Keybank National Association Mortgage Lending & HMDA Data, 2015
In 2015, Keybank National Association of Cleveland, OH reported 26,986 mortgage applications totaling $7.9 billion, up 5% from 2014. The average application was for $293,471, and applicants reported an average income of $99,702. 47% of its applications resulted in an originated loan and 39% were denied. Its largest markets were Cleveland-Elyria, OH (2,830), Buffalo-Cheektowaga-Niagara Falls, NY (1,982) and Seattle-Bellevue-Everett, WA (1,632) (applications in parentheses).
| Mortgage Company & Address | Keybank National Association 127 Public Square Cleveland, OH 44114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 26,986 |
| Total Mortgage Loan Application Amount | $7,919,630,000 |
| Average Mortgage Loan Application Amount | $293,471 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $99,702 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Keybank National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cleveland-Elyria, OH | 2,830 | $ 274,700,000 | $ 97,067 | $ 94,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1,982 | $ 209,317,000 | $ 105,608 | $ 78,000 |
| Seattle-Bellevue-Everett, WA | 1,632 | $ 479,065,000 | $ 293,544 | $ 135,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1,346 | $ 318,215,000 | $ 236,415 | $ 122,893 |
| Denver-Aurora-Lakewood, CO | 1,239 | $ 443,969,000 | $ 358,328 | $ 125,000 |
| Indianapolis-Carmel-Anderson, IN | 1,165 | $ 157,902,000 | $ 135,538 | $ 89,000 |
| Tacoma-Lakewood, WA | 711 | $ 173,064,000 | $ 243,409 | $ 84,000 |
| Toledo, OH | 706 | $ 62,421,000 | $ 88,415 | $ 78,000 |
| Albany-Schenectady-Troy, NY | 696 | $ 135,021,000 | $ 193,995 | $ 95,000 |
| Portland-South Portland, ME | 616 | $ 172,376,000 | $ 279,831 | $ 121,000 |
| Salt Lake City, UT | 557 | $ 152,984,000 | $ 274,657 | $ 118,000 |
| Boise City, ID | 548 | $ 85,800,000 | $ 156,569 | $ 105,000 |
| Columbus, OH | 548 | $ 177,330,000 | $ 323,594 | $ 99,000 |
| Akron, OH | 510 | $ 54,302,000 | $ 106,474 | $ 84,000 |
| Cincinnati, OH-KY-IN | 458 | $ 62,000,000 | $ 135,371 | $ 104,897 |
| Syracuse, NY | 446 | $ 37,288,000 | $ 83,605 | $ 89,000 |
| Rochester, NY | 365 | $ 37,802,000 | $ 103,567 | $ 91,000 |
| New York-Jersey City-White Plains, NY-NJ | 330 | $ 96,885,000 | $ 293,590 | $ 123,336 |
| Salem, OR | 318 | $ 74,962,000 | $ 235,729 | $ 80,000 |
| Ogden-Clearfield, UT | 306 | $ 62,508,000 | $ 204,274 | $ 100,000 |
| Dayton, OH | 291 | $ 36,833,000 | $ 126,573 | $ 83,000 |
| Canton-Massillon, OH | 274 | $ 31,443,000 | $ 114,755 | $ 120,000 |
| Warren-Troy-Farmington Hills, MI | 260 | $ 52,894,000 | $ 203,438 | $ 131,000 |
| Olympia-Tumwater, WA | 236 | $ 53,906,000 | $ 228,415 | $ 103,000 |
| Yakima, WA | 230 | $ 29,163,000 | $ 126,795 | $ 70,000 |
| Eugene, OR | 195 | $ 30,720,000 | $ 157,538 | $ 78,000 |
| South Bend-Mishawaka, IN-MI | 172 | $ 15,167,000 | $ 88,180 | $ 100,104 |
| Albany, OR | 164 | $ 21,205,000 | $ 129,298 | $ 82,000 |
| Elkhart-Goshen, IN | 161 | $ 14,578,000 | $ 90,546 | $ 65,000 |
| Anchorage, AK | 147 | $ 24,648,000 | $ 167,673 | $ 112,000 |
| Bangor, ME | 145 | $ 11,719,000 | $ 80,820 | $ 68,000 |
| Bremerton-Silverdale, WA | 132 | $ 24,882,000 | $ 188,500 | $ 116,000 |
| Dutchess County-Putnam County, NY | 129 | $ 35,348,000 | $ 274,015 | $ 98,000 |
| Mansfield, OH | 125 | $ 8,568,000 | $ 68,544 | $ 82,000 |
| Burlington-South Burlington, VT | 123 | $ 20,625,000 | $ 167,682 | $ 99,000 |
| Provo-Orem, UT | 123 | $ 22,968,000 | $ 186,731 | $ 136,000 |
| Ann Arbor, MI | 118 | $ 51,538,000 | $ 436,762 | $ 119,000 |
| Monroe, MI | 113 | $ 10,195,000 | $ 90,221 | $ 75,000 |
| Youngstown-Warren-Boardman, OH-PA | 112 | $ 9,459,000 | $ 84,455 | $ 74,000 |
| Watertown-Fort Drum, NY | 109 | $ 22,176,000 | $ 203,449 | $ 77,000 |
| Bellingham, WA | 103 | $ 24,874,000 | $ 241,495 | $ 117,000 |
| Lewiston-Auburn, ME | 102 | $ 11,227,000 | $ 110,068 | $ 73,000 |
| Idaho Falls, ID | 100 | $ 12,762,000 | $ 127,620 | $ 170,000 |
| Detroit-Dearborn-Livonia, MI | 96 | $ 19,495,000 | $ 203,072 | $ 93,000 |
| Kingston, NY | 95 | $ 10,710,000 | $ 112,736 | $ 74,000 |
| Medford, OR | 95 | $ 16,027,000 | $ 168,705 | $ 88,000 |
| Colorado Springs, CO | 81 | $ 40,662,000 | $ 502,000 | $ 79,000 |
| Fort Collins, CO | 81 | $ 11,383,000 | $ 140,530 | $ 95,000 |
| Kokomo, IN | 77 | $ 9,949,000 | $ 129,207 | $ 55,000 |
| Kennewick-Richland, WA | 73 | $ 12,144,000 | $ 166,356 | $ 84,000 |
| Utica-Rome, NY | 72 | $ 4,948,000 | $ 68,722 | $ 85,000 |
| Boulder, CO | 63 | $ 16,042,000 | $ 254,634 | $ 190,000 |
| Mount Vernon-Anacortes, WA | 62 | $ 11,577,000 | $ 186,725 | $ 76,000 |
| Pocatello, ID | 54 | $ 5,243,000 | $ 97,092 | $ 78,000 |
| Glens Falls, NY | 45 | $ 8,849,000 | $ 196,644 | $ 119,000 |
| Springfield, OH | 45 | $ 2,635,000 | $ 58,555 | $ 76,000 |
| Bend-Redmond, OR | 43 | $ 83,139,000 | $ 1,933,465 | $ 182,000 |
| Greeley, CO | 43 | $ 5,783,000 | $ 134,488 | $ 92,000 |
| Spokane-Spokane Valley, WA | 42 | $ 11,827,000 | $ 281,595 | $ 68,000 |
| Phoenix-Mesa-Scottsdale, AZ | 39 | $ 157,343,000 | $ 4,034,435 | $ 223,000 |
| Wenatchee, WA | 36 | $ 7,038,000 | $ 195,500 | $ 114,000 |
| Nassau County-Suffolk County, NY | 35 | $ 98,957,000 | $ 2,827,342 | $ 165,000 |
| Tampa-St. Petersburg-Clearwater, FL | 33 | $ 194,670,000 | $ 5,899,090 | $ 101,000 |
| Jackson, MI | 31 | $ 3,667,000 | $ 118,290 | $ 123,000 |
| Longview, WA | 28 | $ 4,148,000 | $ 148,142 | $ 109,000 |
| Grants Pass, OR | 26 | $ 2,438,000 | $ 93,769 | $ 53,000 |
| Fairbanks, AK | 25 | $ 3,200,000 | $ 128,000 | $ 80,000 |
| Cape Coral-Fort Myers, FL | 23 | $ 8,045,000 | $ 349,782 | $ 246,000 |
| Corvallis, OR | 22 | $ 4,093,000 | $ 186,045 | $ 238,000 |
| Logan, UT-ID | 22 | $ 2,831,000 | $ 128,681 | $ 91,000 |
| North Port-Sarasota-Bradenton, FL | 20 | $ 36,128,000 | $ 1,806,400 | $ 140,000 |
| Chicago-Naperville-Arlington Heights, IL | 18 | $ 102,610,000 | $ 5,700,555 | $ 245,000 |
| Gary, IN | 18 | $ 1,477,000 | $ 82,055 | $ 191,000 |
| Charlotte-Concord-Gastonia, NC-SC | 17 | $ 85,922,000 | $ 5,054,235 | $ 89,588 |
| Flint, MI | 16 | $ 728,000 | $ 45,500 | $ 156,000 |
| Naples-Immokalee-Marco Island, FL | 16 | $ 20,116,000 | $ 1,257,250 | $ 374,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 15 | $ 4,511,000 | $ 300,733 | $ 254,000 |
| Orlando-Kissimmee-Sanford, FL | 14 | $ 126,181,000 | $ 9,012,928 | $ 127,000 |
| Atlanta-Sandy Springs-Roswell, GA | 13 | $ 159,428,000 | $ 12,263,692 | $ 51,000 |
| Houston-The Woodlands-Sugar Land, TX | 12 | $ 201,129,000 | $ 16,760,750 | $ 0 |
| St. George, UT | 12 | $ 2,856,000 | $ 238,000 | $ 144,000 |
| Bridgeport-Stamford-Norwalk, CT | 10 | $ 3,848,000 | $ 384,800 | $ 168,000 |
| Flagstaff, AZ | 10 | $ 110,768,000 | $ 11,076,800 | $ 11,000 |
| Fort Wayne, IN | 10 | $ 13,916,000 | $ 1,391,600 | $ 87,000 |
| Niles-Benton Harbor, MI | 9 | $ 1,071,000 | $ 119,000 | $ 112,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 8 | $ 851,000 | $ 106,375 | $ 90,000 |
| Grand Rapids-Wyoming, MI | 8 | $ 837,000 | $ 104,625 | $ 98,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 8 | $ 1,704,000 | $ 213,000 | $ 256,000 |
| Lansing-East Lansing, MI | 8 | $ 6,810,000 | $ 851,250 | $ 84,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 8 | $ 161,110,000 | $ 20,138,750 | $ 53,000 |
| Pueblo, CO | 8 | $ 705,000 | $ 88,125 | $ 77,000 |
| Tucson, AZ | 8 | $ 100,667,000 | $ 12,583,375 | $ 39,000 |
| Riverside-San Bernardino-Ontario, CA | 7 | $ 26,261,000 | $ 3,751,571 | $ 244,000 |
| Bloomington, IN | 6 | $ 897,000 | $ 149,500 | $ 112,000 |
| Kansas City, MO-KS | 6 | $ 80,004,000 | $ 13,334,000 | $ 45,000 |
| Las Vegas-Henderson-Paradise, NV | 6 | $ 1,146,000 | $ 191,000 | $ 121,000 |
| Los Angeles-Long Beach-Glendale, CA | 6 | $ 3,800,000 | $ 633,333 | $ 180,000 |
| Muncie, IN | 6 | $ 544,000 | $ 90,666 | $ 152,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 1,321,000 | $ 220,166 | $ 105,000 |
| Providence-Warwick, RI-MA | 6 | $ 34,257,000 | $ 5,709,500 | $ 210,333 |
| Rockingham County-Strafford County, NH | 6 | $ 832,000 | $ 138,666 | $ 120,000 |
| Wilmington, NC | 6 | $ 39,239,000 | $ 6,539,833 | $ 397,000 |
| Austin-Round Rock, TX | 5 | $ 146,495,000 | $ 29,299,000 | $ 0 |
| Binghamton, NY | 5 | $ 196,000 | $ 39,200 | $ 43,000 |
| Cambridge-Newton-Framingham, MA | 5 | $ 21,288,000 | $ 4,257,600 | $ 133,000 |
| Madison, WI | 5 | $ 51,878,000 | $ 10,375,600 | $ 12,000 |
| Michigan City-La Porte, IN | 5 | $ 348,000 | $ 69,600 | $ 64,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 5 | $ 19,849,000 | $ 3,969,800 | $ 141,600 |
| Prescott, AZ | 5 | $ 13,797,000 | $ 2,759,400 | $ 49,000 |
| Raleigh, NC | 5 | $ 23,928,000 | $ 4,785,600 | $ 40,000 |
| Reno, NV | 5 | $ 706,000 | $ 141,200 | $ 131,000 |
| Spartanburg, SC | 5 | $ 23,731,000 | $ 4,746,200 | $ 16,000 |
| Walla Walla, WA | 5 | $ 982,000 | $ 196,400 | $ 143,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 5 | $ 61,410,000 | $ 12,282,000 | $ 43,200 |
| Winston-Salem, NC | 5 | $ 37,479,000 | $ 7,495,800 | $ 14,000 |
| Asheville, NC | 4 | $ 897,000 | $ 224,250 | $ 96,000 |
| Baltimore-Columbia-Towson, MD | 4 | $ 27,865,000 | $ 6,966,250 | $ 53,000 |
| Baton Rouge, LA | 4 | $ 71,345,000 | $ 17,836,250 | $ 0 |
| Boston, MA | 4 | $ 111,991,000 | $ 27,997,750 | $ 95,000 |
| Coeur D'Alene, ID | 4 | $ 756,000 | $ 189,000 | $ 58,000 |
| Columbus, IN | 4 | $ 922,000 | $ 230,500 | $ 183,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4 | $ 743,000 | $ 185,750 | $ 86,000 |
| Ithaca, NY | 4 | $ 593,000 | $ 148,250 | $ 29,000 |
| Lafayette-West Lafayette, IN | 4 | $ 312,000 | $ 78,000 | $ 77,000 |
| Lakeland-Winter Haven, FL | 4 | $ 396,000 | $ 99,000 | $ 112,000 |
| Montgomery County-Bucks County-Chester County, PA | 4 | $ 43,880,000 | $ 10,970,000 | $ 23,000 |
| Newark, NJ-PA | 4 | $ 3,032,000 | $ 758,000 | $ 381,000 |
| Philadelphia, PA | 4 | $ 18,666,000 | $ 4,666,500 | $ 31,000 |
| Pittsburgh, PA | 4 | $ 569,000 | $ 142,250 | $ 63,000 |
| Port St. Lucie, FL | 4 | $ 3,912,000 | $ 978,000 | $ 934,000 |
| San Diego-Carlsbad, CA | 4 | $ 27,612,000 | $ 6,903,000 | $ 1,123,000 |
| Terre Haute, IN | 4 | $ 316,000 | $ 79,000 | $ 112,000 |
| Tulsa, OK | 4 | $ 29,580,000 | $ 7,395,000 | $ 0 |
| Urban Honolulu, HI | 4 | $ 1,398,000 | $ 349,500 | $ 570,000 |
| Anaheim-Santa Ana-Irvine, CA | 3 | $ 40,599,000 | $ 13,533,000 | $ 135,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 10,300,000 | $ 3,433,333 | $ 410,666 |
| Homosassa Springs, FL | 3 | $ 368,000 | $ 122,666 | $ 57,000 |
| Kahului-Wailuku-Lahaina, HI | 3 | $ 940,000 | $ 313,333 | $ 131,000 |
| Kalamazoo-Portage, MI | 3 | $ 12,648,000 | $ 4,216,000 | $ 6,000 |
| Punta Gorda, FL | 3 | $ 588,000 | $ 196,000 | $ 132,000 |
| Richmond, VA | 3 | $ 6,181,000 | $ 2,060,333 | $ 130,000 |
| Sebastian-Vero Beach, FL | 3 | $ 1,673,000 | $ 557,666 | $ 1,305,000 |
| Springfield, MA | 3 | $ 13,692,000 | $ 4,564,000 | $ 80,000 |
| St. Louis, MO-IL | 3 | $ 19,011,000 | $ 6,337,000 | $ 216,000 |
| Wilmington, DE-MD-NJ | 3 | $ 51,855,000 | $ 17,285,000 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 211,000 | $ 105,500 | $ 86,000 |
| Bakersfield, CA | 2 | $ 13,105,000 | $ 6,552,500 | $ 0 |
| Battle Creek, MI | 2 | $ 235,000 | $ 117,500 | $ 64,000 |
| Bay City, MI | 2 | $ 72,000 | $ 36,000 | $ 84,000 |
| Charleston-North Charleston, SC | 2 | $ 544,000 | $ 272,000 | $ 153,000 |
| Cleveland, TN | 2 | $ 85,000 | $ 42,500 | $ 96,000 |
| Columbia, SC | 2 | $ 24,104,000 | $ 12,052,000 | $ 0 |
| Dallas-Plano-Irving, TX | 2 | $ 35,353,000 | $ 17,676,500 | $ 0 |
| Elmira, NY | 2 | $ 50,000 | $ 25,000 | $ 56,000 |
| Fresno, CA | 2 | $ 313,000 | $ 156,500 | $ 102,000 |
| Grand Junction, CO | 2 | $ 6,318,000 | $ 3,159,000 | $ 300,000 |
| Greensboro-High Point, NC | 2 | $ 8,193,000 | $ 4,096,500 | $ 42,000 |
| Jacksonville, FL | 2 | $ 225,000 | $ 112,500 | $ 65,000 |
| Johnson City, TN | 2 | $ 14,255,000 | $ 7,127,500 | $ 0 |
| Lima, OH | 2 | $ 256,000 | $ 128,000 | $ 112,000 |
| Manchester-Nashua, NH | 2 | $ 339,000 | $ 169,500 | $ 155,000 |
| Memphis, TN-MS-AR | 2 | $ 26,721,000 | $ 13,360,500 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 1,028,000 | $ 514,000 | $ 262,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 65,126,000 | $ 32,563,000 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 332,000 | $ 166,000 | $ 135,000 |
| Montgomery, AL | 2 | $ 9,020,000 | $ 4,510,000 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 2,138,000 | $ 1,069,000 | $ 381,000 |
| Ocala, FL | 2 | $ 247,000 | $ 123,500 | $ 40,000 |
| Oklahoma City, OK | 2 | $ 7,696,000 | $ 3,848,000 | $ 120,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 261,000 | $ 130,500 | $ 236,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 573,000 | $ 286,500 | $ 343,000 |
| Salisbury, MD-DE | 2 | $ 775,000 | $ 387,500 | $ 99,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 47,454,000 | $ 23,727,000 | $ 0 |
| Savannah, GA | 2 | $ 441,000 | $ 220,500 | $ 363,000 |
| Silver Spring-Frederick-Rockville, MD | 2 | $ 15,713,000 | $ 7,856,500 | $ 35,000 |
| Springfield, IL | 2 | $ 65,000 | $ 32,500 | $ 46,000 |
| Wheeling, WV-OH | 2 | $ 110,000 | $ 55,000 | $ 119,000 |
| Yuma, AZ | 2 | $ 70,000 | $ 35,000 | $ 69,000 |
| Barnstable Town, MA | 1 | $ 250,000 | $ 250,000 | $ 176,000 |
| Bismarck, ND | 1 | $ 27,000,000 | $ 27,000,000 | $ 0 |
| Camden, NJ | 1 | $ 508,000 | $ 508,000 | $ 391,000 |
| Charlottesville, VA | 1 | $ 330,000 | $ 330,000 | $ 140,000 |
| Chico, CA | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| College Station-Bryan, TX | 1 | $ 33,251,000 | $ 33,251,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 1 | $ 29,960,000 | $ 29,960,000 | $ 0 |
| Des Moines-West Des Moines, IA | 1 | $ 6,500,000 | $ 6,500,000 | $ 0 |
| East Stroudsburg, PA | 1 | $ 80,000 | $ 80,000 | $ 151,000 |
| Elgin, IL | 1 | $ 19,154,000 | $ 19,154,000 | $ 0 |
| Fort Worth-Arlington, TX | 1 | $ 36,000,000 | $ 36,000,000 | $ 0 |
| Gainesville, FL | 1 | $ 7,540,000 | $ 7,540,000 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Harrisburg-Carlisle, PA | 1 | $ 9,370,000 | $ 9,370,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 110,000 | $ 110,000 | $ 110,000 |
| Lake Charles, LA | 1 | $ 11,100,000 | $ 11,100,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 1 | $ 88,000 | $ 88,000 | $ 43,000 |
| Lexington-Fayette, KY | 1 | $ 14,000 | $ 14,000 | $ 34,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 11,748,000 | $ 11,748,000 | $ 0 |
| Lynchburg, VA | 1 | $ 40,000 | $ 40,000 | $ 68,000 |
| Mobile, AL | 1 | $ 23,906,000 | $ 23,906,000 | $ 0 |
| Muskegon, MI | 1 | $ 5,000 | $ 5,000 | $ 42,000 |
| New Haven-Milford, CT | 1 | $ 74,000 | $ 74,000 | $ 104,000 |
| Owensboro, KY | 1 | $ 52,000 | $ 52,000 | $ 84,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 459,000 | $ 459,000 | $ 242,000 |
| Panama City, FL | 1 | $ 57,000 | $ 57,000 | $ 21,000 |
| Pittsfield, MA | 1 | $ 160,000 | $ 160,000 | $ 76,000 |
| Reading, PA | 1 | $ 272,000 | $ 272,000 | $ 105,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 1,000,000 | $ 1,000,000 | $ 4,242,000 |
| San Antonio-New Braunfels, TX | 1 | $ 6,520,000 | $ 6,520,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 250,000 | $ 250,000 | $ 95,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 12,500,000 | $ 12,500,000 | $ 0 |
| Springfield, MO | 1 | $ 275,000 | $ 275,000 | $ 44,000 |
| Tallahassee, FL | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Valdosta, GA | 1 | $ 8,800,000 | $ 8,800,000 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 58,000 | $ 58,000 | $ 42,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 5,000 | $ 5,000 | $ 14,000 |
| York-Hanover, PA | 1 | $ 29,000 | $ 29,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Keybank National Association in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12,824 | $4,820,980,000 | $375,000 | $99,999,000 | $98,000 | $9,999,000 |
| Home Improvement | 8,925 | $668,797,000 | $74,000 | $52,275,000 | $92,000 | $2,522,000 |
| Home Purchase | 5,237 | $2,429,853,000 | $463,000 | $60,775,000 | $117,000 | $8,400,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,993 | $2,548,629,000 | $127,000 | $3,500,000 | $99,000 | $9,999,000 |
| Not Provided | 3,485 | $688,471,000 | $197,000 | $3,188,000 | $131,000 | $4,800,000 |
| Black or African American | 1,242 | $82,486,000 | $66,000 | $1,260,000 | $62,000 | $1,036,000 |
| Hispanic | 1,115 | $113,009,000 | $101,000 | $800,000 | $72,000 | $5,000,000 |
| Asian | 648 | $124,140,000 | $191,000 | $1,600,000 | $109,000 | $1,001,000 |
| Not applicable | 293 | $4,338,569,000 | $14,807,000 | $99,999,000 | $0 | $0 |
| American Indian or Alaskan Native | 145 | $17,839,000 | $123,000 | $1,556,000 | $90,000 | $592,000 |
| Native Hawaiian or Other Pacific Islander | 65 | $6,487,000 | $99,000 | $360,000 | $91,000 | $375,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,882 | $7,393,147,000 | $285,000 | $99,999,000 | $101,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 829 | $475,714,000 | $573,000 | $40,584,000 | $63,000 | $1,509,000 |
| VA-guaranteed (Veterans Administration) | 240 | $45,579,000 | $189,000 | $545,000 | $76,000 | $744,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 35 | $5,190,000 | $148,000 | $235,000 | $50,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,689 | $4,962,742,000 | $391,000 | $99,999,000 | $105,000 | $7,704,000 |
| Application Denied By Financial Institution | 10,481 | $1,299,805,000 | $124,000 | $40,584,000 | $87,000 | $8,400,000 |
| Application Withdrawn By Applicant | 2,845 | $1,349,540,000 | $474,000 | $60,500,000 | $114,000 | $9,999,000 |
| File Closed For Incompleteness | 578 | $265,763,000 | $459,000 | $36,149,000 | $139,000 | $3,301,000 |
| Application Approved But Not Accepted | 393 | $41,780,000 | $106,000 | $1,460,000 | $94,000 | $566,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3,617 | $251,444,000 | $69,000 | $1,200,000 | $80,000 | $5,000,000 |
| Debt-To-Income Ratio | 2,481 | $362,450,000 | $146,000 | $2,566,000 | $59,000 | $1,945,000 |
| Collateral | 1,783 | $247,711,000 | $138,000 | $3,712,000 | $99,000 | $2,522,000 |
| Credit Application Incomplete | 1,774 | $249,416,000 | $140,000 | $2,070,000 | $115,000 | $8,400,000 |
| Other | 532 | $120,532,000 | $226,000 | $40,584,000 | $129,000 | $1,991,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 145 | $45,084,000 | $310,000 | $19,300,000 | $84,000 | $1,774,000 |
| Unverifiable Information | 84 | $14,336,000 | $170,000 | $1,500,000 | $121,000 | $1,000,000 |
| Employment History | 62 | $8,499,000 | $137,000 | $1,630,000 | $68,000 | $516,000 |
| Mortgage Insurance Denied | 3 | $333,000 | $111,000 | $164,000 | $46,000 | $71,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Keybank National Association's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Keybank National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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