Loansteady LLC Mortgage Lending & HMDA Data, 2024

In 2024, Loansteady LLC of McClean, VA reported 831 mortgage applications totaling $303.4 million. The average application was for $365,096, and applicants reported an average income of $156,302. 74% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Slidell-Mandeville-Covington, LA (93), Wilmington, NC (74) and Arlington-Alexandria-Reston, VA-WV (66) (applications in parentheses).

Mortgage Company & Address Loansteady LLC
8401 Greensboro Drive Suite 950
McClean, VA 22102
Federal Regulator * available with data download
Years 2025  2024  
Total Number of Mortgage Applications 831
Total Mortgage Loan Application Amount $303,395,000
Average Mortgage Loan Application Amount $365,096
Highest Mortgage Loan Application Amount $2,455,000
Average Applicant Income $156,302
Highest Applicant Income $1,349,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Loansteady LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Loansteady LLC by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Tammany, Louisiana 93 $ 36,275,000 $ 390,053 $ 180,000
District of Columbia, District Of Columbia 53 $ 28,435,000 $ 536,509 $ 163,000
Onslow, North Carolina 47 $ 15,865,000 $ 337,553 $ 131,000
Adams, Mississippi 46 $ 9,730,000 $ 211,521 $ 122,000
New Hanover, North Carolina 42 $ 17,090,000 $ 406,904 $ 146,000
Concordia, Louisiana 25 $ 4,865,000 $ 194,600 $ 99,000
Tift, Georgia 24 $ 6,760,000 $ 281,666 $ 131,000
Fairfax, Virginia 23 $ 14,225,000 $ 618,478 $ 217,000
Effingham, Georgia 21 $ 7,465,000 $ 355,476 $ 127,000
Tangipahoa, Louisiana 21 $ 5,255,000 $ 250,238 $ 117,000
Williamson, Illinois 20 $ 3,800,000 $ 190,000 $ 100,000
East Baton Rouge, Louisiana 17 $ 4,565,000 $ 268,529 $ 242,000
Brunswick, North Carolina 17 $ 5,935,000 $ 349,117 $ 153,000
Jefferson, Louisiana 15 $ 4,685,000 $ 312,333 $ 167,000
Pender, North Carolina 15 $ 5,065,000 $ 337,666 $ 151,000
Montgomery, Maryland 14 $ 7,900,000 $ 564,285 $ 163,000
Harrison, Mississippi 11 $ 3,335,000 $ 303,181 $ 148,000
Stafford, Virginia 11 $ 6,155,000 $ 559,545 $ 175,000
Washington, Louisiana 10 $ 2,110,000 $ 211,000 $ 100,000
Chatham, Georgia 9 $ 2,955,000 $ 328,333 $ 206,000
DeKalb, Georgia 9 $ 3,035,000 $ 337,222 $ 172,000
Orleans, Louisiana 8 $ 1,590,000 $ 198,750 $ 235,000
Prince William, Virginia 7 $ 3,955,000 $ 565,000 $ 309,000
Maricopa, Arizona 6 $ 4,230,000 $ 705,000 $ 304,000
Frederick, Maryland 6 $ 3,120,000 $ 520,000 $ 223,000
Alexandria, Virginia 6 $ 4,640,000 $ 773,333 $ 195,000
Loudoun, Virginia 6 $ 3,360,000 $ 560,000 $ 216,000
Gwinnett, Georgia 5 $ 1,835,000 $ 367,000 $ 135,000
Wake, North Carolina 5 $ 2,395,000 $ 479,000 $ 197,000
Spotsylvania, Virginia 5 $ 2,145,000 $ 429,000 $ 201,000
Pinellas, Florida 4 $ 1,420,000 $ 355,000 $ 112,000
Berrien, Georgia 4 $ 780,000 $ 195,000 $ 119,000
Bryan, Georgia 4 $ 1,640,000 $ 410,000 $ 145,000
Jackson, Illinois 4 $ 470,000 $ 117,500 $ 58,000
Perry, Illinois 4 $ 530,000 $ 132,500 $ 84,000
Prince George's, Maryland 4 $ 1,650,000 $ 412,500 $ 158,000
Washington, Maryland 4 $ 1,110,000 $ 277,500 $ 86,000
Warren, Mississippi 4 $ 900,000 $ 225,000 $ 71,000
Arlington, Virginia 4 $ 2,640,000 $ 660,000 $ 202,000
Bulloch, Georgia 3 $ 615,000 $ 205,000 $ 83,000
Cobb, Georgia 3 $ 845,000 $ 281,666 $ 112,000
Fulton, Georgia 3 $ 1,385,000 $ 461,666 $ 144,000
Union, Illinois 3 $ 375,000 $ 125,000 $ 73,000
Polk, Iowa 3 $ 725,000 $ 241,666 $ 119,000
Anne Arundel, Maryland 3 $ 1,755,000 $ 585,000 $ 208,000
Baltimore City, Maryland 3 $ 1,265,000 $ 421,666 $ 218,000
Howard, Maryland 3 $ 1,515,000 $ 505,000 $ 178,000
Middlesex, Massachusetts 3 $ 1,545,000 $ 515,000 $ 256,000
Jackson, Mississippi 3 $ 635,000 $ 211,666 $ 85,000
Lawrence, Mississippi 3 $ 475,000 $ 158,333 $ 55,000
Duplin, North Carolina 3 $ 695,000 $ 231,666 $ 81,000
Comal, Texas 3 $ 1,165,000 $ 388,333 $ 151,000
Escambia, Florida 2 $ 1,120,000 $ 560,000 $ 232,000
Manatee, Florida 2 $ 560,000 $ 280,000 $ 302,000
Banks, Georgia 2 $ 850,000 $ 425,000 $ 130,000
Cherokee, Georgia 2 $ 960,000 $ 480,000 $ 187,000
Hall, Georgia 2 $ 600,000 $ 300,000 $ 183,000
Irwin, Georgia 2 $ 410,000 $ 205,000 $ 89,000
Liberty, Georgia 2 $ 560,000 $ 280,000 $ 79,000
Turner, Georgia 2 $ 280,000 $ 140,000 $ 56,000
Cook, Illinois 2 $ 860,000 $ 430,000 $ 218,000
Franklin, Illinois 2 $ 240,000 $ 120,000 $ 61,000
Guthrie, Iowa 2 $ 440,000 $ 220,000 $ 62,000
Lafayette, Louisiana 2 $ 430,000 $ 215,000 $ 116,000
Livingston, Louisiana 2 $ 320,000 $ 160,000 $ 52,000
Baltimore, Maryland 2 $ 1,030,000 $ 515,000 $ 139,000
Hancock, Mississippi 2 $ 790,000 $ 395,000 $ 155,000
Lamar, Mississippi 2 $ 520,000 $ 260,000 $ 67,000
Craven, North Carolina 2 $ 720,000 $ 360,000 $ 86,000
Harnett, North Carolina 2 $ 650,000 $ 325,000 $ 78,000
Cass, North Dakota 2 $ 920,000 $ 460,000 $ 221,000
Stark, Ohio 2 $ 620,000 $ 310,000 $ 329,000
Parker, Texas 2 $ 1,120,000 $ 560,000 $ 110,000
Tarrant, Texas 2 $ 760,000 $ 380,000 $ 113,000
Travis, Texas 2 $ 920,000 $ 460,000 $ 484,000
Fauquier, Virginia 2 $ 1,500,000 $ 750,000 $ 183,000
Frederick, Virginia 2 $ 660,000 $ 330,000 $ 113,000
Norfolk, Virginia 2 $ 1,380,000 $ 690,000 $ 195,000
Shelby, Alabama 1 $ 735,000 $ 735,000 $ 201,000
Contra Costa, California 1 $ 805,000 $ 805,000 $ 351,000
Los Angeles, California 1 $ 475,000 $ 475,000 $ 143,000
Denver, Colorado 1 $ 575,000 $ 575,000 $ 290,000
Eagle, Colorado 1 $ 755,000 $ 755,000 $ 200,000
Elbert, Colorado 1 $ 495,000 $ 495,000 $ 102,000
Mesa, Colorado 1 $ 325,000 $ 325,000 $ 102,000
Pueblo, Colorado 1 $ 185,000 $ 185,000 $ 47,000
Sussex, Delaware 1 $ 175,000 $ 175,000 $ 96,000
Brevard, Florida 1 $ 295,000 $ 295,000 $ 63,000
Broward, Florida 1 $ 415,000 $ 415,000 $ 189,000
Duval, Florida 1 $ 155,000 $ 155,000 $ 138,000
Lee, Florida 1 $ 265,000 $ 265,000 $ 125,000
Martin, Florida 1 $ 525,000 $ 525,000 $ 228,000
Miami-Dade, Florida 1 $ 595,000 $ 595,000 $ 232,000
Okaloosa, Florida 1 $ 385,000 $ 385,000 $ 135,000
Orange, Florida 1 $ 465,000 $ 465,000 $ 127,000
Santa Rosa, Florida 1 $ 245,000 $ 245,000 $ 94,000
Sarasota, Florida 1 $ 565,000 $ 565,000 $ 215,000
St. Lucie, Florida 1 $ 205,000 $ 205,000 $ 65,000
Walton, Florida 1 $ 545,000 $ 545,000 $ 257,000
Burke, Georgia 1 $ 595,000 $ 595,000 $ 116,000
Dooly, Georgia 1 $ 75,000 $ 75,000 $ 75,000
Henry, Georgia 1 $ 315,000 $ 315,000 $ 128,000
Lowndes, Georgia 1 $ 275,000 $ 275,000 $ 58,000
Lumpkin, Georgia 1 $ 245,000 $ 245,000 $ 109,000
Screven, Georgia 1 $ 295,000 $ 295,000 $ 113,000
Union, Georgia 1 $ 215,000 $ 215,000 $ 108,000
Wayne, Georgia 1 $ 215,000 $ 215,000 $ 71,000
Worth, Georgia 1 $ 195,000 $ 195,000 $ 65,000
DuPage, Illinois 1 $ 385,000 $ 385,000 $ 160,000
Marion, Illinois 1 $ 125,000 $ 125,000 $ 93,000
Pope, Illinois 1 $ 335,000 $ 335,000 $ 140,000
Will, Illinois 1 $ 315,000 $ 315,000 $ 174,000
Madison, Iowa 1 $ 295,000 $ 295,000 $ 82,000
Story, Iowa 1 $ 425,000 $ 425,000 $ 150,000
Warren, Iowa 1 $ 175,000 $ 175,000 $ 44,000
Catahoula, Louisiana 1 $ 65,000 $ 65,000 $ 69,000
Lafourche, Louisiana 1 $ 215,000 $ 215,000 $ 60,000
Madison, Louisiana 1 $ 145,000 $ 145,000 $ 100,000
Plaquemines, Louisiana 1 $ 125,000 $ 125,000 $ 34,000
Richland, Louisiana 1 $ 265,000 $ 265,000 $ 126,000
St. Bernard, Louisiana 1 $ 275,000 $ 275,000 $ 193,000
Tensas, Louisiana 1 $ 85,000 $ 85,000 $ 100,000
Garrett, Maryland 1 $ 745,000 $ 745,000 $ 275,000
Norfolk, Massachusetts 1 $ 455,000 $ 455,000 $ 150,000
Genesee, Michigan 1 $ 425,000 $ 425,000 $ 168,000
Oakland, Michigan 1 $ 315,000 $ 315,000 $ 219,000
Covington, Mississippi 1 $ 415,000 $ 415,000 $ 254,000
Forrest, Mississippi 1 $ 175,000 $ 175,000 $ 72,000
Lincoln, Mississippi 1 $ 185,000 $ 185,000 $ 62,000
Pearl River, Mississippi 1 $ 95,000 $ 95,000 $ 49,000
Walthall, Mississippi 1 $ 355,000 $ 355,000 $ 184,000
Camden, Missouri 1 $ 685,000 $ 685,000 $ 213,000
Hudson, New Jersey 1 $ 155,000 $ 155,000 $ 80,000
Ocean, New Jersey 1 $ 275,000 $ 275,000 $ 112,000
Bernalillo, New Mexico 1 $ 315,000 $ 315,000 $ 92,000
Bladen, North Carolina 1 $ 115,000 $ 115,000 $ 31,000
Cumberland, North Carolina 1 $ 405,000 $ 405,000 $ 0
Dare, North Carolina 1 $ 1,595,000 $ 1,595,000 $ 676,000
Forsyth, North Carolina 1 $ 325,000 $ 325,000 $ 150,000
Gaston, North Carolina 1 $ 185,000 $ 185,000 $ 166,000
Johnston, North Carolina 1 $ 265,000 $ 265,000 $ 0
Mecklenburg, North Carolina 1 $ 405,000 $ 405,000 $ 110,000
Moore, North Carolina 1 $ 385,000 $ 385,000 $ 339,000
Stanly, North Carolina 1 $ 285,000 $ 285,000 $ 65,000
Watauga, North Carolina 1 $ 255,000 $ 255,000 $ 305,000
Wilson, North Carolina 1 $ 375,000 $ 375,000 $ 130,000
Barnes, North Dakota 1 $ 235,000 $ 235,000 $ 92,000
Van Wert, Ohio 1 $ 345,000 $ 345,000 $ 240,000
Adams, Pennsylvania 1 $ 455,000 $ 455,000 $ 132,000
Philadelphia, Pennsylvania 1 $ 265,000 $ 265,000 $ 56,000
York, Pennsylvania 1 $ 295,000 $ 295,000 $ 0
Beaufort, South Carolina 1 $ 405,000 $ 405,000 $ 204,000
Berkeley, South Carolina 1 $ 445,000 $ 445,000 $ 0
Charleston, South Carolina 1 $ 245,000 $ 245,000 $ 73,000
Dorchester, South Carolina 1 $ 275,000 $ 275,000 $ 96,000
Knox, Tennessee 1 $ 205,000 $ 205,000 $ 100,000
Ellis, Texas 1 $ 415,000 $ 415,000 $ 126,000
Galveston, Texas 1 $ 495,000 $ 495,000 $ 352,000
Harris, Texas 1 $ 415,000 $ 415,000 $ 189,000
McLennan, Texas 1 $ 165,000 $ 165,000 $ 261,000
Montgomery, Texas 1 $ 395,000 $ 395,000 $ 149,000
Williamson, Texas 1 $ 85,000 $ 85,000 $ 271,000
Albemarle, Virginia 1 $ 295,000 $ 295,000 $ 93,000
Bedford, Virginia 1 $ 645,000 $ 645,000 $ 450,000
Charlottesville, Virginia 1 $ 355,000 $ 355,000 $ 80,000
Chesapeake, Virginia 1 $ 235,000 $ 235,000 $ 68,000
Chesterfield, Virginia 1 $ 415,000 $ 415,000 $ 119,000
Henrico, Virginia 1 $ 135,000 $ 135,000 $ 142,000
Isle of Wight, Virginia 1 $ 295,000 $ 295,000 $ 0
Manassas Park, Virginia 1 $ 215,000 $ 215,000 $ 176,000
Orange, Virginia 1 $ 475,000 $ 475,000 $ 184,000
Portsmouth, Virginia 1 $ 205,000 $ 205,000 $ 42,000
Richmond, Virginia 1 $ 115,000 $ 115,000 $ 84,000
Russell, Virginia 1 $ 275,000 $ 275,000 $ 210,000
Warren, Virginia 1 $ 1,235,000 $ 1,235,000 $ 233,000
Westmoreland, Virginia 1 $ 315,000 $ 315,000 $ 120,000
Wise, Virginia 1 $ 145,000 $ 145,000 $ 163,000
King, Washington 1 $ 715,000 $ 715,000 $ 192,000
Kitsap, Washington 1 $ 305,000 $ 305,000 $ 74,000
Ohio, West Virginia 1 $ 255,000 $ 255,000 $ 96,000

Mortgage Loan Application Detail Totals for Loansteady LLC in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 733 $262,515,000 $358,000 $2,455,000 $154,000 $1,349,000
Refinancing 61 $28,695,000 $470,000 $1,085,000 $189,000 $542,000
Cash-out Refinancing 37 $12,185,000 $329,000 $1,595,000 $148,000 $676,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 571 $205,685,000 $360,000 $1,595,000 $156,000 $1,349,000
Not Provided 101 $44,695,000 $442,000 $2,455,000 $186,000 $1,098,000
Black or African American 69 $18,955,000 $274,000 $755,000 $123,000 $609,000
Hispanic 57 $19,965,000 $350,000 $845,000 $122,000 $466,000
Asian 25 $11,725,000 $469,000 $805,000 $174,000 $370,000
American Indian or Alaskan Native 8 $2,370,000 $296,000 $485,000 $169,000 $393,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 496 $197,800,000 $398,000 $2,455,000 $183,000 $1,349,000
FHA-insured (Federal Housing Administration) 151 $42,275,000 $279,000 $775,000 $109,000 $480,000
VA-guaranteed (Veterans Administration) 143 $56,695,000 $396,000 $1,495,000 $129,000 $390,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 41 $6,625,000 $161,000 $295,000 $66,000 $106,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 615 $226,465,000 $368,000 $2,455,000 $150,000 $1,098,000
Application Withdrawn By Applicant 166 $60,030,000 $361,000 $1,005,000 $175,000 $1,349,000
Application Approved But Not Accepted 35 $12,765,000 $364,000 $875,000 $170,000 $471,000
Application Denied By Financial Institution 15 $4,135,000 $275,000 $805,000 $103,000 $351,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 816 $299,260,000 $366,000 $2,455,000 $156,000 $1,349,000
Debt-To-Income Ratio 9 $1,975,000 $219,000 $605,000 $67,000 $147,000
Collateral 2 $580,000 $290,000 $465,000 $104,000 $125,000
Credit History 2 $550,000 $275,000 $395,000 $135,000 $138,000
Unverifiable Information 1 $225,000 $225,000 $225,000 $116,000 $116,000
Employment History 1 $805,000 $805,000 $805,000 $351,000 $351,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Loansteady LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Loansteady LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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