Loan Simple, Inc. Mortgage Lending & HMDA Data, 2025

In 2025, Loan Simple, Inc. of Englewood, CO reported 2,907 mortgage applications totaling $841.5 million, up 50% from 2024. The average application was for $289,475, and applicants reported an average income of $95,127. 65% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (842), Greeley, CO (157) and Colorado Springs, CO (110) (applications in parentheses).

Mortgage Company & Address Loan Simple, Inc.
9635 Maroon Circle Suite 100
Englewood, CO 80112
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 2,907
Total Mortgage Loan Application Amount $841,505,000
Average Mortgage Loan Application Amount $289,475
Highest Mortgage Loan Application Amount $955,000
Average Applicant Income $95,127
Highest Applicant Income $553,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Loan Simple, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Loan Simple, Inc. by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Adams, Colorado 332 $ 110,950,000 $ 334,186 $ 106,000
Arapahoe, Colorado 275 $ 89,105,000 $ 324,018 $ 103,000
Weld, Colorado 157 $ 47,085,000 $ 299,904 $ 111,000
Denver, Colorado 147 $ 44,115,000 $ 300,102 $ 97,000
El Paso, Colorado 107 $ 27,245,000 $ 254,626 $ 89,000
Pueblo, Colorado 74 $ 14,700,000 $ 198,648 $ 74,000
Jefferson, Colorado 45 $ 16,015,000 $ 355,888 $ 114,000
Maricopa, Arizona 35 $ 12,245,000 $ 349,857 $ 133,000
Larimer, Colorado 35 $ 12,135,000 $ 346,714 $ 98,000
Morgan, Colorado 35 $ 8,195,000 $ 234,142 $ 87,000
Mesa, Colorado 27 $ 7,795,000 $ 288,703 $ 112,000
Douglas, Colorado 24 $ 9,080,000 $ 378,333 $ 120,000
Harris, Texas 23 $ 5,435,000 $ 236,304 $ 82,000
Dallas, Texas 22 $ 6,440,000 $ 292,727 $ 95,000
Fremont, Colorado 20 $ 4,780,000 $ 239,000 $ 87,000
Tarrant, Texas 20 $ 4,950,000 $ 247,500 $ 85,000
Polk, Florida 18 $ 4,400,000 $ 244,444 $ 78,000
DeKalb, Georgia 17 $ 4,525,000 $ 266,176 $ 80,000
Bernalillo, New Mexico 17 $ 5,095,000 $ 299,705 $ 92,000
Lee, Florida 16 $ 4,850,000 $ 303,125 $ 107,000
Boulder, Colorado 14 $ 3,990,000 $ 285,000 $ 95,000
Wake, North Carolina 14 $ 3,850,000 $ 275,000 $ 93,000
Clayton, Georgia 13 $ 3,015,000 $ 231,923 $ 74,000
Broward, Florida 12 $ 4,240,000 $ 353,333 $ 91,000
Gaston, North Carolina 12 $ 3,090,000 $ 257,500 $ 68,000
Johnston, North Carolina 12 $ 2,940,000 $ 245,000 $ 105,000
Lane, Oregon 11 $ 3,395,000 $ 308,636 $ 83,000
Berkeley, South Carolina 11 $ 3,045,000 $ 276,818 $ 84,000
Elbert, Colorado 10 $ 2,390,000 $ 239,000 $ 95,000
Fort Bend, Texas 10 $ 3,540,000 $ 354,000 $ 159,000
Baldwin, Alabama 9 $ 1,995,000 $ 221,666 $ 69,000
Pinal, Arizona 9 $ 2,685,000 $ 298,333 $ 37,000
Brevard, Florida 9 $ 2,955,000 $ 328,333 $ 66,000
St. Lucie, Florida 9 $ 2,545,000 $ 282,777 $ 104,000
Lake, Indiana 9 $ 2,095,000 $ 232,777 $ 50,000
Brunswick, North Carolina 9 $ 1,995,000 $ 221,666 $ 67,000
Spartanburg, South Carolina 9 $ 2,235,000 $ 248,333 $ 89,000
Collin, Texas 9 $ 3,535,000 $ 392,777 $ 115,000
Montgomery, Texas 9 $ 2,115,000 $ 235,000 $ 78,000
Yavapai, Arizona 8 $ 2,230,000 $ 278,750 $ 100,000
Delta, Colorado 8 $ 1,870,000 $ 233,750 $ 62,000
Garfield, Colorado 8 $ 2,670,000 $ 333,750 $ 120,000
Pasco, Florida 8 $ 2,400,000 $ 300,000 $ 48,000
Multnomah, Oregon 8 $ 3,460,000 $ 432,500 $ 116,000
Horry, South Carolina 8 $ 1,660,000 $ 207,500 $ 76,000
Kaufman, Texas 8 $ 2,680,000 $ 335,000 $ 108,000
Stafford, Virginia 8 $ 3,090,000 $ 386,250 $ 98,000
Virginia Beach, Virginia 8 $ 2,850,000 $ 356,250 $ 90,000
Spokane, Washington 8 $ 2,640,000 $ 330,000 $ 50,000
Mobile, Alabama 7 $ 1,385,000 $ 197,857 $ 110,000
Sacramento, California 7 $ 2,635,000 $ 376,428 $ 85,000
Fulton, Georgia 7 $ 1,635,000 $ 233,571 $ 92,000
Wayne, North Carolina 7 $ 1,295,000 $ 185,000 $ 83,000
Anderson, South Carolina 7 $ 1,425,000 $ 203,571 $ 83,000
Lexington, South Carolina 7 $ 1,585,000 $ 226,428 $ 97,000
Bexar, Texas 7 $ 2,525,000 $ 360,714 $ 67,000
Spotsylvania, Virginia 7 $ 2,235,000 $ 319,285 $ 84,000
Madison, Alabama 6 $ 1,460,000 $ 243,333 $ 89,000
Las Animas, Colorado 6 $ 720,000 $ 120,000 $ 63,000
Manatee, Florida 6 $ 1,920,000 $ 320,000 $ 68,000
Valencia, New Mexico 6 $ 1,410,000 $ 235,000 $ 65,000
Cabarrus, North Carolina 6 $ 1,490,000 $ 248,333 $ 65,000
Catawba, North Carolina 6 $ 1,490,000 $ 248,333 $ 100,000
Durham, North Carolina 6 $ 2,140,000 $ 356,666 $ 91,000
Guilford, North Carolina 6 $ 1,590,000 $ 265,000 $ 78,000
Harnett, North Carolina 6 $ 1,420,000 $ 236,666 $ 112,000
Mecklenburg, North Carolina 6 $ 1,470,000 $ 245,000 $ 72,000
Rowan, North Carolina 6 $ 1,780,000 $ 296,666 $ 101,000
Rutherford, North Carolina 6 $ 1,510,000 $ 251,666 $ 66,000
Marion, Oregon 6 $ 2,150,000 $ 358,333 $ 80,000
Greenville, South Carolina 6 $ 1,790,000 $ 298,333 $ 78,000
Richland, South Carolina 6 $ 1,260,000 $ 210,000 $ 58,000
Hamilton, Tennessee 6 $ 1,850,000 $ 308,333 $ 91,000
Knox, Tennessee 6 $ 1,820,000 $ 303,333 $ 94,000
Hays, Texas 6 $ 1,600,000 $ 266,666 $ 92,000
Hidalgo, Texas 6 $ 1,490,000 $ 248,333 $ 59,000
Milwaukee, Wisconsin 6 $ 1,510,000 $ 251,666 $ 78,000
Jefferson, Alabama 5 $ 685,000 $ 137,000 $ 80,000
San Bernardino, California 5 $ 1,735,000 $ 347,000 $ 156,000
Montrose, Colorado 5 $ 1,685,000 $ 337,000 $ 102,000
Charlotte, Florida 5 $ 1,005,000 $ 201,000 $ 58,000
Escambia, Florida 5 $ 1,135,000 $ 227,000 $ 70,000
Highlands, Florida 5 $ 1,225,000 $ 245,000 $ 51,000
Okaloosa, Florida 5 $ 1,275,000 $ 255,000 $ 81,000
Orange, Florida 5 $ 2,055,000 $ 411,000 $ 99,000
Cobb, Georgia 5 $ 1,775,000 $ 355,000 $ 134,000
Henry, Georgia 5 $ 1,185,000 $ 237,000 $ 66,000
Polk, Georgia 5 $ 755,000 $ 151,000 $ 70,000
Ramsey, Minnesota 5 $ 1,135,000 $ 227,000 $ 90,000
Eddy, New Mexico 5 $ 895,000 $ 179,000 $ 81,000
Cumberland, North Carolina 5 $ 845,000 $ 169,000 $ 69,000
Hoke, North Carolina 5 $ 955,000 $ 191,000 $ 92,000
Douglas, Oregon 5 $ 1,175,000 $ 235,000 $ 88,000
Malheur, Oregon 5 $ 1,275,000 $ 255,000 $ 75,000
Umatilla, Oregon 5 $ 1,285,000 $ 257,000 $ 51,000
Philadelphia, Pennsylvania 5 $ 1,135,000 $ 227,000 $ 79,000
Galveston, Texas 5 $ 1,175,000 $ 235,000 $ 60,000
Grayson, Texas 5 $ 1,385,000 $ 277,000 $ 136,000
Liberty, Texas 5 $ 665,000 $ 133,000 $ 82,000
Smith, Texas 5 $ 1,225,000 $ 245,000 $ 56,000
Portsmouth, Virginia 5 $ 835,000 $ 167,000 $ 96,000
King, Washington 5 $ 2,805,000 $ 561,000 $ 76,000
Montgomery, Alabama 4 $ 1,610,000 $ 402,500 $ 76,000
Tuscaloosa, Alabama 4 $ 820,000 $ 205,000 $ 90,000
Fresno, California 4 $ 1,240,000 $ 310,000 $ 49,000
Riverside, California 4 $ 1,460,000 $ 365,000 $ 101,000
Broomfield, Colorado 4 $ 1,550,000 $ 387,500 $ 110,000
Logan, Colorado 4 $ 700,000 $ 175,000 $ 73,000
Hillsborough, Florida 4 $ 1,180,000 $ 295,000 $ 80,000
Lake, Florida 4 $ 1,110,000 $ 277,500 $ 118,000
Santa Rosa, Florida 4 $ 1,220,000 $ 305,000 $ 45,000
St. Johns, Florida 4 $ 1,210,000 $ 302,500 $ 136,000
Carroll, Georgia 4 $ 1,080,000 $ 270,000 $ 57,000
Catoosa, Georgia 4 $ 690,000 $ 172,500 $ 86,000
Douglas, Georgia 4 $ 1,050,000 $ 262,500 $ 84,000
Gwinnett, Georgia 4 $ 1,520,000 $ 380,000 $ 93,000
Walton, Georgia 4 $ 1,000,000 $ 250,000 $ 49,000
Allen, Indiana 4 $ 940,000 $ 235,000 $ 44,000
Isanti, Minnesota 4 $ 930,000 $ 232,500 $ 78,000
Chaves, New Mexico 4 $ 1,070,000 $ 267,500 $ 58,000
Lincoln, New Mexico 4 $ 1,020,000 $ 255,000 $ 101,000
Sandoval, New Mexico 4 $ 1,490,000 $ 372,500 $ 65,000
Buncombe, North Carolina 4 $ 1,420,000 $ 355,000 $ 93,000
Davidson, North Carolina 4 $ 1,020,000 $ 255,000 $ 83,000
Davie, North Carolina 4 $ 930,000 $ 232,500 $ 120,000
Forsyth, North Carolina 4 $ 1,100,000 $ 275,000 $ 85,000
Haywood, North Carolina 4 $ 1,410,000 $ 352,500 $ 68,000
Rockingham, North Carolina 4 $ 970,000 $ 242,500 $ 43,000
Stanly, North Carolina 4 $ 1,120,000 $ 280,000 $ 116,000
Wilson, North Carolina 4 $ 1,040,000 $ 260,000 $ 78,000
Jackson, Oregon 4 $ 1,530,000 $ 382,500 $ 110,000
Jefferson, Oregon 4 $ 1,260,000 $ 315,000 $ 125,000
Dorchester, South Carolina 4 $ 1,020,000 $ 255,000 $ 114,000
York, South Carolina 4 $ 1,330,000 $ 332,500 $ 91,000
Cameron, Texas 4 $ 1,290,000 $ 322,500 $ 145,000
Denton, Texas 4 $ 1,310,000 $ 327,500 $ 88,000
Johnson, Texas 4 $ 780,000 $ 195,000 $ 93,000
McLennan, Texas 4 $ 920,000 $ 230,000 $ 78,000
Nueces, Texas 4 $ 520,000 $ 130,000 $ 112,000
Travis, Texas 4 $ 1,150,000 $ 287,500 $ 66,000
Williamson, Texas 4 $ 1,040,000 $ 260,000 $ 85,000
Caroline, Virginia 4 $ 1,390,000 $ 347,500 $ 57,000
Isle of Wight, Virginia 4 $ 1,670,000 $ 417,500 $ 67,000
Oconto, Wisconsin 4 $ 530,000 $ 132,500 $ 92,000
Dale, Alabama 3 $ 415,000 $ 138,333 $ 72,000
Etowah, Alabama 3 $ 925,000 $ 308,333 $ 67,000
Morgan, Alabama 3 $ 785,000 $ 261,666 $ 87,000
Bent, Colorado 3 $ 495,000 $ 165,000 $ 72,000
Park, Colorado 3 $ 1,125,000 $ 375,000 $ 118,000
Teller, Colorado 3 $ 1,115,000 $ 371,666 $ 133,000
Bay, Florida 3 $ 1,095,000 $ 365,000 $ 85,000
Citrus, Florida 3 $ 775,000 $ 258,333 $ 90,000
Duval, Florida 3 $ 775,000 $ 258,333 $ 69,000
Indian River, Florida 3 $ 955,000 $ 318,333 $ 57,000
Leon, Florida 3 $ 805,000 $ 268,333 $ 138,000
Osceola, Florida 3 $ 1,065,000 $ 355,000 $ 158,000
Palm Beach, Florida 3 $ 1,475,000 $ 491,666 $ 320,000
Sumter, Florida 3 $ 805,000 $ 268,333 $ 64,000
Barrow, Georgia 3 $ 935,000 $ 311,666 $ 151,000
Bartow, Georgia 3 $ 885,000 $ 295,000 $ 90,000
Chatham, Georgia 3 $ 805,000 $ 268,333 $ 52,000
Coweta, Georgia 3 $ 755,000 $ 251,666 $ 69,000
Dougherty, Georgia 3 $ 735,000 $ 245,000 $ 92,000
Harris, Georgia 3 $ 615,000 $ 205,000 $ 104,000
Rockdale, Georgia 3 $ 865,000 $ 288,333 $ 128,000
Stephens, Georgia 3 $ 635,000 $ 211,666 $ 93,000
Whitfield, Georgia 3 $ 535,000 $ 178,333 $ 107,000
Twin Falls, Idaho 3 $ 595,000 $ 198,333 $ 75,000
Johnson, Indiana 3 $ 755,000 $ 251,666 $ 84,000
Marion, Indiana 3 $ 705,000 $ 235,000 $ 139,000
Morgan, Indiana 3 $ 665,000 $ 221,666 $ 66,000
White, Indiana 3 $ 545,000 $ 181,666 $ 81,000
Anoka, Minnesota 3 $ 1,005,000 $ 335,000 $ 83,000
Brown, Minnesota 3 $ 765,000 $ 255,000 $ 88,000
Dakota, Minnesota 3 $ 875,000 $ 291,666 $ 66,000
Olmsted, Minnesota 3 $ 995,000 $ 331,666 $ 91,000
Stearns, Minnesota 3 $ 615,000 $ 205,000 $ 64,000
San Juan, New Mexico 3 $ 885,000 $ 295,000 $ 100,000
Burke, North Carolina 3 $ 735,000 $ 245,000 $ 82,000
Franklin, North Carolina 3 $ 925,000 $ 308,333 $ 117,000
Henderson, North Carolina 3 $ 865,000 $ 288,333 $ 83,000
Nash, North Carolina 3 $ 905,000 $ 301,666 $ 81,000
New Hanover, North Carolina 3 $ 1,275,000 $ 425,000 $ 112,000
Onslow, North Carolina 3 $ 905,000 $ 301,666 $ 90,000
Randolph, North Carolina 3 $ 735,000 $ 245,000 $ 93,000
Union, North Carolina 3 $ 1,145,000 $ 381,666 $ 119,000
Deschutes, Oregon 3 $ 1,405,000 $ 468,333 $ 123,000
Tillamook, Oregon 3 $ 715,000 $ 238,333 $ 94,000
Washington, Oregon 3 $ 905,000 $ 301,666 $ 119,000
Yamhill, Oregon 3 $ 705,000 $ 235,000 $ 88,000
Allegheny, Pennsylvania 3 $ 775,000 $ 258,333 $ 143,000
Kershaw, South Carolina 3 $ 615,000 $ 205,000 $ 75,000
Pickens, South Carolina 3 $ 755,000 $ 251,666 $ 81,000
Shelby, Tennessee 3 $ 885,000 $ 295,000 $ 101,000
Sullivan, Tennessee 3 $ 725,000 $ 241,666 $ 81,000
Washington, Tennessee 3 $ 755,000 $ 251,666 $ 69,000
Angelina, Texas 3 $ 585,000 $ 195,000 $ 60,000
Bastrop, Texas 3 $ 1,065,000 $ 355,000 $ 74,000
Burnet, Texas 3 $ 675,000 $ 225,000 $ 54,000
Comal, Texas 3 $ 715,000 $ 238,333 $ 91,000
Coryell, Texas 3 $ 605,000 $ 201,666 $ 87,000
Hood, Texas 3 $ 715,000 $ 238,333 $ 112,000
Midland, Texas 3 $ 935,000 $ 311,666 $ 91,000
Rusk, Texas 3 $ 895,000 $ 298,333 $ 83,000
Waller, Texas 3 $ 405,000 $ 135,000 $ 62,000
Amherst, Virginia 3 $ 755,000 $ 251,666 $ 104,000
Chesterfield, Virginia 3 $ 1,125,000 $ 375,000 $ 84,000
Hampton, Virginia 3 $ 535,000 $ 178,333 $ 91,000
Louisa, Virginia 3 $ 795,000 $ 265,000 $ 81,000
Benton, Washington 3 $ 945,000 $ 315,000 $ 54,000
Iowa, Wisconsin 3 $ 605,000 $ 201,666 $ 111,000
Racine, Wisconsin 3 $ 625,000 $ 208,333 $ 81,000
Autauga, Alabama 2 $ 500,000 $ 250,000 $ 88,000
Chambers, Alabama 2 $ 560,000 $ 280,000 $ 105,000
Cullman, Alabama 2 $ 380,000 $ 190,000 $ 72,000
Lawrence, Alabama 2 $ 250,000 $ 125,000 $ 73,000
Lee, Alabama 2 $ 410,000 $ 205,000 $ 38,000
Limestone, Alabama 2 $ 490,000 $ 245,000 $ 99,000
Contra Costa, California 2 $ 1,760,000 $ 880,000 $ 361,000
Imperial, California 2 $ 760,000 $ 380,000 $ 111,000
San Diego, California 2 $ 740,000 $ 370,000 $ 131,000
Clear Creek, Colorado 2 $ 420,000 $ 210,000 $ 77,000
Kit Carson, Colorado 2 $ 370,000 $ 185,000 $ 92,000
Lake, Colorado 2 $ 360,000 $ 180,000 $ 89,000
Otero, Colorado 2 $ 350,000 $ 175,000 $ 61,000
Prowers, Colorado 2 $ 580,000 $ 290,000 $ 92,000
Rio Blanco, Colorado 2 $ 360,000 $ 180,000 $ 92,000
Rio Grande, Colorado 2 $ 690,000 $ 345,000 $ 68,000
Yuma, Colorado 2 $ 210,000 $ 105,000 $ 51,000
Alachua, Florida 2 $ 510,000 $ 255,000 $ 93,000
Clay, Florida 2 $ 590,000 $ 295,000 $ 83,000
Hardee, Florida 2 $ 510,000 $ 255,000 $ 48,000
Marion, Florida 2 $ 570,000 $ 285,000 $ 62,000
Martin, Florida 2 $ 820,000 $ 410,000 $ 82,000
Pinellas, Florida 2 $ 680,000 $ 340,000 $ 100,000
Seminole, Florida 2 $ 780,000 $ 390,000 $ 130,000
Volusia, Florida 2 $ 780,000 $ 390,000 $ 184,000
Brantley, Georgia 2 $ 350,000 $ 175,000 $ 94,000
Camden, Georgia 2 $ 550,000 $ 275,000 $ 79,000
Effingham, Georgia 2 $ 630,000 $ 315,000 $ 103,000
Hall, Georgia 2 $ 560,000 $ 280,000 $ 66,000
Laurens, Georgia 2 $ 590,000 $ 295,000 $ 85,000
Liberty, Georgia 2 $ 550,000 $ 275,000 $ 100,000
McIntosh, Georgia 2 $ 430,000 $ 215,000 $ 25,000
Spalding, Georgia 2 $ 500,000 $ 250,000 $ 106,000
Walker, Georgia 2 $ 250,000 $ 125,000 $ 97,000
White, Georgia 2 $ 690,000 $ 345,000 $ 0
Elmore, Idaho 2 $ 400,000 $ 200,000 $ 131,000
Shoshone, Idaho 2 $ 570,000 $ 285,000 $ 74,000
Fayette, Indiana 2 $ 340,000 $ 170,000 $ 24,000
LaPorte, Indiana 2 $ 490,000 $ 245,000 $ 0
Tippecanoe, Indiana 2 $ 760,000 $ 380,000 $ 48,000
Vanderburgh, Indiana 2 $ 350,000 $ 175,000 $ 67,000
Chickasaw, Iowa 2 $ 440,000 $ 220,000 $ 80,000
Carver, Minnesota 2 $ 580,000 $ 290,000 $ 100,000
Hubbard, Minnesota 2 $ 190,000 $ 95,000 $ 93,000
Itasca, Minnesota 2 $ 220,000 $ 110,000 $ 32,000
Kanabec, Minnesota 2 $ 590,000 $ 295,000 $ 0
Morrison, Minnesota 2 $ 470,000 $ 235,000 $ 32,000
Sibley, Minnesota 2 $ 560,000 $ 280,000 $ 87,000
Wright, Minnesota 2 $ 640,000 $ 320,000 $ 82,000
Cibola, New Mexico 2 $ 210,000 $ 105,000 $ 113,000
Dona Ana, New Mexico 2 $ 510,000 $ 255,000 $ 37,000
Alamance, North Carolina 2 $ 670,000 $ 335,000 $ 40,000
Caldwell, North Carolina 2 $ 510,000 $ 255,000 $ 37,000
Chatham, North Carolina 2 $ 960,000 $ 480,000 $ 195,000
Columbus, North Carolina 2 $ 480,000 $ 240,000 $ 74,000
Granville, North Carolina 2 $ 580,000 $ 290,000 $ 113,000
Hertford, North Carolina 2 $ 390,000 $ 195,000 $ 73,000
Iredell, North Carolina 2 $ 660,000 $ 330,000 $ 110,000
Lee, North Carolina 2 $ 560,000 $ 280,000 $ 99,000
Madison, North Carolina 2 $ 670,000 $ 335,000 $ 100,000
Orange, North Carolina 2 $ 1,010,000 $ 505,000 $ 105,000
Sampson, North Carolina 2 $ 300,000 $ 150,000 $ 82,000
Stokes, North Carolina 2 $ 650,000 $ 325,000 $ 113,000
Wilkes, North Carolina 2 $ 560,000 $ 280,000 $ 144,000
Benton, Oregon 2 $ 750,000 $ 375,000 $ 102,000
Columbia, Oregon 2 $ 710,000 $ 355,000 $ 50,000
Linn, Oregon 2 $ 650,000 $ 325,000 $ 82,000
Morrow, Oregon 2 $ 270,000 $ 135,000 $ 113,000
Polk, Oregon 2 $ 640,000 $ 320,000 $ 63,000
Bucks, Pennsylvania 2 $ 700,000 $ 350,000 $ 109,000
Carbon, Pennsylvania 2 $ 540,000 $ 270,000 $ 76,000
York, Pennsylvania 2 $ 500,000 $ 250,000 $ 84,000
Aiken, South Carolina 2 $ 480,000 $ 240,000 $ 124,000
Beaufort, South Carolina 2 $ 210,000 $ 105,000 $ 117,000
Charleston, South Carolina 2 $ 580,000 $ 290,000 $ 72,000
Cherokee, South Carolina 2 $ 590,000 $ 295,000 $ 80,000
Colleton, South Carolina 2 $ 410,000 $ 205,000 $ 71,000
Darlington, South Carolina 2 $ 470,000 $ 235,000 $ 111,000
Davidson, Tennessee 2 $ 410,000 $ 205,000 $ 54,000
Franklin, Tennessee 2 $ 220,000 $ 110,000 $ 91,000
Greene, Tennessee 2 $ 280,000 $ 140,000 $ 49,000
Rutherford, Tennessee 2 $ 770,000 $ 385,000 $ 96,000
Unicoi, Tennessee 2 $ 220,000 $ 110,000 $ 70,000
Austin, Texas 2 $ 170,000 $ 85,000 $ 134,000
Brazos, Texas 2 $ 640,000 $ 320,000 $ 73,000
Burleson, Texas 2 $ 350,000 $ 175,000 $ 86,000
Cooke, Texas 2 $ 450,000 $ 225,000 $ 82,000
El Paso, Texas 2 $ 470,000 $ 235,000 $ 82,000
Ellis, Texas 2 $ 510,000 $ 255,000 $ 88,000
Erath, Texas 2 $ 880,000 $ 440,000 $ 109,000
Hill, Texas 2 $ 460,000 $ 230,000 $ 42,000
Hunt, Texas 2 $ 570,000 $ 285,000 $ 74,000
Lubbock, Texas 2 $ 440,000 $ 220,000 $ 83,000
Taylor, Texas 2 $ 640,000 $ 320,000 $ 81,000
Titus, Texas 2 $ 240,000 $ 120,000 $ 99,000
Tom Green, Texas 2 $ 490,000 $ 245,000 $ 116,000
Bristol, Virginia 2 $ 420,000 $ 210,000 $ 61,000
Brunswick, Virginia 2 $ 570,000 $ 285,000 $ 52,000
Chesapeake, Virginia 2 $ 430,000 $ 215,000 $ 74,000
Dinwiddie, Virginia 2 $ 620,000 $ 310,000 $ 73,000
Essex, Virginia 2 $ 510,000 $ 255,000 $ 57,000
Fauquier, Virginia 2 $ 990,000 $ 495,000 $ 145,000
Loudoun, Virginia 2 $ 1,110,000 $ 555,000 $ 162,000
Newport News, Virginia 2 $ 380,000 $ 190,000 $ 84,000
Northampton, Virginia 2 $ 270,000 $ 135,000 $ 120,000
Prince William, Virginia 2 $ 770,000 $ 385,000 $ 37,000
Roanoke, Virginia 2 $ 530,000 $ 265,000 $ 81,000
Roanoke City, Virginia 2 $ 470,000 $ 235,000 $ 25,000
Rockingham, Virginia 2 $ 860,000 $ 430,000 $ 150,000
York, Virginia 2 $ 670,000 $ 335,000 $ 118,000
Clallam, Washington 2 $ 630,000 $ 315,000 $ 61,000
Grant, Washington 2 $ 670,000 $ 335,000 $ 130,000
Pierce, Washington 2 $ 840,000 $ 420,000 $ 91,000
Burnett, Wisconsin 2 $ 510,000 $ 255,000 $ 73,000
Jefferson, Wisconsin 2 $ 580,000 $ 290,000 $ 47,000
Outagamie, Wisconsin 2 $ 510,000 $ 255,000 $ 84,000
Walworth, Wisconsin 2 $ 380,000 $ 190,000 $ 43,000
Winnebago, Wisconsin 2 $ 470,000 $ 235,000 $ 63,000
Blount, Alabama 1 $ 205,000 $ 205,000 $ 99,000
Chilton, Alabama 1 $ 265,000 $ 265,000 $ 67,000
Clarke, Alabama 1 $ 285,000 $ 285,000 $ 119,000
Colbert, Alabama 1 $ 125,000 $ 125,000 $ 48,000
Coosa, Alabama 1 $ 215,000 $ 215,000 $ 79,000
Covington, Alabama 1 $ 185,000 $ 185,000 $ 58,000
DeKalb, Alabama 1 $ 275,000 $ 275,000 $ 142,000
Elmore, Alabama 1 $ 315,000 $ 315,000 $ 97,000
Hale, Alabama 1 $ 175,000 $ 175,000 $ 60,000
Houston, Alabama 1 $ 185,000 $ 185,000 $ 0
Jackson, Alabama 1 $ 255,000 $ 255,000 $ 74,000
Marengo, Alabama 1 $ 185,000 $ 185,000 $ 128,000
Marshall, Alabama 1 $ 275,000 $ 275,000 $ 95,000
Talladega, Alabama 1 $ 195,000 $ 195,000 $ 90,000
Cochise, Arizona 1 $ 245,000 $ 245,000 $ 88,000
Coconino, Arizona 1 $ 805,000 $ 805,000 $ 201,000
Gila, Arizona 1 $ 665,000 $ 665,000 $ 281,000
Mohave, Arizona 1 $ 185,000 $ 185,000 $ 58,000
Pima, Arizona 1 $ 265,000 $ 265,000 $ 197,000
Pulaski, Arkansas 1 $ 255,000 $ 255,000 $ 125,000
Saline, Arkansas 1 $ 205,000 $ 205,000 $ 53,000
Kern, California 1 $ 425,000 $ 425,000 $ 143,000
Kings, California 1 $ 385,000 $ 385,000 $ 109,000
San Joaquin, California 1 $ 625,000 $ 625,000 $ 198,000
Shasta, California 1 $ 295,000 $ 295,000 $ 103,000
Sutter, California 1 $ 345,000 $ 345,000 $ 164,000
Chaffee, Colorado 1 $ 395,000 $ 395,000 $ 112,000
Conejos, Colorado 1 $ 205,000 $ 205,000 $ 127,000
Crowley, Colorado 1 $ 225,000 $ 225,000 $ 144,000
Gunnison, Colorado 1 $ 525,000 $ 525,000 $ 148,000
Huerfano, Colorado 1 $ 365,000 $ 365,000 $ 120,000
La Plata, Colorado 1 $ 315,000 $ 315,000 $ 90,000
Montezuma, Colorado 1 $ 215,000 $ 215,000 $ 54,000
Phillips, Colorado 1 $ 365,000 $ 365,000 $ 300,000
Saguache, Colorado 1 $ 295,000 $ 295,000 $ 108,000
Bradford, Florida 1 $ 225,000 $ 225,000 $ 130,000
Collier, Florida 1 $ 275,000 $ 275,000 $ 61,000
Franklin, Florida 1 $ 345,000 $ 345,000 $ 107,000
Gilchrist, Florida 1 $ 255,000 $ 255,000 $ 62,000
Hendry, Florida 1 $ 215,000 $ 215,000 $ 66,000
Hernando, Florida 1 $ 185,000 $ 185,000 $ 64,000
Holmes, Florida 1 $ 265,000 $ 265,000 $ 124,000
Levy, Florida 1 $ 225,000 $ 225,000 $ 65,000
Sarasota, Florida 1 $ 225,000 $ 225,000 $ 84,000
Union, Florida 1 $ 355,000 $ 355,000 $ 0
Walton, Florida 1 $ 225,000 $ 225,000 $ 75,000
Washington, Florida 1 $ 215,000 $ 215,000 $ 75,000
Appling, Georgia 1 $ 275,000 $ 275,000 $ 128,000
Berrien, Georgia 1 $ 285,000 $ 285,000 $ 74,000
Butts, Georgia 1 $ 275,000 $ 275,000 $ 117,000
Charlton, Georgia 1 $ 235,000 $ 235,000 $ 73,000
Colquitt, Georgia 1 $ 85,000 $ 85,000 $ 0
Columbia, Georgia 1 $ 345,000 $ 345,000 $ 172,000
Elbert, Georgia 1 $ 195,000 $ 195,000 $ 77,000
Franklin, Georgia 1 $ 255,000 $ 255,000 $ 64,000
Glynn, Georgia 1 $ 255,000 $ 255,000 $ 0
Gordon, Georgia 1 $ 345,000 $ 345,000 $ 137,000
Hart, Georgia 1 $ 225,000 $ 225,000 $ 62,000
Houston, Georgia 1 $ 245,000 $ 245,000 $ 153,000
Jackson, Georgia 1 $ 355,000 $ 355,000 $ 95,000
Long, Georgia 1 $ 225,000 $ 225,000 $ 0
Lumpkin, Georgia 1 $ 285,000 $ 285,000 $ 83,000
Madison, Georgia 1 $ 195,000 $ 195,000 $ 74,000
McDuffie, Georgia 1 $ 305,000 $ 305,000 $ 117,000
Newton, Georgia 1 $ 275,000 $ 275,000 $ 0
Oconee, Georgia 1 $ 515,000 $ 515,000 $ 134,000
Paulding, Georgia 1 $ 265,000 $ 265,000 $ 65,000
Pickens, Georgia 1 $ 385,000 $ 385,000 $ 165,000
Thomas, Georgia 1 $ 215,000 $ 215,000 $ 88,000
Tift, Georgia 1 $ 405,000 $ 405,000 $ 154,000
Toombs, Georgia 1 $ 365,000 $ 365,000 $ 150,000
Troup, Georgia 1 $ 195,000 $ 195,000 $ 67,000
Wayne, Georgia 1 $ 175,000 $ 175,000 $ 35,000
Worth, Georgia 1 $ 305,000 $ 305,000 $ 88,000
Ada, Idaho 1 $ 375,000 $ 375,000 $ 138,000
Bannock, Idaho 1 $ 265,000 $ 265,000 $ 78,000
Bonner, Idaho 1 $ 345,000 $ 345,000 $ 359,000
Boundary, Idaho 1 $ 265,000 $ 265,000 $ 81,000
Jefferson, Idaho 1 $ 415,000 $ 415,000 $ 111,000
Jerome, Idaho 1 $ 345,000 $ 345,000 $ 92,000
Madison, Idaho 1 $ 285,000 $ 285,000 $ 58,000
Payette, Idaho 1 $ 315,000 $ 315,000 $ 94,000
Cass, Indiana 1 $ 295,000 $ 295,000 $ 192,000
Clark, Indiana 1 $ 245,000 $ 245,000 $ 126,000
DeKalb, Indiana 1 $ 245,000 $ 245,000 $ 0
Delaware, Indiana 1 $ 145,000 $ 145,000 $ 39,000
Grant, Indiana 1 $ 195,000 $ 195,000 $ 0
Hamilton, Indiana 1 $ 285,000 $ 285,000 $ 0
Hendricks, Indiana 1 $ 195,000 $ 195,000 $ 65,000
Henry, Indiana 1 $ 235,000 $ 235,000 $ 111,000
Howard, Indiana 1 $ 185,000 $ 185,000 $ 72,000
Jennings, Indiana 1 $ 185,000 $ 185,000 $ 51,000
Monroe, Indiana 1 $ 235,000 $ 235,000 $ 116,000
Noble, Indiana 1 $ 235,000 $ 235,000 $ 68,000
Orange, Indiana 1 $ 165,000 $ 165,000 $ 104,000
Porter, Indiana 1 $ 305,000 $ 305,000 $ 112,000
Ripley, Indiana 1 $ 305,000 $ 305,000 $ 123,000
Shelby, Indiana 1 $ 205,000 $ 205,000 $ 102,000
St. Joseph, Indiana 1 $ 305,000 $ 305,000 $ 97,000
Clinton, Iowa 1 $ 175,000 $ 175,000 $ 124,000
Jackson, Iowa 1 $ 195,000 $ 195,000 $ 121,000
Marshall, Iowa 1 $ 295,000 $ 295,000 $ 174,000
Monona, Iowa 1 $ 225,000 $ 225,000 $ 56,000
Butler, Kansas 1 $ 165,000 $ 165,000 $ 68,000
Douglas, Kansas 1 $ 285,000 $ 285,000 $ 134,000
Ford, Kansas 1 $ 275,000 $ 275,000 $ 202,000
Leavenworth, Kansas 1 $ 275,000 $ 275,000 $ 115,000
Miami, Kansas 1 $ 375,000 $ 375,000 $ 115,000
Pottawatomie, Kansas 1 $ 235,000 $ 235,000 $ 115,000
Sedgwick, Kansas 1 $ 255,000 $ 255,000 $ 114,000
Beltrami, Minnesota 1 $ 185,000 $ 185,000 $ 61,000
Blue Earth, Minnesota 1 $ 185,000 $ 185,000 $ 71,000
Carlton, Minnesota 1 $ 235,000 $ 235,000 $ 59,000
Douglas, Minnesota 1 $ 365,000 $ 365,000 $ 125,000
Goodhue, Minnesota 1 $ 305,000 $ 305,000 $ 84,000
Houston, Minnesota 1 $ 275,000 $ 275,000 $ 92,000
Murray, Minnesota 1 $ 415,000 $ 415,000 $ 108,000
Rice, Minnesota 1 $ 255,000 $ 255,000 $ 126,000
Rock, Minnesota 1 $ 215,000 $ 215,000 $ 79,000
Sherburne, Minnesota 1 $ 195,000 $ 195,000 $ 78,000
St. Louis, Minnesota 1 $ 235,000 $ 235,000 $ 75,000
Wabasha, Minnesota 1 $ 275,000 $ 275,000 $ 87,000
Washington, Minnesota 1 $ 365,000 $ 365,000 $ 102,000
Catron, New Mexico 1 $ 265,000 $ 265,000 $ 122,000
Grant, New Mexico 1 $ 195,000 $ 195,000 $ 0
Lea, New Mexico 1 $ 325,000 $ 325,000 $ 196,000
McKinley, New Mexico 1 $ 225,000 $ 225,000 $ 119,000
Otero, New Mexico 1 $ 235,000 $ 235,000 $ 463,000
Rio Arriba, New Mexico 1 $ 365,000 $ 365,000 $ 123,000
Union, New Mexico 1 $ 305,000 $ 305,000 $ 91,000
Beaufort, North Carolina 1 $ 285,000 $ 285,000 $ 102,000
Cleveland, North Carolina 1 $ 275,000 $ 275,000 $ 108,000
Dare, North Carolina 1 $ 335,000 $ 335,000 $ 93,000
Edgecombe, North Carolina 1 $ 265,000 $ 265,000 $ 120,000
Graham, North Carolina 1 $ 225,000 $ 225,000 $ 107,000
Greene, North Carolina 1 $ 275,000 $ 275,000 $ 96,000
Jackson, North Carolina 1 $ 95,000 $ 95,000 $ 49,000
Martin, North Carolina 1 $ 155,000 $ 155,000 $ 85,000
Northampton, North Carolina 1 $ 275,000 $ 275,000 $ 104,000
Pasquotank, North Carolina 1 $ 215,000 $ 215,000 $ 110,000
Person, North Carolina 1 $ 195,000 $ 195,000 $ 122,000
Warren, North Carolina 1 $ 305,000 $ 305,000 $ 146,000
Watauga, North Carolina 1 $ 155,000 $ 155,000 $ 86,000
Yadkin, North Carolina 1 $ 235,000 $ 235,000 $ 74,000
Yancey, North Carolina 1 $ 215,000 $ 215,000 $ 74,000
Coos, Oregon 1 $ 295,000 $ 295,000 $ 0
Hood River, Oregon 1 $ 455,000 $ 455,000 $ 0
Josephine, Oregon 1 $ 285,000 $ 285,000 $ 63,000
Lincoln, Oregon 1 $ 485,000 $ 485,000 $ 0
Armstrong, Pennsylvania 1 $ 235,000 $ 235,000 $ 98,000
Chester, Pennsylvania 1 $ 325,000 $ 325,000 $ 217,000
Delaware, Pennsylvania 1 $ 305,000 $ 305,000 $ 94,000
Erie, Pennsylvania 1 $ 295,000 $ 295,000 $ 96,000
Fayette, Pennsylvania 1 $ 215,000 $ 215,000 $ 130,000
Franklin, Pennsylvania 1 $ 295,000 $ 295,000 $ 106,000
Lawrence, Pennsylvania 1 $ 315,000 $ 315,000 $ 149,000
Monroe, Pennsylvania 1 $ 325,000 $ 325,000 $ 138,000
Montour, Pennsylvania 1 $ 185,000 $ 185,000 $ 67,000
Northampton, Pennsylvania 1 $ 265,000 $ 265,000 $ 128,000
Schuylkill, Pennsylvania 1 $ 235,000 $ 235,000 $ 56,000
Somerset, Pennsylvania 1 $ 195,000 $ 195,000 $ 77,000
Susquehanna, Pennsylvania 1 $ 205,000 $ 205,000 $ 69,000
Washington, Pennsylvania 1 $ 225,000 $ 225,000 $ 91,000
Westmoreland, Pennsylvania 1 $ 195,000 $ 195,000 $ 70,000
Florence, South Carolina 1 $ 215,000 $ 215,000 $ 115,000
Greenwood, South Carolina 1 $ 205,000 $ 205,000 $ 93,000
Hampton, South Carolina 1 $ 305,000 $ 305,000 $ 78,000
Jasper, South Carolina 1 $ 315,000 $ 315,000 $ 78,000
Orangeburg, South Carolina 1 $ 195,000 $ 195,000 $ 64,000
Sumter, South Carolina 1 $ 205,000 $ 205,000 $ 81,000
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Mortgage Loan Application Detail Totals for Loan Simple, Inc. in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,570 $730,760,000 $284,000 $955,000 $101,000 $543,000
Refinancing 331 $109,175,000 $329,000 $815,000 $49,000 $553,000
Home Improvement 4 $1,230,000 $307,000 $385,000 $161,000 $300,000
Cash-out Refinancing 2 $340,000 $170,000 $285,000 $52,000 $72,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,176 $332,940,000 $283,000 $805,000 $97,000 $553,000
Hispanic 1,008 $299,090,000 $296,000 $955,000 $96,000 $251,000
Not Provided 358 $109,250,000 $305,000 $765,000 $90,000 $305,000
Black or African American 289 $76,055,000 $263,000 $665,000 $89,000 $335,000
American Indian or Alaskan Native 35 $10,285,000 $293,000 $665,000 $96,000 $194,000
Asian 35 $12,255,000 $350,000 $815,000 $113,000 $428,000
Native Hawaiian or Other Pacific Islander 6 $1,630,000 $271,000 $475,000 $85,000 $130,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,981 $670,325,000 $338,000 $845,000 $91,000 $428,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 795 $136,845,000 $172,000 $955,000 $106,000 $553,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 119 $30,085,000 $252,000 $515,000 $90,000 $165,000
VA-guaranteed (Veterans Administration) 12 $4,250,000 $354,000 $555,000 $100,000 $148,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,876 $559,390,000 $298,000 $955,000 $96,000 $543,000
Application Withdrawn By Applicant 852 $227,000,000 $266,000 $805,000 $94,000 $553,000
Application Denied By Financial Institution 179 $55,115,000 $307,000 $845,000 $88,000 $335,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,728 $786,390,000 $288,000 $955,000 $95,000 $553,000
Debt-To-Income Ratio 55 $17,145,000 $311,000 $565,000 $78,000 $153,000
Credit History 40 $12,170,000 $304,000 $515,000 $72,000 $151,000
Employment History 20 $7,050,000 $352,000 $845,000 $93,000 $167,000
Collateral 19 $4,445,000 $233,000 $565,000 $102,000 $335,000
Unverifiable Information 19 $6,205,000 $326,000 $555,000 $92,000 $158,000
Insufficient Cash (Downpayment, Closing Cost) 13 $3,525,000 $271,000 $395,000 $96,000 $157,000
Other 10 $3,480,000 $348,000 $585,000 $125,000 $257,000
Credit Application Incomplete 3 $1,095,000 $365,000 $545,000 $155,000 $305,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Simple, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Loan Simple, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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