Loanstar Home Loans, LLC dba Loanstar Home Lending Mortgage Lending & HMDA Data, 2017

In 2017, Loanstar Home Loans, LLC dba Loanstar Home Lending of Portland, OR reported 5,037 mortgage applications totaling $1.4 billion, down 4% from 2016. The average application was for $275,701, and applicants reported an average income of $102,198. 63% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Portland-Vancouver-Hillsboro, OR-WA (1,853), Seattle-Bellevue-Everett, WA (474) and Tacoma-Lakewood, WA (351) (applications in parentheses).

Mortgage Company & Address Loanstar Home Loans, LLC dba Loanstar Home Lending
9020 Sw Washington Square Rd Suite 350
Portland, OR 97223
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  
Total Number of Mortgage Applications 5,037
Total Mortgage Loan Application Amount $1,388,710,000
Average Mortgage Loan Application Amount $275,701
Highest Mortgage Loan Application Amount $2,261,000
Average Applicant Income $102,198
Highest Applicant Income $3,586,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Loanstar Home Loans, LLC dba Loanstar Home Lending filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Loanstar Home Loans, LLC dba Loanstar Home Lending by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Washington, Oregon 577 $ 166,937,000 $ 289,318 $ 99,000
Multnomah, Oregon 436 $ 131,391,000 $ 301,355 $ 102,000
Clackamas, Oregon 423 $ 134,339,000 $ 317,586 $ 118,000
Pierce, Washington 351 $ 85,304,000 $ 243,031 $ 86,000
King, Washington 292 $ 118,047,000 $ 404,270 $ 148,000
Clark, Washington 277 $ 75,042,000 $ 270,909 $ 98,000
Maricopa, Arizona 218 $ 49,978,000 $ 229,256 $ 79,000
Snohomish, Washington 182 $ 57,297,000 $ 314,818 $ 103,000
Marion, Oregon 133 $ 27,533,000 $ 207,015 $ 68,000
Linn, Oregon 101 $ 18,584,000 $ 184,000 $ 61,000
Dallas, Texas 99 $ 22,968,000 $ 232,000 $ 98,000
Tarrant, Texas 96 $ 18,414,000 $ 191,812 $ 98,000
Yamhill, Oregon 90 $ 24,114,000 $ 267,933 $ 79,000
Santa Clara, California 83 $ 48,086,000 $ 579,349 $ 182,000
Bernalillo, New Mexico 83 $ 12,918,000 $ 155,638 $ 71,000
Thurston, Washington 75 $ 15,920,000 $ 212,266 $ 78,000
Collin, Texas 69 $ 19,823,000 $ 287,289 $ 137,000
Denton, Texas 63 $ 16,241,000 $ 257,793 $ 138,000
Arapahoe, Colorado 49 $ 14,360,000 $ 293,061 $ 84,000
Walla Walla, Washington 46 $ 9,482,000 $ 206,130 $ 94,000
Columbia, Oregon 45 $ 9,756,000 $ 216,800 $ 72,000
Salt Lake, Utah 42 $ 10,124,000 $ 241,047 $ 105,000
Cowlitz, Washington 42 $ 8,035,000 $ 191,309 $ 71,000
Benton, Oregon 41 $ 10,592,000 $ 258,341 $ 97,000
Harris, Texas 36 $ 6,812,000 $ 189,222 $ 99,000
Curry, Oregon 34 $ 9,023,000 $ 265,382 $ 82,000
Deschutes, Oregon 34 $ 8,416,000 $ 247,529 $ 96,000
San Joaquin, California 32 $ 8,386,000 $ 262,062 $ 88,000
Alameda, California 30 $ 12,979,000 $ 432,633 $ 168,000
Sandoval, New Mexico 28 $ 4,844,000 $ 173,000 $ 79,000
Hawaii, Hawaii 24 $ 7,764,000 $ 323,500 $ 91,000
Polk, Oregon 23 $ 6,170,000 $ 268,260 $ 80,000
Contra Costa, California 22 $ 11,980,000 $ 544,545 $ 214,000
Bossier, Louisiana 22 $ 4,659,000 $ 211,772 $ 77,000
Fort Bend, Texas 21 $ 4,564,000 $ 217,333 $ 115,000
Hunt, Texas 21 $ 2,756,000 $ 131,238 $ 131,000
Caddo, Louisiana 19 $ 2,813,000 $ 148,052 $ 61,000
Galveston, Texas 19 $ 2,919,000 $ 153,631 $ 93,000
Rockwall, Texas 19 $ 5,982,000 $ 314,842 $ 163,000
Orange, California 18 $ 8,989,000 $ 499,388 $ 155,000
Ada, Idaho 18 $ 3,384,000 $ 188,000 $ 92,000
Baldwin, Alabama 17 $ 3,080,000 $ 181,176 $ 97,000
Jefferson, Colorado 17 $ 4,378,000 $ 257,529 $ 76,000
Douglas, Colorado 14 $ 3,239,000 $ 231,357 $ 77,000
Lincoln, Oregon 14 $ 2,845,000 $ 203,214 $ 109,000
Mason, Washington 14 $ 2,049,000 $ 146,357 $ 61,000
Santa Cruz, California 13 $ 6,812,000 $ 524,000 $ 265,000
Canyon, Idaho 13 $ 2,047,000 $ 157,461 $ 63,000
Kitsap, Washington 13 $ 3,860,000 $ 296,923 $ 101,000
Pinal, Arizona 12 $ 2,286,000 $ 190,500 $ 75,000
San Benito, California 12 $ 5,873,000 $ 489,416 $ 133,000
Denver, Colorado 12 $ 3,618,000 $ 301,500 $ 82,000
Grayson, Texas 12 $ 2,118,000 $ 176,500 $ 71,000
Pima, Arizona 11 $ 1,540,000 $ 140,000 $ 55,000
San Mateo, California 11 $ 7,934,000 $ 721,272 $ 222,000
Tillamook, Oregon 11 $ 2,652,000 $ 241,090 $ 170,000
Yavapai, Arizona 10 $ 1,546,000 $ 154,600 $ 43,000
Los Angeles, California 10 $ 5,950,000 $ 595,000 $ 169,000
Stanislaus, California 10 $ 2,273,000 $ 227,300 $ 83,000
Clatsop, Oregon 10 $ 2,436,000 $ 243,600 $ 120,000
Clallam, Washington 10 $ 2,572,000 $ 257,200 $ 196,000
Spokane, Washington 10 $ 1,760,000 $ 176,000 $ 105,000
Adams, Colorado 9 $ 2,603,000 $ 289,222 $ 98,000
Valencia, New Mexico 9 $ 766,000 $ 85,111 $ 38,000
Coos, Oregon 9 $ 1,472,000 $ 163,555 $ 80,000
Lane, Oregon 9 $ 1,793,000 $ 199,222 $ 66,000
Umatilla, Oregon 9 $ 1,569,000 $ 174,333 $ 66,000
Bexar, Texas 9 $ 4,562,000 $ 506,888 $ 199,000
Ellis, Texas 9 $ 1,896,000 $ 210,666 $ 185,000
Skagit, Washington 9 $ 1,680,000 $ 186,666 $ 66,000
Madison, Alabama 8 $ 1,184,000 $ 148,000 $ 57,000
Sacramento, California 8 $ 2,339,000 $ 292,375 $ 96,000
Johnson, Texas 8 $ 1,389,000 $ 173,625 $ 75,000
Kaufman, Texas 8 $ 1,597,000 $ 199,625 $ 82,000
Webb, Texas 8 $ 1,211,000 $ 151,375 $ 60,000
Grays Harbor, Washington 8 $ 1,269,000 $ 158,625 $ 59,000
Island, Washington 8 $ 1,833,000 $ 229,125 $ 63,000
Lewis, Washington 8 $ 1,343,000 $ 167,875 $ 48,000
Whatcom, Washington 8 $ 1,334,000 $ 166,750 $ 78,000
Jackson, Oregon 7 $ 1,745,000 $ 249,285 $ 84,000
Davis, Utah 7 $ 2,172,000 $ 310,285 $ 94,000
Navajo, Arizona 6 $ 1,007,000 $ 167,833 $ 64,000
Lea, New Mexico 6 $ 863,000 $ 143,833 $ 91,000
Klamath, Oregon 6 $ 1,083,000 $ 180,500 $ 59,000
Montgomery, Texas 6 $ 1,764,000 $ 294,000 $ 170,000
Parker, Texas 6 $ 1,538,000 $ 256,333 $ 104,000
Mohave, Arizona 5 $ 976,000 $ 195,200 $ 79,000
Sonoma, California 5 $ 1,644,000 $ 328,800 $ 88,000
Walton, Florida 5 $ 2,107,000 $ 421,400 $ 334,000
Crook, Oregon 5 $ 1,650,000 $ 330,000 $ 121,000
Brazoria, Texas 5 $ 796,000 $ 159,200 $ 49,000
Travis, Texas 5 $ 1,083,000 $ 216,600 $ 84,000
Utah, Utah 5 $ 1,212,000 $ 242,400 $ 73,000
Chelan, Washington 5 $ 1,450,000 $ 290,000 $ 93,000
Skamania, Washington 5 $ 1,216,000 $ 243,200 $ 71,000
San Diego, California 4 $ 1,850,000 $ 462,500 $ 105,000
San Francisco, California 4 $ 2,328,000 $ 582,000 $ 147,000
Solano, California 4 $ 1,169,000 $ 292,250 $ 91,000
Tulare, California 4 $ 510,000 $ 127,500 $ 56,000
Blaine, Idaho 4 $ 1,498,000 $ 374,500 $ 135,000
Josephine, Oregon 4 $ 1,026,000 $ 256,500 $ 70,000
Franklin, Washington 4 $ 589,000 $ 147,250 $ 54,000
Pacific, Washington 4 $ 550,000 $ 137,500 $ 70,000
Limestone, Alabama 3 $ 388,000 $ 129,333 $ 119,000
Kern, California 3 $ 762,000 $ 254,000 $ 112,000
Merced, California 3 $ 829,000 $ 276,333 $ 71,000
Placer, California 3 $ 1,339,000 $ 446,333 $ 118,000
Riverside, California 3 $ 1,019,000 $ 339,666 $ 91,000
Boulder, Colorado 3 $ 867,000 $ 289,000 $ 87,000
Orange, Florida 3 $ 528,000 $ 176,000 $ 48,000
Maui, Hawaii 3 $ 1,082,000 $ 360,666 $ 82,000
Douglas, Oregon 3 $ 754,000 $ 251,333 $ 76,000
Hood River, Oregon 3 $ 557,000 $ 185,666 $ 69,000
Brazos, Texas 3 $ 856,000 $ 285,333 $ 116,000
Cameron, Texas 3 $ 642,000 $ 214,000 $ 123,000
Ector, Texas 3 $ 467,000 $ 155,666 $ 68,000
Henderson, Texas 3 $ 439,000 $ 146,333 $ 61,000
McLennan, Texas 3 $ 671,000 $ 223,666 $ 121,000
Weber, Utah 3 $ 606,000 $ 202,000 $ 85,000
Adams, Washington 3 $ 78,000 $ 26,000 $ 24,000
Benton, Washington 3 $ 444,000 $ 148,000 $ 72,000
Okanogan, Washington 3 $ 579,000 $ 193,000 $ 86,000
Houston, Alabama 2 $ 816,000 $ 408,000 $ 800,000
Marshall, Alabama 2 $ 391,000 $ 195,500 $ 95,000
Morgan, Alabama 2 $ 380,000 $ 190,000 $ 105,000
Coconino, Arizona 2 $ 454,000 $ 227,000 $ 101,000
Gila, Arizona 2 $ 353,000 $ 176,500 $ 78,000
Calaveras, California 2 $ 451,000 $ 225,500 $ 107,000
El Dorado, California 2 $ 515,000 $ 257,500 $ 169,000
Madera, California 2 $ 457,000 $ 228,500 $ 107,000
Marin, California 2 $ 793,000 $ 396,500 $ 105,000
Monterey, California 2 $ 868,000 $ 434,000 $ 136,000
Shasta, California 2 $ 293,000 $ 146,500 $ 45,000
Ventura, California 2 $ 775,000 $ 387,500 $ 91,000
Elbert, Colorado 2 $ 665,000 $ 332,500 $ 58,000
Escambia, Florida 2 $ 250,000 $ 125,000 $ 41,000
Hillsborough, Florida 2 $ 506,000 $ 253,000 $ 65,000
Palm Beach, Florida 2 $ 237,000 $ 118,500 $ 36,000
Volusia, Florida 2 $ 530,000 $ 265,000 $ 108,000
Gem, Idaho 2 $ 169,000 $ 84,500 $ 70,000
Kootenai, Idaho 2 $ 576,000 $ 288,000 $ 142,000
Latah, Idaho 2 $ 412,000 $ 206,000 $ 72,000
De Soto, Louisiana 2 $ 320,000 $ 160,000 $ 94,000
McKinley, New Mexico 2 $ 368,000 $ 184,000 $ 79,000
Rio Arriba, New Mexico 2 $ 155,000 $ 77,500 $ 71,000
San Miguel, New Mexico 2 $ 194,000 $ 97,000 $ 59,000
Santa Fe, New Mexico 2 $ 442,000 $ 221,000 $ 77,000
Jefferson, Oregon 2 $ 303,000 $ 151,500 $ 213,000
Wasco, Oregon 2 $ 309,000 $ 154,500 $ 58,000
Rutherford, Tennessee 2 $ 303,000 $ 151,500 $ 65,000
Hopkins, Texas 2 $ 195,000 $ 97,500 $ 54,000
Nacogdoches, Texas 2 $ 186,000 $ 93,000 $ 44,000
Wise, Texas 2 $ 306,000 $ 153,000 $ 68,000
Yakima, Washington 2 $ 218,000 $ 109,000 $ 78,000
Cullman, Alabama 1 $ 131,000 $ 131,000 $ 69,000
Mobile, Alabama 1 $ 177,000 $ 177,000 $ 45,000
Cochise, Arizona 1 $ 112,000 $ 112,000 $ 23,000
Santa Cruz, Arizona 1 $ 195,000 $ 195,000 $ 81,000
Butte, California 1 $ 265,000 $ 265,000 $ 76,000
Colusa, California 1 $ 339,000 $ 339,000 $ 78,000
Fresno, California 1 $ 424,000 $ 424,000 $ 180,000
Kings, California 1 $ 260,000 $ 260,000 $ 97,000
Mariposa, California 1 $ 184,000 $ 184,000 $ 123,000
Nevada, California 1 $ 232,000 $ 232,000 $ 49,000
San Luis Obispo, California 1 $ 115,000 $ 115,000 $ 173,000
Santa Barbara, California 1 $ 475,000 $ 475,000 $ 167,000
Larimer, Colorado 1 $ 235,000 $ 235,000 $ 81,000
Montezuma, Colorado 1 $ 146,000 $ 146,000 $ 41,000
Park, Colorado 1 $ 260,000 $ 260,000 $ 70,000
Weld, Colorado 1 $ 156,000 $ 156,000 $ 39,000
Bay, Florida 1 $ 117,000 $ 117,000 $ 25,000
Brevard, Florida 1 $ 151,000 $ 151,000 $ 39,000
Duval, Florida 1 $ 120,000 $ 120,000 $ 48,000
Okaloosa, Florida 1 $ 211,000 $ 211,000 $ 62,000
Santa Rosa, Florida 1 $ 155,000 $ 155,000 $ 33,000
Seminole, Florida 1 $ 230,000 $ 230,000 $ 156,000
Gooding, Idaho 1 $ 115,000 $ 115,000 $ 34,000
Lewis, Idaho 1 $ 120,000 $ 120,000 $ 74,000
Nez Perce, Idaho 1 $ 188,000 $ 188,000 $ 47,000
Lincoln, Louisiana 1 $ 290,000 $ 290,000 $ 88,000
Red River, Louisiana 1 $ 65,000 $ 65,000 $ 37,000
St. Tammany, Louisiana 1 $ 250,000 $ 250,000 $ 100,000
Chaves, New Mexico 1 $ 65,000 $ 65,000 $ 24,000
Sierra, New Mexico 1 $ 79,000 $ 79,000 $ 35,000
Taos, New Mexico 1 $ 240,000 $ 240,000 $ 140,000
Torrance, New Mexico 1 $ 164,000 $ 164,000 $ 134,000
Wagoner, Oklahoma 1 $ 188,000 $ 188,000 $ 160,000
Harney, Oregon 1 $ 75,000 $ 75,000 $ 18,000
Union, Oregon 1 $ 289,000 $ 289,000 $ 82,000
Wallowa, Oregon 1 $ 127,000 $ 127,000 $ 46,000
Archer, Texas 1 $ 75,000 $ 75,000 $ 46,000
Bastrop, Texas 1 $ 169,000 $ 169,000 $ 53,000
Bell, Texas 1 $ 167,000 $ 167,000 $ 60,000
Delta, Texas 1 $ 106,000 $ 106,000 $ 60,000
El Paso, Texas 1 $ 106,000 $ 106,000 $ 94,000
Fannin, Texas 1 $ 252,000 $ 252,000 $ 62,000
Hays, Texas 1 $ 174,000 $ 174,000 $ 59,000
Hidalgo, Texas 1 $ 62,000 $ 62,000 $ 33,000
Hood, Texas 1 $ 126,000 $ 126,000 $ 33,000
Limestone, Texas 1 $ 129,000 $ 129,000 $ 128,000
Lubbock, Texas 1 $ 191,000 $ 191,000 $ 61,000
Montague, Texas 1 $ 169,000 $ 169,000 $ 130,000
Navarro, Texas 1 $ 113,000 $ 113,000 $ 61,000
Rains, Texas 1 $ 216,000 $ 216,000 $ 102,000
Smith, Texas 1 $ 192,000 $ 192,000 $ 80,000
Waller, Texas 1 $ 424,000 $ 424,000 $ 241,000
Williamson, Texas 1 $ 111,000 $ 111,000 $ 55,000
Wood, Texas 1 $ 99,000 $ 99,000 $ 39,000
Summit, Utah 1 $ 656,000 $ 656,000 $ 290,000
Tooele, Utah 1 $ 265,000 $ 265,000 $ 41,000
Washington, Utah 1 $ 375,000 $ 375,000 $ 124,000
Asotin, Washington 1 $ 181,000 $ 181,000 $ 36,000
Douglas, Washington 1 $ 159,000 $ 159,000 $ 29,000
Grant, Washington 1 $ 329,000 $ 329,000 $ 61,000
Kittitas, Washington 1 $ 424,000 $ 424,000 $ 410,000
Klickitat, Washington 1 $ 139,000 $ 139,000 $ 21,000

Mortgage Loan Application Detail Totals for Loanstar Home Loans, LLC dba Loanstar Home Lending in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,479 $942,911,000 $271,000 $2,261,000 $98,000 $1,568,000
Home Improvement 1,001 $280,002,000 $279,000 $1,720,000 $108,000 $3,586,000
Refinancing 557 $165,797,000 $297,000 $1,165,000 $118,000 $1,363,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,472 $960,045,000 $276,000 $2,261,000 $103,000 $3,586,000
Not Provided 576 $167,683,000 $291,000 $1,800,000 $111,000 $1,568,000
Hispanic 509 $124,192,000 $243,000 $977,000 $81,000 $380,000
Asian 233 $78,686,000 $337,000 $2,030,000 $121,000 $820,000
Black or African American 194 $43,793,000 $225,000 $975,000 $83,000 $666,000
American Indian or Alaskan Native 31 $7,783,000 $251,000 $560,000 $106,000 $442,000
Native Hawaiian or Other Pacific Islander 22 $6,528,000 $296,000 $636,000 $93,000 $259,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,320 $937,466,000 $282,000 $2,261,000 $114,000 $3,586,000
FHA-insured (Federal Housing Administration) 1,213 $305,898,000 $252,000 $647,000 $76,000 $318,000
VA-guaranteed (Veterans Administration) 430 $129,881,000 $302,000 $1,023,000 $89,000 $800,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 74 $15,465,000 $208,000 $410,000 $62,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,198 $872,933,000 $272,000 $2,261,000 $100,000 $1,207,000
Application Withdrawn By Applicant 1,605 $459,280,000 $286,000 $2,030,000 $108,000 $3,586,000
Application Denied By Financial Institution 217 $51,091,000 $235,000 $900,000 $84,000 $800,000
File Closed For Incompleteness 17 $5,406,000 $318,000 $839,000 $108,000 $300,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 43 $9,596,000 $223,000 $659,000 $95,000 $772,000
Credit History 37 $9,690,000 $261,000 $779,000 $94,000 $231,000
Collateral 33 $7,061,000 $213,000 $473,000 $112,000 $800,000
Debt-To-Income Ratio 30 $8,131,000 $271,000 $900,000 $70,000 $240,000
Unverifiable Information 24 $6,168,000 $257,000 $549,000 $78,000 $155,000
Insufficient Cash (Downpayment, Closing Cost) 19 $4,327,000 $227,000 $519,000 $64,000 $192,000
Employment History 10 $2,497,000 $249,000 $396,000 $58,000 $90,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Loanstar Home Loans, LLC dba Loanstar Home Lending's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Loanstar Home Loans, LLC dba Loanstar Home Lending's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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