Liberty Savings Bank, F.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Liberty Savings Bank, F.S.B. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty Savings Bank, F.S.B. 3435 Airborne Rd, Ste B Wilmington, OH 45177 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,830 |
| Total Mortgage Loan Application Amount | $419,036,000 |
| Average Mortgage Loan Application Amount | $223,333 |
| Highest Mortgage Loan Application Amount | $1,605,000 |
| Average Applicant Income | $99,666 |
| Highest Applicant Income | $2,740,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Liberty Savings Bank, F.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty Savings Bank, F.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Liberty Savings Bank, F.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty Savings Bank, F.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty Savings Bank, F.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty Savings Bank, F.S.B.'s mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pinellas County Florida | 114 | $ 23,030,000 | $ 202,000 | $ 97,000 |
| Hillsborough County Florida | 105 | $ 26,182,000 | $ 249,000 | $ 41,000 |
| Oakland County Michigan | 80 | $ 17,110,000 | $ 213,000 | $ 108,000 |
| Sarasota County Florida | 76 | $ 19,572,000 | $ 257,000 | $ 162,000 |
| Grand County Colorado | 67 | $ 13,127,000 | $ 195,000 | $ 168,000 |
| Denver County Colorado | 58 | $ 19,312,000 | $ 332,000 | $ 90,000 |
| Manatee County Florida | 56 | $ 12,842,000 | $ 229,000 | $ 155,000 |
| Jefferson County Colorado | 54 | $ 14,411,000 | $ 266,000 | $ 135,000 |
| Allen County Indiana | 54 | $ 6,002,000 | $ 111,000 | $ 57,000 |
| Hennepin County Minnesota | 53 | $ 12,573,000 | $ 237,000 | $ 175,000 |
| Wayne County Michigan | 51 | $ 10,021,000 | $ 196,000 | $ 102,000 |
| Arapahoe County Colorado | 45 | $ 14,150,000 | $ 314,000 | $ 120,000 |
| Livingston County Michigan | 45 | $ 8,548,000 | $ 189,000 | $ 89,000 |
| Pasco County Florida | 43 | $ 6,479,000 | $ 150,000 | $ 59,000 |
| Lucas County Ohio | 40 | $ 7,717,000 | $ 192,000 | $ 123,000 |
| Douglas County Colorado | 39 | $ 14,913,000 | $ 382,000 | $ 135,000 |
| Macomb County Michigan | 30 | $ 4,438,000 | $ 147,000 | $ 71,000 |
| Alachua County Florida | 26 | $ 4,069,000 | $ 156,000 | $ 108,000 |
| Boulder County Colorado | 24 | $ 9,957,000 | $ 414,000 | $ 111,000 |
| Cuyahoga County Ohio | 24 | $ 3,648,000 | $ 152,000 | $ 78,000 |
| Hamilton County Ohio | 24 | $ 5,109,000 | $ 212,000 | $ 97,000 |
| Butler County Ohio | 23 | $ 5,652,000 | $ 245,000 | $ 108,000 |
| Lee County Florida | 22 | $ 5,972,000 | $ 271,000 | $ 194,000 |
| Franklin County Ohio | 22 | $ 3,352,000 | $ 152,000 | $ 75,000 |
| Hamilton County Indiana | 21 | $ 5,394,000 | $ 256,000 | $ 87,000 |
| Palm Beach County Florida | 20 | $ 3,717,000 | $ 185,000 | $ 68,000 |
| Summit County Colorado | 19 | $ 4,688,000 | $ 246,000 | $ 179,000 |
| Kenton County Kentucky | 18 | $ 2,517,000 | $ 139,000 | $ 89,000 |
| Boone County Kentucky | 17 | $ 2,678,000 | $ 157,000 | $ 80,000 |
| Warren County Ohio | 16 | $ 4,289,000 | $ 268,000 | $ 154,000 |
| Wood County Ohio | 16 | $ 3,632,000 | $ 227,000 | $ 108,000 |
| Duval County Florida | 15 | $ 3,086,000 | $ 205,000 | $ 78,000 |
| Volusia County Florida | 14 | $ 1,701,000 | $ 121,000 | $ 77,000 |
| Medina County Ohio | 14 | $ 2,544,000 | $ 181,000 | $ 64,000 |
| Campbell County Kentucky | 13 | $ 2,255,000 | $ 173,000 | $ 88,000 |
| Dakota County Minnesota | 13 | $ 3,011,000 | $ 231,000 | $ 109,000 |
| Adams County Colorado | 12 | $ 2,340,000 | $ 195,000 | $ 83,000 |
| Anoka County Minnesota | 11 | $ 2,296,000 | $ 208,000 | $ 118,000 |
| Scioto County Ohio | 11 | $ 1,633,000 | $ 148,000 | $ 75,000 |
| Washtenaw County Michigan | 10 | $ 2,062,000 | $ 206,000 | $ 119,000 |
| Ramsey County Minnesota | 10 | $ 1,817,000 | $ 181,000 | $ 87,000 |
| Washington County Minnesota | 10 | $ 2,801,000 | $ 280,000 | $ 107,000 |
| Clermont County Ohio | 10 | $ 2,076,000 | $ 207,000 | $ 80,000 |
| Weld County Colorado | 9 | $ 2,177,000 | $ 241,000 | $ 65,000 |
| St. Johns County Florida | 9 | $ 1,752,000 | $ 194,000 | $ 177,000 |
| Marion County Indiana | 9 | $ 1,946,000 | $ 216,000 | $ 44,000 |
| Monroe County Michigan | 8 | $ 1,684,000 | $ 210,000 | $ 124,000 |
| Montgomery County Ohio | 8 | $ 1,278,000 | $ 159,000 | $ 101,000 |
| Martin County Florida | 7 | $ 3,023,000 | $ 431,000 | $ 81,000 |
| Orange County Florida | 7 | $ 2,792,000 | $ 398,000 | $ 26,000 |
| Adams County Indiana | 7 | $ 1,148,000 | $ 164,000 | $ 40,000 |
| Kosciusko County Indiana | 7 | $ 802,000 | $ 114,000 | $ 90,000 |
| Pendleton County Kentucky | 7 | $ 1,134,000 | $ 162,000 | $ 90,000 |
| Lorain County Ohio | 7 | $ 1,503,000 | $ 214,000 | $ 119,000 |
| Milwaukee County Wisconsin | 7 | $ 1,780,000 | $ 254,000 | $ 113,000 |
| Santa Clara County California | 6 | $ 4,624,000 | $ 770,000 | $ 0 |
| Stark County Ohio | 6 | $ 507,000 | $ 84,000 | $ 32,000 |
| Broomfield County Colorado | 5 | $ 1,236,000 | $ 247,000 | $ 143,000 |
| Larimer County Colorado | 5 | $ 1,831,000 | $ 366,000 | $ 46,000 |
| Broward County Florida | 5 | $ 1,916,000 | $ 383,000 | $ 26,000 |
| Hernando County Florida | 5 | $ 918,000 | $ 183,000 | $ 55,000 |
| Polk County Florida | 5 | $ 632,000 | $ 126,000 | $ 65,000 |
| Genesee County Michigan | 5 | $ 869,000 | $ 173,000 | $ 105,000 |
| Delaware County Ohio | 5 | $ 1,473,000 | $ 294,000 | $ 60,000 |
| Charlotte County Florida | 4 | $ 1,505,000 | $ 376,000 | $ 80,000 |
| Collier County Florida | 4 | $ 2,604,000 | $ 651,000 | $ 97,000 |
| DeKalb County Indiana | 4 | $ 590,000 | $ 147,000 | $ 107,000 |
| Whitley County Indiana | 4 | $ 535,000 | $ 133,000 | $ 72,000 |
| Grant County Kentucky | 4 | $ 659,000 | $ 164,000 | $ 103,000 |
| Isanti County Minnesota | 4 | $ 640,000 | $ 160,000 | $ 57,000 |
| Sherburne County Minnesota | 4 | $ 868,000 | $ 217,000 | $ 111,000 |
| Stearns County Minnesota | 4 | $ 992,000 | $ 248,000 | $ 102,000 |
| Wake County North Carolina | 4 | $ 1,315,000 | $ 328,000 | $ 198,000 |
| Greene County Ohio | 4 | $ 832,000 | $ 208,000 | $ 121,000 |
| Portage County Ohio | 4 | $ 919,000 | $ 229,000 | $ 180,000 |
| Summit County Ohio | 4 | $ 798,000 | $ 199,000 | $ 110,000 |
| Waukesha County Wisconsin | 4 | $ 695,000 | $ 173,000 | $ 104,000 |
| Maricopa County Arizona | 3 | $ 849,000 | $ 283,000 | $ 62,000 |
| San Mateo County California | 3 | $ 2,502,000 | $ 834,000 | $ 0 |
| Santa Cruz County California | 3 | $ 2,309,000 | $ 769,000 | $ 0 |
| Chaffee County Colorado | 3 | $ 473,000 | $ 157,000 | $ 52,000 |
| El Paso County Colorado | 3 | $ 838,000 | $ 279,000 | $ 115,000 |
| La Plata County Colorado | 3 | $ 823,000 | $ 274,000 | $ 110,000 |
| Brevard County Florida | 3 | $ 561,000 | $ 187,000 | $ 136,000 |
| Citrus County Florida | 3 | $ 710,000 | $ 236,000 | $ 165,000 |
| Clay County Florida | 3 | $ 453,000 | $ 151,000 | $ 105,000 |
| Osceola County Florida | 3 | $ 349,000 | $ 116,000 | $ 187,000 |
| Steuben County Indiana | 3 | $ 524,000 | $ 174,000 | $ 68,000 |
| Middlesex County Massachusetts | 3 | $ 1,778,000 | $ 592,000 | $ 0 |
| Carver County Minnesota | 3 | $ 912,000 | $ 304,000 | $ 224,000 |
| Wright County Minnesota | 3 | $ 644,000 | $ 214,000 | $ 100,000 |
| Fairfield County Ohio | 3 | $ 422,000 | $ 140,000 | $ 63,000 |
| Licking County Ohio | 3 | $ 242,000 | $ 80,000 | $ 13,000 |
| Mahoning County Ohio | 3 | $ 329,000 | $ 109,000 | $ 0 |
| Eagle County Colorado | 2 | $ 438,000 | $ 219,000 | $ 425,000 |
| Mesa County Colorado | 2 | $ 635,000 | $ 317,000 | $ 172,000 |
| Flagler County Florida | 2 | $ 310,000 | $ 155,000 | $ 15,000 |
| Lake County Florida | 2 | $ 358,000 | $ 179,000 | $ 152,000 |
| Leon County Florida | 2 | $ 415,000 | $ 207,000 | $ 78,000 |
| Marion County Florida | 2 | $ 305,000 | $ 152,000 | $ 94,000 |
| Miami-Dade County Florida | 2 | $ 166,000 | $ 83,000 | $ 0 |
| Seminole County Florida | 2 | $ 437,000 | $ 218,000 | $ 0 |
| St. Lucie County Florida | 2 | $ 801,000 | $ 400,000 | $ 214,000 |
| LaGrange County Indiana | 2 | $ 389,000 | $ 194,000 | $ 179,000 |
| Noble County Indiana | 2 | $ 243,000 | $ 121,000 | $ 34,000 |
| Orange County Indiana | 2 | $ 266,000 | $ 133,000 | $ 80,000 |
| Calhoun County Michigan | 2 | $ 300,000 | $ 150,000 | $ 93,000 |
| Chisago County Minnesota | 2 | $ 367,000 | $ 183,000 | $ 99,000 |
| Olmsted County Minnesota | 2 | $ 300,000 | $ 150,000 | $ 114,000 |
| Union County North Carolina | 2 | $ 943,000 | $ 471,000 | $ 0 |
| Brown County Ohio | 2 | $ 380,000 | $ 190,000 | $ 481,000 |
| Geauga County Ohio | 2 | $ 679,000 | $ 339,000 | $ 164,000 |
| Huron County Ohio | 2 | $ 372,000 | $ 186,000 | $ 15,000 |
| Lake County Ohio | 2 | $ 149,000 | $ 74,000 | $ 73,000 |
| Union County Ohio | 2 | $ 475,000 | $ 237,000 | $ 101,000 |
| Allegheny County Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 77,000 |
| Pinal County Arizona | 1 | $ 179,000 | $ 179,000 | $ 358,000 |
| Contra Costa County California | 1 | $ 698,000 | $ 698,000 | $ 0 |
| Monterey County California | 1 | $ 625,000 | $ 625,000 | $ 0 |
| San Francisco County California | 1 | $ 714,000 | $ 714,000 | $ 0 |
| Sonoma County California | 1 | $ 543,000 | $ 543,000 | $ 0 |
| Archuleta County Colorado | 1 | $ 90,000 | $ 90,000 | $ 34,000 |
| Clear Creek County Colorado | 1 | $ 204,000 | $ 204,000 | $ 42,000 |
| Elbert County Colorado | 1 | $ 417,000 | $ 417,000 | $ 264,000 |
| Hinsdale County Colorado | 1 | $ 188,000 | $ 188,000 | $ 53,000 |
| Park County Colorado | 1 | $ 312,000 | $ 312,000 | $ 340,000 |
| Routt County Colorado | 1 | $ 727,000 | $ 727,000 | $ 0 |
| Bay County Florida | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Sumter County Florida | 1 | $ 144,000 | $ 144,000 | $ 129,000 |
| Walton County Florida | 1 | $ 836,000 | $ 836,000 | $ 0 |
| Fulton County Georgia | 1 | $ 320,000 | $ 320,000 | $ 81,000 |
| Winnebago County Illinois | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Boone County Indiana | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 86,000 | $ 86,000 | $ 65,000 |
| Floyd County Indiana | 1 | $ 183,000 | $ 183,000 | $ 46,000 |
| Howard County Indiana | 1 | $ 307,000 | $ 307,000 | $ 0 |
| Huntington County Indiana | 1 | $ 109,000 | $ 109,000 | $ 84,000 |
| Jackson County Indiana | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Madison County Indiana | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Marshall County Indiana | 1 | $ 101,000 | $ 101,000 | $ 63,000 |
| Monroe County Indiana | 1 | $ 401,000 | $ 401,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 56,000 | $ 56,000 | $ 43,000 |
| Wells County Indiana | 1 | $ 90,000 | $ 90,000 | $ 73,000 |
| Clinton County Kentucky | 1 | $ 160,000 | $ 160,000 | $ 126,000 |
| Jefferson County Kentucky | 1 | $ 336,000 | $ 336,000 | $ 130,000 |
| Mercer County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 209,000 |
| Owen County Kentucky | 1 | $ 142,000 | $ 142,000 | $ 40,000 |
| Essex County Massachusetts | 1 | $ 882,000 | $ 882,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 562,000 | $ 562,000 | $ 0 |
| Allegan County Michigan | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Clinton County Michigan | 1 | $ 230,000 | $ 230,000 | $ 52,000 |
| Gladwin County Michigan | 1 | $ 94,000 | $ 94,000 | $ 159,000 |
| Grand Traverse County Michigan | 1 | $ 168,000 | $ 168,000 | $ 65,000 |
| Hillsdale County Michigan | 1 | $ 112,000 | $ 112,000 | $ 39,000 |
| Ingham County Michigan | 1 | $ 393,000 | $ 393,000 | $ 375,000 |
| Kent County Michigan | 1 | $ 119,000 | $ 119,000 | $ 45,000 |
| Lapeer County Michigan | 1 | $ 66,000 | $ 66,000 | $ 51,000 |
| Leelanau County Michigan | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Lenawee County Michigan | 1 | $ 308,000 | $ 308,000 | $ 302,000 |
| Montmorency County Michigan | 1 | $ 86,000 | $ 86,000 | $ 71,000 |
| Oscoda County Michigan | 1 | $ 155,000 | $ 155,000 | $ 378,000 |
| Ottawa County Michigan | 1 | $ 353,000 | $ 353,000 | $ 0 |
| Aitkin County Minnesota | 1 | $ 194,000 | $ 194,000 | $ 16,000 |
| Cass County Minnesota | 1 | $ 108,000 | $ 108,000 | $ 66,000 |
| Crow Wing County Minnesota | 1 | $ 260,000 | $ 260,000 | $ 248,000 |
| Kandiyohi County Minnesota | 1 | $ 172,000 | $ 172,000 | $ 58,000 |
| Lac qui Parle County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 67,000 |
| Marshall County Minnesota | 1 | $ 117,000 | $ 117,000 | $ 39,000 |
| Mille Lacs County Minnesota | 1 | $ 193,000 | $ 193,000 | $ 36,000 |
| Otter Tail County Minnesota | 1 | $ 124,000 | $ 124,000 | $ 42,000 |
| Scott County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 231,000 |
| Todd County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 112,000 |
| Yellow Medicine County Minnesota | 1 | $ 104,000 | $ 104,000 | $ 95,000 |
| Jackson County Missouri | 1 | $ 96,000 | $ 96,000 | $ 73,000 |
| Jefferson County Missouri | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Davie County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 106,000 |
| Durham County North Carolina | 1 | $ 242,000 | $ 242,000 | $ 149,000 |
| Gaston County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Orange County North Carolina | 1 | $ 431,000 | $ 431,000 | $ 0 |
| Cass County North Dakota | 1 | $ 279,000 | $ 279,000 | $ 104,000 |
| Allen County Ohio | 1 | $ 74,000 | $ 74,000 | $ 58,000 |
| Auglaize County Ohio | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Clark County Ohio | 1 | $ 221,000 | $ 221,000 | $ 175,000 |
| Clinton County Ohio | 1 | $ 185,000 | $ 185,000 | $ 151,000 |
| Columbiana County Ohio | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Fayette County Ohio | 1 | $ 63,000 | $ 63,000 | $ 46,000 |
| Hancock County Ohio | 1 | $ 123,000 | $ 123,000 | $ 84,000 |
| Knox County Ohio | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Logan County Ohio | 1 | $ 320,000 | $ 320,000 | $ 152,000 |
| Morrow County Ohio | 1 | $ 200,000 | $ 200,000 | $ 79,000 |
| Ottawa County Ohio | 1 | $ 67,000 | $ 67,000 | $ 100,000 |
| Pickaway County Ohio | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Preble County Ohio | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Ross County Ohio | 1 | $ 129,000 | $ 129,000 | $ 88,000 |
| Trumbull County Ohio | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Van Wert County Ohio | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Williams County Ohio | 1 | $ 157,000 | $ 157,000 | $ 54,000 |
| Lehigh County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Beaufort County South Carolina | 1 | $ 1,079,000 | $ 1,079,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 552,000 | $ 552,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 147,000 |
| Sumner County Tennessee | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Collin County Texas | 1 | $ 367,000 | $ 367,000 | $ 185,000 |
| Montgomery County Texas | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Travis County Texas | 1 | $ 372,000 | $ 372,000 | $ 165,000 |
| Preston County West Virginia | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Barron County Wisconsin | 1 | $ 236,000 | $ 236,000 | $ 265,000 |
| Dane County Wisconsin | 1 | $ 231,000 | $ 231,000 | $ 97,000 |
| Fond du Lac County Wisconsin | 1 | $ 151,000 | $ 151,000 | $ 43,000 |
| Ozaukee County Wisconsin | 1 | $ 162,000 | $ 162,000 | $ 148,000 |
| Polk County Wisconsin | 1 | $ 116,000 | $ 116,000 | $ 186,000 |
| St. Croix County Wisconsin | 1 | $ 260,000 | $ 260,000 | $ 148,000 |
| Washington County Wisconsin | 1 | $ 280,000 | $ 280,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Liberty Savings Bank, F.S.B. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,090 | $248,235,000 | $227,000 | $1,605,000 | $102,000 | $2,042,000 |
| Refinancing | 726 | $167,830,000 | $231,000 | $1,079,000 | $105,000 | $2,740,000 |
| Home Improvement | 14 | $2,971,000 | $212,000 | $417,000 | $92,000 | $206,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,359 | $279,187,000 | $205,000 | $900,000 | $126,000 | $2,740,000 |
| Not applicable | 320 | $109,917,000 | $343,000 | $1,605,000 | $0 | $0 |
| Not Provided | 53 | $11,635,000 | $219,000 | $417,000 | $121,000 | $541,000 |
| Asian | 46 | $9,000,000 | $195,000 | $520,000 | $157,000 | $615,000 |
| Hispanic | 27 | $4,586,000 | $169,000 | $376,000 | $96,000 | $260,000 |
| Black or African American | 22 | $4,040,000 | $183,000 | $750,000 | $104,000 | $225,000 |
| American Indian or Alaskan Native | 3 | $671,000 | $223,000 | $344,000 | $86,000 | $151,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,786 | $412,444,000 | $230,000 | $1,605,000 | $105,000 | $2,740,000 |
| FHA-insured (Federal Housing Administration) | 44 | $6,592,000 | $149,000 | $333,000 | $43,000 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,230 | $254,690,000 | $207,000 | $900,000 | $127,000 | $2,111,000 |
| Loan Purchased By The Institution | 320 | $109,917,000 | $343,000 | $1,605,000 | $0 | $0 |
| Application Denied By Financial Institution | 242 | $47,764,000 | $197,000 | $806,000 | $121,000 | $2,740,000 |
| Application Withdrawn By Applicant | 36 | $6,433,000 | $178,000 | $417,000 | $91,000 | $306,000 |
| File Closed For Incompleteness | 1 | $125,000 | $125,000 | $125,000 | $132,000 | $132,000 |
| Application Approved But Not Accepted | 1 | $107,000 | $107,000 | $107,000 | $26,000 | $26,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 135 | $24,689,000 | $182,000 | $750,000 | $126,000 | $2,740,000 |
| Collateral | 59 | $12,399,000 | $210,000 | $732,000 | $121,000 | $497,000 |
| Credit History | 18 | $3,769,000 | $209,000 | $388,000 | $107,000 | $275,000 |
| Debt-To-Income Ratio | 18 | $4,617,000 | $256,000 | $806,000 | $102,000 | $711,000 |
| Unverifiable Information | 5 | $862,000 | $172,000 | $417,000 | $66,000 | $161,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $950,000 | $237,000 | $328,000 | $198,000 | $508,000 |
| Employment History | 3 | $478,000 | $159,000 | $236,000 | $60,000 | $94,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Savings Bank, F.S.B.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Savings Bank, F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.