Mortgage Lenders in Lakeland, FL
12 mortgage lenders are based in Lakeland, FL, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Polk County, FL in 2025.
Most active mortgage lenders in Polk County, FL (2025)
In 2025, 558 lenders made 20,119 home loans worth $5.5 billion in Polk County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Polk County, which includes Lakeland.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 1,980 | $575.0M | $290,000 | 9.8% |
| 2 | Midflorida Credit Union Lakeland, FL | 1,160 | $184.1M | $159,000 | 5.8% |
| 3 | DHI Mortgage Company, Ltd. Austin, TX | 919 | $275.7M | $300,000 | 4.6% |
| 4 | Lennar Mortgage, LLC Miami, FL | 857 | $260.0M | $303,000 | 4.3% |
| 5 | loanDepot.com LLC Irvine, CA | 665 | $176.1M | $265,000 | 3.3% |
| 6 | Crosscountry Mortgage, LLC Cleveland, OH | 430 | $118.4M | $275,000 | 2.1% |
| 7 | PennyMac Loan Services LLC Westlake Village, CA | 340 | $84.3M | $248,000 | 1.7% |
| 8 | Southstate Bank, National Association Winter Haven, FL | 323 | $63.8M | $197,000 | 1.6% |
| 9 | Freedom Mortgage Corporation Boca Raton, FL | 305 | $90.2M | $296,000 | 1.5% |
| 10 | Vanderbilt Mortgage and Finance, Inc Maryville, TN | 277 | $82.8M | $299,000 | 1.4% |
See every lender in Polk County and its 2025 mortgage data · top lenders in Florida · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Lakeland, FL
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Amerant Mortgage LLC
226 N KENTUCKY AVE LAKELAND, FL, FL 33801 |
* | 5,803 | $3,129,695,000 |
| Bank of Central Florida
5015 SOUTH FLORIDA AVENUE LAKELAND, FL 33813 |
* | 738 | $193,507,000 |
| Bank of Central Florida
5015 SOUTH FLORIDA AVENUE LAKELAND, FL 33813 |
* | 224 | $110,230,000 |
| Centric Mortgage
4310 S. FLORIDA AVE LAKELAND, FL 33813 |
* | 12,547 | $1,897,857,000 |
| Community Southern Bank
3340 S. FLORIDA AVE LAKELAND, FL 33803 |
* | 243 | $41,718,000 |
| Community Southern Bank
3340 S. FLORIDA AVENUE LAKELAND, FL 33803 |
* | 9 | $821,000 |
| Cornerstone Mortgage Services
256 N. KENTUCKY AVE. LAKELAND, FL 33801 |
* | 44 | $6,316,000 |
| Farm Credit of Central Florida, Aca
115 S MISSOURI AVE SUITE 400 LAKELAND, FL 33815 |
* | 79 | $24,665,000 |
| Floridafirst Bank
205 EAST ORANGE STREET LAKELAND, FL 33801 |
* | 2,786 | $217,796,000 |
| Midflorida Credit Union
3004 S FLORIDA AVE LAKELAND, FL 33801 |
* | 106,850 | $19,119,699,000 |
| Midflorida Credit Union
3008 S FLORIDA AVENUE LAKELAND, FL 33803 |
* | 8,432 | $775,618,000 |
| Publix Employees Federal Credit Union
3005 NEW TAMPA HWY LAKELAND, FL 33802 |
* | 6,253 | $1,020,495,000 |
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