2 mortgage lenders are based in ZIP code 78028, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Kerr County, TX in 2025.
In 2025, 153 lenders made 793 home loans worth $250.3 million in Kerr County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Kerr County, which includes ZIP code 78028.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Randolph-Brooks Federal Credit Union Universal City, TX | 61 | $9.3M | $153,000 | 7.7% |
| 2 | Mld Mortgage, Inc.Dba the Money Store Florham Park, NJ | 49 | $14.7M | $300,000 | 6.2% |
| 3 | United Wholesale Mortgage Plymouth, MI | 37 | $13.5M | $365,000 | 4.7% |
| 4 | Security State Bank & Trust Fredericksburg, TX | 37 | $7.1M | $193,000 | 4.7% |
| 5 | V.I.P. Mortgage, Inc. Scottsdale, AZ | 32 | $10.0M | $313,000 | 4.0% |
| 6 | Lennar Mortgage, LLC Miami, FL | 30 | $7.8M | $259,000 | 3.8% |
| 7 | Pilgrim Mortgage LLC San Antonio, TX | 22 | $8.4M | $381,000 | 2.8% |
| 8 | Centennial Bank Arkansas, AR | 20 | $8.1M | $402,000 | 2.5% |
| 9 | Gardner Financial Services San Antonio, TX | 17 | $6.3M | $373,000 | 2.1% |
| 10 | Newrez LLC Fort Washington, PA | 16 | $4.6M | $284,000 | 2.0% |
See every lender in Kerr County and its 2025 mortgage data · top lenders in Texas · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Bank of the Hills, N.A.
1075 JUNCTION HIGHWAY KERRVILLE, TX 78028 |
* | 262 | $35,839,000 |
| Bank of the Hills, N.A.
1075 JUNCTION HIGHWAY KERRVILLE, TX 78028 |
* | 213 | $36,784,000 |
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