Mortgage Lenders in Lake City, FL
3 mortgage lenders are based in Lake City, FL, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Columbia County, FL in 2025.
Most active mortgage lenders in Columbia County, FL (2025)
In 2025, 159 lenders made 1,140 home loans worth $244.8 million in Columbia County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Columbia County, which includes Lake City.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 111 | $29.3M | $264,000 | 9.7% |
| 2 | Campus USA Credit Union Newberry, FL | 58 | $12.4M | $214,000 | 5.1% |
| 3 | Florida Credit Union Gainesville, FL | 56 | $6.8M | $121,000 | 4.9% |
| 4 | First Federal Bank Lake City, FL | 53 | $16.2M | $305,000 | 4.6% |
| 5 | 21st Mortgage Knoxville, TN | 52 | $7.4M | $143,000 | 4.6% |
| 6 | Movement Mortgage, LLC Indian Land, SC | 42 | $8.8M | $209,000 | 3.7% |
| 7 | Vystar Credit Union Jacksonville, FL | 39 | $6.5M | $166,000 | 3.4% |
| 8 | Atlantic Bay Mortgage Group Virginia Beach, VA | 36 | $7.1M | $198,000 | 3.2% |
| 9 | American Financial Network, Inc. Brea, CA | 35 | $8.1M | $232,000 | 3.1% |
| 10 | Mortgage Research Center Columbia, MO | 33 | $9.9M | $300,000 | 2.9% |
See every lender in Columbia County and its 2025 mortgage data · top lenders in Florida · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Lake City, FL
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Columbia Bank
173 NW HILLSBORO ST LAKE CITY, FL 32055 |
* | 17 | $5,255,000 |
| First Federal Bank
4705 US HWY 90 W LAKE CITY, FL 32055 |
* | 140,037 | $33,051,926,000 |
| First Federal Bank of Florida
4705 WEST U S HWY 90 LAKE CITY, FL 32055 |
* | 5,779 | $810,404,000 |
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