Loansteady LLC Mortgage Lending & HMDA Data, 2025

In 2025, Loansteady LLC of McClean, VA reported 1,838 mortgage applications totaling $725.7 million, up 121% from 2024. The average application was for $394,825, and applicants reported an average income of $166,649. 68% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Wilmington, NC (251), Slidell-Mandeville-Covington, LA (206) and Washington, DC-MD (148) (applications in parentheses).

Mortgage Company & Address Loansteady LLC
8401 Greensboro Drive Suite 950
McClean, VA 22102
Federal Regulator * available with data download
Years 2025  2024  
Total Number of Mortgage Applications 1,838
Total Mortgage Loan Application Amount $725,690,000
Average Mortgage Loan Application Amount $394,825
Highest Mortgage Loan Application Amount $2,565,000
Average Applicant Income $166,649
Highest Applicant Income $2,523,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Loansteady LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Loansteady LLC by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 326 $ 80,090,000 $ 245,674 $ 111,175
Wilmington, NC 251 $ 94,825,000 $ 377,788 $ 157,000
Slidell-Mandeville-Covington, LA 206 $ 84,290,000 $ 409,174 $ 200,000
Washington, DC-MD 148 $ 78,570,000 $ 530,878 $ 194,567
Arlington-Alexandria-Reston, VA-WV 124 $ 76,170,000 $ 614,274 $ 221,887
Jacksonville, NC 83 $ 27,595,000 $ 332,469 $ 121,000
Washington-Baltimore-Arlington, DC 48 $ 27,090,000 $ 564,375 $ 232,000
Hammond, LA 41 $ 9,325,000 $ 227,439 $ 98,000
Atlanta-Sandy Springs-Roswell, GA 38 $ 15,940,000 $ 419,473 $ 202,000
New Orleans-Metairie, LA 38 $ 11,910,000 $ 313,421 $ 154,000
Baton Rouge, LA 37 $ 18,575,000 $ 502,027 $ 239,000
Savannah, GA 23 $ 8,025,000 $ 348,913 $ 128,000
Chicago-Naperville, IL 20 $ 7,690,000 $ 384,500 $ 172,000
Raleigh, NC 20 $ 8,070,000 $ 403,500 $ 196,000
Baltimore-Columbia-Towson, MD 19 $ 7,405,000 $ 389,736 $ 155,000
Jackson, MS 18 $ 4,080,000 $ 226,666 $ 102,000
Charlotte-Concord-Gastonia, NC-SC 17 $ 6,185,000 $ 363,823 $ 221,294
Gulfport-Biloxi-Pascagoula, MS 17 $ 8,295,000 $ 487,941 $ 250,000
Richmond, VA 14 $ 7,320,000 $ 522,857 $ 195,000
Orlando-Kissimmee-Sanford, FL 12 $ 4,120,000 $ 343,333 $ 141,000
Tampa, FL 12 $ 4,760,000 $ 396,666 $ 181,000
Indianapolis-Carmel-Anderson, IN 11 $ 4,635,000 $ 421,363 $ 170,000
Charleston-North Charleston, SC 9 $ 4,255,000 $ 472,777 $ 185,000
Philadelphia, PA 9 $ 2,235,000 $ 248,333 $ 121,000
Cleveland, OH 8 $ 2,700,000 $ 337,500 $ 160,000
Fayetteville, NC 8 $ 1,930,000 $ 241,250 $ 78,000
Marietta, GA 8 $ 3,690,000 $ 461,250 $ 141,000
Durham-Chapel Hill, NC 7 $ 3,085,000 $ 440,714 $ 139,000
Montgomery County-Bucks County-Chester County, PA 7 $ 3,285,000 $ 469,285 $ 144,000
Nashville-Davidson--Murfreesboro--Franklin, TN 7 $ 3,525,000 $ 503,571 $ 180,000
Hinesville, GA 6 $ 1,350,000 $ 225,000 $ 86,000
Houston-The Woodlands-Sugar Land, TX 6 $ 2,720,000 $ 453,333 $ 109,000
Palm Bay-Melbourne-Titusville, FL 6 $ 2,580,000 $ 430,000 $ 274,000
Port St. Lucie, FL 6 $ 3,620,000 $ 603,333 $ 205,000
Riverside-San Bernardino-Ontario, CA 6 $ 2,290,000 $ 381,666 $ 186,000
Dallas-Plano-Irving, TX 5 $ 2,145,000 $ 429,000 $ 148,000
Denver-Aurora-Lakewood, CO 5 $ 2,815,000 $ 563,000 $ 352,000
Jacksonville, FL 5 $ 1,515,000 $ 303,000 $ 127,000
Knoxville, TN 5 $ 2,115,000 $ 423,000 $ 141,000
Phoenix-Mesa-Scottsdale, AZ 5 $ 3,115,000 $ 623,000 $ 217,000
San Antonio-New Braunfels, TX 5 $ 1,435,000 $ 287,000 $ 123,000
St. Petersburg-Clearwater-Largo, FL 5 $ 2,635,000 $ 527,000 $ 181,000
Austin-Round Rock, TX 4 $ 1,140,000 $ 285,000 $ 119,000
Brunswick, GA 4 $ 1,510,000 $ 377,500 $ 102,000
Cape Coral-Fort Myers, FL 4 $ 890,000 $ 222,500 $ 96,000
Pittsburgh, PA 4 $ 1,590,000 $ 397,500 $ 113,000
Allentown-Bethlehem-Easton, PA-NJ 3 $ 1,415,000 $ 471,666 $ 184,000
Charlottesville, VA 3 $ 745,000 $ 248,333 $ 29,000
Chattanooga, TN-GA 3 $ 1,225,000 $ 408,333 $ 235,666
Cincinnati, OH-KY-IN 3 $ 1,205,000 $ 401,666 $ 159,000
Columbus, OH 3 $ 835,000 $ 278,333 $ 173,000
Corpus Christi, TX 3 $ 2,615,000 $ 871,666 $ 109,000
Crestview-Fort Walton Beach-Destin, FL 3 $ 1,275,000 $ 425,000 $ 218,000
Deltona-Daytona Beach-Ormond Beach, FL 3 $ 1,425,000 $ 475,000 $ 174,000
Elkhart-Goshen, IN 3 $ 1,055,000 $ 351,666 $ 92,000
Flagstaff, AZ 3 $ 4,735,000 $ 1,578,333 $ 238,000
Greensboro-High Point, NC 3 $ 1,665,000 $ 555,000 $ 295,000
Hagerstown-Martinsburg, MD-WV 3 $ 895,000 $ 298,333 $ 85,666
Lafayette, LA 3 $ 755,000 $ 251,666 $ 73,000
Lakeland-Winter Haven, FL 3 $ 715,000 $ 238,333 $ 95,000
Lexington Park, MD 3 $ 1,155,000 $ 385,000 $ 122,000
Los Angeles-Long Beach-Glendale, CA 3 $ 2,725,000 $ 908,333 $ 436,000
Memphis, TN-MS-AR 3 $ 955,000 $ 318,333 $ 145,000
Miami-Miami Beach-Kendall, FL 3 $ 2,385,000 $ 795,000 $ 534,000
North Port-Sarasota-Bradenton, FL 3 $ 895,000 $ 298,333 $ 208,000
Pinehurst-Southern Pines, NC 3 $ 1,095,000 $ 365,000 $ 137,000
Virginia Beach-Norfolk-Newport News, VA-NC 3 $ 1,355,000 $ 451,666 $ 221,000
Akron, OH 2 $ 450,000 $ 225,000 $ 87,000
Alexandria, LA 2 $ 500,000 $ 250,000 $ 77,000
Anaheim-Santa Ana-Irvine, CA 2 $ 3,060,000 $ 1,530,000 $ 1,026,000
Blacksburg-Christiansburg-Radford, VA 2 $ 300,000 $ 150,000 $ 80,000
Bloomington, IL 2 $ 390,000 $ 195,000 $ 190,000
Cambridge-Newton-Framingham, MA 2 $ 1,310,000 $ 655,000 $ 216,000
Camden, NJ 2 $ 770,000 $ 385,000 $ 187,000
Dalton, GA 2 $ 560,000 $ 280,000 $ 89,000
Fort Worth-Arlington, TX 2 $ 450,000 $ 225,000 $ 88,000
Gettysburg, PA 2 $ 690,000 $ 345,000 $ 147,000
Lake County-Kenosha County, IL-WI 2 $ 1,220,000 $ 610,000 $ 229,000
Monroe, LA 2 $ 1,020,000 $ 510,000 $ 174,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 2 $ 290,000 $ 145,000 $ 0
Naples-Immokalee-Marco Island, FL 2 $ 600,000 $ 300,000 $ 252,000
Pensacola-Ferry Pass-Brent, FL 2 $ 1,450,000 $ 725,000 $ 449,000
Rome, GA 2 $ 400,000 $ 200,000 $ 39,000
San Diego-Carlsbad, CA 2 $ 1,090,000 $ 545,000 $ 302,000
San Francisco-Redwood City-South San Francisco, CA 2 $ 2,000,000 $ 1,000,000 $ 559,000
St. Louis, MO-IL 2 $ 700,000 $ 350,000 $ 135,000
Warner Robins, GA 2 $ 810,000 $ 405,000 $ 115,000
Warren-Troy-Farmington Hills, MI 2 $ 1,250,000 $ 625,000 $ 185,000
West Palm Beach-Boca Raton-Delray Beach, FL 2 $ 530,000 $ 265,000 $ 114,000
Winchester, VA-WV 2 $ 820,000 $ 410,000 $ 88,000
York-Hanover, PA 2 $ 400,000 $ 200,000 $ 149,000
Albany, GA 1 $ 345,000 $ 345,000 $ 108,000
Bloomington, IN 1 $ 615,000 $ 615,000 $ 200,000
Canton-Massillon, OH 1 $ 495,000 $ 495,000 $ 0
Clarksville, TN-KY 1 $ 295,000 $ 295,000 $ 89,000
Cleveland, TN 1 $ 435,000 $ 435,000 $ 140,000
College Station-Bryan, TX 1 $ 525,000 $ 525,000 $ 130,000
Colorado Springs, CO 1 $ 805,000 $ 805,000 $ 192,000
Columbia, SC 1 $ 135,000 $ 135,000 $ 36,000
Columbus, GA-AL 1 $ 285,000 $ 285,000 $ 91,000
Daphne-Fairhope-Foley, AL 1 $ 175,000 $ 175,000 $ 0
Dayton-Springfield-Kettering, OH 1 $ 435,000 $ 435,000 $ 209,000
Des Moines-West Des Moines, IA 1 $ 295,000 $ 295,000 $ 0
Detroit-Dearborn-Livonia, MI 1 $ 225,000 $ 225,000 $ 130,000
El Paso, TX 1 $ 435,000 $ 435,000 $ 99,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 125,000 $ 125,000 $ 258,000
Gainesville, FL 1 $ 105,000 $ 105,000 $ 0
Goldsboro, NC 1 $ 365,000 $ 365,000 $ 103,000
Grand Rapids-Wyoming, MI 1 $ 215,000 $ 215,000 $ 46,000
Greenville, NC 1 $ 235,000 $ 235,000 $ 168,000
Greenville-Anderson-Mauldin, SC 1 $ 345,000 $ 345,000 $ 85,000
Harrisburg-Carlisle, PA 1 $ 185,000 $ 185,000 $ 86,000
Hilton Head Island-Bluffton-Beaufort, SC 1 $ 445,000 $ 445,000 $ 0
Homosassa Springs, FL 1 $ 115,000 $ 115,000 $ 66,000
Jackson, MI 1 $ 105,000 $ 105,000 $ 114,000
Kansas City, MO-KS 1 $ 155,000 $ 155,000 $ 74,000
Lafayette-West Lafayette, IN 1 $ 135,000 $ 135,000 $ 92,000
Lake County-Porter County-Jasper County, IN 1 $ 415,000 $ 415,000 $ 195,000
Lake Havasu City-Kingman, AZ 1 $ 195,000 $ 195,000 $ 60,000
Lancaster, PA 1 $ 295,000 $ 295,000 $ 250,000
Michigan City-La Porte, IN 1 $ 425,000 $ 425,000 $ 107,000
Muncie, IN 1 $ 85,000 $ 85,000 $ 92,000
Muskegon, MI 1 $ 355,000 $ 355,000 $ 122,000
Oakland-Hayward-Berkeley, CA 1 $ 455,000 $ 455,000 $ 124,000
Ocala, FL 1 $ 235,000 $ 235,000 $ 1,000
Panama City, FL 1 $ 435,000 $ 435,000 $ 340,000
Peoria, IL 1 $ 385,000 $ 385,000 $ 158,000
Punta Gorda, FL 1 $ 455,000 $ 455,000 $ 120,000
Reading, PA 1 $ 225,000 $ 225,000 $ 54,000
Roanoke, VA 1 $ 365,000 $ 365,000 $ 175,000
Rockford, IL 1 $ 335,000 $ 335,000 $ 117,000
Sacramento--Roseville--Arden-Arcade, CA 1 $ 555,000 $ 555,000 $ 119,000
Salisbury, MD-DE 1 $ 165,000 $ 165,000 $ 0
San Luis Obispo-Paso Robles-Arroyo Grande, CA 1 $ 555,000 $ 555,000 $ 176,000
Santa Maria-Santa Barbara, CA 1 $ 705,000 $ 705,000 $ 179,000
Scranton--Wilkes-Barre--Hazleton, PA 1 $ 145,000 $ 145,000 $ 83,000
Seattle-Bellevue-Everett, WA 1 $ 725,000 $ 725,000 $ 334,000
Sebastian-Vero Beach, FL 1 $ 725,000 $ 725,000 $ 156,000
Sebring, FL 1 $ 445,000 $ 445,000 $ 101,000
Springfield, MA 1 $ 585,000 $ 585,000 $ 705,000
Staunton-Waynesboro, VA 1 $ 245,000 $ 245,000 $ 200,000
Toledo, OH 1 $ 465,000 $ 465,000 $ 250,000
Tuscaloosa, AL 1 $ 255,000 $ 255,000 $ 70,000
Tyler, TX 1 $ 165,000 $ 165,000 $ 179,000
Valdosta, GA 1 $ 235,000 $ 235,000 $ 84,000
Vallejo-Fairfield, CA 1 $ 425,000 $ 425,000 $ 111,000
Waterloo-Cedar Falls, IA 1 $ 165,000 $ 165,000 $ 177,000
Weirton-Steubenville, WV-OH 1 $ 125,000 $ 125,000 $ 113,000
Winston-Salem, NC 1 $ 205,000 $ 205,000 $ 54,000
Worcester, MA-CT 1 $ 615,000 $ 615,000 $ 238,000
Youngstown-Warren-Boardman, OH-PA 1 $ 175,000 $ 175,000 $ 68,000

Mortgage Loan Application Detail Totals for Loansteady LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,583 $611,445,000 $386,000 $2,565,000 $161,000 $2,523,000
Refinancing 157 $78,255,000 $498,000 $1,685,000 $239,000 $1,356,000
Cash-out Refinancing 98 $35,990,000 $367,000 $1,615,000 $142,000 $1,326,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,215 $469,505,000 $386,000 $2,565,000 $162,000 $1,867,000
Not Provided 290 $131,440,000 $453,000 $1,685,000 $197,000 $2,330,000
Black or African American 137 $42,955,000 $313,000 $2,165,000 $128,000 $2,523,000
Hispanic 99 $35,965,000 $363,000 $1,195,000 $146,000 $523,000
Asian 90 $43,530,000 $483,000 $1,405,000 $198,000 $1,314,000
American Indian or Alaskan Native 7 $2,295,000 $327,000 $605,000 $101,000 $159,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,191 $504,565,000 $423,000 $2,565,000 $194,000 $2,523,000
FHA-insured (Federal Housing Administration) 324 $93,230,000 $287,000 $825,000 $102,000 $548,000
VA-guaranteed (Veterans Administration) 266 $117,550,000 $441,000 $1,445,000 $133,000 $641,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 57 $10,345,000 $181,000 $365,000 $75,000 $121,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,256 $492,490,000 $392,000 $2,165,000 $166,000 $2,523,000
Application Withdrawn By Applicant 380 $158,910,000 $418,000 $2,565,000 $177,000 $1,867,000
Application Approved But Not Accepted 145 $54,015,000 $372,000 $1,315,000 $149,000 $1,326,000
Application Denied By Financial Institution 56 $19,950,000 $356,000 $1,615,000 $117,000 $910,000
File Closed For Incompleteness 1 $325,000 $325,000 $325,000 $129,000 $129,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,782 $705,740,000 $396,000 $2,565,000 $167,000 $2,523,000
Debt-To-Income Ratio 20 $7,910,000 $395,000 $1,615,000 $79,000 $167,000
Collateral 11 $4,025,000 $365,000 $1,525,000 $108,000 $169,000
Credit History 10 $2,990,000 $299,000 $515,000 $104,000 $156,000
Other 6 $1,570,000 $261,000 $425,000 $118,000 $150,000
Unverifiable Information 4 $1,200,000 $300,000 $425,000 $137,000 $227,000
Insufficient Cash (Downpayment, Closing Cost) 3 $795,000 $265,000 $495,000 $68,000 $75,000
Employment History 2 $1,460,000 $730,000 $1,145,000 $522,000 $910,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Loansteady LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Loansteady LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet with aggregated HMDA statistics today.

Download the Virginia Lender List