Loan Simple, Inc. Mortgage Lending & HMDA Data, 2025
In 2025, Loan Simple, Inc. of Englewood, CO reported 2,907 mortgage applications totaling $841.5 million, up 50% from 2024. The average application was for $289,475, and applicants reported an average income of $95,127. 65% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (842), Greeley, CO (157) and Colorado Springs, CO (110) (applications in parentheses).
| Mortgage Company & Address | Loan Simple, Inc. 9635 Maroon Circle Suite 100 Englewood, CO 80112 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 2,907 |
| Total Mortgage Loan Application Amount | $841,505,000 |
| Average Mortgage Loan Application Amount | $289,475 |
| Highest Mortgage Loan Application Amount | $955,000 |
| Average Applicant Income | $95,127 |
| Highest Applicant Income | $553,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Loan Simple, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Denver-Aurora-Lakewood, CO | 842 | $ 274,750,000 | $ 326,306 | $ 104,000 |
| Outside any metro area | 401 | $ 98,985,000 | $ 246,845 | $ 88,678 |
| Greeley, CO | 157 | $ 47,085,000 | $ 299,904 | $ 111,000 |
| Colorado Springs, CO | 110 | $ 28,360,000 | $ 257,818 | $ 91,000 |
| Pueblo, CO | 74 | $ 14,700,000 | $ 198,648 | $ 74,000 |
| Atlanta-Sandy Springs-Roswell, GA | 73 | $ 19,285,000 | $ 264,178 | $ 83,000 |
| Houston-The Woodlands-Sugar Land, TX | 58 | $ 13,770,000 | $ 237,413 | $ 94,000 |
| Dallas-Plano-Irving, TX | 48 | $ 15,330,000 | $ 319,375 | $ 99,000 |
| Phoenix-Mesa-Scottsdale, AZ | 44 | $ 14,930,000 | $ 339,318 | $ 113,000 |
| Charlotte-Concord-Gastonia, NC-SC | 39 | $ 10,965,000 | $ 281,153 | $ 82,025 |
| Fort Collins, CO | 35 | $ 12,135,000 | $ 346,714 | $ 98,000 |
| Raleigh, NC | 29 | $ 7,715,000 | $ 266,034 | $ 101,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 29 | $ 8,815,000 | $ 303,965 | $ 88,000 |
| Albuquerque, NM | 27 | $ 7,995,000 | $ 296,111 | $ 82,000 |
| Grand Junction, CO | 27 | $ 7,795,000 | $ 288,703 | $ 112,000 |
| Fort Worth-Arlington, TX | 26 | $ 6,200,000 | $ 238,461 | $ 91,000 |
| Arlington-Alexandria-Reston, VA-WV | 23 | $ 8,895,000 | $ 386,739 | $ 97,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 21 | $ 5,725,000 | $ 272,619 | $ 83,000 |
| Lakeland-Winter Haven, FL | 18 | $ 4,400,000 | $ 244,444 | $ 78,000 |
| Austin-Round Rock, TX | 17 | $ 4,855,000 | $ 285,588 | $ 81,000 |
| Charleston-North Charleston, SC | 17 | $ 4,645,000 | $ 273,235 | $ 90,000 |
| Cape Coral-Fort Myers, FL | 16 | $ 4,850,000 | $ 303,125 | $ 107,000 |
| Columbia, SC | 16 | $ 3,460,000 | $ 216,250 | $ 78,000 |
| Greenville-Anderson-Mauldin, SC | 16 | $ 3,970,000 | $ 248,125 | $ 81,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 16 | $ 5,780,000 | $ 361,250 | $ 103,000 |
| Winston-Salem, NC | 15 | $ 3,935,000 | $ 262,333 | $ 97,000 |
| Boulder, CO | 14 | $ 3,990,000 | $ 285,000 | $ 95,000 |
| Orlando-Kissimmee-Sanford, FL | 14 | $ 5,010,000 | $ 357,857 | $ 121,000 |
| Greensboro-High Point, NC | 13 | $ 3,295,000 | $ 253,461 | $ 71,000 |
| Tampa, FL | 13 | $ 3,765,000 | $ 289,615 | $ 59,000 |
| Chattanooga, TN-GA | 12 | $ 2,790,000 | $ 232,500 | $ 90,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 12 | $ 4,240,000 | $ 353,333 | $ 91,000 |
| Indianapolis-Carmel-Anderson, IN | 12 | $ 2,810,000 | $ 234,166 | $ 86,000 |
| Richmond, VA | 12 | $ 3,870,000 | $ 322,500 | $ 91,000 |
| San Antonio-New Braunfels, TX | 12 | $ 3,860,000 | $ 321,666 | $ 76,000 |
| Wilmington, NC | 12 | $ 3,270,000 | $ 272,500 | $ 78,000 |
| Durham-Chapel Hill, NC | 11 | $ 4,305,000 | $ 391,363 | $ 115,000 |
| Eugene, OR | 11 | $ 3,395,000 | $ 308,636 | $ 83,000 |
| Hickory-Lenoir-Morganton, NC | 11 | $ 2,735,000 | $ 248,636 | $ 83,000 |
| Port St. Lucie, FL | 11 | $ 3,365,000 | $ 305,909 | $ 100,000 |
| Fayetteville, NC | 10 | $ 1,800,000 | $ 180,000 | $ 81,000 |
| Lake County-Porter County-Jasper County, IN | 10 | $ 2,400,000 | $ 240,000 | $ 56,000 |
| Asheville, NC | 9 | $ 2,955,000 | $ 328,333 | $ 91,000 |
| Daphne-Fairhope-Foley, AL | 9 | $ 1,995,000 | $ 221,666 | $ 69,000 |
| Jacksonville, FL | 9 | $ 2,575,000 | $ 286,111 | $ 102,000 |
| Marietta, GA | 9 | $ 2,925,000 | $ 325,000 | $ 111,000 |
| Milwaukee-Waukesha-West Allis, WI | 9 | $ 2,485,000 | $ 276,111 | $ 83,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 9 | $ 3,105,000 | $ 345,000 | $ 108,000 |
| Palm Bay-Melbourne-Titusville, FL | 9 | $ 2,955,000 | $ 328,333 | $ 66,000 |
| Pensacola-Ferry Pass-Brent, FL | 9 | $ 2,355,000 | $ 261,666 | $ 59,000 |
| Riverside-San Bernardino-Ontario, CA | 9 | $ 3,195,000 | $ 355,000 | $ 132,000 |
| Spartanburg, SC | 9 | $ 2,235,000 | $ 248,333 | $ 89,000 |
| Huntsville, AL | 8 | $ 1,950,000 | $ 243,750 | $ 91,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 8 | $ 1,660,000 | $ 207,500 | $ 76,000 |
| Pittsburgh, PA | 8 | $ 1,960,000 | $ 245,000 | $ 121,000 |
| Prescott Valley-Prescott, AZ | 8 | $ 2,230,000 | $ 278,750 | $ 100,000 |
| Salem, OR | 8 | $ 2,790,000 | $ 348,750 | $ 76,000 |
| Spokane-Spokane Valley, WA | 8 | $ 2,640,000 | $ 330,000 | $ 50,000 |
| Bend-Redmond, OR | 7 | $ 2,665,000 | $ 380,714 | $ 124,000 |
| Birmingham-Hoover, AL | 7 | $ 1,155,000 | $ 165,000 | $ 81,000 |
| Goldsboro, NC | 7 | $ 1,295,000 | $ 185,000 | $ 83,000 |
| Kingsport-Bristol-Bristol, TN-VA | 7 | $ 1,675,000 | $ 239,285 | $ 81,000 |
| Knoxville, TN | 7 | $ 2,165,000 | $ 309,285 | $ 104,000 |
| Mobile, AL | 7 | $ 1,385,000 | $ 197,857 | $ 110,000 |
| Montgomery, AL | 7 | $ 2,425,000 | $ 346,428 | $ 82,000 |
| North Port-Sarasota-Bradenton, FL | 7 | $ 2,145,000 | $ 306,428 | $ 70,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 7 | $ 2,635,000 | $ 376,428 | $ 85,000 |
| Crestview-Fort Walton Beach-Destin, FL | 6 | $ 1,500,000 | $ 250,000 | $ 80,000 |
| McAllen-Edinburg-Mission, TX | 6 | $ 1,490,000 | $ 248,333 | $ 59,000 |
| Philadelphia, PA | 6 | $ 1,440,000 | $ 240,000 | $ 81,000 |
| Brunswick, GA | 5 | $ 1,035,000 | $ 207,000 | $ 47,000 |
| Corpus Christi, TX | 5 | $ 745,000 | $ 149,000 | $ 90,000 |
| Decatur, AL | 5 | $ 1,035,000 | $ 207,000 | $ 81,000 |
| Green Bay, WI | 5 | $ 855,000 | $ 171,000 | $ 104,000 |
| Johnson City, TN | 5 | $ 975,000 | $ 195,000 | $ 69,000 |
| Longview, TX | 5 | $ 1,425,000 | $ 285,000 | $ 68,000 |
| Lynchburg, VA | 5 | $ 1,235,000 | $ 247,000 | $ 96,000 |
| Punta Gorda, FL | 5 | $ 1,005,000 | $ 201,000 | $ 58,000 |
| Roanoke, VA | 5 | $ 1,215,000 | $ 243,000 | $ 56,000 |
| Savannah, GA | 5 | $ 1,435,000 | $ 287,000 | $ 72,000 |
| Seattle-Bellevue-Everett, WA | 5 | $ 2,805,000 | $ 561,000 | $ 76,000 |
| Sebring, FL | 5 | $ 1,225,000 | $ 245,000 | $ 51,000 |
| Sherman-Denison, TX | 5 | $ 1,385,000 | $ 277,000 | $ 136,000 |
| Tuscaloosa, AL | 5 | $ 995,000 | $ 199,000 | $ 84,000 |
| Tyler, TX | 5 | $ 1,225,000 | $ 245,000 | $ 56,000 |
| Waco, TX | 5 | $ 1,155,000 | $ 231,000 | $ 74,000 |
| Albany, GA | 4 | $ 1,040,000 | $ 260,000 | $ 91,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 1,130,000 | $ 282,500 | $ 134,000 |
| Brownsville-Harlingen, TX | 4 | $ 1,290,000 | $ 322,500 | $ 145,000 |
| College Station-Bryan, TX | 4 | $ 990,000 | $ 247,500 | $ 80,000 |
| Fort Wayne, IN | 4 | $ 940,000 | $ 235,000 | $ 44,000 |
| Fresno, CA | 4 | $ 1,240,000 | $ 310,000 | $ 49,000 |
| Gainesville, FL | 4 | $ 990,000 | $ 247,500 | $ 78,000 |
| Killeen-Temple, TX | 4 | $ 870,000 | $ 217,500 | $ 84,000 |
| Madison, WI | 4 | $ 990,000 | $ 247,500 | $ 124,000 |
| Medford, OR | 4 | $ 1,530,000 | $ 382,500 | $ 110,000 |
| Memphis, TN-MS-AR | 4 | $ 1,200,000 | $ 300,000 | $ 98,000 |
| Panama City, FL | 4 | $ 1,310,000 | $ 327,500 | $ 83,000 |
| Rochester, MN | 4 | $ 1,270,000 | $ 317,500 | $ 90,000 |
| Rocky Mount, NC | 4 | $ 1,170,000 | $ 292,500 | $ 91,000 |
| Twin Falls, ID | 4 | $ 940,000 | $ 235,000 | $ 79,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 805,000 | $ 268,333 | $ 93,000 |
| Amarillo, TX | 3 | $ 945,000 | $ 315,000 | $ 169,000 |
| Beaumont-Port Arthur, TX | 3 | $ 655,000 | $ 218,333 | $ 31,000 |
| Columbus, GA-AL | 3 | $ 615,000 | $ 205,000 | $ 104,000 |
| Dalton, GA | 3 | $ 535,000 | $ 178,333 | $ 107,000 |
| Farmington, NM | 3 | $ 885,000 | $ 295,000 | $ 100,000 |
| Florence, SC | 3 | $ 685,000 | $ 228,333 | $ 112,000 |
| Gadsden, AL | 3 | $ 925,000 | $ 308,333 | $ 67,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 525,000 | $ 175,000 | $ 104,000 |
| Hinesville, GA | 3 | $ 775,000 | $ 258,333 | $ 67,000 |
| Homosassa Springs, FL | 3 | $ 775,000 | $ 258,333 | $ 90,000 |
| Jacksonville, NC | 3 | $ 905,000 | $ 301,666 | $ 90,000 |
| Kennewick-Richland, WA | 3 | $ 945,000 | $ 315,000 | $ 54,000 |
| Midland, TX | 3 | $ 935,000 | $ 311,666 | $ 91,000 |
| Montgomery County-Bucks County-Chester County, PA | 3 | $ 1,025,000 | $ 341,666 | $ 145,000 |
| Racine, WI | 3 | $ 625,000 | $ 208,333 | $ 81,000 |
| Sebastian-Vero Beach, FL | 3 | $ 955,000 | $ 318,333 | $ 57,000 |
| St. Cloud, MN | 3 | $ 615,000 | $ 205,000 | $ 64,000 |
| Tallahassee, FL | 3 | $ 805,000 | $ 268,333 | $ 138,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 3 | $ 1,475,000 | $ 491,666 | $ 320,000 |
| Wildwood-The Villages, FL | 3 | $ 805,000 | $ 268,333 | $ 64,000 |
| Abilene, TX | 2 | $ 640,000 | $ 320,000 | $ 81,000 |
| Albany, OR | 2 | $ 650,000 | $ 325,000 | $ 82,000 |
| Appleton, WI | 2 | $ 510,000 | $ 255,000 | $ 84,000 |
| Athens-Clarke County, GA | 2 | $ 710,000 | $ 355,000 | $ 104,000 |
| Auburn-Opelika, AL | 2 | $ 410,000 | $ 205,000 | $ 38,000 |
| Burlington, NC | 2 | $ 670,000 | $ 335,000 | $ 40,000 |
| Corvallis, OR | 2 | $ 750,000 | $ 375,000 | $ 102,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 780,000 | $ 390,000 | $ 184,000 |
| Duluth, MN-WI | 2 | $ 470,000 | $ 235,000 | $ 67,000 |
| El Centro, CA | 2 | $ 760,000 | $ 380,000 | $ 111,000 |
| El Paso, TX | 2 | $ 470,000 | $ 235,000 | $ 82,000 |
| Evansville, IN-KY | 2 | $ 350,000 | $ 175,000 | $ 67,000 |
| Gainesville, GA | 2 | $ 560,000 | $ 280,000 | $ 66,000 |
| Harrisonburg, VA | 2 | $ 860,000 | $ 430,000 | $ 150,000 |
| Kansas City, MO-KS | 2 | $ 650,000 | $ 325,000 | $ 115,000 |
| Lafayette-West Lafayette, IN | 2 | $ 760,000 | $ 380,000 | $ 48,000 |
| Las Cruces, NM | 2 | $ 510,000 | $ 255,000 | $ 37,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 460,000 | $ 230,000 | $ 89,000 |
| Lubbock, TX | 2 | $ 440,000 | $ 220,000 | $ 83,000 |
| Michigan City-La Porte, IN | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 1,760,000 | $ 880,000 | $ 361,000 |
| Ocala, FL | 2 | $ 570,000 | $ 285,000 | $ 62,000 |
| Oshkosh-Neenah, WI | 2 | $ 470,000 | $ 235,000 | $ 63,000 |
| San Angelo, TX | 2 | $ 490,000 | $ 245,000 | $ 116,000 |
| San Diego-Carlsbad, CA | 2 | $ 740,000 | $ 370,000 | $ 131,000 |
| St. Petersburg-Clearwater-Largo, FL | 2 | $ 680,000 | $ 340,000 | $ 100,000 |
| Tacoma-Lakewood, WA | 2 | $ 840,000 | $ 420,000 | $ 91,000 |
| Wichita, KS | 2 | $ 420,000 | $ 210,000 | $ 91,000 |
| York-Hanover, PA | 2 | $ 500,000 | $ 250,000 | $ 84,000 |
| Bakersfield, CA | 1 | $ 425,000 | $ 425,000 | $ 143,000 |
| Bellingham, WA | 1 | $ 415,000 | $ 415,000 | $ 114,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 275,000 | $ 275,000 | $ 118,000 |
| Bloomington, IN | 1 | $ 235,000 | $ 235,000 | $ 116,000 |
| Boise City, ID | 1 | $ 375,000 | $ 375,000 | $ 138,000 |
| Bremerton-Silverdale, WA | 1 | $ 395,000 | $ 395,000 | $ 82,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 295,000 | $ 295,000 | $ 106,000 |
| Charlottesville, VA | 1 | $ 295,000 | $ 295,000 | $ 117,000 |
| Cleveland, TN | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Dothan, AL | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Erie, PA | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Everett, WA | 1 | $ 455,000 | $ 455,000 | $ 122,000 |
| Flagstaff, AZ | 1 | $ 805,000 | $ 805,000 | $ 201,000 |
| Florence-Muscle Shoals, AL | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Grants Pass, OR | 1 | $ 285,000 | $ 285,000 | $ 63,000 |
| Hanford-Corcoran, CA | 1 | $ 385,000 | $ 385,000 | $ 109,000 |
| Idaho Falls, ID | 1 | $ 415,000 | $ 415,000 | $ 111,000 |
| Kokomo, IN | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Laredo, TX | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Lawrence, KS | 1 | $ 285,000 | $ 285,000 | $ 134,000 |
| Lewiston, ID-WA | 1 | $ 285,000 | $ 285,000 | $ 102,000 |
| Longview, WA | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Louisville/Jefferson County, KY-IN | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
| Manhattan, KS | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Mankato-North Mankato, MN | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Muncie, IN | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 275,000 | $ 275,000 | $ 61,000 |
| Odessa, TX | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
| Olympia-Tumwater, WA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Pocatello, ID | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Redding, CA | 1 | $ 295,000 | $ 295,000 | $ 103,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Sioux Falls, SD | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 305,000 | $ 305,000 | $ 97,000 |
| Stockton-Lodi, CA | 1 | $ 625,000 | $ 625,000 | $ 198,000 |
| Sumter, SC | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Tucson, AZ | 1 | $ 265,000 | $ 265,000 | $ 197,000 |
| Victoria, TX | 1 | $ 235,000 | $ 235,000 | $ 126,000 |
| Warner Robins, GA | 1 | $ 245,000 | $ 245,000 | $ 153,000 |
| Winchester, VA-WV | 1 | $ 345,000 | $ 345,000 | $ 121,000 |
| Yuba City, CA | 1 | $ 345,000 | $ 345,000 | $ 164,000 |
Mortgage Loan Application Detail Totals for Loan Simple, Inc. in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,570 | $730,760,000 | $284,000 | $955,000 | $101,000 | $543,000 |
| Refinancing | 331 | $109,175,000 | $329,000 | $815,000 | $49,000 | $553,000 |
| Home Improvement | 4 | $1,230,000 | $307,000 | $385,000 | $161,000 | $300,000 |
| Cash-out Refinancing | 2 | $340,000 | $170,000 | $285,000 | $52,000 | $72,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,176 | $332,940,000 | $283,000 | $805,000 | $97,000 | $553,000 |
| Hispanic | 1,008 | $299,090,000 | $296,000 | $955,000 | $96,000 | $251,000 |
| Not Provided | 358 | $109,250,000 | $305,000 | $765,000 | $90,000 | $305,000 |
| Black or African American | 289 | $76,055,000 | $263,000 | $665,000 | $89,000 | $335,000 |
| American Indian or Alaskan Native | 35 | $10,285,000 | $293,000 | $665,000 | $96,000 | $194,000 |
| Asian | 35 | $12,255,000 | $350,000 | $815,000 | $113,000 | $428,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,630,000 | $271,000 | $475,000 | $85,000 | $130,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,981 | $670,325,000 | $338,000 | $845,000 | $91,000 | $428,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 795 | $136,845,000 | $172,000 | $955,000 | $106,000 | $553,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 119 | $30,085,000 | $252,000 | $515,000 | $90,000 | $165,000 |
| VA-guaranteed (Veterans Administration) | 12 | $4,250,000 | $354,000 | $555,000 | $100,000 | $148,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,876 | $559,390,000 | $298,000 | $955,000 | $96,000 | $543,000 |
| Application Withdrawn By Applicant | 852 | $227,000,000 | $266,000 | $805,000 | $94,000 | $553,000 |
| Application Denied By Financial Institution | 179 | $55,115,000 | $307,000 | $845,000 | $88,000 | $335,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,728 | $786,390,000 | $288,000 | $955,000 | $95,000 | $553,000 |
| Debt-To-Income Ratio | 55 | $17,145,000 | $311,000 | $565,000 | $78,000 | $153,000 |
| Credit History | 40 | $12,170,000 | $304,000 | $515,000 | $72,000 | $151,000 |
| Employment History | 20 | $7,050,000 | $352,000 | $845,000 | $93,000 | $167,000 |
| Collateral | 19 | $4,445,000 | $233,000 | $565,000 | $102,000 | $335,000 |
| Unverifiable Information | 19 | $6,205,000 | $326,000 | $555,000 | $92,000 | $158,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $3,525,000 | $271,000 | $395,000 | $96,000 | $157,000 |
| Other | 10 | $3,480,000 | $348,000 | $585,000 | $125,000 | $257,000 |
| Credit Application Incomplete | 3 | $1,095,000 | $365,000 | $545,000 | $155,000 | $305,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Simple, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loan Simple, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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