Linked Home Loans, LLC dba Home Guide Mortgage Mortgage Lending & HMDA Data, 2025
In 2025, Linked Home Loans, LLC dba Home Guide Mortgage of San Ramon, CA reported 113 mortgage applications totaling $50.6 million, down 43% from 2024. The average application was for $447,566, and applicants reported an average income of $160,522. 19% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Sacramento--Roseville--Arden-Arcade, CA (22), Vallejo-Fairfield, CA (5) and Los Angeles-Long Beach-Glendale, CA (2) (applications in parentheses).
| Mortgage Company & Address | Linked Home Loans, LLC dba Home Guide Mortgage 3160 Crow Canyon Rd Ste 250g San Ramon, CA 94583 |
| Federal Regulator | * available with data download |
| Years | 2025 2024 |
| Total Number of Mortgage Applications | 113 |
| Total Mortgage Loan Application Amount | $50,575,000 |
| Average Mortgage Loan Application Amount | $447,566 |
| Highest Mortgage Loan Application Amount | $1,705,000 |
| Average Applicant Income | $160,522 |
| Highest Applicant Income | $723,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Linked Home Loans, LLC dba Home Guide Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sacramento, California | 13 | $ 7,595,000 | $ 584,230 | $ 262,000 |
| El Dorado, California | 5 | $ 2,275,000 | $ 455,000 | $ 47,000 |
| Solano, California | 5 | $ 3,075,000 | $ 615,000 | $ 261,000 |
| Placer, California | 4 | $ 1,500,000 | $ 375,000 | $ 181,000 |
| Colusa, California | 3 | $ 1,165,000 | $ 388,333 | $ 114,000 |
| Los Angeles, California | 2 | $ 1,480,000 | $ 740,000 | $ 200,000 |
| Alameda, California | 1 | $ 1,165,000 | $ 1,165,000 | $ 377,000 |
| Napa, California | 1 | $ 765,000 | $ 765,000 | $ 303,000 |
| San Diego, California | 1 | $ 255,000 | $ 255,000 | $ 546,000 |
| San Mateo, California | 1 | $ 565,000 | $ 565,000 | $ 163,000 |
| Clark, Nevada | 1 | $ 265,000 | $ 265,000 | $ 159,000 |
| Ellis, Texas | 1 | $ 365,000 | $ 365,000 | $ 129,000 |
Mortgage Loan Application Detail Totals for Linked Home Loans, LLC dba Home Guide Mortgage in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 97 | $42,125,000 | $434,000 | $1,705,000 | $159,000 | $723,000 |
| Refinancing | 11 | $6,645,000 | $604,000 | $1,005,000 | $211,000 | $375,000 |
| Cash-out Refinancing | 5 | $1,805,000 | $361,000 | $515,000 | $79,000 | $159,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 60 | $26,590,000 | $443,000 | $1,005,000 | $154,000 | $375,000 |
| Asian | 16 | $7,270,000 | $454,000 | $1,165,000 | $153,000 | $377,000 |
| Hispanic | 16 | $6,430,000 | $401,000 | $765,000 | $132,000 | $243,000 |
| Not Provided | 12 | $7,950,000 | $662,000 | $1,705,000 | $303,000 | $723,000 |
| Black or African American | 8 | $1,880,000 | $235,000 | $475,000 | $93,000 | $169,000 |
| American Indian or Alaskan Native | 1 | $455,000 | $455,000 | $455,000 | $138,000 | $138,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 86 | $42,400,000 | $493,000 | $1,705,000 | $174,000 | $723,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $1,530,000 | $109,000 | $455,000 | $114,000 | $341,000 |
| VA-guaranteed (Veterans Administration) | 12 | $6,190,000 | $515,000 | $965,000 | $138,000 | $274,000 |
| FHA-insured (Federal Housing Administration) | 1 | $455,000 | $455,000 | $455,000 | $189,000 | $189,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Preapproval Approved but not Accepted | 59 | $24,285,000 | $411,000 | $1,705,000 | $148,000 | $723,000 |
| Loan Originated | 22 | $10,830,000 | $492,000 | $1,125,000 | $237,000 | $718,000 |
| Preapproval Denied by Financial Institution | 16 | $5,820,000 | $363,000 | $855,000 | $93,000 | $184,000 |
| Application Approved But Not Accepted | 10 | $5,100,000 | $510,000 | $765,000 | $220,000 | $375,000 |
| Application Withdrawn By Applicant | 4 | $3,630,000 | $907,000 | $1,165,000 | $213,000 | $377,000 |
| Application Denied By Financial Institution | 2 | $910,000 | $455,000 | $455,000 | $69,000 | $138,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 95 | $43,845,000 | $461,000 | $1,705,000 | $177,000 | $723,000 |
| Debt-To-Income Ratio | 6 | $2,930,000 | $488,000 | $735,000 | $101,000 | $138,000 |
| Unverifiable Information | 5 | $1,425,000 | $285,000 | $855,000 | $75,000 | $95,000 |
| Other | 3 | $835,000 | $278,000 | $455,000 | $51,000 | $77,000 |
| Credit History | 2 | $930,000 | $465,000 | $525,000 | $123,000 | $130,000 |
| Employment History | 1 | $105,000 | $105,000 | $105,000 | $62,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $505,000 | $505,000 | $505,000 | $184,000 | $184,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Linked Home Loans, LLC dba Home Guide Mortgage's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Linked Home Loans, LLC dba Home Guide Mortgage's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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