | $ 75,000 | $ 37,500 | $ 46,000 |
| Abilene, TX | 1 | $ 50,000 | $ 50,000 | $ 39,000 |
| Amarillo, TX | 1 | $ 126,000 | $ 126,000 | $ 54,000 |
| Bakersfield, CA | 1 | $ 287,000 | $ 287,000 | $ 86,000 |
| Bay City, MI | 1 | $ 104,000 | $ 104,000 | $ 27,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 195,000 | $ 195,000 | $ 102,000 |
| Charlottesville, VA | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| College Station-Bryan, TX | 1 | $ 59,000 | $ 59,000 | $ 20,000 |
| Fort Collins-Loveland, CO | 1 | $ 430,000 | $ 430,000 | $ 348,000 |
| Gainesville, FL | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Goldsboro, NC | 1 | $ 128,000 | $ 128,000 | $ 89,000 |
| Harrisonburg, VA | 1 | $ 150,000 | $ 150,000 | $ 132,000 |
| Hot Springs, AR | 1 | $ 116,000 | $ 116,000 | $ 100,000 |
| Jefferson City, MO | 1 | $ 109,000 | $ 109,000 | $ 48,000 |
| Kokomo, IN | 1 | $ 62,000 | $ 62,000 | $ 74,000 |
| Lexington-Fayette, KY | 1 | $ 119,000 | $ 119,000 | $ 96,000 |
| Muncie, IN | 1 | $ 83,000 | $ 83,000 | $ 25,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 174,000 | $ 174,000 | $ 45,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1 | $ 224,000 | $ 224,000 | $ 60,000 |
| Port St. Lucie-Fort Pierce, FL | 1 | $ 153,000 | $ 153,000 | $ 37,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1 | $ 200,000 | $ 200,000 | $ 78,000 |
| Pueblo, CO | 1 | $ 170,000 | $ 170,000 | $ 78,000 |
| Salinas, CA | 1 | $ 790,000 | $ 790,000 | $ 222,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 93,000 | $ 93,000 | $ 29,000 |
| Sumter, SC | 1 | $ 63,000 | $ 63,000 | $ 29,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 66,000 | $ 66,000 | $ 43,000 |
| Victoria, TX | 1 | $ 251,000 | $ 251,000 | $ 87,000 |
| Waco, TX | 1 | $ 52,000 | $ 52,000 | $ 30,000 |
| Wilmington, NC | 1 | $ 148,000 | $ 148,000 | $ 47,000 |
| Winchester, VA-WV | 1 | $ 186,000 | $ 186,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Kellner Mortgage Investments in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,273 | $260,043,000 | $114,000 | $800,000 | $69,000 | $1,115,000 |
| Refinancing | 792 | $103,924,000 | $131,000 | $790,000 | $69,000 | $677,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 1,016 | $120,338,000 | $118,000 | $605,000 | $64,000 | $677,000 |
| White | 984 | $119,027,000 | $120,000 | $800,000 | $79,000 | $600,000 |
| Not Provided | 552 | $68,412,000 | $123,000 | $780,000 | $66,000 | $1,115,000 |
| Hispanic | 459 | $49,050,000 | $106,000 | $580,000 | $59,000 | $275,000 |
| Asian | 36 | $5,040,000 | $140,000 | $559,000 | $131,000 | $960,000 |
| American Indian or Alaskan Native | 14 | $1,629,000 | $116,000 | $256,000 | $79,000 | $260,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $313,000 | $156,000 | $187,000 | $90,000 | $110,000 |
| Not applicable | 2 | $158,000 | $79,000 | $112,000 | $60,000 | $78,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,065 | $363,967,000 | $118,000 | $800,000 | $69,000 | $1,115,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,388 | $157,700,000 | $113,000 | $790,000 | $68,000 | $960,000 |
| Application Approved But Not Accepted | 681 | $79,457,000 | $116,000 | $468,000 | $64,000 | $600,000 |
| Application Denied By Financial Institution | 637 | $89,034,000 | $139,000 | $800,000 | $73,000 | $1,115,000 |
| Application Withdrawn By Applicant | 319 | $33,765,000 | $105,000 | $480,000 | $80,000 | $677,000 |
| File Closed For Incompleteness | 26 | $3,075,000 | $118,000 | $280,000 | $61,000 | $104,000 |
| Loan Purchased By The Institution | 13 | $836,000 | $64,000 | $153,000 | $73,000 | $180,000 |
| Preapproval Approved but not Accepted | 1 | $100,000 | $100,000 | $100,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 53 | $9,544,000 | $180,000 | $668,000 | $119,000 | $1,115,000 |
| Collateral | 23 | $3,578,000 | $155,000 | $800,000 | $110,000 | $342,000 |
| Debt-To-Income Ratio | 15 | $2,029,000 | $135,000 | $480,000 | $53,000 | $199,000 |
| Credit History | 14 | $1,897,000 | $135,000 | $251,000 | $47,000 | $89,000 |
| Employment History | 2 | $235,000 | $117,000 | $140,000 | $59,000 | $96,000 |
| Unverifiable Information | 1 | $306,000 | $306,000 | $306,000 | $94,000 | $94,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Kellner Mortgage Investments's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Kellner Mortgage Investments's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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