Mortgage Lenders in Lincoln, CA
1 mortgage lender is based in Lincoln, CA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Placer County, CA in 2025.
Most active mortgage lenders in Placer County, CA (2025)
In 2025, 409 lenders made 11,197 home loans worth $5.3 billion in Placer County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Placer County, which includes Lincoln.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 1,552 | $773.9M | $499,000 | 13.9% |
| 2 | The Golden 1 Credit Union Sacramento, CA | 512 | $94.0M | $184,000 | 4.6% |
| 3 | The Loan Store, Inc Tucson, AZ | 392 | $184.2M | $470,000 | 3.5% |
| 4 | Safe Credit Union Folsom, CA | 363 | $119.1M | $328,000 | 3.2% |
| 5 | PennyMac Loan Services LLC Westlake Village, CA | 305 | $161.2M | $529,000 | 2.7% |
| 6 | US Bank, N.A. Cincinnati, OH | 293 | $179.1M | $611,000 | 2.6% |
| 7 | Bank of America NA Westlake Village, CA | 240 | $92.0M | $383,000 | 2.1% |
| 8 | loanDepot.com LLC Irvine, CA | 232 | $103.9M | $448,000 | 2.1% |
| 9 | Schoolsfirst FCU Tustin, CA | 199 | $29.8M | $150,000 | 1.8% |
| 10 | Lennar Mortgage, LLC Miami, FL | 194 | $82.1M | $423,000 | 1.7% |
See every lender in Placer County and its 2025 mortgage data · top lenders in California · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Lincoln, CA
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Optimum Financial Services Inc
363 G STREET SUITE B LINCOLN, CA 95648 |
* | 654 | $114,743,000 |
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