Landmark National Bank Mortgage Lending & HMDA Data, 2016

In 2016, Landmark National Bank of Manhattan, KS reported 2,099 mortgage applications totaling $315.0 million, down 17% from 2015. The average application was for $150,058, and applicants reported an average income of $79,828. 78% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Topeka, KS (710), Kansas City, MO-KS (408) and Manhattan, KS (224) (applications in parentheses).

Mortgage Company & Address Landmark National Bank
701 Poyntz Ave
Manhattan, KS 66502
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,099
Total Mortgage Loan Application Amount $314,972,000
Average Mortgage Loan Application Amount $150,058
Highest Mortgage Loan Application Amount $1,896,000
Average Applicant Income $79,828
Highest Applicant Income $4,956,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Landmark National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Landmark National Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shawnee, Kansas 593 $ 85,658,000 $ 144,448 $ 74,000
Johnson, Kansas 222 $ 49,209,000 $ 221,662 $ 124,000
Riley, Kansas 179 $ 34,537,000 $ 192,944 $ 93,000
Ford, Kansas 149 $ 16,265,000 $ 109,161 $ 65,000
Barton, Kansas 117 $ 10,030,000 $ 85,726 $ 49,000
Douglas, Kansas 108 $ 19,473,000 $ 180,305 $ 96,000
Bourbon, Kansas 54 $ 4,131,000 $ 76,500 $ 47,000
Miami, Kansas 53 $ 6,789,000 $ 128,094 $ 73,000
Jackson, Missouri 52 $ 10,976,000 $ 211,076 $ 75,000
Finney, Kansas 49 $ 6,956,000 $ 141,959 $ 67,000
Pottawatomie, Kansas 45 $ 9,239,000 $ 205,311 $ 101,000
Allen, Kansas 42 $ 3,309,000 $ 78,785 $ 73,000
Osage, Kansas 42 $ 4,242,000 $ 101,000 $ 59,000
Jackson, Kansas 35 $ 5,693,000 $ 162,657 $ 70,000
Wyandotte, Kansas 31 $ 4,407,000 $ 142,161 $ 72,000
Geary, Kansas 26 $ 2,946,000 $ 113,307 $ 52,000
Jefferson, Kansas 25 $ 4,585,000 $ 183,400 $ 73,000
Franklin, Kansas 23 $ 2,258,000 $ 98,173 $ 159,000
Dickinson, Kansas 22 $ 2,257,000 $ 102,590 $ 52,000
Pawnee, Kansas 21 $ 1,622,000 $ 77,238 $ 58,000
Crawford, Kansas 18 $ 1,258,000 $ 69,888 $ 34,000
Leavenworth, Kansas 16 $ 3,319,000 $ 207,437 $ 88,000
Wabaunsee, Kansas 15 $ 1,426,000 $ 95,066 $ 48,000
Linn, Kansas 12 $ 1,372,000 $ 114,333 $ 46,000
Anderson, Kansas 9 $ 1,055,000 $ 117,222 $ 78,000
Sedgwick, Kansas 9 $ 937,000 $ 104,111 $ 51,000
Clay, Missouri 8 $ 1,209,000 $ 151,125 $ 69,000
Stafford, Kansas 7 $ 430,000 $ 61,428 $ 48,000
Cass, Missouri 7 $ 1,154,000 $ 164,857 $ 142,000
Woodson, Kansas 6 $ 636,000 $ 106,000 $ 56,000
Gray, Kansas 5 $ 637,000 $ 127,400 $ 92,000
Morris, Kansas 5 $ 276,000 $ 55,200 $ 72,000
Neosho, Kansas 5 $ 178,000 $ 35,600 $ 16,000
Platte, Missouri 5 $ 1,114,000 $ 222,800 $ 90,000
Butler, Kansas 3 $ 623,000 $ 207,666 $ 148,000
Hodgeman, Kansas 3 $ 196,000 $ 65,333 $ 50,000
Marshall, Kansas 3 $ 219,000 $ 73,000 $ 38,000
Meade, Kansas 3 $ 908,000 $ 302,666 $ 260,000
Reno, Kansas 3 $ 334,000 $ 111,333 $ 84,000
Rush, Kansas 3 $ 169,000 $ 56,333 $ 25,000
Vernon, Missouri 3 $ 311,000 $ 103,666 $ 59,000
Cherokee, Kansas 2 $ 60,000 $ 30,000 $ 18,000
Clay, Kansas 2 $ 268,000 $ 134,000 $ 73,000
Edwards, Kansas 2 $ 109,000 $ 54,500 $ 40,000
Kearny, Kansas 2 $ 169,000 $ 84,500 $ 40,000
Lyon, Kansas 2 $ 340,000 $ 170,000 $ 73,000
Wilson, Kansas 2 $ 375,000 $ 187,500 $ 47,000
Camden, Missouri 2 $ 344,000 $ 172,000 $ 82,000
Morgan, Missouri 2 $ 493,000 $ 246,500 $ 190,000
Pettis, Missouri 2 $ 380,000 $ 190,000 $ 87,000
Douglas, Nebraska 2 $ 668,000 $ 334,000 $ 240,000
Tulsa, Oklahoma 2 $ 213,000 $ 106,500 $ 39,000
Los Angeles, California 1 $ 436,000 $ 436,000 $ 0
Sonoma, California 1 $ 338,000 $ 338,000 $ 118,000
Chaffee, Colorado 1 $ 382,000 $ 382,000 $ 114,000
Larimer, Colorado 1 $ 220,000 $ 220,000 $ 192,000
Prowers, Colorado 1 $ 100,000 $ 100,000 $ 94,000
Hillsborough, Florida 1 $ 229,000 $ 229,000 $ 115,000
Lee, Florida 1 $ 243,000 $ 243,000 $ 333,000
Pasco, Florida 1 $ 151,000 $ 151,000 $ 96,000
Columbia, Georgia 1 $ 203,000 $ 203,000 $ 61,000
Lake, Illinois 1 $ 310,000 $ 310,000 $ 117,000
Polk, Iowa 1 $ 255,000 $ 255,000 $ 72,000
Sac, Iowa 1 $ 200,000 $ 200,000 $ 488,000
Barber, Kansas 1 $ 82,000 $ 82,000 $ 62,000
Brown, Kansas 1 $ 59,000 $ 59,000 $ 24,000
Chautauqua, Kansas 1 $ 54,000 $ 54,000 $ 11,000
Clark, Kansas 1 $ 82,000 $ 82,000 $ 42,000
Cloud, Kansas 1 $ 276,000 $ 276,000 $ 88,000
Coffey, Kansas 1 $ 132,000 $ 132,000 $ 101,000
Ellis, Kansas 1 $ 1,300,000 $ 1,300,000 $ 0
Harvey, Kansas 1 $ 112,000 $ 112,000 $ 68,000
Haskell, Kansas 1 $ 46,000 $ 46,000 $ 80,000
Labette, Kansas 1 $ 62,000 $ 62,000 $ 26,000
Lane, Kansas 1 $ 84,000 $ 84,000 $ 48,000
McPherson, Kansas 1 $ 155,000 $ 155,000 $ 83,000
Nemaha, Kansas 1 $ 125,000 $ 125,000 $ 64,000
Russell, Kansas 1 $ 75,000 $ 75,000 $ 31,000
Baltimore, Maryland 1 $ 502,000 $ 502,000 $ 0
Otter Tail, Minnesota 1 $ 760,000 $ 760,000 $ 341,000
Barry, Missouri 1 $ 60,000 $ 60,000 $ 194,000
Bates, Missouri 1 $ 255,000 $ 255,000 $ 75,000
Jasper, Missouri 1 $ 174,000 $ 174,000 $ 102,000
Ray, Missouri 1 $ 105,000 $ 105,000 $ 32,000
Lancaster, Nebraska 1 $ 89,000 $ 89,000 $ 46,000
Somerset, New Jersey 1 $ 57,000 $ 57,000 $ 92,000
Cabarrus, North Carolina 1 $ 339,000 $ 339,000 $ 65,000
Cleveland, Oklahoma 1 $ 150,000 $ 150,000 $ 50,000
Creek, Oklahoma 1 $ 244,000 $ 244,000 $ 136,000
Oklahoma, Oklahoma 1 $ 319,000 $ 319,000 $ 151,000
Galveston, Texas 1 $ 236,000 $ 236,000 $ 124,000
Harris, Texas 1 $ 194,000 $ 194,000 $ 95,000

Mortgage Loan Application Detail Totals for Landmark National Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,409 $206,943,000 $146,000 $1,850,000 $72,000 $1,189,000
Refinancing 556 $99,094,000 $178,000 $1,896,000 $103,000 $4,956,000
Home Improvement 134 $8,935,000 $66,000 $375,000 $66,000 $415,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,803 $271,642,000 $150,000 $1,896,000 $85,000 $4,956,000
Hispanic 153 $16,536,000 $108,000 $409,000 $54,000 $371,000
Not applicable 52 $15,063,000 $289,000 $1,850,000 $0 $0
Black or African American 43 $6,028,000 $140,000 $357,000 $61,000 $140,000
Asian 26 $4,298,000 $165,000 $538,000 $86,000 $212,000
Not Provided 9 $82,000 $9,000 $24,000 $50,000 $78,000
American Indian or Alaskan Native 8 $1,032,000 $129,000 $177,000 $55,000 $130,000
Native Hawaiin or Other Pacific Islander 5 $291,000 $58,000 $106,000 $43,000 $53,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,478 $230,245,000 $155,000 $1,896,000 $89,000 $4,956,000
FHA-insured (Federal Housing Administration) 370 $48,229,000 $130,000 $276,000 $58,000 $244,000
VA-guaranteed (Veterans Administration) 140 $25,572,000 $182,000 $502,000 $68,000 $158,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 111 $10,926,000 $98,000 $217,000 $41,000 $82,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,634 $246,720,000 $150,000 $1,850,000 $79,000 $1,189,000
Application Approved But Not Accepted 204 $31,504,000 $154,000 $1,400,000 $75,000 $557,000
Application Denied By Financial Institution 162 $17,776,000 $109,000 $1,889,000 $84,000 $4,956,000
Application Withdrawn By Applicant 93 $18,645,000 $200,000 $1,896,000 $93,000 $552,000
File Closed For Incompleteness 6 $327,000 $54,000 $210,000 $40,000 $78,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 108 $9,717,000 $89,000 $760,000 $97,000 $4,956,000
Debt-To-Income Ratio 27 $5,329,000 $197,000 $1,889,000 $62,000 $294,000
Collateral 11 $1,049,000 $95,000 $239,000 $68,000 $255,000
Other 7 $746,000 $106,000 $266,000 $37,000 $89,000
Employment History 4 $425,000 $106,000 $152,000 $40,000 $59,000
Insufficient Cash (Downpayment, Closing Cost) 2 $154,000 $77,000 $95,000 $32,000 $42,000
Unverifiable Information 2 $264,000 $132,000 $234,000 $34,000 $41,000
Mortgage Insurance Denied 1 $92,000 $92,000 $92,000 $62,000 $62,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Landmark National Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Landmark National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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