Grandbridge Real Est Capital Mortgage Lending & HMDA Data, 2009

In 2009, Grandbridge Real Est Capital of Wilson, NC reported 148 mortgage applications totaling $1.3 billion, down 20% from 2008. The average application was for $8,671,770, and applicants reported an average income of $0. 55% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (12), Houston-Sugar Land-Baytown, TX (9) and Gainesville, FL (5) (applications in parentheses).

Mortgage Company & Address Grandbridge Real Est Capital
223 W Nash Street
Wilson, NC 27893
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 148
Total Mortgage Loan Application Amount $1,283,422,000
Average Mortgage Loan Application Amount $8,671,770
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Grandbridge Real Est Capital filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the North Carolina Lender List

Mortgage Loan Application Detail Totals for Grandbridge Real Est Capital in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 59 $405,286,000 $6,869,000 $27,000,000 $0 $0
Home Purchase 45 $526,550,000 $11,701,000 $38,400,000 $0 $0
Home Improvement 44 $351,586,000 $7,990,000 $99,999,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 148 $1,283,422,000 $8,671,000 $99,999,000 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
White 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 120 $1,054,806,000 $8,790,000 $99,999,000 $0 $0
FHA-insured (Federal Housing Administration) 28 $228,616,000 $8,164,000 $38,115,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 82 $814,347,000 $9,931,000 $99,999,000 $0 $0
Application Denied By Financial Institution 38 $244,958,000 $6,446,000 $29,465,000 $0 $0
Application Withdrawn By Applicant 27 $218,267,000 $8,083,000 $38,115,000 $0 $0
File Closed For Incompleteness 1 $5,850,000 $5,850,000 $5,850,000 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 23 $127,892,000 $5,560,000 $27,192,000 $0 $0
Collateral 7 $63,365,000 $9,052,000 $29,465,000 $0 $0
Other 7 $51,093,000 $7,299,000 $16,969,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 1 $2,608,000 $2,608,000 $2,608,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Grandbridge Real Est Capital's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Grandbridge Real Est Capital's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

Download the North Carolina Lender List